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SettleMetric

CODatos verificados de mudanza para quien no depende del lugar

Colombia para trabajadores remotos.

OECD member in the Andes with a flat, low-rate freelancer regime (Régimen Simple, 5.9% on gross for professional services) layered over mandatory self-paid health and pension contributions, and a dedicated two-year digital-nomad visa (Visa V). Low living costs and a large Venezuelan migrant community are offset by a high homicide rate and modest English proficiency.

Verificado

2 ciudades · 2 regímenes · 6 vías activas

CO · SettleMetric

01

Vista rápida

Las cifras principales de Colombia, cada una con su fuente y su frescura. Una cifra oficial viva no es lo mismo que una estimación de encuesta ni que una normal climática de 30 años.

01

Coste de vida

9.0/10
$705/mo
2025recopilado

DANE — línea de pobreza y clasificación por ingreso 2025 (basket anchor), CPI-consistent

Recopilado por SettleMetric

Datos a fecha de
31 dic 2025
Verificado
4 jul 2026
Método
Curated single-person non-rent basket (food, utilities, urban transport, mobile+internet, modest leisure and misc.) for a foreign remote worker in a major Colombian city, anchored on DANE 2025 income bands (national poverty line 482,041 COP/mo; middle-class per-capita spending 853,608–4,596,352 COP/mo) and typical published utility/transport/mobile tariffs. Estimated ≈ 2,360,000 COP/mo ÷ 3,349.7 COP/USD (ECB EUR/COP 3,817.83 ÷ EUR/USD 1.1399, fx-rates 2026-07-02) ≈ 705 USD. Curated estimate — DANE has not published a 2025/2026 one-person-household consumption line comparable to Poland's GUS figure; to be refined from ENPH microdata.

03

Impuestos del autónomo

7.5/10
17,3%
2026recopilado

SettleMetric tax engine over official 2026 rules (DIAN RST tariffs + UGPP independent-worker contributions)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme co-rst-professional at €60,000 = 229,069,800 COP (3,817.83 COP/EUR), ≈ 4,374 UVT → SIMPLE professional-services band 0–6,000 UVT = 5.9% of gross = 13,515,118; plus mandatory independent social security on IBC = 40% of income: health 12.5% of IBC = 5% of gross = 11,453,490 and pension 16% of IBC = 6.4% of gross = 14,660,467. Total = 39,629,075 COP → 17.3%. Consistent with the co-rst-professional worked examples. Note: at this income IBC ≈ 4.36 SMMLV ≥ 4, so the Fondo de Solidaridad Pensional adds ≈ 0.4% (all-in ≈ 17.7%); and the SIMPLE pension discount, if claimed, would lower it further — both unmodeled, so 17.3% is the modeled, conservative-of-those figure.

Seguridad

0.3/10
24,9/100k
2023datos abiertos

UNODC data portal — intentional homicide victims per 100,000 (Colombia national series)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Notas
UNODC national series: 24.9 per 100k (2023), down slightly from 24.9 in 2022. Colombian official sources for 2025 are higher: Instituto Nacional de Medicina Legal ≈ 28.2 per 100k (14,780 cases, DANE population base) and Policía Nacional 26.1 per 100k — a recent uptick. Homicide is heavily concentrated in specific regions and involves organized crime; risk to a foreign remote worker in major-city residential areas is lower than the national rate implies but the country-level figure is genuinely high.

Internet

0.9/10
17 Mbps
2023datos abiertos

M-Lab NDT country aggregates for Colombia

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
Mean of the daily country median download (download_MED) values in M-Lab's public statistics API for Colombia; the published file covers the first 16 days of 2023 (≈181,872 tests), mean ≈ 17.4 Mbps; the 2024 file (first 16 days) is consistent at ≈ 16.9 Mbps.
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. M-Lab's public stats API exposes only a partial-year window for Colombia, so this is a limited-coverage figure to be refined via BigQuery. Urban fibre plans advertise 100–900 Mbps; the M-Lab median reflects the mixed national access base.

Inglés

2.0/10
Low
2025encuesta

EF EPI 2025 — Colombia rank 76/123, score 480 (Low Proficiency band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First); score 480 sits in EF's 'Low Proficiency' band. Spanish is the working language for government, healthcare and most services; English is workable in tourist/expat pockets of Bogotá and Medellín and in tech/BPO circles but not broadly across daily life.

Sanidad privada

7.9/10
$1250/yr
2026recopilado

Colombian prepaid-medicine and voluntary health insurers (Sura, Colsanitas, Coomeva/medicina prepagada) — comprehensive plans; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive private cover in Colombia layers on top of the mandatory contributory system (EPS): a 'medicina prepagada' or voluntary health plan (Sura, Colsanitas, Coomeva) with outpatient + inpatient access for a healthy 35-year-old runs roughly 250,000–450,000 COP/month; midpoint ≈ 350,000 COP/mo ≈ 4,200,000 COP/yr ≈ 1,254 USD at 3,349.7 COP/USD (range ≈ $895–$1,610). Curated market midpoint — Colombian prepaid-medicine premiums are age/plan-banded and quoted on request, not from a public engine.
Notas
Residents affiliated to an EPS already have universal contributory cover; prepaid medicine buys faster access, private hospitals and broader networks. Premiums exclude the mandatory 12.5% health contribution (counted in the tax burden), not an insurance premium. International (IPMI) plans cost several times more.

Cripto

8.0/10
Legal regulated
2026oficial

DIAN — Concepto Unificado 100202208-1621 de 2023 sobre criptoactivos (tratamiento tributario)

Fuente oficial

Datos a fecha de
8 ene 2026
Verificado
4 jul 2026
Notas
Crypto is legal to hold/trade but is not legal tender (Banco de la República); the DIAN treats it as an intangible asset. Gains taxed as ordinary income (up to 39%) if held <2 years, or as ganancia ocasional (15%) if held ≥2 years; holdings must be declared. From tax-year 2025 the DIAN (Resolución 000240) requires registered virtual-asset service providers to report Colombian users' operations; the SFC administers a PSAV registry. No consumer ban; banking access can be uneven.
Qué significan las etiquetasoficial — cifra viva de un gobierno o una autoridaddatos abiertos — conjunto de datos abierto (Eurostat, AEMA, M-Lab, UdSC…)encuesta — estimación de una encuesta o un índicerecopilado — estimación montada por SettleMetric: abre la fuente para ver el método

02

Lo que te cuesta al mes

Una estimación para planificar: alquiler de oferta real más una cesta de coste de vida ajustada a tu hogar. No es un presupuesto en firme.

Hogar
Estilo de vida
Zona
Total estimado
$1190/mes

≈ $14.280 / año

En qué se va
  • Alquiler (1 dorm.)$485
  • Food & groceries$230
  • Restaurants & eating out$110
  • Recreation & culture$90
  • Household & personal care$85
  • Utilities (electricity, water, gas)$75
  • Transport (urban)$70
  • Mobile & home internet$45
  • Gastos corrientes$705

El alquiler sale de la matriz de alquileres de oferta de abajo. Los gastos corrientes escalan una cesta de una persona ($705/mes) según el tamaño del hogar y el estilo de vida; los factores de equivalencia son un supuesto nuestro. No se incluyen colegios ni gastos únicos de instalación.

03

Coste de vida

Lo que gasta al mes una persona sola —comida, suministros, transporte, comer fuera y lo demás—, sin contar el alquiler.

01Cost of living (single, excl. rent)705USD/month, single person, excluding rent9.0

Qué mide esto

Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.

Cuanto más bajo, mejorUSD/month, single person, excluding rentse vuelve a verificar cada 365 días

Recopilado por SettleMetric

DANE — línea de pobreza y clasificación por ingreso 2025 (basket anchor), CPI-consistent

Datos a fecha de
31 dic 2025
Verificado
4 jul 2026
Método
Curated single-person non-rent basket (food, utilities, urban transport, mobile+internet, modest leisure and misc.) for a foreign remote worker in a major Colombian city, anchored on DANE 2025 income bands (national poverty line 482,041 COP/mo; middle-class per-capita spending 853,608–4,596,352 COP/mo) and typical published utility/transport/mobile tariffs. Estimated ≈ 2,360,000 COP/mo ÷ 3,349.7 COP/USD (ECB EUR/COP 3,817.83 ÷ EUR/USD 1.1399, fx-rates 2026-07-02) ≈ 705 USD. Curated estimate — DANE has not published a 2025/2026 one-person-household consumption line comparable to Poland's GUS figure; to be refined from ENPH microdata.
Gasto mensual típico por categoría

DANE income/spending bands 2025 (basket anchor)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2025
Verificado
4 jul 2026
Método
Illustrative split of the ≈$705/mo single-person non-rent basket into typical urban categories, anchored on DANE 2025 income bands and published utility/transport/mobile tariffs, converted at 3,349.7 COP/USD. Categories sum to ≈$705. Curated estimate, not a DANE household-budget survey line; national/major-city average — El Poblado-tier neighbourhoods run higher.
total705 USD/mes
01Food & groceries230 USD
02Restaurants & eating out110 USD
03Recreation & culture90 USD
04Household & personal care85 USD
05Utilities (electricity, water, gas)75 USD
06Transport (urban)70 USD
07Mobile & home internet45 USD

Cesta de gasto de un hogar de una persona en Colombia, sin contar el alquiler.

04

Vivienda

Lo que cuesta alquilar, por tipo de vivienda y zona.

Alquiler de oferta por tipo de vivienda y zona (media del país)

SettleMetric — population-weighted average of covered cities (Bogotá, Medellín)

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
Population-weighted mean of the rent-breakdown matrices of Bogotá, Medellín; each cell averages the cities that report it. See each city page for its exact local matrix.
ViviendaCentroFuera del centro
Estudio587 USD/mes395 USD/mes
1 dormitorio713 USD/mes485 USD/mes
2 dormitorios992 USD/mes679 USD/mes
3 dormitorios1348 USD/mes916 USD/mes

05

Seguridad

Cómo de segura es la vida diaria, según estadísticas oficiales de criminalidad.

01Homicide rate24,9intentional homicides per 100,000/year0.3

Qué mide esto

Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).

Cuanto más bajo, mejorintentional homicides per 100,000/yearse vuelve a verificar cada 730 días

Datos abiertos

UNODC data portal — intentional homicide victims per 100,000 (Colombia national series)

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Notas
UNODC national series: 24.9 per 100k (2023), down slightly from 24.9 in 2022. Colombian official sources for 2025 are higher: Instituto Nacional de Medicina Legal ≈ 28.2 per 100k (14,780 cases, DANE population base) and Policía Nacional 26.1 per 100k — a recent uptick. Homicide is heavily concentrated in specific regions and involves organized crime; risk to a foreign remote worker in major-city residential areas is lower than the national rate implies but the country-level figure is genuinely high.
Delitos por tiporegistrados por la policía por cada 100 000 · 2024

Policía Nacional de Colombia — SIEDCO, recorded offences 2024 (population: DANE 2024 projection)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2024
Verificado
12 jul 2026
Método
Policía Nacional (SIEDCO) recorded-offence counts for 2024 divided by the DANE 2024 population (52,613,753), times 100,000.
Notas
From the Policía Nacional's SIEDCO recorded-offence data for 2024. Theft is hurto a personas (all methods — Colombian law does not separate violent robbery, so it is folded into theft); burglary is hurto a residencias; serious assault is lesiones personales (all intentional injury, not only aggravated); sexual violence is delitos sexuales. Drug offences are tracked as seizures and arrests, not recorded crimes, so they are omitted. Intentional homicide (about 25.7/100k, SIEDCO 2024) is the scored safety headline shown separately. Recording practices and legal definitions differ between countries, so read the levels as context, not a league table.
01Theft601por 100 000
02Serious assault170por 100 000
03Sexual violence59,8por 100 000
04Burglary56,4por 100 000

From the Policía Nacional's SIEDCO recorded-offence data for 2024. Theft is hurto a personas (all methods — Colombian law does not separate violent robbery, so it is folded into theft); burglary is hurto a residencias; serious assault is lesiones personales (all intentional injury, not only aggravated); sexual violence is delitos sexuales. Drug offences are tracked as seizures and arrests, not recorded crimes, so they are omitted. Intentional homicide (about 25.7/100k, SIEDCO 2024) is the scored safety headline shown separately. Recording practices and legal definitions differ between countries, so read the levels as context, not a league table.

06

Sanidad

Lo que cuesta un seguro médico privado completo.

01Private healthcare cost1250USD/year, comprehensive private insurance premium, healthy 35-year-old7.9

Qué mide esto

Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.

Cuanto más bajo, mejorUSD/year, comprehensive private insurance premium, healthy 35-year-oldse vuelve a verificar cada 365 días

Recopilado por SettleMetric

Colombian prepaid-medicine and voluntary health insurers (Sura, Colsanitas, Coomeva/medicina prepagada) — comprehensive plans; insurers quote on request

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive private cover in Colombia layers on top of the mandatory contributory system (EPS): a 'medicina prepagada' or voluntary health plan (Sura, Colsanitas, Coomeva) with outpatient + inpatient access for a healthy 35-year-old runs roughly 250,000–450,000 COP/month; midpoint ≈ 350,000 COP/mo ≈ 4,200,000 COP/yr ≈ 1,254 USD at 3,349.7 COP/USD (range ≈ $895–$1,610). Curated market midpoint — Colombian prepaid-medicine premiums are age/plan-banded and quoted on request, not from a public engine.
Notas
Residents affiliated to an EPS already have universal contributory cover; prepaid medicine buys faster access, private hospitals and broader networks. Premiums exclude the mandatory 12.5% health contribution (counted in the tax burden), not an insurance premium. International (IPMI) plans cost several times more.

07

Dinero y cripto

Normas sobre cripto y con qué libertad se mueve el dinero personal.

01Crypto regulationLegal regulated8.0

Qué mide esto

Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.

Valorado por categoríase vuelve a verificar cada 180 días

Fuente oficial

DIAN — Concepto Unificado 100202208-1621 de 2023 sobre criptoactivos (tratamiento tributario)

Datos a fecha de
8 ene 2026
Verificado
4 jul 2026
Notas
Crypto is legal to hold/trade but is not legal tender (Banco de la República); the DIAN treats it as an intangible asset. Gains taxed as ordinary income (up to 39%) if held <2 years, or as ganancia ocasional (15%) if held ≥2 years; holdings must be declared. From tax-year 2025 the DIAN (Resolución 000240) requires registered virtual-asset service providers to report Colombian users' operations; the SFC administers a PSAV registry. No consumer ban; banking access can be uneven.
02Financial control levelModerate7.0

Qué mide esto

Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.

Valorado por categoríase vuelve a verificar cada 365 días

Fuente oficial

Banco de la República — Regulación y operaciones cambiarias (régimen cambiario; Circular Reglamentaria DCIP-83 de 2026)

Datos a fecha de
26 feb 2026
Verificado
4 jul 2026
Método
Composite: the COP is convertible and there are no hard capital controls, but Colombia keeps a foreign-exchange regime (régimen cambiario) in which certain operations (external credit, foreign investment, some import/export) must be channelled through the regulated exchange market (IMC or a Banco de la República compensation account) with a declaración de cambio; residents may hold foreign accounts and compensation accounts. Service-export income (freelancer earnings) is not subject to mandatory channelling but reporting/traceability rules apply. Standard AML/UIAF and tax-reporting scope. Rated 'moderate' (freer than capital-control regimes, more paperwork than fully open EU/OECD peers).

08

Infraestructura

Velocidad de internet y cómo llegan los paquetes a tu puerta.

01Domestic delivery qualityGood7.0

Qué mide esto

Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.

Valorado por categoríase vuelve a verificar cada 730 días

Recopilado por SettleMetric

Servicios Postales Nacionales (4-72) + private carriers (Servientrega, Coordinadora, Interrapidísimo, TCC) official service pages (composite)

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
Composite of the national operator (4-72 / Servicios Postales Nacionales) plus the dominant private networks (Servientrega, Coordinadora, Interrapidísimo, TCC, Envía) that provide dense nationwide door-to-door and office-pickup coverage with tracking; 1–3 day delivery between major cities is standard, longer to rural/remote municipalities. Parcel-locker networks are limited compared with Europe. Rated 'good' (reliable major-city coverage, not next-day-everywhere with dense lockers).
02International delivery easeSignificant friction4.0

Qué mide esto

Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.

Valorado por categoríase vuelve a verificar cada 365 días

Fuente oficial

DIAN — modalidad de tráfico postal y envíos urgentes; de minimis USD 200 (Decreto 1090 de 2020)

Datos a fecha de
1 ago 2020
Verificado
4 jul 2026
Notas
Major carriers (DHL, FedEx, UPS) serve Colombia. De-minimis: shipments with FOB ≤ USD 200 are duty-free under the tráfico-postal/envíos-urgentes modality (Decreto 1090/2020), but the VAT (IVA) exemption applies only to origins under a free-trade agreement (e.g. USA, South Korea); from other origins IVA is charged. Consignments are capped (≤ USD 2,000, ≤ 50 kg, ≤ 6 identical units). Customs holds, brokerage fees and slower clearance are common → significant friction for non-FTA imports.
03Internet speed17,4Mbps, median fixed download0.9

Qué mide esto

Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.

Cuanto más alto, mejorMbps, median fixed downloadse vuelve a verificar cada 365 días

Datos abiertos

M-Lab NDT country aggregates for Colombia

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
Mean of the daily country median download (download_MED) values in M-Lab's public statistics API for Colombia; the published file covers the first 16 days of 2023 (≈181,872 tests), mean ≈ 17.4 Mbps; the 2024 file (first 16 days) is consistent at ≈ 16.9 Mbps.
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. M-Lab's public stats API exposes only a partial-year window for Colombia, so this is a limited-coverage figure to be refined via BigQuery. Urban fibre plans advertise 100–900 Mbps; the M-Lab median reflects the mixed national access base.

09

Idioma

Hasta dónde llega el inglés en la vida diaria y en los trámites.

01English proficiencyLow2.0

Qué mide esto

Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.

Valorado por categoríase vuelve a verificar cada 730 días

Estudio

EF EPI 2025 — Colombia rank 76/123, score 480 (Low Proficiency band)

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First); score 480 sits in EF's 'Low Proficiency' band. Spanish is the working language for government, healthcare and most services; English is workable in tourist/expat pockets of Bogotá and Medellín and in tech/BPO circles but not broadly across daily life.

10

Demografía

Quién más vive aquí: el porcentaje de residentes extranjeros y las mayores comunidades nacionales, según estadísticas oficiales.

Openness to foreignersReservadaGallup MAI 3,98/9 · 2019

Qué mide esto

How accepting the resident population is of migrants and foreigners — the inverse of xenophobia, a real concern for someone relocating. Our own five-band reading (very-open / open / moderate / reserved / low) informed primarily by the Gallup Migrant Acceptance Index (0–9 scale: three questions on migrants living in the country, becoming neighbours, and marrying into the family; 2019 wave), cross-checked where available with the World Values Survey wave 7 / European Values Study 2017 question on whether people would not want immigrants or foreign workers as neighbours (a higher share = more hostile). Banding guide against the Gallup 0–9 score: ≥7.0 very-open, 5.5–7.0 open, 4.0–5.5 moderate, 2.5–4.0 reserved, below 2.5 low (the 2019 global average of 5.21 sits in 'moderate'). Country level only: no credible city-level survey of attitudes to foreigners exists, so on city pages the country reading is shown as country context. Gallup is a research source cited with attribution, not republished in bulk; the raw index score/year and any cross-check figure are carried inside each value. Value shape: { band, gallupMai?, gallupYear?, unwantedNeighborPct?, unwantedNeighborSource? }. Display-only: attitudinal, survey-based and ~2019 vintage, so it is shown as honest context and never folded into the composite score.

Datos de referenciase vuelve a verificar cada 1825 días

Estudio

Gallup Migrant Acceptance Index, 2019 update (research, attribution)

Datos a fecha de
23 sept 2020
Verificado
15 jul 2026
Notas
Gallup MAI 3.98/9 (2019 wave, down sharply from 6.13 in 2016 — one of the world’s largest declines, −2.15) as Colombia absorbed millions of Venezuelans; the share saying migrants living in the country is a good thing fell from 61% to 29%. Still above the least-accepting group. Band: reserved.
Quién vive allíresidentes extranjeros 5,6%

Migración Colombia (Venezuelan migrants registered) over DANE 2025 population projection

Recopilado por SettleMetric

Datos a fecha de
31 ago 2025
Verificado
4 jul 2026
Método
Venezuelan migrants registered in Colombia = 2,830,000 (Migración Colombia, 31 Aug 2025; of these ≈1.9M hold the PPT temporary-protection permit, ≈385,000 irregular). Divided by DANE 2025 population projection of 52,695,952 = 5.4%. Adding non-Venezuelan foreign residents (a much smaller number) brings the total foreign-national share to ≈5.6%. Basis includes the temporary-protection population because they live in Colombia while the status is active; the pure valid-visa/cédula-de-extranjería count is far lower. Approximate — the two migration statistics are not published on one consistent resident register.
Mayores comunidades de los residentes extranjeros

Migración Colombia — Informe de migrantes venezolanos en Colombia

Recopilado por SettleMetric

Datos a fecha de
31 ago 2025
Verificado
4 jul 2026
Método
Migración Colombia publishes the Venezuelan migrant total (2,830,000 at 31 Aug 2025) as by far the dominant foreign community — an estimated ≈96% of the foreign-national population. Colombia does not publish a full official by-citizenship breakdown of all foreign residents comparable to Eurostat's; other nationalities (US, other Latin American, European) exist in much smaller numbers but are not enumerated here for lack of an official consolidated series.
Notas
Only the officially published dominant group (Venezuelans) is listed; the shares of smaller foreign communities are not available from a single official source. Counts include Venezuelans on temporary protection (PPT), who live in Colombia while the status is active.
01Venezuela (incl. PPT temporary protection)96%2.830.000

Only the officially published dominant group (Venezuelans) is listed; the shares of smaller foreign communities are not available from a single official source. Counts include Venezuelans on temporary protection (PPT), who live in Colombia while the status is active.

11

Tus opciones fiscales

Mira cuánto te quedaría

Tus ingresos frente a los regímenes fiscales reales de Colombia, con el mismo motor que la calculadora completa.

  1. 1 Régimen Simple (SIMPLE) — professional services (grupo 3)
    49.620 EURneto/año
    17.3 % de carga
  2. 2 Renta ordinaria — cédula general (progressive, art. 241 ET)
    43.215 EURneto/año
    28.0 % de carga

12

Tus opciones de legalización

13

¿Para quién es Colombia?

El mismo lugar se lee distinto según por qué te mudes. Cada perspectiva reúne los datos que más importan para ese plan, con sus fuentes y las contrapartidas dichas sin rodeos.

Contrato o trabajo por cuenta propia en tecnología, facturando a clientes de fuera.

Juega a tu favor

Freelancer tax burden17,3%

SettleMetric tax engine over official 2026 rules (DIAN RST tariffs + UGPP independent-worker contributions)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme co-rst-professional at €60,000 = 229,069,800 COP (3,817.83 COP/EUR), ≈ 4,374 UVT → SIMPLE professional-services band 0–6,000 UVT = 5.9% of gross = 13,515,118; plus mandatory independent social security on IBC = 40% of income: health 12.5% of IBC = 5% of gross = 11,453,490 and pension 16% of IBC = 6.4% of gross = 14,660,467. Total = 39,629,075 COP → 17.3%. Consistent with the co-rst-professional worked examples. Note: at this income IBC ≈ 4.36 SMMLV ≥ 4, so the Fondo de Solidaridad Pensional adds ≈ 0.4% (all-in ≈ 17.7%); and the SIMPLE pension discount, if claimed, would lower it further — both unmodeled, so 17.3% is the modeled, conservative-of-those figure.
Cost of living (single, excl. rent)$705/mo

DANE — línea de pobreza y clasificación por ingreso 2025 (basket anchor), CPI-consistent

Recopilado por SettleMetric

Datos a fecha de
31 dic 2025
Verificado
4 jul 2026
Método
Curated single-person non-rent basket (food, utilities, urban transport, mobile+internet, modest leisure and misc.) for a foreign remote worker in a major Colombian city, anchored on DANE 2025 income bands (national poverty line 482,041 COP/mo; middle-class per-capita spending 853,608–4,596,352 COP/mo) and typical published utility/transport/mobile tariffs. Estimated ≈ 2,360,000 COP/mo ÷ 3,349.7 COP/USD (ECB EUR/COP 3,817.83 ÷ EUR/USD 1.1399, fx-rates 2026-07-02) ≈ 705 USD. Curated estimate — DANE has not published a 2025/2026 one-person-household consumption line comparable to Poland's GUS figure; to be refined from ENPH microdata.
Domestic delivery qualityGood

Servicios Postales Nacionales (4-72) + private carriers (Servientrega, Coordinadora, Interrapidísimo, TCC) official service pages (composite)

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
Composite of the national operator (4-72 / Servicios Postales Nacionales) plus the dominant private networks (Servientrega, Coordinadora, Interrapidísimo, TCC, Envía) that provide dense nationwide door-to-door and office-pickup coverage with tracking; 1–3 day delivery between major cities is standard, longer to rural/remote municipalities. Parcel-locker networks are limited compared with Europe. Rated 'good' (reliable major-city coverage, not next-day-everywhere with dense lockers).

A lo que estar atento

Internet speed17 Mbps

M-Lab NDT country aggregates for Colombia

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
Mean of the daily country median download (download_MED) values in M-Lab's public statistics API for Colombia; the published file covers the first 16 days of 2023 (≈181,872 tests), mean ≈ 17.4 Mbps; the 2024 file (first 16 days) is consistent at ≈ 16.9 Mbps.
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. M-Lab's public stats API exposes only a partial-year window for Colombia, so this is a limited-coverage figure to be refined via BigQuery. Urban fibre plans advertise 100–900 Mbps; the M-Lab median reflects the mixed national access base.
English proficiencyLow

EF EPI 2025 — Colombia rank 76/123, score 480 (Low Proficiency band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First); score 480 sits in EF's 'Low Proficiency' band. Spanish is the working language for government, healthcare and most services; English is workable in tourist/expat pockets of Bogotá and Medellín and in tech/BPO circles but not broadly across daily life.

Mudarse con pareja e hijos en edad escolar.

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Private healthcare cost$1250/yr

Colombian prepaid-medicine and voluntary health insurers (Sura, Colsanitas, Coomeva/medicina prepagada) — comprehensive plans; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive private cover in Colombia layers on top of the mandatory contributory system (EPS): a 'medicina prepagada' or voluntary health plan (Sura, Colsanitas, Coomeva) with outpatient + inpatient access for a healthy 35-year-old runs roughly 250,000–450,000 COP/month; midpoint ≈ 350,000 COP/mo ≈ 4,200,000 COP/yr ≈ 1,254 USD at 3,349.7 COP/USD (range ≈ $895–$1,610). Curated market midpoint — Colombian prepaid-medicine premiums are age/plan-banded and quoted on request, not from a public engine.
Notas
Residents affiliated to an EPS already have universal contributory cover; prepaid medicine buys faster access, private hospitals and broader networks. Premiums exclude the mandatory 12.5% health contribution (counted in the tax burden), not an insurance premium. International (IPMI) plans cost several times more.

A lo que estar atento

Homicide rate24,9/100k

UNODC data portal — intentional homicide victims per 100,000 (Colombia national series)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Notas
UNODC national series: 24.9 per 100k (2023), down slightly from 24.9 in 2022. Colombian official sources for 2025 are higher: Instituto Nacional de Medicina Legal ≈ 28.2 per 100k (14,780 cases, DANE population base) and Policía Nacional 26.1 per 100k — a recent uptick. Homicide is heavily concentrated in specific regions and involves organized crime; risk to a foreign remote worker in major-city residential areas is lower than the national rate implies but the country-level figure is genuinely high.
English proficiencyLow

EF EPI 2025 — Colombia rank 76/123, score 480 (Low Proficiency band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First); score 480 sits in EF's 'Low Proficiency' band. Spanish is the working language for government, healthcare and most services; English is workable in tourist/expat pockets of Bogotá and Medellín and in tech/BPO circles but not broadly across daily life.

Optimizar impuestos, banca y normas sobre cripto.

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Crypto regulationLegal regulated

DIAN — Concepto Unificado 100202208-1621 de 2023 sobre criptoactivos (tratamiento tributario)

Fuente oficial

Datos a fecha de
8 ene 2026
Verificado
4 jul 2026
Notas
Crypto is legal to hold/trade but is not legal tender (Banco de la República); the DIAN treats it as an intangible asset. Gains taxed as ordinary income (up to 39%) if held <2 years, or as ganancia ocasional (15%) if held ≥2 years; holdings must be declared. From tax-year 2025 the DIAN (Resolución 000240) requires registered virtual-asset service providers to report Colombian users' operations; the SFC administers a PSAV registry. No consumer ban; banking access can be uneven.
Financial control levelModerate

Banco de la República — Regulación y operaciones cambiarias (régimen cambiario; Circular Reglamentaria DCIP-83 de 2026)

Fuente oficial

Datos a fecha de
26 feb 2026
Verificado
4 jul 2026
Método
Composite: the COP is convertible and there are no hard capital controls, but Colombia keeps a foreign-exchange regime (régimen cambiario) in which certain operations (external credit, foreign investment, some import/export) must be channelled through the regulated exchange market (IMC or a Banco de la República compensation account) with a declaración de cambio; residents may hold foreign accounts and compensation accounts. Service-export income (freelancer earnings) is not subject to mandatory channelling but reporting/traceability rules apply. Standard AML/UIAF and tax-reporting scope. Rated 'moderate' (freer than capital-control regimes, more paperwork than fully open EU/OECD peers).
Freelancer tax burden17,3%

SettleMetric tax engine over official 2026 rules (DIAN RST tariffs + UGPP independent-worker contributions)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme co-rst-professional at €60,000 = 229,069,800 COP (3,817.83 COP/EUR), ≈ 4,374 UVT → SIMPLE professional-services band 0–6,000 UVT = 5.9% of gross = 13,515,118; plus mandatory independent social security on IBC = 40% of income: health 12.5% of IBC = 5% of gross = 11,453,490 and pension 16% of IBC = 6.4% of gross = 14,660,467. Total = 39,629,075 COP → 17.3%. Consistent with the co-rst-professional worked examples. Note: at this income IBC ≈ 4.36 SMMLV ≥ 4, so the Fondo de Solidaridad Pensional adds ≈ 0.4% (all-in ≈ 17.7%); and the SIMPLE pension discount, if claimed, would lower it further — both unmodeled, so 17.3% is the modeled, conservative-of-those figure.

Priorizar la seguridad, el aire y una vida diaria sencilla.

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Cost of living (single, excl. rent)$705/mo

DANE — línea de pobreza y clasificación por ingreso 2025 (basket anchor), CPI-consistent

Recopilado por SettleMetric

Datos a fecha de
31 dic 2025
Verificado
4 jul 2026
Método
Curated single-person non-rent basket (food, utilities, urban transport, mobile+internet, modest leisure and misc.) for a foreign remote worker in a major Colombian city, anchored on DANE 2025 income bands (national poverty line 482,041 COP/mo; middle-class per-capita spending 853,608–4,596,352 COP/mo) and typical published utility/transport/mobile tariffs. Estimated ≈ 2,360,000 COP/mo ÷ 3,349.7 COP/USD (ECB EUR/COP 3,817.83 ÷ EUR/USD 1.1399, fx-rates 2026-07-02) ≈ 705 USD. Curated estimate — DANE has not published a 2025/2026 one-person-household consumption line comparable to Poland's GUS figure; to be refined from ENPH microdata.
Domestic delivery qualityGood

Servicios Postales Nacionales (4-72) + private carriers (Servientrega, Coordinadora, Interrapidísimo, TCC) official service pages (composite)

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
Composite of the national operator (4-72 / Servicios Postales Nacionales) plus the dominant private networks (Servientrega, Coordinadora, Interrapidísimo, TCC, Envía) that provide dense nationwide door-to-door and office-pickup coverage with tracking; 1–3 day delivery between major cities is standard, longer to rural/remote municipalities. Parcel-locker networks are limited compared with Europe. Rated 'good' (reliable major-city coverage, not next-day-everywhere with dense lockers).

A lo que estar atento

Homicide rate24,9/100k

UNODC data portal — intentional homicide victims per 100,000 (Colombia national series)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Notas
UNODC national series: 24.9 per 100k (2023), down slightly from 24.9 in 2022. Colombian official sources for 2025 are higher: Instituto Nacional de Medicina Legal ≈ 28.2 per 100k (14,780 cases, DANE population base) and Policía Nacional 26.1 per 100k — a recent uptick. Homicide is heavily concentrated in specific regions and involves organized crime; risk to a foreign remote worker in major-city residential areas is lower than the national rate implies but the country-level figure is genuinely high.

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