Cost of living in Indonesia
A single person living in Indonesia spends around $700/month excluding rent. Per-city numbers below, every figure with its source; rent is shown separately in the Housing sections, by apartment type.
VerifiedUpdated
At a glance
Curated by SettleMetric
- Data as of
- Mar 31, 2024
- Verified
- Jul 4, 2026
- Method
- BPS March-2024 average per-capita monthly expenditure is Rp 1,500,556 nationally (urban Rp 1,737,427), split food/non-food — but that is a rural-weighted per-capita floor far below a foreign remote worker's outlay. Curated single-person, non-rent urban (Jakarta-level) basket — groceries, eating out, transport/ride-hailing, utilities, mobile+home internet, modest leisure — sits around USD 650–750/month; recorded midpoint USD 700. NEEDS MANUAL REVIEW: this is a modelled basket anchored on BPS composition, not a single official basket figure; refine with itemised BPS urban non-food lines and current retail prices next cycle.
Global Property Guide — average 1-bedroom apartment rent, Jakarta (market listings)
Research
- Data as of
- Jan 31, 2026
- Verified
- Jul 4, 2026
- Notes
- Jakarta average 1-bedroom apartment asking rent ≈ IDR 8.1 million/month ≈ USD 505 (early 2026); city-centre/prime units run IDR 8–15m (USD 500–950), non-prime from IDR 4–6m. Country 'average' is proxied by Jakarta, the largest rental market; Bali resort areas can be higher for furnished short-to-medium lets. Numbeo/Expatistan are excluded per policy; this is a listing-market report. NEEDS MANUAL REVIEW: an official BPS/BI housing-rent series would be preferable if one is published.
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Comprehensive (outpatient + inpatient, ~USD 1m+ annual limit, small deductible) international/IPMI plans for a healthy 35-year-old resident foreigner in Indonesia are commonly quoted around USD 200–500/month; a mid-tier comprehensive plan midpoint ≈ USD 300/month ≈ USD 3,600/year. Premiums are quoted on request (age/coverage/evacuation dependent), so this is a curated market midpoint, not a public engine quote. Local BPJS Kesehatan (mandatory public scheme for KITAS holders) is far cheaper but not a comprehensive private-cover equivalent.
BPS Household consumption composition (Maret 2024), curated into a single urban-resident basket
Curated by SettleMetric
- Data as of
- Mar 31, 2024
- Verified
- Jul 4, 2026
- Method
- Category split follows the BPS food/non-food consumption structure, sized to the ~USD 700/mo single-person non-rent aggregate for an urban (Jakarta-level) resident. Illustrative allocation, not an official line-item table — see the NEEDS MANUAL REVIEW note on cost-of-living-single.
National household-budget-survey basket. Rent is shown separately below.
Details
Cost of living (single, excl. rent)700USD/month, single person, excluding rent9.0
What this measures
Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.
Curated by SettleMetric
- Data as of
- Mar 31, 2024
- Verified
- Jul 4, 2026
- Method
- BPS March-2024 average per-capita monthly expenditure is Rp 1,500,556 nationally (urban Rp 1,737,427), split food/non-food — but that is a rural-weighted per-capita floor far below a foreign remote worker's outlay. Curated single-person, non-rent urban (Jakarta-level) basket — groceries, eating out, transport/ride-hailing, utilities, mobile+home internet, modest leisure — sits around USD 650–750/month; recorded midpoint USD 700. NEEDS MANUAL REVIEW: this is a modelled basket anchored on BPS composition, not a single official basket figure; refine with itemised BPS urban non-food lines and current retail prices next cycle.
Private healthcare cost3,600USD/year, comprehensive private insurance premium, healthy 35-year-old3.9
What this measures
Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Comprehensive (outpatient + inpatient, ~USD 1m+ annual limit, small deductible) international/IPMI plans for a healthy 35-year-old resident foreigner in Indonesia are commonly quoted around USD 200–500/month; a mid-tier comprehensive plan midpoint ≈ USD 300/month ≈ USD 3,600/year. Premiums are quoted on request (age/coverage/evacuation dependent), so this is a curated market midpoint, not a public engine quote. Local BPJS Kesehatan (mandatory public scheme for KITAS holders) is far cheaper but not a comprehensive private-cover equivalent.