Ir al contenido
SettleMetric

CITY / CITYComparación de ciudades verificada

Lisbonvs.Porto.

Lisbon sale mejor en 1 de 8 datos principales; Porto, en 0. Cost of living (single, excl. rent): Lisbon $1166/mo, Porto $1166/mo. Freelancer tax burden: Lisbon 30%, Porto 30%. Climate comfort: Lisbon 10/12 mo, Porto 9/12 mo.

Verificado

14 criterios comparados · 18 fuentes · los datos de país aparecen marcados como heredados

pt / pt · SettleMetric

01

Las diferencias clave

Las cifras clave cara a cara, con el lado más fuerte señalado. La puntuación global es decorativa; lo que importa es qué datos encajan contigo.

Resultado principal

Lisbon va por delante en 1 de 8

Lisbon

1

Porto

0

01Cost of living (single, excl. rent)
Lisbon
$1166/mo

INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
Notas
National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
Porto
$1166/mo

INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
Notas
National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
02Freelancer tax burden
Lisbon
30%

SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
Porto
30%

SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
03Homicide rate
Lisbon
0,68/100k

Eurostat — police-recorded intentional homicide (ICCS 0101)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
Porto
0,68/100k

Eurostat — police-recorded intentional homicide (ICCS 0101)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
04Climate comfort
Lisbonmejor
10/12 mo

SettleMetric computation over climate-normals (IPMA Lisboa/Instituto Geofísico 1991-2020)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
4 jul 2026
Método
Months with mean daily max 15–28°C and precipitation < 150mm: Jan (15.1°C, 103.8mm), Feb, Mar, Apr, May, Jun, Sep, Oct, Nov (18.1°C, 133.9mm), Dec = 10. Only Jul (TX 28.2°C) and Aug (TX 28.8°C) miss, exceeding the 28°C max cap; no month exceeds the 150mm precipitation cap.
Porto
9/12 mo

SettleMetric computation over climate-normals

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
4 jul 2026
Método
Months with mean daily max 15–28°C AND precipitation < 150mm: Feb (15.0°C, 97.8mm), Mar, Apr, May, Jun, Jul, Aug, Sep, Oct (20.7°C, 148.9mm) = 9. Jan and Dec miss on temperature (max 14.0/14.7°C); Nov passes temperature (16.8°C) but fails precipitation (165.9mm ≥ 150).
05Internet speed
Lisbon
40 Mbps

M-Lab NDT country aggregates for Portugal

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Método
M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.
Porto
40 Mbps

M-Lab NDT country aggregates for Portugal

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Método
M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.
06English proficiency
Lisbon
Very high

EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.
Porto
Very high

EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.
07Private healthcare cost
Lisbon
$650/yr

Médis / Multicare / AdvanceCare / Allianz comprehensive (with-hospitalization) plans — market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.
Porto
$650/yr

Médis / Multicare / AdvanceCare / Allianz comprehensive (with-hospitalization) plans — market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.
08Air quality (PM2.5)
Lisbon
sin datos verificados
Porto
sin datos verificados

02

¿Qué ciudad encaja con tu plan?

Cada perspectiva pondera solo los datos que importan a ese plan y dice a qué lado favorece.

Informática remota / autónomo

Contrato o trabajo por cuenta propia en tecnología, facturando a clientes de fuera.

Muy reñido para este plan

01Freelancer tax burden
Lisbon
30%

SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
Porto
30%

SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
02Internet speed
Lisbon
40 Mbps

M-Lab NDT country aggregates for Portugal

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Método
M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.
Porto
40 Mbps

M-Lab NDT country aggregates for Portugal

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Método
M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.
03English proficiency
Lisbon
Very high

EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.
Porto
Very high

EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.
04Cost of living (single, excl. rent)
Lisbon
$1166/mo

INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
Notas
National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
Porto
$1166/mo

INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
Notas
National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
05Domestic delivery quality
Lisbon
Good

CTT Correios de Portugal — express delivery times, coverage and Collectt/Locky network (official service pages)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2025
Verificado
4 jul 2026
Método
National operator CTT offers next-day ('Expresso Para Amanhã') and 2-day express nationwide, with the Collectt pickup network (CTT shops + Payshop agents + Locky 24/7 parcel lockers) and real-time tracking. Private carriers DPD, GLS, DHL, UPS, Chronopost and Seur operate nationwide. Rated 'good' — 1–3 day delivery is the norm and lockers exist in cities, but locker density and universal next-day are below the best-in-class (e.g. Poland's InPost).
Porto
Good

CTT Correios de Portugal — express delivery times, coverage and Collectt/Locky network (official service pages)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2025
Verificado
4 jul 2026
Método
National operator CTT offers next-day ('Expresso Para Amanhã') and 2-day express nationwide, with the Collectt pickup network (CTT shops + Payshop agents + Locky 24/7 parcel lockers) and real-time tracking. Private carriers DPD, GLS, DHL, UPS, Chronopost and Seur operate nationwide. Rated 'good' — 1–3 day delivery is the norm and lockers exist in cities, but locker density and universal next-day are below the best-in-class (e.g. Poland's InPost).

Familia

Mudarse con pareja e hijos en edad escolar.

Lisbon encaja mejor: 1 de 5

01International schools
Lisbonmejor
11

IB / Cambridge / AEFE / German Auslandsschulwesen accreditor evidence for the Lisbon metro (curated union)

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Curated count of internationally-accredited schools in the Lisbon metro (Lisboa, Cascais, Sintra, Oeiras). Directly verified against their accreditor networks: Lycée Français Charles Lepierre (AEFE directly-managed establishment, aefe.gouv.fr) and Deutsche Schule Lissabon (German Auslandsschule under ZfA/Auswärtiges Amt, auslandsschulwesen.de). IB World Schools identified in the metro by name from IB 'by country' data and corroborating sources: St. Julian's (Carcavelos), St. Dominic's International (São Domingos de Rana), Carlucci/CAISL (Sintra), United Lisbon International, TASIS Portugal (Sintra), International Sharing School–Taguspark (Oeiras), Oeiras International School, PaRK International, plus The Lisboan (Cambridge + IB). Count = 11 named, accreditor-attributable schools.
Notas
±3 uncertainty. The live IB World Schools finder and the Cambridge 'Find a Cambridge school' registry both returned HTTP 403 to automated fetch this cycle, so individual IB/Cambridge authorizations were confirmed from official-adjacent sources rather than each read directly against the accreditor's live registry; AEFE and the German school were verified directly. Portugal has ~16 IB World Schools in total, most clustered in the Lisbon metro, so the true metro count of all-accreditor international schools is likely somewhat higher than 11 (aggregator guides list 30+ 'international' schools, but many lack a recognised accreditor). Re-verify each authorization against the IB and Cambridge registries from a browser next cycle.
Porto
5

Accreditor registries: IB (ibo.org), Cambridge International, AEFE, German Auslandsschulwesen/ZfA, CIS

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Count of Porto-metro schools each verified against a recognized accreditor: (1) Oporto British School — IB World School (ibo.org school 000693, authorized 1992) + Cambridge IGCSE; (2) CLIP / Colégio Luso-Internacional do Porto — CIS-accredited (Council of International Schools, re-accredited 2020) + Cambridge IGCSE/A-Level; (3) Lycée Français International Porto (LFIP) — AEFE network (French curriculum abroad); (4) Deutsche Schule zu Porto — German Auslandsschulwesen / ZfA network, German International Abitur (DIA); (5) CJD International School (Colégio Júlio Dinis, Dukes Education, since 2023/24) — full Cambridge pathway (Primary, Lower Secondary, IGCSE, AS/A-Level). PaRK International School was checked and EXCLUDED — all its campuses are in the Lisbon/Cascais area, not Porto.
Notas
Five schools, each backed by a distinct recognized accreditor (IB, Cambridge, AEFE, German Auslandsschulwesen, CIS). Conservative metro-area count; language-exam centres (e.g. Cambridge School language branches) are not schools and are excluded. OBS is the only IB Diploma school in northern Portugal. Cross-checked against Cambridge International's school finder was blocked (page requires JavaScript); Cambridge status for CLIP/OBS/CJD is confirmed from their own and Dukes Education official descriptions.
02Homicide rate
Lisbon
0,68/100k

Eurostat — police-recorded intentional homicide (ICCS 0101)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
Porto
0,68/100k

Eurostat — police-recorded intentional homicide (ICCS 0101)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
03Private healthcare cost
Lisbon
$650/yr

Médis / Multicare / AdvanceCare / Allianz comprehensive (with-hospitalization) plans — market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.
Porto
$650/yr

Médis / Multicare / AdvanceCare / Allianz comprehensive (with-hospitalization) plans — market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.
04Air quality (PM2.5)
Lisbon
sin datos verificados
Porto
sin datos verificados
05English proficiency
Lisbon
Very high

EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.
Porto
Very high

EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.

Dinero y cripto

Optimizar impuestos, banca y normas sobre cripto.

Muy reñido para este plan

01Crypto regulation
Lisbon
Legal friendly

Autoridade Tributária — Criptoativos: conceito fiscal e tributação (folheto informativo)

Fuente oficial

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Notas
Legal for individuals; regulated under EU MiCA/CARF. Since Law 24-D/2022: capital gains on crypto held ≥365 days are tax-EXEMPT (declared in Anexo G1); gains on assets held <365 days are taxed at a 28% autonomous rate (Category G, option to aggregate); crypto-to-crypto swaps are deferred (not taxed at the swap). Frequent/professional trading may be reclassified as Category B (general rates). Classified legal-friendly for the explicit long-term-holding exemption; short-term gains are still fully taxed.
Porto
Legal friendly

Autoridade Tributária — Criptoativos: conceito fiscal e tributação (folheto informativo)

Fuente oficial

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Notas
Legal for individuals; regulated under EU MiCA/CARF. Since Law 24-D/2022: capital gains on crypto held ≥365 days are tax-EXEMPT (declared in Anexo G1); gains on assets held <365 days are taxed at a 28% autonomous rate (Category G, option to aggregate); crypto-to-crypto swaps are deferred (not taxed at the swap). Frequent/professional trading may be reclassified as Category B (general rates). Classified legal-friendly for the explicit long-term-holding exemption; short-term gains are still fully taxed.
02Financial control level
Lisbon
Low

ASAE — cash-payment limits (Art. 63.º-E Lei Geral Tributária); euro-area free movement of capital

Fuente oficial

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Composite: euro-area member, no currency or capital controls, EUR fully convertible; free movement of capital guaranteed by the EU Treaty (Art. 63 TFEU). Non-resident bank accounts routinely available. Standard EU CRS/DAC reporting via banks; no FBAR-style personal foreign-account self-declaration for individuals. Cash-payment limit €2,999.99 for residents (natural persons) and €9,999.99 for non-residents not acting as merchants (Art. 63.º-E LGT) — a limit on cash, not on bank money movement. Rated 'low' state control over personal money flows.
Porto
Low

ASAE — cash-payment limits (Art. 63.º-E Lei Geral Tributária); euro-area free movement of capital

Fuente oficial

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Composite: euro-area member, no currency or capital controls, EUR fully convertible; free movement of capital guaranteed by the EU Treaty (Art. 63 TFEU). Non-resident bank accounts routinely available. Standard EU CRS/DAC reporting via banks; no FBAR-style personal foreign-account self-declaration for individuals. Cash-payment limit €2,999.99 for residents (natural persons) and €9,999.99 for non-residents not acting as merchants (Art. 63.º-E LGT) — a limit on cash, not on bank money movement. Rated 'low' state control over personal money flows.
03Freelancer tax burden
Lisbon
30%

SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
Porto
30%

SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.

Vida tranquila

Priorizar la seguridad, el aire y una vida diaria sencilla.

Lisbon encaja mejor: 1 de 4

01Homicide rate
Lisbon
0,68/100k

Eurostat — police-recorded intentional homicide (ICCS 0101)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
Porto
0,68/100k

Eurostat — police-recorded intentional homicide (ICCS 0101)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
02Air quality (PM2.5)
Lisbon
sin datos verificados
Porto
sin datos verificados
03Cost of living (single, excl. rent)
Lisbon
$1166/mo

INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
Notas
National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
Porto
$1166/mo

INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
Notas
National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
04Climate comfort
Lisbonmejor
10/12 mo

SettleMetric computation over climate-normals (IPMA Lisboa/Instituto Geofísico 1991-2020)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
4 jul 2026
Método
Months with mean daily max 15–28°C and precipitation < 150mm: Jan (15.1°C, 103.8mm), Feb, Mar, Apr, May, Jun, Sep, Oct, Nov (18.1°C, 133.9mm), Dec = 10. Only Jul (TX 28.2°C) and Aug (TX 28.8°C) miss, exceeding the 28°C max cap; no month exceeds the 150mm precipitation cap.
Porto
9/12 mo

SettleMetric computation over climate-normals

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
4 jul 2026
Método
Months with mean daily max 15–28°C AND precipitation < 150mm: Feb (15.0°C, 97.8mm), Mar, Apr, May, Jun, Jul, Aug, Sep, Oct (20.7°C, 148.9mm) = 9. Jan and Dec miss on temperature (max 14.0/14.7°C); Nov passes temperature (16.8°C) but fails precipitation (165.9mm ≥ 150).

03

La comparación completa

Abre cualquier dato para ver qué mide, cómo de reciente es y el rastro completo de fuentes de ambas ciudades.

01

Impuestos

1 dato verificado
01+Freelancer tax burden% effective burden at €60k/year self-employed profileLisbon30Porto30

Qué mide esto

Effective total burden (income tax + mandatory social and health contributions) for a solo IT freelancer with €60,000/year revenue and 10% deductible expenses, using the most favourable eligible scheme in the country's tax-schemes data. Computed by the SettleMetric tax engine; recorded as a curated value with the winning scheme id in method.

Cuanto más bajo, mejor· % effective burden at €60k/year self-employed profile· se vuelve a verificar cada 365 días

Lisbon

SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.

Porto

SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.

02

Legalización

1 dato verificado
01+Remote-work legalization easeLisbonDedicated nomad visaPortoDedicated nomad visa

Qué mide esto

Best available legalization route for a location-independent earner with a median (non-EU, non-US) passport, classified from this country's legalization-paths data: dedicated digital-nomad visa; general freelance/self-employment permit; realistic long-stay path (e.g. renewable temporary residence); only short visa-free/tourist stays; effectively none.

Valorado por categoría· se vuelve a verificar cada 180 días

Lisbon

AIMA — residence authorization for remote professional activity (Nómadas Digitais, Art. 88.º/1 Law 23/2007)

Fuente oficial

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Notas
Portugal has a dedicated digital-nomad route (D8): a residence visa for remote professional activity carried out for entities outside Portugal (in force since 2022, Law 18/2022), leading to a 2-year residence permit renewable for 3 years and to permanent residence/citizenship after 5 years. A temporary-stay variant (under 1 year) also exists. Income requirement 4× the national minimum wage (4 × €920 = €3,680/month in 2026).

Porto

AIMA — residence authorization for remote professional activity (Nómadas Digitais, Art. 88.º/1 Law 23/2007)

Fuente oficial

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Notas
Portugal has a dedicated digital-nomad route (D8): a residence visa for remote professional activity carried out for entities outside Portugal (in force since 2022, Law 18/2022), leading to a 2-year residence permit renewable for 3 years and to permanent residence/citizenship after 5 years. A temporary-stay variant (under 1 year) also exists. Income requirement 4× the national minimum wage (4 × €920 = €3,680/month in 2026).

03

Coste de vida

1 dato verificado
01+Cost of living (single, excl. rent)USD/month, single person, excluding rentLisbon1166Porto1166

Qué mide esto

Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.

Cuanto más bajo, mejor· USD/month, single person, excluding rent· se vuelve a verificar cada 365 días

Lisbon

INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
Notas
National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.

Porto

INE — Household Budget Survey 2022/2023 (Inquérito às Despesas das Famílias), single-person households, CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
Notas
National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
Gasto mensual por categoría (nacional, sin alquiler)

INE — Household Budget Survey 2022/2023 (COICOP-2018 structure), CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
INE 2022/2023 COICOP-2018 expenditure shares (food 13.0%, transport 11.3%, restaurants & accommodation 8.3%, furnishings 4.4%, health 4.2%, information & communication 3.8%, personal care/misc 3.4%, recreation 2.9%, alcohol/tobacco 1.7%, clothing 1.2%; housing 41.7% split into ~9% utilities/upkeep kept and rent excluded) applied to the CPI-uplifted single-person monthly total (€1,618) and converted at 1.1399 USD/EUR. Categories sum to the ~$1,166/mo excl-rent aggregate. National average.
Notas
Structure is the all-household COICOP-2018 split (INE does not publish a full single-person COICOP table); applied to the single-person total as a transparent approximation. Housing utilities are kept; rent/imputed rent is excluded per the cost-of-living definition.
total1164 USD/mes
Food & non-alcoholic beverages240 USD
Transport208 USD
Utilities (electricity, gas, water) & upkeep166 USD
Restaurants & eating out153 USD
Household goods & equipment81 USD
Health (out-of-pocket)77 USD
Information & communication70 USD
Personal care & misc goods63 USD
Recreation, sport & culture53 USD
Alcohol & tobacco31 USD
Clothing & footwear22 USD

04

Vivienda

0 datos verificados

Alquiler por tipo de vivienda

Alquiler de oferta: precio en el centro, con el de fuera del centro entre paréntesis ($/mes).

Lisbon

idealista — Lisboa city asking rent €/m² (May 2026), derived by dwelling size and central/outside multiplier

Recopilado por SettleMetric

Datos a fecha de
31 may 2026
Verificado
4 jul 2026
Método
Base: idealista Lisboa city-wide asking rent €21.8/m² (May 2026). Applied typical dwelling sizes (studio 35 m², 1BR 55 m², 2BR 80 m², 3BR 110 m²) and a central/outside multiplier (central historic/central parishes ×1.15, outer parishes ×0.85), converted at 1.1399 USD/EUR (ECB 2026-07-02). E.g. 1BR center = 55×21.8×1.15×1.1399 ≈ $1,572.
Notas
ALL cells are DERIVED — idealista's public report gives only a single city-wide €/m² for Lisboa, not a room-count × district matrix (idealista's granular per-district report pages returned HTTP 403 on fetch). Both the dwelling sizes and the ±15% central/outside spread are transparent assumptions, not observed values; treat the matrix as indicative and re-derive from a directly fetched idealista Lisboa district report next cycle. Only the city-wide €21.8/m² base is directly observed.
Porto

idealista/news June 2026 Porto €/m²; Investropa/idealista Porto T0–T2 asking averages as cross-check

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
Base = idealista city-of-Porto median asking rent €16.4/m² (June 2026). Central multiplier ×1.20 (≈€19.68/m²; Cedofeita/Ribeira/Boavista premium), outside ×0.85 (≈€13.94/m²; Campanhã/Ramalde/outer Paranhos). Representative sizes: studio 35 m², 1BR 55 m², 2BR 80 m², 3BR 110 m². Cells = €/m² × size × 1.1399 USD/EUR (ECB 2026-07-02). Cross-checked against idealista/Investropa Porto asking averages (T0 ≈ €800, T1 ≈ €1,000, T2 ≈ €1,350), which fall inside the derived central/outside brackets.
Notas
DERIVED: no single source publishes Porto rent by room count AND by centre/outside at once. Only the city €/m² median and neighbourhood €/m² ranges (≈€14 outer to ≈€21 central) are directly observed; the room-size assumptions and the ×1.20 / ×0.85 location multipliers are transparent modelling. Treat as indicative. Central = historic core and Boavista/Foz-adjacent; outside = Campanhã, Ramalde, outer Paranhos.
01Estudio
Lisbon
$1000$739 fuera del centro
Portomás barato
$785$556 fuera del centro
021 dormitorio
Lisbon
$1572$1162 fuera del centro
Portomás barato
$1234$874 fuera del centro
032 dormitorios
Lisbon
$2286$1690 fuera del centro
Portomás barato
$1795$1271 fuera del centro
043 dormitorios
Lisbon
$3144$2323 fuera del centro
Portomás barato
$2468$1748 fuera del centro

05

Seguridad

1 dato verificado
01+Homicide rateintentional homicides per 100,000/yearLisbon0,7Porto0,7

Qué mide esto

Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).

Cuanto más bajo, mejor· intentional homicides per 100,000/year· se vuelve a verificar cada 730 días

Lisbon

Eurostat — police-recorded intentional homicide (ICCS 0101)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.

Porto

Eurostat — police-recorded intentional homicide (ICCS 0101)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.

06

Clima

2 datos verificados
01+Climate comfortpleasant months/yearLisbonmejor10Porto9

Qué mide esto

Number of months whose 1991–2020 climate normals satisfy: mean daily maximum between 15°C and 28°C and monthly precipitation under 150mm. Computed from the city's climate-normals indicator; the raw normals are stored alongside so users can judge by their own taste.

Cuanto más alto, mejor· pleasant months/year· se vuelve a verificar cada 3650 días

Lisbon

SettleMetric computation over climate-normals (IPMA Lisboa/Instituto Geofísico 1991-2020)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
4 jul 2026
Método
Months with mean daily max 15–28°C and precipitation < 150mm: Jan (15.1°C, 103.8mm), Feb, Mar, Apr, May, Jun, Sep, Oct, Nov (18.1°C, 133.9mm), Dec = 10. Only Jul (TX 28.2°C) and Aug (TX 28.8°C) miss, exceeding the 28°C max cap; no month exceeds the 150mm precipitation cap.

Porto

SettleMetric computation over climate-normals

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
4 jul 2026
Método
Months with mean daily max 15–28°C AND precipitation < 150mm: Feb (15.0°C, 97.8mm), Mar, Apr, May, Jun, Jul, Aug, Sep, Oct (20.7°C, 148.9mm) = 9. Jan and Dec miss on temperature (max 14.0/14.7°C); Nov passes temperature (16.8°C) but fails precipitation (165.9mm ≥ 150).
02+Air quality (PM2.5)µg/m³, annual mean PM2.5Lisbonsin datos verificadosPortosin datos verificados

Qué mide esto

Annual mean fine-particulate (PM2.5) concentration for the city, latest available year. Anchors follow the WHO 2021 guideline (5 µg/m³ → 10) through the EU limit value territory (25 µg/m³ → 2). Preferred source: European Environment Agency city-level air quality data; outside Europe: WHO Ambient Air Quality Database or the national monitoring network.

Cuanto más bajo, mejor· µg/m³, annual mean PM2.5· se vuelve a verificar cada 730 días

Lisbon

No exact annual-mean value could be verified from an official source this cycle: the EEA city air quality viewer and EEA PM2.5 dashboard are JavaScript apps that returned no extractable number via fetch, and the CCDR-LVT (regional environment authority) 2024 report presents the Olivais urban-background PM2.5 annual mean only as a chart image (Figure 17/18), not as extractable text. Verified context: the EEA viewer ranks Lisbon 38th of European capitals and places it in the 'fair' band (5–10 µg/m³), cleaner than Madrid (8.9), Paris (10.5) and Berlin (11); CCDR-LVT confirms 2024 PM2.5 at the Lisbon urban-background station (Olivais, part of the national IEM background network with Mem Martins and Laranjeiro) was 'muito inferior' to the 25 µg/m³ EU limit/target and has declined since 2017. Set to null pending a browser-read of the exact EEA viewer value (~8 µg/m³ expected) or the CCDR-LVT Figure 17 number next cycle — do not record a scored figure from memory.

Porto

No verified city-level annual-mean PM2.5 figure could be extracted at source. The EEA city viewer ranks Porto 372nd of 761 European cities by combined PM2.5/NO2/O3 mortality risk (the 40–50% band, i.e. moderate), but its per-city PM2.5 value is only exposed through the interactive (JavaScript) viewer, which is not retrievable via fetch; the Portugal country fact sheet page returned HTTP 401. Context that is verified but not usable as the recorded value: Portugal is among the cleanest EU countries for PM2.5 (national ~6.8 µg/m³, World Air Quality Report 2024), the WHO Ambient Air Quality Database indicates a Porto city figure around 8.3 µg/m³ (~1.6× the WHO 5 µg/m³ guideline) but the exact monitoring year could not be pinned, and the APA/QualAr Porto-Sobreiras station measured 2.9 µg/m³ back in 2016. Set to null pending a manual read of the EEA city viewer or an APA/QualAr annual report; commercial aggregators (IQAir/aqicn) report only live AQI, not a documented annual mean, and are not an allowed source. Likely true value is low single digits to ~8 µg/m³.

07

Sanidad

1 dato verificado
01+Private healthcare costUSD/year, comprehensive private insurance premium, healthy 35-year-oldLisbon650Porto650

Qué mide esto

Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.

Cuanto más bajo, mejor· USD/year, comprehensive private insurance premium, healthy 35-year-old· se vuelve a verificar cada 365 días

Lisbon

Médis / Multicare / AdvanceCare / Allianz comprehensive (with-hospitalization) plans — market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.

Porto

Médis / Multicare / AdvanceCare / Allianz comprehensive (with-hospitalization) plans — market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.

08

Dinero y cripto

2 datos verificados
01+Crypto regulationLisbonLegal friendlyPortoLegal friendly

Qué mide esto

Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.

Valorado por categoría· se vuelve a verificar cada 180 días

Lisbon

Autoridade Tributária — Criptoativos: conceito fiscal e tributação (folheto informativo)

Fuente oficial

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Notas
Legal for individuals; regulated under EU MiCA/CARF. Since Law 24-D/2022: capital gains on crypto held ≥365 days are tax-EXEMPT (declared in Anexo G1); gains on assets held <365 days are taxed at a 28% autonomous rate (Category G, option to aggregate); crypto-to-crypto swaps are deferred (not taxed at the swap). Frequent/professional trading may be reclassified as Category B (general rates). Classified legal-friendly for the explicit long-term-holding exemption; short-term gains are still fully taxed.

Porto

Autoridade Tributária — Criptoativos: conceito fiscal e tributação (folheto informativo)

Fuente oficial

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Notas
Legal for individuals; regulated under EU MiCA/CARF. Since Law 24-D/2022: capital gains on crypto held ≥365 days are tax-EXEMPT (declared in Anexo G1); gains on assets held <365 days are taxed at a 28% autonomous rate (Category G, option to aggregate); crypto-to-crypto swaps are deferred (not taxed at the swap). Frequent/professional trading may be reclassified as Category B (general rates). Classified legal-friendly for the explicit long-term-holding exemption; short-term gains are still fully taxed.
02+Financial control levelLisbonLowPortoLow

Qué mide esto

Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.

Valorado por categoría· se vuelve a verificar cada 365 días

Lisbon

ASAE — cash-payment limits (Art. 63.º-E Lei Geral Tributária); euro-area free movement of capital

Fuente oficial

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Composite: euro-area member, no currency or capital controls, EUR fully convertible; free movement of capital guaranteed by the EU Treaty (Art. 63 TFEU). Non-resident bank accounts routinely available. Standard EU CRS/DAC reporting via banks; no FBAR-style personal foreign-account self-declaration for individuals. Cash-payment limit €2,999.99 for residents (natural persons) and €9,999.99 for non-residents not acting as merchants (Art. 63.º-E LGT) — a limit on cash, not on bank money movement. Rated 'low' state control over personal money flows.

Porto

ASAE — cash-payment limits (Art. 63.º-E Lei Geral Tributária); euro-area free movement of capital

Fuente oficial

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Composite: euro-area member, no currency or capital controls, EUR fully convertible; free movement of capital guaranteed by the EU Treaty (Art. 63 TFEU). Non-resident bank accounts routinely available. Standard EU CRS/DAC reporting via banks; no FBAR-style personal foreign-account self-declaration for individuals. Cash-payment limit €2,999.99 for residents (natural persons) and €9,999.99 for non-residents not acting as merchants (Art. 63.º-E LGT) — a limit on cash, not on bank money movement. Rated 'low' state control over personal money flows.

09

Infraestructura

3 datos verificados
01+Domestic delivery qualityLisbonGoodPortoGood

Qué mide esto

Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.

Valorado por categoría· se vuelve a verificar cada 730 días

Lisbon

CTT Correios de Portugal — express delivery times, coverage and Collectt/Locky network (official service pages)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2025
Verificado
4 jul 2026
Método
National operator CTT offers next-day ('Expresso Para Amanhã') and 2-day express nationwide, with the Collectt pickup network (CTT shops + Payshop agents + Locky 24/7 parcel lockers) and real-time tracking. Private carriers DPD, GLS, DHL, UPS, Chronopost and Seur operate nationwide. Rated 'good' — 1–3 day delivery is the norm and lockers exist in cities, but locker density and universal next-day are below the best-in-class (e.g. Poland's InPost).

Porto

CTT Correios de Portugal — express delivery times, coverage and Collectt/Locky network (official service pages)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2025
Verificado
4 jul 2026
Método
National operator CTT offers next-day ('Expresso Para Amanhã') and 2-day express nationwide, with the Collectt pickup network (CTT shops + Payshop agents + Locky 24/7 parcel lockers) and real-time tracking. Private carriers DPD, GLS, DHL, UPS, Chronopost and Seur operate nationwide. Rated 'good' — 1–3 day delivery is the norm and lockers exist in cities, but locker density and universal next-day are below the best-in-class (e.g. Poland's InPost).
02+International delivery easeLisbonMinor frictionPortoMinor friction

Qué mide esto

Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.

Valorado por categoría· se vuelve a verificar cada 365 días

Lisbon

European Commission — removal of the €150 customs duty exemption / temporary flat fee on low-value imports

Fuente oficial

Datos a fecha de
1 jul 2026
Verificado
4 jul 2026
Notas
Intra-EU shipping is frictionless (single market, all major carriers). Non-EU imports: the €150 duty-free threshold was removed on 2026-07-01 — a temporary flat €3/item duty applies to ≤€150 consignments (until the 2028 EU Customs reform); import VAT has applied from €0 since 2021 (IOSS collects it at checkout). Predictable but no longer duty-free — hence minor-friction.

Porto

European Commission — removal of the €150 customs duty exemption / temporary flat fee on low-value imports

Fuente oficial

Datos a fecha de
1 jul 2026
Verificado
4 jul 2026
Notas
Intra-EU shipping is frictionless (single market, all major carriers). Non-EU imports: the €150 duty-free threshold was removed on 2026-07-01 — a temporary flat €3/item duty applies to ≤€150 consignments (until the 2028 EU Customs reform); import VAT has applied from €0 since 2021 (IOSS collects it at checkout). Predictable but no longer duty-free — hence minor-friction.
03+Internet speedMbps, median fixed downloadLisbon40Porto40

Qué mide esto

Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.

Cuanto más alto, mejor· Mbps, median fixed download· se vuelve a verificar cada 365 días

Lisbon

M-Lab NDT country aggregates for Portugal

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Método
M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.

Porto

M-Lab NDT country aggregates for Portugal

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Método
M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.

10

Idioma

1 dato verificado
01+English proficiencyLisbonVery highPortoVery high

Qué mide esto

Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.

Valorado por categoría· se vuelve a verificar cada 730 días

Lisbon

EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.

Porto

EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.

11

Educación

1 dato verificado
01+International schoolsaccredited international schools, countLisbonmejor11Porto5

Qué mide esto

Count of international schools in the metro area accredited by or member of IB, CIS, COBIS, or an equivalent national-curriculum-abroad body (verified against the accreditor's public registry, not aggregator sites).

Cuanto más alto, mejor· accredited international schools, count· se vuelve a verificar cada 730 días

Lisbon

IB / Cambridge / AEFE / German Auslandsschulwesen accreditor evidence for the Lisbon metro (curated union)

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Curated count of internationally-accredited schools in the Lisbon metro (Lisboa, Cascais, Sintra, Oeiras). Directly verified against their accreditor networks: Lycée Français Charles Lepierre (AEFE directly-managed establishment, aefe.gouv.fr) and Deutsche Schule Lissabon (German Auslandsschule under ZfA/Auswärtiges Amt, auslandsschulwesen.de). IB World Schools identified in the metro by name from IB 'by country' data and corroborating sources: St. Julian's (Carcavelos), St. Dominic's International (São Domingos de Rana), Carlucci/CAISL (Sintra), United Lisbon International, TASIS Portugal (Sintra), International Sharing School–Taguspark (Oeiras), Oeiras International School, PaRK International, plus The Lisboan (Cambridge + IB). Count = 11 named, accreditor-attributable schools.
Notas
±3 uncertainty. The live IB World Schools finder and the Cambridge 'Find a Cambridge school' registry both returned HTTP 403 to automated fetch this cycle, so individual IB/Cambridge authorizations were confirmed from official-adjacent sources rather than each read directly against the accreditor's live registry; AEFE and the German school were verified directly. Portugal has ~16 IB World Schools in total, most clustered in the Lisbon metro, so the true metro count of all-accreditor international schools is likely somewhat higher than 11 (aggregator guides list 30+ 'international' schools, but many lack a recognised accreditor). Re-verify each authorization against the IB and Cambridge registries from a browser next cycle.

Porto

Accreditor registries: IB (ibo.org), Cambridge International, AEFE, German Auslandsschulwesen/ZfA, CIS

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Count of Porto-metro schools each verified against a recognized accreditor: (1) Oporto British School — IB World School (ibo.org school 000693, authorized 1992) + Cambridge IGCSE; (2) CLIP / Colégio Luso-Internacional do Porto — CIS-accredited (Council of International Schools, re-accredited 2020) + Cambridge IGCSE/A-Level; (3) Lycée Français International Porto (LFIP) — AEFE network (French curriculum abroad); (4) Deutsche Schule zu Porto — German Auslandsschulwesen / ZfA network, German International Abitur (DIA); (5) CJD International School (Colégio Júlio Dinis, Dukes Education, since 2023/24) — full Cambridge pathway (Primary, Lower Secondary, IGCSE, AS/A-Level). PaRK International School was checked and EXCLUDED — all its campuses are in the Lisbon/Cascais area, not Porto.
Notas
Five schools, each backed by a distinct recognized accreditor (IB, Cambridge, AEFE, German Auslandsschulwesen, CIS). Conservative metro-area count; language-exam centres (e.g. Cambridge School language branches) are not schools and are excluded. OBS is the only IB Diploma school in northern Portugal. Cross-checked against Cambridge International's school finder was blocked (page requires JavaScript); Cambridge status for CLIP/OBS/CJD is confirmed from their own and Dukes Education official descriptions.