Coste de vida en Armenia

Armstat — Integrated Living Conditions Survey (ILCS) 2024, average monthly per-capita consumption expenditures, urban communities ↗

Recopilado por SettleMetric

Datos a fecha de

31 dic 2024

Verificado

4 jul 2026

Método

Armstat ILCS 2024 average monthly per-capita consumption expenditure, urban communities = 66,245 AMD (Table 3.5/3.6, 'Household Income, Expenditures, and Basic Food Consumption', poverty_2025_en_3.pdf). The urban basis is used because Yerevan is fully urban. The Armenian ILCS consumption basket contains NO rent line (housing appears only as Utilities 10,646 AMD; owner-occupancy dominates and paid rent is not captured), so the figure already excludes rent — no subtraction needed. CPI-uplifted from 2024 to mid-2026 by ×1.045 (Armenia inflation ≈0.3% in 2024, ≈2.7–3.9% through 2025, 3% CBA target for 2026) → 69,226 AMD → $187 at 369.34 AMD/USD. FX from data/fx-rates.json: 421.01 AMD/EUR ÷ 1.1399 USD/EUR = 369.34 AMD/USD (CBA/ECB 2026-07-03).

Notas

Per-capita ILCS basis (one adult's non-rent consumption), not a separate one-person-household survey (Armstat does not publish the latter for a single-person basket). National per-capita total is 60,941 AMD; the urban figure (66,245 AMD) is used as the Yerevan-relevant basis. Numbeo/Expatistan (forbidden) were not used.

Triangulation: Armstat State Cadastre average Yerevan apartment value (426,800 AMD/m², 2024) × region-cited citywide gross rental yield (≈7.8%), cross-checked against Yerevan market reporting (Armenian Mirror-Spectator, agent-quoted) ↗

Recopilado por SettleMetric

Datos a fecha de

31 mar 2025

Verificado

4 jul 2026

Método

Armenia's cadastre registers rental transaction COUNTS but not prices (Armstat 'Housing stock and communal economy 2024'), and Numbeo/Expatistan are forbidden, so a city-average is triangulated. (A) Official yield method: 45 m² × 426,800 AMD/m² (Armstat State Cadastre citywide average apartment value, 2024) × 7.8% gross rental yield ÷ 12 = ~124,800 AMD/mo (~$338), a citywide figure dragged down by cheap outer districts. (B) Market report (Armenian Mirror-Spectator, Mar 2025, quoting a Yerevan letting agent): 130,000–140,000 AMD ($331–356) 'the norm' for basic apartments; tiny 1-room ~110,000 AMD ($298); standard 2-room Arabkir ~250,000 AMD ($637). A standard (not center-luxury, not dormitory) 1-bedroom sits mid-band → 150,000 AMD/mo → $406 at 369.34 AMD/USD (FX from data/fx-rates.json: 421.01 AMD/EUR ÷ 1.1399 USD/EUR).

Notas

Yerevan city-average asking rent for a standard 1-bedroom; central Kentron asking runs materially higher (city-center 1-brs commonly $550–900+), outer districts lower. Curated market estimate, not an official price (Armenia publishes no official rent price series). Rents post-2022 are volatile; re-verify from List.am/MyRealty.am aggregates or an updated market report next cycle. Numbeo/Expatistan not used.

Nairi Insurance voluntary health insurance package (with-inpatient), as published by Repat Armenia ↗

Recopilado por SettleMetric

Datos a fecha de

4 jul 2026

Verificado

4 jul 2026

Método

Nairi Insurance voluntary health insurance (VHI): 130,000 AMD/year per adult under 65 (family of 3+ discounted 30% to 91,000 AMD), coverage limit 7,000,000 AMD. Comprehensive with-inpatient package — covers outpatient care, doctor consultations, tests, hospitalization, surgery, chronic-disease monitoring, plus dental and (after a 9-month wait) pregnancy. 130,000 AMD ÷ 369.34 AMD/USD = $352/year (FX from data/fx-rates.json: 421.01 AMD/EUR ÷ 1.1399 USD/EUR, CBA/ECB 2026-07-03).

Notas

Comparable to the other countries' comprehensive (with-inpatient) basis. Private VHI is optional; Armenia is phasing in a mandatory Universal Health Insurance system (2026). This is a specific published individual premium (Nairi via Repat Armenia), not a market median — other insurers (Rosgosstrakh-Armenia, SIL, INGO, RESO, Armenia Insurance) quote on request. Pre-existing conditions are excluded and waiting periods apply. Insurers supervised by the Central Bank of Armenia.