Living in Jakarta
Indonesia's capital and largest city (the DKI Jakarta special region, ~11 million residents): the country's deepest job, services and international-school market, and its main business hub. Hot and humid year-round with a pronounced Nov–Apr wet season, heavy air pollution, and rents far below Western capitals but the highest in Indonesia. Bali is the better-known nomad base; Jakarta is the work-and-infrastructure city.
Verified
At a glance
The headline numbers for Jakarta — each with its own source and freshness. A live official figure is not the same as a survey estimate or a 30-year climate normal.
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Curated by SettleMetric
- Data as of
- Mar 31, 2024
- Verified
- Jul 4, 2026
- Method
- BPS March-2024 average per-capita monthly expenditure is Rp 1,500,556 nationally (urban Rp 1,737,427), split food/non-food — but that is a rural-weighted per-capita floor far below a foreign remote worker's outlay. Curated single-person, non-rent urban (Jakarta-level) basket — groceries, eating out, transport/ride-hailing, utilities, mobile+home internet, modest leisure — sits around USD 650–750/month; recorded midpoint USD 700. NEEDS MANUAL REVIEW: this is a modelled basket anchored on BPS composition, not a single official basket figure; refine with itemised BPS urban non-food lines and current retail prices next cycle.
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Global Property Guide Jakarta rent ranges (by room, prime vs non-prime), SettleMetric derivation
Curated by SettleMetric
- Data as of
- Jan 31, 2026
- Verified
- Jul 4, 2026
- Method
- Anchored on the Global Property Guide Jakarta 1-bedroom city-average asking rent (≈USD 505). Location split from GPG's documented 1BR ranges — prime/central IDR 8–15m vs non-prime IDR 4–6m → center ≈ 1.40× and outside ≈ 0.65× the city average. Room scaling from typical Jakarta listing ratios: studio ≈ 0.65× 1BR, 2BR ≈ 1.55× 1BR, 3BR ≈ 2.30× 1BR. Center 1BR = 505×1.40 ≈ 705; outside 1BR = 505×0.65 ≈ 330; other cells scale from these.
- Notes
- ALL cells are DERIVED (city 1BR average × documented location multiplier × room multiplier) — no single source publishes Jakarta rent by room count AND by centre/outside at once, and Numbeo/Expatistan are forbidden. Treat as indicative brackets, not observed cell means. Central = prime CBD (SCBD/Sudirman/Kuningan/Senopati/Kemang); outside = outer/eastern & northern districts. Cross-reads (Colliers Q1 2026, JLL, listing portals) put central premium 2–3BR far higher (IDR 25–45m for expat-ready SCBD units), so central cells here are conservative. NEEDS MANUAL REVIEW: replace with a portal market report that publishes room × district cells directly.
/mo
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SettleMetric tax engine over official DJP rules (pajak.go.id: NPPN + PPh Pasal 17 + PTKP)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Best cleanly-eligible scheme id-nppn-freelancer at €60,000 = 1,232,521,200 IDR (ECB 20,542.02 IDR/EUR). NPPN professional-services norm 50% → net income 616,260,600; minus PTKP TK/0 54,000,000 → PKP 562,260,600; progressive PPh (5/15/25/30%) = 112,678,180 IDR → 9.14% ≈ 9.1%. The 0.5% MSME final tax would give ~0.3% but its 7-year window and professional-services exclusion make it unreliable for a newly-registered foreign IT freelancer, so NPPN is the recorded best. Single filer; NPPN KLU-62 norm pending manual confirmation (50% vs 62.5% — see scheme notes).
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UNODC via World Bank (Intentional homicides per 100,000 people, Indonesia)
Open data
- Data as of
- Dec 31, 2022
- Verified
- Jul 4, 2026
- Notes
- Latest available UNODC-sourced value is 0.30 per 100,000 for 2022 (World Bank series VC.IHR.PSRC.P5, sourced from the UNODC Data Portal). Indonesia's recorded intentional-homicide rate is very low by global standards; reporting has gaps between years.
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IQAir 2024 World Air Quality Report — Jakarta annual mean PM2.5
Research
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Notes
- Jakarta's 2024 annual mean PM2.5 was 41.7 µg/m³ (IQAir 2024 World Air Quality Report; attribution: IQAir) — about 8× the WHO 2021 guideline (5 µg/m³) and above the top of this criterion's scale (35 µg/m³ → 0). Corroborated by the Centre for Research on Energy and Clean Air (CREA), which put every Jabodetabek city at 30–55 µg/m³ for 2024 from Indonesian government and reference-grade monitors. The WHO Ambient Air Quality Database (v8, June 2026, covering 2010–2024) is the criterion's preferred non-Europe source but is distributed only as a bulk Excel download not retrievable here; IQAir's city annual mean is used as the citable single-city figure. Pollution is worst in the dry season (Jun–Oct) from traffic and regional burning.
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M-Lab NDT country aggregates for Indonesia (2023)
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 4, 2026
- Method
- Median download ≈ 9.3–9.8 Mbps across the 2023 daily country medians (~4.3M tests) from M-Lab's public NDT statistics API; recorded midpoint 9.5 Mbps. 2024/2026 aggregate files were not retrievable at the time of check.
- Notes
- M-Lab NDT is single-stream and reads far below Ookla-style figures (Ookla put Indonesia fixed broadband ~28–41 Mbps in 2024–2025) — comparable only within this criterion, never mixed with Ookla.
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EF EPI 2025 — Indonesia rank 80/123, score 471 (Low Proficiency band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Own band informed by EF EPI 2025 (attribution: EF Education First): Indonesia scores 471 (Low band) nationally, though Jakarta scores 523 (Moderate). Bahasa Indonesia is the sole official language; English is workable in tourist/expat zones (Bali, South Jakarta) and among younger professionals, but limited in government offices and everyday services nationwide → 'low'.
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Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Comprehensive (outpatient + inpatient, ~USD 1m+ annual limit, small deductible) international/IPMI plans for a healthy 35-year-old resident foreigner in Indonesia are commonly quoted around USD 200–500/month; a mid-tier comprehensive plan midpoint ≈ USD 300/month ≈ USD 3,600/year. Premiums are quoted on request (age/coverage/evacuation dependent), so this is a curated market midpoint, not a public engine quote. Local BPJS Kesehatan (mandatory public scheme for KITAS holders) is far cheaper but not a comprehensive private-cover equivalent.
Population 11,340,000 · Asia/Jakarta · country-level facts (taxes, visas, crypto) inherited from Indonesia
What it costs you per month
A planning estimate: real asking rent plus a cost-of-living basket scaled to your household. Not a quote.
≈ $12,360 / year
- Rent (1-bed)$330
- Food & groceries$220
- Restaurants & eating out$120
- Transport (ride-hailing + public)$90
- Recreation & culture$90
- Utilities (electricity, water, gas)$70
- Household & personal goods$70
- Mobile + home internet$40
- Living costs$700
Rent from the asking-rent matrix below. Living costs scale a one-person basket ($700/mo) by household size and lifestyle; the equivalence factors are our assumption. Schooling and one-off setup are excluded.
Cost of living
What a single person spends each month — food, utilities, transport, eating out and the rest — excluding rent.
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BPS Household consumption composition (Maret 2024), curated into a single urban-resident basket
Curated by SettleMetric
- Data as of
- Mar 31, 2024
- Verified
- Jul 4, 2026
- Method
- Category split follows the BPS food/non-food consumption structure, sized to the ~USD 700/mo single-person non-rent aggregate for an urban (Jakarta-level) resident. Illustrative allocation, not an official line-item table — see the NEEDS MANUAL REVIEW note on cost-of-living-single.
Indonesia's household-budget basket for a single person, excluding rent. Non-rent costs vary little between cities — the city-specific part is rent, shown under Housing below.
| Criterion | Value | Score |
|---|---|---|
| Cost of living (single, excl. rent)country-level | 700USD/month, single person, excluding rentiCurated by SettleMetric
| 9.0 |
Housing
What it costs to rent, by apartment type and location.
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Global Property Guide Jakarta rent ranges (by room, prime vs non-prime), SettleMetric derivation
Curated by SettleMetric
- Data as of
- Jan 31, 2026
- Verified
- Jul 4, 2026
- Method
- Anchored on the Global Property Guide Jakarta 1-bedroom city-average asking rent (≈USD 505). Location split from GPG's documented 1BR ranges — prime/central IDR 8–15m vs non-prime IDR 4–6m → center ≈ 1.40× and outside ≈ 0.65× the city average. Room scaling from typical Jakarta listing ratios: studio ≈ 0.65× 1BR, 2BR ≈ 1.55× 1BR, 3BR ≈ 2.30× 1BR. Center 1BR = 505×1.40 ≈ 705; outside 1BR = 505×0.65 ≈ 330; other cells scale from these.
- Notes
- ALL cells are DERIVED (city 1BR average × documented location multiplier × room multiplier) — no single source publishes Jakarta rent by room count AND by centre/outside at once, and Numbeo/Expatistan are forbidden. Treat as indicative brackets, not observed cell means. Central = prime CBD (SCBD/Sudirman/Kuningan/Senopati/Kemang); outside = outer/eastern & northern districts. Cross-reads (Colliers Q1 2026, JLL, listing portals) put central premium 2–3BR far higher (IDR 25–45m for expat-ready SCBD units), so central cells here are conservative. NEEDS MANUAL REVIEW: replace with a portal market report that publishes room × district cells directly.
| Apartment | Central | Outside centre |
|---|---|---|
| Studio | 460 USD/mo | 215 USD/mo |
| 1-bedroom | 705 USD/mo | 330 USD/mo |
| 2-bedroom | 1,095 USD/mo | 510 USD/mo |
| 3-bedroom | 1,625 USD/mo | 755 USD/mo |
ALL cells are DERIVED (city 1BR average × documented location multiplier × room multiplier) — no single source publishes Jakarta rent by room count AND by centre/outside at once, and Numbeo/Expatistan are forbidden. Treat as indicative brackets, not observed cell means. Central = prime CBD (SCBD/Sudirman/Kuningan/Senopati/Kemang); outside = outer/eastern & northern districts. Cross-reads (Colliers Q1 2026, JLL, listing portals) put central premium 2–3BR far higher (IDR 25–45m for expat-ready SCBD units), so central cells here are conservative. NEEDS MANUAL REVIEW: replace with a portal market report that publishes room × district cells directly.
Climate
Temperature and rainfall through the year, plus air quality.
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Open data
- Data as of
- Dec 31, 2020
- Verified
- Jul 4, 2026
- Method
- WMO 1991–2020 station normals, NCEI accession 0253808 (public domain). tMax = mean daily maximum, tMin = mean daily minimum, precipMm = monthly precipitation total. Station Kemayoran (WMO 96745), 6°09′20″S 106°50′24″E, elevation 4 m.
Average day/night temperature (lines, left axis) and total rainfall (bars, right axis) for each month — 1991–2020 normals. Hover a month for exact figures.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Daytime high °C | 31.0° | 30.8° | 32.1° | 32.8° | 33.2° | 32.9° | 32.7° | 33.0° | 33.4° | 33.4° | 32.8° | 32.0° |
| Nighttime low °C | 25.2° | 25.2° | 25.5° | 25.6° | 25.8° | 25.5° | 25.3° | 25.3° | 25.5° | 25.6° | 25.6° | 25.5° |
| Rainfall mm | 373 | 381 | 210 | 164 | 103 | 80 | 78 | 52 | 61 | 112 | 135 | 183 |
| Criterion | Value | Score |
|---|---|---|
| Climate comfort | 0pleasant months/yeariSettleMetric computation over climate-normals Curated by SettleMetric
| 0.0 |
| Air quality (PM2.5) | 41.7µg/m³, annual mean PM2.5iIQAir 2024 World Air Quality Report — Jakarta annual mean PM2.5 Research
| 0.0 |
Safety
How safe daily life is, from official crime statistics.
| Criterion | Value | Score |
|---|---|---|
| Homicide ratecountry-level | 0.3intentional homicides per 100,000/yeariUNODC via World Bank (Intentional homicides per 100,000 people, Indonesia) Open data
| 10.0 |
Infrastructure
Internet speed and how parcels get to your door.
| Criterion | Value | Score |
|---|---|---|
| Domestic delivery qualitycountry-level | GoodiCurated by SettleMetric
| 7.0 |
| International delivery easecountry-level | Significant frictioniIndonesian Customs (Bea Cukai) / Ministry of Finance — de-minimis lowered to USD 3 FOB (PMK 4/2025) Official source
| 4.0 |
| Internet speedcountry-level | 9.5Mbps, median fixed downloadiM-Lab NDT country aggregates for Indonesia (2023) Open data
| 0.0 |
Healthcare
What comprehensive private medical cover costs.
| Criterion | Value | Score |
|---|---|---|
| Private healthcare costcountry-level | 3,600USD/year, comprehensive private insurance premium, healthy 35-year-oldiCurated by SettleMetric
| 3.9 |
Money & crypto
Crypto rules and how freely personal money moves.
| Criterion | Value | Score |
|---|---|---|
| Crypto regulationcountry-level | Legal regulatediOfficial source
| 8.0 |
| Financial control levelcountry-level | ModerateiBank Indonesia foreign-exchange regulations + DJP crypto/reporting rules (composite) Curated by SettleMetric
| 7.0 |
Language
How far English gets you in daily life and services.
| Criterion | Value | Score |
|---|---|---|
| English proficiencycountry-level | LowiEF EPI 2025 — Indonesia rank 80/123, score 471 (Low Proficiency band) Research
| 2.0 |
Education
International schooling options for families.
| Criterion | Value | Score |
|---|---|---|
| International schools | 28accredited international schools, countiInternational Schools Database — Jakarta, filtered to IB curriculum Curated by SettleMetric
| 10.0 |
How you can stay
All requirements & citizenship filterHow you can legally enter and stay. These apply across Indonesia.
- E33G Remote Worker KITAS (digital nomad / remote-work stay permit)Digital nomad visaAll citizenshipsincome ≥ 60,000 USD/yearEmployment contract with a company established outside Indonesia (self-employed / sole traders do NOT qualify)1 yr +
- E33 Second Home Visa / KITAS (proof-of-funds long stay)Special programAll citizenshipsincome ≥ 130,000 USD/yearProof of funds: USD 130,000 (or equivalent, formerly stated as Rp 2,000,000,000) deposit in a state-owned Indonesian bank in the applicant's name, OR ownership of qualifying Indonesian property5 yrs +
- E33E Second Home KITAS — retirement variant (age 55+)Special programAll citizenshipsincome ≥ 3,000 USD/monthForeign national aged 55 or older5 yrs +
- E28A Investor KITAS (own-company / PT PMA route)Business visaAll citizenshipsPersonal shareholding of at least IDR 10,000,000,000 in an Indonesian PT PMA, held directly in the applicant's own name (no nominee)2 yrs +→ PR path
- B1 Visa on Arrival (e-VOA) — short tourist/business stayVisa-free stayAll citizenshipsPassport of an eligible country (about 97 nationalities, incl. US, UK, EU, Australia, Japan, ASEAN)1 mo +
- C1 Tourist Visa (single-entry visit visa)Visa-free stayAll citizenshipsFor nationalities not eligible for Visa on Arrival, or those wanting a pre-arranged single-entry visit visa2 mo +
What you'd pay in taxes
Full schemes & calculatorThe tax schemes a freelancer can choose from. Rules are national, the same in Jakarta as anywhere in Indonesia.
- PPh Final UMKM 0.5% — small-business final tax on gross turnover (PP 55/2022, made permanent for individuals by PP 20/2026)progressive on revenue (allowance 500,000,000): 1% above0.3% burden at €60k
- NPPN — deemed-profit norm for freelancers (pekerjaan bebas) + progressive PPh50% of revenue + progressive on profit (allowance 54,000,000): 5% up to 60,000,000, 15% up to 250,000,000, 25% up to 500,000,000, 30% up to 5,000,000,000, 35% above9.1% burden at €60k
- Standard progressive PPh on actual net profit (bookkeeping)progressive on profit (allowance 54,000,000): 5% up to 60,000,000, 15% up to 250,000,000, 25% up to 500,000,000, 30% up to 5,000,000,000, 35% above24.1% burden at €60k
See what you would keep
Your income against Indonesia's real tax schemes — the same engine as the full calculator.
- 1 PPh Final UMKM 0.5% — small-business final tax on gross turnover (PP 55/2022, made permanent for individuals by PP 20/2026)59,822 EURnet/year0.3% burden
- 2 NPPN — deemed-profit norm for freelancers (pekerjaan bebas) + progressive PPh54,515 EURnet/year9.1% burden
- 3 Standard progressive PPh on actual net profit (bookkeeping)45,515 EURnet/year24.1% burden
Who is Jakarta for?
The same place reads differently depending on why you move. Each lens pulls the facts that matter most for that plan — with sources, and the trade-offs stated plainly.
Contract or freelance in tech, billing clients abroad.
Works in your favour
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SettleMetric tax engine over official DJP rules (pajak.go.id: NPPN + PPh Pasal 17 + PTKP)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Best cleanly-eligible scheme id-nppn-freelancer at €60,000 = 1,232,521,200 IDR (ECB 20,542.02 IDR/EUR). NPPN professional-services norm 50% → net income 616,260,600; minus PTKP TK/0 54,000,000 → PKP 562,260,600; progressive PPh (5/15/25/30%) = 112,678,180 IDR → 9.14% ≈ 9.1%. The 0.5% MSME final tax would give ~0.3% but its 7-year window and professional-services exclusion make it unreliable for a newly-registered foreign IT freelancer, so NPPN is the recorded best. Single filer; NPPN KLU-62 norm pending manual confirmation (50% vs 62.5% — see scheme notes).
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Curated by SettleMetric
- Data as of
- Mar 31, 2024
- Verified
- Jul 4, 2026
- Method
- BPS March-2024 average per-capita monthly expenditure is Rp 1,500,556 nationally (urban Rp 1,737,427), split food/non-food — but that is a rural-weighted per-capita floor far below a foreign remote worker's outlay. Curated single-person, non-rent urban (Jakarta-level) basket — groceries, eating out, transport/ride-hailing, utilities, mobile+home internet, modest leisure — sits around USD 650–750/month; recorded midpoint USD 700. NEEDS MANUAL REVIEW: this is a modelled basket anchored on BPS composition, not a single official basket figure; refine with itemised BPS urban non-food lines and current retail prices next cycle.
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Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Dense, competitive parcel market: Pos Indonesia (national operator) plus JNE, J&T Express, SiCepat, Ninja Xpress and on-demand couriers (GoSend, GrabExpress) give 1–3 day delivery in Java and major cities and same-day intra-city; tracking is standard. Reach to remote islands is slower and address quality is uneven, so 'good' rather than 'excellent'. Parcel-locker networks are limited vs Europe.
Watch-outs
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M-Lab NDT country aggregates for Indonesia (2023)
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 4, 2026
- Method
- Median download ≈ 9.3–9.8 Mbps across the 2023 daily country medians (~4.3M tests) from M-Lab's public NDT statistics API; recorded midpoint 9.5 Mbps. 2024/2026 aggregate files were not retrievable at the time of check.
- Notes
- M-Lab NDT is single-stream and reads far below Ookla-style figures (Ookla put Indonesia fixed broadband ~28–41 Mbps in 2024–2025) — comparable only within this criterion, never mixed with Ookla.
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EF EPI 2025 — Indonesia rank 80/123, score 471 (Low Proficiency band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Own band informed by EF EPI 2025 (attribution: EF Education First): Indonesia scores 471 (Low band) nationally, though Jakarta scores 523 (Moderate). Bahasa Indonesia is the sole official language; English is workable in tourist/expat zones (Bali, South Jakarta) and among younger professionals, but limited in government offices and everyday services nationwide → 'low'.
Relocating with a partner and school-age children.
Works in your favour
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International Schools Database — Jakarta, filtered to IB curriculum
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Count of IB-curriculum international schools listed for Greater Jakarta on International Schools Database (28: British School Jakarta, Global Jaya, SIS Kelapa Gading, ACG School Jakarta, Sampoerna Academy, Jakarta Intercultural School, SIS PIK, Stella Maris, Beacon Academy, ACS Jakarta, Sekolah Victory Plus, Mentari Bintaro, Hope Academy, North Jakarta Intercultural, AIS Jakarta, Cikal, BTB, Binus School Simprug, Al Jabr, Tunas Muda, IPEKA, Blossom, Mentari Jakarta, Tzu Chi, SIS South Jakarta, Gandhi Memorial International, Sinarmas World Academy, Sekolah Pelita Harapan). Consistent with multiple aggregators reporting ~28 IB schools in Jakarta and ~70–72 IB World Schools in Indonesia nationally.
- Notes
- IB-accredited schools only; CIS/COBIS/Cambridge/US-accredited schools not additionally counted, so the true accredited total (per the criterion's multi-accreditor definition) is likely HIGHER. Count is 'Greater Jakarta / Jabodetabek' and includes several schools in Tangerang/BSD/Bekasi (Global Jaya, Sinarmas World Academy, Sekolah Victory Plus), not DKI Jakarta proper. NEEDS MANUAL REVIEW: the IB World Schools finder (ibo.org/programmes/find-an-ib-school, country=ID) is the required accreditor registry but is JavaScript-rendered and returned 403 to automated fetches — verify each school against the IB finder and add Cambridge/CIS/COBIS members. Scoring is unaffected (anchor caps at 25 schools → 10).
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UNODC via World Bank (Intentional homicides per 100,000 people, Indonesia)
Open data
- Data as of
- Dec 31, 2022
- Verified
- Jul 4, 2026
- Notes
- Latest available UNODC-sourced value is 0.30 per 100,000 for 2022 (World Bank series VC.IHR.PSRC.P5, sourced from the UNODC Data Portal). Indonesia's recorded intentional-homicide rate is very low by global standards; reporting has gaps between years.
Watch-outs
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Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Comprehensive (outpatient + inpatient, ~USD 1m+ annual limit, small deductible) international/IPMI plans for a healthy 35-year-old resident foreigner in Indonesia are commonly quoted around USD 200–500/month; a mid-tier comprehensive plan midpoint ≈ USD 300/month ≈ USD 3,600/year. Premiums are quoted on request (age/coverage/evacuation dependent), so this is a curated market midpoint, not a public engine quote. Local BPJS Kesehatan (mandatory public scheme for KITAS holders) is far cheaper but not a comprehensive private-cover equivalent.
i
IQAir 2024 World Air Quality Report — Jakarta annual mean PM2.5
Research
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Notes
- Jakarta's 2024 annual mean PM2.5 was 41.7 µg/m³ (IQAir 2024 World Air Quality Report; attribution: IQAir) — about 8× the WHO 2021 guideline (5 µg/m³) and above the top of this criterion's scale (35 µg/m³ → 0). Corroborated by the Centre for Research on Energy and Clean Air (CREA), which put every Jabodetabek city at 30–55 µg/m³ for 2024 from Indonesian government and reference-grade monitors. The WHO Ambient Air Quality Database (v8, June 2026, covering 2010–2024) is the criterion's preferred non-Europe source but is distributed only as a bulk Excel download not retrievable here; IQAir's city annual mean is used as the citable single-city figure. Pollution is worst in the dry season (Jun–Oct) from traffic and regional burning.
Optimising tax, banking and crypto rules.
Works in your favour
i
Official source
- Data as of
- Aug 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Crypto is legal to hold and trade as a regulated digital financial asset (supervision moved from Bappebti to OJK on 2025-01-10 under PP 49/2024; framework in POJK 27/2024 + POJK 23/2025), but is prohibited as a means of payment (only the rupiah is legal tender). Taxed: a final PPh of 0.21% on sales via domestic licensed platforms and 1% via foreign platforms (PMK 50/2025, effective 2025-08-01); VAT on the asset transfer itself was removed. Regulated, not exemption-friendly → 'legal-regulated'.
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Bank Indonesia foreign-exchange regulations + DJP crypto/reporting rules (composite)
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Composite: the rupiah is largely convertible and there are no hard capital controls on inbound/outbound personal transfers, but Bank Indonesia requires reporting/underlying-document evidence for FX purchases above a threshold (historically USD 25,000/month per customer without underlying documents), restricts rupiah use offshore, and mandates rupiah for domestic settlement; residents are taxed on worldwide income once tax-resident; foreigners can open local bank accounts but generally need a KITAS/KITAP and NPWP. More friction than a low-control hub, well short of strict capital controls → 'moderate'. NEEDS MANUAL REVIEW: the current exact FX-without-documents threshold should be re-verified against a live Bank Indonesia regulation page (fetch was JS-walled).
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SettleMetric tax engine over official DJP rules (pajak.go.id: NPPN + PPh Pasal 17 + PTKP)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Best cleanly-eligible scheme id-nppn-freelancer at €60,000 = 1,232,521,200 IDR (ECB 20,542.02 IDR/EUR). NPPN professional-services norm 50% → net income 616,260,600; minus PTKP TK/0 54,000,000 → PKP 562,260,600; progressive PPh (5/15/25/30%) = 112,678,180 IDR → 9.14% ≈ 9.1%. The 0.5% MSME final tax would give ~0.3% but its 7-year window and professional-services exclusion make it unreliable for a newly-registered foreign IT freelancer, so NPPN is the recorded best. Single filer; NPPN KLU-62 norm pending manual confirmation (50% vs 62.5% — see scheme notes).
Prioritising safety, air, and an easy daily life.
Works in your favour
i
UNODC via World Bank (Intentional homicides per 100,000 people, Indonesia)
Open data
- Data as of
- Dec 31, 2022
- Verified
- Jul 4, 2026
- Notes
- Latest available UNODC-sourced value is 0.30 per 100,000 for 2022 (World Bank series VC.IHR.PSRC.P5, sourced from the UNODC Data Portal). Indonesia's recorded intentional-homicide rate is very low by global standards; reporting has gaps between years.
i
Curated by SettleMetric
- Data as of
- Mar 31, 2024
- Verified
- Jul 4, 2026
- Method
- BPS March-2024 average per-capita monthly expenditure is Rp 1,500,556 nationally (urban Rp 1,737,427), split food/non-food — but that is a rural-weighted per-capita floor far below a foreign remote worker's outlay. Curated single-person, non-rent urban (Jakarta-level) basket — groceries, eating out, transport/ride-hailing, utilities, mobile+home internet, modest leisure — sits around USD 650–750/month; recorded midpoint USD 700. NEEDS MANUAL REVIEW: this is a modelled basket anchored on BPS composition, not a single official basket figure; refine with itemised BPS urban non-food lines and current retail prices next cycle.
Watch-outs
i
IQAir 2024 World Air Quality Report — Jakarta annual mean PM2.5
Research
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Notes
- Jakarta's 2024 annual mean PM2.5 was 41.7 µg/m³ (IQAir 2024 World Air Quality Report; attribution: IQAir) — about 8× the WHO 2021 guideline (5 µg/m³) and above the top of this criterion's scale (35 µg/m³ → 0). Corroborated by the Centre for Research on Energy and Clean Air (CREA), which put every Jabodetabek city at 30–55 µg/m³ for 2024 from Indonesian government and reference-grade monitors. The WHO Ambient Air Quality Database (v8, June 2026, covering 2010–2024) is the criterion's preferred non-Europe source but is distributed only as a bulk Excel download not retrievable here; IQAir's city annual mean is used as the citable single-city figure. Pollution is worst in the dry season (Jun–Oct) from traffic and regional burning.
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SettleMetric computation over climate-normals
Curated by SettleMetric
- Data as of
- Dec 31, 2020
- Verified
- Jul 4, 2026
- Method
- Months with mean daily max 15–28°C and precipitation < 150mm. Jakarta's mean daily maximum is 30.8–33.4°C in every month — always above the 28°C comfort ceiling — so no month qualifies: 0 pleasant months. (Even ignoring rain, the temperature ceiling is never met.)
- Notes
- Zero reflects the comfort band's upper temperature limit (28°C), not that Jakarta is unliveable: it is uniformly hot and humid year-round. Dry-season months (Jun–Sep) are the most comfortable in practice despite scoring 0 on this band.
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