Living in Lisbon
Portugal's capital and largest city on the Atlantic: the country's deepest jobs, services and international-school market, a mild oceanic-Mediterranean climate with ~10 comfortable months, and clean air by European-capital standards — at the highest rents in Portugal, well above the national average though cooling since 2025.
Verified
At a glance
The headline numbers for Lisbon — each with its own source and freshness. A live official figure is not the same as a survey estimate or a 30-year climate normal.
What the tags meanofficial — live figure from a government or authorityopen data — open dataset (Eurostat, EEA, M-Lab, UdSC…)survey — survey or index estimatecurated — SettleMetric-assembled estimate — open the source for the method
Cost of living
i
Curated by SettleMetric
- Data as of
- Jun 30, 2026
- Verified
- Jul 4, 2026
- Method
- INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
- Notes
- National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
$1,166/mo
2026curated
Rent, 1–3 bed
i
Curated by SettleMetric
- Data as of
- May 31, 2026
- Verified
- Jul 4, 2026
- Method
- Base: idealista Lisboa city-wide asking rent €21.8/m² (May 2026). Applied typical dwelling sizes (studio 35 m², 1BR 55 m², 2BR 80 m², 3BR 110 m²) and a central/outside multiplier (central historic/central parishes ×1.15, outer parishes ×0.85), converted at 1.1399 USD/EUR (ECB 2026-07-02). E.g. 1BR center = 55×21.8×1.15×1.1399 ≈ $1,572.
- Notes
- ALL cells are DERIVED — idealista's public report gives only a single city-wide €/m² for Lisboa, not a room-count × district matrix (idealista's granular per-district report pages returned HTTP 403 on fetch). Both the dwelling sizes and the ±15% central/outside spread are transparent assumptions, not observed values; treat the matrix as indicative and re-derive from a directly fetched idealista Lisboa district report next cycle. Only the city-wide €21.8/m² base is directly observed.
$1,162–$3,144
/mo
2026curated
Freelancer tax
i
SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
30%
2026curated
Safety
i
Eurostat — police-recorded intentional homicide (ICCS 0101)
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Notes
- Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
0.68/100k
2024open data
Air quality
i
EEA European city air quality viewer / CCDR-LVT regional air-quality report 2024
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Notes
- No exact annual-mean value could be verified from an official source this cycle: the EEA city air quality viewer and EEA PM2.5 dashboard are JavaScript apps that returned no extractable number via fetch, and the CCDR-LVT (regional environment authority) 2024 report presents the Olivais urban-background PM2.5 annual mean only as a chart image (Figure 17/18), not as extractable text. Verified context: the EEA viewer ranks Lisbon 38th of European capitals and places it in the 'fair' band (5–10 µg/m³), cleaner than Madrid (8.9), Paris (10.5) and Berlin (11); CCDR-LVT confirms 2024 PM2.5 at the Lisbon urban-background station (Olivais, part of the national IEM background network with Mem Martins and Laranjeiro) was 'muito inferior' to the 25 µg/m³ EU limit/target and has declined since 2017. Set to null pending a browser-read of the exact EEA viewer value (~8 µg/m³ expected) or the CCDR-LVT Figure 17 number next cycle — do not record a scored figure from memory.
no verified data
2024open data
Internet
i
M-Lab NDT country aggregates for Portugal
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Method
- M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
- Notes
- M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.
40 Mbps
2024open data
English
i
EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.
Very high
2025survey
Private health
i
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
- Notes
- Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.
$650/yr
2026curated
Population 658,236 · Europe/Lisbon · country-level facts (taxes, visas, crypto) inherited from Portugal
What it costs you per month
A planning estimate: real asking rent plus a cost-of-living basket scaled to your household. Not a quote.
Household
Lifestyle
Location
Estimated total
$2,326/mo
≈ $27,912 / year
Where it goes
- Rent (1-bed)$1,162
- Food & non-alcoholic beverages$240
- Transport$208
- Utilities (electricity, gas, water) & upkeep$166
- Restaurants & eating out$153
- Household goods & equipment$81
- Health (out-of-pocket)$77
- Information & communication$70
- Personal care & misc goods$63
- Recreation, sport & culture$53
- Alcohol & tobacco$31
- Clothing & footwear$22
- Living costs$1,164
Rent from the asking-rent matrix below. Living costs scale a one-person basket ($1,164/mo) by household size and lifestyle; the equivalence factors are our assumption. Schooling and one-off setup are excluded.
Cost of living
What a single person spends each month — food, utilities, transport, eating out and the rest — excluding rent.
i
INE — Household Budget Survey 2022/2023 (COICOP-2018 structure), CPI-uplifted
Curated by SettleMetric
- Data as of
- Jun 30, 2026
- Verified
- Jul 4, 2026
- Method
- INE 2022/2023 COICOP-2018 expenditure shares (food 13.0%, transport 11.3%, restaurants & accommodation 8.3%, furnishings 4.4%, health 4.2%, information & communication 3.8%, personal care/misc 3.4%, recreation 2.9%, alcohol/tobacco 1.7%, clothing 1.2%; housing 41.7% split into ~9% utilities/upkeep kept and rent excluded) applied to the CPI-uplifted single-person monthly total (€1,618) and converted at 1.1399 USD/EUR. Categories sum to the ~$1,166/mo excl-rent aggregate. National average.
- Notes
- Structure is the all-household COICOP-2018 split (INE does not publish a full single-person COICOP table); applied to the single-person total as a transparent approximation. Housing utilities are kept; rent/imputed rent is excluded per the cost-of-living definition.
Food & non-alcoholic beverages240 USD
Transport208 USD
Utilities (electricity, gas, water) & upkeep166 USD
Restaurants & eating out153 USD
Household goods & equipment81 USD
Health (out-of-pocket)77 USD
Information & communication70 USD
Personal care & misc goods63 USD
Recreation, sport & culture53 USD
Alcohol & tobacco31 USD
Clothing & footwear22 USD
Portugal's household-budget basket for a single person, excluding rent. Non-rent costs vary little between cities — the city-specific part is rent, shown under Housing below.
| Criterion | Value | Score |
|---|---|---|
| Cost of living (single, excl. rent)country-level | 1,166USD/month, single person, excluding rentiCurated by SettleMetric
| 6.9 |
Housing
What it costs to rent, by apartment type and location.
i
Curated by SettleMetric
- Data as of
- May 31, 2026
- Verified
- Jul 4, 2026
- Method
- Base: idealista Lisboa city-wide asking rent €21.8/m² (May 2026). Applied typical dwelling sizes (studio 35 m², 1BR 55 m², 2BR 80 m², 3BR 110 m²) and a central/outside multiplier (central historic/central parishes ×1.15, outer parishes ×0.85), converted at 1.1399 USD/EUR (ECB 2026-07-02). E.g. 1BR center = 55×21.8×1.15×1.1399 ≈ $1,572.
- Notes
- ALL cells are DERIVED — idealista's public report gives only a single city-wide €/m² for Lisboa, not a room-count × district matrix (idealista's granular per-district report pages returned HTTP 403 on fetch). Both the dwelling sizes and the ±15% central/outside spread are transparent assumptions, not observed values; treat the matrix as indicative and re-derive from a directly fetched idealista Lisboa district report next cycle. Only the city-wide €21.8/m² base is directly observed.
| Apartment | Central | Outside centre |
|---|---|---|
| Studio | 1,000 USD/mo | 739 USD/mo |
| 1-bedroom | 1,572 USD/mo | 1,162 USD/mo |
| 2-bedroom | 2,286 USD/mo | 1,690 USD/mo |
| 3-bedroom | 3,144 USD/mo | 2,323 USD/mo |
ALL cells are DERIVED — idealista's public report gives only a single city-wide €/m² for Lisboa, not a room-count × district matrix (idealista's granular per-district report pages returned HTTP 403 on fetch). Both the dwelling sizes and the ±15% central/outside spread are transparent assumptions, not observed values; treat the matrix as indicative and re-derive from a directly fetched idealista Lisboa district report next cycle. Only the city-wide €21.8/m² base is directly observed.
Climate
Temperature and rainfall through the year, plus air quality.
i
IPMA — Normal Climatológica 1991-2020, Lisboa / Instituto Geofísico (estação 535)
Official source
- Data as of
- Dec 31, 2020
- Verified
- Jul 4, 2026
- Method
- IPMA (national meteorological service) 1991–2020 standard normals, station Lisboa/Instituto Geofísico (WMO station 535, lat 38.7191N, lon 9.1497W, alt 77m), version 1.0 of 2024. TN = média da temperatura mínima diária, TX = média da temperatura máxima diária, Prec = média da precipitação total mensal. Series is homogeneous (hybrid observed + WRF-modelled) per WMO-No. 1203.
Average day/night temperature (lines, left axis) and total rainfall (bars, right axis) for each month — 1991–2020 normals. Hover a month for exact figures.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Daytime high °C | 15.1° | 16.4° | 18.9° | 20.4° | 23.1° | 26.1° | 28.2° | 28.8° | 26.6° | 22.8° | 18.1° | 15.4° |
| Nighttime low °C | 8.6° | 9.1° | 11.0° | 12.3° | 14.4° | 16.8° | 18.2° | 18.8° | 17.6° | 15.3° | 11.8° | 9.4° |
| Rainfall mm | 104 | 78 | 69 | 72 | 58 | 14 | 3 | 5 | 39 | 111 | 134 | 109 |
| Criterion | Value | Score |
|---|---|---|
| Climate comfort | 10pleasant months/yeariSettleMetric computation over climate-normals (IPMA Lisboa/Instituto Geofísico 1991-2020) Curated by SettleMetric
| 9.0 |
| Air quality (PM2.5) | no verified data | — |
Safety
How safe daily life is, from official crime statistics.
| Criterion | Value | Score |
|---|---|---|
| Homicide ratecountry-level | 0.7intentional homicides per 100,000/yeariEurostat — police-recorded intentional homicide (ICCS 0101) Open data
| 9.6 |
Infrastructure
Internet speed and how parcels get to your door.
| Criterion | Value | Score |
|---|---|---|
| Domestic delivery qualitycountry-level | GoodiCurated by SettleMetric
| 7.0 |
| International delivery easecountry-level | Minor frictioniOfficial source
| 7.0 |
| Internet speedcountry-level | 40Mbps, median fixed downloadiM-Lab NDT country aggregates for Portugal Open data
| 3.8 |
Healthcare
What comprehensive private medical cover costs.
| Criterion | Value | Score |
|---|---|---|
| Private healthcare costcountry-level | 650USD/year, comprehensive private insurance premium, healthy 35-year-oldiCurated by SettleMetric
| 9.6 |
Money & crypto
Crypto rules and how freely personal money moves.
| Criterion | Value | Score |
|---|---|---|
| Crypto regulationcountry-level | Legal friendlyiAutoridade Tributária — Criptoativos: conceito fiscal e tributação (folheto informativo) Official source
| 10.0 |
| Financial control levelcountry-level | LowiASAE — cash-payment limits (Art. 63.º-E Lei Geral Tributária); euro-area free movement of capital Official source
| 10.0 |
Language
How far English gets you in daily life and services.
| Criterion | Value | Score |
|---|---|---|
| English proficiencycountry-level | Very highiEF EPI 2025 — Portugal rank 6/123, score 612 (Very High band) Research
| 9.0 |
Education
International schooling options for families.
| Criterion | Value | Score |
|---|---|---|
| International schools | 11accredited international schools, countiCurated by SettleMetric
| 7.7 |
Demographics
Who else lives here — the share of foreign residents and the largest national communities, from official statistics.
i
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Method
- AIMA reported 1,544,168 foreign residents with a valid residence title at end-2024; INE's 2024 resident-population release put foreigners at 14% of the ~11.4M total. Basis: valid residence titles (administrative register) — this is broader than Eurostat's usual-residence population count (Eurostat migr_pop1ctz put foreign citizens at ~1.16M / ~10.7% on 2025-01-01), reflecting recent large-scale regularizations.
- Notes
- Portugal's foreign share roughly quadrupled since 2017. AIMA's residence-title basis (14%) is used as the headline because it best reflects people actually living in Portugal; the Eurostat usual-residence basis (~10.7%) is the conservative alternative. Direct fetch of the AIMA PDF was blocked by a TLS certificate error on the AIMA host, so the figures were read via official AIMA reporting relayed by a Portuguese outlet and cross-checked against INE's statement — re-verify from the AIMA PDF from a browser next cycle.
Largest communities of foreign residents1,544,168 total
i
AIMA — Migration and Asylum Report 2024 (foreign residents by nationality)
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Method
- AIMA end-2024 foreign-resident register by nationality; totalForeign = 1,544,168; shares = count ÷ total. Top 10 shown (they cover ~64.6% of foreign residents).
- Notes
- Brazil dominates (31.4%). Ukraine includes temporary-protection holders who also hold residence documents. Figures read via official AIMA reporting relayed by a Portuguese outlet because the AIMA PDF host returned a TLS certificate error on direct fetch — re-verify from the AIMA PDF next cycle.
Brazil31.4%484,596
India6.4%98,616
Angola6%92,348
Ukraine5.1%79,232
Cape Verde4.2%65,507
Bangladesh3.6%55,199
Italy2.6%40,021
China2%30,734
France1.9%29,009
Spain1.4%22,130
Brazil dominates (31.4%). Ukraine includes temporary-protection holders who also hold residence documents. Figures read via official AIMA reporting relayed by a Portuguese outlet because the AIMA PDF host returned a TLS certificate error on direct fetch — re-verify from the AIMA PDF next cycle.
How you can stay
All requirements & citizenship filterHow you can legally enter and stay. These apply across Portugal.
- D8 — Digital Nomad residence visa (remote work)Digital nomad visaAll except EU citizensincome ≥ 3,680 EUR/monthRemote professional activity (employed or self-employed) performed for entities/clients located OUTSIDE Portugal4 mo +→ PR path
- D8 — Temporary-stay visa for remote work (under 1 year)Digital nomad visaAll except EU citizensincome ≥ 3,680 EUR/monthRemote professional activity for entities outside Portugal, for a stay of under one year1 yr +
- D2 — Independent worker / entrepreneur (incl. Startup Visa)Business visaAll except EU citizensincome ≥ 920 EUR/monthNon-EU/EEA/Swiss citizen setting up or investing in a business, or providing independent services, in Portugal4 mo +→ PR path
- D7 — Passive income / retirement residence visaTemporary residenceAll except EU citizensincome ≥ 920 EUR/monthNon-EU/EEA/Swiss citizen with stable, regular passive income ≥ the minimum wage4 mo +→ PR path
- EU Blue Card (highly-qualified employment)Temporary residenceAll except EU citizensEmployment contract with a Portuguese employer in a highly-qualified role2 yrs +→ PR path
- EU/EEA/Swiss citizens — registration of residenceSpecial programEU citizensNo visa or permit needed; full labour-market access and business on the same terms as Portuguese citizens5 yrs +→ PR path
- Visa-free stay (Schengen 90/180)Visa-free stayUS citizens, UK citizens, Ukrainian citizensPassport of an Annex II visa-exempt country (EU Reg. 2018/1806); for Ukraine and other Eastern Partnership states, biometric passports only3 mo
What you'd pay in taxes
Full schemes & calculatorThe tax schemes a freelancer can choose from. Rules are national, the same in Lisbon as anywhere in Portugal.
- Regime simplificado — other services (0.35 coefficient)15% of revenue (min 0, max 16,552/year) + 65% of revenue21.0% burden at €60k
- IFICI — 20% flat tax for research & innovation (NHR successor)15% of revenue (min 0, max 16,552/year) + 25% of revenue30.0% burden at €60k
- Regime simplificado — IT & professional services (0.75 coefficient)15% of revenue (min 0, max 16,552/year) + 25% of revenue34.4% burden at €60k
- Contabilidade organizada — organized accounting (actual expenses)15% of revenue (min 0, max 16,552/year) + progressive on profit: 13% up to 8,342, 16% up to 12,587, 21% up to 17,838, 24% up to 23,089, 31% up to 29,397, 35% up to 43,090, 43% up to 46,566, 45% up to 86,634, 48% above38.8% burden at €60k
See what you would keep
Your income against Portugal's real tax schemes — the same engine as the full calculator.
- 1 Regime simplificado — other services (0.35 coefficient)47,428 EURnet/year21.0% burden
- 2 IFICI — 20% flat tax for research & innovation (NHR successor)42,012 EURnet/year30.0% burden
- 3 Regime simplificado — IT & professional services (0.75 coefficient)39,360 EURnet/year34.4% burden
- 4 Contabilidade organizada — organized accounting (actual expenses)36,702 EURnet/year38.8% burden
Who is Lisbon for?
The same place reads differently depending on why you move. Each lens pulls the facts that matter most for that plan — with sources, and the trade-offs stated plainly.
Contract or freelance in tech, billing clients abroad.
Works in your favour
English proficiencyVery high
i
EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.
Cost of living (single, excl. rent)$1,166/mo
i
Curated by SettleMetric
- Data as of
- Jun 30, 2026
- Verified
- Jul 4, 2026
- Method
- INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
- Notes
- National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
Domestic delivery qualityGood
i
Curated by SettleMetric
- Data as of
- Dec 31, 2025
- Verified
- Jul 4, 2026
- Method
- National operator CTT offers next-day ('Expresso Para Amanhã') and 2-day express nationwide, with the Collectt pickup network (CTT shops + Payshop agents + Locky 24/7 parcel lockers) and real-time tracking. Private carriers DPD, GLS, DHL, UPS, Chronopost and Seur operate nationwide. Rated 'good' — 1–3 day delivery is the norm and lockers exist in cities, but locker density and universal next-day are below the best-in-class (e.g. Poland's InPost).
Watch-outs
Freelancer tax burden30%
i
SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
Internet speed40 Mbps
i
M-Lab NDT country aggregates for Portugal
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Method
- M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
- Notes
- M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.
Relocating with a partner and school-age children.
Works in your favour
International schools11
i
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Curated count of internationally-accredited schools in the Lisbon metro (Lisboa, Cascais, Sintra, Oeiras). Directly verified against their accreditor networks: Lycée Français Charles Lepierre (AEFE directly-managed establishment, aefe.gouv.fr) and Deutsche Schule Lissabon (German Auslandsschule under ZfA/Auswärtiges Amt, auslandsschulwesen.de). IB World Schools identified in the metro by name from IB 'by country' data and corroborating sources: St. Julian's (Carcavelos), St. Dominic's International (São Domingos de Rana), Carlucci/CAISL (Sintra), United Lisbon International, TASIS Portugal (Sintra), International Sharing School–Taguspark (Oeiras), Oeiras International School, PaRK International, plus The Lisboan (Cambridge + IB). Count = 11 named, accreditor-attributable schools.
- Notes
- ±3 uncertainty. The live IB World Schools finder and the Cambridge 'Find a Cambridge school' registry both returned HTTP 403 to automated fetch this cycle, so individual IB/Cambridge authorizations were confirmed from official-adjacent sources rather than each read directly against the accreditor's live registry; AEFE and the German school were verified directly. Portugal has ~16 IB World Schools in total, most clustered in the Lisbon metro, so the true metro count of all-accreditor international schools is likely somewhat higher than 11 (aggregator guides list 30+ 'international' schools, but many lack a recognised accreditor). Re-verify each authorization against the IB and Cambridge registries from a browser next cycle.
Homicide rate0.68/100k
i
Eurostat — police-recorded intentional homicide (ICCS 0101)
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Notes
- Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
Private healthcare cost$650/yr
i
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
- Notes
- Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.
Air quality (PM2.5)no verified data
i
EEA European city air quality viewer / CCDR-LVT regional air-quality report 2024
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Notes
- No exact annual-mean value could be verified from an official source this cycle: the EEA city air quality viewer and EEA PM2.5 dashboard are JavaScript apps that returned no extractable number via fetch, and the CCDR-LVT (regional environment authority) 2024 report presents the Olivais urban-background PM2.5 annual mean only as a chart image (Figure 17/18), not as extractable text. Verified context: the EEA viewer ranks Lisbon 38th of European capitals and places it in the 'fair' band (5–10 µg/m³), cleaner than Madrid (8.9), Paris (10.5) and Berlin (11); CCDR-LVT confirms 2024 PM2.5 at the Lisbon urban-background station (Olivais, part of the national IEM background network with Mem Martins and Laranjeiro) was 'muito inferior' to the 25 µg/m³ EU limit/target and has declined since 2017. Set to null pending a browser-read of the exact EEA viewer value (~8 µg/m³ expected) or the CCDR-LVT Figure 17 number next cycle — do not record a scored figure from memory.
Optimising tax, banking and crypto rules.
Works in your favour
Crypto regulationLegal friendly
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Autoridade Tributária — Criptoativos: conceito fiscal e tributação (folheto informativo)
Official source
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Notes
- Legal for individuals; regulated under EU MiCA/CARF. Since Law 24-D/2022: capital gains on crypto held ≥365 days are tax-EXEMPT (declared in Anexo G1); gains on assets held <365 days are taxed at a 28% autonomous rate (Category G, option to aggregate); crypto-to-crypto swaps are deferred (not taxed at the swap). Frequent/professional trading may be reclassified as Category B (general rates). Classified legal-friendly for the explicit long-term-holding exemption; short-term gains are still fully taxed.
Financial control levelLow
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ASAE — cash-payment limits (Art. 63.º-E Lei Geral Tributária); euro-area free movement of capital
Official source
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Composite: euro-area member, no currency or capital controls, EUR fully convertible; free movement of capital guaranteed by the EU Treaty (Art. 63 TFEU). Non-resident bank accounts routinely available. Standard EU CRS/DAC reporting via banks; no FBAR-style personal foreign-account self-declaration for individuals. Cash-payment limit €2,999.99 for residents (natural persons) and €9,999.99 for non-residents not acting as merchants (Art. 63.º-E LGT) — a limit on cash, not on bank money movement. Rated 'low' state control over personal money flows.
Watch-outs
Freelancer tax burden30%
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SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
Prioritising safety, air, and an easy daily life.
Works in your favour
Homicide rate0.68/100k
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Eurostat — police-recorded intentional homicide (ICCS 0101)
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Notes
- Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
Climate comfort10/12 mo
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SettleMetric computation over climate-normals (IPMA Lisboa/Instituto Geofísico 1991-2020)
Curated by SettleMetric
- Data as of
- Dec 31, 2020
- Verified
- Jul 4, 2026
- Method
- Months with mean daily max 15–28°C and precipitation < 150mm: Jan (15.1°C, 103.8mm), Feb, Mar, Apr, May, Jun, Sep, Oct, Nov (18.1°C, 133.9mm), Dec = 10. Only Jul (TX 28.2°C) and Aug (TX 28.8°C) miss, exceeding the 28°C max cap; no month exceeds the 150mm precipitation cap.
Cost of living (single, excl. rent)$1,166/mo
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Curated by SettleMetric
- Data as of
- Jun 30, 2026
- Verified
- Jul 4, 2026
- Method
- INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
- Notes
- National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
Air quality (PM2.5)no verified data
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EEA European city air quality viewer / CCDR-LVT regional air-quality report 2024
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Notes
- No exact annual-mean value could be verified from an official source this cycle: the EEA city air quality viewer and EEA PM2.5 dashboard are JavaScript apps that returned no extractable number via fetch, and the CCDR-LVT (regional environment authority) 2024 report presents the Olivais urban-background PM2.5 annual mean only as a chart image (Figure 17/18), not as extractable text. Verified context: the EEA viewer ranks Lisbon 38th of European capitals and places it in the 'fair' band (5–10 µg/m³), cleaner than Madrid (8.9), Paris (10.5) and Berlin (11); CCDR-LVT confirms 2024 PM2.5 at the Lisbon urban-background station (Olivais, part of the national IEM background network with Mem Martins and Laranjeiro) was 'muito inferior' to the 25 µg/m³ EU limit/target and has declined since 2017. Set to null pending a browser-read of the exact EEA viewer value (~8 µg/m³ expected) or the CCDR-LVT Figure 17 number next cycle — do not record a scored figure from memory.
Compare Lisbon
Full country picture: Portugal overview