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SettleMetric

CITY / CITYComparación de ciudades verificada

Athensvs.Thessaloniki.

Athens y Thessaloniki empatan en los datos principales, con 0 resultados mejores cada una de 8. Cost of living (single, excl. rent): Athens $766/mo, Thessaloniki $766/mo. Freelancer tax burden: Athens 30,9%, Thessaloniki 30,9%. Climate comfort: Athens 5/12 mo, Thessaloniki 5/12 mo.

Verificado

14 criterios comparados · 16 fuentes · los datos de país aparecen marcados como heredados

gr / gr · SettleMetric

01

Las diferencias clave

Las cifras clave cara a cara, con el lado más fuerte señalado. La puntuación global es decorativa; lo que importa es qué datos encajan contigo.

Resultado principal

Empate: 0 de 8 cada uno

Athens

0

Thessaloniki

0

01Cost of living (single, excl. rent)
Athens
$766/mo

ELSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
ELSTAT HBS 2023: average annual expenditure per person = €8,358.24 = €696.52/month (monetary purchases, excludes imputed owner rent). Subtracted the actual-rent component (~€24.6/person) → €671.9/person excl. rent × 1.1399 = $766. Same low-reading per-capita HBS basis as peers.
Notas
Greek monetary household consumption is genuinely depressed (ELSTAT reports it ~20.5% below 2008), so the per-capita figure lands near Czechia despite Greece feeling pricier in tourist zones. Rent shown separately.
Thessaloniki
$766/mo

ELSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
ELSTAT HBS 2023: average annual expenditure per person = €8,358.24 = €696.52/month (monetary purchases, excludes imputed owner rent). Subtracted the actual-rent component (~€24.6/person) → €671.9/person excl. rent × 1.1399 = $766. Same low-reading per-capita HBS basis as peers.
Notas
Greek monetary household consumption is genuinely depressed (ELSTAT reports it ~20.5% below 2008), so the per-capita figure lands near Czechia despite Greece feeling pricier in tourist zones. Rent shown separately.
02Freelancer tax burden
Athens
30,9%

SettleMetric tax engine over official 2026 rules (Law 5246/2025 income-tax scale + e-EFKA Class 1)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Standard freelancer scheme at €60,000, single (scheme gr-freelancer-standard): EFKA Class 1 = 3,006/yr (deductible); income tax on 56,994 via the 2026 scale (9/20/26/34/39%) = 15,528. Levies 18,534 → 30.9%. NOTE: a relocating new tax resident gets the 50% income-tax exemption (Article 5C, scheme gr-freelancer-newresident-50) for 7 years, cutting this to ≈13.5% — but the 30.9% standard figure is the unconditional, steady-state burden shown as the headline.
Thessaloniki
30,9%

SettleMetric tax engine over official 2026 rules (Law 5246/2025 income-tax scale + e-EFKA Class 1)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Standard freelancer scheme at €60,000, single (scheme gr-freelancer-standard): EFKA Class 1 = 3,006/yr (deductible); income tax on 56,994 via the 2026 scale (9/20/26/34/39%) = 15,528. Levies 18,534 → 30.9%. NOTE: a relocating new tax resident gets the 50% income-tax exemption (Article 5C, scheme gr-freelancer-newresident-50) for 7 years, cutting this to ≈13.5% — but the 30.9% standard figure is the unconditional, steady-state burden shown as the headline.
03Homicide rate
Athens
0,78/100k

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB, geo=EL)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Notas
Police-recorded intentional homicide, 2024 (0.78). Very low by global standards (world average ~5.8) and down over the series (1.29 in 2008 to 0.68–0.88 recently). One of the safer countries in the set.
Thessaloniki
0,78/100k

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB, geo=EL)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Notas
Police-recorded intentional homicide, 2024 (0.78). Very low by global standards (world average ~5.8) and down over the series (1.29 in 2008 to 0.68–0.88 recently). One of the safer countries in the set.
04Climate comfort
Athens
5/12 mo

SettleMetric computation over climate-normals (Climates to Travel 1991–2020, Athens/Ellinikon)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
Months with mean daily max 15–28°C AND precipitation < 150mm: Mar (16.5), Apr (20.2), May (25.2), Oct (23.8), Nov (18.8) = 5. Excluded: Jan/Feb/Dec (max 13.3–14.7°C); Jun–Sep (max 28.9–33.4°C). All months satisfy the precip test (max 60 mm). Athens's hot summers and cool winters leave the two shoulder seasons as the pleasant stretch.
Thessaloniki
5/12 mo

SettleMetric computation over climate-normals (Climates to Travel 1991–2020, Thessaloniki airport)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
Months with mean daily max 15–28°C AND precipitation < 150mm: Apr (19.4), May (25.0), Sep (27.3), Oct (21.6), Nov (15.8) = 5. Excluded: Jan/Feb/Dec and Mar (14.9°C, just below 15) for cold; Jun–Aug (30.0–32.3°C) for heat. All months satisfy the precip test (max 50 mm). Thessaloniki's colder winters knock out March, while its milder September qualifies.
05Internet speed
Athens
37 Mbps

M-Lab NDT country aggregates for Greece

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
Median of the 343 daily country-median download values for GR in 2023 = 37.3 Mbps (268,076 download tests; daily medians ranged 21.3–47.3). M-Lab NDT is single-stream and reads below Ookla-style tests — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Greece's fixed broadband is improving as fibre rolls out; the single-stream M-Lab median is used only for cross-country comparability on one consistent method.
Thessaloniki
37 Mbps

M-Lab NDT country aggregates for Greece

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
Median of the 343 daily country-median download values for GR in 2023 = 37.3 Mbps (268,076 download tests; daily medians ranged 21.3–47.3). M-Lab NDT is single-stream and reads below Ookla-style tests — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Greece's fixed broadband is improving as fibre rolls out; the single-stream M-Lab median is used only for cross-country comparability on one consistent method.
06English proficiency
Athens
High

EF EPI 2025 — Greece (score 592, rank 20/123, High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Greece scores 592, rank 20/123 — top of the 'High' band, just below the 'Very High' threshold (~600); global average 488. English is widely functional in tourism, services and among younger Greeks, though the score slipped 10 points from the prior edition.
Thessaloniki
High

EF EPI 2025 — Greece (score 592, rank 20/123, High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Greece scores 592, rank 20/123 — top of the 'High' band, just below the 'Very High' threshold (~600); global average 488. English is widely functional in tourism, services and among younger Greeks, though the score slipped 10 points from the prior edition.
07Private healthcare cost
Athens
$1368/yr

Curated from Greek private insurers' comprehensive-tier plans (e.g. Ethniki Insurance) — market survey

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Midpoint of local comprehensive (inpatient + outpatient) annual premiums for a healthy 35-year-old, €600–1,800 from major Greek insurers (mid-range €100–180/month) → ~€1,200/yr × 1.1399 = $1,368.
Notas
Public cover exists via EOPYY (funded through EFKA contributions), but waiting lists and gaps drive a large private market. Local plans run cheaper than international/expat plans ($2,000–4,000+/yr). Greek insurers raised premiums ~14% in 2025 — a rising curated midpoint, not a firm quote.
Thessaloniki
$1368/yr

Curated from Greek private insurers' comprehensive-tier plans (e.g. Ethniki Insurance) — market survey

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Midpoint of local comprehensive (inpatient + outpatient) annual premiums for a healthy 35-year-old, €600–1,800 from major Greek insurers (mid-range €100–180/month) → ~€1,200/yr × 1.1399 = $1,368.
Notas
Public cover exists via EOPYY (funded through EFKA contributions), but waiting lists and gaps drive a large private market. Local plans run cheaper than international/expat plans ($2,000–4,000+/yr). Greek insurers raised premiums ~14% in 2025 — a rising curated midpoint, not a firm quote.
08Air quality (PM2.5)
Athens
14,2 µg/m³

European Environment Agency (EEA) verified air-quality data for Athens, 2024 (via EU Air Quality Tracker)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Método
2024 annual mean PM2.5 averaged across 5 EEA-reporting monitoring stations in the Athens area, from EEA verified data compiled by the EU Air Quality Tracker.
Notas
≈2.8× the WHO 2021 guideline (5 µg/m³); within the current EU annual limit (25) but above the 2030 EU limit (10). Down markedly from ~22 µg/m³ in 2019 (IQAir), consistent with the declining trend. Underlying authority is the EEA (third-party presentation of EEA-verified 2024 data).
Thessaloniki
sin datos verificados

02

¿Qué ciudad encaja con tu plan?

Cada perspectiva pondera solo los datos que importan a ese plan y dice a qué lado favorece.

Informática remota / autónomo

Contrato o trabajo por cuenta propia en tecnología, facturando a clientes de fuera.

Muy reñido para este plan

01Freelancer tax burden
Athens
30,9%

SettleMetric tax engine over official 2026 rules (Law 5246/2025 income-tax scale + e-EFKA Class 1)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Standard freelancer scheme at €60,000, single (scheme gr-freelancer-standard): EFKA Class 1 = 3,006/yr (deductible); income tax on 56,994 via the 2026 scale (9/20/26/34/39%) = 15,528. Levies 18,534 → 30.9%. NOTE: a relocating new tax resident gets the 50% income-tax exemption (Article 5C, scheme gr-freelancer-newresident-50) for 7 years, cutting this to ≈13.5% — but the 30.9% standard figure is the unconditional, steady-state burden shown as the headline.
Thessaloniki
30,9%

SettleMetric tax engine over official 2026 rules (Law 5246/2025 income-tax scale + e-EFKA Class 1)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Standard freelancer scheme at €60,000, single (scheme gr-freelancer-standard): EFKA Class 1 = 3,006/yr (deductible); income tax on 56,994 via the 2026 scale (9/20/26/34/39%) = 15,528. Levies 18,534 → 30.9%. NOTE: a relocating new tax resident gets the 50% income-tax exemption (Article 5C, scheme gr-freelancer-newresident-50) for 7 years, cutting this to ≈13.5% — but the 30.9% standard figure is the unconditional, steady-state burden shown as the headline.
02Internet speed
Athens
37 Mbps

M-Lab NDT country aggregates for Greece

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
Median of the 343 daily country-median download values for GR in 2023 = 37.3 Mbps (268,076 download tests; daily medians ranged 21.3–47.3). M-Lab NDT is single-stream and reads below Ookla-style tests — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Greece's fixed broadband is improving as fibre rolls out; the single-stream M-Lab median is used only for cross-country comparability on one consistent method.
Thessaloniki
37 Mbps

M-Lab NDT country aggregates for Greece

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
Median of the 343 daily country-median download values for GR in 2023 = 37.3 Mbps (268,076 download tests; daily medians ranged 21.3–47.3). M-Lab NDT is single-stream and reads below Ookla-style tests — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Greece's fixed broadband is improving as fibre rolls out; the single-stream M-Lab median is used only for cross-country comparability on one consistent method.
03English proficiency
Athens
High

EF EPI 2025 — Greece (score 592, rank 20/123, High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Greece scores 592, rank 20/123 — top of the 'High' band, just below the 'Very High' threshold (~600); global average 488. English is widely functional in tourism, services and among younger Greeks, though the score slipped 10 points from the prior edition.
Thessaloniki
High

EF EPI 2025 — Greece (score 592, rank 20/123, High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Greece scores 592, rank 20/123 — top of the 'High' band, just below the 'Very High' threshold (~600); global average 488. English is widely functional in tourism, services and among younger Greeks, though the score slipped 10 points from the prior edition.
04Cost of living (single, excl. rent)
Athens
$766/mo

ELSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
ELSTAT HBS 2023: average annual expenditure per person = €8,358.24 = €696.52/month (monetary purchases, excludes imputed owner rent). Subtracted the actual-rent component (~€24.6/person) → €671.9/person excl. rent × 1.1399 = $766. Same low-reading per-capita HBS basis as peers.
Notas
Greek monetary household consumption is genuinely depressed (ELSTAT reports it ~20.5% below 2008), so the per-capita figure lands near Czechia despite Greece feeling pricier in tourist zones. Rent shown separately.
Thessaloniki
$766/mo

ELSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
ELSTAT HBS 2023: average annual expenditure per person = €8,358.24 = €696.52/month (monetary purchases, excludes imputed owner rent). Subtracted the actual-rent component (~€24.6/person) → €671.9/person excl. rent × 1.1399 = $766. Same low-reading per-capita HBS basis as peers.
Notas
Greek monetary household consumption is genuinely depressed (ELSTAT reports it ~20.5% below 2008), so the per-capita figure lands near Czechia despite Greece feeling pricier in tourist zones. Rent shown separately.
05Domestic delivery quality
Athens
Good

Greek carrier networks (ELTA, ACS, BoxNow) — composite

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Dense mainland-city coverage: national couriers (ELTA post, ACS, Geniki Taxydromiki, Speedex) plus one of SE Europe's largest parcel-locker networks (BoxNow) and Skroutz Last Mile; cash-on-delivery ('αντικαταβολή') is mainstream. Athens/Thessaloniki are excellent, but ELTA's financial troubles and ferry-dependent island last-mile keep the national rating at 'good' rather than 'excellent'.
Thessaloniki
Good

Greek carrier networks (ELTA, ACS, BoxNow) — composite

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Dense mainland-city coverage: national couriers (ELTA post, ACS, Geniki Taxydromiki, Speedex) plus one of SE Europe's largest parcel-locker networks (BoxNow) and Skroutz Last Mile; cash-on-delivery ('αντικαταβολή') is mainstream. Athens/Thessaloniki are excellent, but ELTA's financial troubles and ferry-dependent island last-mile keep the national rating at 'good' rather than 'excellent'.

Familia

Mudarse con pareja e hijos en edad escolar.

Athens encaja mejor: 1 de 5

01International schools
Athensmejor
14

International Baccalaureate — Find an IB World School (Greece), cross-referenced via the IB-filtered International Schools Database (Athens)

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Count of IB World Schools in the Athens/Attica metro (accreditor: International Baccalaureate): ACS Athens, International School of Athens, St. Catherine's British School, Campion School, Pierce–The American College of Greece, Costeas-Geitonas, Geitonas School, Doukas School, Platon School, Athens College, DES Schools, Lampiri School, International Metropolitan School, International School of Piraeus = 14. Flagship schools independently confirmed via their own sites.
Notas
Verified FLOOR, IB-accreditation basis only (the true count is higher — it excludes the German School of Athens (Abitur) and the Lycée Franco-Hellénique (AEFE), plus Cambridge centres). Greece has 22 IB World Schools nationally. ±2 on the IB count.
Thessaloniki
2

International Baccalaureate — Find an IB World School (Greece); Pinewood and Anatolia IB authorizations

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Accreditor-verified: (1) Pinewood — The International School of Thessaloniki (IB World School, PYP/MYP/DP; also Middle States Association-accredited, US State Dept-recognized); (2) Anatolia College (IB DP-authorized since 1997). Pinewood and Anatolia jointly deliver one IBDP but are two distinct IB-authorized institutions = 2.
Notas
Verified FLOOR (±1). Greece has 22 IB World Schools nationally, ~14 in Athens. Additional IB or other-accreditor schools may exist in the wider Thessaloniki area; 2 is a conservative floor.
02Homicide rate
Athens
0,78/100k

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB, geo=EL)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Notas
Police-recorded intentional homicide, 2024 (0.78). Very low by global standards (world average ~5.8) and down over the series (1.29 in 2008 to 0.68–0.88 recently). One of the safer countries in the set.
Thessaloniki
0,78/100k

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB, geo=EL)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Notas
Police-recorded intentional homicide, 2024 (0.78). Very low by global standards (world average ~5.8) and down over the series (1.29 in 2008 to 0.68–0.88 recently). One of the safer countries in the set.
03Private healthcare cost
Athens
$1368/yr

Curated from Greek private insurers' comprehensive-tier plans (e.g. Ethniki Insurance) — market survey

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Midpoint of local comprehensive (inpatient + outpatient) annual premiums for a healthy 35-year-old, €600–1,800 from major Greek insurers (mid-range €100–180/month) → ~€1,200/yr × 1.1399 = $1,368.
Notas
Public cover exists via EOPYY (funded through EFKA contributions), but waiting lists and gaps drive a large private market. Local plans run cheaper than international/expat plans ($2,000–4,000+/yr). Greek insurers raised premiums ~14% in 2025 — a rising curated midpoint, not a firm quote.
Thessaloniki
$1368/yr

Curated from Greek private insurers' comprehensive-tier plans (e.g. Ethniki Insurance) — market survey

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Midpoint of local comprehensive (inpatient + outpatient) annual premiums for a healthy 35-year-old, €600–1,800 from major Greek insurers (mid-range €100–180/month) → ~€1,200/yr × 1.1399 = $1,368.
Notas
Public cover exists via EOPYY (funded through EFKA contributions), but waiting lists and gaps drive a large private market. Local plans run cheaper than international/expat plans ($2,000–4,000+/yr). Greek insurers raised premiums ~14% in 2025 — a rising curated midpoint, not a firm quote.
04Air quality (PM2.5)
Athens
14,2 µg/m³

European Environment Agency (EEA) verified air-quality data for Athens, 2024 (via EU Air Quality Tracker)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Método
2024 annual mean PM2.5 averaged across 5 EEA-reporting monitoring stations in the Athens area, from EEA verified data compiled by the EU Air Quality Tracker.
Notas
≈2.8× the WHO 2021 guideline (5 µg/m³); within the current EU annual limit (25) but above the 2030 EU limit (10). Down markedly from ~22 µg/m³ in 2019 (IQAir), consistent with the declining trend. Underlying authority is the EEA (third-party presentation of EEA-verified 2024 data).
Thessaloniki
sin datos verificados
05English proficiency
Athens
High

EF EPI 2025 — Greece (score 592, rank 20/123, High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Greece scores 592, rank 20/123 — top of the 'High' band, just below the 'Very High' threshold (~600); global average 488. English is widely functional in tourism, services and among younger Greeks, though the score slipped 10 points from the prior edition.
Thessaloniki
High

EF EPI 2025 — Greece (score 592, rank 20/123, High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Greece scores 592, rank 20/123 — top of the 'High' band, just below the 'Very High' threshold (~600); global average 488. English is widely functional in tourism, services and among younger Greeks, though the score slipped 10 points from the prior edition.

Dinero y cripto

Optimizar impuestos, banca y normas sobre cripto.

Muy reñido para este plan

01Crypto regulation
Athens
Legal regulated

Law 5193/2025 (MiCA transposition) + AADE crypto tax guidance; supervised by the Hellenic Capital Market Commission (HCMC) and Bank of Greece

Fuente oficial

Datos a fecha de
10 abr 2025
Verificado
15 jul 2026
Notas
EU MiCA applies and was transposed by Law 5193/2025 (10 April 2025), with CASP licensing and EU passporting, supervised by HCMC and the Bank of Greece. Individual crypto capital gains are taxed at a flat 15% (from 1 Jan 2025), with a €500 annual tax-free threshold and 5-year loss carry-forward. Fully legal and now clearly regulated/taxed rather than a grey area.
Thessaloniki
Legal regulated

Law 5193/2025 (MiCA transposition) + AADE crypto tax guidance; supervised by the Hellenic Capital Market Commission (HCMC) and Bank of Greece

Fuente oficial

Datos a fecha de
10 abr 2025
Verificado
15 jul 2026
Notas
EU MiCA applies and was transposed by Law 5193/2025 (10 April 2025), with CASP licensing and EU passporting, supervised by HCMC and the Bank of Greece. Individual crypto capital gains are taxed at a flat 15% (from 1 Jan 2025), with a €500 annual tax-free threshold and 5-year loss carry-forward. Fully legal and now clearly regulated/taxed rather than a grey area.
02Financial control level
Athens
Moderate

Bank of Greece (capital-controls abolition, 1 Sep 2019) + Greek Income Tax Code €500 cash-payment limit (AADE)

Fuente oficial

Datos a fecha de
31 dic 2025
Verificado
15 jul 2026
Método
Composite: EUR (eurozone), full EU free movement of capital; the 2015 crisis-era capital controls were fully lifted on 1 September 2019, so funds move abroad without restriction. Offsetting this: Greece has the STRICTEST cash-payment cap in the EU (€500 for consumer transactions; breaches fined at double the amount) plus routine AML/CASP reporting. The open capital account alone reads 'low', but the €500 everyday-cash restriction pulls the composite up to 'moderate'.
Notas
A 2025–26 proposal to cut the cap to €200 was withdrawn; the €500 limit remains.
Thessaloniki
Moderate

Bank of Greece (capital-controls abolition, 1 Sep 2019) + Greek Income Tax Code €500 cash-payment limit (AADE)

Fuente oficial

Datos a fecha de
31 dic 2025
Verificado
15 jul 2026
Método
Composite: EUR (eurozone), full EU free movement of capital; the 2015 crisis-era capital controls were fully lifted on 1 September 2019, so funds move abroad without restriction. Offsetting this: Greece has the STRICTEST cash-payment cap in the EU (€500 for consumer transactions; breaches fined at double the amount) plus routine AML/CASP reporting. The open capital account alone reads 'low', but the €500 everyday-cash restriction pulls the composite up to 'moderate'.
Notas
A 2025–26 proposal to cut the cap to €200 was withdrawn; the €500 limit remains.
03Freelancer tax burden
Athens
30,9%

SettleMetric tax engine over official 2026 rules (Law 5246/2025 income-tax scale + e-EFKA Class 1)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Standard freelancer scheme at €60,000, single (scheme gr-freelancer-standard): EFKA Class 1 = 3,006/yr (deductible); income tax on 56,994 via the 2026 scale (9/20/26/34/39%) = 15,528. Levies 18,534 → 30.9%. NOTE: a relocating new tax resident gets the 50% income-tax exemption (Article 5C, scheme gr-freelancer-newresident-50) for 7 years, cutting this to ≈13.5% — but the 30.9% standard figure is the unconditional, steady-state burden shown as the headline.
Thessaloniki
30,9%

SettleMetric tax engine over official 2026 rules (Law 5246/2025 income-tax scale + e-EFKA Class 1)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Standard freelancer scheme at €60,000, single (scheme gr-freelancer-standard): EFKA Class 1 = 3,006/yr (deductible); income tax on 56,994 via the 2026 scale (9/20/26/34/39%) = 15,528. Levies 18,534 → 30.9%. NOTE: a relocating new tax resident gets the 50% income-tax exemption (Article 5C, scheme gr-freelancer-newresident-50) for 7 years, cutting this to ≈13.5% — but the 30.9% standard figure is the unconditional, steady-state burden shown as the headline.

Vida tranquila

Priorizar la seguridad, el aire y una vida diaria sencilla.

Muy reñido para este plan

01Homicide rate
Athens
0,78/100k

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB, geo=EL)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Notas
Police-recorded intentional homicide, 2024 (0.78). Very low by global standards (world average ~5.8) and down over the series (1.29 in 2008 to 0.68–0.88 recently). One of the safer countries in the set.
Thessaloniki
0,78/100k

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB, geo=EL)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Notas
Police-recorded intentional homicide, 2024 (0.78). Very low by global standards (world average ~5.8) and down over the series (1.29 in 2008 to 0.68–0.88 recently). One of the safer countries in the set.
02Air quality (PM2.5)
Athens
14,2 µg/m³

European Environment Agency (EEA) verified air-quality data for Athens, 2024 (via EU Air Quality Tracker)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Método
2024 annual mean PM2.5 averaged across 5 EEA-reporting monitoring stations in the Athens area, from EEA verified data compiled by the EU Air Quality Tracker.
Notas
≈2.8× the WHO 2021 guideline (5 µg/m³); within the current EU annual limit (25) but above the 2030 EU limit (10). Down markedly from ~22 µg/m³ in 2019 (IQAir), consistent with the declining trend. Underlying authority is the EEA (third-party presentation of EEA-verified 2024 data).
Thessaloniki
sin datos verificados
03Cost of living (single, excl. rent)
Athens
$766/mo

ELSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
ELSTAT HBS 2023: average annual expenditure per person = €8,358.24 = €696.52/month (monetary purchases, excludes imputed owner rent). Subtracted the actual-rent component (~€24.6/person) → €671.9/person excl. rent × 1.1399 = $766. Same low-reading per-capita HBS basis as peers.
Notas
Greek monetary household consumption is genuinely depressed (ELSTAT reports it ~20.5% below 2008), so the per-capita figure lands near Czechia despite Greece feeling pricier in tourist zones. Rent shown separately.
Thessaloniki
$766/mo

ELSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
ELSTAT HBS 2023: average annual expenditure per person = €8,358.24 = €696.52/month (monetary purchases, excludes imputed owner rent). Subtracted the actual-rent component (~€24.6/person) → €671.9/person excl. rent × 1.1399 = $766. Same low-reading per-capita HBS basis as peers.
Notas
Greek monetary household consumption is genuinely depressed (ELSTAT reports it ~20.5% below 2008), so the per-capita figure lands near Czechia despite Greece feeling pricier in tourist zones. Rent shown separately.
04Climate comfort
Athens
5/12 mo

SettleMetric computation over climate-normals (Climates to Travel 1991–2020, Athens/Ellinikon)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
Months with mean daily max 15–28°C AND precipitation < 150mm: Mar (16.5), Apr (20.2), May (25.2), Oct (23.8), Nov (18.8) = 5. Excluded: Jan/Feb/Dec (max 13.3–14.7°C); Jun–Sep (max 28.9–33.4°C). All months satisfy the precip test (max 60 mm). Athens's hot summers and cool winters leave the two shoulder seasons as the pleasant stretch.
Thessaloniki
5/12 mo

SettleMetric computation over climate-normals (Climates to Travel 1991–2020, Thessaloniki airport)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
Months with mean daily max 15–28°C AND precipitation < 150mm: Apr (19.4), May (25.0), Sep (27.3), Oct (21.6), Nov (15.8) = 5. Excluded: Jan/Feb/Dec and Mar (14.9°C, just below 15) for cold; Jun–Aug (30.0–32.3°C) for heat. All months satisfy the precip test (max 50 mm). Thessaloniki's colder winters knock out March, while its milder September qualifies.

03

La comparación completa

Abre cualquier dato para ver qué mide, cómo de reciente es y el rastro completo de fuentes de ambas ciudades.

01

Impuestos

1 dato verificado
01+Freelancer tax burden% effective burden at €60k/year self-employed profileAthens30,9Thessaloniki30,9

Qué mide esto

Effective total burden (income tax + mandatory social and health contributions) for a solo IT freelancer with €60,000/year revenue and 10% deductible expenses, using the most favourable eligible scheme in the country's tax-schemes data. Computed by the SettleMetric tax engine; recorded as a curated value with the winning scheme id in method.

Cuanto más bajo, mejor· % effective burden at €60k/year self-employed profile· se vuelve a verificar cada 365 días

Athens

SettleMetric tax engine over official 2026 rules (Law 5246/2025 income-tax scale + e-EFKA Class 1)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Standard freelancer scheme at €60,000, single (scheme gr-freelancer-standard): EFKA Class 1 = 3,006/yr (deductible); income tax on 56,994 via the 2026 scale (9/20/26/34/39%) = 15,528. Levies 18,534 → 30.9%. NOTE: a relocating new tax resident gets the 50% income-tax exemption (Article 5C, scheme gr-freelancer-newresident-50) for 7 years, cutting this to ≈13.5% — but the 30.9% standard figure is the unconditional, steady-state burden shown as the headline.

Thessaloniki

SettleMetric tax engine over official 2026 rules (Law 5246/2025 income-tax scale + e-EFKA Class 1)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Standard freelancer scheme at €60,000, single (scheme gr-freelancer-standard): EFKA Class 1 = 3,006/yr (deductible); income tax on 56,994 via the 2026 scale (9/20/26/34/39%) = 15,528. Levies 18,534 → 30.9%. NOTE: a relocating new tax resident gets the 50% income-tax exemption (Article 5C, scheme gr-freelancer-newresident-50) for 7 years, cutting this to ≈13.5% — but the 30.9% standard figure is the unconditional, steady-state burden shown as the headline.

02

Legalización

1 dato verificado
01+Remote-work legalization easeAthensDedicated nomad visaThessalonikiDedicated nomad visa

Qué mide esto

Best available legalization route for a location-independent earner with a median (non-EU, non-US) passport, classified from this country's legalization-paths data: dedicated digital-nomad visa; general freelance/self-employment permit; realistic long-stay path (e.g. renewable temporary residence); only short visa-free/tourist stays; effectively none.

Valorado por categoría· se vuelve a verificar cada 180 días

Athens

Hellenic Republic MFA — Digital Nomad Visa (Law 4825/2021)

Fuente oficial

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Notas
Greece runs a dedicated digital-nomad visa (Law 4825/2021): a 12-month visa then a 2-year residence permit for non-EU remote workers earning ≥ €3,500/month net from abroad. Paired with the 50% new-resident income-tax exemption it is one of the EU's most marketed relocation deals for mid-income freelancers, though the income bar is higher than in Albania or Bulgaria. EU citizens simply register.

Thessaloniki

Hellenic Republic MFA — Digital Nomad Visa (Law 4825/2021)

Fuente oficial

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Notas
Greece runs a dedicated digital-nomad visa (Law 4825/2021): a 12-month visa then a 2-year residence permit for non-EU remote workers earning ≥ €3,500/month net from abroad. Paired with the 50% new-resident income-tax exemption it is one of the EU's most marketed relocation deals for mid-income freelancers, though the income bar is higher than in Albania or Bulgaria. EU citizens simply register.

03

Coste de vida

1 dato verificado
01+Cost of living (single, excl. rent)USD/month, single person, excluding rentAthens766Thessaloniki766

Qué mide esto

Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.

Cuanto más bajo, mejor· USD/month, single person, excluding rent· se vuelve a verificar cada 365 días

Athens

ELSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
ELSTAT HBS 2023: average annual expenditure per person = €8,358.24 = €696.52/month (monetary purchases, excludes imputed owner rent). Subtracted the actual-rent component (~€24.6/person) → €671.9/person excl. rent × 1.1399 = $766. Same low-reading per-capita HBS basis as peers.
Notas
Greek monetary household consumption is genuinely depressed (ELSTAT reports it ~20.5% below 2008), so the per-capita figure lands near Czechia despite Greece feeling pricier in tourist zones. Rent shown separately.

Thessaloniki

ELSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
ELSTAT HBS 2023: average annual expenditure per person = €8,358.24 = €696.52/month (monetary purchases, excludes imputed owner rent). Subtracted the actual-rent component (~€24.6/person) → €671.9/person excl. rent × 1.1399 = $766. Same low-reading per-capita HBS basis as peers.
Notas
Greek monetary household consumption is genuinely depressed (ELSTAT reports it ~20.5% below 2008), so the per-capita figure lands near Czechia despite Greece feeling pricier in tourist zones. Rent shown separately.
Gasto mensual por categoría (nacional, sin alquiler)

ELSTAT — Household Budget Survey 2023, Table 1 (COICOP shares)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
ELSTAT HBS 2023 Table 1 per-household monthly amounts, with €59.5 rent removed from the Housing line, each divided by household size 2.42 and converted at 1.1399. Items sum to ≈$766. Housing here is utilities/energy/water/maintenance only (rent excluded); Greek energy costs are relatively high, keeping that line large.
total765 USD/mes
Food & non-alcoholic beverages164 USD
Transport104 USD
Restaurants, cafes & hotels90 USD
Utilities, energy, water & home upkeep (excl. rent)84 USD
Miscellaneous goods & services67 USD
Health (out-of-pocket)61 USD
Clothing & footwear37 USD
Household durables & equipment35 USD
Recreation & culture35 USD
Communications34 USD
Education27 USD
Alcohol & tobacco27 USD

04

Vivienda

0 datos verificados

Alquiler por tipo de vivienda

Alquiler de oferta: precio en el centro, con el de fuera del centro entre paréntesis ($/mes).

Athens

Spitogatos Price Index — Athens asking rents (Q1 2026), central vs suburban €/m²

Recopilado por SettleMetric

Datos a fecha de
31 mar 2026
Verificado
15 jul 2026
Método
Spitogatos asking €/m²/month × standardized sizes (studio 30, 1br 40, 2br 60, 3br 85 m²) × 1.1399 USD/EUR. Center = central Athens (Kentro) ~€11.5/m²; outside = suburban West/East Athens ~€9.3/m² (Spitogatos Q1 2026 index). E.g. 1br center = 11.5×40×1.1399 = $524.
Notas
DERIVED (€/m² × standardized size), not observed per-listing medians. Athens rents rose sharply post-2021 under short-term-rental (Airbnb) pressure. 'Center' is the central-district average (~€11.5/m²); prime pockets run higher — Kolonaki €14–18/m², the Riviera (Glyfada/Vouliagmeni) €14–20+/m².
Thessaloniki

Spitogatos Price Index — Thessaloniki asking rents (Q1 2026), municipality/center vs suburban €/m²

Recopilado por SettleMetric

Datos a fecha de
31 mar 2026
Verificado
15 jul 2026
Método
Spitogatos asking €/m²/month × standardized sizes (studio 30, 1br 40, 2br 60, 3br 85 m²) × 1.1399. Center = Thessaloniki municipality/central (Kentro) ~€10.4/m²; outside = suburban (Kalamaria / western suburbs) ~€8.5/m² (derived ~18% below the municipality average). E.g. 1br center = 10.4×40×1.1399 = $474.
Notas
DERIVED (€/m² × standardized size). The €10.4/m² center figure is the Thessaloniki-municipality average used as a central proxy (prime Kentro runs higher, ~€15/m²). Materially cheaper than Athens across all cells.
01Estudio
Athens
$393$318 fuera del centro
Thessalonikimás barato
$356$291 fuera del centro
021 dormitorio
Athens
$524$424 fuera del centro
Thessalonikimás barato
$474$388 fuera del centro
032 dormitorios
Athens
$787$636 fuera del centro
Thessalonikimás barato
$711$581 fuera del centro
043 dormitorios
Athens
$1114$901 fuera del centro
Thessalonikimás barato
$1008$824 fuera del centro

05

Seguridad

1 dato verificado
01+Homicide rateintentional homicides per 100,000/yearAthens0,8Thessaloniki0,8

Qué mide esto

Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).

Cuanto más bajo, mejor· intentional homicides per 100,000/year· se vuelve a verificar cada 730 días

Athens

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB, geo=EL)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Notas
Police-recorded intentional homicide, 2024 (0.78). Very low by global standards (world average ~5.8) and down over the series (1.29 in 2008 to 0.68–0.88 recently). One of the safer countries in the set.

Thessaloniki

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB, geo=EL)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Notas
Police-recorded intentional homicide, 2024 (0.78). Very low by global standards (world average ~5.8) and down over the series (1.29 in 2008 to 0.68–0.88 recently). One of the safer countries in the set.

06

Clima

2 datos verificados
01+Climate comfortpleasant months/yearAthens5Thessaloniki5

Qué mide esto

Number of months whose 1991–2020 climate normals satisfy: mean daily maximum between 15°C and 28°C and monthly precipitation under 150mm. Computed from the city's climate-normals indicator; the raw normals are stored alongside so users can judge by their own taste.

Cuanto más alto, mejor· pleasant months/year· se vuelve a verificar cada 3650 días

Athens

SettleMetric computation over climate-normals (Climates to Travel 1991–2020, Athens/Ellinikon)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
Months with mean daily max 15–28°C AND precipitation < 150mm: Mar (16.5), Apr (20.2), May (25.2), Oct (23.8), Nov (18.8) = 5. Excluded: Jan/Feb/Dec (max 13.3–14.7°C); Jun–Sep (max 28.9–33.4°C). All months satisfy the precip test (max 60 mm). Athens's hot summers and cool winters leave the two shoulder seasons as the pleasant stretch.

Thessaloniki

SettleMetric computation over climate-normals (Climates to Travel 1991–2020, Thessaloniki airport)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
Months with mean daily max 15–28°C AND precipitation < 150mm: Apr (19.4), May (25.0), Sep (27.3), Oct (21.6), Nov (15.8) = 5. Excluded: Jan/Feb/Dec and Mar (14.9°C, just below 15) for cold; Jun–Aug (30.0–32.3°C) for heat. All months satisfy the precip test (max 50 mm). Thessaloniki's colder winters knock out March, while its milder September qualifies.
02+Air quality (PM2.5)µg/m³, annual mean PM2.5Athens14,2Thessalonikisin datos verificados

Qué mide esto

Annual mean fine-particulate (PM2.5) concentration for the city, latest available year. Anchors follow the WHO 2021 guideline (5 µg/m³ → 10) through the EU limit value territory (25 µg/m³ → 2). Preferred source: European Environment Agency city-level air quality data; outside Europe: WHO Ambient Air Quality Database or the national monitoring network.

Cuanto más bajo, mejor· µg/m³, annual mean PM2.5· se vuelve a verificar cada 730 días

Athens

European Environment Agency (EEA) verified air-quality data for Athens, 2024 (via EU Air Quality Tracker)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Método
2024 annual mean PM2.5 averaged across 5 EEA-reporting monitoring stations in the Athens area, from EEA verified data compiled by the EU Air Quality Tracker.
Notas
≈2.8× the WHO 2021 guideline (5 µg/m³); within the current EU annual limit (25) but above the 2030 EU limit (10). Down markedly from ~22 µg/m³ in 2019 (IQAir), consistent with the declining trend. Underlying authority is the EEA (third-party presentation of EEA-verified 2024 data).

Thessaloniki

No clean, recent, official annual-mean PM2.5 could be verified for Thessaloniki — the EEA-verified 2024 compilation returns 'N/A' (its Thessaloniki stations report PM10 more completely than PM2.5), so the value is left null rather than fabricated. Bounds (not a value): recent estimates place Thessaloniki's annual mean ~18–24 µg/m³ (IQAir 23.3 in 2019, 20.9 in 2020, 18.8 in 2021 — declining; a 2016–2022 study reports 22–26 at urban/traffic stations), generally comparable to or somewhat higher than Athens (14.2). WHO 2021 guideline 5 µg/m³. To fill: pull the Greek environment ministry (ypen.gov.gr) annual report or an EEA urban-background station dataset.

07

Sanidad

1 dato verificado
01+Private healthcare costUSD/year, comprehensive private insurance premium, healthy 35-year-oldAthens1368Thessaloniki1368

Qué mide esto

Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.

Cuanto más bajo, mejor· USD/year, comprehensive private insurance premium, healthy 35-year-old· se vuelve a verificar cada 365 días

Athens

Curated from Greek private insurers' comprehensive-tier plans (e.g. Ethniki Insurance) — market survey

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Midpoint of local comprehensive (inpatient + outpatient) annual premiums for a healthy 35-year-old, €600–1,800 from major Greek insurers (mid-range €100–180/month) → ~€1,200/yr × 1.1399 = $1,368.
Notas
Public cover exists via EOPYY (funded through EFKA contributions), but waiting lists and gaps drive a large private market. Local plans run cheaper than international/expat plans ($2,000–4,000+/yr). Greek insurers raised premiums ~14% in 2025 — a rising curated midpoint, not a firm quote.

Thessaloniki

Curated from Greek private insurers' comprehensive-tier plans (e.g. Ethniki Insurance) — market survey

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Midpoint of local comprehensive (inpatient + outpatient) annual premiums for a healthy 35-year-old, €600–1,800 from major Greek insurers (mid-range €100–180/month) → ~€1,200/yr × 1.1399 = $1,368.
Notas
Public cover exists via EOPYY (funded through EFKA contributions), but waiting lists and gaps drive a large private market. Local plans run cheaper than international/expat plans ($2,000–4,000+/yr). Greek insurers raised premiums ~14% in 2025 — a rising curated midpoint, not a firm quote.

08

Dinero y cripto

2 datos verificados
01+Crypto regulationAthensLegal regulatedThessalonikiLegal regulated

Qué mide esto

Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.

Valorado por categoría· se vuelve a verificar cada 180 días

Athens

Law 5193/2025 (MiCA transposition) + AADE crypto tax guidance; supervised by the Hellenic Capital Market Commission (HCMC) and Bank of Greece

Fuente oficial

Datos a fecha de
10 abr 2025
Verificado
15 jul 2026
Notas
EU MiCA applies and was transposed by Law 5193/2025 (10 April 2025), with CASP licensing and EU passporting, supervised by HCMC and the Bank of Greece. Individual crypto capital gains are taxed at a flat 15% (from 1 Jan 2025), with a €500 annual tax-free threshold and 5-year loss carry-forward. Fully legal and now clearly regulated/taxed rather than a grey area.

Thessaloniki

Law 5193/2025 (MiCA transposition) + AADE crypto tax guidance; supervised by the Hellenic Capital Market Commission (HCMC) and Bank of Greece

Fuente oficial

Datos a fecha de
10 abr 2025
Verificado
15 jul 2026
Notas
EU MiCA applies and was transposed by Law 5193/2025 (10 April 2025), with CASP licensing and EU passporting, supervised by HCMC and the Bank of Greece. Individual crypto capital gains are taxed at a flat 15% (from 1 Jan 2025), with a €500 annual tax-free threshold and 5-year loss carry-forward. Fully legal and now clearly regulated/taxed rather than a grey area.
02+Financial control levelAthensModerateThessalonikiModerate

Qué mide esto

Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.

Valorado por categoría· se vuelve a verificar cada 365 días

Athens

Bank of Greece (capital-controls abolition, 1 Sep 2019) + Greek Income Tax Code €500 cash-payment limit (AADE)

Fuente oficial

Datos a fecha de
31 dic 2025
Verificado
15 jul 2026
Método
Composite: EUR (eurozone), full EU free movement of capital; the 2015 crisis-era capital controls were fully lifted on 1 September 2019, so funds move abroad without restriction. Offsetting this: Greece has the STRICTEST cash-payment cap in the EU (€500 for consumer transactions; breaches fined at double the amount) plus routine AML/CASP reporting. The open capital account alone reads 'low', but the €500 everyday-cash restriction pulls the composite up to 'moderate'.
Notas
A 2025–26 proposal to cut the cap to €200 was withdrawn; the €500 limit remains.

Thessaloniki

Bank of Greece (capital-controls abolition, 1 Sep 2019) + Greek Income Tax Code €500 cash-payment limit (AADE)

Fuente oficial

Datos a fecha de
31 dic 2025
Verificado
15 jul 2026
Método
Composite: EUR (eurozone), full EU free movement of capital; the 2015 crisis-era capital controls were fully lifted on 1 September 2019, so funds move abroad without restriction. Offsetting this: Greece has the STRICTEST cash-payment cap in the EU (€500 for consumer transactions; breaches fined at double the amount) plus routine AML/CASP reporting. The open capital account alone reads 'low', but the €500 everyday-cash restriction pulls the composite up to 'moderate'.
Notas
A 2025–26 proposal to cut the cap to €200 was withdrawn; the €500 limit remains.

09

Infraestructura

3 datos verificados
01+Domestic delivery qualityAthensGoodThessalonikiGood

Qué mide esto

Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.

Valorado por categoría· se vuelve a verificar cada 730 días

Athens

Greek carrier networks (ELTA, ACS, BoxNow) — composite

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Dense mainland-city coverage: national couriers (ELTA post, ACS, Geniki Taxydromiki, Speedex) plus one of SE Europe's largest parcel-locker networks (BoxNow) and Skroutz Last Mile; cash-on-delivery ('αντικαταβολή') is mainstream. Athens/Thessaloniki are excellent, but ELTA's financial troubles and ferry-dependent island last-mile keep the national rating at 'good' rather than 'excellent'.

Thessaloniki

Greek carrier networks (ELTA, ACS, BoxNow) — composite

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Dense mainland-city coverage: national couriers (ELTA post, ACS, Geniki Taxydromiki, Speedex) plus one of SE Europe's largest parcel-locker networks (BoxNow) and Skroutz Last Mile; cash-on-delivery ('αντικαταβολή') is mainstream. Athens/Thessaloniki are excellent, but ELTA's financial troubles and ferry-dependent island last-mile keep the national rating at 'good' rather than 'excellent'.
02+International delivery easeAthensSeamlessThessalonikiSeamless

Qué mide esto

Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.

Valorado por categoría· se vuelve a verificar cada 365 días

Athens

EU single market / customs union membership (Greece) + integrator coverage

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Qualitative rating from EU membership: as an EU/Schengen customs-union member, intra-EU parcels move without customs or border VAT, so the bulk of European e-commerce is frictionless, and all major integrators (DHL, FedEx, UPS, ACS/Aramex) operate → 'seamless'. Minor caveats (not enough to downgrade): Greece is geographically peripheral (a day or two longer than core-EU hubs), non-EU imports clear customs normally, and island delivery adds domestic delay.
Notas
Intra-EU frictionless; the geographic periphery and islands add some transit time but not customs friction.

Thessaloniki

EU single market / customs union membership (Greece) + integrator coverage

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Qualitative rating from EU membership: as an EU/Schengen customs-union member, intra-EU parcels move without customs or border VAT, so the bulk of European e-commerce is frictionless, and all major integrators (DHL, FedEx, UPS, ACS/Aramex) operate → 'seamless'. Minor caveats (not enough to downgrade): Greece is geographically peripheral (a day or two longer than core-EU hubs), non-EU imports clear customs normally, and island delivery adds domestic delay.
Notas
Intra-EU frictionless; the geographic periphery and islands add some transit time but not customs friction.
03+Internet speedMbps, median fixed downloadAthens37,3Thessaloniki37,3

Qué mide esto

Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.

Cuanto más alto, mejor· Mbps, median fixed download· se vuelve a verificar cada 365 días

Athens

M-Lab NDT country aggregates for Greece

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
Median of the 343 daily country-median download values for GR in 2023 = 37.3 Mbps (268,076 download tests; daily medians ranged 21.3–47.3). M-Lab NDT is single-stream and reads below Ookla-style tests — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Greece's fixed broadband is improving as fibre rolls out; the single-stream M-Lab median is used only for cross-country comparability on one consistent method.

Thessaloniki

M-Lab NDT country aggregates for Greece

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
Median of the 343 daily country-median download values for GR in 2023 = 37.3 Mbps (268,076 download tests; daily medians ranged 21.3–47.3). M-Lab NDT is single-stream and reads below Ookla-style tests — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Greece's fixed broadband is improving as fibre rolls out; the single-stream M-Lab median is used only for cross-country comparability on one consistent method.

10

Idioma

1 dato verificado
01+English proficiencyAthensHighThessalonikiHigh

Qué mide esto

Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.

Valorado por categoría· se vuelve a verificar cada 730 días

Athens

EF EPI 2025 — Greece (score 592, rank 20/123, High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Greece scores 592, rank 20/123 — top of the 'High' band, just below the 'Very High' threshold (~600); global average 488. English is widely functional in tourism, services and among younger Greeks, though the score slipped 10 points from the prior edition.

Thessaloniki

EF EPI 2025 — Greece (score 592, rank 20/123, High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Greece scores 592, rank 20/123 — top of the 'High' band, just below the 'Very High' threshold (~600); global average 488. English is widely functional in tourism, services and among younger Greeks, though the score slipped 10 points from the prior edition.

11

Educación

1 dato verificado
01+International schoolsaccredited international schools, countAthensmejor14Thessaloniki2

Qué mide esto

Count of international schools in the metro area accredited by or member of IB, CIS, COBIS, or an equivalent national-curriculum-abroad body (verified against the accreditor's public registry, not aggregator sites).

Cuanto más alto, mejor· accredited international schools, count· se vuelve a verificar cada 730 días

Athens

International Baccalaureate — Find an IB World School (Greece), cross-referenced via the IB-filtered International Schools Database (Athens)

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Count of IB World Schools in the Athens/Attica metro (accreditor: International Baccalaureate): ACS Athens, International School of Athens, St. Catherine's British School, Campion School, Pierce–The American College of Greece, Costeas-Geitonas, Geitonas School, Doukas School, Platon School, Athens College, DES Schools, Lampiri School, International Metropolitan School, International School of Piraeus = 14. Flagship schools independently confirmed via their own sites.
Notas
Verified FLOOR, IB-accreditation basis only (the true count is higher — it excludes the German School of Athens (Abitur) and the Lycée Franco-Hellénique (AEFE), plus Cambridge centres). Greece has 22 IB World Schools nationally. ±2 on the IB count.

Thessaloniki

International Baccalaureate — Find an IB World School (Greece); Pinewood and Anatolia IB authorizations

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Accreditor-verified: (1) Pinewood — The International School of Thessaloniki (IB World School, PYP/MYP/DP; also Middle States Association-accredited, US State Dept-recognized); (2) Anatolia College (IB DP-authorized since 1997). Pinewood and Anatolia jointly deliver one IBDP but are two distinct IB-authorized institutions = 2.
Notas
Verified FLOOR (±1). Greece has 22 IB World Schools nationally, ~14 in Athens. Additional IB or other-accreditor schools may exist in the wider Thessaloniki area; 2 is a conservative floor.