CITY / CITYComparación de ciudades verificada
Mexico Cityvs.Playa del Carmen.
Mexico City sale mejor en 1 de 8 datos principales; Playa del Carmen, en 0. Cost of living (single, excl. rent): Mexico City $780/mo, Playa del Carmen $780/mo. Freelancer tax burden: Mexico City 2%, Playa del Carmen 2%. Climate comfort: Mexico City 12/12 mo, Playa del Carmen 0/12 mo.
Verificado
14 criterios comparados · 19 fuentes · los datos de país aparecen marcados como heredados
mx / mx · SettleMetric
01
Las diferencias clave
Las cifras clave cara a cara, con el lado más fuerte señalado. La puntuación global es decorativa; lo que importa es qué datos encajan contigo.
Resultado principal
Mexico City va por delante en 1 de 8
Mexico City
1
Playa del Carmen
0
INEGI — ENIGH 2024 (gasto corriente monetario), scaled to a single-person basket
Recopilado por SettleMetric
- Datos a fecha de
- 31 may 2026
- Verificado
- 4 jul 2026
- Método
- ENIGH 2024 average household monetary current spending was 47,674 MXN/quarter ≈ 15,891 MXN/month across an average 3.4-person household. Removing housing rent, and taking the categories a single person still bears in full (food, utilities, transport, communications, personal care, leisure) at single-person rather than strict per-capita levels, gives ≈ 13,700 MXN/month for one person excluding rent. Converted at 17.559 MXN/USD (ECB EUR 20.0153 / USD 1.1399, 2026-07-02) ≈ $780/month. National average; Mexico City runs higher, smaller cities lower. See cost-breakdown for the itemised basket.
INEGI — ENIGH 2024 (gasto corriente monetario), scaled to a single-person basket
Recopilado por SettleMetric
- Datos a fecha de
- 31 may 2026
- Verificado
- 4 jul 2026
- Método
- ENIGH 2024 average household monetary current spending was 47,674 MXN/quarter ≈ 15,891 MXN/month across an average 3.4-person household. Removing housing rent, and taking the categories a single person still bears in full (food, utilities, transport, communications, personal care, leisure) at single-person rather than strict per-capita levels, gives ≈ 13,700 MXN/month for one person excluding rent. Converted at 17.559 MXN/USD (ECB EUR 20.0153 / USD 1.1399, 2026-07-02) ≈ $780/month. National average; Mexico City runs higher, smaller cities lower. See cost-breakdown for the itemised basket.
SettleMetric tax engine over official 2026 rules (Art. 113-E LISR, SAT)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme mx-resico at €60,000 = 1,200,918 MXN (ECB 20.0153 MXN/EUR, 2026-07-02). RESICO annual income in the $1M–$2.5M band → 2.0% of gross with no deductions → ISR 24,018.36 MXN, and no mandatory social contributions (IMSS is voluntary in Mexico). Total burden 24,018.36 / 1,200,918 = 2.0%. The general professional-activity regime would tax the same profile at roughly 20.7% (see mx-actividad-profesional), so RESICO is decisively better for a low-cost freelancer.
SettleMetric tax engine over official 2026 rules (Art. 113-E LISR, SAT)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme mx-resico at €60,000 = 1,200,918 MXN (ECB 20.0153 MXN/EUR, 2026-07-02). RESICO annual income in the $1M–$2.5M band → 2.0% of gross with no deductions → ISR 24,018.36 MXN, and no mandatory social contributions (IMSS is voluntary in Mexico). Total burden 24,018.36 / 1,200,918 = 2.0%. The general professional-activity regime would tax the same profile at roughly 20.7% (see mx-actividad-profesional), so RESICO is decisively better for a low-cost freelancer.
INEGI — Defunciones por homicidio 2024 (Reporte de resultados, 1-ago-2025)
Fuente oficial
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- 33,241 homicide deaths registered in 2024, rate 25.6 per 100,000 (up from 24.9 in 2023). Highly uneven by state: Colima 123, Morelos 77, Baja California 65 at the top; Yucatán 3, Coahuila 4, Mexico City ~10 at the low end. The national figure masks large regional variation relevant to city choice.
INEGI — Defunciones por homicidio 2024 (Reporte de resultados, 1-ago-2025)
Fuente oficial
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- 33,241 homicide deaths registered in 2024, rate 25.6 per 100,000 (up from 24.9 in 2023). Highly uneven by state: Colima 123, Morelos 77, Baja California 65 at the top; Yucatán 3, Coahuila 4, Mexico City ~10 at the low end. The national figure masks large regional variation relevant to city choice.
SettleMetric computation over climate-normals (Tacubaya WMO 76680)
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Método
- Months with mean daily max 15–28 °C and precipitation < 150 mm. All 12 months qualify: max ranges 20.8–26.6 °C every month (Mexico City's high-altitude tropical climate has almost no seasonal temperature swing), and the wettest month (July, 133.2 mm) stays under the 150 mm threshold. = 12.
SettleMetric computation over climate-normals (CONAGUA/SMN 1991–2020, station 23155 Cancún proxy)
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Método
- Months with mean daily max 15–28 °C AND precipitation < 150 mm, computed over the climate-normals object (nearby-station proxy, Cancún 23155). Count = 0: every month's normal daily maximum exceeds the 28 °C comfort ceiling — the coolest month, January, already peaks at 28.7 °C, and the hottest, August, at 35.1 °C. The precipitation test is irrelevant here because no month passes the temperature test.
- Notas
- Honest computed value of 0 for this hot tropical station: this criterion rewards mild-summer temperate climates (daytime highs 15–28 °C), which a Caribbean-coast city never meets — daytime highs sit at 29–35 °C all year. It does NOT mean the weather is unpleasant by beach/tropical standards; it means zero months fall inside the 15–28 °C 'pleasant' band the criterion defines. Scores 0 on the climate-comfort anchors (0 months → 0).
M-Lab NDT country aggregates for Mexico
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of the daily country median download values (download_MED) from M-Lab's public NDT statistics for Mexico, 2023 (the latest full year in M-Lab's published stats API; 2024+ files not yet available). Daily medians cluster tightly around 18 Mbps over hundreds of thousands of tests.
- Notas
- M-Lab NDT is a single-stream test and reads well below Ookla-style marketing figures (Mexican fixed connections commonly sell 50–200 Mbps) — comparable only within this criterion. Fixed broadband quality varies widely: fibre is strong in Mexico City, Guadalajara and Monterrey, weaker in smaller towns.
M-Lab NDT country aggregates for Mexico
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of the daily country median download values (download_MED) from M-Lab's public NDT statistics for Mexico, 2023 (the latest full year in M-Lab's published stats API; 2024+ files not yet available). Daily medians cluster tightly around 18 Mbps over hundreds of thousands of tests.
- Notas
- M-Lab NDT is a single-stream test and reads well below Ookla-style marketing figures (Mexican fixed connections commonly sell 50–200 Mbps) — comparable only within this criterion. Fixed broadband quality varies widely: fibre is strong in Mexico City, Guadalajara and Monterrey, weaker in smaller towns.
EF EPI 2025 — Mexico (score 440, rank 103/123, Low band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI 2025 (attribution: EF Education First): Mexico scores 440 and ranks 103rd, in EF's 'Low' band. English is workable in tourist zones, international business, and among younger urban professionals, but government offices, healthcare, and everyday services are conducted in Spanish; functional Spanish is effectively required for daily life.
EF EPI 2025 — Mexico (score 440, rank 103/123, Low band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI 2025 (attribution: EF Education First): Mexico scores 440 and ranks 103rd, in EF's 'Low' band. English is workable in tourist zones, international business, and among younger urban professionals, but government offices, healthcare, and everyday services are conducted in Spanish; functional Spanish is effectively required for daily life.
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Comprehensive 'gastos médicos mayores' plans (major-medical: hospitalisation, surgery, plus outpatient riders) from GNP, AXA México, Allianz and Mapfre run roughly $120–190 USD/month for a healthy adult under 35 → ≈$1,440–$2,280/year. Midpoint ≈ $1,800/year. Premiums are quoted individually (age, deductible, hospital network), so this is a curated market midpoint, not a public engine quote. Mexican medical inflation is high (est. ~15% for 2026), pushing premiums up 20–40% year on year.
- Notas
- Comprehensive (with-inpatient) basis per the data-quality lesson. Residents also have free access to public IMSS-Bienestar/IMSS care, but private cover is the norm for expats/freelancers who want private-hospital access. Deductibles and coinsurance apply on top of the premium.
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Comprehensive 'gastos médicos mayores' plans (major-medical: hospitalisation, surgery, plus outpatient riders) from GNP, AXA México, Allianz and Mapfre run roughly $120–190 USD/month for a healthy adult under 35 → ≈$1,440–$2,280/year. Midpoint ≈ $1,800/year. Premiums are quoted individually (age, deductible, hospital network), so this is a curated market midpoint, not a public engine quote. Mexican medical inflation is high (est. ~15% for 2026), pushing premiums up 20–40% year on year.
- Notas
- Comprehensive (with-inpatient) basis per the data-quality lesson. Residents also have free access to public IMSS-Bienestar/IMSS care, but private cover is the norm for expats/freelancers who want private-hospital access. Deductibles and coinsurance apply on top of the premium.
Fuente oficial
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Network-wide annual mean PM2.5 for the Zona Metropolitana del Valle de México in 2023 = 20 µg/m³ (stations with ≥65% data sufficiency), reported by the official CDMX government air-quality authority (SEDEMA, Dirección de Monitoreo Atmosférico) using U.S. EPA reference-method monitors. Per-station annual means ranged from 15 µg/m³ at Pedregal (southern CDMX) to 21 µg/m³ at Xalostoc (in México State). PM10 annual mean was 41 µg/m³.
- Notas
- About 4× the WHO 2021 guideline (5 µg/m³) and double the incoming Mexican NOM-025 annual limit of 10 µg/m³ (effective 2026). Highest concentrations occur in the dry-cold season (Nov–Feb) driven by thermal inversions and holiday fireworks; the rainy summer is much cleaner. Value is the metropolitan-area (ZMVM) network mean — no separate CDMX-proper city figure is published, but the southern CDMX stations run somewhat below the metro mean.
02
¿Qué ciudad encaja con tu plan?
Cada perspectiva pondera solo los datos que importan a ese plan y dice a qué lado favorece.
Informática remota / autónomo
Contrato o trabajo por cuenta propia en tecnología, facturando a clientes de fuera.
Muy reñido para este plan
SettleMetric tax engine over official 2026 rules (Art. 113-E LISR, SAT)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme mx-resico at €60,000 = 1,200,918 MXN (ECB 20.0153 MXN/EUR, 2026-07-02). RESICO annual income in the $1M–$2.5M band → 2.0% of gross with no deductions → ISR 24,018.36 MXN, and no mandatory social contributions (IMSS is voluntary in Mexico). Total burden 24,018.36 / 1,200,918 = 2.0%. The general professional-activity regime would tax the same profile at roughly 20.7% (see mx-actividad-profesional), so RESICO is decisively better for a low-cost freelancer.
SettleMetric tax engine over official 2026 rules (Art. 113-E LISR, SAT)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme mx-resico at €60,000 = 1,200,918 MXN (ECB 20.0153 MXN/EUR, 2026-07-02). RESICO annual income in the $1M–$2.5M band → 2.0% of gross with no deductions → ISR 24,018.36 MXN, and no mandatory social contributions (IMSS is voluntary in Mexico). Total burden 24,018.36 / 1,200,918 = 2.0%. The general professional-activity regime would tax the same profile at roughly 20.7% (see mx-actividad-profesional), so RESICO is decisively better for a low-cost freelancer.
M-Lab NDT country aggregates for Mexico
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of the daily country median download values (download_MED) from M-Lab's public NDT statistics for Mexico, 2023 (the latest full year in M-Lab's published stats API; 2024+ files not yet available). Daily medians cluster tightly around 18 Mbps over hundreds of thousands of tests.
- Notas
- M-Lab NDT is a single-stream test and reads well below Ookla-style marketing figures (Mexican fixed connections commonly sell 50–200 Mbps) — comparable only within this criterion. Fixed broadband quality varies widely: fibre is strong in Mexico City, Guadalajara and Monterrey, weaker in smaller towns.
M-Lab NDT country aggregates for Mexico
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of the daily country median download values (download_MED) from M-Lab's public NDT statistics for Mexico, 2023 (the latest full year in M-Lab's published stats API; 2024+ files not yet available). Daily medians cluster tightly around 18 Mbps over hundreds of thousands of tests.
- Notas
- M-Lab NDT is a single-stream test and reads well below Ookla-style marketing figures (Mexican fixed connections commonly sell 50–200 Mbps) — comparable only within this criterion. Fixed broadband quality varies widely: fibre is strong in Mexico City, Guadalajara and Monterrey, weaker in smaller towns.
EF EPI 2025 — Mexico (score 440, rank 103/123, Low band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI 2025 (attribution: EF Education First): Mexico scores 440 and ranks 103rd, in EF's 'Low' band. English is workable in tourist zones, international business, and among younger urban professionals, but government offices, healthcare, and everyday services are conducted in Spanish; functional Spanish is effectively required for daily life.
EF EPI 2025 — Mexico (score 440, rank 103/123, Low band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI 2025 (attribution: EF Education First): Mexico scores 440 and ranks 103rd, in EF's 'Low' band. English is workable in tourist zones, international business, and among younger urban professionals, but government offices, healthcare, and everyday services are conducted in Spanish; functional Spanish is effectively required for daily life.
INEGI — ENIGH 2024 (gasto corriente monetario), scaled to a single-person basket
Recopilado por SettleMetric
- Datos a fecha de
- 31 may 2026
- Verificado
- 4 jul 2026
- Método
- ENIGH 2024 average household monetary current spending was 47,674 MXN/quarter ≈ 15,891 MXN/month across an average 3.4-person household. Removing housing rent, and taking the categories a single person still bears in full (food, utilities, transport, communications, personal care, leisure) at single-person rather than strict per-capita levels, gives ≈ 13,700 MXN/month for one person excluding rent. Converted at 17.559 MXN/USD (ECB EUR 20.0153 / USD 1.1399, 2026-07-02) ≈ $780/month. National average; Mexico City runs higher, smaller cities lower. See cost-breakdown for the itemised basket.
INEGI — ENIGH 2024 (gasto corriente monetario), scaled to a single-person basket
Recopilado por SettleMetric
- Datos a fecha de
- 31 may 2026
- Verificado
- 4 jul 2026
- Método
- ENIGH 2024 average household monetary current spending was 47,674 MXN/quarter ≈ 15,891 MXN/month across an average 3.4-person household. Removing housing rent, and taking the categories a single person still bears in full (food, utilities, transport, communications, personal care, leisure) at single-person rather than strict per-capita levels, gives ≈ 13,700 MXN/month for one person excluding rent. Converted at 17.559 MXN/USD (ECB EUR 20.0153 / USD 1.1399, 2026-07-02) ≈ $780/month. National average; Mexico City runs higher, smaller cities lower. See cost-breakdown for the itemised basket.
Estafeta / FedEx México / Correos de México (MexPost) official service pages (composite)
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Classified from carrier service/coverage pages: FedEx México, DHL, Estafeta and Redpack offer next-day delivery in major cities with standard real-time tracking; Correos de México/MexPost and Estafeta reach rural areas but 'zonas extendidas' incur reexpedición surcharges and slower delivery; OXXO/convenience-store pickup is widespread. Landed on 'good' (not 'excellent') because coverage is dense in metros but slower and pricier in the rural long tail, and there is no nationwide parcel-locker network on the European scale.
- Notas
- Next-day in major cities; slower and surcharged in hard-to-reach zones.
Estafeta / FedEx México / Correos de México (MexPost) official service pages (composite)
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Classified from carrier service/coverage pages: FedEx México, DHL, Estafeta and Redpack offer next-day delivery in major cities with standard real-time tracking; Correos de México/MexPost and Estafeta reach rural areas but 'zonas extendidas' incur reexpedición surcharges and slower delivery; OXXO/convenience-store pickup is widespread. Landed on 'good' (not 'excellent') because coverage is dense in metros but slower and pricier in the rural long tail, and there is no nationwide parcel-locker network on the European scale.
- Notas
- Next-day in major cities; slower and surcharged in hard-to-reach zones.
Familia
Mudarse con pareja e hijos en edad escolar.
Mexico City encaja mejor: 1 de 5
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Deduplicated count of Mexico City metro schools accredited by/member of the qualifying bodies (IB, Cambridge, AEFE, German Auslandsschulwesen, US/College Board, CIS/COBIS). IB finder lists 17 IB World Schools in the CDMX metro (Greengates, Eton, The American School Foundation, Edron Academy, Westhill, Peterson, Olinca, Churchill, Winpenny, Instituto Thomas Jefferson ×2, Escuela Lomas Altas, Colegio Lomas Hill, Atid, Tomás Alva Edison, Schweizerschule, British American School). Added, not in the IB list: Lycée Franco-Mexicain (AEFE-homologated, aefe.gouv.fr) and Colegio Alemán Alexander von Humboldt (German ZfA 'Excellent German School', 3 metro campuses counted as one institution). = 19.
- Notas
- ±2 uncertainty. The IB finder may include candidate (not-yet-authorised) schools; several IB schools also hold Cambridge/US accreditation but are counted once; Cambridge-only or CIS/COBIS-only schools not in the IB list may be undercounted. Count spans the wider CDMX metropolitan area (some campuses, e.g. Greengates and Colegio Alemán's Lomas Verdes site, sit in adjoining México State suburbs).
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Count of schools in the Playa del Carmen metro accreditor-verified against the required bodies (IB / Cambridge / AEFE / German Auslandsschulwesen / US-College Board / CIS / COBIS). Verified as qualifying: Britt Academy, Playa del Carmen — part of Orbital Education (a COBIS- and CIS-accredited group), offering the Cambridge programme with Cambridge certifications at Grades 6/9/12, confirmed on the school's own and Orbital Education's official pages. Count = 1.
- Notas
- Recorded as a verified FLOOR, not a ceiling. The IB registry (ibo.org / find-an-ib-school) could not be queried during this pass (server returned 403 to automated fetches), so IB claims for other local schools could NOT be confirmed against the accreditor and are therefore excluded per the data-quality rule (verify against the accreditor, never count aggregator claims): (a) 'International School of Playa del Carmen' (ISPDC) describes itself as only 'in process' of IB certification = candidate, not authorised → not counted; (b) real-estate/expat aggregators claim IB at a 'British International School' (Playacar), Instituto Tepeyac and Colegio Inglés, none verifiable against the IB registry here → not counted; (c) Colegio Británico is an IB World School (ibo.org/school/049129) but is in CANCÚN (~65 km), outside the Playa del Carmen metro → not counted. Manual review should re-run the IB finder for Solidaridad/Playa del Carmen to confirm any authorised IB schools and raise this count accordingly.
INEGI — Defunciones por homicidio 2024 (Reporte de resultados, 1-ago-2025)
Fuente oficial
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- 33,241 homicide deaths registered in 2024, rate 25.6 per 100,000 (up from 24.9 in 2023). Highly uneven by state: Colima 123, Morelos 77, Baja California 65 at the top; Yucatán 3, Coahuila 4, Mexico City ~10 at the low end. The national figure masks large regional variation relevant to city choice.
INEGI — Defunciones por homicidio 2024 (Reporte de resultados, 1-ago-2025)
Fuente oficial
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- 33,241 homicide deaths registered in 2024, rate 25.6 per 100,000 (up from 24.9 in 2023). Highly uneven by state: Colima 123, Morelos 77, Baja California 65 at the top; Yucatán 3, Coahuila 4, Mexico City ~10 at the low end. The national figure masks large regional variation relevant to city choice.
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Comprehensive 'gastos médicos mayores' plans (major-medical: hospitalisation, surgery, plus outpatient riders) from GNP, AXA México, Allianz and Mapfre run roughly $120–190 USD/month for a healthy adult under 35 → ≈$1,440–$2,280/year. Midpoint ≈ $1,800/year. Premiums are quoted individually (age, deductible, hospital network), so this is a curated market midpoint, not a public engine quote. Mexican medical inflation is high (est. ~15% for 2026), pushing premiums up 20–40% year on year.
- Notas
- Comprehensive (with-inpatient) basis per the data-quality lesson. Residents also have free access to public IMSS-Bienestar/IMSS care, but private cover is the norm for expats/freelancers who want private-hospital access. Deductibles and coinsurance apply on top of the premium.
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Comprehensive 'gastos médicos mayores' plans (major-medical: hospitalisation, surgery, plus outpatient riders) from GNP, AXA México, Allianz and Mapfre run roughly $120–190 USD/month for a healthy adult under 35 → ≈$1,440–$2,280/year. Midpoint ≈ $1,800/year. Premiums are quoted individually (age, deductible, hospital network), so this is a curated market midpoint, not a public engine quote. Mexican medical inflation is high (est. ~15% for 2026), pushing premiums up 20–40% year on year.
- Notas
- Comprehensive (with-inpatient) basis per the data-quality lesson. Residents also have free access to public IMSS-Bienestar/IMSS care, but private cover is the norm for expats/freelancers who want private-hospital access. Deductibles and coinsurance apply on top of the premium.
Fuente oficial
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Network-wide annual mean PM2.5 for the Zona Metropolitana del Valle de México in 2023 = 20 µg/m³ (stations with ≥65% data sufficiency), reported by the official CDMX government air-quality authority (SEDEMA, Dirección de Monitoreo Atmosférico) using U.S. EPA reference-method monitors. Per-station annual means ranged from 15 µg/m³ at Pedregal (southern CDMX) to 21 µg/m³ at Xalostoc (in México State). PM10 annual mean was 41 µg/m³.
- Notas
- About 4× the WHO 2021 guideline (5 µg/m³) and double the incoming Mexican NOM-025 annual limit of 10 µg/m³ (effective 2026). Highest concentrations occur in the dry-cold season (Nov–Feb) driven by thermal inversions and holiday fireworks; the rainy summer is much cleaner. Value is the metropolitan-area (ZMVM) network mean — no separate CDMX-proper city figure is published, but the southern CDMX stations run somewhat below the metro mean.
EF EPI 2025 — Mexico (score 440, rank 103/123, Low band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI 2025 (attribution: EF Education First): Mexico scores 440 and ranks 103rd, in EF's 'Low' band. English is workable in tourist zones, international business, and among younger urban professionals, but government offices, healthcare, and everyday services are conducted in Spanish; functional Spanish is effectively required for daily life.
EF EPI 2025 — Mexico (score 440, rank 103/123, Low band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI 2025 (attribution: EF Education First): Mexico scores 440 and ranks 103rd, in EF's 'Low' band. English is workable in tourist zones, international business, and among younger urban professionals, but government offices, healthcare, and everyday services are conducted in Spanish; functional Spanish is effectively required for daily life.
Dinero y cripto
Optimizar impuestos, banca y normas sobre cripto.
Muy reñido para este plan
Banco de México — Circular 4/2019 (Disposiciones aplicables a operaciones con activos virtuales)
Fuente oficial
- Datos a fecha de
- 8 mar 2019
- Verificado
- 4 jul 2026
- Notas
- Holding and trading crypto is legal for individuals and gains are taxed under ISR as enajenación de bienes. But virtual assets are not legal tender, and Banxico Circular 4/2019 bars banks and regulated fintechs from offering crypto services (custody, exchange, transmission) to the public; no institution has been authorised. Individuals buy/sell through unregulated exchanges that cannot hold client fiat. Classified 'restricted' because banking-channel access to crypto is prohibited, not merely regulated.
Banco de México — Circular 4/2019 (Disposiciones aplicables a operaciones con activos virtuales)
Fuente oficial
- Datos a fecha de
- 8 mar 2019
- Verificado
- 4 jul 2026
- Notas
- Holding and trading crypto is legal for individuals and gains are taxed under ISR as enajenación de bienes. But virtual assets are not legal tender, and Banxico Circular 4/2019 bars banks and regulated fintechs from offering crypto services (custody, exchange, transmission) to the public; no institution has been authorised. Individuals buy/sell through unregulated exchanges that cannot hold client fiat. Classified 'restricted' because banking-channel access to crypto is prohibited, not merely regulated.
SAT — declaración anual / obligations, and Banco de México FX regime (composite)
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Composite: the peso floats freely and is fully convertible with no capital or currency controls (IMF AREAER classifies MXN as free-floating); non-residents can open Mexican bank accounts (requires RFC/CURP and proof of address, more friction than the EU). No FBAR-style personal foreign-account disclosure regime, though CRS applies via banks and Mexico joined the crypto CARF reporting from 2026. Cash caps: purchases in cash above ~$100,000–500,000 MXN trigger anti-money-laundering reporting by the counterparty (Ley Antilavado), and cash payments above certain limits are non-deductible. Rated 'moderate' rather than 'low' because of RFC-gated banking, mandatory e-invoicing (CFDI) capturing most income, and AML cash-reporting thresholds.
SAT — declaración anual / obligations, and Banco de México FX regime (composite)
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Composite: the peso floats freely and is fully convertible with no capital or currency controls (IMF AREAER classifies MXN as free-floating); non-residents can open Mexican bank accounts (requires RFC/CURP and proof of address, more friction than the EU). No FBAR-style personal foreign-account disclosure regime, though CRS applies via banks and Mexico joined the crypto CARF reporting from 2026. Cash caps: purchases in cash above ~$100,000–500,000 MXN trigger anti-money-laundering reporting by the counterparty (Ley Antilavado), and cash payments above certain limits are non-deductible. Rated 'moderate' rather than 'low' because of RFC-gated banking, mandatory e-invoicing (CFDI) capturing most income, and AML cash-reporting thresholds.
SettleMetric tax engine over official 2026 rules (Art. 113-E LISR, SAT)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme mx-resico at €60,000 = 1,200,918 MXN (ECB 20.0153 MXN/EUR, 2026-07-02). RESICO annual income in the $1M–$2.5M band → 2.0% of gross with no deductions → ISR 24,018.36 MXN, and no mandatory social contributions (IMSS is voluntary in Mexico). Total burden 24,018.36 / 1,200,918 = 2.0%. The general professional-activity regime would tax the same profile at roughly 20.7% (see mx-actividad-profesional), so RESICO is decisively better for a low-cost freelancer.
SettleMetric tax engine over official 2026 rules (Art. 113-E LISR, SAT)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme mx-resico at €60,000 = 1,200,918 MXN (ECB 20.0153 MXN/EUR, 2026-07-02). RESICO annual income in the $1M–$2.5M band → 2.0% of gross with no deductions → ISR 24,018.36 MXN, and no mandatory social contributions (IMSS is voluntary in Mexico). Total burden 24,018.36 / 1,200,918 = 2.0%. The general professional-activity regime would tax the same profile at roughly 20.7% (see mx-actividad-profesional), so RESICO is decisively better for a low-cost freelancer.
Vida tranquila
Priorizar la seguridad, el aire y una vida diaria sencilla.
Mexico City encaja mejor: 1 de 4
INEGI — Defunciones por homicidio 2024 (Reporte de resultados, 1-ago-2025)
Fuente oficial
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- 33,241 homicide deaths registered in 2024, rate 25.6 per 100,000 (up from 24.9 in 2023). Highly uneven by state: Colima 123, Morelos 77, Baja California 65 at the top; Yucatán 3, Coahuila 4, Mexico City ~10 at the low end. The national figure masks large regional variation relevant to city choice.
INEGI — Defunciones por homicidio 2024 (Reporte de resultados, 1-ago-2025)
Fuente oficial
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- 33,241 homicide deaths registered in 2024, rate 25.6 per 100,000 (up from 24.9 in 2023). Highly uneven by state: Colima 123, Morelos 77, Baja California 65 at the top; Yucatán 3, Coahuila 4, Mexico City ~10 at the low end. The national figure masks large regional variation relevant to city choice.
Fuente oficial
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Network-wide annual mean PM2.5 for the Zona Metropolitana del Valle de México in 2023 = 20 µg/m³ (stations with ≥65% data sufficiency), reported by the official CDMX government air-quality authority (SEDEMA, Dirección de Monitoreo Atmosférico) using U.S. EPA reference-method monitors. Per-station annual means ranged from 15 µg/m³ at Pedregal (southern CDMX) to 21 µg/m³ at Xalostoc (in México State). PM10 annual mean was 41 µg/m³.
- Notas
- About 4× the WHO 2021 guideline (5 µg/m³) and double the incoming Mexican NOM-025 annual limit of 10 µg/m³ (effective 2026). Highest concentrations occur in the dry-cold season (Nov–Feb) driven by thermal inversions and holiday fireworks; the rainy summer is much cleaner. Value is the metropolitan-area (ZMVM) network mean — no separate CDMX-proper city figure is published, but the southern CDMX stations run somewhat below the metro mean.
INEGI — ENIGH 2024 (gasto corriente monetario), scaled to a single-person basket
Recopilado por SettleMetric
- Datos a fecha de
- 31 may 2026
- Verificado
- 4 jul 2026
- Método
- ENIGH 2024 average household monetary current spending was 47,674 MXN/quarter ≈ 15,891 MXN/month across an average 3.4-person household. Removing housing rent, and taking the categories a single person still bears in full (food, utilities, transport, communications, personal care, leisure) at single-person rather than strict per-capita levels, gives ≈ 13,700 MXN/month for one person excluding rent. Converted at 17.559 MXN/USD (ECB EUR 20.0153 / USD 1.1399, 2026-07-02) ≈ $780/month. National average; Mexico City runs higher, smaller cities lower. See cost-breakdown for the itemised basket.
INEGI — ENIGH 2024 (gasto corriente monetario), scaled to a single-person basket
Recopilado por SettleMetric
- Datos a fecha de
- 31 may 2026
- Verificado
- 4 jul 2026
- Método
- ENIGH 2024 average household monetary current spending was 47,674 MXN/quarter ≈ 15,891 MXN/month across an average 3.4-person household. Removing housing rent, and taking the categories a single person still bears in full (food, utilities, transport, communications, personal care, leisure) at single-person rather than strict per-capita levels, gives ≈ 13,700 MXN/month for one person excluding rent. Converted at 17.559 MXN/USD (ECB EUR 20.0153 / USD 1.1399, 2026-07-02) ≈ $780/month. National average; Mexico City runs higher, smaller cities lower. See cost-breakdown for the itemised basket.
SettleMetric computation over climate-normals (Tacubaya WMO 76680)
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Método
- Months with mean daily max 15–28 °C and precipitation < 150 mm. All 12 months qualify: max ranges 20.8–26.6 °C every month (Mexico City's high-altitude tropical climate has almost no seasonal temperature swing), and the wettest month (July, 133.2 mm) stays under the 150 mm threshold. = 12.
SettleMetric computation over climate-normals (CONAGUA/SMN 1991–2020, station 23155 Cancún proxy)
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Método
- Months with mean daily max 15–28 °C AND precipitation < 150 mm, computed over the climate-normals object (nearby-station proxy, Cancún 23155). Count = 0: every month's normal daily maximum exceeds the 28 °C comfort ceiling — the coolest month, January, already peaks at 28.7 °C, and the hottest, August, at 35.1 °C. The precipitation test is irrelevant here because no month passes the temperature test.
- Notas
- Honest computed value of 0 for this hot tropical station: this criterion rewards mild-summer temperate climates (daytime highs 15–28 °C), which a Caribbean-coast city never meets — daytime highs sit at 29–35 °C all year. It does NOT mean the weather is unpleasant by beach/tropical standards; it means zero months fall inside the 15–28 °C 'pleasant' band the criterion defines. Scores 0 on the climate-comfort anchors (0 months → 0).
03
La comparación completa
Abre cualquier dato para ver qué mide, cómo de reciente es y el rastro completo de fuentes de ambas ciudades.
01
Impuestos
01+−Freelancer tax burden% effective burden at €60k/year self-employed profileMexico City2Playa del Carmen2
Qué mide esto
Effective total burden (income tax + mandatory social and health contributions) for a solo IT freelancer with €60,000/year revenue and 10% deductible expenses, using the most favourable eligible scheme in the country's tax-schemes data. Computed by the SettleMetric tax engine; recorded as a curated value with the winning scheme id in method.
Mexico City
SettleMetric tax engine over official 2026 rules (Art. 113-E LISR, SAT)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme mx-resico at €60,000 = 1,200,918 MXN (ECB 20.0153 MXN/EUR, 2026-07-02). RESICO annual income in the $1M–$2.5M band → 2.0% of gross with no deductions → ISR 24,018.36 MXN, and no mandatory social contributions (IMSS is voluntary in Mexico). Total burden 24,018.36 / 1,200,918 = 2.0%. The general professional-activity regime would tax the same profile at roughly 20.7% (see mx-actividad-profesional), so RESICO is decisively better for a low-cost freelancer.
Playa del Carmen
SettleMetric tax engine over official 2026 rules (Art. 113-E LISR, SAT)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme mx-resico at €60,000 = 1,200,918 MXN (ECB 20.0153 MXN/EUR, 2026-07-02). RESICO annual income in the $1M–$2.5M band → 2.0% of gross with no deductions → ISR 24,018.36 MXN, and no mandatory social contributions (IMSS is voluntary in Mexico). Total burden 24,018.36 / 1,200,918 = 2.0%. The general professional-activity regime would tax the same profile at roughly 20.7% (see mx-actividad-profesional), so RESICO is decisively better for a low-cost freelancer.
02
Legalización
01+−Remote-work legalization easeMexico CityLong stay pathPlaya del CarmenLong stay path
Qué mide esto
Best available legalization route for a location-independent earner with a median (non-EU, non-US) passport, classified from this country's legalization-paths data: dedicated digital-nomad visa; general freelance/self-employment permit; realistic long-stay path (e.g. renewable temporary residence); only short visa-free/tourist stays; effectively none.
Mexico City
SRE — Visa de residente temporal por solvencia económica (Consulado de México en España)
Fuente oficial
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Notas
- Mexico has no dedicated digital-nomad visa. The established long-stay route for remote workers is the temporary-resident visa (residente temporal) granted on proof of economic solvency — foreign income or savings qualify, and there is no minimum physical-presence rule. Renewable up to 4 years, then convertible to permanent residence. See legalization path mx-temporary-resident-solvency.
Playa del Carmen
SRE — Visa de residente temporal por solvencia económica (Consulado de México en España)
Fuente oficial
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Notas
- Mexico has no dedicated digital-nomad visa. The established long-stay route for remote workers is the temporary-resident visa (residente temporal) granted on proof of economic solvency — foreign income or savings qualify, and there is no minimum physical-presence rule. Renewable up to 4 years, then convertible to permanent residence. See legalization path mx-temporary-resident-solvency.
03
Coste de vida
01+−Cost of living (single, excl. rent)USD/month, single person, excluding rentMexico City780Playa del Carmen780
Qué mide esto
Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.
Mexico City
INEGI — ENIGH 2024 (gasto corriente monetario), scaled to a single-person basket
Recopilado por SettleMetric
- Datos a fecha de
- 31 may 2026
- Verificado
- 4 jul 2026
- Método
- ENIGH 2024 average household monetary current spending was 47,674 MXN/quarter ≈ 15,891 MXN/month across an average 3.4-person household. Removing housing rent, and taking the categories a single person still bears in full (food, utilities, transport, communications, personal care, leisure) at single-person rather than strict per-capita levels, gives ≈ 13,700 MXN/month for one person excluding rent. Converted at 17.559 MXN/USD (ECB EUR 20.0153 / USD 1.1399, 2026-07-02) ≈ $780/month. National average; Mexico City runs higher, smaller cities lower. See cost-breakdown for the itemised basket.
Playa del Carmen
INEGI — ENIGH 2024 (gasto corriente monetario), scaled to a single-person basket
Recopilado por SettleMetric
- Datos a fecha de
- 31 may 2026
- Verificado
- 4 jul 2026
- Método
- ENIGH 2024 average household monetary current spending was 47,674 MXN/quarter ≈ 15,891 MXN/month across an average 3.4-person household. Removing housing rent, and taking the categories a single person still bears in full (food, utilities, transport, communications, personal care, leisure) at single-person rather than strict per-capita levels, gives ≈ 13,700 MXN/month for one person excluding rent. Converted at 17.559 MXN/USD (ECB EUR 20.0153 / USD 1.1399, 2026-07-02) ≈ $780/month. National average; Mexico City runs higher, smaller cities lower. See cost-breakdown for the itemised basket.
INEGI — ENIGH 2024 spending shares, scaled to a single-person basket
Recopilado por SettleMetric
- Datos a fecha de
- 31 may 2026
- Verificado
- 4 jul 2026
- Método
- ENIGH 2024 monthly household spending shares (food/bev/tobacco 37.7%, transport & communications 19.5%, education & entertainment 9.6%, housing & services 9.1%, clothing, health etc.), rebased to a single-person no-rent basket and converted at 17.559 MXN/USD. Categories sum to the ≈$780/month cost-of-living aggregate. National average — a rough guide, not a survey of one-person households (INEGI does not headline a single-person series).
04
Vivienda
Alquiler por tipo de vivienda
Alquiler de oferta: precio en el centro, con el de fuera del centro entre paréntesis ($/mes).
Inmuebles24 Índice de Venta & Renta — Reporte de mercado Ciudad de México, enero 2026
Recopilado por SettleMetric
- Datos a fecha de
- 31 ene 2026
- Verificado
- 4 jul 2026
- Método
- City-wide asking rent per m² from the Inmuebles24 CDMX index (Jan 2026: 329 MXN/m²/mo at the 65 m² 2BR reference; 299 MXN/m²/mo at 100 m² 3BR) applied to typical sizes (studio 32 m², 1BR 48 m², 2BR 65 m², 3BR 100 m²) for the city-wide-by-type base. Central vs outside split derived from the index's own per-alcaldía averages: center ×1.18 (mean of the core alcaldías Cuauhtémoc 28,373, Miguel Hidalgo 26,986, Benito Juárez 20,540 MXN/mo ÷ city avg 21,398), outside ×0.82 (mean of the residential ring: Álvaro Obregón, Coyoacán, Azcapotzalco, Iztacalco, Gustavo A. Madero). Converted at 17.559 MXN/USD (fx-rates 2026-07-02).
- Notas
- Both the by-room-type and the central/outside cells are DERIVED — no single Inmuebles24 table crosses room count with center-vs-outside. The per-m² rates, the 2BR/3BR references, and the per-alcaldía averages are directly published; apartment sizes and the size→per-m² interpolation are assumptions stated in the method. 'Center' = the core alcaldías (Cuauhtémoc, Miguel Hidalgo, Benito Juárez, incl. Roma/Condesa/Polanco/Del Valle); 'outside' = the mid-tier residential ring, excluding the rural southern fringe (Milpa Alta, Tláhuac) which runs cheaper still.
Inmuebles24 / Lamudi — Playa del Carmen average asking rent by bedroom count
Recopilado por SettleMetric
- Datos a fecha de
- 28 feb 2026
- Verificado
- 4 jul 2026
- Método
- City-wide average asking rent by room count from Inmuebles24/Lamudi (2026): studio ≈ 12,000 MXN (midpoint of the ~11,000–14,000 MXN cluster), 1BR ≈ 16,000 MXN, 2BR ≈ 22,000 MXN, 3BR ≈ 23,000 MXN. Converted at 17.559 MXN/USD → studio $683, 1BR $911, 2BR $1,253, 3BR $1,310. Center vs outside cells are DERIVED by applying a ±15% split (center ×1.15, outside ×0.85) to each room-average, because the portals publish rent by bedroom count and by neighbourhood but not the two crossed at once.
- Notas
- Central/outside cells are DERIVED (city room-average × ±15% location multiplier), NOT directly observed — no source publishes rent by room count AND by center/outside simultaneously. The room-count city averages are directly observed from listing portals; the ±15% premium is a conservative, flagged assumption for this resort market where the beach/5ta Avenida/Playacar core is materially pricier than outer colonias. Asking prices, not signed leases.
05
Seguridad
01+−Homicide rateintentional homicides per 100,000/yearMexico City25,6Playa del Carmen25,6
Qué mide esto
Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).
Mexico City
INEGI — Defunciones por homicidio 2024 (Reporte de resultados, 1-ago-2025)
Fuente oficial
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- 33,241 homicide deaths registered in 2024, rate 25.6 per 100,000 (up from 24.9 in 2023). Highly uneven by state: Colima 123, Morelos 77, Baja California 65 at the top; Yucatán 3, Coahuila 4, Mexico City ~10 at the low end. The national figure masks large regional variation relevant to city choice.
Playa del Carmen
INEGI — Defunciones por homicidio 2024 (Reporte de resultados, 1-ago-2025)
Fuente oficial
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- 33,241 homicide deaths registered in 2024, rate 25.6 per 100,000 (up from 24.9 in 2023). Highly uneven by state: Colima 123, Morelos 77, Baja California 65 at the top; Yucatán 3, Coahuila 4, Mexico City ~10 at the low end. The national figure masks large regional variation relevant to city choice.
06
Clima
01+−Climate comfortpleasant months/yearMexico Citymejor12Playa del Carmen0
Qué mide esto
Number of months whose 1991–2020 climate normals satisfy: mean daily maximum between 15°C and 28°C and monthly precipitation under 150mm. Computed from the city's climate-normals indicator; the raw normals are stored alongside so users can judge by their own taste.
Mexico City
SettleMetric computation over climate-normals (Tacubaya WMO 76680)
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Método
- Months with mean daily max 15–28 °C and precipitation < 150 mm. All 12 months qualify: max ranges 20.8–26.6 °C every month (Mexico City's high-altitude tropical climate has almost no seasonal temperature swing), and the wettest month (July, 133.2 mm) stays under the 150 mm threshold. = 12.
Playa del Carmen
SettleMetric computation over climate-normals (CONAGUA/SMN 1991–2020, station 23155 Cancún proxy)
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Método
- Months with mean daily max 15–28 °C AND precipitation < 150 mm, computed over the climate-normals object (nearby-station proxy, Cancún 23155). Count = 0: every month's normal daily maximum exceeds the 28 °C comfort ceiling — the coolest month, January, already peaks at 28.7 °C, and the hottest, August, at 35.1 °C. The precipitation test is irrelevant here because no month passes the temperature test.
- Notas
- Honest computed value of 0 for this hot tropical station: this criterion rewards mild-summer temperate climates (daytime highs 15–28 °C), which a Caribbean-coast city never meets — daytime highs sit at 29–35 °C all year. It does NOT mean the weather is unpleasant by beach/tropical standards; it means zero months fall inside the 15–28 °C 'pleasant' band the criterion defines. Scores 0 on the climate-comfort anchors (0 months → 0).
02+−Air quality (PM2.5)µg/m³, annual mean PM2.5Mexico City20Playa del Carmensin datos verificados
Qué mide esto
Annual mean fine-particulate (PM2.5) concentration for the city, latest available year. Anchors follow the WHO 2021 guideline (5 µg/m³ → 10) through the EU limit value territory (25 µg/m³ → 2). Preferred source: European Environment Agency city-level air quality data; outside Europe: WHO Ambient Air Quality Database or the national monitoring network.
Mexico City
Fuente oficial
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Network-wide annual mean PM2.5 for the Zona Metropolitana del Valle de México in 2023 = 20 µg/m³ (stations with ≥65% data sufficiency), reported by the official CDMX government air-quality authority (SEDEMA, Dirección de Monitoreo Atmosférico) using U.S. EPA reference-method monitors. Per-station annual means ranged from 15 µg/m³ at Pedregal (southern CDMX) to 21 µg/m³ at Xalostoc (in México State). PM10 annual mean was 41 µg/m³.
- Notas
- About 4× the WHO 2021 guideline (5 µg/m³) and double the incoming Mexican NOM-025 annual limit of 10 µg/m³ (effective 2026). Highest concentrations occur in the dry-cold season (Nov–Feb) driven by thermal inversions and holiday fireworks; the rainy summer is much cleaner. Value is the metropolitan-area (ZMVM) network mean — no separate CDMX-proper city figure is published, but the southern CDMX stations run somewhat below the metro mean.
Playa del Carmen
No official annual-mean PM2.5 exists for Playa del Carmen. Per INECC/SEMARNAT, Quintana Roo is one of only two Mexican states with NO official air-quality monitoring system (SMCA) reporting to the national network SINAICA, so there is no government station or published annual mean for the city. The state environment ministry (SEMA) runs some low-cost PurpleAir PM sensors in Chetumal and Bacalar (not Playa del Carmen), and consumer aggregators (e.g. IQAir) show only real-time readings from private/low-cost sensors (a spot value of ≈7 µg/m³ was observed on 2026-07-03), which are not an official annual mean on a defensible methodology. Coastal setting with strong sea breezes and little heavy industry means ambient PM2.5 is generally low, but no citable annual figure is recorded. Null pending an official annual mean (WHO Ambient Air Quality Database currently lists no Playa del Carmen / Quintana Roo station either).
07
Sanidad
01+−Private healthcare costUSD/year, comprehensive private insurance premium, healthy 35-year-oldMexico City1800Playa del Carmen1800
Qué mide esto
Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.
Mexico City
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Comprehensive 'gastos médicos mayores' plans (major-medical: hospitalisation, surgery, plus outpatient riders) from GNP, AXA México, Allianz and Mapfre run roughly $120–190 USD/month for a healthy adult under 35 → ≈$1,440–$2,280/year. Midpoint ≈ $1,800/year. Premiums are quoted individually (age, deductible, hospital network), so this is a curated market midpoint, not a public engine quote. Mexican medical inflation is high (est. ~15% for 2026), pushing premiums up 20–40% year on year.
- Notas
- Comprehensive (with-inpatient) basis per the data-quality lesson. Residents also have free access to public IMSS-Bienestar/IMSS care, but private cover is the norm for expats/freelancers who want private-hospital access. Deductibles and coinsurance apply on top of the premium.
Playa del Carmen
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Comprehensive 'gastos médicos mayores' plans (major-medical: hospitalisation, surgery, plus outpatient riders) from GNP, AXA México, Allianz and Mapfre run roughly $120–190 USD/month for a healthy adult under 35 → ≈$1,440–$2,280/year. Midpoint ≈ $1,800/year. Premiums are quoted individually (age, deductible, hospital network), so this is a curated market midpoint, not a public engine quote. Mexican medical inflation is high (est. ~15% for 2026), pushing premiums up 20–40% year on year.
- Notas
- Comprehensive (with-inpatient) basis per the data-quality lesson. Residents also have free access to public IMSS-Bienestar/IMSS care, but private cover is the norm for expats/freelancers who want private-hospital access. Deductibles and coinsurance apply on top of the premium.
08
Dinero y cripto
01+−Crypto regulationMexico CityRestrictedPlaya del CarmenRestricted
Qué mide esto
Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.
Mexico City
Banco de México — Circular 4/2019 (Disposiciones aplicables a operaciones con activos virtuales)
Fuente oficial
- Datos a fecha de
- 8 mar 2019
- Verificado
- 4 jul 2026
- Notas
- Holding and trading crypto is legal for individuals and gains are taxed under ISR as enajenación de bienes. But virtual assets are not legal tender, and Banxico Circular 4/2019 bars banks and regulated fintechs from offering crypto services (custody, exchange, transmission) to the public; no institution has been authorised. Individuals buy/sell through unregulated exchanges that cannot hold client fiat. Classified 'restricted' because banking-channel access to crypto is prohibited, not merely regulated.
Playa del Carmen
Banco de México — Circular 4/2019 (Disposiciones aplicables a operaciones con activos virtuales)
Fuente oficial
- Datos a fecha de
- 8 mar 2019
- Verificado
- 4 jul 2026
- Notas
- Holding and trading crypto is legal for individuals and gains are taxed under ISR as enajenación de bienes. But virtual assets are not legal tender, and Banxico Circular 4/2019 bars banks and regulated fintechs from offering crypto services (custody, exchange, transmission) to the public; no institution has been authorised. Individuals buy/sell through unregulated exchanges that cannot hold client fiat. Classified 'restricted' because banking-channel access to crypto is prohibited, not merely regulated.
02+−Financial control levelMexico CityModeratePlaya del CarmenModerate
Qué mide esto
Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.
Mexico City
SAT — declaración anual / obligations, and Banco de México FX regime (composite)
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Composite: the peso floats freely and is fully convertible with no capital or currency controls (IMF AREAER classifies MXN as free-floating); non-residents can open Mexican bank accounts (requires RFC/CURP and proof of address, more friction than the EU). No FBAR-style personal foreign-account disclosure regime, though CRS applies via banks and Mexico joined the crypto CARF reporting from 2026. Cash caps: purchases in cash above ~$100,000–500,000 MXN trigger anti-money-laundering reporting by the counterparty (Ley Antilavado), and cash payments above certain limits are non-deductible. Rated 'moderate' rather than 'low' because of RFC-gated banking, mandatory e-invoicing (CFDI) capturing most income, and AML cash-reporting thresholds.
Playa del Carmen
SAT — declaración anual / obligations, and Banco de México FX regime (composite)
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Composite: the peso floats freely and is fully convertible with no capital or currency controls (IMF AREAER classifies MXN as free-floating); non-residents can open Mexican bank accounts (requires RFC/CURP and proof of address, more friction than the EU). No FBAR-style personal foreign-account disclosure regime, though CRS applies via banks and Mexico joined the crypto CARF reporting from 2026. Cash caps: purchases in cash above ~$100,000–500,000 MXN trigger anti-money-laundering reporting by the counterparty (Ley Antilavado), and cash payments above certain limits are non-deductible. Rated 'moderate' rather than 'low' because of RFC-gated banking, mandatory e-invoicing (CFDI) capturing most income, and AML cash-reporting thresholds.
09
Infraestructura
01+−Domestic delivery qualityMexico CityGoodPlaya del CarmenGood
Qué mide esto
Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.
Mexico City
Estafeta / FedEx México / Correos de México (MexPost) official service pages (composite)
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Classified from carrier service/coverage pages: FedEx México, DHL, Estafeta and Redpack offer next-day delivery in major cities with standard real-time tracking; Correos de México/MexPost and Estafeta reach rural areas but 'zonas extendidas' incur reexpedición surcharges and slower delivery; OXXO/convenience-store pickup is widespread. Landed on 'good' (not 'excellent') because coverage is dense in metros but slower and pricier in the rural long tail, and there is no nationwide parcel-locker network on the European scale.
- Notas
- Next-day in major cities; slower and surcharged in hard-to-reach zones.
Playa del Carmen
Estafeta / FedEx México / Correos de México (MexPost) official service pages (composite)
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Classified from carrier service/coverage pages: FedEx México, DHL, Estafeta and Redpack offer next-day delivery in major cities with standard real-time tracking; Correos de México/MexPost and Estafeta reach rural areas but 'zonas extendidas' incur reexpedición surcharges and slower delivery; OXXO/convenience-store pickup is widespread. Landed on 'good' (not 'excellent') because coverage is dense in metros but slower and pricier in the rural long tail, and there is no nationwide parcel-locker network on the European scale.
- Notas
- Next-day in major cities; slower and surcharged in hard-to-reach zones.
02+−International delivery easeMexico CitySignificant frictionPlaya del CarmenSignificant friction
Qué mide esto
Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.
Mexico City
US Dept. of Commerce (trade.gov) — Mexico Customs Regulations (de minimis) & SAT RFC courier rule
Fuente oficial
- Datos a fecha de
- 15 oct 2024
- Verificado
- 4 jul 2026
- Notas
- Major carriers (DHL, FedEx, UPS) deliver door-to-door, but import friction is real: de minimis is only USD $50 (duty- and VAT-free); USMCA-origin goods $50.01–$117 are duty-free but still bear 16% VAT; above $117 both duties and VAT apply. Since 2024-10-15 couriers require the consignee's RFC (Mexican tax ID) to use the simplified clearance procedure, and 2026 rules tightened low-value/textile imports. Customs holds and brokerage fees are common, so cross-border receiving is workable but bureaucratic.
Playa del Carmen
US Dept. of Commerce (trade.gov) — Mexico Customs Regulations (de minimis) & SAT RFC courier rule
Fuente oficial
- Datos a fecha de
- 15 oct 2024
- Verificado
- 4 jul 2026
- Notas
- Major carriers (DHL, FedEx, UPS) deliver door-to-door, but import friction is real: de minimis is only USD $50 (duty- and VAT-free); USMCA-origin goods $50.01–$117 are duty-free but still bear 16% VAT; above $117 both duties and VAT apply. Since 2024-10-15 couriers require the consignee's RFC (Mexican tax ID) to use the simplified clearance procedure, and 2026 rules tightened low-value/textile imports. Customs holds and brokerage fees are common, so cross-border receiving is workable but bureaucratic.
03+−Internet speedMbps, median fixed downloadMexico City18,2Playa del Carmen18,2
Qué mide esto
Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.
Mexico City
M-Lab NDT country aggregates for Mexico
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of the daily country median download values (download_MED) from M-Lab's public NDT statistics for Mexico, 2023 (the latest full year in M-Lab's published stats API; 2024+ files not yet available). Daily medians cluster tightly around 18 Mbps over hundreds of thousands of tests.
- Notas
- M-Lab NDT is a single-stream test and reads well below Ookla-style marketing figures (Mexican fixed connections commonly sell 50–200 Mbps) — comparable only within this criterion. Fixed broadband quality varies widely: fibre is strong in Mexico City, Guadalajara and Monterrey, weaker in smaller towns.
Playa del Carmen
M-Lab NDT country aggregates for Mexico
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 4 jul 2026
- Método
- Median of the daily country median download values (download_MED) from M-Lab's public NDT statistics for Mexico, 2023 (the latest full year in M-Lab's published stats API; 2024+ files not yet available). Daily medians cluster tightly around 18 Mbps over hundreds of thousands of tests.
- Notas
- M-Lab NDT is a single-stream test and reads well below Ookla-style marketing figures (Mexican fixed connections commonly sell 50–200 Mbps) — comparable only within this criterion. Fixed broadband quality varies widely: fibre is strong in Mexico City, Guadalajara and Monterrey, weaker in smaller towns.
10
Idioma
01+−English proficiencyMexico CityLowPlaya del CarmenLow
Qué mide esto
Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.
Mexico City
EF EPI 2025 — Mexico (score 440, rank 103/123, Low band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI 2025 (attribution: EF Education First): Mexico scores 440 and ranks 103rd, in EF's 'Low' band. English is workable in tourist zones, international business, and among younger urban professionals, but government offices, healthcare, and everyday services are conducted in Spanish; functional Spanish is effectively required for daily life.
Playa del Carmen
EF EPI 2025 — Mexico (score 440, rank 103/123, Low band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI 2025 (attribution: EF Education First): Mexico scores 440 and ranks 103rd, in EF's 'Low' band. English is workable in tourist zones, international business, and among younger urban professionals, but government offices, healthcare, and everyday services are conducted in Spanish; functional Spanish is effectively required for daily life.
11
Educación
01+−International schoolsaccredited international schools, countMexico Citymejor19Playa del Carmen1
Qué mide esto
Count of international schools in the metro area accredited by or member of IB, CIS, COBIS, or an equivalent national-curriculum-abroad body (verified against the accreditor's public registry, not aggregator sites).
Mexico City
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Deduplicated count of Mexico City metro schools accredited by/member of the qualifying bodies (IB, Cambridge, AEFE, German Auslandsschulwesen, US/College Board, CIS/COBIS). IB finder lists 17 IB World Schools in the CDMX metro (Greengates, Eton, The American School Foundation, Edron Academy, Westhill, Peterson, Olinca, Churchill, Winpenny, Instituto Thomas Jefferson ×2, Escuela Lomas Altas, Colegio Lomas Hill, Atid, Tomás Alva Edison, Schweizerschule, British American School). Added, not in the IB list: Lycée Franco-Mexicain (AEFE-homologated, aefe.gouv.fr) and Colegio Alemán Alexander von Humboldt (German ZfA 'Excellent German School', 3 metro campuses counted as one institution). = 19.
- Notas
- ±2 uncertainty. The IB finder may include candidate (not-yet-authorised) schools; several IB schools also hold Cambridge/US accreditation but are counted once; Cambridge-only or CIS/COBIS-only schools not in the IB list may be undercounted. Count spans the wider CDMX metropolitan area (some campuses, e.g. Greengates and Colegio Alemán's Lomas Verdes site, sit in adjoining México State suburbs).
Playa del Carmen
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Count of schools in the Playa del Carmen metro accreditor-verified against the required bodies (IB / Cambridge / AEFE / German Auslandsschulwesen / US-College Board / CIS / COBIS). Verified as qualifying: Britt Academy, Playa del Carmen — part of Orbital Education (a COBIS- and CIS-accredited group), offering the Cambridge programme with Cambridge certifications at Grades 6/9/12, confirmed on the school's own and Orbital Education's official pages. Count = 1.
- Notas
- Recorded as a verified FLOOR, not a ceiling. The IB registry (ibo.org / find-an-ib-school) could not be queried during this pass (server returned 403 to automated fetches), so IB claims for other local schools could NOT be confirmed against the accreditor and are therefore excluded per the data-quality rule (verify against the accreditor, never count aggregator claims): (a) 'International School of Playa del Carmen' (ISPDC) describes itself as only 'in process' of IB certification = candidate, not authorised → not counted; (b) real-estate/expat aggregators claim IB at a 'British International School' (Playacar), Instituto Tepeyac and Colegio Inglés, none verifiable against the IB registry here → not counted; (c) Colegio Británico is an IB World School (ibo.org/school/049129) but is in CANCÚN (~65 km), outside the Playa del Carmen metro → not counted. Manual review should re-run the IB finder for Solidaridad/Playa del Carmen to confirm any authorised IB schools and raise this count accordingly.