CITY / CITYComparación de ciudades verificada
Tbilisivs.Yerevan.
Tbilisi sale mejor en 5 de 8 datos principales; Yerevan, en 1. Cost of living (single, excl. rent): Tbilisi $220/mo, Yerevan $187/mo. Freelancer tax burden: Tbilisi 1%, Yerevan 10,8%. Climate comfort: Tbilisi 4/12 mo, Yerevan 3/12 mo.
Verificado
14 criterios comparados · 30 fuentes · los datos de país aparecen marcados como heredados
ge / am · SettleMetric
01
Las diferencias clave
Las cifras clave cara a cara, con el lado más fuerte señalado. La puntuación global es decorativa; lo que importa es qué datos encajan contigo.
Resultado principal
Tbilisi va por delante en 5 de 8
Tbilisi
5
Yerevan
1
01Cost of living (single, excl. rent)
Tbilisi
$220/mo
Geostat — Households Expenditures survey 2025
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 3 jul 2026
- Método
- Geostat 2025 average per-capita monthly consumption (603 GEL) split by the survey's COICOP category shares, with the imputed-housing portion removed, converted at 2.6431 GEL/USD (NBG 2026-07-02). Categories sum to this figure. Geostat has no clean single-person-excl-rent basket, so treat as a curated estimate.
Yerevan
$187/mo
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Método
- Armstat ILCS 2024 average monthly per-capita consumption expenditure, urban communities = 66,245 AMD (Table 3.5/3.6, 'Household Income, Expenditures, and Basic Food Consumption', poverty_2025_en_3.pdf). The urban basis is used because Yerevan is fully urban. The Armenian ILCS consumption basket contains NO rent line (housing appears only as Utilities 10,646 AMD; owner-occupancy dominates and paid rent is not captured), so the figure already excludes rent — no subtraction needed. CPI-uplifted from 2024 to mid-2026 by ×1.045 (Armenia inflation ≈0.3% in 2024, ≈2.7–3.9% through 2025, 3% CBA target for 2026) → 69,226 AMD → $187 at 369.34 AMD/USD. FX from data/fx-rates.json: 421.01 AMD/EUR ÷ 1.1399 USD/EUR = 369.34 AMD/USD (CBA/ECB 2026-07-03).
- Notas
- Per-capita ILCS basis (one adult's non-rent consumption), not a separate one-person-household survey (Armstat does not publish the latter for a single-person basket). National per-capita total is 60,941 AMD; the urban figure (66,245 AMD) is used as the Yerevan-relevant basis. Numbeo/Expatistan (forbidden) were not used.
02Freelancer tax burden
Tbilisimejor
1%
SettleMetric tax engine over Tax Code (Small Business Status)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 3 jul 2026
- Método
- Best eligible scheme ge-small-business-1pct at €60,000 = 180,738 GEL (NBG 3.0123 GEL/EUR), below the 500,000 GEL threshold → 1% turnover tax = 1,807 GEL, no mandatory social/pension. Effective burden ≈ 1.0%.
Yerevan
10,8%
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme am-it-hightech-1 (registered high-tech IT sole proprietor, 1% turnover tax) at €60,000 = 25,260,600 AMD turnover (ECB/CBA 421.01): high-tech turnover tax 1% = 252,606 + mandatory funded pension 10%×(income−3,000,000) = 2,226,060 + health contribution 129,600 + military stamp duty 120,000 = 2,728,266 AMD of levies → 10.8%. The pension is charged on GROSS turnover (not profit) and dominates the burden, so the real cost is far above the headline 1%. Modelled with the pension uncapped (no individual-entrepreneur ceiling confirmed in official sources); a ceiling, if it applies, would lower this figure.
- Notas
- Micro-business 0% is unavailable to IT/consulting/professional services (excluded since July 2025). The turnover-tax 10% and general 20% regimes give higher burdens (~19.8% and ~27.8% at €60k respectively).
03Homicide rate
Tbilisimejor
2,03/100k
UNODC (via World Bank mirror) — intentional homicide, Georgia
Datos abiertos
- Datos a fecha de
- 31 dic 2019
- Verificado
- 3 jul 2026
- Notas
- 2019 is the latest year UNODC publishes for Georgia. Low by global standards (world average ≈ 5.8); Georgia is widely regarded as very safe for residents. No city-level series is published.
Yerevan
2,21/100k
UNODC intentional-homicide series for Armenia (via World Bank / Our World in Data mirror)
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Notas
- UNODC national series: 2.21 per 100k (2023), down from 2.74 (2022) and 3.14 (2021). Figures are UNODC-sourced; the World Bank/OWID mirror was used because the UNODC data portal is an interactive app. Re-verify the exact latest year directly at data.unodc.org next cycle.
04Climate comfort
Tbilisimejor
4/12 mo
SettleMetric computation over climate-normals
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 3 jul 2026
- Método
- Months with mean daily max 15–28°C and precip < 150mm: Apr, May, Sep, Oct = 4. June (28.7°C) and Jul–Aug (~32°C) are too hot.
Yerevan
3/12 mo
SettleMetric computation over climate-normals
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Método
- Months with mean daily max 15–28°C and precipitation < 150mm: April (19.6°C), May (24.8°C), October (21.6°C) = 3. March (14.2°C) just misses the 15°C floor; September (29.6°C) and June–August (31–35°C) exceed the 28°C ceiling; Nov–Feb are too cold.
05Internet speed
Tbilisi
16 Mbps
M-Lab NDT country aggregates for Georgia
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of 343 daily country medians (download_MED), 47,852 download tests (2023 — latest full year in M-Lab's public stats API; the 2024 file is only Jan–Mar, and 2025/2026 are not yet published). Georgia sits under continent code AS in M-Lab.
- Notas
- M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. Cross-check: the World Bank's July-2024 median of ~20 Mbps (Ookla-derived, so not citable here) is consistent with this once the M-Lab-reads-low offset is accounted for. Speeds are trending up (~10%/yr: M-Lab yearly medians ran 9.7 in 2020 → 15.8 in 2023), so multi-year pooling would understate current speed; the latest full year is used instead. GNCC/comcom.ge publishes operator quality-of-service measurements (e.g. Magticom fixed ~56 Mb/s advertised-tier average, 2025/26) but no national measured median, and its own speed commentary relies on the same Ookla data we can't redistribute.
Yerevanmejor
16 Mbps
M-Lab NDT country aggregates for Armenia (2023 daily stats)
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of 343 daily country medians (download_MED), 30,840 download tests, 2023 — the latest full year in M-Lab's public stats API. Same methodology as other SettleMetric countries.
- Notas
- M-Lab NDT is single-stream and reads well below Ookla-style figures (Ookla reported ~57 Mbps for Armenia in Jan 2025) — the two are not comparable and must not be mixed within this criterion. This is the low-consistent-methodology figure; real-world fibre in Yerevan is considerably faster.
06English proficiency
Tbilisimejor
High
EF EPI 2025 (score 541, rank 35/123 — High band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 3 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). English is workable in Tbilisi/Batumi tourism and the younger service sector; less so in government and older generations. Russian remains widely understood.
Yerevan
Moderate
EF EPI 2025 — Armenia (score 515, rank 56/123, Moderate band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). Score 515 falls in EF's 'Moderate' band. English is workable with younger people, in IT and the tourism/service sector in Yerevan, less so in government offices and outside the capital; Russian remains the stronger second language.
07Private healthcare cost
Tbilisi
$450/yr
Georgian insurers (Ardi, GPI, Imedi L) — comprehensive-tier plans
Recopilado por SettleMetric
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Método
- Midpoint of comprehensive local plans: Ardi Medi Premium from ~$340/yr up to market comprehensive ~$795/yr (converted at 2.6431 GEL/USD). Expat international plans run higher ($1,000–2,000/yr).
- Notas
- Georgian insurers quote by callback rather than public age-rated engines, so this is a curated market midpoint for local comprehensive cover, not a bound quote.
Yerevan
$352/yr
Nairi Insurance voluntary health insurance package (with-inpatient), as published by Repat Armenia
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Nairi Insurance voluntary health insurance (VHI): 130,000 AMD/year per adult under 65 (family of 3+ discounted 30% to 91,000 AMD), coverage limit 7,000,000 AMD. Comprehensive with-inpatient package — covers outpatient care, doctor consultations, tests, hospitalization, surgery, chronic-disease monitoring, plus dental and (after a 9-month wait) pregnancy. 130,000 AMD ÷ 369.34 AMD/USD = $352/year (FX from data/fx-rates.json: 421.01 AMD/EUR ÷ 1.1399 USD/EUR, CBA/ECB 2026-07-03).
- Notas
- Comparable to the other countries' comprehensive (with-inpatient) basis. Private VHI is optional; Armenia is phasing in a mandatory Universal Health Insurance system (2026). This is a specific published individual premium (Nairi via Repat Armenia), not a market median — other insurers (Rosgosstrakh-Armenia, SIL, INGO, RESO, Armenia Insurance) quote on request. Pre-existing conditions are excluded and waiting periods apply. Insurers supervised by the Central Bank of Armenia.
08Air quality (PM2.5)
Tbilisimejor
15,1 µg/m³
IQAir 2024 World Air Quality Report
Estudio
- Datos a fecha de
- 31 dic 2024
- Verificado
- 3 jul 2026
- Notas
- Attribution: IQAir (aggregator of ground stations + validated sensors). About 3× the WHO 2021 guideline (5 µg/m³); within the current EU limit (25). Georgia's official NEA portal publishes only real-time readings, not an annual mean.
Yerevan
24,9 µg/m³
IQAir World Air Quality Report — Yerevan annual mean (2020)
Estudio
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Notas
- Attribution: IQAir (aggregator of ground stations and validated sensors), same basis used for the sister Tbilisi file. 2020 annual mean 24.9 µg/m³ (2019 was 25.5) — the most recent clean full-year annual average IQAir publishes for Yerevan. About 5× the WHO 2021 guideline (5 µg/m³) and near the current EU limit value (25). Armenia's official national monitoring is run by the Hydrometeorology and Monitoring Center (Ministry of Environment), whose portal publishes real-time readings rather than a downloadable annual mean, and the WHO Ambient Air Quality Database V8.0 value for Yerevan was not cleanly extractable in this pass (the WHO interactive app is JS-rendered). Community civic-tech networks (ArmAQI, AirQuality.am) report higher recent annual means (~28–30 µg/m³ for 2024–2025), so this 2020 figure may understate current levels; winter heating and traffic are the main sources and winters are markedly worse than summers. Re-verify against the WHO database Excel and any official national annual mean next cycle.
02
¿Qué ciudad encaja con tu plan?
Cada perspectiva pondera solo los datos que importan a ese plan y dice a qué lado favorece.
Informática remota / autónomo
Contrato o trabajo por cuenta propia en tecnología, facturando a clientes de fuera.
Tbilisi encaja mejor: 3 de 5
01Freelancer tax burden
Tbilisimejor
1%
SettleMetric tax engine over Tax Code (Small Business Status)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 3 jul 2026
- Método
- Best eligible scheme ge-small-business-1pct at €60,000 = 180,738 GEL (NBG 3.0123 GEL/EUR), below the 500,000 GEL threshold → 1% turnover tax = 1,807 GEL, no mandatory social/pension. Effective burden ≈ 1.0%.
Yerevan
10,8%
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme am-it-hightech-1 (registered high-tech IT sole proprietor, 1% turnover tax) at €60,000 = 25,260,600 AMD turnover (ECB/CBA 421.01): high-tech turnover tax 1% = 252,606 + mandatory funded pension 10%×(income−3,000,000) = 2,226,060 + health contribution 129,600 + military stamp duty 120,000 = 2,728,266 AMD of levies → 10.8%. The pension is charged on GROSS turnover (not profit) and dominates the burden, so the real cost is far above the headline 1%. Modelled with the pension uncapped (no individual-entrepreneur ceiling confirmed in official sources); a ceiling, if it applies, would lower this figure.
- Notas
- Micro-business 0% is unavailable to IT/consulting/professional services (excluded since July 2025). The turnover-tax 10% and general 20% regimes give higher burdens (~19.8% and ~27.8% at €60k respectively).
02Internet speed
Tbilisi
16 Mbps
M-Lab NDT country aggregates for Georgia
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of 343 daily country medians (download_MED), 47,852 download tests (2023 — latest full year in M-Lab's public stats API; the 2024 file is only Jan–Mar, and 2025/2026 are not yet published). Georgia sits under continent code AS in M-Lab.
- Notas
- M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. Cross-check: the World Bank's July-2024 median of ~20 Mbps (Ookla-derived, so not citable here) is consistent with this once the M-Lab-reads-low offset is accounted for. Speeds are trending up (~10%/yr: M-Lab yearly medians ran 9.7 in 2020 → 15.8 in 2023), so multi-year pooling would understate current speed; the latest full year is used instead. GNCC/comcom.ge publishes operator quality-of-service measurements (e.g. Magticom fixed ~56 Mb/s advertised-tier average, 2025/26) but no national measured median, and its own speed commentary relies on the same Ookla data we can't redistribute.
Yerevanmejor
16 Mbps
M-Lab NDT country aggregates for Armenia (2023 daily stats)
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of 343 daily country medians (download_MED), 30,840 download tests, 2023 — the latest full year in M-Lab's public stats API. Same methodology as other SettleMetric countries.
- Notas
- M-Lab NDT is single-stream and reads well below Ookla-style figures (Ookla reported ~57 Mbps for Armenia in Jan 2025) — the two are not comparable and must not be mixed within this criterion. This is the low-consistent-methodology figure; real-world fibre in Yerevan is considerably faster.
03English proficiency
Tbilisimejor
High
EF EPI 2025 (score 541, rank 35/123 — High band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 3 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). English is workable in Tbilisi/Batumi tourism and the younger service sector; less so in government and older generations. Russian remains widely understood.
Yerevan
Moderate
EF EPI 2025 — Armenia (score 515, rank 56/123, Moderate band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). Score 515 falls in EF's 'Moderate' band. English is workable with younger people, in IT and the tourism/service sector in Yerevan, less so in government offices and outside the capital; Russian remains the stronger second language.
04Cost of living (single, excl. rent)
Tbilisi
$220/mo
Geostat — Households Expenditures survey 2025
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 3 jul 2026
- Método
- Geostat 2025 average per-capita monthly consumption (603 GEL) split by the survey's COICOP category shares, with the imputed-housing portion removed, converted at 2.6431 GEL/USD (NBG 2026-07-02). Categories sum to this figure. Geostat has no clean single-person-excl-rent basket, so treat as a curated estimate.
Yerevan
$187/mo
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Método
- Armstat ILCS 2024 average monthly per-capita consumption expenditure, urban communities = 66,245 AMD (Table 3.5/3.6, 'Household Income, Expenditures, and Basic Food Consumption', poverty_2025_en_3.pdf). The urban basis is used because Yerevan is fully urban. The Armenian ILCS consumption basket contains NO rent line (housing appears only as Utilities 10,646 AMD; owner-occupancy dominates and paid rent is not captured), so the figure already excludes rent — no subtraction needed. CPI-uplifted from 2024 to mid-2026 by ×1.045 (Armenia inflation ≈0.3% in 2024, ≈2.7–3.9% through 2025, 3% CBA target for 2026) → 69,226 AMD → $187 at 369.34 AMD/USD. FX from data/fx-rates.json: 421.01 AMD/EUR ÷ 1.1399 USD/EUR = 369.34 AMD/USD (CBA/ECB 2026-07-03).
- Notas
- Per-capita ILCS basis (one adult's non-rent consumption), not a separate one-person-household survey (Armstat does not publish the latter for a single-person basket). National per-capita total is 60,941 AMD; the urban figure (66,245 AMD) is used as the Yerevan-relevant basis. Numbeo/Expatistan (forbidden) were not used.
05Domestic delivery quality
Tbilisimejor
Good
Georgian Post + courier service pages (composite)
Recopilado por SettleMetric
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Método
- Georgian Post ~500 branches nationwide (1–3 day domestic parcels, some lockers/pickup points); Wolt Drive and Glovo last-mile in Tbilisi/Batumi; DHL/FedEx/UPS present. Dense and reliable in cities; locker density and nationwide same-day coverage thinner than EU leaders → good, not excellent.
Yerevan
Basic
HayPost (national postal operator) service network + private courier presence
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- HayPost operates the national branch network with domestic parcel and EMS delivery; private couriers (local same-day services in Yerevan, plus international DHL/FedEx/UPS agents) cover the capital well. Reliable but not a dense next-day parcel-locker market like the EU leaders; delivery is mostly to-door or branch pickup, typically a few days outside Yerevan. Classified 'basic'.
- Notas
- Curated classification from the national operator's coverage and courier presence; no official nationwide next-day SLA or parcel-locker density figures were obtained. Re-verify with HayPost service standards next cycle.
Familia
Mudarse con pareja e hijos en edad escolar.
Tbilisi encaja mejor: 3 de 5
01International schools
Tbilisi
3
IB World Schools directory / IB Georgia association
Recopilado por SettleMetric
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Método
- IB World Schools in Tbilisi: New School (PYP+MYP+DP), Newton Free School, European School. At least 3; the ibo.org finder blocked automated access (±1).
- Notas
- ~16 international schools operate in Tbilisi; 3 are IB-authorized.
Yerevanmejor
6
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Count of Yerevan schools verified against a qualifying accreditor's own registry, not aggregator sites. (1) Shirakatsy Lyceum — IB Diploma Programme, IB school code 004090 (ibo.org/en/school/004090); (2) Quantum College — IB DP, code 007055 (ibo.org/en/school/007055); (3) National Polytechnic University of Armenia Foundation Yerevan High School — IB DP, code 062724 (ibo.org find-an-ib-school); (4) CIS Armenia International School — registered Cambridge International school (IGCSE, AS/A Level); (5) QSI International School of Yerevan — US Middle States Association (MSA-CESS) accredited since 2000, College Board AP; (6) Lycée Français Anatole France — AEFE network member (partnership signed 2017-11-21), homologué by the French Ministry of National Education. Excluded: 'Fundacion Gimnasio Ingles de Armenia' (IB code 061373) is in Armenia, Quindío, COLOMBIA — not Yerevan — a name-collision caught by per-accreditor verification.
- Notas
- Six schools verified against IB, Cambridge, US/Middle States, and AEFE registries. Other locally-advertised 'international' schools (e.g. Dream Bridgeman Oxford, British International School of Armenia) claim 'Oxford International Curriculum' / Pearson exam-centre status but were not confirmed on a qualifying accreditor's registry, so are conservatively excluded. ±1 uncertainty: an IB candidate school or a newly-registered Cambridge centre could shift the count.
02Homicide rate
Tbilisimejor
2,03/100k
UNODC (via World Bank mirror) — intentional homicide, Georgia
Datos abiertos
- Datos a fecha de
- 31 dic 2019
- Verificado
- 3 jul 2026
- Notas
- 2019 is the latest year UNODC publishes for Georgia. Low by global standards (world average ≈ 5.8); Georgia is widely regarded as very safe for residents. No city-level series is published.
Yerevan
2,21/100k
UNODC intentional-homicide series for Armenia (via World Bank / Our World in Data mirror)
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Notas
- UNODC national series: 2.21 per 100k (2023), down from 2.74 (2022) and 3.14 (2021). Figures are UNODC-sourced; the World Bank/OWID mirror was used because the UNODC data portal is an interactive app. Re-verify the exact latest year directly at data.unodc.org next cycle.
03Private healthcare cost
Tbilisi
$450/yr
Georgian insurers (Ardi, GPI, Imedi L) — comprehensive-tier plans
Recopilado por SettleMetric
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Método
- Midpoint of comprehensive local plans: Ardi Medi Premium from ~$340/yr up to market comprehensive ~$795/yr (converted at 2.6431 GEL/USD). Expat international plans run higher ($1,000–2,000/yr).
- Notas
- Georgian insurers quote by callback rather than public age-rated engines, so this is a curated market midpoint for local comprehensive cover, not a bound quote.
Yerevan
$352/yr
Nairi Insurance voluntary health insurance package (with-inpatient), as published by Repat Armenia
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Nairi Insurance voluntary health insurance (VHI): 130,000 AMD/year per adult under 65 (family of 3+ discounted 30% to 91,000 AMD), coverage limit 7,000,000 AMD. Comprehensive with-inpatient package — covers outpatient care, doctor consultations, tests, hospitalization, surgery, chronic-disease monitoring, plus dental and (after a 9-month wait) pregnancy. 130,000 AMD ÷ 369.34 AMD/USD = $352/year (FX from data/fx-rates.json: 421.01 AMD/EUR ÷ 1.1399 USD/EUR, CBA/ECB 2026-07-03).
- Notas
- Comparable to the other countries' comprehensive (with-inpatient) basis. Private VHI is optional; Armenia is phasing in a mandatory Universal Health Insurance system (2026). This is a specific published individual premium (Nairi via Repat Armenia), not a market median — other insurers (Rosgosstrakh-Armenia, SIL, INGO, RESO, Armenia Insurance) quote on request. Pre-existing conditions are excluded and waiting periods apply. Insurers supervised by the Central Bank of Armenia.
04Air quality (PM2.5)
Tbilisimejor
15,1 µg/m³
IQAir 2024 World Air Quality Report
Estudio
- Datos a fecha de
- 31 dic 2024
- Verificado
- 3 jul 2026
- Notas
- Attribution: IQAir (aggregator of ground stations + validated sensors). About 3× the WHO 2021 guideline (5 µg/m³); within the current EU limit (25). Georgia's official NEA portal publishes only real-time readings, not an annual mean.
Yerevan
24,9 µg/m³
IQAir World Air Quality Report — Yerevan annual mean (2020)
Estudio
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Notas
- Attribution: IQAir (aggregator of ground stations and validated sensors), same basis used for the sister Tbilisi file. 2020 annual mean 24.9 µg/m³ (2019 was 25.5) — the most recent clean full-year annual average IQAir publishes for Yerevan. About 5× the WHO 2021 guideline (5 µg/m³) and near the current EU limit value (25). Armenia's official national monitoring is run by the Hydrometeorology and Monitoring Center (Ministry of Environment), whose portal publishes real-time readings rather than a downloadable annual mean, and the WHO Ambient Air Quality Database V8.0 value for Yerevan was not cleanly extractable in this pass (the WHO interactive app is JS-rendered). Community civic-tech networks (ArmAQI, AirQuality.am) report higher recent annual means (~28–30 µg/m³ for 2024–2025), so this 2020 figure may understate current levels; winter heating and traffic are the main sources and winters are markedly worse than summers. Re-verify against the WHO database Excel and any official national annual mean next cycle.
05English proficiency
Tbilisimejor
High
EF EPI 2025 (score 541, rank 35/123 — High band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 3 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). English is workable in Tbilisi/Batumi tourism and the younger service sector; less so in government and older generations. Russian remains widely understood.
Yerevan
Moderate
EF EPI 2025 — Armenia (score 515, rank 56/123, Moderate band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). Score 515 falls in EF's 'Moderate' band. English is workable with younger people, in IT and the tourism/service sector in Yerevan, less so in government offices and outside the capital; Russian remains the stronger second language.
Dinero y cripto
Optimizar impuestos, banca y normas sobre cripto.
Tbilisi encaja mejor: 2 de 3
01Crypto regulation
Tbilisimejor
Legal friendly
National Bank of Georgia — Virtual Asset Service Providers
Fuente oficial
- Datos a fecha de
- 1 jul 2023
- Verificado
- 3 jul 2026
- Notas
- Individuals pay 0% income tax on crypto gains (Minister of Finance Public Decision N201, 2019 — crypto is not Georgian-source income for individuals) and crypto↔fiat exchange is VAT-exempt. Service providers must register as VASPs with the NBG (regime since 1 July 2023). Very favourable for individual holders, hence legal-friendly.
Yerevan
Legal regulated
Fuente oficial
- Datos a fecha de
- 31 ene 2026
- Verificado
- 4 jul 2026
- Notas
- Holding and trading crypto is legal for individuals; not legal tender. A comprehensive Law on Crypto-Assets (modelled on the EU's MiCA) entered into force 2025-07-04; the Central Bank of Armenia is the sole licensing authority for crypto-asset service providers, with the first subordinate regulations effective 2026-01-31 and a licensing deadline of 2027-01-31 for existing providers. Leans crypto-friendly (non-entrepreneurial individual crypto gains are widely reported as untaxed), but classified 'legal-regulated' given the new MiCA-style licensing/AML framework.
02Financial control level
Tbilisi
Low
US State Dept 2025 Investment Climate Statement (Georgia) / trade.gov
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 3 jul 2026
- Método
- GEL freely convertible (float since 1998; IMF Article VIII since 1996); no capital controls; funds transfer abroad freely (except sanctioned destinations); no routine cash caps or resident foreign-account exit restrictions.
- Notas
- Caveat: since Georgia joined CRS (2024) and post-2022 de-risking, non-resident bank account onboarding has become notably stricter (source-of-funds documentation, some rejections). The FX regime itself is open; the friction is at bank KYC.
Yerevan
Low
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Composite: the Armenian dram (AMD) is freely convertible with no capital or currency controls on personal funds; non-residents can open bank accounts and hold foreign-currency accounts; foreigners can register a sole proprietorship and bank easily; no FBAR-style foreign-asset disclosure regime for residents. Classified 'low' state control over personal money flows. Inputs: PwC Armenia tax summaries and Central Bank of Armenia foreign-exchange rules.
- Notas
- Armenia has been a notably open banking destination for relocating remote workers since 2022. No IMF AREAER capital-control flags of note for personal transfers were found; re-verify against AREAER next cycle.
03Freelancer tax burden
Tbilisimejor
1%
SettleMetric tax engine over Tax Code (Small Business Status)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 3 jul 2026
- Método
- Best eligible scheme ge-small-business-1pct at €60,000 = 180,738 GEL (NBG 3.0123 GEL/EUR), below the 500,000 GEL threshold → 1% turnover tax = 1,807 GEL, no mandatory social/pension. Effective burden ≈ 1.0%.
Yerevan
10,8%
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme am-it-hightech-1 (registered high-tech IT sole proprietor, 1% turnover tax) at €60,000 = 25,260,600 AMD turnover (ECB/CBA 421.01): high-tech turnover tax 1% = 252,606 + mandatory funded pension 10%×(income−3,000,000) = 2,226,060 + health contribution 129,600 + military stamp duty 120,000 = 2,728,266 AMD of levies → 10.8%. The pension is charged on GROSS turnover (not profit) and dominates the burden, so the real cost is far above the headline 1%. Modelled with the pension uncapped (no individual-entrepreneur ceiling confirmed in official sources); a ceiling, if it applies, would lower this figure.
- Notas
- Micro-business 0% is unavailable to IT/consulting/professional services (excluded since July 2025). The turnover-tax 10% and general 20% regimes give higher burdens (~19.8% and ~27.8% at €60k respectively).
Vida tranquila
Priorizar la seguridad, el aire y una vida diaria sencilla.
Tbilisi encaja mejor: 3 de 4
01Homicide rate
Tbilisimejor
2,03/100k
UNODC (via World Bank mirror) — intentional homicide, Georgia
Datos abiertos
- Datos a fecha de
- 31 dic 2019
- Verificado
- 3 jul 2026
- Notas
- 2019 is the latest year UNODC publishes for Georgia. Low by global standards (world average ≈ 5.8); Georgia is widely regarded as very safe for residents. No city-level series is published.
Yerevan
2,21/100k
UNODC intentional-homicide series for Armenia (via World Bank / Our World in Data mirror)
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Notas
- UNODC national series: 2.21 per 100k (2023), down from 2.74 (2022) and 3.14 (2021). Figures are UNODC-sourced; the World Bank/OWID mirror was used because the UNODC data portal is an interactive app. Re-verify the exact latest year directly at data.unodc.org next cycle.
02Air quality (PM2.5)
Tbilisimejor
15,1 µg/m³
IQAir 2024 World Air Quality Report
Estudio
- Datos a fecha de
- 31 dic 2024
- Verificado
- 3 jul 2026
- Notas
- Attribution: IQAir (aggregator of ground stations + validated sensors). About 3× the WHO 2021 guideline (5 µg/m³); within the current EU limit (25). Georgia's official NEA portal publishes only real-time readings, not an annual mean.
Yerevan
24,9 µg/m³
IQAir World Air Quality Report — Yerevan annual mean (2020)
Estudio
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Notas
- Attribution: IQAir (aggregator of ground stations and validated sensors), same basis used for the sister Tbilisi file. 2020 annual mean 24.9 µg/m³ (2019 was 25.5) — the most recent clean full-year annual average IQAir publishes for Yerevan. About 5× the WHO 2021 guideline (5 µg/m³) and near the current EU limit value (25). Armenia's official national monitoring is run by the Hydrometeorology and Monitoring Center (Ministry of Environment), whose portal publishes real-time readings rather than a downloadable annual mean, and the WHO Ambient Air Quality Database V8.0 value for Yerevan was not cleanly extractable in this pass (the WHO interactive app is JS-rendered). Community civic-tech networks (ArmAQI, AirQuality.am) report higher recent annual means (~28–30 µg/m³ for 2024–2025), so this 2020 figure may understate current levels; winter heating and traffic are the main sources and winters are markedly worse than summers. Re-verify against the WHO database Excel and any official national annual mean next cycle.
03Cost of living (single, excl. rent)
Tbilisi
$220/mo
Geostat — Households Expenditures survey 2025
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 3 jul 2026
- Método
- Geostat 2025 average per-capita monthly consumption (603 GEL) split by the survey's COICOP category shares, with the imputed-housing portion removed, converted at 2.6431 GEL/USD (NBG 2026-07-02). Categories sum to this figure. Geostat has no clean single-person-excl-rent basket, so treat as a curated estimate.
Yerevan
$187/mo
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Método
- Armstat ILCS 2024 average monthly per-capita consumption expenditure, urban communities = 66,245 AMD (Table 3.5/3.6, 'Household Income, Expenditures, and Basic Food Consumption', poverty_2025_en_3.pdf). The urban basis is used because Yerevan is fully urban. The Armenian ILCS consumption basket contains NO rent line (housing appears only as Utilities 10,646 AMD; owner-occupancy dominates and paid rent is not captured), so the figure already excludes rent — no subtraction needed. CPI-uplifted from 2024 to mid-2026 by ×1.045 (Armenia inflation ≈0.3% in 2024, ≈2.7–3.9% through 2025, 3% CBA target for 2026) → 69,226 AMD → $187 at 369.34 AMD/USD. FX from data/fx-rates.json: 421.01 AMD/EUR ÷ 1.1399 USD/EUR = 369.34 AMD/USD (CBA/ECB 2026-07-03).
- Notas
- Per-capita ILCS basis (one adult's non-rent consumption), not a separate one-person-household survey (Armstat does not publish the latter for a single-person basket). National per-capita total is 60,941 AMD; the urban figure (66,245 AMD) is used as the Yerevan-relevant basis. Numbeo/Expatistan (forbidden) were not used.
04Climate comfort
Tbilisimejor
4/12 mo
SettleMetric computation over climate-normals
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 3 jul 2026
- Método
- Months with mean daily max 15–28°C and precip < 150mm: Apr, May, Sep, Oct = 4. June (28.7°C) and Jul–Aug (~32°C) are too hot.
Yerevan
3/12 mo
SettleMetric computation over climate-normals
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Método
- Months with mean daily max 15–28°C and precipitation < 150mm: April (19.6°C), May (24.8°C), October (21.6°C) = 3. March (14.2°C) just misses the 15°C floor; September (29.6°C) and June–August (31–35°C) exceed the 28°C ceiling; Nov–Feb are too cold.
03
La comparación completa
Abre cualquier dato para ver qué mide, cómo de reciente es y el rastro completo de fuentes de ambas ciudades.
01
Impuestos
CriterioTbilisiYerevan
01+−Freelancer tax burden% effective burden at €60k/year self-employed profileTbilisimejor1Yerevan10,8
Qué mide esto
Effective total burden (income tax + mandatory social and health contributions) for a solo IT freelancer with €60,000/year revenue and 10% deductible expenses, using the most favourable eligible scheme in the country's tax-schemes data. Computed by the SettleMetric tax engine; recorded as a curated value with the winning scheme id in method.
Cuanto más bajo, mejor· % effective burden at €60k/year self-employed profile· se vuelve a verificar cada 365 días
Tbilisi
SettleMetric tax engine over Tax Code (Small Business Status)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 3 jul 2026
- Método
- Best eligible scheme ge-small-business-1pct at €60,000 = 180,738 GEL (NBG 3.0123 GEL/EUR), below the 500,000 GEL threshold → 1% turnover tax = 1,807 GEL, no mandatory social/pension. Effective burden ≈ 1.0%.
Yerevan
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme am-it-hightech-1 (registered high-tech IT sole proprietor, 1% turnover tax) at €60,000 = 25,260,600 AMD turnover (ECB/CBA 421.01): high-tech turnover tax 1% = 252,606 + mandatory funded pension 10%×(income−3,000,000) = 2,226,060 + health contribution 129,600 + military stamp duty 120,000 = 2,728,266 AMD of levies → 10.8%. The pension is charged on GROSS turnover (not profit) and dominates the burden, so the real cost is far above the headline 1%. Modelled with the pension uncapped (no individual-entrepreneur ceiling confirmed in official sources); a ceiling, if it applies, would lower this figure.
- Notas
- Micro-business 0% is unavailable to IT/consulting/professional services (excluded since July 2025). The turnover-tax 10% and general 20% regimes give higher burdens (~19.8% and ~27.8% at €60k respectively).
02
Legalización
CriterioTbilisiYerevan
01+−Remote-work legalization easeTbilisiLong stay pathYerevanLong stay path
Qué mide esto
Best available legalization route for a location-independent earner with a median (non-EU, non-US) passport, classified from this country's legalization-paths data: dedicated digital-nomad visa; general freelance/self-employment permit; realistic long-stay path (e.g. renewable temporary residence); only short visa-free/tourist stays; effectively none.
Valorado por categoría· se vuelve a verificar cada 180 días
Tbilisi
Government Ordinance N255 — visa-free entry
Fuente oficial
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Notas
- Exceptionally easy in practice: ~94 nationalities (incl. all EU, US, UK, Ukraine, Russia) may stay visa-free for a full year and register an Individual Entrepreneur with 1% Small Business Status the same day — no residence permit needed. Scored as a long-stay path; there is no formal 'digital nomad visa' and the year of visa-free stay does not itself build toward permanent residence.
Yerevan
Fuente oficial
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Notas
- No dedicated digital-nomad visa. Realistic long-stay route: register as an individual entrepreneur (no minimum income) and obtain a temporary residence permit on entrepreneurship grounds — issued for up to 1 year, renewable, leading to permanent residence. Most Western and CIS nationals also get 180 days visa-free per year as a standing rule. A new fully-digital 'On Foreigners' system takes effect 2026-08-01.
03
Coste de vida
CriterioTbilisiYerevan
01+−Cost of living (single, excl. rent)USD/month, single person, excluding rentTbilisi220Yerevan187
Qué mide esto
Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.
Cuanto más bajo, mejor· USD/month, single person, excluding rent· se vuelve a verificar cada 365 días
Tbilisi
Geostat — Households Expenditures survey 2025
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 3 jul 2026
- Método
- Geostat 2025 average per-capita monthly consumption (603 GEL) split by the survey's COICOP category shares, with the imputed-housing portion removed, converted at 2.6431 GEL/USD (NBG 2026-07-02). Categories sum to this figure. Geostat has no clean single-person-excl-rent basket, so treat as a curated estimate.
Yerevan
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Método
- Armstat ILCS 2024 average monthly per-capita consumption expenditure, urban communities = 66,245 AMD (Table 3.5/3.6, 'Household Income, Expenditures, and Basic Food Consumption', poverty_2025_en_3.pdf). The urban basis is used because Yerevan is fully urban. The Armenian ILCS consumption basket contains NO rent line (housing appears only as Utilities 10,646 AMD; owner-occupancy dominates and paid rent is not captured), so the figure already excludes rent — no subtraction needed. CPI-uplifted from 2024 to mid-2026 by ×1.045 (Armenia inflation ≈0.3% in 2024, ≈2.7–3.9% through 2025, 3% CBA target for 2026) → 69,226 AMD → $187 at 369.34 AMD/USD. FX from data/fx-rates.json: 421.01 AMD/EUR ÷ 1.1399 USD/EUR = 369.34 AMD/USD (CBA/ECB 2026-07-03).
- Notas
- Per-capita ILCS basis (one adult's non-rent consumption), not a separate one-person-household survey (Armstat does not publish the latter for a single-person basket). National per-capita total is 60,941 AMD; the urban figure (66,245 AMD) is used as the Yerevan-relevant basis. Numbeo/Expatistan (forbidden) were not used.
Gasto mensual por categoría (sin alquiler)
Tbilisi
Yerevan
Geostat — Households Expenditures survey 2025 (category shares)
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 3 jul 2026
- Método
- Geostat 2025 per-capita consumption shares (food 38.7%, transport 11.4%, healthcare 11.0%, etc.) applied to the ~$220/mo excl-rent base and converted at 2.6431 GEL/USD. Georgia's very high food share is characteristic of the income level. National average — rent shown separately.
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Método
- Armstat ILCS 2024 urban per-capita consumption expenditure by category (Table 3.5/3.6, pre-2012 COICOP): Food 28,208 (incl. eating-out 2,293) + Non-food 12,835 + Utilities 10,646 + Health 4,475 + Tobacco 2,692 + Education 1,882 + Other services 1,861 + Communications 1,777 + Transport 1,585 + Alcohol 252 + Culture/legal 32 = 66,245 AMD. Each line CPI-uplifted ×1.045 and converted at 369.34 AMD/USD; categories sum to the ~$187/mo aggregate (Culture/legal rounds to $0 and is omitted). Rent excluded (not in the ILCS basket).
01Food & non-alcoholic drinks
Tbilisi
$88
Yerevan
—
02Food & non-alcoholic (incl. eating out)
Tbilisi
—
Yerevan
$80
03Restaurants, recreation & communications
Tbilisi
$41
Yerevan
—
04Non-food goods
Tbilisi
—
Yerevan
$36
05Transport
Tbilisi
$26
Yerevanmás barato
$4
06Utilities (water, electricity, gas, fuel)
Tbilisi
—
Yerevan
$30
07Healthcare (out-of-pocket)
Tbilisi
$25
Yerevan
—
08Utilities & energy
Tbilisi
$18
Yerevan
—
09Clothing & footwear
Tbilisi
$13
Yerevan
—
10Health (out-of-pocket)
Tbilisi
—
Yerevan
$13
11Household goods
Tbilisi
$12
Yerevan
—
12Education
Tbilisi
$7
Yerevanmás barato
$5
13Tobacco
Tbilisi
—
Yerevan
$8
14Communications
Tbilisi
—
Yerevan
$5
15Other services
Tbilisi
—
Yerevan
$5
16Alcoholic beverages
Tbilisi
—
Yerevan
$1
Total (sin alquiler)
Tbilisi$230/mes
Yerevan$187/mes
04
Vivienda
Alquiler por tipo de vivienda
Alquiler de oferta: precio en el centro, con el de fuera del centro entre paréntesis ($/mes).
Tbilisi
Yerevan
ss.ge / korter.ge listing samples (Tbilisi)
Recopilado por SettleMetric
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Método
- Typical asking-rent medians from active listings (portals quote USD), central = Vake/Saburtalo/Old Tbilisi, outside = outer districts. Small samples — indicative ranges. Georgian portal room counts mapped (a '2-room' listing ≈ a 1-bedroom).
- Notas
- Asking, not transacted; indicative from small listing samples. Room-count convention: Georgian portals count total rooms, mapped to Western studio/1BR/2BR/3BR.
Curated from MyRealty.am live listings and Armenian Mirror-Spectator agent-reported anchors
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Asking-rent matrix (studio/1br/2br/3br × central Kentron-Arabkir vs outer districts) built from observed anchors and converted at 369.34 AMD/USD (fx-rates.json, 2026-07-02). Observed anchors: Mirror-Spectator (Mar 2025) studio 24m² ~110,000 AMD ($300), 2-room norm ~250,000 AMD ($677) with smaller/older 1-rooms lower; MyRealty.am (2026) 1-bedrooms ~$820–1,200 and small 2-bedrooms ~$750–950 for central/premium stock. Central cells anchored to the higher observed (Kentron/Arabkir premium) end; outer-district cells set ≈0.64× the central figure per the widely reported centre-vs-periphery gap. All eight cells are DERIVED estimates.
- Notas
- WIDE UNCERTAINTY and DERIVED. No Yerevan source publishes rent simultaneously by room count and by centre/outside, and the market is volatile; these cells are transparent estimates from listing-portal and agent-reported anchors, not a single observed table. Central = Kentron and prime Arabkir; outside = outer districts (e.g. Malatia-Sebastia, Nor Nork, Ajapnyak). Numbeo/Expatistan (forbidden) were not used. Replace with an official/portal market report next cycle.
01Estudio
Tbilisimás barato
$450$300 fuera del centro
Yerevan
$460$300 fuera del centro
021 dormitorio
Tbilisimás barato
$600$480 fuera del centro
Yerevan
$680$435 fuera del centro
032 dormitorios
Tbilisimás barato
$900$650 fuera del centro
Yerevan
$950$610 fuera del centro
043 dormitorios
Tbilisi
$1400$1000 fuera del centro
Yerevanmás barato
$1350$810 fuera del centro
05
Seguridad
CriterioTbilisiYerevan
01+−Homicide rateintentional homicides per 100,000/yearTbilisimejor2Yerevan2,2
Qué mide esto
Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).
Cuanto más bajo, mejor· intentional homicides per 100,000/year· se vuelve a verificar cada 730 días
Tbilisi
UNODC (via World Bank mirror) — intentional homicide, Georgia
Datos abiertos
- Datos a fecha de
- 31 dic 2019
- Verificado
- 3 jul 2026
- Notas
- 2019 is the latest year UNODC publishes for Georgia. Low by global standards (world average ≈ 5.8); Georgia is widely regarded as very safe for residents. No city-level series is published.
Yerevan
UNODC intentional-homicide series for Armenia (via World Bank / Our World in Data mirror)
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Notas
- UNODC national series: 2.21 per 100k (2023), down from 2.74 (2022) and 3.14 (2021). Figures are UNODC-sourced; the World Bank/OWID mirror was used because the UNODC data portal is an interactive app. Re-verify the exact latest year directly at data.unodc.org next cycle.
06
Clima
CriterioTbilisiYerevan
01+−Climate comfortpleasant months/yearTbilisimejor4Yerevan3
Qué mide esto
Number of months whose 1991–2020 climate normals satisfy: mean daily maximum between 15°C and 28°C and monthly precipitation under 150mm. Computed from the city's climate-normals indicator; the raw normals are stored alongside so users can judge by their own taste.
Cuanto más alto, mejor· pleasant months/year· se vuelve a verificar cada 3650 días
Tbilisi
SettleMetric computation over climate-normals
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 3 jul 2026
- Método
- Months with mean daily max 15–28°C and precip < 150mm: Apr, May, Sep, Oct = 4. June (28.7°C) and Jul–Aug (~32°C) are too hot.
Yerevan
SettleMetric computation over climate-normals
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Método
- Months with mean daily max 15–28°C and precipitation < 150mm: April (19.6°C), May (24.8°C), October (21.6°C) = 3. March (14.2°C) just misses the 15°C floor; September (29.6°C) and June–August (31–35°C) exceed the 28°C ceiling; Nov–Feb are too cold.
02+−Air quality (PM2.5)µg/m³, annual mean PM2.5Tbilisimejor15,1Yerevan24,9
Qué mide esto
Annual mean fine-particulate (PM2.5) concentration for the city, latest available year. Anchors follow the WHO 2021 guideline (5 µg/m³ → 10) through the EU limit value territory (25 µg/m³ → 2). Preferred source: European Environment Agency city-level air quality data; outside Europe: WHO Ambient Air Quality Database or the national monitoring network.
Cuanto más bajo, mejor· µg/m³, annual mean PM2.5· se vuelve a verificar cada 730 días
Tbilisi
IQAir 2024 World Air Quality Report
Estudio
- Datos a fecha de
- 31 dic 2024
- Verificado
- 3 jul 2026
- Notas
- Attribution: IQAir (aggregator of ground stations + validated sensors). About 3× the WHO 2021 guideline (5 µg/m³); within the current EU limit (25). Georgia's official NEA portal publishes only real-time readings, not an annual mean.
Yerevan
IQAir World Air Quality Report — Yerevan annual mean (2020)
Estudio
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Notas
- Attribution: IQAir (aggregator of ground stations and validated sensors), same basis used for the sister Tbilisi file. 2020 annual mean 24.9 µg/m³ (2019 was 25.5) — the most recent clean full-year annual average IQAir publishes for Yerevan. About 5× the WHO 2021 guideline (5 µg/m³) and near the current EU limit value (25). Armenia's official national monitoring is run by the Hydrometeorology and Monitoring Center (Ministry of Environment), whose portal publishes real-time readings rather than a downloadable annual mean, and the WHO Ambient Air Quality Database V8.0 value for Yerevan was not cleanly extractable in this pass (the WHO interactive app is JS-rendered). Community civic-tech networks (ArmAQI, AirQuality.am) report higher recent annual means (~28–30 µg/m³ for 2024–2025), so this 2020 figure may understate current levels; winter heating and traffic are the main sources and winters are markedly worse than summers. Re-verify against the WHO database Excel and any official national annual mean next cycle.
07
Sanidad
CriterioTbilisiYerevan
01+−Private healthcare costUSD/year, comprehensive private insurance premium, healthy 35-year-oldTbilisi450Yerevan352
Qué mide esto
Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.
Cuanto más bajo, mejor· USD/year, comprehensive private insurance premium, healthy 35-year-old· se vuelve a verificar cada 365 días
Tbilisi
Georgian insurers (Ardi, GPI, Imedi L) — comprehensive-tier plans
Recopilado por SettleMetric
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Método
- Midpoint of comprehensive local plans: Ardi Medi Premium from ~$340/yr up to market comprehensive ~$795/yr (converted at 2.6431 GEL/USD). Expat international plans run higher ($1,000–2,000/yr).
- Notas
- Georgian insurers quote by callback rather than public age-rated engines, so this is a curated market midpoint for local comprehensive cover, not a bound quote.
Yerevan
Nairi Insurance voluntary health insurance package (with-inpatient), as published by Repat Armenia
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Nairi Insurance voluntary health insurance (VHI): 130,000 AMD/year per adult under 65 (family of 3+ discounted 30% to 91,000 AMD), coverage limit 7,000,000 AMD. Comprehensive with-inpatient package — covers outpatient care, doctor consultations, tests, hospitalization, surgery, chronic-disease monitoring, plus dental and (after a 9-month wait) pregnancy. 130,000 AMD ÷ 369.34 AMD/USD = $352/year (FX from data/fx-rates.json: 421.01 AMD/EUR ÷ 1.1399 USD/EUR, CBA/ECB 2026-07-03).
- Notas
- Comparable to the other countries' comprehensive (with-inpatient) basis. Private VHI is optional; Armenia is phasing in a mandatory Universal Health Insurance system (2026). This is a specific published individual premium (Nairi via Repat Armenia), not a market median — other insurers (Rosgosstrakh-Armenia, SIL, INGO, RESO, Armenia Insurance) quote on request. Pre-existing conditions are excluded and waiting periods apply. Insurers supervised by the Central Bank of Armenia.
08
Dinero y cripto
CriterioTbilisiYerevan
01+−Crypto regulationTbilisimejorLegal friendlyYerevanLegal regulated
Qué mide esto
Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.
Valorado por categoría· se vuelve a verificar cada 180 días
Tbilisi
National Bank of Georgia — Virtual Asset Service Providers
Fuente oficial
- Datos a fecha de
- 1 jul 2023
- Verificado
- 3 jul 2026
- Notas
- Individuals pay 0% income tax on crypto gains (Minister of Finance Public Decision N201, 2019 — crypto is not Georgian-source income for individuals) and crypto↔fiat exchange is VAT-exempt. Service providers must register as VASPs with the NBG (regime since 1 July 2023). Very favourable for individual holders, hence legal-friendly.
Yerevan
Fuente oficial
- Datos a fecha de
- 31 ene 2026
- Verificado
- 4 jul 2026
- Notas
- Holding and trading crypto is legal for individuals; not legal tender. A comprehensive Law on Crypto-Assets (modelled on the EU's MiCA) entered into force 2025-07-04; the Central Bank of Armenia is the sole licensing authority for crypto-asset service providers, with the first subordinate regulations effective 2026-01-31 and a licensing deadline of 2027-01-31 for existing providers. Leans crypto-friendly (non-entrepreneurial individual crypto gains are widely reported as untaxed), but classified 'legal-regulated' given the new MiCA-style licensing/AML framework.
02+−Financial control levelTbilisiLowYerevanLow
Qué mide esto
Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.
Valorado por categoría· se vuelve a verificar cada 365 días
Tbilisi
US State Dept 2025 Investment Climate Statement (Georgia) / trade.gov
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 3 jul 2026
- Método
- GEL freely convertible (float since 1998; IMF Article VIII since 1996); no capital controls; funds transfer abroad freely (except sanctioned destinations); no routine cash caps or resident foreign-account exit restrictions.
- Notas
- Caveat: since Georgia joined CRS (2024) and post-2022 de-risking, non-resident bank account onboarding has become notably stricter (source-of-funds documentation, some rejections). The FX regime itself is open; the friction is at bank KYC.
Yerevan
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Composite: the Armenian dram (AMD) is freely convertible with no capital or currency controls on personal funds; non-residents can open bank accounts and hold foreign-currency accounts; foreigners can register a sole proprietorship and bank easily; no FBAR-style foreign-asset disclosure regime for residents. Classified 'low' state control over personal money flows. Inputs: PwC Armenia tax summaries and Central Bank of Armenia foreign-exchange rules.
- Notas
- Armenia has been a notably open banking destination for relocating remote workers since 2022. No IMF AREAER capital-control flags of note for personal transfers were found; re-verify against AREAER next cycle.
09
Infraestructura
CriterioTbilisiYerevan
01+−Domestic delivery qualityTbilisimejorGoodYerevanBasic
Qué mide esto
Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.
Valorado por categoría· se vuelve a verificar cada 730 días
Tbilisi
Georgian Post + courier service pages (composite)
Recopilado por SettleMetric
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Método
- Georgian Post ~500 branches nationwide (1–3 day domestic parcels, some lockers/pickup points); Wolt Drive and Glovo last-mile in Tbilisi/Batumi; DHL/FedEx/UPS present. Dense and reliable in cities; locker density and nationwide same-day coverage thinner than EU leaders → good, not excellent.
Yerevan
HayPost (national postal operator) service network + private courier presence
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- HayPost operates the national branch network with domestic parcel and EMS delivery; private couriers (local same-day services in Yerevan, plus international DHL/FedEx/UPS agents) cover the capital well. Reliable but not a dense next-day parcel-locker market like the EU leaders; delivery is mostly to-door or branch pickup, typically a few days outside Yerevan. Classified 'basic'.
- Notas
- Curated classification from the national operator's coverage and courier presence; no official nationwide next-day SLA or parcel-locker density figures were obtained. Re-verify with HayPost service standards next cycle.
02+−International delivery easeTbilisimejorMinor frictionYerevanSignificant friction
Qué mide esto
Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.
Valorado por categoría· se vuelve a verificar cada 365 días
Tbilisi
Revenue Service of Georgia — customs procedures
Fuente oficial
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Notas
- Georgia is outside the EU/EAEU. Personal-import de minimis: 300 GEL (≈ $113) and ≤ 30 kg, once per calendar month, exempt; above that, 18% import VAT + 0–12% duty + a small customs fee. All major integrators (DHL, FedEx, UPS, Aramex) present. Predictable but the low monthly de-minimis cap adds friction.
Yerevan
State Revenue Committee of Armenia — customs / import rules (de-minimis and clearance for parcels)
Fuente oficial
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Notas
- Landlocked country with closed borders to two neighbours (Turkey, Azerbaijan); inbound goods route via Georgia or air. Major carriers (DHL, FedEx, UPS) serve Yerevan, but customs clearance on personal imports involves paperwork and duties above a modest de-minimis, and many marketplaces do not ship directly to Armenia. Classified 'significant-friction'. The exact de-minimis threshold and clearance timelines were not extracted from the SRC customs pages in this pass — flagged to confirm the specific regulation next cycle.
03+−Internet speedMbps, median fixed downloadTbilisi15,8Yerevanmejor16,4
Qué mide esto
Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.
Cuanto más alto, mejor· Mbps, median fixed download· se vuelve a verificar cada 365 días
Tbilisi
M-Lab NDT country aggregates for Georgia
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of 343 daily country medians (download_MED), 47,852 download tests (2023 — latest full year in M-Lab's public stats API; the 2024 file is only Jan–Mar, and 2025/2026 are not yet published). Georgia sits under continent code AS in M-Lab.
- Notas
- M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. Cross-check: the World Bank's July-2024 median of ~20 Mbps (Ookla-derived, so not citable here) is consistent with this once the M-Lab-reads-low offset is accounted for. Speeds are trending up (~10%/yr: M-Lab yearly medians ran 9.7 in 2020 → 15.8 in 2023), so multi-year pooling would understate current speed; the latest full year is used instead. GNCC/comcom.ge publishes operator quality-of-service measurements (e.g. Magticom fixed ~56 Mb/s advertised-tier average, 2025/26) but no national measured median, and its own speed commentary relies on the same Ookla data we can't redistribute.
Yerevan
M-Lab NDT country aggregates for Armenia (2023 daily stats)
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of 343 daily country medians (download_MED), 30,840 download tests, 2023 — the latest full year in M-Lab's public stats API. Same methodology as other SettleMetric countries.
- Notas
- M-Lab NDT is single-stream and reads well below Ookla-style figures (Ookla reported ~57 Mbps for Armenia in Jan 2025) — the two are not comparable and must not be mixed within this criterion. This is the low-consistent-methodology figure; real-world fibre in Yerevan is considerably faster.
10
Idioma
CriterioTbilisiYerevan
01+−English proficiencyTbilisimejorHighYerevanModerate
Qué mide esto
Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.
Valorado por categoría· se vuelve a verificar cada 730 días
Tbilisi
EF EPI 2025 (score 541, rank 35/123 — High band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 3 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). English is workable in Tbilisi/Batumi tourism and the younger service sector; less so in government and older generations. Russian remains widely understood.
Yerevan
EF EPI 2025 — Armenia (score 515, rank 56/123, Moderate band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). Score 515 falls in EF's 'Moderate' band. English is workable with younger people, in IT and the tourism/service sector in Yerevan, less so in government offices and outside the capital; Russian remains the stronger second language.
11
Educación
CriterioTbilisiYerevan
01+−International schoolsaccredited international schools, countTbilisi3Yerevanmejor6
Qué mide esto
Count of international schools in the metro area accredited by or member of IB, CIS, COBIS, or an equivalent national-curriculum-abroad body (verified against the accreditor's public registry, not aggregator sites).
Cuanto más alto, mejor· accredited international schools, count· se vuelve a verificar cada 730 días
Tbilisi
IB World Schools directory / IB Georgia association
Recopilado por SettleMetric
- Datos a fecha de
- 3 jul 2026
- Verificado
- 3 jul 2026
- Método
- IB World Schools in Tbilisi: New School (PYP+MYP+DP), Newton Free School, European School. At least 3; the ibo.org finder blocked automated access (±1).
- Notas
- ~16 international schools operate in Tbilisi; 3 are IB-authorized.
Yerevan
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Count of Yerevan schools verified against a qualifying accreditor's own registry, not aggregator sites. (1) Shirakatsy Lyceum — IB Diploma Programme, IB school code 004090 (ibo.org/en/school/004090); (2) Quantum College — IB DP, code 007055 (ibo.org/en/school/007055); (3) National Polytechnic University of Armenia Foundation Yerevan High School — IB DP, code 062724 (ibo.org find-an-ib-school); (4) CIS Armenia International School — registered Cambridge International school (IGCSE, AS/A Level); (5) QSI International School of Yerevan — US Middle States Association (MSA-CESS) accredited since 2000, College Board AP; (6) Lycée Français Anatole France — AEFE network member (partnership signed 2017-11-21), homologué by the French Ministry of National Education. Excluded: 'Fundacion Gimnasio Ingles de Armenia' (IB code 061373) is in Armenia, Quindío, COLOMBIA — not Yerevan — a name-collision caught by per-accreditor verification.
- Notas
- Six schools verified against IB, Cambridge, US/Middle States, and AEFE registries. Other locally-advertised 'international' schools (e.g. Dream Bridgeman Oxford, British International School of Armenia) claim 'Oxford International Curriculum' / Pearson exam-centre status but were not confirmed on a qualifying accreditor's registry, so are conservatively excluded. ±1 uncertainty: an IB candidate school or a newly-registered Cambridge centre could shift the count.