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SettleMetric

MCVerified relocation data for the location-independent

Monaco for remote workers.

French-speaking city-state of about 38,900 residents, three-quarters of them foreign nationals. Residents pay no personal income tax (French nationals excepted); a freelancer in an advisory activity owes only flat CAMTI and CARTI contributions, €8,805 a year at the lowest open class, while commercial firms selling mostly abroad pay a 25% profit tax. There is no nomad visa: residence needs housing in Monaco, a Monaco bank's reference and, outside the EEA, a French long-stay visa. Rents and living costs have no official measure.

VerifiedUpdated

1 city · 2 schemes · 4 active paths

MC · SettleMetric

01

At a glance

The headline numbers for Monaco — each with its own source and freshness. A live official figure is not the same as a survey estimate or a 30-year climate normal.

01

Cost of living

no verified data
2025official

IMSEE — Monaco en Chiffres 2026, Annexe 5: Indice des prix à la consommation (INSEE series for France)

Official source

Data as of
Dec 31, 2025
Verified
Oct 2, 2026
Notes
No official measure exists. Monaco runs no household budget survey and has no consumer price index of its own — its statistics office republishes INSEE's index for France as the reference — and no Monaco retailer publishes shelf prices online from which a basket could be priced. Monaco shares France's VAT, excise duties and customs territory, but France's spending figure describes French households, and using it here would present a French number as a Monaco one.

02

Rent, 1–3 bed

no verified data

03

Freelancer tax

8.1/10
14.7%
2025curated

SettleMetric tax engine over official 2025-2026 rules (Caisses Sociales de Monaco — CAMTI and CARTI; Sovereign Ordinance 3.152)

Curated by SettleMetric

Data as of
Oct 1, 2025
Verified
Oct 2, 2026
Method
Best eligible scheme at €60,000 revenue and no expenses = mc-sole-trader-civil, an advisory activity outside the profit tax: no income tax; CAMTI 4 × €1,101 = €4,404; CARTI class 2, the lowest class open without an income test, 4 × €1,100.16 = €4,400.64. Levies €8,804.64 → 14.67%. The commercial route (mc-sole-trader-commercial) gives the same figure at this income, because the operator's deductible remuneration (€77,832 at turnover up to €125,000) exceeds the profit. The contributions are flat, so the rate falls as income rises.
Notes
Social contributions, not tax: Monaco levies no personal income tax on its residents. French nationals are the exception — they are taxed by France under the 1963 convention — and are not covered by this figure.

Safety

no verified data
2025open data

UNODC — Intentional homicide data (bulk file data_cts_intentional_homicide.xlsx, July 2026)

Open data

Data as of
Dec 31, 2025
Verified
Oct 2, 2026
Notes
No current figure. UNODC's file, read on 2026-10-02, holds Monaco victim counts for 2007 and 2008 only, both zero, and conviction counts to 2015; the World Bank series it feeds has a single value, for 2001. Monaco's own statistics (Monaco en Chiffres 2026) publish the police's total of recorded offences — 888 in 2024 and 1,055 in 2025, the latter on a new recording tool and not comparable — but no homicide count. With some 38,900 residents a single case would move the rate by 2.6 per 100,000, so an old zero would read as a precise result it is not.

Internet

6.4/10
84 Mbps
2023open data

M-Lab NDT country aggregates for Monaco

Open data

Data as of
Dec 31, 2023
Verified
Oct 2, 2026
Method
Median of the 342 daily country-median download values for MC in 2023 (4,102 download tests; daily medians ranged 7.8-261.0 Mbps). 2023 is the year used for 25 of the dataset's countries; M-Lab's 2024 file for Monaco covers only 86 days and 975 tests.
Notes
M-Lab NDT is a single-stream test and reads well below advertised fibre speeds; it is comparable only within this criterion. A small country with few tests per day gives a noisy daily series, which is why the median of daily medians is used.

Private health

no verified data
2025official

Caisses Sociales de Monaco — CAMTI contribution 2025-2026

Official source

Data as of
Oct 1, 2025
Verified
Oct 2, 2026
Notes
Not priced. No insurer publishes a Monaco rate card for a comprehensive private policy, and the price is quote-only. For the self-employed the compulsory public cover is CAMTI, a flat €1,101 a quarter (€4,404 a year) in 2025-2026.

Crypto

8.0/10
Legal regulated
2022official

Loi n° 1.528 du 7 juillet 2022 — réglementation des activités des prestataires de services sur actifs numériques ou sur crypto-actifs (Legimonaco)

Official source

Data as of
Jul 22, 2022
Verified
Oct 2, 2026
Notes
Legal and licensed. Act 1.528 (Journal de Monaco, 22 July 2022) lists the services on digital assets and crypto-assets — exchange, trading platforms, issuance, custody, order execution, advice — and makes their provision in Monaco subject to prior approval by the Minister of State after a consultative commission, or to authorisation by the Commission de Contrôle des Activités Financières for services on financial tokens. Nothing restricts individuals holding or trading crypto-assets. There is no tax on an individual's gains because residents pay no personal income tax, French nationals excepted.
What the tags meanofficial — live figure from a government or authorityopen data — open dataset (Eurostat, EEA, M-Lab, UdSC…)survey — survey or index estimatecurated — SettleMetric-assembled estimate — open the source for the method

02

Cost of living

What a single person spends each month — food, utilities, transport, eating out and the rest — excluding rent.

01Cost of living (single, excl. rent)no verified data—

What this measures

Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.

Lower is betterUSD/month, single person, excluding rentre-verified every 365 days

No official measure exists. Monaco runs no household budget survey and has no consumer price index of its own — its statistics office republishes INSEE's index for France as the reference — and no Monaco retailer publishes shelf prices online from which a basket could be priced. Monaco shares France's VAT, excise duties and customs territory, but France's spending figure describes French households, and using it here would present a French number as a Monaco one.

03

Housing

What it costs to rent, by apartment type and location.

04

Safety

How safe daily life is, from official crime statistics.

01Homicide rateno verified data—

What this measures

Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).

Lower is betterintentional homicides per 100,000/yearre-verified every 730 days

No current figure. UNODC's file, read on 2026-10-02, holds Monaco victim counts for 2007 and 2008 only, both zero, and conviction counts to 2015; the World Bank series it feeds has a single value, for 2001. Monaco's own statistics (Monaco en Chiffres 2026) publish the police's total of recorded offences — 888 in 2024 and 1,055 in 2025, the latter on a new recording tool and not comparable — but no homicide count. With some 38,900 residents a single case would move the rate by 2.6 per 100,000, so an old zero would read as a precise result it is not.

Hate crime (police-recorded)

OSCE ODIHR Hate Crime Reporting — Monaco

Official source

Data as of
Dec 31, 2024
Verified
Oct 2, 2026
Notes
No official data. ODIHR states that Monaco last reported information on hate crime for the 2013 Hate Crime Report; for 2020-2024 the police-recorded, prosecuted and sentenced figures are all listed as not available.

No official data. ODIHR states that Monaco last reported information on hate crime for the 2013 Hate Crime Report; for 2020-2024 the police-recorded, prosecuted and sentenced figures are all listed as not available.

05

Healthcare

What comprehensive private medical cover costs.

01Private healthcare costno verified data—

What this measures

Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.

Lower is betterUSD/year, comprehensive private insurance premium, healthy 35-year-oldre-verified every 365 days

Not priced. No insurer publishes a Monaco rate card for a comprehensive private policy, and the price is quote-only. For the self-employed the compulsory public cover is CAMTI, a flat €1,101 a quarter (€4,404 a year) in 2025-2026.

06

Money & crypto

Crypto rules and how freely personal money moves.

01Crypto regulationLegal regulated8.0

What this measures

Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.

Rated by category—re-verified every 180 days

Official source

Loi n° 1.528 du 7 juillet 2022 — réglementation des activités des prestataires de services sur actifs numériques ou sur crypto-actifs (Legimonaco)

Data as of
Jul 22, 2022
Verified
Oct 2, 2026
Notes
Legal and licensed. Act 1.528 (Journal de Monaco, 22 July 2022) lists the services on digital assets and crypto-assets — exchange, trading platforms, issuance, custody, order execution, advice — and makes their provision in Monaco subject to prior approval by the Minister of State after a consultative commission, or to authorisation by the Commission de Contrôle des Activités Financières for services on financial tokens. Nothing restricts individuals holding or trading crypto-assets. There is no tax on an individual's gains because residents pay no personal income tax, French nationals excepted.
02Financial control levelModerate7.0

What this measures

Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.

Rated by category—re-verified every 365 days

Official source

European Commission — EU list of high-risk third countries (Delegated Regulation (EU) 2016/1675 as amended; Monaco listed from 5 August 2025)

Data as of
Aug 5, 2025
Verified
Oct 2, 2026
Method
Composite of three inputs, each read at its source on 2026-10-02. (1) The European Commission's page (last updated 9 January 2026) lists Monaco among the high-risk third countries with strategic deficiencies in their anti-money-laundering regimes, in force from 5 August 2025 and still listed after the December 2025 amendments (Delegated Regulations 2026/46 and 2026/83); EU banks and other gatekeepers must apply enhanced checks to business relationships and transactions involving such countries (Article 18a of Directive 2015/849 as amended by Directive 2018/843). (2) Monaco's own cash rule is loose: professionals may not make or receive cash payments of €30,000 or more for goods or services, with customer due diligence from €10,000 (Act 1.362, art. 35, as replaced by Act 1.503 of 23 December 2020). (3) A residence permit for anyone not living on a salary or business income needs a reference from a Monaco bank attesting sufficient funds. The euro is Monaco's currency. The listing is what lifts the level: every relationship between a Monaco resident or company and an EU bank now carries enhanced due diligence → 'moderate'.
Notes
The listing is a consequence of the FATF's increased-monitoring process and should lift when that ends; re-check after each FATF plenary and EU amendment. It does not restrict a resident's own transfers, but it slows account opening and payments with EU institutions.

07

Infrastructure

Internet speed and how parcels get to your door.

01Domestic delivery qualityGood7.0

What this measures

Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.

Rated by category—re-verified every 730 days

Curated by SettleMetric

La Poste Monaco — post offices and parcel services

Data as of
Oct 2, 2026
Verified
Oct 2, 2026
Method
Classified from La Poste Monaco's own pages, read on 2026-10-02: seven post offices (Monte-Carlo, Condamine, Fontvieille, Moulins, Monaco-Ville, Herculis, Grimaldi Forum) and a multi-parcel platform in Jardin Exotique, all within the 2 km² of the Principality; Colissimo home delivery with or without signature at D+2 across France, and Chronopost express. Monaco's postal service is provided by France, and the Franco-Monegasque convention of 18 May 1963 governs postal relations (La Poste Monaco's own history page). No source for parcel lockers in Monaco was found, so the top band is not given → 'good'.
02International delivery easeMinor friction7.0

What this measures

Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.

Rated by category—re-verified every 365 days

Official source

MonEntreprise.mc — Tax in Monaco (customs union with France; Monaco inside the EU customs territory)

Data as of
Jul 1, 2026
Verified
Oct 2, 2026
Notes
Monaco and France form a customs union under the Customs Convention of 18 May 1963, the French Customs Code applies in Monaco, and Monaco is part of the EU customs territory although it is not an EU member, so goods arrive on EU terms. Parcels from the EU single market arrive like domestic ones; for non-EU imports the EU removed the €150 duty-free threshold and since 1 July 2026 charges a temporary flat customs duty per item on consignments up to €150, collected through La Poste for postal items.
03Internet speed84Mbps, median fixed download6.4

What this measures

Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.

Higher is betterMbps, median fixed downloadre-verified every 365 days

Open data

M-Lab NDT country aggregates for Monaco

Data as of
Dec 31, 2023
Verified
Oct 2, 2026
Method
Median of the 342 daily country-median download values for MC in 2023 (4,102 download tests; daily medians ranged 7.8-261.0 Mbps). 2023 is the year used for 25 of the dataset's countries; M-Lab's 2024 file for Monaco covers only 86 days and 975 tests.
Notes
M-Lab NDT is a single-stream test and reads well below advertised fibre speeds; it is comparable only within this criterion. A small country with few tests per day gives a noisy daily series, which is why the median of daily medians is used.

08

Language

How far English gets you in daily life and services.

01English proficiencyno verified data—

What this measures

Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.

Rated by category—re-verified every 730 days

Not banded. EF does not rank Monaco, and French is the only official language. With three-quarters of residents foreign — the British are the third-largest community after the French and Italians — English is widely heard, but no measurement supports a band, so none is given.

09

Demographics

Who else lives here — the share of foreign residents and the largest national communities, from official statistics.

Who lives thereforeign residents 76%

IMSEE — Monaco en Chiffres 2026, 2.1 Population résidente (Recensement de la population 2025)

Official source

Data as of
Dec 31, 2025
Verified
Oct 2, 2026
Notes
29,524 of the 38,857 residents counted in 2025 are not Monegasque nationals: Monegasques number 9,333 (24.0%), and a Monegasque with a second nationality is counted only as Monegasque. Since 2023 the census is built from registers (the Mairie for nationals, residence-permit data for adult foreigners, schools for children), with the few remaining children estimated from the 2016 census. Monegasques are the largest single nationality (in 2016 the French were: 9,286 against 8,378).
Largest communities of the total population29,524 total

IMSEE — Monaco en Chiffres 2026, Évolution de la population résidente selon la nationalité

Official source

Data as of
Dec 31, 2025
Verified
Oct 2, 2026
Notes
Residents with several nationalities are counted in each of their communities (Monegasques excepted), so the groups overlap and do not add up to the foreign total; shares are IMSEE's own, of the whole population. The largest foreign communities are the French (8,270, down 1.2% on 2024) and Italians (7,559); Ukrainians numbered 361, up from 99 in 2016.
01France21.3%8,270
02Italy19.5%7,559
03United Kingdom7.9%3,081
04Switzerland3.2%1,237
05Russia3.1%1,209
06Belgium2.7%1,038
07Germany2.5%986
08Netherlands1.3%503
09Portugal1.3%492
10United States1.2%485
11Greece1.2%454
12Canada1.1%416
13Spain0.9%366
14Ukraine0.9%361

Residents with several nationalities are counted in each of their communities (Monegasques excepted), so the groups overlap and do not add up to the foreign total; shares are IMSEE's own, of the whole population. The largest foreign communities are the French (8,270, down 1.2% on 2024) and Italians (7,559); Ukrainians numbered 361, up from 99 in 2016.

10

Your tax options

See what you would keep

Your income against Monaco's real tax schemes — the same engine as the full calculator.

  1. 1 Sole trader, advisory or other civil activity — CAMTI and CARTI contributions only
    51,195 EURnet/year
    14.7% burden
  2. 2 Sole trader, commercial activity selling mostly abroad — 25% profit tax plus CAMTI and CARTI
    51,195 EURnet/year
    14.7% burden

11

Your legalization options

12

Who is Monaco for?

The same place reads differently depending on why you move. Each lens pulls the facts that matter most for that plan — with sources, and the trade-offs stated plainly.

Contract or freelance in tech, billing clients abroad.

Works in your favour

Freelancer tax burden14.7%

SettleMetric tax engine over official 2025-2026 rules (Caisses Sociales de Monaco — CAMTI and CARTI; Sovereign Ordinance 3.152)

Curated by SettleMetric

Data as of
Oct 1, 2025
Verified
Oct 2, 2026
Method
Best eligible scheme at €60,000 revenue and no expenses = mc-sole-trader-civil, an advisory activity outside the profit tax: no income tax; CAMTI 4 × €1,101 = €4,404; CARTI class 2, the lowest class open without an income test, 4 × €1,100.16 = €4,400.64. Levies €8,804.64 → 14.67%. The commercial route (mc-sole-trader-commercial) gives the same figure at this income, because the operator's deductible remuneration (€77,832 at turnover up to €125,000) exceeds the profit. The contributions are flat, so the rate falls as income rises.
Notes
Social contributions, not tax: Monaco levies no personal income tax on its residents. French nationals are the exception — they are taxed by France under the 1963 convention — and are not covered by this figure.
Domestic delivery qualityGood

La Poste Monaco — post offices and parcel services

Curated by SettleMetric

Data as of
Oct 2, 2026
Verified
Oct 2, 2026
Method
Classified from La Poste Monaco's own pages, read on 2026-10-02: seven post offices (Monte-Carlo, Condamine, Fontvieille, Moulins, Monaco-Ville, Herculis, Grimaldi Forum) and a multi-parcel platform in Jardin Exotique, all within the 2 km² of the Principality; Colissimo home delivery with or without signature at D+2 across France, and Chronopost express. Monaco's postal service is provided by France, and the Franco-Monegasque convention of 18 May 1963 governs postal relations (La Poste Monaco's own history page). No source for parcel lockers in Monaco was found, so the top band is not given → 'good'.

Watch-outs

Internet speed84 Mbps

M-Lab NDT country aggregates for Monaco

Open data

Data as of
Dec 31, 2023
Verified
Oct 2, 2026
Method
Median of the 342 daily country-median download values for MC in 2023 (4,102 download tests; daily medians ranged 7.8-261.0 Mbps). 2023 is the year used for 25 of the dataset's countries; M-Lab's 2024 file for Monaco covers only 86 days and 975 tests.
Notes
M-Lab NDT is a single-stream test and reads well below advertised fibre speeds; it is comparable only within this criterion. A small country with few tests per day gives a noisy daily series, which is why the median of daily medians is used.
English proficiencyno verified data

EF English Proficiency Index 2025 — no Monaco entry (the Monaco country page answers 404)

Research

Data as of
Nov 1, 2025
Verified
Oct 2, 2026
Notes
Not banded. EF does not rank Monaco, and French is the only official language. With three-quarters of residents foreign — the British are the third-largest community after the French and Italians — English is widely heard, but no measurement supports a band, so none is given.
Cost of living (single, excl. rent)no verified data

IMSEE — Monaco en Chiffres 2026, Annexe 5: Indice des prix à la consommation (INSEE series for France)

Official source

Data as of
Dec 31, 2025
Verified
Oct 2, 2026
Notes
No official measure exists. Monaco runs no household budget survey and has no consumer price index of its own — its statistics office republishes INSEE's index for France as the reference — and no Monaco retailer publishes shelf prices online from which a basket could be priced. Monaco shares France's VAT, excise duties and customs territory, but France's spending figure describes French households, and using it here would present a French number as a Monaco one.

Relocating with a partner and school-age children.

Homicide rateno verified data

UNODC — Intentional homicide data (bulk file data_cts_intentional_homicide.xlsx, July 2026)

Open data

Data as of
Dec 31, 2025
Verified
Oct 2, 2026
Notes
No current figure. UNODC's file, read on 2026-10-02, holds Monaco victim counts for 2007 and 2008 only, both zero, and conviction counts to 2015; the World Bank series it feeds has a single value, for 2001. Monaco's own statistics (Monaco en Chiffres 2026) publish the police's total of recorded offences — 888 in 2024 and 1,055 in 2025, the latter on a new recording tool and not comparable — but no homicide count. With some 38,900 residents a single case would move the rate by 2.6 per 100,000, so an old zero would read as a precise result it is not.
Private healthcare costno verified data

Caisses Sociales de Monaco — CAMTI contribution 2025-2026

Official source

Data as of
Oct 1, 2025
Verified
Oct 2, 2026
Notes
Not priced. No insurer publishes a Monaco rate card for a comprehensive private policy, and the price is quote-only. For the self-employed the compulsory public cover is CAMTI, a flat €1,101 a quarter (€4,404 a year) in 2025-2026.
English proficiencyno verified data

EF English Proficiency Index 2025 — no Monaco entry (the Monaco country page answers 404)

Research

Data as of
Nov 1, 2025
Verified
Oct 2, 2026
Notes
Not banded. EF does not rank Monaco, and French is the only official language. With three-quarters of residents foreign — the British are the third-largest community after the French and Italians — English is widely heard, but no measurement supports a band, so none is given.

Optimising tax, banking and crypto rules.

Works in your favour

Crypto regulationLegal regulated

Loi n° 1.528 du 7 juillet 2022 — réglementation des activités des prestataires de services sur actifs numériques ou sur crypto-actifs (Legimonaco)

Official source

Data as of
Jul 22, 2022
Verified
Oct 2, 2026
Notes
Legal and licensed. Act 1.528 (Journal de Monaco, 22 July 2022) lists the services on digital assets and crypto-assets — exchange, trading platforms, issuance, custody, order execution, advice — and makes their provision in Monaco subject to prior approval by the Minister of State after a consultative commission, or to authorisation by the Commission de Contrôle des Activités Financières for services on financial tokens. Nothing restricts individuals holding or trading crypto-assets. There is no tax on an individual's gains because residents pay no personal income tax, French nationals excepted.
Financial control levelModerate

European Commission — EU list of high-risk third countries (Delegated Regulation (EU) 2016/1675 as amended; Monaco listed from 5 August 2025)

Official source

Data as of
Aug 5, 2025
Verified
Oct 2, 2026
Method
Composite of three inputs, each read at its source on 2026-10-02. (1) The European Commission's page (last updated 9 January 2026) lists Monaco among the high-risk third countries with strategic deficiencies in their anti-money-laundering regimes, in force from 5 August 2025 and still listed after the December 2025 amendments (Delegated Regulations 2026/46 and 2026/83); EU banks and other gatekeepers must apply enhanced checks to business relationships and transactions involving such countries (Article 18a of Directive 2015/849 as amended by Directive 2018/843). (2) Monaco's own cash rule is loose: professionals may not make or receive cash payments of €30,000 or more for goods or services, with customer due diligence from €10,000 (Act 1.362, art. 35, as replaced by Act 1.503 of 23 December 2020). (3) A residence permit for anyone not living on a salary or business income needs a reference from a Monaco bank attesting sufficient funds. The euro is Monaco's currency. The listing is what lifts the level: every relationship between a Monaco resident or company and an EU bank now carries enhanced due diligence → 'moderate'.
Notes
The listing is a consequence of the FATF's increased-monitoring process and should lift when that ends; re-check after each FATF plenary and EU amendment. It does not restrict a resident's own transfers, but it slows account opening and payments with EU institutions.
Freelancer tax burden14.7%

SettleMetric tax engine over official 2025-2026 rules (Caisses Sociales de Monaco — CAMTI and CARTI; Sovereign Ordinance 3.152)

Curated by SettleMetric

Data as of
Oct 1, 2025
Verified
Oct 2, 2026
Method
Best eligible scheme at €60,000 revenue and no expenses = mc-sole-trader-civil, an advisory activity outside the profit tax: no income tax; CAMTI 4 × €1,101 = €4,404; CARTI class 2, the lowest class open without an income test, 4 × €1,100.16 = €4,400.64. Levies €8,804.64 → 14.67%. The commercial route (mc-sole-trader-commercial) gives the same figure at this income, because the operator's deductible remuneration (€77,832 at turnover up to €125,000) exceeds the profit. The contributions are flat, so the rate falls as income rises.
Notes
Social contributions, not tax: Monaco levies no personal income tax on its residents. French nationals are the exception — they are taxed by France under the 1963 convention — and are not covered by this figure.

Prioritising safety, air, and an easy daily life.

Works in your favour

Domestic delivery qualityGood

La Poste Monaco — post offices and parcel services

Curated by SettleMetric

Data as of
Oct 2, 2026
Verified
Oct 2, 2026
Method
Classified from La Poste Monaco's own pages, read on 2026-10-02: seven post offices (Monte-Carlo, Condamine, Fontvieille, Moulins, Monaco-Ville, Herculis, Grimaldi Forum) and a multi-parcel platform in Jardin Exotique, all within the 2 km² of the Principality; Colissimo home delivery with or without signature at D+2 across France, and Chronopost express. Monaco's postal service is provided by France, and the Franco-Monegasque convention of 18 May 1963 governs postal relations (La Poste Monaco's own history page). No source for parcel lockers in Monaco was found, so the top band is not given → 'good'.
Homicide rateno verified data

UNODC — Intentional homicide data (bulk file data_cts_intentional_homicide.xlsx, July 2026)

Open data

Data as of
Dec 31, 2025
Verified
Oct 2, 2026
Notes
No current figure. UNODC's file, read on 2026-10-02, holds Monaco victim counts for 2007 and 2008 only, both zero, and conviction counts to 2015; the World Bank series it feeds has a single value, for 2001. Monaco's own statistics (Monaco en Chiffres 2026) publish the police's total of recorded offences — 888 in 2024 and 1,055 in 2025, the latter on a new recording tool and not comparable — but no homicide count. With some 38,900 residents a single case would move the rate by 2.6 per 100,000, so an old zero would read as a precise result it is not.
Cost of living (single, excl. rent)no verified data

IMSEE — Monaco en Chiffres 2026, Annexe 5: Indice des prix à la consommation (INSEE series for France)

Official source

Data as of
Dec 31, 2025
Verified
Oct 2, 2026
Notes
No official measure exists. Monaco runs no household budget survey and has no consumer price index of its own — its statistics office republishes INSEE's index for France as the reference — and no Monaco retailer publishes shelf prices online from which a basket could be priced. Monaco shares France's VAT, excise duties and customs territory, but France's spending figure describes French households, and using it here would present a French number as a Monaco one.

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