Cost of living in Portugal

A single person living in Portugal spends around $1,166/month excluding rent. Per-city numbers below, every figure with its source; rent is shown separately in the Housing sections, by apartment type.

Verified Jul 4, 2026

At a glance

What the tags meanofficial — live figure from a government or authorityopen data — open dataset (Eurostat, EEA, M-Lab, UdSC…)survey — survey or index estimatecurated — SettleMetric-assembled estimate — open the source for the method

Cost of living

INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted

Curated by SettleMetric

Data as of: Jun 30, 2026
Verified: Jul 4, 2026
Method: INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
Notes: National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.

$1,166/mo

2026curated

Rent: 1-bedroom (city avg)

idealista/news — Portugal rental market report, May 2026 (asking rents)

Curated by SettleMetric

Data as of: May 31, 2026
Verified: Jul 4, 2026
Method: idealista national median asking rent May 2026 = €16.3/m². A central 1-bedroom of ~55 m² ≈ €897/month ≈ $1,020 at 1.1399 USD/EUR (ECB 2026-07-02). City medians: Lisbon €21.8/m², Porto €16.4/m².
Notes: National median across listed stock (asking, not transacted). Central Lisbon 1-beds run well above this (~€1,200+). Rents fell ~2.9% year-on-year in May 2026. idealista is the major national listing portal; INE/central-bank transaction series lag and were not used to keep the figure current.

$1,020/mo

2026curated

Private health

Médis / Multicare / AdvanceCare / Allianz comprehensive (with-hospitalization) plans — market midpoint; insurers quote on request

Curated by SettleMetric

Data as of: Jul 4, 2026
Verified: Jul 4, 2026
Method: Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notes: Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.

$650/yr

2026curated

What a single person spends each month (excl. rent)

INE — Household Budget Survey 2022/2023 (COICOP-2018 structure), CPI-uplifted

Curated by SettleMetric

Data as of: Jun 30, 2026
Verified: Jul 4, 2026
Method: INE 2022/2023 COICOP-2018 expenditure shares (food 13.0%, transport 11.3%, restaurants & accommodation 8.3%, furnishings 4.4%, health 4.2%, information & communication 3.8%, personal care/misc 3.4%, recreation 2.9%, alcohol/tobacco 1.7%, clothing 1.2%; housing 41.7% split into ~9% utilities/upkeep kept and rent excluded) applied to the CPI-uplifted single-person monthly total (€1,618) and converted at 1.1399 USD/EUR. Categories sum to the ~$1,166/mo excl-rent aggregate. National average.
Notes: Structure is the all-household COICOP-2018 split (INE does not publish a full single-person COICOP table); applied to the single-person total as a transparent approximation. Housing utilities are kept; rent/imputed rent is excluded per the cost-of-living definition.

total 1,164 USD/mo

Food & non-alcoholic beverages240 USD

Transport208 USD

Utilities (electricity, gas, water) & upkeep166 USD

Restaurants & eating out153 USD

Household goods & equipment81 USD

Health (out-of-pocket)77 USD

Information & communication70 USD

Personal care & misc goods63 USD

Recreation, sport & culture53 USD

Alcohol & tobacco31 USD

Clothing & footwear22 USD

National household-budget-survey basket. Rent is shown separately below.

Details

Criterion	Value	Score
Cost of living (single, excl. rent)	1,166USD/month, single person, excluding rent i INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted Curated by SettleMetric Data as of Jun 30, 2026 Verified Jul 4, 2026 Method INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average). Notes National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.	6.9
Private healthcare cost	650USD/year, comprehensive private insurance premium, healthy 35-year-old i Médis / Multicare / AdvanceCare / Allianz comprehensive (with-hospitalization) plans — market midpoint; insurers quote on request Curated by SettleMetric Data as of Jul 4, 2026 Verified Jul 4, 2026 Method Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote. Notes Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.	9.6

City detail pages: Funchal · Lisbon · Porto