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GR · THESSALONIKIDatos locales

Vivir en Thessaloniki.

Greece's second city and the hub of the north — a lively, student-heavy port on the Thermaic Gulf, cheaper and more laid-back than Athens with a compact, walkable centre and a growing tech scene. Winters are cooler and more continental than the south. Greek runs daily life; English is common among younger people and in the universities and tech sector.

Verificado

Población 319.045

ELSTAT — 2021 Population-Housing Census, Municipality of Thessaloniki

Fuente oficial

Datos a fecha de
22 oct 2021
Verificado
15 jul 2026
Notas
Resident population of the Municipality of Thessaloniki (the central core) at the 2021 census. The Thessaloniki urban agglomeration (Kalamaria, Pavlos Melas, Neapoli-Sykies, etc.) is 802,392, and the wider metropolitan area approaches ~1 million.
· Europe/Athens· Se aplican las normas de Greece

GR · THESSALONIKI

01

Vista rápida

Las cifras principales de Thessaloniki, cada una con su fuente y su frescura. Una cifra oficial viva no es lo mismo que una estimación de encuesta ni que una normal climática de 30 años.

01

Coste de vida

8.7/10
$766/mo
2023recopilado

ELSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
ELSTAT HBS 2023: average annual expenditure per person = €8,358.24 = €696.52/month (monetary purchases, excludes imputed owner rent). Subtracted the actual-rent component (~€24.6/person) → €671.9/person excl. rent × 1.1399 = $766. Same low-reading per-capita HBS basis as peers.
Notas
Greek monetary household consumption is genuinely depressed (ELSTAT reports it ~20.5% below 2008), so the per-capita figure lands near Czechia despite Greece feeling pricier in tourist zones. Rent shown separately.

02

Alquiler, 1–3 dorm.

8.8/10
$388–$1008

/mes

2026recopilado

Spitogatos Price Index — Thessaloniki asking rents (Q1 2026), municipality/center vs suburban €/m²

Recopilado por SettleMetric

Datos a fecha de
31 mar 2026
Verificado
15 jul 2026
Método
Spitogatos asking €/m²/month × standardized sizes (studio 30, 1br 40, 2br 60, 3br 85 m²) × 1.1399. Center = Thessaloniki municipality/central (Kentro) ~€10.4/m²; outside = suburban (Kalamaria / western suburbs) ~€8.5/m² (derived ~18% below the municipality average). E.g. 1br center = 10.4×40×1.1399 = $474.
Notas
DERIVED (€/m² × standardized size). The €10.4/m² center figure is the Thessaloniki-municipality average used as a central proxy (prime Kentro runs higher, ~€15/m²). Materially cheaper than Athens across all cells.

03

Impuestos del autónomo

4.8/10
30,9%
2026recopilado

SettleMetric tax engine over official 2026 rules (Law 5246/2025 income-tax scale + e-EFKA Class 1)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Standard freelancer scheme at €60,000, single (scheme gr-freelancer-standard): EFKA Class 1 = 3,006/yr (deductible); income tax on 56,994 via the 2026 scale (9/20/26/34/39%) = 15,528. Levies 18,534 → 30.9%. NOTE: a relocating new tax resident gets the 50% income-tax exemption (Article 5C, scheme gr-freelancer-newresident-50) for 7 years, cutting this to ≈13.5% — but the 30.9% standard figure is the unconditional, steady-state burden shown as the headline.

Calidad del aire

sin datos verificados
2024datos abiertos

European Environment Agency (EEA) — no PM2.5 annual mean published for Thessaloniki (2024 returns N/A)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Notas
No clean, recent, official annual-mean PM2.5 could be verified for Thessaloniki — the EEA-verified 2024 compilation returns 'N/A' (its Thessaloniki stations report PM10 more completely than PM2.5), so the value is left null rather than fabricated. Bounds (not a value): recent estimates place Thessaloniki's annual mean ~18–24 µg/m³ (IQAir 23.3 in 2019, 20.9 in 2020, 18.8 in 2021 — declining; a 2016–2022 study reports 22–26 at urban/traffic stations), generally comparable to or somewhat higher than Athens (14.2). WHO 2021 guideline 5 µg/m³. To fill: pull the Greek environment ministry (ypen.gov.gr) annual report or an EEA urban-background station dataset.

Internet

3.4/10
37 Mbps
2023datos abiertos

M-Lab NDT country aggregates for Greece

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
Median of the 343 daily country-median download values for GR in 2023 = 37.3 Mbps (268,076 download tests; daily medians ranged 21.3–47.3). M-Lab NDT is single-stream and reads below Ookla-style tests — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Greece's fixed broadband is improving as fibre rolls out; the single-stream M-Lab median is used only for cross-country comparability on one consistent method.

Inglés

7.0/10
High
2025encuesta

EF EPI 2025 — Greece (score 592, rank 20/123, High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Greece scores 592, rank 20/123 — top of the 'High' band, just below the 'Very High' threshold (~600); global average 488. English is widely functional in tourism, services and among younger Greeks, though the score slipped 10 points from the prior edition.

Sanidad privada

7.6/10
$1368/yr
2026recopilado

Curated from Greek private insurers' comprehensive-tier plans (e.g. Ethniki Insurance) — market survey

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Midpoint of local comprehensive (inpatient + outpatient) annual premiums for a healthy 35-year-old, €600–1,800 from major Greek insurers (mid-range €100–180/month) → ~€1,200/yr × 1.1399 = $1,368.
Notas
Public cover exists via EOPYY (funded through EFKA contributions), but waiting lists and gaps drive a large private market. Local plans run cheaper than international/expat plans ($2,000–4,000+/yr). Greek insurers raised premiums ~14% in 2025 — a rising curated midpoint, not a firm quote.
Qué significan las etiquetasoficial — cifra viva de un gobierno o una autoridaddatos abiertos — conjunto de datos abierto (Eurostat, AEMA, M-Lab, UdSC…)encuesta — estimación de una encuesta o un índicerecopilado — estimación montada por SettleMetric: abre la fuente para ver el método

02

Lo que te cuesta al mes

Una estimación para planificar: alquiler de oferta real más una cesta de coste de vida ajustada a tu hogar. No es un presupuesto en firme.

Hogar
Estilo de vida
Zona
Total estimado
$1153/mes

≈ $13.836 / año

En qué se va
  • Alquiler (1 dorm.)$388
  • Food & non-alcoholic beverages$164
  • Transport$104
  • Restaurants, cafes & hotels$90
  • Utilities, energy, water & home upkeep (excl. rent)$84
  • Miscellaneous goods & services$67
  • Health (out-of-pocket)$61
  • Clothing & footwear$37
  • Household durables & equipment$35
  • Recreation & culture$35
  • Communications$34
  • Education$27
  • Alcohol & tobacco$27
  • Gastos corrientes$765

El alquiler sale de la matriz de alquileres de oferta de abajo. Los gastos corrientes escalan una cesta de una persona ($765/mes) según el tamaño del hogar y el estilo de vida; los factores de equivalencia son un supuesto nuestro. No se incluyen colegios ni gastos únicos de instalación.

03

Coste de vida

Lo que gasta al mes una persona sola —comida, suministros, transporte, comer fuera y lo demás—, sin contar el alquiler.

Gasto mensual típico (media nacional)

ELSTAT — Household Budget Survey 2023, Table 1 (COICOP shares)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
ELSTAT HBS 2023 Table 1 per-household monthly amounts, with €59.5 rent removed from the Housing line, each divided by household size 2.42 and converted at 1.1399. Items sum to ≈$766. Housing here is utilities/energy/water/maintenance only (rent excluded); Greek energy costs are relatively high, keeping that line large.
total765 USD/mes
01Food & non-alcoholic beverages164 USD
02Transport104 USD
03Restaurants, cafes & hotels90 USD
04Utilities, energy, water & home upkeep (excl. rent)84 USD
05Miscellaneous goods & services67 USD
06Health (out-of-pocket)61 USD
07Clothing & footwear37 USD
08Household durables & equipment35 USD
09Recreation & culture35 USD
10Communications34 USD
11Education27 USD
12Alcohol & tobacco27 USD

Cesta de gasto de un hogar de una persona en Greece, sin contar el alquiler. Lo que no es alquiler varía poco entre ciudades; la parte propia de cada ciudad es el alquiler, que aparece más abajo en Vivienda.

01Cost of living (single, excl. rent)a nivel de país766USD/month, single person, excluding rent8.7

Qué mide esto

Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.

Cuanto más bajo, mejorUSD/month, single person, excluding rentse vuelve a verificar cada 365 días

Recopilado por SettleMetric

ELSTAT — Household Budget Survey 2023

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
ELSTAT HBS 2023: average annual expenditure per person = €8,358.24 = €696.52/month (monetary purchases, excludes imputed owner rent). Subtracted the actual-rent component (~€24.6/person) → €671.9/person excl. rent × 1.1399 = $766. Same low-reading per-capita HBS basis as peers.
Notas
Greek monetary household consumption is genuinely depressed (ELSTAT reports it ~20.5% below 2008), so the per-capita figure lands near Czechia despite Greece feeling pricier in tourist zones. Rent shown separately.

04

Vivienda

Lo que cuesta alquilar, por tipo de vivienda y zona.

Alquiler de oferta por tipo de vivienda y zona

Spitogatos Price Index — Thessaloniki asking rents (Q1 2026), municipality/center vs suburban €/m²

Recopilado por SettleMetric

Datos a fecha de
31 mar 2026
Verificado
15 jul 2026
Método
Spitogatos asking €/m²/month × standardized sizes (studio 30, 1br 40, 2br 60, 3br 85 m²) × 1.1399. Center = Thessaloniki municipality/central (Kentro) ~€10.4/m²; outside = suburban (Kalamaria / western suburbs) ~€8.5/m² (derived ~18% below the municipality average). E.g. 1br center = 10.4×40×1.1399 = $474.
Notas
DERIVED (€/m² × standardized size). The €10.4/m² center figure is the Thessaloniki-municipality average used as a central proxy (prime Kentro runs higher, ~€15/m²). Materially cheaper than Athens across all cells.
DERIVED (€/m² × standardized size). The €10.4/m² center figure is the Thessaloniki-municipality average used as a central proxy (prime Kentro runs higher, ~€15/m²). Materially cheaper than Athens across all cells.
ViviendaCentroFuera del centro
Estudio356 USD/mes291 USD/mes
1 dormitorio474 USD/mes388 USD/mes
2 dormitorios711 USD/mes581 USD/mes
3 dormitorios1008 USD/mes824 USD/mes

05

Clima

Temperatura y lluvia a lo largo del año, más la calidad del aire.

Normales mensuales — Thessaloniki

Climates to Travel — Thessaloniki climate (1991–2020 normals, Thessaloniki airport/Mikra, WMO 16622)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
1991–2020 monthly normals (mean daily min/max, mean monthly precipitation) from the Climates to Travel Greece page tables labelled 'Thessaloniki (1991-2020)', station Thessaloniki airport (Makedonia/Mikra, WMO 16622). Same permitted 1991–2020 fallback as Athens (Greece is absent from the NOAA/WMO CSV set; official HNMS normals use 1959–1997). Annual precipitation ≈ 405 mm.
Notas
Aggregator-sourced (display-only), not a primary HNMS file. More continental than Athens: colder winters (Jan max 9.6°C, occasional frost) and a spring/autumn precipitation maximum, but still hot-summer (Jul/Aug max 32.3°C).
Máxima diurna °CMínima nocturna °CLluvia mm
16°32°050100mmenefebmarabrmayjunjulagoseptoctnovdicenero: máxima 9.6 °C, mínima 1.4 °C, lluvia 40 mmfebrero: máxima 11.4 °C, mínima 2.6 °C, lluvia 30 mmmarzo: máxima 14.9 °C, mínima 5 °C, lluvia 25 mmabril: máxima 19.4 °C, mínima 8.4 °C, lluvia 40 mmmayo: máxima 25 °C, mínima 13.4 °C, lluvia 50 mmjunio: máxima 30 °C, mínima 18.2 °C, lluvia 20 mmjulio: máxima 32.3 °C, mínima 20.5 °C, lluvia 25 mmagosto: máxima 32.3 °C, mínima 20.6 °C, lluvia 15 mmseptiembre: máxima 27.3 °C, mínima 16.4 °C, lluvia 25 mmoctubre: máxima 21.6 °C, mínima 12.1 °C, lluvia 35 mmnoviembre: máxima 15.8 °C, mínima 7.5 °C, lluvia 45 mmdiciembre: máxima 11 °C, mínima 3.1 °C, lluvia 50 mm

Temperatura media de día y de noche (líneas, eje izquierdo) y lluvia total (barras, eje derecho) por mes, con normales de 1991–2020. Pasa el cursor por un mes para ver las cifras exactas.

Mes a mes
enefebmarabrmayjunjulagoseptoctnovdic
Máxima diurna °C9.6°11.4°14.9°19.4°25.0°30.0°32.3°32.3°27.3°21.6°15.8°11.0°
Mínima nocturna °C1.4°2.6°5.0°8.4°13.4°18.2°20.5°20.6°16.4°12.1°7.5°3.1°
Lluvia mm403025405020251525354550
01Climate comfort5pleasant months/year5.0

Qué mide esto

Number of months whose 1991–2020 climate normals satisfy: mean daily maximum between 15°C and 28°C and monthly precipitation under 150mm. Computed from the city's climate-normals indicator; the raw normals are stored alongside so users can judge by their own taste.

Cuanto más alto, mejorpleasant months/yearse vuelve a verificar cada 3650 días

Recopilado por SettleMetric

SettleMetric computation over climate-normals (Climates to Travel 1991–2020, Thessaloniki airport)

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
Months with mean daily max 15–28°C AND precipitation < 150mm: Apr (19.4), May (25.0), Sep (27.3), Oct (21.6), Nov (15.8) = 5. Excluded: Jan/Feb/Dec and Mar (14.9°C, just below 15) for cold; Jun–Aug (30.0–32.3°C) for heat. All months satisfy the precip test (max 50 mm). Thessaloniki's colder winters knock out March, while its milder September qualifies.
02Air quality (PM2.5)sin datos verificados

Qué mide esto

Annual mean fine-particulate (PM2.5) concentration for the city, latest available year. Anchors follow the WHO 2021 guideline (5 µg/m³ → 10) through the EU limit value territory (25 µg/m³ → 2). Preferred source: European Environment Agency city-level air quality data; outside Europe: WHO Ambient Air Quality Database or the national monitoring network.

Cuanto más bajo, mejorµg/m³, annual mean PM2.5se vuelve a verificar cada 730 días

No clean, recent, official annual-mean PM2.5 could be verified for Thessaloniki — the EEA-verified 2024 compilation returns 'N/A' (its Thessaloniki stations report PM10 more completely than PM2.5), so the value is left null rather than fabricated. Bounds (not a value): recent estimates place Thessaloniki's annual mean ~18–24 µg/m³ (IQAir 23.3 in 2019, 20.9 in 2020, 18.8 in 2021 — declining; a 2016–2022 study reports 22–26 at urban/traffic stations), generally comparable to or somewhat higher than Athens (14.2). WHO 2021 guideline 5 µg/m³. To fill: pull the Greek environment ministry (ypen.gov.gr) annual report or an EEA urban-background station dataset.

06

Seguridad

Cómo de segura es la vida diaria, según estadísticas oficiales de criminalidad.

01Homicide ratea nivel de país0,8intentional homicides per 100,000/year9.4

Qué mide esto

Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).

Cuanto más bajo, mejorintentional homicides per 100,000/yearse vuelve a verificar cada 730 días

Datos abiertos

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB, geo=EL)

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Notas
Police-recorded intentional homicide, 2024 (0.78). Very low by global standards (world average ~5.8) and down over the series (1.29 in 2008 to 0.68–0.88 recently). One of the safer countries in the set.
Delitos por tipoa nivel de paísregistrados por la policía por cada 100 000 · 2024

Eurostat — police-recorded offences by category (crim_off_cat, ICCS, unit P_HTHAB, geo=EL)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Notas
Police-recorded offences per 100,000 inhabitants, 2024 (ICCS: theft 0502, drug 0601, burglary 0501, robbery 0401, serious assault 020111, sexual violence 0301). Greece's recorded violent-crime levels are among the EU's lowest; theft dominates. Recording practices differ between countries — read as context, not a league table. Homicide (0.78, same series) is the scored safety headline.
01Theft607por 100 000
02Drug offences146por 100 000
03Burglary121por 100 000
04Robbery27,9por 100 000
05Serious assault16,7por 100 000
06Sexual violence12,1por 100 000

Police-recorded offences per 100,000 inhabitants, 2024 (ICCS: theft 0502, drug 0601, burglary 0501, robbery 0401, serious assault 020111, sexual violence 0301). Greece's recorded violent-crime levels are among the EU's lowest; theft dominates. Recording practices differ between countries — read as context, not a league table. Homicide (0.78, same series) is the scored safety headline.

Delitos de odio (registrados por la policía)a nivel de paísregistrados por la policía · 2024

OSCE ODIHR Hate Crime Reporting — Greece (official police-recorded)

Fuente oficial

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Notas
OSCE ODIHR 2024: 157 hate crimes recorded by police (111 prosecuted, 23 sentenced); the largest bias category is racist/xenophobic at 75. Caveats: the 157 total includes verbal-insult offences that may fall outside the OSCE definition, and a case can carry multiple biases, so categories do not sum to the total. Recorded-crime counts are not comparable across countries.
157
registrados por la policía
75
racistas o xenófobos

OSCE ODIHR 2024: 157 hate crimes recorded by police (111 prosecuted, 23 sentenced); the largest bias category is racist/xenophobic at 75. Caveats: the 157 total includes verbal-insult offences that may fall outside the OSCE definition, and a case can carry multiple biases, so categories do not sum to the total. Recorded-crime counts are not comparable across countries.

07

Infraestructura

Velocidad de internet y cómo llegan los paquetes a tu puerta.

01Domestic delivery qualitya nivel de paísGood7.0

Qué mide esto

Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.

Valorado por categoríase vuelve a verificar cada 730 días

Recopilado por SettleMetric

Greek carrier networks (ELTA, ACS, BoxNow) — composite

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Dense mainland-city coverage: national couriers (ELTA post, ACS, Geniki Taxydromiki, Speedex) plus one of SE Europe's largest parcel-locker networks (BoxNow) and Skroutz Last Mile; cash-on-delivery ('αντικαταβολή') is mainstream. Athens/Thessaloniki are excellent, but ELTA's financial troubles and ferry-dependent island last-mile keep the national rating at 'good' rather than 'excellent'.
02International delivery easea nivel de paísSeamless10.0

Qué mide esto

Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.

Valorado por categoríase vuelve a verificar cada 365 días

Recopilado por SettleMetric

EU single market / customs union membership (Greece) + integrator coverage

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Qualitative rating from EU membership: as an EU/Schengen customs-union member, intra-EU parcels move without customs or border VAT, so the bulk of European e-commerce is frictionless, and all major integrators (DHL, FedEx, UPS, ACS/Aramex) operate → 'seamless'. Minor caveats (not enough to downgrade): Greece is geographically peripheral (a day or two longer than core-EU hubs), non-EU imports clear customs normally, and island delivery adds domestic delay.
Notas
Intra-EU frictionless; the geographic periphery and islands add some transit time but not customs friction.
03Internet speeda nivel de país37,3Mbps, median fixed download3.4

Qué mide esto

Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.

Cuanto más alto, mejorMbps, median fixed downloadse vuelve a verificar cada 365 días

Datos abiertos

M-Lab NDT country aggregates for Greece

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
Median of the 343 daily country-median download values for GR in 2023 = 37.3 Mbps (268,076 download tests; daily medians ranged 21.3–47.3). M-Lab NDT is single-stream and reads below Ookla-style tests — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Greece's fixed broadband is improving as fibre rolls out; the single-stream M-Lab median is used only for cross-country comparability on one consistent method.

08

Sanidad

Lo que cuesta un seguro médico privado completo.

01Private healthcare costa nivel de país1368USD/year, comprehensive private insurance premium, healthy 35-year-old7.6

Qué mide esto

Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.

Cuanto más bajo, mejorUSD/year, comprehensive private insurance premium, healthy 35-year-oldse vuelve a verificar cada 365 días

Recopilado por SettleMetric

Curated from Greek private insurers' comprehensive-tier plans (e.g. Ethniki Insurance) — market survey

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Midpoint of local comprehensive (inpatient + outpatient) annual premiums for a healthy 35-year-old, €600–1,800 from major Greek insurers (mid-range €100–180/month) → ~€1,200/yr × 1.1399 = $1,368.
Notas
Public cover exists via EOPYY (funded through EFKA contributions), but waiting lists and gaps drive a large private market. Local plans run cheaper than international/expat plans ($2,000–4,000+/yr). Greek insurers raised premiums ~14% in 2025 — a rising curated midpoint, not a firm quote.

09

Dinero y cripto

Normas sobre cripto y con qué libertad se mueve el dinero personal.

01Crypto regulationa nivel de paísLegal regulated8.0

Qué mide esto

Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.

Valorado por categoríase vuelve a verificar cada 180 días

Fuente oficial

Law 5193/2025 (MiCA transposition) + AADE crypto tax guidance; supervised by the Hellenic Capital Market Commission (HCMC) and Bank of Greece

Datos a fecha de
10 abr 2025
Verificado
15 jul 2026
Notas
EU MiCA applies and was transposed by Law 5193/2025 (10 April 2025), with CASP licensing and EU passporting, supervised by HCMC and the Bank of Greece. Individual crypto capital gains are taxed at a flat 15% (from 1 Jan 2025), with a €500 annual tax-free threshold and 5-year loss carry-forward. Fully legal and now clearly regulated/taxed rather than a grey area.
02Financial control levela nivel de paísModerate7.0

Qué mide esto

Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.

Valorado por categoríase vuelve a verificar cada 365 días

Fuente oficial

Bank of Greece (capital-controls abolition, 1 Sep 2019) + Greek Income Tax Code €500 cash-payment limit (AADE)

Datos a fecha de
31 dic 2025
Verificado
15 jul 2026
Método
Composite: EUR (eurozone), full EU free movement of capital; the 2015 crisis-era capital controls were fully lifted on 1 September 2019, so funds move abroad without restriction. Offsetting this: Greece has the STRICTEST cash-payment cap in the EU (€500 for consumer transactions; breaches fined at double the amount) plus routine AML/CASP reporting. The open capital account alone reads 'low', but the €500 everyday-cash restriction pulls the composite up to 'moderate'.
Notas
A 2025–26 proposal to cut the cap to €200 was withdrawn; the €500 limit remains.

10

Idioma

Hasta dónde llega el inglés en la vida diaria y en los trámites.

01English proficiencya nivel de paísHigh7.0

Qué mide esto

Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.

Valorado por categoríase vuelve a verificar cada 730 días

Estudio

EF EPI 2025 — Greece (score 592, rank 20/123, High band)

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Greece scores 592, rank 20/123 — top of the 'High' band, just below the 'Very High' threshold (~600); global average 488. English is widely functional in tourism, services and among younger Greeks, though the score slipped 10 points from the prior edition.

11

Educación

Opciones de colegios internacionales para familias.

01International schools2accredited international schools, count4.0

Qué mide esto

Count of international schools in the metro area accredited by or member of IB, CIS, COBIS, or an equivalent national-curriculum-abroad body (verified against the accreditor's public registry, not aggregator sites).

Cuanto más alto, mejoraccredited international schools, countse vuelve a verificar cada 730 días

Recopilado por SettleMetric

International Baccalaureate — Find an IB World School (Greece); Pinewood and Anatolia IB authorizations

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Accreditor-verified: (1) Pinewood — The International School of Thessaloniki (IB World School, PYP/MYP/DP; also Middle States Association-accredited, US State Dept-recognized); (2) Anatolia College (IB DP-authorized since 1997). Pinewood and Anatolia jointly deliver one IBDP but are two distinct IB-authorized institutions = 2.
Notas
Verified FLOOR (±1). Greece has 22 IB World Schools nationally, ~14 in Athens. Additional IB or other-accreditor schools may exist in the wider Thessaloniki area; 2 is a conservative floor.

12

Demografía

Quién más vive aquí: el porcentaje de residentes extranjeros y las mayores comunidades nacionales, según estadísticas oficiales.

Openness to foreignersa nivel de paísReservadaGallup MAI 3,34/9 · 2016

Qué mide esto

How accepting the resident population is of migrants and foreigners — the inverse of xenophobia, a real concern for someone relocating. Our own five-band reading (very-open / open / moderate / reserved / low) informed primarily by the Gallup Migrant Acceptance Index (0–9 scale: three questions on migrants living in the country, becoming neighbours, and marrying into the family; 2019 wave), cross-checked where available with the World Values Survey wave 7 / European Values Study 2017 question on whether people would not want immigrants or foreign workers as neighbours (a higher share = more hostile). Banding guide against the Gallup 0–9 score: ≥7.0 very-open, 5.5–7.0 open, 4.0–5.5 moderate, 2.5–4.0 reserved, below 2.5 low (the 2019 global average of 5.21 sits in 'moderate'). Country level only: no credible city-level survey of attitudes to foreigners exists, so on city pages the country reading is shown as country context. Gallup is a research source cited with attribution, not republished in bulk; the raw index score/year and any cross-check figure are carried inside each value. Value shape: { band, gallupMai?, gallupYear?, unwantedNeighborPct?, unwantedNeighborSource? }. Display-only: attitudinal, survey-based and ~2019 vintage, so it is shown as honest context and never folded into the composite score.

Datos de referenciase vuelve a verificar cada 1825 días

Estudio

Gallup Migrant Acceptance Index, first wave (2016–2017 Gallup World Poll) — full 139-country table (research, attribution)

Datos a fecha de
23 ago 2017
Verificado
15 jul 2026
Notas
Gallup MAI 3.34/9 (2016/2017 wave) — below the global average; Greece was a frontline arrival country during the 2015–16 refugee crisis. No exact 2019 per-country figure was published. Band: reserved.
Quién vive allía nivel de paísresidentes extranjeros 7,1%

Eurostat — population on 1 January by citizenship (migr_pop1ctz, geo=EL)

Datos abiertos

Datos a fecha de
1 ene 2025
Verificado
15 jul 2026
Notas
Foreign + stateless = 737,061 of a 10,372,335 population (1 Jan 2025) = 7.1% (EU 114,128 + non-EU 622,933). Consistent with the 2021 census (7.27%). The foreign-national total has been declining slowly.
Mayores comunidades de los residentes extranjeros761.855 total

ELSTAT — 2021 Population-Housing Census, resident population by citizenship

Datos abiertos

Datos a fecha de
22 oct 2021
Verificado
15 jul 2026
Notas
2021 census counts by citizenship (total 761,855 foreign nationals). Albania is by far the largest at ~49%. Shares = count / 761,855. Basis is the 2021 census (the only source with a current per-nationality split; Eurostat's per-country citizenship for Greece stops at 2001). The headline foreign-population-share uses the newer Eurostat 2025 figure (7.1%), hence the small date/basis difference. Next ranks include Bangladesh, Russia, India and Cyprus.
01Albania49,2%374.926
02Bulgaria4,7%35.444
03Pakistan4,6%35.309
04Romania3,7%28.250
05Georgia3,4%26.083
06Ukraine2,2%16.408

2021 census counts by citizenship (total 761,855 foreign nationals). Albania is by far the largest at ~49%. Shares = count / 761,855. Basis is the 2021 census (the only source with a current per-nationality split; Eurostat's per-country citizenship for Greece stops at 2001). The headline foreign-population-share uses the newer Eurostat 2025 figure (7.1%), hence the small date/basis difference. Next ranks include Bangladesh, Russia, India and Cyprus.

13

Cómo puedes quedarte

Cómo puedes entrar y quedarte legalmente. Se aplican en todo Greece.

Todos los requisitos y filtro por nacionalidad

14

Lo que pagarías en impuestos

Los regímenes fiscales entre los que puede elegir un autónomo. Las normas son nacionales: las mismas en todo Greece.

Regímenes completos y calculadora

Mira cuánto te quedaría

Tus ingresos frente a los regímenes fiscales reales de Greece, con el mismo motor que la calculadora completa.

  1. 1 New tax resident — 50% income-tax exemption (Article 5C) + EFKA
    51.884 EURneto/año
    13.5 % de carga
  2. 2 IKE (private company) — 22% corporate tax + 5% dividend
    44.460 EURneto/año
    25.9 % de carga
  3. 3 Freelancer (ελεύθερος επαγγελματίας) — progressive income tax + EFKA class
    41.466 EURneto/año
    30.9 % de carga

15

¿Para quién es Thessaloniki?

El mismo lugar se lee distinto según por qué te mudes. Cada perspectiva reúne los datos que más importan para ese plan, con sus fuentes y las contrapartidas dichas sin rodeos.

Contrato o trabajo por cuenta propia en tecnología, facturando a clientes de fuera.

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English proficiencyHigh

EF EPI 2025 — Greece (score 592, rank 20/123, High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Greece scores 592, rank 20/123 — top of the 'High' band, just below the 'Very High' threshold (~600); global average 488. English is widely functional in tourism, services and among younger Greeks, though the score slipped 10 points from the prior edition.
Cost of living (single, excl. rent)$766/mo

ELSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
ELSTAT HBS 2023: average annual expenditure per person = €8,358.24 = €696.52/month (monetary purchases, excludes imputed owner rent). Subtracted the actual-rent component (~€24.6/person) → €671.9/person excl. rent × 1.1399 = $766. Same low-reading per-capita HBS basis as peers.
Notas
Greek monetary household consumption is genuinely depressed (ELSTAT reports it ~20.5% below 2008), so the per-capita figure lands near Czechia despite Greece feeling pricier in tourist zones. Rent shown separately.
Domestic delivery qualityGood

Greek carrier networks (ELTA, ACS, BoxNow) — composite

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Dense mainland-city coverage: national couriers (ELTA post, ACS, Geniki Taxydromiki, Speedex) plus one of SE Europe's largest parcel-locker networks (BoxNow) and Skroutz Last Mile; cash-on-delivery ('αντικαταβολή') is mainstream. Athens/Thessaloniki are excellent, but ELTA's financial troubles and ferry-dependent island last-mile keep the national rating at 'good' rather than 'excellent'.

A lo que estar atento

Freelancer tax burden30,9%

SettleMetric tax engine over official 2026 rules (Law 5246/2025 income-tax scale + e-EFKA Class 1)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Standard freelancer scheme at €60,000, single (scheme gr-freelancer-standard): EFKA Class 1 = 3,006/yr (deductible); income tax on 56,994 via the 2026 scale (9/20/26/34/39%) = 15,528. Levies 18,534 → 30.9%. NOTE: a relocating new tax resident gets the 50% income-tax exemption (Article 5C, scheme gr-freelancer-newresident-50) for 7 years, cutting this to ≈13.5% — but the 30.9% standard figure is the unconditional, steady-state burden shown as the headline.
Internet speed37 Mbps

M-Lab NDT country aggregates for Greece

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
Median of the 343 daily country-median download values for GR in 2023 = 37.3 Mbps (268,076 download tests; daily medians ranged 21.3–47.3). M-Lab NDT is single-stream and reads below Ookla-style tests — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Greece's fixed broadband is improving as fibre rolls out; the single-stream M-Lab median is used only for cross-country comparability on one consistent method.

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Homicide rate0,78/100k

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB, geo=EL)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Notas
Police-recorded intentional homicide, 2024 (0.78). Very low by global standards (world average ~5.8) and down over the series (1.29 in 2008 to 0.68–0.88 recently). One of the safer countries in the set.
Private healthcare cost$1368/yr

Curated from Greek private insurers' comprehensive-tier plans (e.g. Ethniki Insurance) — market survey

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Midpoint of local comprehensive (inpatient + outpatient) annual premiums for a healthy 35-year-old, €600–1,800 from major Greek insurers (mid-range €100–180/month) → ~€1,200/yr × 1.1399 = $1,368.
Notas
Public cover exists via EOPYY (funded through EFKA contributions), but waiting lists and gaps drive a large private market. Local plans run cheaper than international/expat plans ($2,000–4,000+/yr). Greek insurers raised premiums ~14% in 2025 — a rising curated midpoint, not a firm quote.

A lo que estar atento

International schools2

International Baccalaureate — Find an IB World School (Greece); Pinewood and Anatolia IB authorizations

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Accreditor-verified: (1) Pinewood — The International School of Thessaloniki (IB World School, PYP/MYP/DP; also Middle States Association-accredited, US State Dept-recognized); (2) Anatolia College (IB DP-authorized since 1997). Pinewood and Anatolia jointly deliver one IBDP but are two distinct IB-authorized institutions = 2.
Notas
Verified FLOOR (±1). Greece has 22 IB World Schools nationally, ~14 in Athens. Additional IB or other-accreditor schools may exist in the wider Thessaloniki area; 2 is a conservative floor.
Air quality (PM2.5)sin datos verificados

European Environment Agency (EEA) — no PM2.5 annual mean published for Thessaloniki (2024 returns N/A)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Notas
No clean, recent, official annual-mean PM2.5 could be verified for Thessaloniki — the EEA-verified 2024 compilation returns 'N/A' (its Thessaloniki stations report PM10 more completely than PM2.5), so the value is left null rather than fabricated. Bounds (not a value): recent estimates place Thessaloniki's annual mean ~18–24 µg/m³ (IQAir 23.3 in 2019, 20.9 in 2020, 18.8 in 2021 — declining; a 2016–2022 study reports 22–26 at urban/traffic stations), generally comparable to or somewhat higher than Athens (14.2). WHO 2021 guideline 5 µg/m³. To fill: pull the Greek environment ministry (ypen.gov.gr) annual report or an EEA urban-background station dataset.

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Crypto regulationLegal regulated

Law 5193/2025 (MiCA transposition) + AADE crypto tax guidance; supervised by the Hellenic Capital Market Commission (HCMC) and Bank of Greece

Fuente oficial

Datos a fecha de
10 abr 2025
Verificado
15 jul 2026
Notas
EU MiCA applies and was transposed by Law 5193/2025 (10 April 2025), with CASP licensing and EU passporting, supervised by HCMC and the Bank of Greece. Individual crypto capital gains are taxed at a flat 15% (from 1 Jan 2025), with a €500 annual tax-free threshold and 5-year loss carry-forward. Fully legal and now clearly regulated/taxed rather than a grey area.
Financial control levelModerate

Bank of Greece (capital-controls abolition, 1 Sep 2019) + Greek Income Tax Code €500 cash-payment limit (AADE)

Fuente oficial

Datos a fecha de
31 dic 2025
Verificado
15 jul 2026
Método
Composite: EUR (eurozone), full EU free movement of capital; the 2015 crisis-era capital controls were fully lifted on 1 September 2019, so funds move abroad without restriction. Offsetting this: Greece has the STRICTEST cash-payment cap in the EU (€500 for consumer transactions; breaches fined at double the amount) plus routine AML/CASP reporting. The open capital account alone reads 'low', but the €500 everyday-cash restriction pulls the composite up to 'moderate'.
Notas
A 2025–26 proposal to cut the cap to €200 was withdrawn; the €500 limit remains.

A lo que estar atento

Freelancer tax burden30,9%

SettleMetric tax engine over official 2026 rules (Law 5246/2025 income-tax scale + e-EFKA Class 1)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Standard freelancer scheme at €60,000, single (scheme gr-freelancer-standard): EFKA Class 1 = 3,006/yr (deductible); income tax on 56,994 via the 2026 scale (9/20/26/34/39%) = 15,528. Levies 18,534 → 30.9%. NOTE: a relocating new tax resident gets the 50% income-tax exemption (Article 5C, scheme gr-freelancer-newresident-50) for 7 years, cutting this to ≈13.5% — but the 30.9% standard figure is the unconditional, steady-state burden shown as the headline.

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Homicide rate0,78/100k

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB, geo=EL)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Notas
Police-recorded intentional homicide, 2024 (0.78). Very low by global standards (world average ~5.8) and down over the series (1.29 in 2008 to 0.68–0.88 recently). One of the safer countries in the set.
Cost of living (single, excl. rent)$766/mo

ELSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
ELSTAT HBS 2023: average annual expenditure per person = €8,358.24 = €696.52/month (monetary purchases, excludes imputed owner rent). Subtracted the actual-rent component (~€24.6/person) → €671.9/person excl. rent × 1.1399 = $766. Same low-reading per-capita HBS basis as peers.
Notas
Greek monetary household consumption is genuinely depressed (ELSTAT reports it ~20.5% below 2008), so the per-capita figure lands near Czechia despite Greece feeling pricier in tourist zones. Rent shown separately.

A lo que estar atento

Climate comfort5/12 mo

SettleMetric computation over climate-normals (Climates to Travel 1991–2020, Thessaloniki airport)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
Months with mean daily max 15–28°C AND precipitation < 150mm: Apr (19.4), May (25.0), Sep (27.3), Oct (21.6), Nov (15.8) = 5. Excluded: Jan/Feb/Dec and Mar (14.9°C, just below 15) for cold; Jun–Aug (30.0–32.3°C) for heat. All months satisfy the precip test (max 50 mm). Thessaloniki's colder winters knock out March, while its milder September qualifies.
Air quality (PM2.5)sin datos verificados

European Environment Agency (EEA) — no PM2.5 annual mean published for Thessaloniki (2024 returns N/A)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Notas
No clean, recent, official annual-mean PM2.5 could be verified for Thessaloniki — the EEA-verified 2024 compilation returns 'N/A' (its Thessaloniki stations report PM10 more completely than PM2.5), so the value is left null rather than fabricated. Bounds (not a value): recent estimates place Thessaloniki's annual mean ~18–24 µg/m³ (IQAir 23.3 in 2019, 20.9 in 2020, 18.8 in 2021 — declining; a 2016–2022 study reports 22–26 at urban/traffic stations), generally comparable to or somewhat higher than Athens (14.2). WHO 2021 guideline 5 µg/m³. To fill: pull the Greek environment ministry (ypen.gov.gr) annual report or an EEA urban-background station dataset.

16

Comparar Thessaloniki

Panorama completo del país:

resumen de Greece