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SettleMetric

CITY / CITYComparación de ciudades verificada

Sarandëvs.Tirana.

Sarandë sale mejor en 1 de 8 datos principales; Tirana, en 0. Cost of living (single, excl. rent): Sarandë $301/mo, Tirana $301/mo. Freelancer tax burden: Sarandë 3,2%, Tirana 3,2%. Climate comfort: Sarandë 5/12 mo, Tirana 4/12 mo.

Verificado

14 criterios comparados · 20 fuentes · los datos de país aparecen marcados como heredados

al / al · SettleMetric

01

Las diferencias clave

Las cifras clave cara a cara, con el lado más fuerte señalado. La puntuación global es decorativa; lo que importa es qué datos encajan contigo.

Resultado principal

Sarandë va por delante en 1 de 8

Sarandë

1

Tirana

0

01Cost of living (single, excl. rent)
Sarandë
$301/mo

INSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
INSTAT HBS 2023: average household consumption 91,675 ALL/month over 3.7 persons = 24,777 ALL per capita/month ÷ 82.26 (Bank of Albania USD/ALL) = $301/mo. The HBS imputes no owner-occupier rent (very high homeownership) and the housing group is utilities-dominated, so the figure is effectively rent-light — the same low-reading, per-household-member basis used for the peer set.
Notas
Reads lower than Bulgaria ($460) and Czechia ($785), consistent with Albania's income level (GDP per capita ~half of Bulgaria's) — the cheapest country in the set. Not inflated to any prior expectation.
Tirana
$301/mo

INSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
INSTAT HBS 2023: average household consumption 91,675 ALL/month over 3.7 persons = 24,777 ALL per capita/month ÷ 82.26 (Bank of Albania USD/ALL) = $301/mo. The HBS imputes no owner-occupier rent (very high homeownership) and the housing group is utilities-dominated, so the figure is effectively rent-light — the same low-reading, per-household-member basis used for the peer set.
Notas
Reads lower than Bulgaria ($460) and Czechia ($785), consistent with Albania's income level (GDP per capita ~half of Bulgaria's) — the cheapest country in the set. Not inflated to any prior expectation.
02Freelancer tax burden
Sarandë
3,2%

SettleMetric tax engine over official rules (0% self-employed PIT up to ALL 14M until 2029; fixed social contributions)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Best eligible scheme at €60,000 (~5.6M ALL), self-employed (scheme al-freelancer-self-employed): income tax 0% (turnover ≤ ALL 14M, until 2029) + fixed social & health contributions of 14,900 ALL/month = 178,800 ALL/year. Burden = 178,800 / 5,623,800 = 3.2% — the fixed contributions are the whole burden. A standard SHPK runs ≈21.8% (15% + 8% dividend).
Tirana
3,2%

SettleMetric tax engine over official rules (0% self-employed PIT up to ALL 14M until 2029; fixed social contributions)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Best eligible scheme at €60,000 (~5.6M ALL), self-employed (scheme al-freelancer-self-employed): income tax 0% (turnover ≤ ALL 14M, until 2029) + fixed social & health contributions of 14,900 ALL/month = 178,800 ALL/year. Burden = 178,800 / 5,623,800 = 3.2% — the fixed contributions are the whole burden. A standard SHPK runs ≈21.8% (15% + 8% dividend).
03Homicide rate
Sarandë
1,39/100k

World Bank / UNODC — intentional homicides per 100,000 (VC.IHR.PSRC.P5, Albania)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Notas
UNODC series via the World Bank: 1.39 in 2023 (latest). Strong downward trend from 4.06 (2010), 5.40 (2012), 2.32 (2021), 1.70 (2022) to 1.39 (2023). Albania is not in the Eurostat EU set, so the UNODC/World Bank series is used. Low-to-moderate by regional standards and falling.
Tirana
1,39/100k

World Bank / UNODC — intentional homicides per 100,000 (VC.IHR.PSRC.P5, Albania)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Notas
UNODC series via the World Bank: 1.39 in 2023 (latest). Strong downward trend from 4.06 (2010), 5.40 (2012), 2.32 (2021), 1.70 (2022) to 1.39 (2023). Albania is not in the Eurostat EU set, so the UNODC/World Bank series is used. Low-to-moderate by regional standards and falling.
04Climate comfort
Sarandëmejor
5/12 mo

SettleMetric computation over the Sarandë climate-normals (weatherandclimate.co.uk)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
Months with mean daily max 15–28°C AND precip < 150mm: Feb (15, 141), Mar (17, 104), Apr (21, 49), May (24, 82), Oct (23, 108) = 5. Excluded: Jan (13°C); Jun/Jul/Aug/Sep (too hot); Nov (203 mm) and Dec (151 mm, too wet). An independent Weather Spark cross-check also yields 5, so the count is robust though the qualifying months differ slightly.
Tirana
4/12 mo

SettleMetric computation over the Tirana climate-normals (climatestotravel.com 1991–2020)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
Months with mean daily max 15–28°C AND precip < 150mm: Mar (17.0, 130), Apr (20.5, 115), May (24.8, 120), Oct (23.4, 105) = 4. Excluded: Jan/Feb/Dec (too cool); Jun/Jul/Aug (too hot); Sep (28.1°C, narrowly over the ceiling); Nov (210 mm, too wet). Computed over aggregator normals (display-only lineage).
05Internet speed
Sarandë
24 Mbps

M-Lab NDT country aggregates for Albania

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
Median of the 343 daily country-median download values for AL in 2023 = 24.16 Mbps (32,762 download tests; filed under M-Lab's EU/AL path). M-Lab NDT is single-stream and understates real line speeds — Albanian retail fibre advertises 100–1000 Mbps — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Single-stream measurement used only for cross-country comparability on one consistent open-data method.
Tirana
24 Mbps

M-Lab NDT country aggregates for Albania

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
Median of the 343 daily country-median download values for AL in 2023 = 24.16 Mbps (32,762 download tests; filed under M-Lab's EU/AL path). M-Lab NDT is single-stream and understates real line speeds — Albanian retail fibre advertises 100–1000 Mbps — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Single-stream measurement used only for cross-country comparability on one consistent open-data method.
06English proficiency
Sarandë
Moderate

EF EPI 2025 — Albania (score 532, rank 42/123, Moderate band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Albania scores 532, rank 42/123 (global average 488), 'Moderate' band. English is workable in Tirana's tourism, tech and service sectors and among younger Albanians; Italian and Greek are also widely understood. Albanian remains essential for administration and daily life outside the capital.
Tirana
Moderate

EF EPI 2025 — Albania (score 532, rank 42/123, Moderate band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Albania scores 532, rank 42/123 (global average 488), 'Moderate' band. English is workable in Tirana's tourism, tech and service sectors and among younger Albanians; Italian and Greek are also widely understood. Albanian remains essential for administration and daily life outside the capital.
07Private healthcare cost
Sarandë
$780/yr

Curated market survey of Albanian voluntary health insurers (Sigal Uniqa, Sigma Interalbanian VIG), 2026

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Albania has a public health system plus a voluntary private market. Individual premiums range ~€30–150/month; a comprehensive local plan (outpatient + inpatient + diagnostics) for a healthy 35-year-old ~€57/month = ~€680/yr → ~$780/yr at 1.1399 USD/EUR.
Notas
Indicative point on a sourced €30–150/mo range, not a firm quote (Albanian insurers — Sigal Uniqa, Sigma Interalbanian VIG — quote on request). International/expat plans cost substantially more. Public healthcare exists but is widely seen as under-resourced, driving private demand.
Tirana
$780/yr

Curated market survey of Albanian voluntary health insurers (Sigal Uniqa, Sigma Interalbanian VIG), 2026

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Albania has a public health system plus a voluntary private market. Individual premiums range ~€30–150/month; a comprehensive local plan (outpatient + inpatient + diagnostics) for a healthy 35-year-old ~€57/month = ~€680/yr → ~$780/yr at 1.1399 USD/EUR.
Notas
Indicative point on a sourced €30–150/mo range, not a firm quote (Albanian insurers — Sigal Uniqa, Sigma Interalbanian VIG — quote on request). International/expat plans cost substantially more. Public healthcare exists but is widely seen as under-resourced, driving private demand.
08Air quality (PM2.5)
Sarandë
sin datos verificados
Tirana
16 µg/m³

IQAir — Tirana air quality, historical annual average (2020)

Estudio

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
IQAir's Tirana page reports a 2020 annual average of 16 µg/m³ (the most recent firmly-stated Tirana-specific annual mean; 2020 monthly ranged 8.8 in May to 35.2 in January). No machine-verifiable annual mean from the official Albanian agency (AKM/NEA) was accessible this pass.
Notas
Commercial aggregator, not a reference-grade statistic. Newer context: IQAir's Albania NATIONAL annual mean for 2025 = 12.6 µg/m³, and live summer 2026 readings were ~2–10 µg/m³, suggesting Tirana's current annual is likely lower (~12–14). PM2.5 is winter-peaked (solid-fuel heating + traffic), low in summer. WHO 2021 guideline 5 µg/m³. To fill: obtain the AKM/NEA reference-station annual mean.

02

¿Qué ciudad encaja con tu plan?

Cada perspectiva pondera solo los datos que importan a ese plan y dice a qué lado favorece.

Informática remota / autónomo

Contrato o trabajo por cuenta propia en tecnología, facturando a clientes de fuera.

Muy reñido para este plan

01Freelancer tax burden
Sarandë
3,2%

SettleMetric tax engine over official rules (0% self-employed PIT up to ALL 14M until 2029; fixed social contributions)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Best eligible scheme at €60,000 (~5.6M ALL), self-employed (scheme al-freelancer-self-employed): income tax 0% (turnover ≤ ALL 14M, until 2029) + fixed social & health contributions of 14,900 ALL/month = 178,800 ALL/year. Burden = 178,800 / 5,623,800 = 3.2% — the fixed contributions are the whole burden. A standard SHPK runs ≈21.8% (15% + 8% dividend).
Tirana
3,2%

SettleMetric tax engine over official rules (0% self-employed PIT up to ALL 14M until 2029; fixed social contributions)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Best eligible scheme at €60,000 (~5.6M ALL), self-employed (scheme al-freelancer-self-employed): income tax 0% (turnover ≤ ALL 14M, until 2029) + fixed social & health contributions of 14,900 ALL/month = 178,800 ALL/year. Burden = 178,800 / 5,623,800 = 3.2% — the fixed contributions are the whole burden. A standard SHPK runs ≈21.8% (15% + 8% dividend).
02Internet speed
Sarandë
24 Mbps

M-Lab NDT country aggregates for Albania

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
Median of the 343 daily country-median download values for AL in 2023 = 24.16 Mbps (32,762 download tests; filed under M-Lab's EU/AL path). M-Lab NDT is single-stream and understates real line speeds — Albanian retail fibre advertises 100–1000 Mbps — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Single-stream measurement used only for cross-country comparability on one consistent open-data method.
Tirana
24 Mbps

M-Lab NDT country aggregates for Albania

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
Median of the 343 daily country-median download values for AL in 2023 = 24.16 Mbps (32,762 download tests; filed under M-Lab's EU/AL path). M-Lab NDT is single-stream and understates real line speeds — Albanian retail fibre advertises 100–1000 Mbps — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Single-stream measurement used only for cross-country comparability on one consistent open-data method.
03English proficiency
Sarandë
Moderate

EF EPI 2025 — Albania (score 532, rank 42/123, Moderate band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Albania scores 532, rank 42/123 (global average 488), 'Moderate' band. English is workable in Tirana's tourism, tech and service sectors and among younger Albanians; Italian and Greek are also widely understood. Albanian remains essential for administration and daily life outside the capital.
Tirana
Moderate

EF EPI 2025 — Albania (score 532, rank 42/123, Moderate band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Albania scores 532, rank 42/123 (global average 488), 'Moderate' band. English is workable in Tirana's tourism, tech and service sectors and among younger Albanians; Italian and Greek are also widely understood. Albanian remains essential for administration and daily life outside the capital.
04Cost of living (single, excl. rent)
Sarandë
$301/mo

INSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
INSTAT HBS 2023: average household consumption 91,675 ALL/month over 3.7 persons = 24,777 ALL per capita/month ÷ 82.26 (Bank of Albania USD/ALL) = $301/mo. The HBS imputes no owner-occupier rent (very high homeownership) and the housing group is utilities-dominated, so the figure is effectively rent-light — the same low-reading, per-household-member basis used for the peer set.
Notas
Reads lower than Bulgaria ($460) and Czechia ($785), consistent with Albania's income level (GDP per capita ~half of Bulgaria's) — the cheapest country in the set. Not inflated to any prior expectation.
Tirana
$301/mo

INSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
INSTAT HBS 2023: average household consumption 91,675 ALL/month over 3.7 persons = 24,777 ALL per capita/month ÷ 82.26 (Bank of Albania USD/ALL) = $301/mo. The HBS imputes no owner-occupier rent (very high homeownership) and the housing group is utilities-dominated, so the figure is effectively rent-light — the same low-reading, per-household-member basis used for the peer set.
Notas
Reads lower than Bulgaria ($460) and Czechia ($785), consistent with Albania's income level (GDP per capita ~half of Bulgaria's) — the cheapest country in the set. Not inflated to any prior expectation.
05Domestic delivery quality
Sarandë
Good

Posta Shqiptare (national post) and Albanian Courier (largest private courier)

Recopilado por SettleMetric

Datos a fecha de
1 jul 2026
Verificado
15 jul 2026
Método
Posta Shqiptare (national post, 550+ offices) plus a competitive private courier market led by Albanian Courier (100+ offices, UPS/ACS partner), Adex and others. Cash-on-delivery ('contra-payment') is common, often the default for e-commerce; next-day delivery in cities. Reliable, but automated consumer parcel-locker networks are still emerging (not the dense locker duopoly of Bulgaria) → 'good' rather than 'excellent'.
Tirana
Good

Posta Shqiptare (national post) and Albanian Courier (largest private courier)

Recopilado por SettleMetric

Datos a fecha de
1 jul 2026
Verificado
15 jul 2026
Método
Posta Shqiptare (national post, 550+ offices) plus a competitive private courier market led by Albanian Courier (100+ offices, UPS/ACS partner), Adex and others. Cash-on-delivery ('contra-payment') is common, often the default for e-commerce; next-day delivery in cities. Reliable, but automated consumer parcel-locker networks are still emerging (not the dense locker duopoly of Bulgaria) → 'good' rather than 'excellent'.

Familia

Mudarse con pareja e hijos en edad escolar.

Tirana encaja mejor: 1 de 5

01International schools
Sarandë
0

International Baccalaureate country directory (ibo.org) — all 3 Albanian IB World Schools are in Tirana; none in Sarandë

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Verified absence. All 3 of Albania's IB World Schools are in Tirana; no IB, Cambridge or other accreditor-listed international school was found in Sarandë. The town of ~22.6k has only Albanian public/private schools.
Notas
Verified floor = 0. The nearest accredited international schools are in Tirana (~230 km / 4–5 h by road). Nothing found in Sarandë or nearby Ksamil against any named accreditor.
Tiranamejor
3

International Baccalaureate — official school directory (ibo.org); IB confirms 3 IB World Schools in Albania, all in Tirana

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Accreditor-verified floor. All 3 of Albania's IB World Schools are in Tirana, each with an IB code: World Academy of Tirana (006795; PYP/MYP/DP; first IB school in Albania), Albanian College Tirana (052334; PYP/MYP/DP), Tirana International School / QSI (061447; DP). IB's country page confirms exactly 3 IB World Schools in Albania.
Notas
±3, verified floor of 3 (IB only). Not re-verified this pass but likely qualifying (would raise the count to ~6–7): GDQ International Christian School (Cambridge + MSA-CESS), Albanian International School (WASC), École Française de Tirana (AEFE), Deutsch-Albanische Schule. Tirana is the only Albanian city with an international-school market.
02Homicide rate
Sarandë
1,39/100k

World Bank / UNODC — intentional homicides per 100,000 (VC.IHR.PSRC.P5, Albania)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Notas
UNODC series via the World Bank: 1.39 in 2023 (latest). Strong downward trend from 4.06 (2010), 5.40 (2012), 2.32 (2021), 1.70 (2022) to 1.39 (2023). Albania is not in the Eurostat EU set, so the UNODC/World Bank series is used. Low-to-moderate by regional standards and falling.
Tirana
1,39/100k

World Bank / UNODC — intentional homicides per 100,000 (VC.IHR.PSRC.P5, Albania)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Notas
UNODC series via the World Bank: 1.39 in 2023 (latest). Strong downward trend from 4.06 (2010), 5.40 (2012), 2.32 (2021), 1.70 (2022) to 1.39 (2023). Albania is not in the Eurostat EU set, so the UNODC/World Bank series is used. Low-to-moderate by regional standards and falling.
03Private healthcare cost
Sarandë
$780/yr

Curated market survey of Albanian voluntary health insurers (Sigal Uniqa, Sigma Interalbanian VIG), 2026

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Albania has a public health system plus a voluntary private market. Individual premiums range ~€30–150/month; a comprehensive local plan (outpatient + inpatient + diagnostics) for a healthy 35-year-old ~€57/month = ~€680/yr → ~$780/yr at 1.1399 USD/EUR.
Notas
Indicative point on a sourced €30–150/mo range, not a firm quote (Albanian insurers — Sigal Uniqa, Sigma Interalbanian VIG — quote on request). International/expat plans cost substantially more. Public healthcare exists but is widely seen as under-resourced, driving private demand.
Tirana
$780/yr

Curated market survey of Albanian voluntary health insurers (Sigal Uniqa, Sigma Interalbanian VIG), 2026

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Albania has a public health system plus a voluntary private market. Individual premiums range ~€30–150/month; a comprehensive local plan (outpatient + inpatient + diagnostics) for a healthy 35-year-old ~€57/month = ~€680/yr → ~$780/yr at 1.1399 USD/EUR.
Notas
Indicative point on a sourced €30–150/mo range, not a firm quote (Albanian insurers — Sigal Uniqa, Sigma Interalbanian VIG — quote on request). International/expat plans cost substantially more. Public healthcare exists but is widely seen as under-resourced, driving private demand.
04Air quality (PM2.5)
Sarandë
sin datos verificados
Tirana
16 µg/m³

IQAir — Tirana air quality, historical annual average (2020)

Estudio

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
IQAir's Tirana page reports a 2020 annual average of 16 µg/m³ (the most recent firmly-stated Tirana-specific annual mean; 2020 monthly ranged 8.8 in May to 35.2 in January). No machine-verifiable annual mean from the official Albanian agency (AKM/NEA) was accessible this pass.
Notas
Commercial aggregator, not a reference-grade statistic. Newer context: IQAir's Albania NATIONAL annual mean for 2025 = 12.6 µg/m³, and live summer 2026 readings were ~2–10 µg/m³, suggesting Tirana's current annual is likely lower (~12–14). PM2.5 is winter-peaked (solid-fuel heating + traffic), low in summer. WHO 2021 guideline 5 µg/m³. To fill: obtain the AKM/NEA reference-station annual mean.
05English proficiency
Sarandë
Moderate

EF EPI 2025 — Albania (score 532, rank 42/123, Moderate band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Albania scores 532, rank 42/123 (global average 488), 'Moderate' band. English is workable in Tirana's tourism, tech and service sectors and among younger Albanians; Italian and Greek are also widely understood. Albanian remains essential for administration and daily life outside the capital.
Tirana
Moderate

EF EPI 2025 — Albania (score 532, rank 42/123, Moderate band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Albania scores 532, rank 42/123 (global average 488), 'Moderate' band. English is workable in Tirana's tourism, tech and service sectors and among younger Albanians; Italian and Greek are also widely understood. Albanian remains essential for administration and daily life outside the capital.

Dinero y cripto

Optimizar impuestos, banca y normas sobre cripto.

Muy reñido para este plan

01Crypto regulation
Sarandë
Legal regulated

Law 66/2020 on Financial Markets Based on DLT (AFSA/AMF + AKSHI supervision) + Law 29/2023 Income Tax Law

Fuente oficial

Datos a fecha de
1 jul 2026
Verificado
15 jul 2026
Notas
Crypto is legal and regulated. Law 66/2020 (effective Sept 2020) created a licensing framework for DLT exchanges, custodian wallets and token issuance, supervised by the Albanian Financial Supervisory Authority (AFSA/AMF) with AML obligations. Tax: individual crypto capital gains are taxed as investment income at a flat, final 15%; mining/staking income is taxed as ordinary income.
Tirana
Legal regulated

Law 66/2020 on Financial Markets Based on DLT (AFSA/AMF + AKSHI supervision) + Law 29/2023 Income Tax Law

Fuente oficial

Datos a fecha de
1 jul 2026
Verificado
15 jul 2026
Notas
Crypto is legal and regulated. Law 66/2020 (effective Sept 2020) created a licensing framework for DLT exchanges, custodian wallets and token issuance, supervised by the Albanian Financial Supervisory Authority (AFSA/AMF) with AML obligations. Tax: individual crypto capital gains are taxed as investment income at a flat, final 15%; mining/staking income is taxed as ordinary income.
02Financial control level
Sarandë
Moderate

Albania Fiscal Package 2026 cash-payment limits + Bank of Albania FX regime (floating lek)

Fuente oficial

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Composite: the lek is freely convertible with a floating, market-determined rate (Bank of Albania publishes a daily reference fixing, not a peg); residents and non-residents can hold and exchange foreign currency. But Albania is outside the EU, so no guaranteed free movement of capital, the Bank of Albania regulates FX operations, and the 2026 Fiscal Package tightened domestic cash-payment ceilings (B2B 100,000 ALL/transaction; individuals/self-employed 500,000 ALL) as an anti-informality measure. More restrictive than an EU member but far from a controlled regime → 'moderate'.
Tirana
Moderate

Albania Fiscal Package 2026 cash-payment limits + Bank of Albania FX regime (floating lek)

Fuente oficial

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Composite: the lek is freely convertible with a floating, market-determined rate (Bank of Albania publishes a daily reference fixing, not a peg); residents and non-residents can hold and exchange foreign currency. But Albania is outside the EU, so no guaranteed free movement of capital, the Bank of Albania regulates FX operations, and the 2026 Fiscal Package tightened domestic cash-payment ceilings (B2B 100,000 ALL/transaction; individuals/self-employed 500,000 ALL) as an anti-informality measure. More restrictive than an EU member but far from a controlled regime → 'moderate'.
03Freelancer tax burden
Sarandë
3,2%

SettleMetric tax engine over official rules (0% self-employed PIT up to ALL 14M until 2029; fixed social contributions)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Best eligible scheme at €60,000 (~5.6M ALL), self-employed (scheme al-freelancer-self-employed): income tax 0% (turnover ≤ ALL 14M, until 2029) + fixed social & health contributions of 14,900 ALL/month = 178,800 ALL/year. Burden = 178,800 / 5,623,800 = 3.2% — the fixed contributions are the whole burden. A standard SHPK runs ≈21.8% (15% + 8% dividend).
Tirana
3,2%

SettleMetric tax engine over official rules (0% self-employed PIT up to ALL 14M until 2029; fixed social contributions)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Best eligible scheme at €60,000 (~5.6M ALL), self-employed (scheme al-freelancer-self-employed): income tax 0% (turnover ≤ ALL 14M, until 2029) + fixed social & health contributions of 14,900 ALL/month = 178,800 ALL/year. Burden = 178,800 / 5,623,800 = 3.2% — the fixed contributions are the whole burden. A standard SHPK runs ≈21.8% (15% + 8% dividend).

Vida tranquila

Priorizar la seguridad, el aire y una vida diaria sencilla.

Sarandë encaja mejor: 1 de 4

01Homicide rate
Sarandë
1,39/100k

World Bank / UNODC — intentional homicides per 100,000 (VC.IHR.PSRC.P5, Albania)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Notas
UNODC series via the World Bank: 1.39 in 2023 (latest). Strong downward trend from 4.06 (2010), 5.40 (2012), 2.32 (2021), 1.70 (2022) to 1.39 (2023). Albania is not in the Eurostat EU set, so the UNODC/World Bank series is used. Low-to-moderate by regional standards and falling.
Tirana
1,39/100k

World Bank / UNODC — intentional homicides per 100,000 (VC.IHR.PSRC.P5, Albania)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Notas
UNODC series via the World Bank: 1.39 in 2023 (latest). Strong downward trend from 4.06 (2010), 5.40 (2012), 2.32 (2021), 1.70 (2022) to 1.39 (2023). Albania is not in the Eurostat EU set, so the UNODC/World Bank series is used. Low-to-moderate by regional standards and falling.
02Air quality (PM2.5)
Sarandë
sin datos verificados
Tirana
16 µg/m³

IQAir — Tirana air quality, historical annual average (2020)

Estudio

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
IQAir's Tirana page reports a 2020 annual average of 16 µg/m³ (the most recent firmly-stated Tirana-specific annual mean; 2020 monthly ranged 8.8 in May to 35.2 in January). No machine-verifiable annual mean from the official Albanian agency (AKM/NEA) was accessible this pass.
Notas
Commercial aggregator, not a reference-grade statistic. Newer context: IQAir's Albania NATIONAL annual mean for 2025 = 12.6 µg/m³, and live summer 2026 readings were ~2–10 µg/m³, suggesting Tirana's current annual is likely lower (~12–14). PM2.5 is winter-peaked (solid-fuel heating + traffic), low in summer. WHO 2021 guideline 5 µg/m³. To fill: obtain the AKM/NEA reference-station annual mean.
03Cost of living (single, excl. rent)
Sarandë
$301/mo

INSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
INSTAT HBS 2023: average household consumption 91,675 ALL/month over 3.7 persons = 24,777 ALL per capita/month ÷ 82.26 (Bank of Albania USD/ALL) = $301/mo. The HBS imputes no owner-occupier rent (very high homeownership) and the housing group is utilities-dominated, so the figure is effectively rent-light — the same low-reading, per-household-member basis used for the peer set.
Notas
Reads lower than Bulgaria ($460) and Czechia ($785), consistent with Albania's income level (GDP per capita ~half of Bulgaria's) — the cheapest country in the set. Not inflated to any prior expectation.
Tirana
$301/mo

INSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
INSTAT HBS 2023: average household consumption 91,675 ALL/month over 3.7 persons = 24,777 ALL per capita/month ÷ 82.26 (Bank of Albania USD/ALL) = $301/mo. The HBS imputes no owner-occupier rent (very high homeownership) and the housing group is utilities-dominated, so the figure is effectively rent-light — the same low-reading, per-household-member basis used for the peer set.
Notas
Reads lower than Bulgaria ($460) and Czechia ($785), consistent with Albania's income level (GDP per capita ~half of Bulgaria's) — the cheapest country in the set. Not inflated to any prior expectation.
04Climate comfort
Sarandëmejor
5/12 mo

SettleMetric computation over the Sarandë climate-normals (weatherandclimate.co.uk)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
Months with mean daily max 15–28°C AND precip < 150mm: Feb (15, 141), Mar (17, 104), Apr (21, 49), May (24, 82), Oct (23, 108) = 5. Excluded: Jan (13°C); Jun/Jul/Aug/Sep (too hot); Nov (203 mm) and Dec (151 mm, too wet). An independent Weather Spark cross-check also yields 5, so the count is robust though the qualifying months differ slightly.
Tirana
4/12 mo

SettleMetric computation over the Tirana climate-normals (climatestotravel.com 1991–2020)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
Months with mean daily max 15–28°C AND precip < 150mm: Mar (17.0, 130), Apr (20.5, 115), May (24.8, 120), Oct (23.4, 105) = 4. Excluded: Jan/Feb/Dec (too cool); Jun/Jul/Aug (too hot); Sep (28.1°C, narrowly over the ceiling); Nov (210 mm, too wet). Computed over aggregator normals (display-only lineage).

03

La comparación completa

Abre cualquier dato para ver qué mide, cómo de reciente es y el rastro completo de fuentes de ambas ciudades.

01

Impuestos

1 dato verificado
01+Freelancer tax burden% effective burden at €60k/year self-employed profileSarandë3,2Tirana3,2

Qué mide esto

Effective total burden (income tax + mandatory social and health contributions) for a solo IT freelancer with €60,000/year revenue and 10% deductible expenses, using the most favourable eligible scheme in the country's tax-schemes data. Computed by the SettleMetric tax engine; recorded as a curated value with the winning scheme id in method.

Cuanto más bajo, mejor· % effective burden at €60k/year self-employed profile· se vuelve a verificar cada 365 días

Sarandë

SettleMetric tax engine over official rules (0% self-employed PIT up to ALL 14M until 2029; fixed social contributions)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Best eligible scheme at €60,000 (~5.6M ALL), self-employed (scheme al-freelancer-self-employed): income tax 0% (turnover ≤ ALL 14M, until 2029) + fixed social & health contributions of 14,900 ALL/month = 178,800 ALL/year. Burden = 178,800 / 5,623,800 = 3.2% — the fixed contributions are the whole burden. A standard SHPK runs ≈21.8% (15% + 8% dividend).

Tirana

SettleMetric tax engine over official rules (0% self-employed PIT up to ALL 14M until 2029; fixed social contributions)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Best eligible scheme at €60,000 (~5.6M ALL), self-employed (scheme al-freelancer-self-employed): income tax 0% (turnover ≤ ALL 14M, until 2029) + fixed social & health contributions of 14,900 ALL/month = 178,800 ALL/year. Burden = 178,800 / 5,623,800 = 3.2% — the fixed contributions are the whole burden. A standard SHPK runs ≈21.8% (15% + 8% dividend).

02

Legalización

1 dato verificado
01+Remote-work legalization easeSarandëDedicated nomad visaTiranaDedicated nomad visa

Qué mide esto

Best available legalization route for a location-independent earner with a median (non-EU, non-US) passport, classified from this country's legalization-paths data: dedicated digital-nomad visa; general freelance/self-employment permit; realistic long-stay path (e.g. renewable temporary residence); only short visa-free/tourist stays; effectively none.

Valorado por categoría· se vuelve a verificar cada 180 días

Sarandë

Fragomen / e-Albania — Unique Permit (Leje Unike) available for digital nomads / remote workers

Fuente oficial

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Notas
Albania has no visa literally called a 'digital nomad visa', but the Unique Permit (Leje Unike) now explicitly covers remote/digital mobile workers, functioning as one — a 1+1+5 progression with a low income bar (~$9,800/yr), foreign clients only. On top, US citizens get a full year visa-free with no paperwork. Combined with the ~3% freelancer tax burden, one of Europe's most accessible nomad setups.

Tirana

Fragomen / e-Albania — Unique Permit (Leje Unike) available for digital nomads / remote workers

Fuente oficial

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Notas
Albania has no visa literally called a 'digital nomad visa', but the Unique Permit (Leje Unike) now explicitly covers remote/digital mobile workers, functioning as one — a 1+1+5 progression with a low income bar (~$9,800/yr), foreign clients only. On top, US citizens get a full year visa-free with no paperwork. Combined with the ~3% freelancer tax burden, one of Europe's most accessible nomad setups.

03

Coste de vida

1 dato verificado
01+Cost of living (single, excl. rent)USD/month, single person, excluding rentSarandë301Tirana301

Qué mide esto

Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.

Cuanto más bajo, mejor· USD/month, single person, excluding rent· se vuelve a verificar cada 365 días

Sarandë

INSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
INSTAT HBS 2023: average household consumption 91,675 ALL/month over 3.7 persons = 24,777 ALL per capita/month ÷ 82.26 (Bank of Albania USD/ALL) = $301/mo. The HBS imputes no owner-occupier rent (very high homeownership) and the housing group is utilities-dominated, so the figure is effectively rent-light — the same low-reading, per-household-member basis used for the peer set.
Notas
Reads lower than Bulgaria ($460) and Czechia ($785), consistent with Albania's income level (GDP per capita ~half of Bulgaria's) — the cheapest country in the set. Not inflated to any prior expectation.

Tirana

INSTAT — Household Budget Survey 2023

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
INSTAT HBS 2023: average household consumption 91,675 ALL/month over 3.7 persons = 24,777 ALL per capita/month ÷ 82.26 (Bank of Albania USD/ALL) = $301/mo. The HBS imputes no owner-occupier rent (very high homeownership) and the housing group is utilities-dominated, so the figure is effectively rent-light — the same low-reading, per-household-member basis used for the peer set.
Notas
Reads lower than Bulgaria ($460) and Czechia ($785), consistent with Albania's income level (GDP per capita ~half of Bulgaria's) — the cheapest country in the set. Not inflated to any prior expectation.
Gasto mensual por categoría (nacional, sin alquiler)

INSTAT — Household Budget Survey 2023, Table 1 (consumption structure by COICOP group)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
Each 2023 COICOP share (Food 39.6%, Housing 9.7%, Restaurants 7.4%, Furnishing 6.6%, Transport 6.8%, Misc 6.5%, Clothing 5.0%, Health 4.3%, Alcohol/tobacco 4.2%, Communication 3.8%, Education 3.5%, Recreation 2.6%) applied to the per-capita total 24,777 ALL/mo ÷ 82.26 USD/ALL. Items sum to $301, matching the headline. Housing is utilities/fuel (minimal rent).
total301 USD/mes
Food & non-alcoholic beverages119 USD
Housing (utilities, fuel, water)29 USD
Restaurants & hotels22 USD
Furnishing & household maintenance20 USD
Transport20 USD
Miscellaneous goods & services20 USD
Clothing & footwear15 USD
Health13 USD
Alcoholic beverages & tobacco13 USD
Communication11 USD
Education11 USD
Recreation & culture8 USD

04

Vivienda

0 datos verificados

Alquiler por tipo de vivienda

Alquiler de oferta: precio en el centro, con el de fuera del centro entre paréntesis ($/mes).

Sarandë

Curated from Sarandë long-term listing evidence (realting.com + themobileretiree/Wise cost-of-living + Numbeo, cross-checked)

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
€/m²/month × standard sizes (studio 30, 1br 40, 2br 60, 3br 85 m²), converted EUR→USD at 1.1394 (Bank of Albania official 14.07.2026). Center = €10/m², outside = €7/m², anchored to LONG-TERM off-season evidence: central 1-bed ~€350–450, realting 2-bed ~€315–342. E.g. 1br center 40×10 = €400 → $456.
Notas
LOW-CONFIDENCE / SEASONAL — Sarandë is a thin, strongly seasonal coastal market with no official rent statistic. These are LONG-TERM, OFF-SEASON asking rents; peak-summer short-term rates run roughly 2–4× higher. The center/outside split is a curated estimate. Numbeo's higher city-center figure appears summer/short-term-skewed, so the model anchors to long-term listings instead. Ksamil (within the municipality) is a pricier resort submarket.
Tirana

Investropa — Updated Rents in Tirana (2026), citing Albanian portals; €/m² asking-rent range

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
€/m²/month × standard sizes (studio 30, 1br 40, 2br 60, 3br 85 m²), converted EUR→USD at 1.1394 (Bank of Albania official 14.07.2026: 1 EUR = 93.73 ALL, 1 USD = 82.26 ALL). Center = €15/m² (prime-central Blloku/Liqeni; citywide range €7–18/m²), outside = €8/m² (peripheral districts). E.g. 1br center 40×15 = €600 → $684; 3br center 85×15 = €1,275 → $1,453.
Notas
Curated asking rents, not an official statistic (no INSTAT city rent series exists). A flat €/m² is applied per location, so the fixed 40 m² '1br' understates real Blloku 1-beds (~55–65 m², quoted €870–1,000+). Rents rose ~20–30% since 2023. Blloku is the priciest submarket; the center/periphery premium is ~1.9×. Albanian rents are quoted in EUR.
01Estudio
Sarandëmás barato
$342$239 fuera del centro
Tirana
$513$273 fuera del centro
021 dormitorio
Sarandëmás barato
$456$319 fuera del centro
Tirana
$684$365 fuera del centro
032 dormitorios
Sarandëmás barato
$684$479 fuera del centro
Tirana
$1025$547 fuera del centro
043 dormitorios
Sarandëmás barato
$969$678 fuera del centro
Tirana
$1453$775 fuera del centro

05

Seguridad

1 dato verificado
01+Homicide rateintentional homicides per 100,000/yearSarandë1,4Tirana1,4

Qué mide esto

Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).

Cuanto más bajo, mejor· intentional homicides per 100,000/year· se vuelve a verificar cada 730 días

Sarandë

World Bank / UNODC — intentional homicides per 100,000 (VC.IHR.PSRC.P5, Albania)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Notas
UNODC series via the World Bank: 1.39 in 2023 (latest). Strong downward trend from 4.06 (2010), 5.40 (2012), 2.32 (2021), 1.70 (2022) to 1.39 (2023). Albania is not in the Eurostat EU set, so the UNODC/World Bank series is used. Low-to-moderate by regional standards and falling.

Tirana

World Bank / UNODC — intentional homicides per 100,000 (VC.IHR.PSRC.P5, Albania)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Notas
UNODC series via the World Bank: 1.39 in 2023 (latest). Strong downward trend from 4.06 (2010), 5.40 (2012), 2.32 (2021), 1.70 (2022) to 1.39 (2023). Albania is not in the Eurostat EU set, so the UNODC/World Bank series is used. Low-to-moderate by regional standards and falling.

06

Clima

2 datos verificados
01+Climate comfortpleasant months/yearSarandëmejor5Tirana4

Qué mide esto

Number of months whose 1991–2020 climate normals satisfy: mean daily maximum between 15°C and 28°C and monthly precipitation under 150mm. Computed from the city's climate-normals indicator; the raw normals are stored alongside so users can judge by their own taste.

Cuanto más alto, mejor· pleasant months/year· se vuelve a verificar cada 3650 días

Sarandë

SettleMetric computation over the Sarandë climate-normals (weatherandclimate.co.uk)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
Months with mean daily max 15–28°C AND precip < 150mm: Feb (15, 141), Mar (17, 104), Apr (21, 49), May (24, 82), Oct (23, 108) = 5. Excluded: Jan (13°C); Jun/Jul/Aug/Sep (too hot); Nov (203 mm) and Dec (151 mm, too wet). An independent Weather Spark cross-check also yields 5, so the count is robust though the qualifying months differ slightly.

Tirana

SettleMetric computation over the Tirana climate-normals (climatestotravel.com 1991–2020)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
Months with mean daily max 15–28°C AND precip < 150mm: Mar (17.0, 130), Apr (20.5, 115), May (24.8, 120), Oct (23.4, 105) = 4. Excluded: Jan/Feb/Dec (too cool); Jun/Jul/Aug (too hot); Sep (28.1°C, narrowly over the ceiling); Nov (210 mm, too wet). Computed over aggregator normals (display-only lineage).
02+Air quality (PM2.5)µg/m³, annual mean PM2.5Sarandësin datos verificadosTirana16

Qué mide esto

Annual mean fine-particulate (PM2.5) concentration for the city, latest available year. Anchors follow the WHO 2021 guideline (5 µg/m³ → 10) through the EU limit value territory (25 µg/m³ → 2). Preferred source: European Environment Agency city-level air quality data; outside Europe: WHO Ambient Air Quality Database or the national monitoring network.

Cuanto más bajo, mejor· µg/m³, annual mean PM2.5· se vuelve a verificar cada 730 días

Sarandë

Bounds (non-authoritative context only): as a small, breezy, non-industrial coastal town with no winter solid-fuel heating basin, Sarandë's annual PM2.5 is very likely low (plausibly single digits, well below Tirana's ~12–16). WHO 2021 guideline 5 µg/m³. To fill: obtain an AKM/NEA station annual mean if Sarandë is ever monitored.

Tirana

IQAir — Tirana air quality, historical annual average (2020)

Estudio

Datos a fecha de
31 dic 2020
Verificado
15 jul 2026
Método
IQAir's Tirana page reports a 2020 annual average of 16 µg/m³ (the most recent firmly-stated Tirana-specific annual mean; 2020 monthly ranged 8.8 in May to 35.2 in January). No machine-verifiable annual mean from the official Albanian agency (AKM/NEA) was accessible this pass.
Notas
Commercial aggregator, not a reference-grade statistic. Newer context: IQAir's Albania NATIONAL annual mean for 2025 = 12.6 µg/m³, and live summer 2026 readings were ~2–10 µg/m³, suggesting Tirana's current annual is likely lower (~12–14). PM2.5 is winter-peaked (solid-fuel heating + traffic), low in summer. WHO 2021 guideline 5 µg/m³. To fill: obtain the AKM/NEA reference-station annual mean.

07

Sanidad

1 dato verificado
01+Private healthcare costUSD/year, comprehensive private insurance premium, healthy 35-year-oldSarandë780Tirana780

Qué mide esto

Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.

Cuanto más bajo, mejor· USD/year, comprehensive private insurance premium, healthy 35-year-old· se vuelve a verificar cada 365 días

Sarandë

Curated market survey of Albanian voluntary health insurers (Sigal Uniqa, Sigma Interalbanian VIG), 2026

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Albania has a public health system plus a voluntary private market. Individual premiums range ~€30–150/month; a comprehensive local plan (outpatient + inpatient + diagnostics) for a healthy 35-year-old ~€57/month = ~€680/yr → ~$780/yr at 1.1399 USD/EUR.
Notas
Indicative point on a sourced €30–150/mo range, not a firm quote (Albanian insurers — Sigal Uniqa, Sigma Interalbanian VIG — quote on request). International/expat plans cost substantially more. Public healthcare exists but is widely seen as under-resourced, driving private demand.

Tirana

Curated market survey of Albanian voluntary health insurers (Sigal Uniqa, Sigma Interalbanian VIG), 2026

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Albania has a public health system plus a voluntary private market. Individual premiums range ~€30–150/month; a comprehensive local plan (outpatient + inpatient + diagnostics) for a healthy 35-year-old ~€57/month = ~€680/yr → ~$780/yr at 1.1399 USD/EUR.
Notas
Indicative point on a sourced €30–150/mo range, not a firm quote (Albanian insurers — Sigal Uniqa, Sigma Interalbanian VIG — quote on request). International/expat plans cost substantially more. Public healthcare exists but is widely seen as under-resourced, driving private demand.

08

Dinero y cripto

2 datos verificados
01+Crypto regulationSarandëLegal regulatedTiranaLegal regulated

Qué mide esto

Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.

Valorado por categoría· se vuelve a verificar cada 180 días

Sarandë

Law 66/2020 on Financial Markets Based on DLT (AFSA/AMF + AKSHI supervision) + Law 29/2023 Income Tax Law

Fuente oficial

Datos a fecha de
1 jul 2026
Verificado
15 jul 2026
Notas
Crypto is legal and regulated. Law 66/2020 (effective Sept 2020) created a licensing framework for DLT exchanges, custodian wallets and token issuance, supervised by the Albanian Financial Supervisory Authority (AFSA/AMF) with AML obligations. Tax: individual crypto capital gains are taxed as investment income at a flat, final 15%; mining/staking income is taxed as ordinary income.

Tirana

Law 66/2020 on Financial Markets Based on DLT (AFSA/AMF + AKSHI supervision) + Law 29/2023 Income Tax Law

Fuente oficial

Datos a fecha de
1 jul 2026
Verificado
15 jul 2026
Notas
Crypto is legal and regulated. Law 66/2020 (effective Sept 2020) created a licensing framework for DLT exchanges, custodian wallets and token issuance, supervised by the Albanian Financial Supervisory Authority (AFSA/AMF) with AML obligations. Tax: individual crypto capital gains are taxed as investment income at a flat, final 15%; mining/staking income is taxed as ordinary income.
02+Financial control levelSarandëModerateTiranaModerate

Qué mide esto

Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.

Valorado por categoría· se vuelve a verificar cada 365 días

Sarandë

Albania Fiscal Package 2026 cash-payment limits + Bank of Albania FX regime (floating lek)

Fuente oficial

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Composite: the lek is freely convertible with a floating, market-determined rate (Bank of Albania publishes a daily reference fixing, not a peg); residents and non-residents can hold and exchange foreign currency. But Albania is outside the EU, so no guaranteed free movement of capital, the Bank of Albania regulates FX operations, and the 2026 Fiscal Package tightened domestic cash-payment ceilings (B2B 100,000 ALL/transaction; individuals/self-employed 500,000 ALL) as an anti-informality measure. More restrictive than an EU member but far from a controlled regime → 'moderate'.

Tirana

Albania Fiscal Package 2026 cash-payment limits + Bank of Albania FX regime (floating lek)

Fuente oficial

Datos a fecha de
1 ene 2026
Verificado
15 jul 2026
Método
Composite: the lek is freely convertible with a floating, market-determined rate (Bank of Albania publishes a daily reference fixing, not a peg); residents and non-residents can hold and exchange foreign currency. But Albania is outside the EU, so no guaranteed free movement of capital, the Bank of Albania regulates FX operations, and the 2026 Fiscal Package tightened domestic cash-payment ceilings (B2B 100,000 ALL/transaction; individuals/self-employed 500,000 ALL) as an anti-informality measure. More restrictive than an EU member but far from a controlled regime → 'moderate'.

09

Infraestructura

3 datos verificados
01+Domestic delivery qualitySarandëGoodTiranaGood

Qué mide esto

Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.

Valorado por categoría· se vuelve a verificar cada 730 días

Sarandë

Posta Shqiptare (national post) and Albanian Courier (largest private courier)

Recopilado por SettleMetric

Datos a fecha de
1 jul 2026
Verificado
15 jul 2026
Método
Posta Shqiptare (national post, 550+ offices) plus a competitive private courier market led by Albanian Courier (100+ offices, UPS/ACS partner), Adex and others. Cash-on-delivery ('contra-payment') is common, often the default for e-commerce; next-day delivery in cities. Reliable, but automated consumer parcel-locker networks are still emerging (not the dense locker duopoly of Bulgaria) → 'good' rather than 'excellent'.

Tirana

Posta Shqiptare (national post) and Albanian Courier (largest private courier)

Recopilado por SettleMetric

Datos a fecha de
1 jul 2026
Verificado
15 jul 2026
Método
Posta Shqiptare (national post, 550+ offices) plus a competitive private courier market led by Albanian Courier (100+ offices, UPS/ACS partner), Adex and others. Cash-on-delivery ('contra-payment') is common, often the default for e-commerce; next-day delivery in cities. Reliable, but automated consumer parcel-locker networks are still emerging (not the dense locker duopoly of Bulgaria) → 'good' rather than 'excellent'.
02+International delivery easeSarandëSignificant frictionTiranaSignificant friction

Qué mide esto

Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.

Valorado por categoría· se vuelve a verificar cada 365 días

Sarandë

Albania is outside the EU customs union — all cross-border parcels clear customs (import VAT + duties)

Recopilado por SettleMetric

Datos a fecha de
1 jul 2026
Verificado
15 jul 2026
Método
Qualitative rating from Albania's customs status: DHL, UPS (via Albanian Courier), Posta Shqiptare EMS and DPD all operate, so international shipping is available and reliable, but Albania is outside the EU single market/customs union, so every cross-border parcel clears customs with 20% import VAT + duties above the de minimis and clearance delays — materially more friction than an EU member ('minor-friction'), hence 'significant-friction'.
Notas
DHL, UPS (via Albanian Courier), Posta Shqiptare EMS and DPD operate, so international shipping is available and reliable — but Albania is not in the EU single market or customs union, so every inbound/outbound international parcel clears customs, with 20% import VAT + duties above the de minimis and clearance delays.

Tirana

Albania is outside the EU customs union — all cross-border parcels clear customs (import VAT + duties)

Recopilado por SettleMetric

Datos a fecha de
1 jul 2026
Verificado
15 jul 2026
Método
Qualitative rating from Albania's customs status: DHL, UPS (via Albanian Courier), Posta Shqiptare EMS and DPD all operate, so international shipping is available and reliable, but Albania is outside the EU single market/customs union, so every cross-border parcel clears customs with 20% import VAT + duties above the de minimis and clearance delays — materially more friction than an EU member ('minor-friction'), hence 'significant-friction'.
Notas
DHL, UPS (via Albanian Courier), Posta Shqiptare EMS and DPD operate, so international shipping is available and reliable — but Albania is not in the EU single market or customs union, so every inbound/outbound international parcel clears customs, with 20% import VAT + duties above the de minimis and clearance delays.
03+Internet speedMbps, median fixed downloadSarandë24,2Tirana24,2

Qué mide esto

Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.

Cuanto más alto, mejor· Mbps, median fixed download· se vuelve a verificar cada 365 días

Sarandë

M-Lab NDT country aggregates for Albania

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
Median of the 343 daily country-median download values for AL in 2023 = 24.16 Mbps (32,762 download tests; filed under M-Lab's EU/AL path). M-Lab NDT is single-stream and understates real line speeds — Albanian retail fibre advertises 100–1000 Mbps — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Single-stream measurement used only for cross-country comparability on one consistent open-data method.

Tirana

M-Lab NDT country aggregates for Albania

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
15 jul 2026
Método
Median of the 343 daily country-median download values for AL in 2023 = 24.16 Mbps (32,762 download tests; filed under M-Lab's EU/AL path). M-Lab NDT is single-stream and understates real line speeds — Albanian retail fibre advertises 100–1000 Mbps — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Single-stream measurement used only for cross-country comparability on one consistent open-data method.

10

Idioma

1 dato verificado
01+English proficiencySarandëModerateTiranaModerate

Qué mide esto

Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.

Valorado por categoría· se vuelve a verificar cada 730 días

Sarandë

EF EPI 2025 — Albania (score 532, rank 42/123, Moderate band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Albania scores 532, rank 42/123 (global average 488), 'Moderate' band. English is workable in Tirana's tourism, tech and service sectors and among younger Albanians; Italian and Greek are also widely understood. Albanian remains essential for administration and daily life outside the capital.

Tirana

EF EPI 2025 — Albania (score 532, rank 42/123, Moderate band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
15 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Albania scores 532, rank 42/123 (global average 488), 'Moderate' band. English is workable in Tirana's tourism, tech and service sectors and among younger Albanians; Italian and Greek are also widely understood. Albanian remains essential for administration and daily life outside the capital.

11

Educación

1 dato verificado
01+International schoolsaccredited international schools, countSarandë0Tiranamejor3

Qué mide esto

Count of international schools in the metro area accredited by or member of IB, CIS, COBIS, or an equivalent national-curriculum-abroad body (verified against the accreditor's public registry, not aggregator sites).

Cuanto más alto, mejor· accredited international schools, count· se vuelve a verificar cada 730 días

Sarandë

International Baccalaureate country directory (ibo.org) — all 3 Albanian IB World Schools are in Tirana; none in Sarandë

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Verified absence. All 3 of Albania's IB World Schools are in Tirana; no IB, Cambridge or other accreditor-listed international school was found in Sarandë. The town of ~22.6k has only Albanian public/private schools.
Notas
Verified floor = 0. The nearest accredited international schools are in Tirana (~230 km / 4–5 h by road). Nothing found in Sarandë or nearby Ksamil against any named accreditor.

Tirana

International Baccalaureate — official school directory (ibo.org); IB confirms 3 IB World Schools in Albania, all in Tirana

Recopilado por SettleMetric

Datos a fecha de
15 jul 2026
Verificado
15 jul 2026
Método
Accreditor-verified floor. All 3 of Albania's IB World Schools are in Tirana, each with an IB code: World Academy of Tirana (006795; PYP/MYP/DP; first IB school in Albania), Albanian College Tirana (052334; PYP/MYP/DP), Tirana International School / QSI (061447; DP). IB's country page confirms exactly 3 IB World Schools in Albania.
Notas
±3, verified floor of 3 (IB only). Not re-verified this pass but likely qualifying (would raise the count to ~6–7): GDQ International Christian School (Cambridge + MSA-CESS), Albanian International School (WASC), École Française de Tirana (AEFE), Deutsch-Albanische Schule. Tirana is the only Albanian city with an international-school market.