01
ID · JAKARTALocal facts
Living in Jakarta.
Indonesia's capital and largest city (the DKI Jakarta special region, ~11 million residents): the country's deepest job, services and international-school market, and its main business hub. Hot and humid year-round with a pronounced Nov–Apr wet season, heavy air pollution, and rents far below Western capitals but the highest in Indonesia. Bali is the better-known nomad base; Jakarta is the work-and-infrastructure city.
VerifiedUpdated
Curated by SettleMetric
- Data as of
- Jun 30, 2024
- Verified
- Jul 4, 2026
- Method
- Sum of the six Dukcapil regency/city figures for mid-2024: East 3.31M, West 2.61M, South 2.41M, North 1.87M, Central 1.10M, Kepulauan Seribu 0.030M ≈ 11.34M. Jakarta has no separate 'city proper' — the special capital region (DKI Jakarta) IS the city and is the administrative unit for which population is published. Underlying figures are official Dukcapil civil-registration data; recorded as 'curated' rather than 'official' because they were read through a secondary aggregator (Katadata Databoks), the official BPS/Dukcapil tables being JavaScript-rendered and not retrievable here.
- Notes
- Dukcapil civil-registration basis (11.34M, mid-2024). BPS DKI Jakarta's census-based projection (SP2020 series) gives a somewhat lower figure (~10.6–11.0M for 2024); the two official series differ because Dukcapil counts registered residents while BPS projects from the 2020 census. NEEDS MANUAL REVIEW: replace with the exact figure directly from the official BPS DKI Jakarta or Dukcapil table (jakarta.bps.go.id / dukcapil.kemendagri.go.id) once one is directly accessible, and set source.type to 'official'.
ID · JAKARTA
01
At a glance
The headline numbers for Jakarta — each with its own source and freshness. A live official figure is not the same as a survey estimate or a 30-year climate normal.
02
Rent, 1–3 bed
/mo
03
Freelancer tax
Safety
10.0/10Air quality
0.0/10Internet
0.0/10English
2.0/10Private health
3.9/1002
What it costs you per month
A planning estimate: real asking rent plus a cost-of-living basket scaled to your household. Not a quote.
≈ $12,360 / year
- Rent (1-bed)$330
- Food & groceries$220
- Restaurants & eating out$120
- Transport (ride-hailing + public)$90
- Recreation & culture$90
- Utilities (electricity, water, gas)$70
- Household & personal goods$70
- Mobile + home internet$40
- Living costs$700
Rent from the asking-rent matrix below. Living costs scale a one-person basket ($700/mo) by household size and lifestyle; the equivalence factors are our assumption. Schooling and one-off setup are excluded.
03
Cost of living
What a single person spends each month — food, utilities, transport, eating out and the rest — excluding rent.
BPS Household consumption composition (Maret 2024), curated into a single urban-resident basket
Curated by SettleMetric
- Data as of
- Mar 31, 2024
- Verified
- Jul 4, 2026
- Method
- Category split follows the BPS food/non-food consumption structure, sized to the ~USD 700/mo single-person non-rent aggregate for an urban (Jakarta-level) resident. Illustrative allocation, not an official line-item table — see the NEEDS MANUAL REVIEW note on cost-of-living-single.
Indonesia's household-budget basket for a single person, excluding rent. Non-rent costs vary little between cities — the city-specific part is rent, shown under Housing below.
01Cost of living (single, excl. rent)country-level700USD/month, single person, excluding rent9.0
What this measures
Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.
Curated by SettleMetric
- Data as of
- Mar 31, 2024
- Verified
- Jul 4, 2026
- Method
- BPS March-2024 average per-capita monthly expenditure is Rp 1,500,556 nationally (urban Rp 1,737,427), split food/non-food — but that is a rural-weighted per-capita floor far below a foreign remote worker's outlay. Curated single-person, non-rent urban (Jakarta-level) basket — groceries, eating out, transport/ride-hailing, utilities, mobile+home internet, modest leisure — sits around USD 650–750/month; recorded midpoint USD 700. NEEDS MANUAL REVIEW: this is a modelled basket anchored on BPS composition, not a single official basket figure; refine with itemised BPS urban non-food lines and current retail prices next cycle.
04
Housing
What it costs to rent, by apartment type and location.
Global Property Guide Jakarta rent ranges (by room, prime vs non-prime), SettleMetric derivation
Curated by SettleMetric
- Data as of
- Jan 31, 2026
- Verified
- Jul 4, 2026
- Method
- Anchored on the Global Property Guide Jakarta 1-bedroom city-average asking rent (≈USD 505). Location split from GPG's documented 1BR ranges — prime/central IDR 8–15m vs non-prime IDR 4–6m → center ≈ 1.40× and outside ≈ 0.65× the city average. Room scaling from typical Jakarta listing ratios: studio ≈ 0.65× 1BR, 2BR ≈ 1.55× 1BR, 3BR ≈ 2.30× 1BR. Center 1BR = 505×1.40 ≈ 705; outside 1BR = 505×0.65 ≈ 330; other cells scale from these.
- Notes
- ALL cells are DERIVED (city 1BR average × documented location multiplier × room multiplier) — no single source publishes Jakarta rent by room count AND by centre/outside at once, and Numbeo/Expatistan are forbidden. Treat as indicative brackets, not observed cell means. Central = prime CBD (SCBD/Sudirman/Kuningan/Senopati/Kemang); outside = outer/eastern & northern districts. Cross-reads (Colliers Q1 2026, JLL, listing portals) put central premium 2–3BR far higher (IDR 25–45m for expat-ready SCBD units), so central cells here are conservative. NEEDS MANUAL REVIEW: replace with a portal market report that publishes room × district cells directly.
| Apartment | Central | Outside centre |
|---|---|---|
| Studio | 460 USD/mo | 215 USD/mo |
| 1-bedroom | 705 USD/mo | 330 USD/mo |
| 2-bedroom | 1,095 USD/mo | 510 USD/mo |
| 3-bedroom | 1,625 USD/mo | 755 USD/mo |
05
Climate
Temperature and rainfall through the year, plus air quality.
Open data
- Data as of
- Dec 31, 2020
- Verified
- Jul 4, 2026
- Method
- WMO 1991–2020 station normals, NCEI accession 0253808 (public domain). tMax = mean daily maximum, tMin = mean daily minimum, precipMm = monthly precipitation total. Station Kemayoran (WMO 96745), 6°09′20″S 106°50′24″E, elevation 4 m.
Average day/night temperature (lines, left axis) and total rainfall (bars, right axis) for each month — 1991–2020 normals. Hover a month for exact figures.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Daytime high °C | 31.0° | 30.8° | 32.1° | 32.8° | 33.2° | 32.9° | 32.7° | 33.0° | 33.4° | 33.4° | 32.8° | 32.0° |
| Nighttime low °C | 25.2° | 25.2° | 25.5° | 25.6° | 25.8° | 25.5° | 25.3° | 25.3° | 25.5° | 25.6° | 25.6° | 25.5° |
| Rainfall mm | 373 | 381 | 210 | 164 | 103 | 80 | 78 | 52 | 61 | 112 | 135 | 183 |
01Climate comfort0pleasant months/year0.0
What this measures
Number of months whose 1991–2020 climate normals satisfy: mean daily maximum between 15°C and 28°C and monthly precipitation under 150mm. Computed from the city's climate-normals indicator; the raw normals are stored alongside so users can judge by their own taste.
Curated by SettleMetric
SettleMetric computation over climate-normals
- Data as of
- Dec 31, 2020
- Verified
- Jul 4, 2026
- Method
- Months with mean daily max 15–28°C and precipitation < 150mm. Jakarta's mean daily maximum is 30.8–33.4°C in every month — always above the 28°C comfort ceiling — so no month qualifies: 0 pleasant months. (Even ignoring rain, the temperature ceiling is never met.)
- Notes
- Zero reflects the comfort band's upper temperature limit (28°C), not that Jakarta is unliveable: it is uniformly hot and humid year-round. Dry-season months (Jun–Sep) are the most comfortable in practice despite scoring 0 on this band.
02Air quality (PM2.5)41.7µg/m³, annual mean PM2.50.0
What this measures
Annual mean fine-particulate (PM2.5) concentration for the city, latest available year. Anchors follow the WHO 2021 guideline (5 µg/m³ → 10) through the EU limit value territory (25 µg/m³ → 2). Preferred source: European Environment Agency city-level air quality data; outside Europe: WHO Ambient Air Quality Database or the national monitoring network.
Research
IQAir 2024 World Air Quality Report — Jakarta annual mean PM2.5
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Notes
- Jakarta's 2024 annual mean PM2.5 was 41.7 µg/m³ (IQAir 2024 World Air Quality Report; attribution: IQAir) — about 8× the WHO 2021 guideline (5 µg/m³) and above the top of this criterion's scale (35 µg/m³ → 0). Corroborated by the Centre for Research on Energy and Clean Air (CREA), which put every Jabodetabek city at 30–55 µg/m³ for 2024 from Indonesian government and reference-grade monitors. The WHO Ambient Air Quality Database (v8, June 2026, covering 2010–2024) is the criterion's preferred non-Europe source but is distributed only as a bulk Excel download not retrievable here; IQAir's city annual mean is used as the citable single-city figure. Pollution is worst in the dry season (Jun–Oct) from traffic and regional burning.
06
Safety
How safe daily life is, from official crime statistics.
01Homicide ratecountry-level0.3intentional homicides per 100,000/year10.0
What this measures
Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).
Open data
UNODC via World Bank (Intentional homicides per 100,000 people, Indonesia)
- Data as of
- Dec 31, 2022
- Verified
- Jul 4, 2026
- Notes
- Latest available UNODC-sourced value is 0.30 per 100,000 for 2022 (World Bank series VC.IHR.PSRC.P5, sourced from the UNODC Data Portal). Indonesia's recorded intentional-homicide rate is very low by global standards; reporting has gaps between years.
Curated by SettleMetric
- Data as of
- Dec 31, 2024
- Verified
- Jul 12, 2026
- Method
- BPS / POLRI recorded-crime counts for 2024 divided by the BPS mid-2024 population (281,603,800), times 100,000.
- Notes
- From BPS Statistik Kriminal 2024/2025 (POLRI recorded crimes), national totals for 2024. Theft = pencurian (KUHP 362); burglary = pencurian dengan pemberatan (aggravated theft, the nearest proxy); robbery = pencurian dengan kekerasan; serious assault = penganiayaan (all assault, not split by severity); drug offences = narkotika; sexual violence combines rape, molestation and sexual-violence offences. Reporting to police is very low — BPS victimization surveys find only about 20% of incidents are reported — so these levels greatly understate real incidence; the composition is more informative than the absolute rates. Intentional homicide (0.39/100k, 2024) is the scored safety headline shown separately.
From BPS Statistik Kriminal 2024/2025 (POLRI recorded crimes), national totals for 2024. Theft = pencurian (KUHP 362); burglary = pencurian dengan pemberatan (aggravated theft, the nearest proxy); robbery = pencurian dengan kekerasan; serious assault = penganiayaan (all assault, not split by severity); drug offences = narkotika; sexual violence combines rape, molestation and sexual-violence offences. Reporting to police is very low — BPS victimization surveys find only about 20% of incidents are reported — so these levels greatly understate real incidence; the composition is more informative than the absolute rates. Intentional homicide (0.39/100k, 2024) is the scored safety headline shown separately.
07
Infrastructure
Internet speed and how parcels get to your door.
01Domestic delivery qualitycountry-levelGood7.0
What this measures
Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Dense, competitive parcel market: Pos Indonesia (national operator) plus JNE, J&T Express, SiCepat, Ninja Xpress and on-demand couriers (GoSend, GrabExpress) give 1–3 day delivery in Java and major cities and same-day intra-city; tracking is standard. Reach to remote islands is slower and address quality is uneven, so 'good' rather than 'excellent'. Parcel-locker networks are limited vs Europe.
02International delivery easecountry-levelSignificant friction4.0
What this measures
Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.
Official source
Indonesian Customs (Bea Cukai) / Ministry of Finance — de-minimis lowered to USD 3 FOB (PMK 4/2025)
- Data as of
- Jan 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Major carriers (DHL, FedEx, UPS) serve Indonesia, but the duty-free de-minimis is only USD 3 FOB per shipment (lowered from USD 75; tiered import duty 0/15/25% plus 11% VAT above that), and customs clearance on personal imports is frequently slow with brokerage fees. Low de-minimis + routine customs handling → 'significant-friction'. NEEDS MANUAL REVIEW: re-confirm the exact current PMK reference and threshold on beacukai.go.id (fetch was blocked; USD 3 figure cross-read from customs-guidance sources citing PMK 4/2025).
03Internet speedcountry-level9.5Mbps, median fixed download0.0
What this measures
Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.
Open data
M-Lab NDT country aggregates for Indonesia (2023)
- Data as of
- Dec 31, 2023
- Verified
- Jul 4, 2026
- Method
- Median download ≈ 9.3–9.8 Mbps across the 2023 daily country medians (~4.3M tests) from M-Lab's public NDT statistics API; recorded midpoint 9.5 Mbps. 2024/2026 aggregate files were not retrievable at the time of check.
- Notes
- M-Lab NDT is single-stream and reads far below Ookla-style figures (Ookla put Indonesia fixed broadband ~28–41 Mbps in 2024–2025) — comparable only within this criterion, never mixed with Ookla.
08
Healthcare
What comprehensive private medical cover costs.
01Private healthcare costcountry-level3,600USD/year, comprehensive private insurance premium, healthy 35-year-old3.9
What this measures
Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Comprehensive (outpatient + inpatient, ~USD 1m+ annual limit, small deductible) international/IPMI plans for a healthy 35-year-old resident foreigner in Indonesia are commonly quoted around USD 200–500/month; a mid-tier comprehensive plan midpoint ≈ USD 300/month ≈ USD 3,600/year. Premiums are quoted on request (age/coverage/evacuation dependent), so this is a curated market midpoint, not a public engine quote. Local BPJS Kesehatan (mandatory public scheme for KITAS holders) is far cheaper but not a comprehensive private-cover equivalent.
09
Money & crypto
Crypto rules and how freely personal money moves.
01Crypto regulationcountry-levelLegal regulated8.0
What this measures
Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.
Official source
- Data as of
- Aug 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Crypto is legal to hold and trade as a regulated digital financial asset (supervision moved from Bappebti to OJK on 2025-01-10 under PP 49/2024; framework in POJK 27/2024 + POJK 23/2025), but is prohibited as a means of payment (only the rupiah is legal tender). Taxed: a final PPh of 0.21% on sales via domestic licensed platforms and 1% via foreign platforms (PMK 50/2025, effective 2025-08-01); VAT on the asset transfer itself was removed. Regulated, not exemption-friendly → 'legal-regulated'.
02Financial control levelcountry-levelModerate7.0
What this measures
Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.
Curated by SettleMetric
Bank Indonesia foreign-exchange regulations + DJP crypto/reporting rules (composite)
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Composite: the rupiah is largely convertible and there are no hard capital controls on inbound/outbound personal transfers, but Bank Indonesia requires reporting/underlying-document evidence for FX purchases above a threshold (historically USD 25,000/month per customer without underlying documents), restricts rupiah use offshore, and mandates rupiah for domestic settlement; residents are taxed on worldwide income once tax-resident; foreigners can open local bank accounts but generally need a KITAS/KITAP and NPWP. More friction than a low-control hub, well short of strict capital controls → 'moderate'. NEEDS MANUAL REVIEW: the current exact FX-without-documents threshold should be re-verified against a live Bank Indonesia regulation page (fetch was JS-walled).
10
Language
How far English gets you in daily life and services.
01English proficiencycountry-levelLow2.0
What this measures
Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.
Research
EF EPI 2025 — Indonesia rank 80/123, score 471 (Low Proficiency band)
- Data as of
- Nov 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Own band informed by EF EPI 2025 (attribution: EF Education First): Indonesia scores 471 (Low band) nationally, though Jakarta scores 523 (Moderate). Bahasa Indonesia is the sole official language; English is workable in tourist/expat zones (Bali, South Jakarta) and among younger professionals, but limited in government offices and everyday services nationwide → 'low'.
11
Education
International schooling options for families.
01International schools28accredited international schools, count10.0
What this measures
Count of international schools in the metro area accredited by or member of IB, CIS, COBIS, or an equivalent national-curriculum-abroad body (verified against the accreditor's public registry, not aggregator sites).
Curated by SettleMetric
International Schools Database — Jakarta, filtered to IB curriculum
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Count of IB-curriculum international schools listed for Greater Jakarta on International Schools Database (28: British School Jakarta, Global Jaya, SIS Kelapa Gading, ACG School Jakarta, Sampoerna Academy, Jakarta Intercultural School, SIS PIK, Stella Maris, Beacon Academy, ACS Jakarta, Sekolah Victory Plus, Mentari Bintaro, Hope Academy, North Jakarta Intercultural, AIS Jakarta, Cikal, BTB, Binus School Simprug, Al Jabr, Tunas Muda, IPEKA, Blossom, Mentari Jakarta, Tzu Chi, SIS South Jakarta, Gandhi Memorial International, Sinarmas World Academy, Sekolah Pelita Harapan). Consistent with multiple aggregators reporting ~28 IB schools in Jakarta and ~70–72 IB World Schools in Indonesia nationally.
- Notes
- IB-accredited schools only; CIS/COBIS/Cambridge/US-accredited schools not additionally counted, so the true accredited total (per the criterion's multi-accreditor definition) is likely HIGHER. Count is 'Greater Jakarta / Jabodetabek' and includes several schools in Tangerang/BSD/Bekasi (Global Jaya, Sinarmas World Academy, Sekolah Victory Plus), not DKI Jakarta proper. NEEDS MANUAL REVIEW: the IB World Schools finder (ibo.org/programmes/find-an-ib-school, country=ID) is the required accreditor registry but is JavaScript-rendered and returned 403 to automated fetches — verify each school against the IB finder and add Cambridge/CIS/COBIS members. Scoring is unaffected (anchor caps at 25 schools → 10).
12
Demographics
Who else lives here — the share of foreign residents and the largest national communities, from official statistics.
Openness to foreignerscountry-levelReservedGallup MAI 3.93/9 · 2016
What this measures
How accepting the resident population is of migrants and foreigners — the inverse of xenophobia, a real concern for someone relocating. Our own five-band reading (very-open / open / moderate / reserved / low) informed primarily by the Gallup Migrant Acceptance Index (0–9 scale: three questions on migrants living in the country, becoming neighbours, and marrying into the family; 2019 wave), cross-checked where available with the World Values Survey wave 7 / European Values Study 2017 question on whether people would not want immigrants or foreign workers as neighbours (a higher share = more hostile). Banding guide against the Gallup 0–9 score: ≥7.0 very-open, 5.5–7.0 open, 4.0–5.5 moderate, 2.5–4.0 reserved, below 2.5 low (the 2019 global average of 5.21 sits in 'moderate'). Country level only: no credible city-level survey of attitudes to foreigners exists, so on city pages the country reading is shown as country context. Gallup is a research source cited with attribution, not republished in bulk; the raw index score/year and any cross-check figure are carried inside each value. Value shape: { band, gallupMai?, gallupYear?, unwantedNeighborPct?, unwantedNeighborSource? }. Display-only: attitudinal, survey-based and ~2019 vintage, so it is shown as honest context and never folded into the composite score.
Research
- Data as of
- Aug 23, 2017
- Verified
- Jul 15, 2026
- Notes
- Gallup MAI 3.93/9 (2016/2017 wave) — below the global average, reserved band; no exact 2019 per-country figure was published. Band: reserved.
No verified breakdown published yet.
No official breakdown of foreign residents by citizenship (residence-permit stock) was found in a citable form. Commonly cited large foreign communities are Chinese, Japanese, South Korean, Indian, Malaysian and Australian nationals (work/investor KITAS) plus Western nomads in Bali, but without an official count the composition is left null rather than fabricated.
13
How you can stay
How you can legally enter and stay. These apply across Indonesia.
All requirements & citizenship filter- 01E33G Remote Worker KITAS (digital nomad / remote-work stay permit)Digital nomad visaAll citizenshipsincome ≥ 60,000 USD/yearEmployment contract with a company established outside Indonesia (self-employed / sole traders do NOT qualify)1 yr +
- 02E33 Second Home Visa / KITAS (proof-of-funds long stay)Special programAll citizenshipsincome ≥ 130,000 USD/yearProof of funds: USD 130,000 (or equivalent, formerly stated as Rp 2,000,000,000) deposit in a state-owned Indonesian bank in the applicant's name, OR ownership of qualifying Indonesian property5 yrs +
- 03E33E Second Home KITAS — retirement variant (age 55+)Special programAll citizenshipsincome ≥ 3,000 USD/monthForeign national aged 55 or older5 yrs +
- 04E28A Investor KITAS (own-company / PT PMA route)Business visaAll citizenshipsPersonal shareholding of at least IDR 10,000,000,000 in an Indonesian PT PMA, held directly in the applicant's own name (no nominee)2 yrs +→ PR path
- 05B1 Visa on Arrival (e-VOA) — short tourist/business stayVisa-free stayAll citizenshipsPassport of an eligible country (about 97 nationalities, incl. US, UK, EU, Australia, Japan, ASEAN)1 mo +
- 06C1 Tourist Visa (single-entry visit visa)Visa-free stayAll citizenshipsFor nationalities not eligible for Visa on Arrival, or those wanting a pre-arranged single-entry visit visa2 mo +
14
What you'd pay in taxes
The tax schemes a freelancer can choose from. Rules are national, the same in Jakarta as anywhere in Indonesia.
Full schemes & calculator- 01PPh Final UMKM 0.5% — small-business final tax on gross turnover (PP 55/2022, made permanent for individuals by PP 20/2026)progressive on revenue (allowance 500,000,000): 1% above0.3%burden at €60k
- 02NPPN — deemed-profit norm for freelancers (pekerjaan bebas) + progressive PPh50% of revenue (deductible from profit) + progressive on profit (allowance 54,000,000): 5% up to 60,000,000, 15% up to 250,000,000, 25% up to 500,000,000, 30% up to 5,000,000,000, 35% above9.2%burden at €60k
- 03Standard progressive PPh on actual net profit (bookkeeping)progressive on profit (allowance 54,000,000): 5% up to 60,000,000, 15% up to 250,000,000, 25% up to 500,000,000, 30% up to 5,000,000,000, 35% above24.2%burden at €60k
See what you would keep
Your income against Indonesia's real tax schemes — the same engine as the full calculator.
- 1 PPh Final UMKM 0.5% — small-business final tax on gross turnover (PP 55/2022, made permanent for individuals by PP 20/2026)59,821 EURnet/year0.3% burden
- 2 NPPN — deemed-profit norm for freelancers (pekerjaan bebas) + progressive PPh54,506 EURnet/year9.2% burden
- 3 Standard progressive PPh on actual net profit (bookkeeping)45,506 EURnet/year24.2% burden
15
Who is Jakarta for?
The same place reads differently depending on why you move. Each lens pulls the facts that matter most for that plan — with sources, and the trade-offs stated plainly.
Contract or freelance in tech, billing clients abroad.
Works in your favour
SettleMetric tax engine over official DJP rules (pajak.go.id: NPPN + PPh Pasal 17 + PTKP)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Best cleanly-eligible scheme id-nppn-freelancer at €60,000 = 1,232,521,200 IDR (ECB 20,542.02 IDR/EUR). NPPN professional-services norm 50% → net income 616,260,600; minus PTKP TK/0 54,000,000 → PKP 562,260,600; progressive PPh (5/15/25/30%) = 112,678,180 IDR → 9.14% ≈ 9.1%. The 0.5% MSME final tax would give ~0.3% but its 7-year window and professional-services exclusion make it unreliable for a newly-registered foreign IT freelancer, so NPPN is the recorded best. Single filer; NPPN KLU-62 norm pending manual confirmation (50% vs 62.5% — see scheme notes).
Curated by SettleMetric
- Data as of
- Mar 31, 2024
- Verified
- Jul 4, 2026
- Method
- BPS March-2024 average per-capita monthly expenditure is Rp 1,500,556 nationally (urban Rp 1,737,427), split food/non-food — but that is a rural-weighted per-capita floor far below a foreign remote worker's outlay. Curated single-person, non-rent urban (Jakarta-level) basket — groceries, eating out, transport/ride-hailing, utilities, mobile+home internet, modest leisure — sits around USD 650–750/month; recorded midpoint USD 700. NEEDS MANUAL REVIEW: this is a modelled basket anchored on BPS composition, not a single official basket figure; refine with itemised BPS urban non-food lines and current retail prices next cycle.
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Dense, competitive parcel market: Pos Indonesia (national operator) plus JNE, J&T Express, SiCepat, Ninja Xpress and on-demand couriers (GoSend, GrabExpress) give 1–3 day delivery in Java and major cities and same-day intra-city; tracking is standard. Reach to remote islands is slower and address quality is uneven, so 'good' rather than 'excellent'. Parcel-locker networks are limited vs Europe.
Watch-outs
M-Lab NDT country aggregates for Indonesia (2023)
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 4, 2026
- Method
- Median download ≈ 9.3–9.8 Mbps across the 2023 daily country medians (~4.3M tests) from M-Lab's public NDT statistics API; recorded midpoint 9.5 Mbps. 2024/2026 aggregate files were not retrievable at the time of check.
- Notes
- M-Lab NDT is single-stream and reads far below Ookla-style figures (Ookla put Indonesia fixed broadband ~28–41 Mbps in 2024–2025) — comparable only within this criterion, never mixed with Ookla.
EF EPI 2025 — Indonesia rank 80/123, score 471 (Low Proficiency band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Own band informed by EF EPI 2025 (attribution: EF Education First): Indonesia scores 471 (Low band) nationally, though Jakarta scores 523 (Moderate). Bahasa Indonesia is the sole official language; English is workable in tourist/expat zones (Bali, South Jakarta) and among younger professionals, but limited in government offices and everyday services nationwide → 'low'.
Relocating with a partner and school-age children.
Works in your favour
International Schools Database — Jakarta, filtered to IB curriculum
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Count of IB-curriculum international schools listed for Greater Jakarta on International Schools Database (28: British School Jakarta, Global Jaya, SIS Kelapa Gading, ACG School Jakarta, Sampoerna Academy, Jakarta Intercultural School, SIS PIK, Stella Maris, Beacon Academy, ACS Jakarta, Sekolah Victory Plus, Mentari Bintaro, Hope Academy, North Jakarta Intercultural, AIS Jakarta, Cikal, BTB, Binus School Simprug, Al Jabr, Tunas Muda, IPEKA, Blossom, Mentari Jakarta, Tzu Chi, SIS South Jakarta, Gandhi Memorial International, Sinarmas World Academy, Sekolah Pelita Harapan). Consistent with multiple aggregators reporting ~28 IB schools in Jakarta and ~70–72 IB World Schools in Indonesia nationally.
- Notes
- IB-accredited schools only; CIS/COBIS/Cambridge/US-accredited schools not additionally counted, so the true accredited total (per the criterion's multi-accreditor definition) is likely HIGHER. Count is 'Greater Jakarta / Jabodetabek' and includes several schools in Tangerang/BSD/Bekasi (Global Jaya, Sinarmas World Academy, Sekolah Victory Plus), not DKI Jakarta proper. NEEDS MANUAL REVIEW: the IB World Schools finder (ibo.org/programmes/find-an-ib-school, country=ID) is the required accreditor registry but is JavaScript-rendered and returned 403 to automated fetches — verify each school against the IB finder and add Cambridge/CIS/COBIS members. Scoring is unaffected (anchor caps at 25 schools → 10).
UNODC via World Bank (Intentional homicides per 100,000 people, Indonesia)
Open data
- Data as of
- Dec 31, 2022
- Verified
- Jul 4, 2026
- Notes
- Latest available UNODC-sourced value is 0.30 per 100,000 for 2022 (World Bank series VC.IHR.PSRC.P5, sourced from the UNODC Data Portal). Indonesia's recorded intentional-homicide rate is very low by global standards; reporting has gaps between years.
Watch-outs
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Comprehensive (outpatient + inpatient, ~USD 1m+ annual limit, small deductible) international/IPMI plans for a healthy 35-year-old resident foreigner in Indonesia are commonly quoted around USD 200–500/month; a mid-tier comprehensive plan midpoint ≈ USD 300/month ≈ USD 3,600/year. Premiums are quoted on request (age/coverage/evacuation dependent), so this is a curated market midpoint, not a public engine quote. Local BPJS Kesehatan (mandatory public scheme for KITAS holders) is far cheaper but not a comprehensive private-cover equivalent.
IQAir 2024 World Air Quality Report — Jakarta annual mean PM2.5
Research
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Notes
- Jakarta's 2024 annual mean PM2.5 was 41.7 µg/m³ (IQAir 2024 World Air Quality Report; attribution: IQAir) — about 8× the WHO 2021 guideline (5 µg/m³) and above the top of this criterion's scale (35 µg/m³ → 0). Corroborated by the Centre for Research on Energy and Clean Air (CREA), which put every Jabodetabek city at 30–55 µg/m³ for 2024 from Indonesian government and reference-grade monitors. The WHO Ambient Air Quality Database (v8, June 2026, covering 2010–2024) is the criterion's preferred non-Europe source but is distributed only as a bulk Excel download not retrievable here; IQAir's city annual mean is used as the citable single-city figure. Pollution is worst in the dry season (Jun–Oct) from traffic and regional burning.
Optimising tax, banking and crypto rules.
Works in your favour
Official source
- Data as of
- Aug 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Crypto is legal to hold and trade as a regulated digital financial asset (supervision moved from Bappebti to OJK on 2025-01-10 under PP 49/2024; framework in POJK 27/2024 + POJK 23/2025), but is prohibited as a means of payment (only the rupiah is legal tender). Taxed: a final PPh of 0.21% on sales via domestic licensed platforms and 1% via foreign platforms (PMK 50/2025, effective 2025-08-01); VAT on the asset transfer itself was removed. Regulated, not exemption-friendly → 'legal-regulated'.
Bank Indonesia foreign-exchange regulations + DJP crypto/reporting rules (composite)
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Composite: the rupiah is largely convertible and there are no hard capital controls on inbound/outbound personal transfers, but Bank Indonesia requires reporting/underlying-document evidence for FX purchases above a threshold (historically USD 25,000/month per customer without underlying documents), restricts rupiah use offshore, and mandates rupiah for domestic settlement; residents are taxed on worldwide income once tax-resident; foreigners can open local bank accounts but generally need a KITAS/KITAP and NPWP. More friction than a low-control hub, well short of strict capital controls → 'moderate'. NEEDS MANUAL REVIEW: the current exact FX-without-documents threshold should be re-verified against a live Bank Indonesia regulation page (fetch was JS-walled).
SettleMetric tax engine over official DJP rules (pajak.go.id: NPPN + PPh Pasal 17 + PTKP)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Best cleanly-eligible scheme id-nppn-freelancer at €60,000 = 1,232,521,200 IDR (ECB 20,542.02 IDR/EUR). NPPN professional-services norm 50% → net income 616,260,600; minus PTKP TK/0 54,000,000 → PKP 562,260,600; progressive PPh (5/15/25/30%) = 112,678,180 IDR → 9.14% ≈ 9.1%. The 0.5% MSME final tax would give ~0.3% but its 7-year window and professional-services exclusion make it unreliable for a newly-registered foreign IT freelancer, so NPPN is the recorded best. Single filer; NPPN KLU-62 norm pending manual confirmation (50% vs 62.5% — see scheme notes).
Prioritising safety, air, and an easy daily life.
Works in your favour
UNODC via World Bank (Intentional homicides per 100,000 people, Indonesia)
Open data
- Data as of
- Dec 31, 2022
- Verified
- Jul 4, 2026
- Notes
- Latest available UNODC-sourced value is 0.30 per 100,000 for 2022 (World Bank series VC.IHR.PSRC.P5, sourced from the UNODC Data Portal). Indonesia's recorded intentional-homicide rate is very low by global standards; reporting has gaps between years.
Curated by SettleMetric
- Data as of
- Mar 31, 2024
- Verified
- Jul 4, 2026
- Method
- BPS March-2024 average per-capita monthly expenditure is Rp 1,500,556 nationally (urban Rp 1,737,427), split food/non-food — but that is a rural-weighted per-capita floor far below a foreign remote worker's outlay. Curated single-person, non-rent urban (Jakarta-level) basket — groceries, eating out, transport/ride-hailing, utilities, mobile+home internet, modest leisure — sits around USD 650–750/month; recorded midpoint USD 700. NEEDS MANUAL REVIEW: this is a modelled basket anchored on BPS composition, not a single official basket figure; refine with itemised BPS urban non-food lines and current retail prices next cycle.
Watch-outs
IQAir 2024 World Air Quality Report — Jakarta annual mean PM2.5
Research
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Notes
- Jakarta's 2024 annual mean PM2.5 was 41.7 µg/m³ (IQAir 2024 World Air Quality Report; attribution: IQAir) — about 8× the WHO 2021 guideline (5 µg/m³) and above the top of this criterion's scale (35 µg/m³ → 0). Corroborated by the Centre for Research on Energy and Clean Air (CREA), which put every Jabodetabek city at 30–55 µg/m³ for 2024 from Indonesian government and reference-grade monitors. The WHO Ambient Air Quality Database (v8, June 2026, covering 2010–2024) is the criterion's preferred non-Europe source but is distributed only as a bulk Excel download not retrievable here; IQAir's city annual mean is used as the citable single-city figure. Pollution is worst in the dry season (Jun–Oct) from traffic and regional burning.
SettleMetric computation over climate-normals
Curated by SettleMetric
- Data as of
- Dec 31, 2020
- Verified
- Jul 4, 2026
- Method
- Months with mean daily max 15–28°C and precipitation < 150mm. Jakarta's mean daily maximum is 30.8–33.4°C in every month — always above the 28°C comfort ceiling — so no month qualifies: 0 pleasant months. (Even ignoring rain, the temperature ceiling is never met.)
- Notes
- Zero reflects the comfort band's upper temperature limit (28°C), not that Jakarta is unliveable: it is uniformly hot and humid year-round. Dry-season months (Jun–Sep) are the most comfortable in practice despite scoring 0 on this band.
16
Video reviews
Hand-picked YouTube tours and living-here guides — each one checked to still play.
I moved to Jakarta for three months: do I regret it?
Globe in the Hat · Honest account of living in the capital
17
Compare Jakarta
Full country picture:
Indonesia overview