Cost of living in Poland
A single person living in Poland spends around $753/month excluding rent. Per-city numbers below, every figure with its source; rent is shown separately in the Housing sections, by apartment type.
Verified
At a glance
What the tags meanofficial — live figure from a government or authorityopen data — open dataset (Eurostat, EEA, M-Lab, UdSC…)survey — survey or index estimatecurated — SettleMetric-assembled estimate — open the source for the method
Cost of living
i
GUS — Household Budget Survey 2024 (one-person households), CPI-uplifted
Curated by SettleMetric
- Data as of
- May 31, 2026
- Verified
- Jul 3, 2026
- Method
- GUS one-person household consumer spending 2,888.89 PLN/mo (2024) minus actual-rentals line 235.10 → 2,653.79 PLN; uplifted by CPI (+3.6% 2025 avg, +3.1% y/y May 2026) → ≈2,835 PLN; converted at 3.7635 PLN/USD (ECB 2026-07-02). Cross-checked against Eurostat price-level indices (PL ≈ 72% of EU27).
$753/mo
2026curated
Rent: 1-bedroom (city avg)
i
Otodom Analytics via Bankier.pl rental report, June 2026
Curated by SettleMetric
- Data as of
- May 31, 2026
- Verified
- Jul 3, 2026
- Method
- Average asking rents for 40–59 m² units, May 2026: Warsaw 3,897 PLN, Kraków 3,072 PLN; population-weighted (GUS 2025 populations) → 3,646 PLN ≈ $969 at 3.7635 PLN/USD.
- Notes
- City-wide averages (central districts run higher); weighted over the two covered cities, not a national figure. NBP quarterly housing report is the preferred source but is bot-walled — re-verify from a browser next cycle.
$969/mo
2026curated
Private health
i
Curated by SettleMetric
- Data as of
- Jul 3, 2026
- Verified
- Jul 3, 2026
- Method
- Comprehensive private plans that include inpatient/hospital cover — top-tier LuxMed/Medicover subscriptions (own or partner hospitals) and standalone health insurance (Signal Iduna, Allianz Zdrowie, PZU) — run ≈400–700 PLN/month. Healthy-35-year-old midpoint ≈ 500 PLN/mo ≈ 6,000 PLN/yr ≈ $1,595 at 3.7635 PLN/USD (range ≈ $1,275–$2,230). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
- Notes
- Residents are covered by mandatory public insurance (NFZ); private cover is optional. Most people buy only a cheaper OUTPATIENT subscription (LuxMed/Medicover ≈150–250 PLN/mo ≈ $600/yr) and use the public system for hospital care. This figure is the with-inpatient comprehensive tier, chosen to be comparable with other countries' comprehensive plans (the earlier $603 was an outpatient-only subscription mislabelled as comprehensive).
$1,600/yr
2026curated
i
GUS Household Budget Survey 2024 (one-person households), CPI-uplifted
Curated by SettleMetric
- Data as of
- May 31, 2026
- Verified
- Jul 3, 2026
- Method
- GUS 2024 one-person household spending by COICOP category, minus the actual-rentals line, CPI-uplifted to mid-2026 (×1.068) and converted at 3.7635 PLN/USD. Categories sum to the ~$753/mo cost-of-living aggregate. National average — city living runs somewhat higher.
Food & non-alcoholic drinks205 USD
Utilities (electricity, gas, water)147 USD
Other (alcohol, tobacco, misc.)77 USD
Transport59 USD
Restaurants & eating out59 USD
Recreation & culture55 USD
Health (out-of-pocket)55 USD
Household goods38 USD
Communications32 USD
Clothing & footwear26 USD
National household-budget-survey basket. Rent is shown separately below.
Details
| Criterion | Value | Score |
|---|---|---|
| Cost of living (single, excl. rent) | 753USD/month, single person, excluding rentiGUS — Household Budget Survey 2024 (one-person households), CPI-uplifted Curated by SettleMetric
| 8.7 |
| Private healthcare cost | 1,600USD/year, comprehensive private insurance premium, healthy 35-year-oldiCurated by SettleMetric
| 7.0 |