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SettleMetric.

France vs Portugal

France is ahead on housing, infrastructure. Portugal is ahead on taxes, legalization, money & crypto, safety, cost of living, language. Full criterion-by-criterion data below.

Verified

Scoreboard

The key numbers head-to-head — the stronger side is marked. The overall score stays decoration; what matters is which facts fit you.

Portugal leads on 5 of 7
FrancePortugal
Cost of living (single, excl. rent)$1,816/mo
i

INSEE — La consommation des ménages en 2024 (Insee Première 2056, dépense de consommation finale par fonction COICOP)

Curated by SettleMetric

Data as of
Dec 31, 2024
Verified
Jul 14, 2026
Method
INSEE national-accounts household final consumption by COICOP, 2024. Functions sum to €1,543.8B on-territory; subtract housing rentals (actual €77.0B + imputed €220.7B = €297.7B) → €1,246.1B non-rent. Per-capita on the household basis (to match peers): ÷ 31.377M households (Jan 2024) ÷ avg size 2.14 ÷ 12 = €1,546/capita/mo (2024). CPI-uplift mid-2024→mid-2026 ×1.030 = €1,593/mo. ×1.1399 USD/EUR = $1,816/mo. Per-capita basis to match Czechia/Spain/Austria; a lone single-person household spends materially more.
$1,166/mo
i

INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted

Curated by SettleMetric

Data as of
Jun 30, 2026
Verified
Jul 4, 2026
Method
INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
Notes
National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
Rent: 1-bedroom (city avg)$855/mo
i

LocService — Observatoire national des loyers 2025 (national listing-portal averages)

Curated by SettleMetric

Data as of
Dec 31, 2025
Verified
Jul 14, 2026
Method
France-wide 2025 national average asking rent for a T2 (2 pièces = 1 living room + 1 bedroom): €750/mo charges comprises, avg 42 m². ×1.1399 USD/EUR = $855/mo. LocService aggregates rents on offer across its national platform → asking-rent basis. National rents were near-stable into 2026 (+0.6% YoY), so no material uplift applied.
Notes
National average — Paris is far above it (a Paris T2 ≈ €1,300–1,400/mo). France's two modeled cities (Paris, Nice) both sit well above this national figure; the per-city rent matrices by apartment type live on the city pages. LocService 2025 ladder for reference: room €473, studio/T1 €565, T2 €750, T3 €914, T4/house €1,054.
$1,020/mo
i

idealista/news — Portugal rental market report, May 2026 (asking rents)

Curated by SettleMetric

Data as of
May 31, 2026
Verified
Jul 4, 2026
Method
idealista national median asking rent May 2026 = €16.3/m². A central 1-bedroom of ~55 m² ≈ €897/month ≈ $1,020 at 1.1399 USD/EUR (ECB 2026-07-02). City medians: Lisbon €21.8/m², Porto €16.4/m².
Notes
National median across listed stock (asking, not transacted). Central Lisbon 1-beds run well above this (~€1,200+). Rents fell ~2.9% year-on-year in May 2026. idealista is the major national listing portal; INE/central-bank transaction series lag and were not used to keep the figure current.
Freelancer tax burden34.1%
i

SettleMetric tax engine over official 2026 rules (URSSAF micro-social, impots.gouv.fr barème, Service-Public)

Curated by SettleMetric

Data as of
Jan 1, 2026
Verified
Jul 14, 2026
Method
Best eligible scheme at €60,000 turnover, single (1 part) = micro-entrepreneur (micro-BNC, scheme fr-micro-bnc): micro-social 25.6% = 15,360; CFP 0.2% = 120; income tax on 66% of turnover (34% allowance) = 39,600 → 11%/30% bands = 4,984. Levies 20,464 → 34.1%. The versement libératoire (28% flat) is blocked at €60k by the RFR cap; a SASU all-dividend chain runs ≈43.7%.
30%
i

SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)

Curated by SettleMetric

Data as of
Jan 1, 2026
Verified
Jul 4, 2026
Method
Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
Homicide rate1.28/100k
i

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB)

Open data

Data as of
Dec 31, 2024
Verified
Jul 14, 2026
Notes
Police-recorded intentional homicide, 2024 (value 1.28; 2023 was 1.30). Dataset last updated by Eurostat 2026-04-29; cross-checked against decoding the full crim_off_cat matrix. Moderate by European standards — above the safest EU states (Austria 0.85) but well below the global average.
0.68/100k
i

Eurostat — police-recorded intentional homicide (ICCS 0101)

Open data

Data as of
Dec 31, 2024
Verified
Jul 4, 2026
Notes
Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
Internet speed51 Mbps
i

M-Lab NDT country aggregates for France

Open data

Data as of
Dec 31, 2023
Verified
Jul 14, 2026
Method
Median of the 344 daily country-median download values for FR in 2023 (~10.47M download tests; daily medians ranged 24.9–61.1 Mbps). M-Lab NDT is single-stream and reads well below Ookla-style or advertised figures (French fibre commonly markets 300–1000+ Mbps) — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notes
France has extensive FTTH fibre coverage; the M-Lab single-stream median understates real-world line speeds and is used only for cross-country comparability on one consistent method.
40 Mbps
i

M-Lab NDT country aggregates for Portugal

Open data

Data as of
Dec 31, 2024
Verified
Jul 4, 2026
Method
M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
Notes
M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.
English proficiencyModerate
i

EF EPI 2025 — France (score 539, rank 38/123, Moderate band)

Research

Data as of
Nov 1, 2025
Verified
Jul 14, 2026
Notes
Own band informed by EF EPI 2025 (attribution: EF Education First): France score 539, global rank 38, 'Moderate' band (EF cutoffs: Moderate 500–549), up 11 places and +15 points vs 2024. English is workable in Paris tech/expat circles and tourism-facing Côte d'Azur, but French is essential for administration, most workplaces, and daily life — France sits below the very-high Northern-European tier.
Very high
i

EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)

Research

Data as of
Nov 1, 2025
Verified
Jul 4, 2026
Notes
Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.
Private healthcare cost$821/yr
i

Curated from French mutuelle comparateur data (goodassur 48,082-quote July 2026 dataset; Selectra tariff study)

Curated by SettleMetric

Data as of
Jul 1, 2026
Verified
Jul 14, 2026
Method
France has universal public health cover (Assurance Maladie, ~70% reimbursement) topped up by a COMPLEMENTARY private 'mutuelle santé' — supplementary, not full-replacement. Mutuelle pricing is age-banded, not health-rated. Market data (goodassur, 48,082 individual quotes, July 2026): age 25–34 avg €68.98/mo, 35–44 avg €90.68/mo; a mid-market intermediate plan for a healthy 35-year-old ≈ €60/mo = €720/yr → $821/yr at 1.1399. Range ≈ €35/mo ($479/yr) to ≈ €90/mo ($1,231/yr).
Notes
A supplementary top-up on the mandatory public system, not a full private replacement policy (like Austria's Sonderklasse). ~95%+ of residents carry a mutuelle; employees usually get a subsidised group contract (employer pays ≥50%), so this individually-purchased premium is the situation of a freelancer/self-employed person. Mid-market monthly range ≈ €50–70.
$650/yr
i

Médis / Multicare / AdvanceCare / Allianz comprehensive (with-hospitalization) plans — market midpoint; insurers quote on request

Curated by SettleMetric

Data as of
Jul 4, 2026
Verified
Jul 4, 2026
Method
Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notes
Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.

Verdict

Each lens weighs only the facts that matter to that plan, and names the side it favours.

Contract or freelance in tech, billing clients abroad.

Portugal fits better — 3 of 5

FrancePortugal
Freelancer tax burden34.1%
i

SettleMetric tax engine over official 2026 rules (URSSAF micro-social, impots.gouv.fr barème, Service-Public)

Curated by SettleMetric

Data as of
Jan 1, 2026
Verified
Jul 14, 2026
Method
Best eligible scheme at €60,000 turnover, single (1 part) = micro-entrepreneur (micro-BNC, scheme fr-micro-bnc): micro-social 25.6% = 15,360; CFP 0.2% = 120; income tax on 66% of turnover (34% allowance) = 39,600 → 11%/30% bands = 4,984. Levies 20,464 → 34.1%. The versement libératoire (28% flat) is blocked at €60k by the RFR cap; a SASU all-dividend chain runs ≈43.7%.
30%
i

SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)

Curated by SettleMetric

Data as of
Jan 1, 2026
Verified
Jul 4, 2026
Method
Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
Internet speed51 Mbps
i

M-Lab NDT country aggregates for France

Open data

Data as of
Dec 31, 2023
Verified
Jul 14, 2026
Method
Median of the 344 daily country-median download values for FR in 2023 (~10.47M download tests; daily medians ranged 24.9–61.1 Mbps). M-Lab NDT is single-stream and reads well below Ookla-style or advertised figures (French fibre commonly markets 300–1000+ Mbps) — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notes
France has extensive FTTH fibre coverage; the M-Lab single-stream median understates real-world line speeds and is used only for cross-country comparability on one consistent method.
40 Mbps
i

M-Lab NDT country aggregates for Portugal

Open data

Data as of
Dec 31, 2024
Verified
Jul 4, 2026
Method
M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
Notes
M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.
English proficiencyModerate
i

EF EPI 2025 — France (score 539, rank 38/123, Moderate band)

Research

Data as of
Nov 1, 2025
Verified
Jul 14, 2026
Notes
Own band informed by EF EPI 2025 (attribution: EF Education First): France score 539, global rank 38, 'Moderate' band (EF cutoffs: Moderate 500–549), up 11 places and +15 points vs 2024. English is workable in Paris tech/expat circles and tourism-facing Côte d'Azur, but French is essential for administration, most workplaces, and daily life — France sits below the very-high Northern-European tier.
Very high
i

EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)

Research

Data as of
Nov 1, 2025
Verified
Jul 4, 2026
Notes
Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.
Cost of living (single, excl. rent)$1,816/mo
i

INSEE — La consommation des ménages en 2024 (Insee Première 2056, dépense de consommation finale par fonction COICOP)

Curated by SettleMetric

Data as of
Dec 31, 2024
Verified
Jul 14, 2026
Method
INSEE national-accounts household final consumption by COICOP, 2024. Functions sum to €1,543.8B on-territory; subtract housing rentals (actual €77.0B + imputed €220.7B = €297.7B) → €1,246.1B non-rent. Per-capita on the household basis (to match peers): ÷ 31.377M households (Jan 2024) ÷ avg size 2.14 ÷ 12 = €1,546/capita/mo (2024). CPI-uplift mid-2024→mid-2026 ×1.030 = €1,593/mo. ×1.1399 USD/EUR = $1,816/mo. Per-capita basis to match Czechia/Spain/Austria; a lone single-person household spends materially more.
$1,166/mo
i

INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted

Curated by SettleMetric

Data as of
Jun 30, 2026
Verified
Jul 4, 2026
Method
INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
Notes
National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
Domestic delivery qualityExcellent
i

La Poste / Colissimo (Pickup) and Mondial Relay network figures

Curated by SettleMetric

Data as of
Jan 1, 2025
Verified
Jul 14, 2026
Method
France has one of Europe's densest out-of-home parcel networks. Colissimo/Pickup: 26,000+ pickup points (≈17,500 relay points + ≈6,500 automatic lockers, incl. ≈4,500 24/7 Pickup Station lockers). Mondial Relay: ≈17,000 points (≈9,000 lockers + ≈8,000 relais). Plus Relais Colis, Chronopost, DPD, and La Poste home delivery ~6 days/week, with nationwide next-day/2-day standard options → 'excellent'.
Good
i

CTT Correios de Portugal — express delivery times, coverage and Collectt/Locky network (official service pages)

Curated by SettleMetric

Data as of
Dec 31, 2025
Verified
Jul 4, 2026
Method
National operator CTT offers next-day ('Expresso Para Amanhã') and 2-day express nationwide, with the Collectt pickup network (CTT shops + Payshop agents + Locky 24/7 parcel lockers) and real-time tracking. Private carriers DPD, GLS, DHL, UPS, Chronopost and Seur operate nationwide. Rated 'good' — 1–3 day delivery is the norm and lockers exist in cities, but locker density and universal next-day are below the best-in-class (e.g. Poland's InPost).

Relocating with a partner and school-age children.

Portugal fits better — 3 of 3

FrancePortugal
Homicide rate1.28/100k
i

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB)

Open data

Data as of
Dec 31, 2024
Verified
Jul 14, 2026
Notes
Police-recorded intentional homicide, 2024 (value 1.28; 2023 was 1.30). Dataset last updated by Eurostat 2026-04-29; cross-checked against decoding the full crim_off_cat matrix. Moderate by European standards — above the safest EU states (Austria 0.85) but well below the global average.
0.68/100k
i

Eurostat — police-recorded intentional homicide (ICCS 0101)

Open data

Data as of
Dec 31, 2024
Verified
Jul 4, 2026
Notes
Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
Private healthcare cost$821/yr
i

Curated from French mutuelle comparateur data (goodassur 48,082-quote July 2026 dataset; Selectra tariff study)

Curated by SettleMetric

Data as of
Jul 1, 2026
Verified
Jul 14, 2026
Method
France has universal public health cover (Assurance Maladie, ~70% reimbursement) topped up by a COMPLEMENTARY private 'mutuelle santé' — supplementary, not full-replacement. Mutuelle pricing is age-banded, not health-rated. Market data (goodassur, 48,082 individual quotes, July 2026): age 25–34 avg €68.98/mo, 35–44 avg €90.68/mo; a mid-market intermediate plan for a healthy 35-year-old ≈ €60/mo = €720/yr → $821/yr at 1.1399. Range ≈ €35/mo ($479/yr) to ≈ €90/mo ($1,231/yr).
Notes
A supplementary top-up on the mandatory public system, not a full private replacement policy (like Austria's Sonderklasse). ~95%+ of residents carry a mutuelle; employees usually get a subsidised group contract (employer pays ≥50%), so this individually-purchased premium is the situation of a freelancer/self-employed person. Mid-market monthly range ≈ €50–70.
$650/yr
i

Médis / Multicare / AdvanceCare / Allianz comprehensive (with-hospitalization) plans — market midpoint; insurers quote on request

Curated by SettleMetric

Data as of
Jul 4, 2026
Verified
Jul 4, 2026
Method
Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notes
Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.
English proficiencyModerate
i

EF EPI 2025 — France (score 539, rank 38/123, Moderate band)

Research

Data as of
Nov 1, 2025
Verified
Jul 14, 2026
Notes
Own band informed by EF EPI 2025 (attribution: EF Education First): France score 539, global rank 38, 'Moderate' band (EF cutoffs: Moderate 500–549), up 11 places and +15 points vs 2024. English is workable in Paris tech/expat circles and tourism-facing Côte d'Azur, but French is essential for administration, most workplaces, and daily life — France sits below the very-high Northern-European tier.
Very high
i

EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)

Research

Data as of
Nov 1, 2025
Verified
Jul 4, 2026
Notes
Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.

Optimising tax, banking and crypto rules.

Portugal fits better — 2 of 3

FrancePortugal
Crypto regulationLegal regulated
i

impots.gouv.fr — Plus-values sur cessions d'actifs numériques (cryptomonnaies); AMF/MiCA CASP regime

Official source

Data as of
Jan 1, 2026
Verified
Jul 14, 2026
Notes
Legal and regulated. Capital gains on digital assets for private/occasional investors are taxed at the flat PFU — 31.4% from 1 Jan 2026 (12.8% income tax + 18.6% social levies; the social part rose from 17.2% when the 2026 Social Security law lifted CSG on capital income 9.2%→10.6%), with the option to elect the progressive scale instead (since 2023). Total annual disposals ≤ €305 are exempt. Crypto-asset service providers authorise as CASPs under the EU MiCA regulation (the former AMF 'PSAN' regime from the 2019 PACTE law), with the AMF as competent authority.
Legal friendly
i

Autoridade Tributária — Criptoativos: conceito fiscal e tributação (folheto informativo)

Official source

Data as of
Jan 1, 2026
Verified
Jul 4, 2026
Notes
Legal for individuals; regulated under EU MiCA/CARF. Since Law 24-D/2022: capital gains on crypto held ≥365 days are tax-EXEMPT (declared in Anexo G1); gains on assets held <365 days are taxed at a 28% autonomous rate (Category G, option to aggregate); crypto-to-crypto swaps are deferred (not taxed at the swap). Frequent/professional trading may be reclassified as Category B (general rates). Classified legal-friendly for the explicit long-term-holding exemption; short-term gains are still fully taxed.
Financial control levelLow
i

Service-Public / economie.gouv.fr — Paiement en espèces (plafond); Code monétaire et financier art. D112-3

Official source

Data as of
Sep 1, 2015
Verified
Jul 14, 2026
Method
Composite: France uses the euro, fully convertible, with EU free movement of capital and NO exchange/capital controls. The main constraint is a cash-payment cap — a French tax resident may pay at most €1,000 in cash to a professional (since Sept 2015; non-resident tourists up to €15,000); cash between private individuals is unlimited (written proof required above €1,500). The EU Anti-Money-Laundering Regulation adds an EU-wide €10,000 cash cap from 2027. Non-resident banking is available with standard KYC. These are ordinary AML measures, not capital controls → 'low'.
Low
i

ASAE — cash-payment limits (Art. 63.º-E Lei Geral Tributária); euro-area free movement of capital

Official source

Data as of
Jul 4, 2026
Verified
Jul 4, 2026
Method
Composite: euro-area member, no currency or capital controls, EUR fully convertible; free movement of capital guaranteed by the EU Treaty (Art. 63 TFEU). Non-resident bank accounts routinely available. Standard EU CRS/DAC reporting via banks; no FBAR-style personal foreign-account self-declaration for individuals. Cash-payment limit €2,999.99 for residents (natural persons) and €9,999.99 for non-residents not acting as merchants (Art. 63.º-E LGT) — a limit on cash, not on bank money movement. Rated 'low' state control over personal money flows.
Freelancer tax burden34.1%
i

SettleMetric tax engine over official 2026 rules (URSSAF micro-social, impots.gouv.fr barème, Service-Public)

Curated by SettleMetric

Data as of
Jan 1, 2026
Verified
Jul 14, 2026
Method
Best eligible scheme at €60,000 turnover, single (1 part) = micro-entrepreneur (micro-BNC, scheme fr-micro-bnc): micro-social 25.6% = 15,360; CFP 0.2% = 120; income tax on 66% of turnover (34% allowance) = 39,600 → 11%/30% bands = 4,984. Levies 20,464 → 34.1%. The versement libératoire (28% flat) is blocked at €60k by the RFR cap; a SASU all-dividend chain runs ≈43.7%.
30%
i

SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)

Curated by SettleMetric

Data as of
Jan 1, 2026
Verified
Jul 4, 2026
Method
Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.

Prioritising safety, air, and an easy daily life.

Portugal fits better — 2 of 2

FrancePortugal
Homicide rate1.28/100k
i

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB)

Open data

Data as of
Dec 31, 2024
Verified
Jul 14, 2026
Notes
Police-recorded intentional homicide, 2024 (value 1.28; 2023 was 1.30). Dataset last updated by Eurostat 2026-04-29; cross-checked against decoding the full crim_off_cat matrix. Moderate by European standards — above the safest EU states (Austria 0.85) but well below the global average.
0.68/100k
i

Eurostat — police-recorded intentional homicide (ICCS 0101)

Open data

Data as of
Dec 31, 2024
Verified
Jul 4, 2026
Notes
Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
Cost of living (single, excl. rent)$1,816/mo
i

INSEE — La consommation des ménages en 2024 (Insee Première 2056, dépense de consommation finale par fonction COICOP)

Curated by SettleMetric

Data as of
Dec 31, 2024
Verified
Jul 14, 2026
Method
INSEE national-accounts household final consumption by COICOP, 2024. Functions sum to €1,543.8B on-territory; subtract housing rentals (actual €77.0B + imputed €220.7B = €297.7B) → €1,246.1B non-rent. Per-capita on the household basis (to match peers): ÷ 31.377M households (Jan 2024) ÷ avg size 2.14 ÷ 12 = €1,546/capita/mo (2024). CPI-uplift mid-2024→mid-2026 ×1.030 = €1,593/mo. ×1.1399 USD/EUR = $1,816/mo. Per-capita basis to match Czechia/Spain/Austria; a lone single-person household spends materially more.
$1,166/mo
i

INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted

Curated by SettleMetric

Data as of
Jun 30, 2026
Verified
Jul 4, 2026
Method
INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
Notes
National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.

Details

Taxes

CriterionFrancePortugal
Freelancer tax burden% effective burden at €60k/year self-employed profile34.14.2305.0

What this measures

Effective total burden (income tax + mandatory social and health contributions) for a solo IT freelancer with €60,000/year revenue and 10% deductible expenses, using the most favourable eligible scheme in the country's tax-schemes data. Computed by the SettleMetric tax engine; recorded as a curated value with the winning scheme id in method.

Lower is better· % effective burden at €60k/year self-employed profile· re-verified every 365 days

France

SettleMetric tax engine over official 2026 rules (URSSAF micro-social, impots.gouv.fr barème, Service-Public)

Curated by SettleMetric

Data as of
Jan 1, 2026
Verified
Jul 14, 2026
Method
Best eligible scheme at €60,000 turnover, single (1 part) = micro-entrepreneur (micro-BNC, scheme fr-micro-bnc): micro-social 25.6% = 15,360; CFP 0.2% = 120; income tax on 66% of turnover (34% allowance) = 39,600 → 11%/30% bands = 4,984. Levies 20,464 → 34.1%. The versement libératoire (28% flat) is blocked at €60k by the RFR cap; a SASU all-dividend chain runs ≈43.7%.

Portugal

SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)

Curated by SettleMetric

Data as of
Jan 1, 2026
Verified
Jul 4, 2026
Method
Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.

Legalization

CriterionFrancePortugal
Remote-work legalization easeLong stay path6.0Dedicated nomad visa10.0

What this measures

Best available legalization route for a location-independent earner with a median (non-EU, non-US) passport, classified from this country's legalization-paths data: dedicated digital-nomad visa; general freelance/self-employment permit; realistic long-stay path (e.g. renewable temporary residence); only short visa-free/tourist stays; effectively none.

Rated by category· re-verified every 180 days

France

France-Visas — official visa wizard (no dedicated remote-work/digital-nomad visa; self-employment via Passeport Talent / profession libérale)

Official source

Data as of
Jul 14, 2026
Verified
Jul 14, 2026
Notes
France has no dedicated digital-nomad or remote-work visa. The long-stay visitor visa (VLS-TS visiteur) forbids any professional activity, so it does not fit an actively-earning remote worker. Non-EU self-employed freelancers use the 'entrepreneur/profession libérale' long-stay visa or the Passeport Talent (for qualifying founders/investors/highly-skilled). EU/EEA/Swiss citizens work and freelance freely with no permit. Classified 'long-stay-path'.

Portugal

AIMA — residence authorization for remote professional activity (Nómadas Digitais, Art. 88.º/1 Law 23/2007)

Official source

Data as of
Jul 4, 2026
Verified
Jul 4, 2026
Notes
Portugal has a dedicated digital-nomad route (D8): a residence visa for remote professional activity carried out for entities outside Portugal (in force since 2022, Law 18/2022), leading to a 2-year residence permit renewable for 3 years and to permanent residence/citizenship after 5 years. A temporary-stay variant (under 1 year) also exists. Income requirement 4× the national minimum wage (4 × €920 = €3,680/month in 2026).

Cost of living

CriterionFrancePortugal
Cost of living (single, excl. rent)USD/month, single person, excluding rent1,8164.81,1666.9

What this measures

Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.

Lower is better· USD/month, single person, excluding rent· re-verified every 365 days

France

INSEE — La consommation des ménages en 2024 (Insee Première 2056, dépense de consommation finale par fonction COICOP)

Curated by SettleMetric

Data as of
Dec 31, 2024
Verified
Jul 14, 2026
Method
INSEE national-accounts household final consumption by COICOP, 2024. Functions sum to €1,543.8B on-territory; subtract housing rentals (actual €77.0B + imputed €220.7B = €297.7B) → €1,246.1B non-rent. Per-capita on the household basis (to match peers): ÷ 31.377M households (Jan 2024) ÷ avg size 2.14 ÷ 12 = €1,546/capita/mo (2024). CPI-uplift mid-2024→mid-2026 ×1.030 = €1,593/mo. ×1.1399 USD/EUR = $1,816/mo. Per-capita basis to match Czechia/Spain/Austria; a lone single-person household spends materially more.

Portugal

INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted

Curated by SettleMetric

Data as of
Jun 30, 2026
Verified
Jul 4, 2026
Method
INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
Notes
National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
Monthly spending by category (excl. rent)
CategoryFrance
i

INSEE — La consommation des ménages en 2024 (Insee Première 2056, COICOP functional breakdown)

Curated by SettleMetric

Data as of
Dec 31, 2024
Verified
Jul 14, 2026
Method
Each INSEE 2024 COICOP function (€B/yr) → per-capita USD/mo by ÷ 31.377M households ÷ 2.14 ÷ 12 then ×1.030 CPI uplift ×1.1399 FX. Housing (04) shown net of rent (actual + imputed rents excluded). Items sum ≈ $1,814 ≈ the $1,816 headline. Health is households' out-of-pocket/non-reimbursed only — France's universal Assurance Maladie plus near-universal mutuelles cover most care, so this line is structurally low.
Portugal
i

INE — Household Budget Survey 2022/2023 (COICOP-2018 structure), CPI-uplifted

Curated by SettleMetric

Data as of
Jun 30, 2026
Verified
Jul 4, 2026
Method
INE 2022/2023 COICOP-2018 expenditure shares (food 13.0%, transport 11.3%, restaurants & accommodation 8.3%, furnishings 4.4%, health 4.2%, information & communication 3.8%, personal care/misc 3.4%, recreation 2.9%, alcohol/tobacco 1.7%, clothing 1.2%; housing 41.7% split into ~9% utilities/upkeep kept and rent excluded) applied to the CPI-uplifted single-person monthly total (€1,618) and converted at 1.1399 USD/EUR. Categories sum to the ~$1,166/mo excl-rent aggregate. National average.
Notes
Structure is the all-household COICOP-2018 split (INE does not publish a full single-person COICOP table); applied to the single-person total as a transparent approximation. Housing utilities are kept; rent/imputed rent is excluded per the cost-of-living definition.
Food & non-alcoholic beverages$273$240
Transport$283$208
Recreation, sport & culture$158$53
Restaurants & hotels$191
Housing (water, energy, maintenance — excl. rent)$185
Insurance & financial services$182
Utilities (electricity, gas, water) & upkeep$166
Restaurants & eating out$153
Information & communication$80$70
Other goods & services (personal care, social protection, misc.)$138
Clothing & footwear$65$22
Health (out-of-pocket & non-reimbursed)$85
Furnishings & household equipment$84
Household goods & equipment$81
Health (out-of-pocket)$77
Alcoholic beverages & tobacco$74
Personal care & misc goods$63
Alcohol & tobacco$31
Education$16
Total (excl. rent)$1,814/mo$1,164/mo

Housing

Rent by apartment type

Asking rent, central price with outside-centre in parentheses ($/mo).

ApartmentFrance
i

SettleMetric — population-weighted average of covered cities (Nice, Paris)

Curated by SettleMetric

Data as of
Dec 31, 2025
Verified
Jul 14, 2026
Method
Population-weighted mean of the rent-breakdown matrices of Nice, Paris; each cell averages the cities that report it. See each city page for its exact local matrix.
Portugal
i

SettleMetric — population-weighted average of covered cities (Funchal, Lisbon, Porto)

Curated by SettleMetric

Data as of
Jun 30, 2026
Verified
Jul 4, 2026
Method
Population-weighted mean of the rent-breakdown matrices of Funchal, Lisbon, Porto; each cell averages the cities that report it. See each city page for its exact local matrix.
Studio$1,464 ($1,196)$917 ($677)
1-bedroom$1,714 ($1,401)$1,441 ($1,064)
2-bedroom$2,491 ($2,036)$2,095 ($1,548)
3-bedroom$3,481 ($2,846)$2,881 ($2,128)

Safety

CriterionFrancePortugal
Homicide rateintentional homicides per 100,000/year1.38.40.79.6

What this measures

Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).

Lower is better· intentional homicides per 100,000/year· re-verified every 730 days

France

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB)

Open data

Data as of
Dec 31, 2024
Verified
Jul 14, 2026
Notes
Police-recorded intentional homicide, 2024 (value 1.28; 2023 was 1.30). Dataset last updated by Eurostat 2026-04-29; cross-checked against decoding the full crim_off_cat matrix. Moderate by European standards — above the safest EU states (Austria 0.85) but well below the global average.

Portugal

Eurostat — police-recorded intentional homicide (ICCS 0101)

Open data

Data as of
Dec 31, 2024
Verified
Jul 4, 2026
Notes
Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.

Healthcare

CriterionFrancePortugal
Private healthcare costUSD/year, comprehensive private insurance premium, healthy 35-year-old8219.16509.6

What this measures

Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.

Lower is better· USD/year, comprehensive private insurance premium, healthy 35-year-old· re-verified every 365 days

France

Curated from French mutuelle comparateur data (goodassur 48,082-quote July 2026 dataset; Selectra tariff study)

Curated by SettleMetric

Data as of
Jul 1, 2026
Verified
Jul 14, 2026
Method
France has universal public health cover (Assurance Maladie, ~70% reimbursement) topped up by a COMPLEMENTARY private 'mutuelle santé' — supplementary, not full-replacement. Mutuelle pricing is age-banded, not health-rated. Market data (goodassur, 48,082 individual quotes, July 2026): age 25–34 avg €68.98/mo, 35–44 avg €90.68/mo; a mid-market intermediate plan for a healthy 35-year-old ≈ €60/mo = €720/yr → $821/yr at 1.1399. Range ≈ €35/mo ($479/yr) to ≈ €90/mo ($1,231/yr).
Notes
A supplementary top-up on the mandatory public system, not a full private replacement policy (like Austria's Sonderklasse). ~95%+ of residents carry a mutuelle; employees usually get a subsidised group contract (employer pays ≥50%), so this individually-purchased premium is the situation of a freelancer/self-employed person. Mid-market monthly range ≈ €50–70.

Portugal

Médis / Multicare / AdvanceCare / Allianz comprehensive (with-hospitalization) plans — market midpoint; insurers quote on request

Curated by SettleMetric

Data as of
Jul 4, 2026
Verified
Jul 4, 2026
Method
Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notes
Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.

Money & crypto

CriterionFrancePortugal
Crypto regulationLegal regulated8.0Legal friendly10.0

What this measures

Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.

Rated by category· re-verified every 180 days

France

impots.gouv.fr — Plus-values sur cessions d'actifs numériques (cryptomonnaies); AMF/MiCA CASP regime

Official source

Data as of
Jan 1, 2026
Verified
Jul 14, 2026
Notes
Legal and regulated. Capital gains on digital assets for private/occasional investors are taxed at the flat PFU — 31.4% from 1 Jan 2026 (12.8% income tax + 18.6% social levies; the social part rose from 17.2% when the 2026 Social Security law lifted CSG on capital income 9.2%→10.6%), with the option to elect the progressive scale instead (since 2023). Total annual disposals ≤ €305 are exempt. Crypto-asset service providers authorise as CASPs under the EU MiCA regulation (the former AMF 'PSAN' regime from the 2019 PACTE law), with the AMF as competent authority.

Portugal

Autoridade Tributária — Criptoativos: conceito fiscal e tributação (folheto informativo)

Official source

Data as of
Jan 1, 2026
Verified
Jul 4, 2026
Notes
Legal for individuals; regulated under EU MiCA/CARF. Since Law 24-D/2022: capital gains on crypto held ≥365 days are tax-EXEMPT (declared in Anexo G1); gains on assets held <365 days are taxed at a 28% autonomous rate (Category G, option to aggregate); crypto-to-crypto swaps are deferred (not taxed at the swap). Frequent/professional trading may be reclassified as Category B (general rates). Classified legal-friendly for the explicit long-term-holding exemption; short-term gains are still fully taxed.
Financial control levelLow10.0Low10.0

What this measures

Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.

Rated by category· re-verified every 365 days

France

Service-Public / economie.gouv.fr — Paiement en espèces (plafond); Code monétaire et financier art. D112-3

Official source

Data as of
Sep 1, 2015
Verified
Jul 14, 2026
Method
Composite: France uses the euro, fully convertible, with EU free movement of capital and NO exchange/capital controls. The main constraint is a cash-payment cap — a French tax resident may pay at most €1,000 in cash to a professional (since Sept 2015; non-resident tourists up to €15,000); cash between private individuals is unlimited (written proof required above €1,500). The EU Anti-Money-Laundering Regulation adds an EU-wide €10,000 cash cap from 2027. Non-resident banking is available with standard KYC. These are ordinary AML measures, not capital controls → 'low'.

Portugal

ASAE — cash-payment limits (Art. 63.º-E Lei Geral Tributária); euro-area free movement of capital

Official source

Data as of
Jul 4, 2026
Verified
Jul 4, 2026
Method
Composite: euro-area member, no currency or capital controls, EUR fully convertible; free movement of capital guaranteed by the EU Treaty (Art. 63 TFEU). Non-resident bank accounts routinely available. Standard EU CRS/DAC reporting via banks; no FBAR-style personal foreign-account self-declaration for individuals. Cash-payment limit €2,999.99 for residents (natural persons) and €9,999.99 for non-residents not acting as merchants (Art. 63.º-E LGT) — a limit on cash, not on bank money movement. Rated 'low' state control over personal money flows.

Infrastructure

CriterionFrancePortugal
Domestic delivery qualityExcellent10.0Good7.0

What this measures

Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.

Rated by category· re-verified every 730 days

France

La Poste / Colissimo (Pickup) and Mondial Relay network figures

Curated by SettleMetric

Data as of
Jan 1, 2025
Verified
Jul 14, 2026
Method
France has one of Europe's densest out-of-home parcel networks. Colissimo/Pickup: 26,000+ pickup points (≈17,500 relay points + ≈6,500 automatic lockers, incl. ≈4,500 24/7 Pickup Station lockers). Mondial Relay: ≈17,000 points (≈9,000 lockers + ≈8,000 relais). Plus Relais Colis, Chronopost, DPD, and La Poste home delivery ~6 days/week, with nationwide next-day/2-day standard options → 'excellent'.

Portugal

CTT Correios de Portugal — express delivery times, coverage and Collectt/Locky network (official service pages)

Curated by SettleMetric

Data as of
Dec 31, 2025
Verified
Jul 4, 2026
Method
National operator CTT offers next-day ('Expresso Para Amanhã') and 2-day express nationwide, with the Collectt pickup network (CTT shops + Payshop agents + Locky 24/7 parcel lockers) and real-time tracking. Private carriers DPD, GLS, DHL, UPS, Chronopost and Seur operate nationwide. Rated 'good' — 1–3 day delivery is the norm and lockers exist in cities, but locker density and universal next-day are below the best-in-class (e.g. Poland's InPost).
International delivery easeMinor friction7.0Minor friction7.0

What this measures

Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.

Rated by category· re-verified every 365 days

France

EU single market (free movement of goods) + European Commission removal of the €150 duty-free import threshold (from 1 July 2026)

Official source

Data as of
Jul 1, 2026
Verified
Jul 14, 2026
Notes
Intra-EU shipping is frictionless (single market — most European cross-border parcels arrive like domestic ones). For non-EU imports the EU removed the €150 duty-free threshold and from 1 July 2026 applies a temporary flat customs duty per item on ≤€150 consignments (VAT already collected at checkout via IOSS since 2021). Predictable but no longer duty-free — the same EU regime as other member states.

Portugal

European Commission — removal of the €150 customs duty exemption / temporary flat fee on low-value imports

Official source

Data as of
Jul 1, 2026
Verified
Jul 4, 2026
Notes
Intra-EU shipping is frictionless (single market, all major carriers). Non-EU imports: the €150 duty-free threshold was removed on 2026-07-01 — a temporary flat €3/item duty applies to ≤€150 consignments (until the 2028 EU Customs reform); import VAT has applied from €0 since 2021 (IOSS collects it at checkout). Predictable but no longer duty-free — hence minor-friction.
Internet speedMbps, median fixed download51.45.1403.8

What this measures

Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.

Higher is better· Mbps, median fixed download· re-verified every 365 days

France

M-Lab NDT country aggregates for France

Open data

Data as of
Dec 31, 2023
Verified
Jul 14, 2026
Method
Median of the 344 daily country-median download values for FR in 2023 (~10.47M download tests; daily medians ranged 24.9–61.1 Mbps). M-Lab NDT is single-stream and reads well below Ookla-style or advertised figures (French fibre commonly markets 300–1000+ Mbps) — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notes
France has extensive FTTH fibre coverage; the M-Lab single-stream median understates real-world line speeds and is used only for cross-country comparability on one consistent method.

Portugal

M-Lab NDT country aggregates for Portugal

Open data

Data as of
Dec 31, 2024
Verified
Jul 4, 2026
Method
M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
Notes
M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.

Language

CriterionFrancePortugal
English proficiencyModerate5.0Very high9.0

What this measures

Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.

Rated by category· re-verified every 730 days

France

EF EPI 2025 — France (score 539, rank 38/123, Moderate band)

Research

Data as of
Nov 1, 2025
Verified
Jul 14, 2026
Notes
Own band informed by EF EPI 2025 (attribution: EF Education First): France score 539, global rank 38, 'Moderate' band (EF cutoffs: Moderate 500–549), up 11 places and +15 points vs 2024. English is workable in Paris tech/expat circles and tourism-facing Côte d'Azur, but French is essential for administration, most workplaces, and daily life — France sits below the very-high Northern-European tier.

Portugal

EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)

Research

Data as of
Nov 1, 2025
Verified
Jul 4, 2026
Notes
Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.

Deep dives: taxes in France ·taxes in Portugal ·net-income calculator