AM · YEREVANLocal facts

Living in Yerevan.

Armenia's capital and overwhelmingly its economic and IT centre: a walkable, café-dense city that has drawn a large post-2022 relocation wave. Fast, cheap company/sole-proprietor setup and open banking are the draw; the trade-offs are a hot, dry continental summer, notable winter particulate pollution, and rents that jumped sharply after 2022 before partly stabilising.

VerifiedJul 4, 2026Updated Jul 25, 2026

Population 1,104,200

Statistical Committee of the Republic of Armenia (Armstat) — permanent population, via Armenpress relay

Official source

Data as of: Jan 1, 2024
Verified: Jul 4, 2026
Notes: Armstat de jure (permanent) population of Yerevan city: 1,104,200 as of 1 January 2024, up ~15,600 on the prior year (national total 2,990,900). Figure originates with the Statistical Committee of the Republic of Armenia; Armstat's primary tables at armstat.am render via JavaScript and were not directly fetchable, so the official figure is relayed via Armenpress. Re-verify directly against the Armstat 'Marzes of the RA and Yerevan city in figures' publication next cycle.

· Asia/Yerevan· Armenia rules apply

AM · YEREVAN

At a glance

The headline numbers for Yerevan — each with its own source and freshness. A live official figure is not the same as a survey estimate or a 30-year climate normal.

Cost of living

10.0/10

$187/mo

Rent, 1–3 bed

8.3/10

$435–$1,350

/mo

Freelancer tax

8.8/10

10.8%

Safety

6.8/10

2.21/100k

Air quality

2.0/10

24.9 µg/m³

Internet

0.8/10

16 Mbps

English

5.0/10

Moderate

Private health

10.0/10

$352/yr

What the tags meanofficial — live figure from a government or authorityopen data — open dataset (Eurostat, EEA, M-Lab, UdSC…)survey — survey or index estimatecurated — SettleMetric-assembled estimate — open the source for the method

What it costs you per month

A planning estimate: real asking rent plus a cost-of-living basket scaled to your household. Not a quote.

Household

Lifestyle

Location

Estimated total

$622/mo

≈ $7,464 / year

Where it goes

Rent (1-bed)$435
Food & non-alcoholic (incl. eating out)$80
Non-food goods$36
Utilities (water, electricity, gas, fuel)$30
Health (out-of-pocket)$13
Tobacco$8
Education$5
Communications$5
Other services$5
Transport$4
Alcoholic beverages$1
Living costs$187

Rent from the asking-rent matrix below. Living costs scale a one-person basket ($187/mo) by household size and lifestyle; the equivalence factors are our assumption. Schooling and one-off setup are excluded.

Cost of living

What a single person spends each month — food, utilities, transport, eating out and the rest — excluding rent.

Typical monthly spending (national average)

Armstat — Integrated Living Conditions Survey (ILCS) 2024, per-capita consumption expenditures by category, urban communities

Curated by SettleMetric

Data as of: Dec 31, 2024
Verified: Jul 4, 2026
Method: Armstat ILCS 2024 urban per-capita consumption expenditure by category (Table 3.5/3.6, pre-2012 COICOP): Food 28,208 (incl. eating-out 2,293) + Non-food 12,835 + Utilities 10,646 + Health 4,475 + Tobacco 2,692 + Education 1,882 + Other services 1,861 + Communications 1,777 + Transport 1,585 + Alcohol 252 + Culture/legal 32 = 66,245 AMD. Each line CPI-uplifted ×1.045 and converted at 369.34 AMD/USD; categories sum to the ~$187/mo aggregate (Culture/legal rounds to $0 and is omitted). Rent excluded (not in the ILCS basket).

total187 USD/mo

01Food & non-alcoholic (incl. eating out)80 USD

02Non-food goods36 USD

03Utilities (water, electricity, gas, fuel)30 USD

04Health (out-of-pocket)13 USD

05Tobacco8 USD

06Education5 USD

07Communications5 USD

08Other services5 USD

09Transport4 USD

10Alcoholic beverages1 USD

Armenia's household-budget basket for a single person, excluding rent. Non-rent costs vary little between cities — the city-specific part is rent, shown under Housing below.

01Cost of living (single, excl. rent)country-level187USD/month, single person, excluding rent10.0

What this measures

Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.

Lower is betterUSD/month, single person, excluding rentre-verified every 365 days

Curated by SettleMetric

Armstat — Integrated Living Conditions Survey (ILCS) 2024, average monthly per-capita consumption expenditures, urban communities

Data as of: Dec 31, 2024
Verified: Jul 4, 2026
Method: Armstat ILCS 2024 average monthly per-capita consumption expenditure, urban communities = 66,245 AMD (Table 3.5/3.6, 'Household Income, Expenditures, and Basic Food Consumption', poverty_2025_en_3.pdf). The urban basis is used because Yerevan is fully urban. The Armenian ILCS consumption basket contains NO rent line (housing appears only as Utilities 10,646 AMD; owner-occupancy dominates and paid rent is not captured), so the figure already excludes rent — no subtraction needed. CPI-uplifted from 2024 to mid-2026 by ×1.045 (Armenia inflation ≈0.3% in 2024, ≈2.7–3.9% through 2025, 3% CBA target for 2026) → 69,226 AMD → $187 at 369.34 AMD/USD. FX from data/fx-rates.json: 421.01 AMD/EUR ÷ 1.1399 USD/EUR = 369.34 AMD/USD (CBA/ECB 2026-07-03).
Notes: Per-capita ILCS basis (one adult's non-rent consumption), not a separate one-person-household survey (Armstat does not publish the latter for a single-person basket). National per-capita total is 60,941 AMD; the urban figure (66,245 AMD) is used as the Yerevan-relevant basis. Numbeo/Expatistan (forbidden) were not used.

Housing

What it costs to rent, by apartment type and location.

Asking rent by apartment type & location

Curated from MyRealty.am live listings and Armenian Mirror-Spectator agent-reported anchors

Curated by SettleMetric

Data as of: Jul 4, 2026
Verified: Jul 4, 2026
Method: Asking-rent matrix (studio/1br/2br/3br × central Kentron-Arabkir vs outer districts) built from observed anchors and converted at 369.34 AMD/USD (fx-rates.json, 2026-07-02). Observed anchors: Mirror-Spectator (Mar 2025) studio 24m² ~110,000 AMD ($300), 2-room norm ~250,000 AMD ($677) with smaller/older 1-rooms lower; MyRealty.am (2026) 1-bedrooms ~$820–1,200 and small 2-bedrooms ~$750–950 for central/premium stock. Central cells anchored to the higher observed (Kentron/Arabkir premium) end; outer-district cells set ≈0.64× the central figure per the widely reported centre-vs-periphery gap. All eight cells are DERIVED estimates.
Notes: WIDE UNCERTAINTY and DERIVED. No Yerevan source publishes rent simultaneously by room count and by centre/outside, and the market is volatile; these cells are transparent estimates from listing-portal and agent-reported anchors, not a single observed table. Central = Kentron and prime Arabkir; outside = outer districts (e.g. Malatia-Sebastia, Nor Nork, Ajapnyak). Numbeo/Expatistan (forbidden) were not used. Replace with an official/portal market report next cycle.

WIDE UNCERTAINTY and DERIVED. No Yerevan source publishes rent simultaneously by room count and by centre/outside, and the market is volatile; these cells are transparent estimates from listing-portal and agent-reported anchors, not a single observed table. Central = Kentron and prime Arabkir; outside = outer districts (e.g. Malatia-Sebastia, Nor Nork, Ajapnyak). Numbeo/Expatistan (forbidden) were not used. Replace with an official/portal market report next cycle.

Apartment	Central	Outside centre
Studio	460 USD/mo	300 USD/mo
1-bedroom	680 USD/mo	435 USD/mo
2-bedroom	950 USD/mo	610 USD/mo
3-bedroom	1,350 USD/mo	810 USD/mo

Climate

Temperature and rainfall through the year, plus air quality.

Monthly normals — Yerevan

Climate normals for Yerevan (Climates to Travel, ~2000–2020 station period)

Research

Data as of: Dec 31, 2020
Verified: Jul 4, 2026
Method: Monthly mean daily min/max and precipitation for Yerevan. Recorded via Climates to Travel (secondary rendering of station normals), following the approach used for the sister Tbilisi city file. Cross-checked against the official NOAA/WMO 1991–2020 station CSV for Yerevan/Arabkir (WMO 37789, NCEI accession 0253808): the WMO file's Daily_Mean_Temperature series agrees closely (WMO Jan mean −2.4°C, Jul 25.6°C vs these min/max midpoints), and precipitation is comparable (WMO annual 340.6mm vs ~365mm here). The WMO file's own Daily_Maximum_Temperature and Daily_Minimum_Temperature columns are anomalous for this station (they report an implausible ~38°C July 'mean daily maximum', contradicted by every independent source which puts Yerevan's July mean max near 33–34°C), so the tMin/tMax here are taken from the consistent secondary source and corroborated by weather-and-climate.com and Weather Spark rather than from those corrupt WMO columns.
Notes: Reference period is ~2000–2020 (Climates to Travel), not strictly 1991–2020; treated as a close proxy for the 1991–2020 normal. tMax values are the mean daily maximum. Hot, dry summers (Jul–Aug max ~34–35°C) and cold winters (Jan max ~1°C, min ~−8°C); driest in mid-to-late summer, wettest in spring.

Daytime high °CNighttime low °CRainfall mm

Average day/night temperature (lines, left axis) and total rainfall (bars, right axis) for each month — 1991–2020 normals. Hover a month for exact figures.

Month by month
	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Daytime high °C	1.2°	6.5°	14.2°	19.6°	24.8°	31.2°	34.4°	34.5°	29.6°	21.6°	12.7°	4.0°
Nighttime low °C	-8.1°	-4.8°	1.3°	6.5°	10.8°	15.3°	19.1°	18.9°	13.6°	7.2°	0.0°	-4.9°
Rainfall mm	20	20	60	55	45	25	15	10	10	50	25	20

01Climate comfort3pleasant months/year3.0

What this measures

Number of months whose 1991–2020 climate normals satisfy: mean daily maximum between 15°C and 28°C and monthly precipitation under 150mm. Computed from the city's climate-normals indicator; the raw normals are stored alongside so users can judge by their own taste.

Higher is betterpleasant months/yearre-verified every 3650 days

Curated by SettleMetric

SettleMetric computation over climate-normals

Data as of: Dec 31, 2020
Verified: Jul 4, 2026
Method: Months with mean daily max 15–28°C and precipitation < 150mm: April (19.6°C), May (24.8°C), October (21.6°C) = 3. March (14.2°C) just misses the 15°C floor; September (29.6°C) and June–August (31–35°C) exceed the 28°C ceiling; Nov–Feb are too cold.

02Air quality (PM2.5)24.9µg/m³, annual mean PM2.52.0

What this measures

Annual mean fine-particulate (PM2.5) concentration for the city, latest available year. Anchors follow the WHO 2021 guideline (5 µg/m³ → 10) through the EU limit value territory (25 µg/m³ → 2). Preferred source: European Environment Agency city-level air quality data; outside Europe: WHO Ambient Air Quality Database or the national monitoring network.

Lower is betterµg/m³, annual mean PM2.5re-verified every 730 days

Research

IQAir World Air Quality Report — Yerevan annual mean (2020)

Data as of: Dec 31, 2020
Verified: Jul 4, 2026
Notes: Attribution: IQAir (aggregator of ground stations and validated sensors), same basis used for the sister Tbilisi file. 2020 annual mean 24.9 µg/m³ (2019 was 25.5) — the most recent clean full-year annual average IQAir publishes for Yerevan. About 5× the WHO 2021 guideline (5 µg/m³) and near the current EU limit value (25). Armenia's official national monitoring is run by the Hydrometeorology and Monitoring Center (Ministry of Environment), whose portal publishes real-time readings rather than a downloadable annual mean, and the WHO Ambient Air Quality Database V8.0 value for Yerevan was not cleanly extractable in this pass (the WHO interactive app is JS-rendered). Community civic-tech networks (ArmAQI, AirQuality.am) report higher recent annual means (~28–30 µg/m³ for 2024–2025), so this 2020 figure may understate current levels; winter heating and traffic are the main sources and winters are markedly worse than summers. Re-verify against the WHO database Excel and any official national annual mean next cycle.

Safety

How safe daily life is, from official crime statistics.

01Homicide ratecountry-level2.2intentional homicides per 100,000/year6.8

What this measures

Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).

Lower is betterintentional homicides per 100,000/yearre-verified every 730 days

Open data

UNODC intentional-homicide series for Armenia (via World Bank / Our World in Data mirror)

Data as of: Dec 31, 2023
Verified: Jul 4, 2026
Notes: UNODC national series: 2.21 per 100k (2023), down from 2.74 (2022) and 3.14 (2021). Figures are UNODC-sourced; the World Bank/OWID mirror was used because the UNODC data portal is an interactive app. Re-verify the exact latest year directly at data.unodc.org next cycle.

Crime by offence typecountry-levelpolice-recorded per 100,000 · 2023

Statistical Committee of Armenia (Armstat), Statistical Yearbook 2024, Table 9.1 'Number of recorded crimes' (Police of Armenia); robbery/assault/sexual violence from UNODC CTS (ICCS) 2023

Curated by SettleMetric

Data as of: Dec 31, 2023
Verified: Jul 12, 2026
Method: Recorded-crime counts (Armstat yearbook for theft and drug offences; UNODC CTS for robbery, serious assault and sexual violence) divided by the 2023 population (2,964,300), times 100,000.
Notes: Theft and drug offences are recorded-crime counts from Armstat (Police of Armenia); robbery, serious assault and sexual violence are UNODC CTS (ICCS) 2023 figures. Burglary is not reported separately — it sits inside theft. Sexual violence is the full ICCS aggregate (rape, sexual assault and other acts). Intentional homicide (2.21/100k, UNODC 2023) is the scored safety headline shown separately. Recording practices and legal definitions differ between countries, so read the levels as context, not a league table.

01Theft232per 100k

02Drug offences171per 100k

03Serious assault7.8per 100k

04Robbery7.6per 100k

05Sexual violence5.9per 100k

Theft and drug offences are recorded-crime counts from Armstat (Police of Armenia); robbery, serious assault and sexual violence are UNODC CTS (ICCS) 2023 figures. Burglary is not reported separately — it sits inside theft. Sexual violence is the full ICCS aggregate (rape, sexual assault and other acts). Intentional homicide (2.21/100k, UNODC 2023) is the scored safety headline shown separately. Recording practices and legal definitions differ between countries, so read the levels as context, not a league table.

Hate crime (police-recorded)country-levelpolice-recorded · 2024

OSCE ODIHR Hate Crime Reporting — Armenia (official police-recorded)

Official source

Data as of: Dec 31, 2024
Verified: Jul 15, 2026
Notes: OSCE ODIHR 2024: 6 hate crimes recorded by police (4 prosecuted, 1 sentenced), all logged as “Unspecified” because Armenian law enforcement does not record bias motivation — so no official racist/xenophobic figure exists (hence blank). 11 incitement cases were excluded as outside the OSCE definition; civil society reported 49 incidents (mostly anti-LGBTI). Very low counts, not comparable across countries.

recorded by police

OSCE ODIHR 2024: 6 hate crimes recorded by police (4 prosecuted, 1 sentenced), all logged as “Unspecified” because Armenian law enforcement does not record bias motivation — so no official racist/xenophobic figure exists (hence blank). 11 incitement cases were excluded as outside the OSCE definition; civil society reported 49 incidents (mostly anti-LGBTI). Very low counts, not comparable across countries.

Infrastructure

Internet speed and how parcels get to your door.

01Domestic delivery qualitycountry-levelBasic4.0

What this measures

Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.

Rated by category—re-verified every 730 days

Curated by SettleMetric

HayPost (national postal operator) service network + private courier presence

Data as of: Jul 4, 2026
Verified: Jul 4, 2026
Method: HayPost operates the national branch network with domestic parcel and EMS delivery; private couriers (local same-day services in Yerevan, plus international DHL/FedEx/UPS agents) cover the capital well. Reliable but not a dense next-day parcel-locker market like the EU leaders; delivery is mostly to-door or branch pickup, typically a few days outside Yerevan. Classified 'basic'.
Notes: Curated classification from the national operator's coverage and courier presence; no official nationwide next-day SLA or parcel-locker density figures were obtained. Re-verify with HayPost service standards next cycle.

02International delivery easecountry-levelSignificant friction4.0

What this measures

Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.

Rated by category—re-verified every 365 days

Official source

State Revenue Committee of Armenia — customs / import rules (de-minimis and clearance for parcels)

Data as of: Jul 4, 2026
Verified: Jul 4, 2026
Notes: Landlocked country with closed borders to two neighbours (Turkey, Azerbaijan); inbound goods route via Georgia or air. Major carriers (DHL, FedEx, UPS) serve Yerevan, but customs clearance on personal imports involves paperwork and duties above a modest de-minimis, and many marketplaces do not ship directly to Armenia. Classified 'significant-friction'. The exact de-minimis threshold and clearance timelines were not extracted from the SRC customs pages in this pass — flagged to confirm the specific regulation next cycle.

03Internet speedcountry-level16.4Mbps, median fixed download0.8

What this measures

Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.

Higher is betterMbps, median fixed downloadre-verified every 365 days

Open data

M-Lab NDT country aggregates for Armenia (2023 daily stats)

Data as of: Dec 31, 2023
Verified: Jul 4, 2026
Method: Median of 343 daily country medians (download_MED), 30,840 download tests, 2023 — the latest full year in M-Lab's public stats API. Same methodology as other SettleMetric countries.
Notes: M-Lab NDT is single-stream and reads well below Ookla-style figures (Ookla reported ~57 Mbps for Armenia in Jan 2025) — the two are not comparable and must not be mixed within this criterion. This is the low-consistent-methodology figure; real-world fibre in Yerevan is considerably faster.

Healthcare

What comprehensive private medical cover costs.

01Private healthcare costcountry-level352USD/year, comprehensive private insurance premium, healthy 35-year-old10.0

What this measures

Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.

Lower is betterUSD/year, comprehensive private insurance premium, healthy 35-year-oldre-verified every 365 days

Curated by SettleMetric

Nairi Insurance voluntary health insurance package (with-inpatient), as published by Repat Armenia

Data as of: Jul 4, 2026
Verified: Jul 4, 2026
Method: Nairi Insurance voluntary health insurance (VHI): 130,000 AMD/year per adult under 65 (family of 3+ discounted 30% to 91,000 AMD), coverage limit 7,000,000 AMD. Comprehensive with-inpatient package — covers outpatient care, doctor consultations, tests, hospitalization, surgery, chronic-disease monitoring, plus dental and (after a 9-month wait) pregnancy. 130,000 AMD ÷ 369.34 AMD/USD = $352/year (FX from data/fx-rates.json: 421.01 AMD/EUR ÷ 1.1399 USD/EUR, CBA/ECB 2026-07-03).
Notes: Comparable to the other countries' comprehensive (with-inpatient) basis. Private VHI is optional; Armenia is phasing in a mandatory Universal Health Insurance system (2026). This is a specific published individual premium (Nairi via Repat Armenia), not a market median — other insurers (Rosgosstrakh-Armenia, SIL, INGO, RESO, Armenia Insurance) quote on request. Pre-existing conditions are excluded and waiting periods apply. Insurers supervised by the Central Bank of Armenia.

Money & crypto

Crypto rules and how freely personal money moves.

01Crypto regulationcountry-levelLegal regulated8.0

What this measures

Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.

Rated by category—re-verified every 180 days

Official source

Central Bank of Armenia — Law on Crypto-Assets (in force 2025-07-04) and first regulatory package (effective 2026-01-31)

Data as of: Jan 31, 2026
Verified: Jul 4, 2026
Notes: Holding and trading crypto is legal for individuals; not legal tender. A comprehensive Law on Crypto-Assets (modelled on the EU's MiCA) entered into force 2025-07-04; the Central Bank of Armenia is the sole licensing authority for crypto-asset service providers, with the first subordinate regulations effective 2026-01-31 and a licensing deadline of 2027-01-31 for existing providers. Leans crypto-friendly (non-entrepreneurial individual crypto gains are widely reported as untaxed), but classified 'legal-regulated' given the new MiCA-style licensing/AML framework.

02Financial control levelcountry-levelLow10.0

What this measures

Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.

Rated by category—re-verified every 365 days

Curated by SettleMetric

PwC Worldwide Tax Summaries — Armenia (no currency/capital controls; AMD convertible) + Central Bank of Armenia FX regime

Data as of: Jul 4, 2026
Verified: Jul 4, 2026
Method: Composite: the Armenian dram (AMD) is freely convertible with no capital or currency controls on personal funds; non-residents can open bank accounts and hold foreign-currency accounts; foreigners can register a sole proprietorship and bank easily; no FBAR-style foreign-asset disclosure regime for residents. Classified 'low' state control over personal money flows. Inputs: PwC Armenia tax summaries and Central Bank of Armenia foreign-exchange rules.
Notes: Armenia has been a notably open banking destination for relocating remote workers since 2022. No IMF AREAER capital-control flags of note for personal transfers were found; re-verify against AREAER next cycle.

Language

How far English gets you in daily life and services.

01English proficiencycountry-levelModerate5.0

What this measures

Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.

Rated by category—re-verified every 730 days

Research

EF EPI 2025 — Armenia (score 515, rank 56/123, Moderate band)

Data as of: Nov 1, 2025
Verified: Jul 4, 2026
Notes: Own band informed by EF EPI (attribution: EF Education First). Score 515 falls in EF's 'Moderate' band. English is workable with younger people, in IT and the tourism/service sector in Yerevan, less so in government offices and outside the capital; Russian remains the stronger second language.

Education

International schooling options for families.

01International schools6accredited international schools, count6.3

What this measures

Count of international schools in the metro area accredited by or member of IB, CIS, COBIS, or an equivalent national-curriculum-abroad body (verified against the accreditor's public registry, not aggregator sites).

Higher is betteraccredited international schools, countre-verified every 730 days

Curated by SettleMetric

IB World Schools directory (ibo.org) + Cambridge International, US Middle States (MSA-CESS) and AEFE (French) accreditation, each verified per accreditor

Data as of: Jul 4, 2026
Verified: Jul 4, 2026
Method: Count of Yerevan schools verified against a qualifying accreditor's own registry, not aggregator sites. (1) Shirakatsy Lyceum — IB Diploma Programme, IB school code 004090 (ibo.org/en/school/004090); (2) Quantum College — IB DP, code 007055 (ibo.org/en/school/007055); (3) National Polytechnic University of Armenia Foundation Yerevan High School — IB DP, code 062724 (ibo.org find-an-ib-school); (4) CIS Armenia International School — registered Cambridge International school (IGCSE, AS/A Level); (5) QSI International School of Yerevan — US Middle States Association (MSA-CESS) accredited since 2000, College Board AP; (6) Lycée Français Anatole France — AEFE network member (partnership signed 2017-11-21), homologué by the French Ministry of National Education. Excluded: 'Fundacion Gimnasio Ingles de Armenia' (IB code 061373) is in Armenia, Quindío, COLOMBIA — not Yerevan — a name-collision caught by per-accreditor verification.
Notes: Six schools verified against IB, Cambridge, US/Middle States, and AEFE registries. Other locally-advertised 'international' schools (e.g. Dream Bridgeman Oxford, British International School of Armenia) claim 'Oxford International Curriculum' / Pearson exam-centre status but were not confirmed on a qualifying accreditor's registry, so are conservatively excluded. ±1 uncertainty: an IB candidate school or a newly-registered Cambridge centre could shift the count.

Demographics

Who else lives here — the share of foreign residents and the largest national communities, from official statistics.

Openness to foreignerscountry-levelOpenGallup MAI 5.78/9 · 2016

What this measures

How accepting the resident population is of migrants and foreigners — the inverse of xenophobia, a real concern for someone relocating. Our own five-band reading (very-open / open / moderate / reserved / low) informed primarily by the Gallup Migrant Acceptance Index (0–9 scale: three questions on migrants living in the country, becoming neighbours, and marrying into the family; 2019 wave), cross-checked where available with the World Values Survey wave 7 / European Values Study 2017 question on whether people would not want immigrants or foreign workers as neighbours (a higher share = more hostile). Banding guide against the Gallup 0–9 score: ≥7.0 very-open, 5.5–7.0 open, 4.0–5.5 moderate, 2.5–4.0 reserved, below 2.5 low (the 2019 global average of 5.21 sits in 'moderate'). Country level only: no credible city-level survey of attitudes to foreigners exists, so on city pages the country reading is shown as country context. Gallup is a research source cited with attribution, not republished in bulk; the raw index score/year and any cross-check figure are carried inside each value. Value shape: { band, gallupMai?, gallupYear?, unwantedNeighborPct?, unwantedNeighborSource? }. Display-only: attitudinal, survey-based and ~2019 vintage, so it is shown as honest context and never folded into the composite score.

Reference data—re-verified every 1825 days

Research

Gallup Migrant Acceptance Index, first wave (2016–2017 Gallup World Poll) — full 139-country table (research, attribution)

Data as of: Aug 23, 2017
Verified: Jul 15, 2026
Notes: Gallup MAI 5.78/9 (2016/2017 wave) — just above the global average; Gallup flagged Armenia as one of only two post-Soviet CIS states above the world average. Band: open.

Who lives therecountry-level

No verified breakdown published yet.

No verified breakdown of foreign residents by citizenship recorded (paired with the null foreign-population-share). Post-2022 arrivals include a large Russian remote-worker community and ~138,000 displaced ethnic Armenians from Nagorno-Karabakh (2023, many taking Armenian citizenship), but Armstat does not publish a stock table of foreign nationals by country of citizenship in a form usable here. Left null.

How you can stay

How you can legally enter and stay. These apply across Armenia.

All requirements & citizenship filter

What you'd pay in taxes

The tax schemes a freelancer can choose from. Rules are national, the same in Yerevan as anywhere in Armenia.

Full schemes & calculator

See what you would keep

Your income against Armenia's real tax schemes — the same engine as the full calculator.

Annual gross incomeCurrencyper monthBusiness expenses: 0%

1 High-tech turnover tax 1% (IT sole proprietor)
53,519 EURnet/year
10.8% burden
2 Turnover tax 10% (services, sole proprietor)
48,119 EURnet/year
19.8% burden

Who is Yerevan for?

The same place reads differently depending on why you move. Each lens pulls the facts that matter most for that plan — with sources, and the trade-offs stated plainly.

Contract or freelance in tech, billing clients abroad.

Works in your favour

Freelancer tax burden10.8%

SettleMetric tax engine over Armenia's official 2026 rules (High-Tech turnover-tax law + Tax Code Art. 258 + funded-pension rules)

Curated by SettleMetric

Data as of: Jan 1, 2026
Verified: Jul 4, 2026
Method: Best eligible scheme am-it-hightech-1 (registered high-tech IT sole proprietor, 1% turnover tax) at €60,000 = 25,260,600 AMD turnover (ECB/CBA 421.01): high-tech turnover tax 1% = 252,606 + mandatory funded pension 10%×(income−3,000,000) = 2,226,060 + health contribution 129,600 + military stamp duty 120,000 = 2,728,266 AMD of levies → 10.8%. The pension is charged on GROSS turnover (not profit) and dominates the burden, so the real cost is far above the headline 1%. Modelled with the pension uncapped (no individual-entrepreneur ceiling confirmed in official sources); a ceiling, if it applies, would lower this figure.
Notes: Micro-business 0% is unavailable to IT/consulting/professional services (excluded since July 2025). The turnover-tax 10% and general 20% regimes give higher burdens (~19.8% and ~27.8% at €60k respectively).

Cost of living (single, excl. rent)$187/mo

Armstat — Integrated Living Conditions Survey (ILCS) 2024, average monthly per-capita consumption expenditures, urban communities

Curated by SettleMetric

Data as of: Dec 31, 2024
Verified: Jul 4, 2026
Method: Armstat ILCS 2024 average monthly per-capita consumption expenditure, urban communities = 66,245 AMD (Table 3.5/3.6, 'Household Income, Expenditures, and Basic Food Consumption', poverty_2025_en_3.pdf). The urban basis is used because Yerevan is fully urban. The Armenian ILCS consumption basket contains NO rent line (housing appears only as Utilities 10,646 AMD; owner-occupancy dominates and paid rent is not captured), so the figure already excludes rent — no subtraction needed. CPI-uplifted from 2024 to mid-2026 by ×1.045 (Armenia inflation ≈0.3% in 2024, ≈2.7–3.9% through 2025, 3% CBA target for 2026) → 69,226 AMD → $187 at 369.34 AMD/USD. FX from data/fx-rates.json: 421.01 AMD/EUR ÷ 1.1399 USD/EUR = 369.34 AMD/USD (CBA/ECB 2026-07-03).
Notes: Per-capita ILCS basis (one adult's non-rent consumption), not a separate one-person-household survey (Armstat does not publish the latter for a single-person basket). National per-capita total is 60,941 AMD; the urban figure (66,245 AMD) is used as the Yerevan-relevant basis. Numbeo/Expatistan (forbidden) were not used.

Watch-outs

Internet speed16 Mbps

M-Lab NDT country aggregates for Armenia (2023 daily stats)

Open data

Data as of: Dec 31, 2023
Verified: Jul 4, 2026
Method: Median of 343 daily country medians (download_MED), 30,840 download tests, 2023 — the latest full year in M-Lab's public stats API. Same methodology as other SettleMetric countries.
Notes: M-Lab NDT is single-stream and reads well below Ookla-style figures (Ookla reported ~57 Mbps for Armenia in Jan 2025) — the two are not comparable and must not be mixed within this criterion. This is the low-consistent-methodology figure; real-world fibre in Yerevan is considerably faster.

English proficiencyModerate

EF EPI 2025 — Armenia (score 515, rank 56/123, Moderate band)

Research

Data as of: Nov 1, 2025
Verified: Jul 4, 2026
Notes: Own band informed by EF EPI (attribution: EF Education First). Score 515 falls in EF's 'Moderate' band. English is workable with younger people, in IT and the tourism/service sector in Yerevan, less so in government offices and outside the capital; Russian remains the stronger second language.

Domestic delivery qualityBasic

HayPost (national postal operator) service network + private courier presence

Curated by SettleMetric

Data as of: Jul 4, 2026
Verified: Jul 4, 2026
Method: HayPost operates the national branch network with domestic parcel and EMS delivery; private couriers (local same-day services in Yerevan, plus international DHL/FedEx/UPS agents) cover the capital well. Reliable but not a dense next-day parcel-locker market like the EU leaders; delivery is mostly to-door or branch pickup, typically a few days outside Yerevan. Classified 'basic'.
Notes: Curated classification from the national operator's coverage and courier presence; no official nationwide next-day SLA or parcel-locker density figures were obtained. Re-verify with HayPost service standards next cycle.

Relocating with a partner and school-age children.

Works in your favour

Homicide rate2.21/100k

UNODC intentional-homicide series for Armenia (via World Bank / Our World in Data mirror)

Open data

Data as of: Dec 31, 2023
Verified: Jul 4, 2026
Notes: UNODC national series: 2.21 per 100k (2023), down from 2.74 (2022) and 3.14 (2021). Figures are UNODC-sourced; the World Bank/OWID mirror was used because the UNODC data portal is an interactive app. Re-verify the exact latest year directly at data.unodc.org next cycle.

Private healthcare cost$352/yr

Nairi Insurance voluntary health insurance package (with-inpatient), as published by Repat Armenia

Curated by SettleMetric

Data as of: Jul 4, 2026
Verified: Jul 4, 2026
Method: Nairi Insurance voluntary health insurance (VHI): 130,000 AMD/year per adult under 65 (family of 3+ discounted 30% to 91,000 AMD), coverage limit 7,000,000 AMD. Comprehensive with-inpatient package — covers outpatient care, doctor consultations, tests, hospitalization, surgery, chronic-disease monitoring, plus dental and (after a 9-month wait) pregnancy. 130,000 AMD ÷ 369.34 AMD/USD = $352/year (FX from data/fx-rates.json: 421.01 AMD/EUR ÷ 1.1399 USD/EUR, CBA/ECB 2026-07-03).
Notes: Comparable to the other countries' comprehensive (with-inpatient) basis. Private VHI is optional; Armenia is phasing in a mandatory Universal Health Insurance system (2026). This is a specific published individual premium (Nairi via Repat Armenia), not a market median — other insurers (Rosgosstrakh-Armenia, SIL, INGO, RESO, Armenia Insurance) quote on request. Pre-existing conditions are excluded and waiting periods apply. Insurers supervised by the Central Bank of Armenia.

Watch-outs

International schools6

IB World Schools directory (ibo.org) + Cambridge International, US Middle States (MSA-CESS) and AEFE (French) accreditation, each verified per accreditor

Curated by SettleMetric

Data as of: Jul 4, 2026
Verified: Jul 4, 2026
Method: Count of Yerevan schools verified against a qualifying accreditor's own registry, not aggregator sites. (1) Shirakatsy Lyceum — IB Diploma Programme, IB school code 004090 (ibo.org/en/school/004090); (2) Quantum College — IB DP, code 007055 (ibo.org/en/school/007055); (3) National Polytechnic University of Armenia Foundation Yerevan High School — IB DP, code 062724 (ibo.org find-an-ib-school); (4) CIS Armenia International School — registered Cambridge International school (IGCSE, AS/A Level); (5) QSI International School of Yerevan — US Middle States Association (MSA-CESS) accredited since 2000, College Board AP; (6) Lycée Français Anatole France — AEFE network member (partnership signed 2017-11-21), homologué by the French Ministry of National Education. Excluded: 'Fundacion Gimnasio Ingles de Armenia' (IB code 061373) is in Armenia, Quindío, COLOMBIA — not Yerevan — a name-collision caught by per-accreditor verification.
Notes: Six schools verified against IB, Cambridge, US/Middle States, and AEFE registries. Other locally-advertised 'international' schools (e.g. Dream Bridgeman Oxford, British International School of Armenia) claim 'Oxford International Curriculum' / Pearson exam-centre status but were not confirmed on a qualifying accreditor's registry, so are conservatively excluded. ±1 uncertainty: an IB candidate school or a newly-registered Cambridge centre could shift the count.

Air quality (PM2.5)24.9 µg/m³

IQAir World Air Quality Report — Yerevan annual mean (2020)

Research

Data as of: Dec 31, 2020
Verified: Jul 4, 2026
Notes: Attribution: IQAir (aggregator of ground stations and validated sensors), same basis used for the sister Tbilisi file. 2020 annual mean 24.9 µg/m³ (2019 was 25.5) — the most recent clean full-year annual average IQAir publishes for Yerevan. About 5× the WHO 2021 guideline (5 µg/m³) and near the current EU limit value (25). Armenia's official national monitoring is run by the Hydrometeorology and Monitoring Center (Ministry of Environment), whose portal publishes real-time readings rather than a downloadable annual mean, and the WHO Ambient Air Quality Database V8.0 value for Yerevan was not cleanly extractable in this pass (the WHO interactive app is JS-rendered). Community civic-tech networks (ArmAQI, AirQuality.am) report higher recent annual means (~28–30 µg/m³ for 2024–2025), so this 2020 figure may understate current levels; winter heating and traffic are the main sources and winters are markedly worse than summers. Re-verify against the WHO database Excel and any official national annual mean next cycle.

Optimising tax, banking and crypto rules.

Works in your favour

Crypto regulationLegal regulated

Central Bank of Armenia — Law on Crypto-Assets (in force 2025-07-04) and first regulatory package (effective 2026-01-31)

Official source

Data as of: Jan 31, 2026
Verified: Jul 4, 2026
Notes: Holding and trading crypto is legal for individuals; not legal tender. A comprehensive Law on Crypto-Assets (modelled on the EU's MiCA) entered into force 2025-07-04; the Central Bank of Armenia is the sole licensing authority for crypto-asset service providers, with the first subordinate regulations effective 2026-01-31 and a licensing deadline of 2027-01-31 for existing providers. Leans crypto-friendly (non-entrepreneurial individual crypto gains are widely reported as untaxed), but classified 'legal-regulated' given the new MiCA-style licensing/AML framework.

Financial control levelLow

PwC Worldwide Tax Summaries — Armenia (no currency/capital controls; AMD convertible) + Central Bank of Armenia FX regime

Curated by SettleMetric

Data as of: Jul 4, 2026
Verified: Jul 4, 2026
Method: Composite: the Armenian dram (AMD) is freely convertible with no capital or currency controls on personal funds; non-residents can open bank accounts and hold foreign-currency accounts; foreigners can register a sole proprietorship and bank easily; no FBAR-style foreign-asset disclosure regime for residents. Classified 'low' state control over personal money flows. Inputs: PwC Armenia tax summaries and Central Bank of Armenia foreign-exchange rules.
Notes: Armenia has been a notably open banking destination for relocating remote workers since 2022. No IMF AREAER capital-control flags of note for personal transfers were found; re-verify against AREAER next cycle.

Freelancer tax burden10.8%

SettleMetric tax engine over Armenia's official 2026 rules (High-Tech turnover-tax law + Tax Code Art. 258 + funded-pension rules)

Curated by SettleMetric

Data as of: Jan 1, 2026
Verified: Jul 4, 2026
Method: Best eligible scheme am-it-hightech-1 (registered high-tech IT sole proprietor, 1% turnover tax) at €60,000 = 25,260,600 AMD turnover (ECB/CBA 421.01): high-tech turnover tax 1% = 252,606 + mandatory funded pension 10%×(income−3,000,000) = 2,226,060 + health contribution 129,600 + military stamp duty 120,000 = 2,728,266 AMD of levies → 10.8%. The pension is charged on GROSS turnover (not profit) and dominates the burden, so the real cost is far above the headline 1%. Modelled with the pension uncapped (no individual-entrepreneur ceiling confirmed in official sources); a ceiling, if it applies, would lower this figure.
Notes: Micro-business 0% is unavailable to IT/consulting/professional services (excluded since July 2025). The turnover-tax 10% and general 20% regimes give higher burdens (~19.8% and ~27.8% at €60k respectively).

Prioritising safety, air, and an easy daily life.

Works in your favour

Homicide rate2.21/100k

UNODC intentional-homicide series for Armenia (via World Bank / Our World in Data mirror)

Open data

Data as of: Dec 31, 2023
Verified: Jul 4, 2026
Notes: UNODC national series: 2.21 per 100k (2023), down from 2.74 (2022) and 3.14 (2021). Figures are UNODC-sourced; the World Bank/OWID mirror was used because the UNODC data portal is an interactive app. Re-verify the exact latest year directly at data.unodc.org next cycle.

Cost of living (single, excl. rent)$187/mo

Armstat — Integrated Living Conditions Survey (ILCS) 2024, average monthly per-capita consumption expenditures, urban communities

Curated by SettleMetric

Data as of: Dec 31, 2024
Verified: Jul 4, 2026
Method: Armstat ILCS 2024 average monthly per-capita consumption expenditure, urban communities = 66,245 AMD (Table 3.5/3.6, 'Household Income, Expenditures, and Basic Food Consumption', poverty_2025_en_3.pdf). The urban basis is used because Yerevan is fully urban. The Armenian ILCS consumption basket contains NO rent line (housing appears only as Utilities 10,646 AMD; owner-occupancy dominates and paid rent is not captured), so the figure already excludes rent — no subtraction needed. CPI-uplifted from 2024 to mid-2026 by ×1.045 (Armenia inflation ≈0.3% in 2024, ≈2.7–3.9% through 2025, 3% CBA target for 2026) → 69,226 AMD → $187 at 369.34 AMD/USD. FX from data/fx-rates.json: 421.01 AMD/EUR ÷ 1.1399 USD/EUR = 369.34 AMD/USD (CBA/ECB 2026-07-03).
Notes: Per-capita ILCS basis (one adult's non-rent consumption), not a separate one-person-household survey (Armstat does not publish the latter for a single-person basket). National per-capita total is 60,941 AMD; the urban figure (66,245 AMD) is used as the Yerevan-relevant basis. Numbeo/Expatistan (forbidden) were not used.

Watch-outs

Air quality (PM2.5)24.9 µg/m³

IQAir World Air Quality Report — Yerevan annual mean (2020)

Research

Data as of: Dec 31, 2020
Verified: Jul 4, 2026
Notes: Attribution: IQAir (aggregator of ground stations and validated sensors), same basis used for the sister Tbilisi file. 2020 annual mean 24.9 µg/m³ (2019 was 25.5) — the most recent clean full-year annual average IQAir publishes for Yerevan. About 5× the WHO 2021 guideline (5 µg/m³) and near the current EU limit value (25). Armenia's official national monitoring is run by the Hydrometeorology and Monitoring Center (Ministry of Environment), whose portal publishes real-time readings rather than a downloadable annual mean, and the WHO Ambient Air Quality Database V8.0 value for Yerevan was not cleanly extractable in this pass (the WHO interactive app is JS-rendered). Community civic-tech networks (ArmAQI, AirQuality.am) report higher recent annual means (~28–30 µg/m³ for 2024–2025), so this 2020 figure may understate current levels; winter heating and traffic are the main sources and winters are markedly worse than summers. Re-verify against the WHO database Excel and any official national annual mean next cycle.

Climate comfort3/12 mo

SettleMetric computation over climate-normals

Curated by SettleMetric

Data as of: Dec 31, 2020
Verified: Jul 4, 2026
Method: Months with mean daily max 15–28°C and precipitation < 150mm: April (19.6°C), May (24.8°C), October (21.6°C) = 3. March (14.2°C) just misses the 15°C floor; September (29.6°C) and June–August (31–35°C) exceed the 28°C ceiling; Nov–Feb are too cold.