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Cyprus vs. Portugal

Cyprus va por delante en impuestos, coste de vida. Portugal va por delante en dinero y cripto, seguridad, vivienda, sanidad, idioma, infraestructura. Abajo, los datos criterio por criterio.

Verificado

Marcador

Las cifras clave cara a cara, con el lado más fuerte señalado. La puntuación global es decorativa; lo que importa es qué datos encajan contigo.

Resultado principal

Portugal va por delante en 4 de 6

Cyprus

2

Portugal

4

01Cost of living (single, excl. rent)
Cyprusmejor
$970/mo

CYSTAT Household Budget Survey 2023 (mean household consumption by COICOP), single-person basket curated

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
CYSTAT HBS 2023 gives mean annual consumption €43,263 per household (avg 2.6 persons, government-controlled area). A single-person, rent-excluded basket matching the criterion (food, transport, utilities, mobile+internet, modest leisure, personal care, out-of-pocket health) was built from the COICOP categories: food 6,254 + transport 5,004 + utilities (30% of the 11,884 housing category ≈ 3,565) + info&comm 1,468 + recreation 1,870 + half of restaurants (2,389) + personal care 2,075 + half of health (1,093) = ≈23,717/household/yr; ÷2.6 persons ×1.12 single-person economies-of-scale uplift = €851/mo; × ECB EUR/USD 1.1399 (2026-07-02) = ≈$970. Rent and imputed rent excluded. This is a curated estimate — CYSTAT does not publish a one-person-household table in the summary release, and housing utilities were split from rent using the ~30% ratio implied by Eurostat HICP weights for Cyprus.
Portugal
$1166/mo

INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
Notas
National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
02Freelancer tax burden
Cyprusmejor
26,5%

SettleMetric tax engine over official 2026 rules (Cyprus Tax Department PIT calculator + MLSI social insurance + GeSY financing)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best (and only) eligible self-employed scheme cy-self-employed-pit at €60,000 revenue with 10% deductible expenses (profit €54,000): social insurance 16.6% × 54,000 = 8,964; GHS 4% × 54,000 = 2,160; both deducted from the PIT base → chargeable 42,876; PIT on the 2026 bands (tax-free to 22,000; 20% 22–32k = 2,000; 25% 32–42k = 2,500; 30% on 876 = 262.80) = 4,762.80. Total levies 15,886.80 ÷ 60,000 = 26.5%. Non-dom status and the 50% first-employment exemption do not reduce self-employment trading income. Note: if the Income Tax Law Art.14 1/5 (20%) cap on the deductibility of contributions is applied strictly, the burden rises to ~27.7%; the full-deduction figure (common practitioner treatment) is used here.
Portugal
30%

SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
03Homicide rate
Cyprus
0,93/100k

Eurostat — police-recorded intentional homicide (ICCS0101, per 100k)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
2024 = 0.93 per 100,000 (latest year). Small-population volatility: the series swings year to year (2022: 0.77; 2023: 1.05; 2024: 0.93). Covers the government-controlled area.
Portugalmejor
0,68/100k

Eurostat — police-recorded intentional homicide (ICCS 0101)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
04Internet speed
Cyprus
17 Mbps

M-Lab NDT country aggregates for Cyprus

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
Median of 343 daily country-level download medians (download_MED) for 2023 — the latest full year in M-Lab's public stats API (2024 has only ~86 days; 2025/2026 not yet published).
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. Cyprus fixed broadband is largely VDSL/FTTH; real retail speeds are much higher than this test-based median.
Portugalmejor
40 Mbps

M-Lab NDT country aggregates for Portugal

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Método
M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.
05English proficiency
Cyprus
High

EF EPI 2025 (Cyprus rank 40, score 537 — 'Moderate' band) + official language/service-sector reality

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Our band 'high'. English is very widely usable in daily life across Cyprus — a former British colony where English is common in business, tourism, banking, private healthcare and among the large expat community, and is widely taught. We place it one band above EF EPI's 2025 'Moderate' (score 537, dropped 21 points from 2024) because EF measures adult test-takers rather than the service-sector prevalence a resident actually encounters; government paperwork is primarily in Greek. Attribution: EF Education First.
Portugalmejor
Very high

EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.
06Private healthcare cost
Cyprus
$1370/yr

Cyprus private medical insurers — comprehensive (inpatient + outpatient) plans, market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive plans covering BOTH inpatient and outpatient care for a healthy 35-year-old (e.g. top-tier plans from Eurolife/Medica, TruCare, Bupa Global local) run ≈ €80–150/month ≈ €960–1,800/yr; healthy-35 midpoint ≈ €1,200/yr ≈ $1,370 at 1.1399 EUR/USD. Chosen on the with-inpatient comprehensive basis to be comparable across countries. Premiums are quoted on request (insurers do not publish full tables), so this is a curated market midpoint, not an engine quote. Cheaper inpatient-only or outpatient-only plans exist (≈ €500–720/yr). Residents are also covered by the public GHS/GeSY.
Portugalmejor
$650/yr

Médis / Multicare / AdvanceCare / Allianz comprehensive (with-hospitalization) plans — market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.

Veredicto

Cada perspectiva pondera solo los datos que importan a ese plan y dice a qué lado favorece.

Informática remota / autónomo

Contrato o trabajo por cuenta propia en tecnología, facturando a clientes de fuera.

Muy reñido para este plan

01Freelancer tax burden
Cyprusmejor
26,5%

SettleMetric tax engine over official 2026 rules (Cyprus Tax Department PIT calculator + MLSI social insurance + GeSY financing)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best (and only) eligible self-employed scheme cy-self-employed-pit at €60,000 revenue with 10% deductible expenses (profit €54,000): social insurance 16.6% × 54,000 = 8,964; GHS 4% × 54,000 = 2,160; both deducted from the PIT base → chargeable 42,876; PIT on the 2026 bands (tax-free to 22,000; 20% 22–32k = 2,000; 25% 32–42k = 2,500; 30% on 876 = 262.80) = 4,762.80. Total levies 15,886.80 ÷ 60,000 = 26.5%. Non-dom status and the 50% first-employment exemption do not reduce self-employment trading income. Note: if the Income Tax Law Art.14 1/5 (20%) cap on the deductibility of contributions is applied strictly, the burden rises to ~27.7%; the full-deduction figure (common practitioner treatment) is used here.
Portugal
30%

SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
02Internet speed
Cyprus
17 Mbps

M-Lab NDT country aggregates for Cyprus

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
Median of 343 daily country-level download medians (download_MED) for 2023 — the latest full year in M-Lab's public stats API (2024 has only ~86 days; 2025/2026 not yet published).
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. Cyprus fixed broadband is largely VDSL/FTTH; real retail speeds are much higher than this test-based median.
Portugalmejor
40 Mbps

M-Lab NDT country aggregates for Portugal

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Método
M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.
03English proficiency
Cyprus
High

EF EPI 2025 (Cyprus rank 40, score 537 — 'Moderate' band) + official language/service-sector reality

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Our band 'high'. English is very widely usable in daily life across Cyprus — a former British colony where English is common in business, tourism, banking, private healthcare and among the large expat community, and is widely taught. We place it one band above EF EPI's 2025 'Moderate' (score 537, dropped 21 points from 2024) because EF measures adult test-takers rather than the service-sector prevalence a resident actually encounters; government paperwork is primarily in Greek. Attribution: EF Education First.
Portugalmejor
Very high

EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.
04Cost of living (single, excl. rent)
Cyprusmejor
$970/mo

CYSTAT Household Budget Survey 2023 (mean household consumption by COICOP), single-person basket curated

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
CYSTAT HBS 2023 gives mean annual consumption €43,263 per household (avg 2.6 persons, government-controlled area). A single-person, rent-excluded basket matching the criterion (food, transport, utilities, mobile+internet, modest leisure, personal care, out-of-pocket health) was built from the COICOP categories: food 6,254 + transport 5,004 + utilities (30% of the 11,884 housing category ≈ 3,565) + info&comm 1,468 + recreation 1,870 + half of restaurants (2,389) + personal care 2,075 + half of health (1,093) = ≈23,717/household/yr; ÷2.6 persons ×1.12 single-person economies-of-scale uplift = €851/mo; × ECB EUR/USD 1.1399 (2026-07-02) = ≈$970. Rent and imputed rent excluded. This is a curated estimate — CYSTAT does not publish a one-person-household table in the summary release, and housing utilities were split from rent using the ~30% ratio implied by Eurostat HICP weights for Cyprus.
Portugal
$1166/mo

INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
Notas
National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
05Domestic delivery quality
Cyprus
Good

Cyprus Post (national operator) + ACS Courier / DHL (largest domestic carrier) official pages

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Classified from the national postal operator's and the largest private courier's official service/coverage data: Cyprus Post (~51 service points, EMS, tracking) plus ACS Courier (largest domestic courier, DHL's exclusive Cyprus parcel partner, cash-on-delivery, Saturday delivery) and DHL/UPS/FedEx cover the whole government-controlled area. Typically 1–3 day to-door delivery with tracking and common cash-on-delivery, but parcel-locker density is low compared with locker-first markets → 'good' rather than 'excellent'.
Notas
Small-island logistics; government-controlled area.
Portugal
Good

CTT Correios de Portugal — express delivery times, coverage and Collectt/Locky network (official service pages)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2025
Verificado
4 jul 2026
Método
National operator CTT offers next-day ('Expresso Para Amanhã') and 2-day express nationwide, with the Collectt pickup network (CTT shops + Payshop agents + Locky 24/7 parcel lockers) and real-time tracking. Private carriers DPD, GLS, DHL, UPS, Chronopost and Seur operate nationwide. Rated 'good' — 1–3 day delivery is the norm and lockers exist in cities, but locker density and universal next-day are below the best-in-class (e.g. Poland's InPost).

Familia

Mudarse con pareja e hijos en edad escolar.

Portugal encaja mejor: 3 de 3

01Homicide rate
Cyprus
0,93/100k

Eurostat — police-recorded intentional homicide (ICCS0101, per 100k)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
2024 = 0.93 per 100,000 (latest year). Small-population volatility: the series swings year to year (2022: 0.77; 2023: 1.05; 2024: 0.93). Covers the government-controlled area.
Portugalmejor
0,68/100k

Eurostat — police-recorded intentional homicide (ICCS 0101)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
02Private healthcare cost
Cyprus
$1370/yr

Cyprus private medical insurers — comprehensive (inpatient + outpatient) plans, market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive plans covering BOTH inpatient and outpatient care for a healthy 35-year-old (e.g. top-tier plans from Eurolife/Medica, TruCare, Bupa Global local) run ≈ €80–150/month ≈ €960–1,800/yr; healthy-35 midpoint ≈ €1,200/yr ≈ $1,370 at 1.1399 EUR/USD. Chosen on the with-inpatient comprehensive basis to be comparable across countries. Premiums are quoted on request (insurers do not publish full tables), so this is a curated market midpoint, not an engine quote. Cheaper inpatient-only or outpatient-only plans exist (≈ €500–720/yr). Residents are also covered by the public GHS/GeSY.
Portugalmejor
$650/yr

Médis / Multicare / AdvanceCare / Allianz comprehensive (with-hospitalization) plans — market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.
03English proficiency
Cyprus
High

EF EPI 2025 (Cyprus rank 40, score 537 — 'Moderate' band) + official language/service-sector reality

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Our band 'high'. English is very widely usable in daily life across Cyprus — a former British colony where English is common in business, tourism, banking, private healthcare and among the large expat community, and is widely taught. We place it one band above EF EPI's 2025 'Moderate' (score 537, dropped 21 points from 2024) because EF measures adult test-takers rather than the service-sector prevalence a resident actually encounters; government paperwork is primarily in Greek. Attribution: EF Education First.
Portugalmejor
Very high

EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.

Dinero y cripto

Optimizar impuestos, banca y normas sobre cripto.

Muy reñido para este plan

01Crypto regulation
Cyprus
Legal regulated

Central Bank of Cyprus — MiCAR (Markets in Crypto-Assets Regulation, EU 2023/1114)

Fuente oficial

Datos a fecha de
1 jul 2026
Verificado
4 jul 2026
Notas
Holding, trading and cashing out crypto are legal for individuals under standard EU rules. Cyprus applies MiCAR (supervised by CySEC and, for e-money/asset-referenced tokens, the Central Bank of Cyprus); the former national CASP register (CySEC) is being wound down — CASPs must be MiCA-authorised by 27 Feb 2026 and legacy registrations expire by 1 Jul 2026. Individual crypto gains are generally taxed under normal rules (badges-of-trade test); no crypto-specific individual tax break was found on official pages at verification.
Portugalmejor
Legal friendly

Autoridade Tributária — Criptoativos: conceito fiscal e tributação (folheto informativo)

Fuente oficial

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Notas
Legal for individuals; regulated under EU MiCA/CARF. Since Law 24-D/2022: capital gains on crypto held ≥365 days are tax-EXEMPT (declared in Anexo G1); gains on assets held <365 days are taxed at a 28% autonomous rate (Category G, option to aggregate); crypto-to-crypto swaps are deferred (not taxed at the swap). Frequent/professional trading may be reclassified as Category B (general rates). Classified legal-friendly for the explicit long-term-holding exemption; short-term gains are still fully taxed.
02Financial control level
Cyprus
Low

Central Bank of Cyprus (euro-area member, no capital controls since 2015) + Cyprus in the EU single market

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Composite: Cyprus is a euro-area EU member — the euro is fully convertible with free movement of capital across the EU/EEA; the 2013 capital controls were fully lifted in April 2015 and none apply today. Non-residents can open bank accounts (subject to standard AML/KYC). No FBAR-style foreign-account self-declaration for residents; standard EU CRS automatic exchange applies via banks. Non-dom residents are exempt from Special Defence Contribution on dividends/interest, reducing the reporting burden on passive income. No cash-transaction limit as restrictive as some EU states. Classified 'low' state control over personal money flows.
Portugal
Low

ASAE — cash-payment limits (Art. 63.º-E Lei Geral Tributária); euro-area free movement of capital

Fuente oficial

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Composite: euro-area member, no currency or capital controls, EUR fully convertible; free movement of capital guaranteed by the EU Treaty (Art. 63 TFEU). Non-resident bank accounts routinely available. Standard EU CRS/DAC reporting via banks; no FBAR-style personal foreign-account self-declaration for individuals. Cash-payment limit €2,999.99 for residents (natural persons) and €9,999.99 for non-residents not acting as merchants (Art. 63.º-E LGT) — a limit on cash, not on bank money movement. Rated 'low' state control over personal money flows.
03Freelancer tax burden
Cyprusmejor
26,5%

SettleMetric tax engine over official 2026 rules (Cyprus Tax Department PIT calculator + MLSI social insurance + GeSY financing)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best (and only) eligible self-employed scheme cy-self-employed-pit at €60,000 revenue with 10% deductible expenses (profit €54,000): social insurance 16.6% × 54,000 = 8,964; GHS 4% × 54,000 = 2,160; both deducted from the PIT base → chargeable 42,876; PIT on the 2026 bands (tax-free to 22,000; 20% 22–32k = 2,000; 25% 32–42k = 2,500; 30% on 876 = 262.80) = 4,762.80. Total levies 15,886.80 ÷ 60,000 = 26.5%. Non-dom status and the 50% first-employment exemption do not reduce self-employment trading income. Note: if the Income Tax Law Art.14 1/5 (20%) cap on the deductibility of contributions is applied strictly, the burden rises to ~27.7%; the full-deduction figure (common practitioner treatment) is used here.
Portugal
30%

SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.

Vida tranquila

Priorizar la seguridad, el aire y una vida diaria sencilla.

Muy reñido para este plan

01Homicide rate
Cyprus
0,93/100k

Eurostat — police-recorded intentional homicide (ICCS0101, per 100k)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
2024 = 0.93 per 100,000 (latest year). Small-population volatility: the series swings year to year (2022: 0.77; 2023: 1.05; 2024: 0.93). Covers the government-controlled area.
Portugalmejor
0,68/100k

Eurostat — police-recorded intentional homicide (ICCS 0101)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
02Cost of living (single, excl. rent)
Cyprusmejor
$970/mo

CYSTAT Household Budget Survey 2023 (mean household consumption by COICOP), single-person basket curated

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
CYSTAT HBS 2023 gives mean annual consumption €43,263 per household (avg 2.6 persons, government-controlled area). A single-person, rent-excluded basket matching the criterion (food, transport, utilities, mobile+internet, modest leisure, personal care, out-of-pocket health) was built from the COICOP categories: food 6,254 + transport 5,004 + utilities (30% of the 11,884 housing category ≈ 3,565) + info&comm 1,468 + recreation 1,870 + half of restaurants (2,389) + personal care 2,075 + half of health (1,093) = ≈23,717/household/yr; ÷2.6 persons ×1.12 single-person economies-of-scale uplift = €851/mo; × ECB EUR/USD 1.1399 (2026-07-02) = ≈$970. Rent and imputed rent excluded. This is a curated estimate — CYSTAT does not publish a one-person-household table in the summary release, and housing utilities were split from rent using the ~30% ratio implied by Eurostat HICP weights for Cyprus.
Portugal
$1166/mo

INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
Notas
National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.

Detalles

Impuestos

01+Freelancer tax burden% effective burden at €60k/year self-employed profileCyprusmejor26,5Portugal30

Qué mide esto

Effective total burden (income tax + mandatory social and health contributions) for a solo IT freelancer with €60,000/year revenue and 10% deductible expenses, using the most favourable eligible scheme in the country's tax-schemes data. Computed by the SettleMetric tax engine; recorded as a curated value with the winning scheme id in method.

Cuanto más bajo, mejor· % effective burden at €60k/year self-employed profile· se vuelve a verificar cada 365 días

Cyprus

SettleMetric tax engine over official 2026 rules (Cyprus Tax Department PIT calculator + MLSI social insurance + GeSY financing)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best (and only) eligible self-employed scheme cy-self-employed-pit at €60,000 revenue with 10% deductible expenses (profit €54,000): social insurance 16.6% × 54,000 = 8,964; GHS 4% × 54,000 = 2,160; both deducted from the PIT base → chargeable 42,876; PIT on the 2026 bands (tax-free to 22,000; 20% 22–32k = 2,000; 25% 32–42k = 2,500; 30% on 876 = 262.80) = 4,762.80. Total levies 15,886.80 ÷ 60,000 = 26.5%. Non-dom status and the 50% first-employment exemption do not reduce self-employment trading income. Note: if the Income Tax Law Art.14 1/5 (20%) cap on the deductibility of contributions is applied strictly, the burden rises to ~27.7%; the full-deduction figure (common practitioner treatment) is used here.

Portugal

SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.

Legalización

01+Remote-work legalization easeCyprusDedicated nomad visaPortugalDedicated nomad visa

Qué mide esto

Best available legalization route for a location-independent earner with a median (non-EU, non-US) passport, classified from this country's legalization-paths data: dedicated digital-nomad visa; general freelance/self-employment permit; realistic long-stay path (e.g. renewable temporary residence); only short visa-free/tourist stays; effectively none.

Valorado por categoría· se vuelve a verificar cada 180 días

Cyprus

Cyprus Migration Department (Civil Registry & Migration) — Digital nomads and family members

Fuente oficial

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Notas
Cyprus operates a dedicated Digital Nomad Visa (Council of Ministers scheme): third-country nationals working remotely for foreign employers or clients, minimum net monthly income €3,500, 1-year residence renewable up to 3 years, family included, quota 500 permits. The official gov.cy Migration Department page is the source; it sits behind an Azure WAF that blocked automated fetch, so the €3,500 / 3-year / 500-quota figures were cross-checked against multiple secondary sources reproducing that page — re-verify the live figures from a browser next cycle.

Portugal

AIMA — residence authorization for remote professional activity (Nómadas Digitais, Art. 88.º/1 Law 23/2007)

Fuente oficial

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Notas
Portugal has a dedicated digital-nomad route (D8): a residence visa for remote professional activity carried out for entities outside Portugal (in force since 2022, Law 18/2022), leading to a 2-year residence permit renewable for 3 years and to permanent residence/citizenship after 5 years. A temporary-stay variant (under 1 year) also exists. Income requirement 4× the national minimum wage (4 × €920 = €3,680/month in 2026).

Coste de vida

01+Cost of living (single, excl. rent)USD/month, single person, excluding rentCyprusmejor970Portugal1166

Qué mide esto

Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.

Cuanto más bajo, mejor· USD/month, single person, excluding rent· se vuelve a verificar cada 365 días

Cyprus

CYSTAT Household Budget Survey 2023 (mean household consumption by COICOP), single-person basket curated

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
CYSTAT HBS 2023 gives mean annual consumption €43,263 per household (avg 2.6 persons, government-controlled area). A single-person, rent-excluded basket matching the criterion (food, transport, utilities, mobile+internet, modest leisure, personal care, out-of-pocket health) was built from the COICOP categories: food 6,254 + transport 5,004 + utilities (30% of the 11,884 housing category ≈ 3,565) + info&comm 1,468 + recreation 1,870 + half of restaurants (2,389) + personal care 2,075 + half of health (1,093) = ≈23,717/household/yr; ÷2.6 persons ×1.12 single-person economies-of-scale uplift = €851/mo; × ECB EUR/USD 1.1399 (2026-07-02) = ≈$970. Rent and imputed rent excluded. This is a curated estimate — CYSTAT does not publish a one-person-household table in the summary release, and housing utilities were split from rent using the ~30% ratio implied by Eurostat HICP weights for Cyprus.

Portugal

INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
Notas
National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.

Gasto mensual por categoría (sin alquiler)

Cyprus

CYSTAT Household Budget Survey 2023, single-person basket curated

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
CYSTAT HBS 2023 mean household spending by COICOP category, per-capita (÷2.6) with a 1.12 single-person uplift, converted at 1.1399 EUR/USD (ECB 2026-07-02). Housing shown as the utilities slice only (~30% of the housing category); rent and imputed rent excluded. Categories sum to ≈$972, matching the ~$970 cost-of-living aggregate. National average (government-controlled area); Limassol runs higher.
Portugal

INE — Household Budget Survey 2022/2023 (COICOP-2018 structure), CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
INE 2022/2023 COICOP-2018 expenditure shares (food 13.0%, transport 11.3%, restaurants & accommodation 8.3%, furnishings 4.4%, health 4.2%, information & communication 3.8%, personal care/misc 3.4%, recreation 2.9%, alcohol/tobacco 1.7%, clothing 1.2%; housing 41.7% split into ~9% utilities/upkeep kept and rent excluded) applied to the CPI-uplifted single-person monthly total (€1,618) and converted at 1.1399 USD/EUR. Categories sum to the ~$1,166/mo excl-rent aggregate. National average.
Notas
Structure is the all-household COICOP-2018 split (INE does not publish a full single-person COICOP table); applied to the single-person total as a transparent approximation. Housing utilities are kept; rent/imputed rent is excluded per the cost-of-living definition.
01Transport
Cyprusmás barato
$205
Portugal
$208
02Food & non-alcoholic drinks
Cyprus
$256
Portugal
03Restaurants & eating out
Cyprusmás barato
$98
Portugal
$153
04Food & non-alcoholic beverages
Cyprus
Portugal
$240
05Utilities (electricity, gas, water) & upkeep
Cyprus
Portugal
$166
06Utilities (electricity, gas, water)
Cyprus
$146
Portugal
07Health (out-of-pocket)
Cyprusmás barato
$45
Portugal
$77
08Personal care & misc
Cyprus
$85
Portugal
09Household goods & equipment
Cyprus
Portugal
$81
10Recreation & culture
Cyprus
$77
Portugal
11Information & communication
Cyprus
Portugal
$70
12Personal care & misc goods
Cyprus
Portugal
$63
13Communications (mobile + internet)
Cyprus
$60
Portugal
14Recreation, sport & culture
Cyprus
Portugal
$53
15Alcohol & tobacco
Cyprus
Portugal
$31
16Clothing & footwear
Cyprus
Portugal
$22
Total (sin alquiler)
Cyprus$972/mes
Portugal$1164/mes

Vivienda

Alquiler por tipo de vivienda

Alquiler de oferta: precio en el centro, con el de fuera del centro entre paréntesis ($/mes).

Cyprus

SettleMetric — population-weighted average of covered cities (Limassol, Nicosia)

Recopilado por SettleMetric

Datos a fecha de
3 jul 2026
Verificado
4 jul 2026
Método
Population-weighted mean of the rent-breakdown matrices of Limassol, Nicosia; each cell averages the cities that report it. See each city page for its exact local matrix.
Portugal

SettleMetric — population-weighted average of covered cities (Funchal, Lisbon, Porto)

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
Population-weighted mean of the rent-breakdown matrices of Funchal, Lisbon, Porto; each cell averages the cities that report it. See each city page for its exact local matrix.
01Estudio
Cyprusmás barato
$782$693 fuera del centro
Portugal
$917$677 fuera del centro
021 dormitorio
Cyprusmás barato
$1169$987 fuera del centro
Portugal
$1441$1064 fuera del centro
032 dormitorios
Cyprusmás barato
$1701$1369 fuera del centro
Portugal
$2095$1548 fuera del centro
043 dormitorios
Cyprusmás barato
$2292$1828 fuera del centro
Portugal
$2881$2128 fuera del centro

Seguridad

01+Homicide rateintentional homicides per 100,000/yearCyprus0,9Portugalmejor0,7

Qué mide esto

Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).

Cuanto más bajo, mejor· intentional homicides per 100,000/year· se vuelve a verificar cada 730 días

Cyprus

Eurostat — police-recorded intentional homicide (ICCS0101, per 100k)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
2024 = 0.93 per 100,000 (latest year). Small-population volatility: the series swings year to year (2022: 0.77; 2023: 1.05; 2024: 0.93). Covers the government-controlled area.

Portugal

Eurostat — police-recorded intentional homicide (ICCS 0101)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.

Sanidad

01+Private healthcare costUSD/year, comprehensive private insurance premium, healthy 35-year-oldCyprus1370Portugalmejor650

Qué mide esto

Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.

Cuanto más bajo, mejor· USD/year, comprehensive private insurance premium, healthy 35-year-old· se vuelve a verificar cada 365 días

Cyprus

Cyprus private medical insurers — comprehensive (inpatient + outpatient) plans, market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive plans covering BOTH inpatient and outpatient care for a healthy 35-year-old (e.g. top-tier plans from Eurolife/Medica, TruCare, Bupa Global local) run ≈ €80–150/month ≈ €960–1,800/yr; healthy-35 midpoint ≈ €1,200/yr ≈ $1,370 at 1.1399 EUR/USD. Chosen on the with-inpatient comprehensive basis to be comparable across countries. Premiums are quoted on request (insurers do not publish full tables), so this is a curated market midpoint, not an engine quote. Cheaper inpatient-only or outpatient-only plans exist (≈ €500–720/yr). Residents are also covered by the public GHS/GeSY.

Portugal

Médis / Multicare / AdvanceCare / Allianz comprehensive (with-hospitalization) plans — market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.

Dinero y cripto

01+Crypto regulationCyprusLegal regulatedPortugalmejorLegal friendly

Qué mide esto

Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.

Valorado por categoría· se vuelve a verificar cada 180 días

Cyprus

Central Bank of Cyprus — MiCAR (Markets in Crypto-Assets Regulation, EU 2023/1114)

Fuente oficial

Datos a fecha de
1 jul 2026
Verificado
4 jul 2026
Notas
Holding, trading and cashing out crypto are legal for individuals under standard EU rules. Cyprus applies MiCAR (supervised by CySEC and, for e-money/asset-referenced tokens, the Central Bank of Cyprus); the former national CASP register (CySEC) is being wound down — CASPs must be MiCA-authorised by 27 Feb 2026 and legacy registrations expire by 1 Jul 2026. Individual crypto gains are generally taxed under normal rules (badges-of-trade test); no crypto-specific individual tax break was found on official pages at verification.

Portugal

Autoridade Tributária — Criptoativos: conceito fiscal e tributação (folheto informativo)

Fuente oficial

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Notas
Legal for individuals; regulated under EU MiCA/CARF. Since Law 24-D/2022: capital gains on crypto held ≥365 days are tax-EXEMPT (declared in Anexo G1); gains on assets held <365 days are taxed at a 28% autonomous rate (Category G, option to aggregate); crypto-to-crypto swaps are deferred (not taxed at the swap). Frequent/professional trading may be reclassified as Category B (general rates). Classified legal-friendly for the explicit long-term-holding exemption; short-term gains are still fully taxed.
02+Financial control levelCyprusLowPortugalLow

Qué mide esto

Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.

Valorado por categoría· se vuelve a verificar cada 365 días

Cyprus

Central Bank of Cyprus (euro-area member, no capital controls since 2015) + Cyprus in the EU single market

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Composite: Cyprus is a euro-area EU member — the euro is fully convertible with free movement of capital across the EU/EEA; the 2013 capital controls were fully lifted in April 2015 and none apply today. Non-residents can open bank accounts (subject to standard AML/KYC). No FBAR-style foreign-account self-declaration for residents; standard EU CRS automatic exchange applies via banks. Non-dom residents are exempt from Special Defence Contribution on dividends/interest, reducing the reporting burden on passive income. No cash-transaction limit as restrictive as some EU states. Classified 'low' state control over personal money flows.

Portugal

ASAE — cash-payment limits (Art. 63.º-E Lei Geral Tributária); euro-area free movement of capital

Fuente oficial

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Composite: euro-area member, no currency or capital controls, EUR fully convertible; free movement of capital guaranteed by the EU Treaty (Art. 63 TFEU). Non-resident bank accounts routinely available. Standard EU CRS/DAC reporting via banks; no FBAR-style personal foreign-account self-declaration for individuals. Cash-payment limit €2,999.99 for residents (natural persons) and €9,999.99 for non-residents not acting as merchants (Art. 63.º-E LGT) — a limit on cash, not on bank money movement. Rated 'low' state control over personal money flows.

Infraestructura

01+Domestic delivery qualityCyprusGoodPortugalGood

Qué mide esto

Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.

Valorado por categoría· se vuelve a verificar cada 730 días

Cyprus

Cyprus Post (national operator) + ACS Courier / DHL (largest domestic carrier) official pages

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Classified from the national postal operator's and the largest private courier's official service/coverage data: Cyprus Post (~51 service points, EMS, tracking) plus ACS Courier (largest domestic courier, DHL's exclusive Cyprus parcel partner, cash-on-delivery, Saturday delivery) and DHL/UPS/FedEx cover the whole government-controlled area. Typically 1–3 day to-door delivery with tracking and common cash-on-delivery, but parcel-locker density is low compared with locker-first markets → 'good' rather than 'excellent'.
Notas
Small-island logistics; government-controlled area.

Portugal

CTT Correios de Portugal — express delivery times, coverage and Collectt/Locky network (official service pages)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2025
Verificado
4 jul 2026
Método
National operator CTT offers next-day ('Expresso Para Amanhã') and 2-day express nationwide, with the Collectt pickup network (CTT shops + Payshop agents + Locky 24/7 parcel lockers) and real-time tracking. Private carriers DPD, GLS, DHL, UPS, Chronopost and Seur operate nationwide. Rated 'good' — 1–3 day delivery is the norm and lockers exist in cities, but locker density and universal next-day are below the best-in-class (e.g. Poland's InPost).
02+International delivery easeCyprusMinor frictionPortugalMinor friction

Qué mide esto

Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.

Valorado por categoría· se vuelve a verificar cada 365 días

Cyprus

European Commission — removal of the €150 customs duty exemption / temporary €3 flat fee (applies EU-wide incl. Cyprus)

Fuente oficial

Datos a fecha de
1 jul 2026
Verificado
4 jul 2026
Notas
Intra-EU shipping is frictionless (single market; DHL/ACS/UPS/FedEx all operate). Non-EU imports: the €150 duty-free threshold was removed on 2026-07-01, with a temporary €3/item flat duty on ≤€150 consignments until 2028; VAT (19%) applies from checkout via IOSS or on import. As an island, Cyprus has slightly longer transit and occasional customs handling, but clearance is predictable — 'minor-friction'.

Portugal

European Commission — removal of the €150 customs duty exemption / temporary flat fee on low-value imports

Fuente oficial

Datos a fecha de
1 jul 2026
Verificado
4 jul 2026
Notas
Intra-EU shipping is frictionless (single market, all major carriers). Non-EU imports: the €150 duty-free threshold was removed on 2026-07-01 — a temporary flat €3/item duty applies to ≤€150 consignments (until the 2028 EU Customs reform); import VAT has applied from €0 since 2021 (IOSS collects it at checkout). Predictable but no longer duty-free — hence minor-friction.
03+Internet speedMbps, median fixed downloadCyprus16,8Portugalmejor40

Qué mide esto

Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.

Cuanto más alto, mejor· Mbps, median fixed download· se vuelve a verificar cada 365 días

Cyprus

M-Lab NDT country aggregates for Cyprus

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
Median of 343 daily country-level download medians (download_MED) for 2023 — the latest full year in M-Lab's public stats API (2024 has only ~86 days; 2025/2026 not yet published).
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. Cyprus fixed broadband is largely VDSL/FTTH; real retail speeds are much higher than this test-based median.

Portugal

M-Lab NDT country aggregates for Portugal

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Método
M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.

Idioma

01+English proficiencyCyprusHighPortugalmejorVery high

Qué mide esto

Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.

Valorado por categoría· se vuelve a verificar cada 730 días

Cyprus

EF EPI 2025 (Cyprus rank 40, score 537 — 'Moderate' band) + official language/service-sector reality

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Our band 'high'. English is very widely usable in daily life across Cyprus — a former British colony where English is common in business, tourism, banking, private healthcare and among the large expat community, and is widely taught. We place it one band above EF EPI's 2025 'Moderate' (score 537, dropped 21 points from 2024) because EF measures adult test-takers rather than the service-sector prevalence a resident actually encounters; government paperwork is primarily in Greek. Attribution: EF Education First.

Portugal

EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.

En profundidad: impuestos en Cyprus ·impuestos en Portugal ·calculadora de ingreso neto