Cyprus vs. Georgia
Cyprus va por delante en legalización, seguridad. Georgia va por delante en impuestos, dinero y cripto, coste de vida, vivienda, sanidad. Abajo, los datos criterio por criterio.
Verificado
Marcador
Las cifras clave cara a cara, con el lado más fuerte señalado. La puntuación global es decorativa; lo que importa es qué datos encajan contigo.
Resultado principal
Georgia va por delante en 3 de 6
Cyprus
2
Georgia
3
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- CYSTAT HBS 2023 gives mean annual consumption €43,263 per household (avg 2.6 persons, government-controlled area). A single-person, rent-excluded basket matching the criterion (food, transport, utilities, mobile+internet, modest leisure, personal care, out-of-pocket health) was built from the COICOP categories: food 6,254 + transport 5,004 + utilities (30% of the 11,884 housing category ≈ 3,565) + info&comm 1,468 + recreation 1,870 + half of restaurants (2,389) + personal care 2,075 + half of health (1,093) = ≈23,717/household/yr; ÷2.6 persons ×1.12 single-person economies-of-scale uplift = €851/mo; × ECB EUR/USD 1.1399 (2026-07-02) = ≈$970. Rent and imputed rent excluded. This is a curated estimate — CYSTAT does not publish a one-person-household table in the summary release, and housing utilities were split from rent using the ~30% ratio implied by Eurostat HICP weights for Cyprus.
Geostat — Households Expenditures survey 2025
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 3 jul 2026
- Método
- Geostat 2025 average per-capita monthly consumption (603 GEL) split by the survey's COICOP category shares, with the imputed-housing portion removed, converted at 2.6431 GEL/USD (NBG 2026-07-02). Categories sum to this figure. Geostat has no clean single-person-excl-rent basket, so treat as a curated estimate.
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best (and only) eligible self-employed scheme cy-self-employed-pit at €60,000 revenue with 10% deductible expenses (profit €54,000): social insurance 16.6% × 54,000 = 8,964; GHS 4% × 54,000 = 2,160; both deducted from the PIT base → chargeable 42,876; PIT on the 2026 bands (tax-free to 22,000; 20% 22–32k = 2,000; 25% 32–42k = 2,500; 30% on 876 = 262.80) = 4,762.80. Total levies 15,886.80 ÷ 60,000 = 26.5%. Non-dom status and the 50% first-employment exemption do not reduce self-employment trading income. Note: if the Income Tax Law Art.14 1/5 (20%) cap on the deductibility of contributions is applied strictly, the burden rises to ~27.7%; the full-deduction figure (common practitioner treatment) is used here.
SettleMetric tax engine over Tax Code (Small Business Status)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 3 jul 2026
- Método
- Best eligible scheme ge-small-business-1pct at €60,000 = 180,738 GEL (NBG 3.0123 GEL/EUR), below the 500,000 GEL threshold → 1% turnover tax = 1,807 GEL, no mandatory social/pension. Effective burden ≈ 1.0%.
Eurostat — police-recorded intentional homicide (ICCS0101, per 100k)
Datos abiertos
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- 2024 = 0.93 per 100,000 (latest year). Small-population volatility: the series swings year to year (2022: 0.77; 2023: 1.05; 2024: 0.93). Covers the government-controlled area.
UNODC (via World Bank mirror) — intentional homicide, Georgia
Datos abiertos
- Datos a fecha de
- 31 dic 2019
- Verificado
- 3 jul 2026
- Notas
- 2019 is the latest year UNODC publishes for Georgia. Low by global standards (world average ≈ 5.8); Georgia is widely regarded as very safe for residents. No city-level series is published.
M-Lab NDT country aggregates for Cyprus
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of 343 daily country-level download medians (download_MED) for 2023 — the latest full year in M-Lab's public stats API (2024 has only ~86 days; 2025/2026 not yet published).
- Notas
- M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. Cyprus fixed broadband is largely VDSL/FTTH; real retail speeds are much higher than this test-based median.
M-Lab NDT country aggregates for Georgia
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of 343 daily country medians (download_MED), 47,852 download tests (2023 — latest full year in M-Lab's public stats API; the 2024 file is only Jan–Mar, and 2025/2026 are not yet published). Georgia sits under continent code AS in M-Lab.
- Notas
- M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. Cross-check: the World Bank's July-2024 median of ~20 Mbps (Ookla-derived, so not citable here) is consistent with this once the M-Lab-reads-low offset is accounted for. Speeds are trending up (~10%/yr: M-Lab yearly medians ran 9.7 in 2020 → 15.8 in 2023), so multi-year pooling would understate current speed; the latest full year is used instead. GNCC/comcom.ge publishes operator quality-of-service measurements (e.g. Magticom fixed ~56 Mb/s advertised-tier average, 2025/26) but no national measured median, and its own speed commentary relies on the same Ookla data we can't redistribute.
EF EPI 2025 (Cyprus rank 40, score 537 — 'Moderate' band) + official language/service-sector reality
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Our band 'high'. English is very widely usable in daily life across Cyprus — a former British colony where English is common in business, tourism, banking, private healthcare and among the large expat community, and is widely taught. We place it one band above EF EPI's 2025 'Moderate' (score 537, dropped 21 points from 2024) because EF measures adult test-takers rather than the service-sector prevalence a resident actually encounters; government paperwork is primarily in Greek. Attribution: EF Education First.
EF EPI 2025 (score 541, rank 35/123 — High band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 3 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). English is workable in Tbilisi/Batumi tourism and the younger service sector; less so in government and older generations. Russian remains widely understood.
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Comprehensive plans covering BOTH inpatient and outpatient care for a healthy 35-year-old (e.g. top-tier plans from Eurolife/Medica, TruCare, Bupa Global local) run ≈ €80–150/month ≈ €960–1,800/yr; healthy-35 midpoint ≈ €1,200/yr ≈ $1,370 at 1.1399 EUR/USD. Chosen on the with-inpatient comprehensive basis to be comparable across countries. Premiums are quoted on request (insurers do not publish full tables), so this is a curated market midpoint, not an engine quote. Cheaper inpatient-only or outpatient-only plans exist (≈ €500–720/yr). Residents are also covered by the public GHS/GeSY.
Georgian insurers (Ardi, GPI, Imedi L) — comprehensive-tier plans
Recopilado por SettleMetric
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Método
- Midpoint of comprehensive local plans: Ardi Medi Premium from ~$340/yr up to market comprehensive ~$795/yr (converted at 2.6431 GEL/USD). Expat international plans run higher ($1,000–2,000/yr).
- Notas
- Georgian insurers quote by callback rather than public age-rated engines, so this is a curated market midpoint for local comprehensive cover, not a bound quote.
Veredicto
Cada perspectiva pondera solo los datos que importan a ese plan y dice a qué lado favorece.
Informática remota / autónomo
Contrato o trabajo por cuenta propia en tecnología, facturando a clientes de fuera.
Georgia encaja mejor: 2 de 5
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best (and only) eligible self-employed scheme cy-self-employed-pit at €60,000 revenue with 10% deductible expenses (profit €54,000): social insurance 16.6% × 54,000 = 8,964; GHS 4% × 54,000 = 2,160; both deducted from the PIT base → chargeable 42,876; PIT on the 2026 bands (tax-free to 22,000; 20% 22–32k = 2,000; 25% 32–42k = 2,500; 30% on 876 = 262.80) = 4,762.80. Total levies 15,886.80 ÷ 60,000 = 26.5%. Non-dom status and the 50% first-employment exemption do not reduce self-employment trading income. Note: if the Income Tax Law Art.14 1/5 (20%) cap on the deductibility of contributions is applied strictly, the burden rises to ~27.7%; the full-deduction figure (common practitioner treatment) is used here.
SettleMetric tax engine over Tax Code (Small Business Status)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 3 jul 2026
- Método
- Best eligible scheme ge-small-business-1pct at €60,000 = 180,738 GEL (NBG 3.0123 GEL/EUR), below the 500,000 GEL threshold → 1% turnover tax = 1,807 GEL, no mandatory social/pension. Effective burden ≈ 1.0%.
M-Lab NDT country aggregates for Cyprus
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of 343 daily country-level download medians (download_MED) for 2023 — the latest full year in M-Lab's public stats API (2024 has only ~86 days; 2025/2026 not yet published).
- Notas
- M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. Cyprus fixed broadband is largely VDSL/FTTH; real retail speeds are much higher than this test-based median.
M-Lab NDT country aggregates for Georgia
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of 343 daily country medians (download_MED), 47,852 download tests (2023 — latest full year in M-Lab's public stats API; the 2024 file is only Jan–Mar, and 2025/2026 are not yet published). Georgia sits under continent code AS in M-Lab.
- Notas
- M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. Cross-check: the World Bank's July-2024 median of ~20 Mbps (Ookla-derived, so not citable here) is consistent with this once the M-Lab-reads-low offset is accounted for. Speeds are trending up (~10%/yr: M-Lab yearly medians ran 9.7 in 2020 → 15.8 in 2023), so multi-year pooling would understate current speed; the latest full year is used instead. GNCC/comcom.ge publishes operator quality-of-service measurements (e.g. Magticom fixed ~56 Mb/s advertised-tier average, 2025/26) but no national measured median, and its own speed commentary relies on the same Ookla data we can't redistribute.
EF EPI 2025 (Cyprus rank 40, score 537 — 'Moderate' band) + official language/service-sector reality
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Our band 'high'. English is very widely usable in daily life across Cyprus — a former British colony where English is common in business, tourism, banking, private healthcare and among the large expat community, and is widely taught. We place it one band above EF EPI's 2025 'Moderate' (score 537, dropped 21 points from 2024) because EF measures adult test-takers rather than the service-sector prevalence a resident actually encounters; government paperwork is primarily in Greek. Attribution: EF Education First.
EF EPI 2025 (score 541, rank 35/123 — High band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 3 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). English is workable in Tbilisi/Batumi tourism and the younger service sector; less so in government and older generations. Russian remains widely understood.
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- CYSTAT HBS 2023 gives mean annual consumption €43,263 per household (avg 2.6 persons, government-controlled area). A single-person, rent-excluded basket matching the criterion (food, transport, utilities, mobile+internet, modest leisure, personal care, out-of-pocket health) was built from the COICOP categories: food 6,254 + transport 5,004 + utilities (30% of the 11,884 housing category ≈ 3,565) + info&comm 1,468 + recreation 1,870 + half of restaurants (2,389) + personal care 2,075 + half of health (1,093) = ≈23,717/household/yr; ÷2.6 persons ×1.12 single-person economies-of-scale uplift = €851/mo; × ECB EUR/USD 1.1399 (2026-07-02) = ≈$970. Rent and imputed rent excluded. This is a curated estimate — CYSTAT does not publish a one-person-household table in the summary release, and housing utilities were split from rent using the ~30% ratio implied by Eurostat HICP weights for Cyprus.
Geostat — Households Expenditures survey 2025
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 3 jul 2026
- Método
- Geostat 2025 average per-capita monthly consumption (603 GEL) split by the survey's COICOP category shares, with the imputed-housing portion removed, converted at 2.6431 GEL/USD (NBG 2026-07-02). Categories sum to this figure. Geostat has no clean single-person-excl-rent basket, so treat as a curated estimate.
Cyprus Post (national operator) + ACS Courier / DHL (largest domestic carrier) official pages
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Classified from the national postal operator's and the largest private courier's official service/coverage data: Cyprus Post (~51 service points, EMS, tracking) plus ACS Courier (largest domestic courier, DHL's exclusive Cyprus parcel partner, cash-on-delivery, Saturday delivery) and DHL/UPS/FedEx cover the whole government-controlled area. Typically 1–3 day to-door delivery with tracking and common cash-on-delivery, but parcel-locker density is low compared with locker-first markets → 'good' rather than 'excellent'.
- Notas
- Small-island logistics; government-controlled area.
Georgian Post + courier service pages (composite)
Recopilado por SettleMetric
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Método
- Georgian Post ~500 branches nationwide (1–3 day domestic parcels, some lockers/pickup points); Wolt Drive and Glovo last-mile in Tbilisi/Batumi; DHL/FedEx/UPS present. Dense and reliable in cities; locker density and nationwide same-day coverage thinner than EU leaders → good, not excellent.
Familia
Mudarse con pareja e hijos en edad escolar.
Muy reñido para este plan
Eurostat — police-recorded intentional homicide (ICCS0101, per 100k)
Datos abiertos
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- 2024 = 0.93 per 100,000 (latest year). Small-population volatility: the series swings year to year (2022: 0.77; 2023: 1.05; 2024: 0.93). Covers the government-controlled area.
UNODC (via World Bank mirror) — intentional homicide, Georgia
Datos abiertos
- Datos a fecha de
- 31 dic 2019
- Verificado
- 3 jul 2026
- Notas
- 2019 is the latest year UNODC publishes for Georgia. Low by global standards (world average ≈ 5.8); Georgia is widely regarded as very safe for residents. No city-level series is published.
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Comprehensive plans covering BOTH inpatient and outpatient care for a healthy 35-year-old (e.g. top-tier plans from Eurolife/Medica, TruCare, Bupa Global local) run ≈ €80–150/month ≈ €960–1,800/yr; healthy-35 midpoint ≈ €1,200/yr ≈ $1,370 at 1.1399 EUR/USD. Chosen on the with-inpatient comprehensive basis to be comparable across countries. Premiums are quoted on request (insurers do not publish full tables), so this is a curated market midpoint, not an engine quote. Cheaper inpatient-only or outpatient-only plans exist (≈ €500–720/yr). Residents are also covered by the public GHS/GeSY.
Georgian insurers (Ardi, GPI, Imedi L) — comprehensive-tier plans
Recopilado por SettleMetric
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Método
- Midpoint of comprehensive local plans: Ardi Medi Premium from ~$340/yr up to market comprehensive ~$795/yr (converted at 2.6431 GEL/USD). Expat international plans run higher ($1,000–2,000/yr).
- Notas
- Georgian insurers quote by callback rather than public age-rated engines, so this is a curated market midpoint for local comprehensive cover, not a bound quote.
EF EPI 2025 (Cyprus rank 40, score 537 — 'Moderate' band) + official language/service-sector reality
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Our band 'high'. English is very widely usable in daily life across Cyprus — a former British colony where English is common in business, tourism, banking, private healthcare and among the large expat community, and is widely taught. We place it one band above EF EPI's 2025 'Moderate' (score 537, dropped 21 points from 2024) because EF measures adult test-takers rather than the service-sector prevalence a resident actually encounters; government paperwork is primarily in Greek. Attribution: EF Education First.
EF EPI 2025 (score 541, rank 35/123 — High band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 3 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). English is workable in Tbilisi/Batumi tourism and the younger service sector; less so in government and older generations. Russian remains widely understood.
Dinero y cripto
Optimizar impuestos, banca y normas sobre cripto.
Georgia encaja mejor: 2 de 3
Central Bank of Cyprus — MiCAR (Markets in Crypto-Assets Regulation, EU 2023/1114)
Fuente oficial
- Datos a fecha de
- 1 jul 2026
- Verificado
- 4 jul 2026
- Notas
- Holding, trading and cashing out crypto are legal for individuals under standard EU rules. Cyprus applies MiCAR (supervised by CySEC and, for e-money/asset-referenced tokens, the Central Bank of Cyprus); the former national CASP register (CySEC) is being wound down — CASPs must be MiCA-authorised by 27 Feb 2026 and legacy registrations expire by 1 Jul 2026. Individual crypto gains are generally taxed under normal rules (badges-of-trade test); no crypto-specific individual tax break was found on official pages at verification.
National Bank of Georgia — Virtual Asset Service Providers
Fuente oficial
- Datos a fecha de
- 1 jul 2023
- Verificado
- 3 jul 2026
- Notas
- Individuals pay 0% income tax on crypto gains (Minister of Finance Public Decision N201, 2019 — crypto is not Georgian-source income for individuals) and crypto↔fiat exchange is VAT-exempt. Service providers must register as VASPs with the NBG (regime since 1 July 2023). Very favourable for individual holders, hence legal-friendly.
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Composite: Cyprus is a euro-area EU member — the euro is fully convertible with free movement of capital across the EU/EEA; the 2013 capital controls were fully lifted in April 2015 and none apply today. Non-residents can open bank accounts (subject to standard AML/KYC). No FBAR-style foreign-account self-declaration for residents; standard EU CRS automatic exchange applies via banks. Non-dom residents are exempt from Special Defence Contribution on dividends/interest, reducing the reporting burden on passive income. No cash-transaction limit as restrictive as some EU states. Classified 'low' state control over personal money flows.
US State Dept 2025 Investment Climate Statement (Georgia) / trade.gov
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 3 jul 2026
- Método
- GEL freely convertible (float since 1998; IMF Article VIII since 1996); no capital controls; funds transfer abroad freely (except sanctioned destinations); no routine cash caps or resident foreign-account exit restrictions.
- Notas
- Caveat: since Georgia joined CRS (2024) and post-2022 de-risking, non-resident bank account onboarding has become notably stricter (source-of-funds documentation, some rejections). The FX regime itself is open; the friction is at bank KYC.
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best (and only) eligible self-employed scheme cy-self-employed-pit at €60,000 revenue with 10% deductible expenses (profit €54,000): social insurance 16.6% × 54,000 = 8,964; GHS 4% × 54,000 = 2,160; both deducted from the PIT base → chargeable 42,876; PIT on the 2026 bands (tax-free to 22,000; 20% 22–32k = 2,000; 25% 32–42k = 2,500; 30% on 876 = 262.80) = 4,762.80. Total levies 15,886.80 ÷ 60,000 = 26.5%. Non-dom status and the 50% first-employment exemption do not reduce self-employment trading income. Note: if the Income Tax Law Art.14 1/5 (20%) cap on the deductibility of contributions is applied strictly, the burden rises to ~27.7%; the full-deduction figure (common practitioner treatment) is used here.
SettleMetric tax engine over Tax Code (Small Business Status)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 3 jul 2026
- Método
- Best eligible scheme ge-small-business-1pct at €60,000 = 180,738 GEL (NBG 3.0123 GEL/EUR), below the 500,000 GEL threshold → 1% turnover tax = 1,807 GEL, no mandatory social/pension. Effective burden ≈ 1.0%.
Vida tranquila
Priorizar la seguridad, el aire y una vida diaria sencilla.
Muy reñido para este plan
Eurostat — police-recorded intentional homicide (ICCS0101, per 100k)
Datos abiertos
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- 2024 = 0.93 per 100,000 (latest year). Small-population volatility: the series swings year to year (2022: 0.77; 2023: 1.05; 2024: 0.93). Covers the government-controlled area.
UNODC (via World Bank mirror) — intentional homicide, Georgia
Datos abiertos
- Datos a fecha de
- 31 dic 2019
- Verificado
- 3 jul 2026
- Notas
- 2019 is the latest year UNODC publishes for Georgia. Low by global standards (world average ≈ 5.8); Georgia is widely regarded as very safe for residents. No city-level series is published.
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- CYSTAT HBS 2023 gives mean annual consumption €43,263 per household (avg 2.6 persons, government-controlled area). A single-person, rent-excluded basket matching the criterion (food, transport, utilities, mobile+internet, modest leisure, personal care, out-of-pocket health) was built from the COICOP categories: food 6,254 + transport 5,004 + utilities (30% of the 11,884 housing category ≈ 3,565) + info&comm 1,468 + recreation 1,870 + half of restaurants (2,389) + personal care 2,075 + half of health (1,093) = ≈23,717/household/yr; ÷2.6 persons ×1.12 single-person economies-of-scale uplift = €851/mo; × ECB EUR/USD 1.1399 (2026-07-02) = ≈$970. Rent and imputed rent excluded. This is a curated estimate — CYSTAT does not publish a one-person-household table in the summary release, and housing utilities were split from rent using the ~30% ratio implied by Eurostat HICP weights for Cyprus.
Geostat — Households Expenditures survey 2025
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 3 jul 2026
- Método
- Geostat 2025 average per-capita monthly consumption (603 GEL) split by the survey's COICOP category shares, with the imputed-housing portion removed, converted at 2.6431 GEL/USD (NBG 2026-07-02). Categories sum to this figure. Geostat has no clean single-person-excl-rent basket, so treat as a curated estimate.
Detalles
Impuestos
01+−Freelancer tax burden% effective burden at €60k/year self-employed profileCyprus26,5Georgiamejor1
Qué mide esto
Effective total burden (income tax + mandatory social and health contributions) for a solo IT freelancer with €60,000/year revenue and 10% deductible expenses, using the most favourable eligible scheme in the country's tax-schemes data. Computed by the SettleMetric tax engine; recorded as a curated value with the winning scheme id in method.
Cyprus
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best (and only) eligible self-employed scheme cy-self-employed-pit at €60,000 revenue with 10% deductible expenses (profit €54,000): social insurance 16.6% × 54,000 = 8,964; GHS 4% × 54,000 = 2,160; both deducted from the PIT base → chargeable 42,876; PIT on the 2026 bands (tax-free to 22,000; 20% 22–32k = 2,000; 25% 32–42k = 2,500; 30% on 876 = 262.80) = 4,762.80. Total levies 15,886.80 ÷ 60,000 = 26.5%. Non-dom status and the 50% first-employment exemption do not reduce self-employment trading income. Note: if the Income Tax Law Art.14 1/5 (20%) cap on the deductibility of contributions is applied strictly, the burden rises to ~27.7%; the full-deduction figure (common practitioner treatment) is used here.
Georgia
SettleMetric tax engine over Tax Code (Small Business Status)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 3 jul 2026
- Método
- Best eligible scheme ge-small-business-1pct at €60,000 = 180,738 GEL (NBG 3.0123 GEL/EUR), below the 500,000 GEL threshold → 1% turnover tax = 1,807 GEL, no mandatory social/pension. Effective burden ≈ 1.0%.
Legalización
01+−Remote-work legalization easeCyprusmejorDedicated nomad visaGeorgiaLong stay path
Qué mide esto
Best available legalization route for a location-independent earner with a median (non-EU, non-US) passport, classified from this country's legalization-paths data: dedicated digital-nomad visa; general freelance/self-employment permit; realistic long-stay path (e.g. renewable temporary residence); only short visa-free/tourist stays; effectively none.
Cyprus
Cyprus Migration Department (Civil Registry & Migration) — Digital nomads and family members
Fuente oficial
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Notas
- Cyprus operates a dedicated Digital Nomad Visa (Council of Ministers scheme): third-country nationals working remotely for foreign employers or clients, minimum net monthly income €3,500, 1-year residence renewable up to 3 years, family included, quota 500 permits. The official gov.cy Migration Department page is the source; it sits behind an Azure WAF that blocked automated fetch, so the €3,500 / 3-year / 500-quota figures were cross-checked against multiple secondary sources reproducing that page — re-verify the live figures from a browser next cycle.
Georgia
Government Ordinance N255 — visa-free entry
Fuente oficial
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Notas
- Exceptionally easy in practice: ~94 nationalities (incl. all EU, US, UK, Ukraine, Russia) may stay visa-free for a full year and register an Individual Entrepreneur with 1% Small Business Status the same day — no residence permit needed. Scored as a long-stay path; there is no formal 'digital nomad visa' and the year of visa-free stay does not itself build toward permanent residence.
Coste de vida
01+−Cost of living (single, excl. rent)USD/month, single person, excluding rentCyprus970Georgiamejor220
Qué mide esto
Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.
Cyprus
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- CYSTAT HBS 2023 gives mean annual consumption €43,263 per household (avg 2.6 persons, government-controlled area). A single-person, rent-excluded basket matching the criterion (food, transport, utilities, mobile+internet, modest leisure, personal care, out-of-pocket health) was built from the COICOP categories: food 6,254 + transport 5,004 + utilities (30% of the 11,884 housing category ≈ 3,565) + info&comm 1,468 + recreation 1,870 + half of restaurants (2,389) + personal care 2,075 + half of health (1,093) = ≈23,717/household/yr; ÷2.6 persons ×1.12 single-person economies-of-scale uplift = €851/mo; × ECB EUR/USD 1.1399 (2026-07-02) = ≈$970. Rent and imputed rent excluded. This is a curated estimate — CYSTAT does not publish a one-person-household table in the summary release, and housing utilities were split from rent using the ~30% ratio implied by Eurostat HICP weights for Cyprus.
Georgia
Geostat — Households Expenditures survey 2025
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 3 jul 2026
- Método
- Geostat 2025 average per-capita monthly consumption (603 GEL) split by the survey's COICOP category shares, with the imputed-housing portion removed, converted at 2.6431 GEL/USD (NBG 2026-07-02). Categories sum to this figure. Geostat has no clean single-person-excl-rent basket, so treat as a curated estimate.
Gasto mensual por categoría (sin alquiler)
CYSTAT Household Budget Survey 2023, single-person basket curated
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- CYSTAT HBS 2023 mean household spending by COICOP category, per-capita (÷2.6) with a 1.12 single-person uplift, converted at 1.1399 EUR/USD (ECB 2026-07-02). Housing shown as the utilities slice only (~30% of the housing category); rent and imputed rent excluded. Categories sum to ≈$972, matching the ~$970 cost-of-living aggregate. National average (government-controlled area); Limassol runs higher.
Geostat — Households Expenditures survey 2025 (category shares)
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 3 jul 2026
- Método
- Geostat 2025 per-capita consumption shares (food 38.7%, transport 11.4%, healthcare 11.0%, etc.) applied to the ~$220/mo excl-rent base and converted at 2.6431 GEL/USD. Georgia's very high food share is characteristic of the income level. National average — rent shown separately.
Vivienda
Alquiler por tipo de vivienda
Alquiler de oferta: precio en el centro, con el de fuera del centro entre paréntesis ($/mes).
SettleMetric — population-weighted average of covered cities (Limassol, Nicosia)
Recopilado por SettleMetric
- Datos a fecha de
- 3 jul 2026
- Verificado
- 4 jul 2026
- Método
- Population-weighted mean of the rent-breakdown matrices of Limassol, Nicosia; each cell averages the cities that report it. See each city page for its exact local matrix.
SettleMetric — population-weighted average of covered cities (Batumi, Tbilisi)
Recopilado por SettleMetric
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Método
- Population-weighted mean of the rent-breakdown matrices of Batumi, Tbilisi; each cell averages the cities that report it. See each city page for its exact local matrix.
Seguridad
01+−Homicide rateintentional homicides per 100,000/yearCyprusmejor0,9Georgia2
Qué mide esto
Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).
Cyprus
Eurostat — police-recorded intentional homicide (ICCS0101, per 100k)
Datos abiertos
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- 2024 = 0.93 per 100,000 (latest year). Small-population volatility: the series swings year to year (2022: 0.77; 2023: 1.05; 2024: 0.93). Covers the government-controlled area.
Georgia
UNODC (via World Bank mirror) — intentional homicide, Georgia
Datos abiertos
- Datos a fecha de
- 31 dic 2019
- Verificado
- 3 jul 2026
- Notas
- 2019 is the latest year UNODC publishes for Georgia. Low by global standards (world average ≈ 5.8); Georgia is widely regarded as very safe for residents. No city-level series is published.
Sanidad
01+−Private healthcare costUSD/year, comprehensive private insurance premium, healthy 35-year-oldCyprus1370Georgiamejor450
Qué mide esto
Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.
Cyprus
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Comprehensive plans covering BOTH inpatient and outpatient care for a healthy 35-year-old (e.g. top-tier plans from Eurolife/Medica, TruCare, Bupa Global local) run ≈ €80–150/month ≈ €960–1,800/yr; healthy-35 midpoint ≈ €1,200/yr ≈ $1,370 at 1.1399 EUR/USD. Chosen on the with-inpatient comprehensive basis to be comparable across countries. Premiums are quoted on request (insurers do not publish full tables), so this is a curated market midpoint, not an engine quote. Cheaper inpatient-only or outpatient-only plans exist (≈ €500–720/yr). Residents are also covered by the public GHS/GeSY.
Georgia
Georgian insurers (Ardi, GPI, Imedi L) — comprehensive-tier plans
Recopilado por SettleMetric
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Método
- Midpoint of comprehensive local plans: Ardi Medi Premium from ~$340/yr up to market comprehensive ~$795/yr (converted at 2.6431 GEL/USD). Expat international plans run higher ($1,000–2,000/yr).
- Notas
- Georgian insurers quote by callback rather than public age-rated engines, so this is a curated market midpoint for local comprehensive cover, not a bound quote.
Dinero y cripto
01+−Crypto regulationCyprusLegal regulatedGeorgiamejorLegal friendly
Qué mide esto
Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.
Cyprus
Central Bank of Cyprus — MiCAR (Markets in Crypto-Assets Regulation, EU 2023/1114)
Fuente oficial
- Datos a fecha de
- 1 jul 2026
- Verificado
- 4 jul 2026
- Notas
- Holding, trading and cashing out crypto are legal for individuals under standard EU rules. Cyprus applies MiCAR (supervised by CySEC and, for e-money/asset-referenced tokens, the Central Bank of Cyprus); the former national CASP register (CySEC) is being wound down — CASPs must be MiCA-authorised by 27 Feb 2026 and legacy registrations expire by 1 Jul 2026. Individual crypto gains are generally taxed under normal rules (badges-of-trade test); no crypto-specific individual tax break was found on official pages at verification.
Georgia
National Bank of Georgia — Virtual Asset Service Providers
Fuente oficial
- Datos a fecha de
- 1 jul 2023
- Verificado
- 3 jul 2026
- Notas
- Individuals pay 0% income tax on crypto gains (Minister of Finance Public Decision N201, 2019 — crypto is not Georgian-source income for individuals) and crypto↔fiat exchange is VAT-exempt. Service providers must register as VASPs with the NBG (regime since 1 July 2023). Very favourable for individual holders, hence legal-friendly.
02+−Financial control levelCyprusLowGeorgiaLow
Qué mide esto
Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.
Cyprus
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Composite: Cyprus is a euro-area EU member — the euro is fully convertible with free movement of capital across the EU/EEA; the 2013 capital controls were fully lifted in April 2015 and none apply today. Non-residents can open bank accounts (subject to standard AML/KYC). No FBAR-style foreign-account self-declaration for residents; standard EU CRS automatic exchange applies via banks. Non-dom residents are exempt from Special Defence Contribution on dividends/interest, reducing the reporting burden on passive income. No cash-transaction limit as restrictive as some EU states. Classified 'low' state control over personal money flows.
Georgia
US State Dept 2025 Investment Climate Statement (Georgia) / trade.gov
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 3 jul 2026
- Método
- GEL freely convertible (float since 1998; IMF Article VIII since 1996); no capital controls; funds transfer abroad freely (except sanctioned destinations); no routine cash caps or resident foreign-account exit restrictions.
- Notas
- Caveat: since Georgia joined CRS (2024) and post-2022 de-risking, non-resident bank account onboarding has become notably stricter (source-of-funds documentation, some rejections). The FX regime itself is open; the friction is at bank KYC.
Infraestructura
01+−Domestic delivery qualityCyprusGoodGeorgiaGood
Qué mide esto
Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.
Cyprus
Cyprus Post (national operator) + ACS Courier / DHL (largest domestic carrier) official pages
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Classified from the national postal operator's and the largest private courier's official service/coverage data: Cyprus Post (~51 service points, EMS, tracking) plus ACS Courier (largest domestic courier, DHL's exclusive Cyprus parcel partner, cash-on-delivery, Saturday delivery) and DHL/UPS/FedEx cover the whole government-controlled area. Typically 1–3 day to-door delivery with tracking and common cash-on-delivery, but parcel-locker density is low compared with locker-first markets → 'good' rather than 'excellent'.
- Notas
- Small-island logistics; government-controlled area.
Georgia
Georgian Post + courier service pages (composite)
Recopilado por SettleMetric
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Método
- Georgian Post ~500 branches nationwide (1–3 day domestic parcels, some lockers/pickup points); Wolt Drive and Glovo last-mile in Tbilisi/Batumi; DHL/FedEx/UPS present. Dense and reliable in cities; locker density and nationwide same-day coverage thinner than EU leaders → good, not excellent.
02+−International delivery easeCyprusMinor frictionGeorgiaMinor friction
Qué mide esto
Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.
Cyprus
Fuente oficial
- Datos a fecha de
- 1 jul 2026
- Verificado
- 4 jul 2026
- Notas
- Intra-EU shipping is frictionless (single market; DHL/ACS/UPS/FedEx all operate). Non-EU imports: the €150 duty-free threshold was removed on 2026-07-01, with a temporary €3/item flat duty on ≤€150 consignments until 2028; VAT (19%) applies from checkout via IOSS or on import. As an island, Cyprus has slightly longer transit and occasional customs handling, but clearance is predictable — 'minor-friction'.
Georgia
Revenue Service of Georgia — customs procedures
Fuente oficial
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Notas
- Georgia is outside the EU/EAEU. Personal-import de minimis: 300 GEL (≈ $113) and ≤ 30 kg, once per calendar month, exempt; above that, 18% import VAT + 0–12% duty + a small customs fee. All major integrators (DHL, FedEx, UPS, Aramex) present. Predictable but the low monthly de-minimis cap adds friction.
03+−Internet speedMbps, median fixed downloadCyprusmejor16,8Georgia15,8
Qué mide esto
Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.
Cyprus
M-Lab NDT country aggregates for Cyprus
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of 343 daily country-level download medians (download_MED) for 2023 — the latest full year in M-Lab's public stats API (2024 has only ~86 days; 2025/2026 not yet published).
- Notas
- M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. Cyprus fixed broadband is largely VDSL/FTTH; real retail speeds are much higher than this test-based median.
Georgia
M-Lab NDT country aggregates for Georgia
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of 343 daily country medians (download_MED), 47,852 download tests (2023 — latest full year in M-Lab's public stats API; the 2024 file is only Jan–Mar, and 2025/2026 are not yet published). Georgia sits under continent code AS in M-Lab.
- Notas
- M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. Cross-check: the World Bank's July-2024 median of ~20 Mbps (Ookla-derived, so not citable here) is consistent with this once the M-Lab-reads-low offset is accounted for. Speeds are trending up (~10%/yr: M-Lab yearly medians ran 9.7 in 2020 → 15.8 in 2023), so multi-year pooling would understate current speed; the latest full year is used instead. GNCC/comcom.ge publishes operator quality-of-service measurements (e.g. Magticom fixed ~56 Mb/s advertised-tier average, 2025/26) but no national measured median, and its own speed commentary relies on the same Ookla data we can't redistribute.
Idioma
01+−English proficiencyCyprusHighGeorgiaHigh
Qué mide esto
Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.
Cyprus
EF EPI 2025 (Cyprus rank 40, score 537 — 'Moderate' band) + official language/service-sector reality
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Our band 'high'. English is very widely usable in daily life across Cyprus — a former British colony where English is common in business, tourism, banking, private healthcare and among the large expat community, and is widely taught. We place it one band above EF EPI's 2025 'Moderate' (score 537, dropped 21 points from 2024) because EF measures adult test-takers rather than the service-sector prevalence a resident actually encounters; government paperwork is primarily in Greek. Attribution: EF Education First.
Georgia
EF EPI 2025 (score 541, rank 35/123 — High band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 3 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). English is workable in Tbilisi/Batumi tourism and the younger service sector; less so in government and older generations. Russian remains widely understood.
En profundidad: impuestos en Cyprus ·impuestos en Georgia ·calculadora de ingreso neto