CITY / CITYComparación de ciudades verificada
Lisbonvs.New York City.
Lisbon sale mejor en 4 de 8 datos principales; New York City, en 3. Cost of living (single, excl. rent): Lisbon $1166/mo, New York City $1741/mo. Freelancer tax burden: Lisbon 30%, New York City 18,1%. Climate comfort: Lisbon 10/12 mo, New York City 5/12 mo.
Verificado
14 criterios comparados · 30 fuentes · los datos de país aparecen marcados como heredados
pt / us · SettleMetric
01
Las diferencias clave
Las cifras clave cara a cara, con el lado más fuerte señalado. La puntuación global es decorativa; lo que importa es qué datos encajan contigo.
Resultado principal
Lisbon va por delante en 4 de 8
Lisbon
4
New York City
3
01Cost of living (single, excl. rent)
Lisbonmejor
$1166/mo
Recopilado por SettleMetric
- Datos a fecha de
- 30 jun 2026
- Verificado
- 4 jul 2026
- Método
- INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
- Notas
- National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
New York City
$1741/mo
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2024
- Verificado
- 1 ago 2026
- Método
- Consumer Expenditure Survey 2024, all consumer units: average annual expenditures $78,535 across an average 2.4 persons. Removing shelter ($16,317, the rent-equivalent line), personal insurance and pensions ($9,797, which is saving rather than consumption) and cash contributions ($2,292, which are transfers) leaves $50,129 of consumption. Divided by 2.4 people and by 12 months = $1,740.59 per person per month.
- Notas
- Per-capita basis, to match how Italy, Spain, Czechia, Austria and France are computed in this dataset. The BLS also publishes the real one-person consumer unit, which is what a solo mover actually faces: $48,794 a year, or $29,359 after removing the same three lines — about $2,447 a month excluding rent, 41% above the per-capita figure because a person living alone has no household economies of scale. Read $1,741 as the comparable cross-country number and $2,447 as the realistic personal one. Both include US health spending, which is why every line involving healthcare runs far above the European entries.
02Freelancer tax burden
Lisbon
30%
SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
New York Citymejor
18,1%
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 1 ago 2026
- Método
- Best eligible scheme us-sole-proprietor-federal at €60,000 = $68,394 (ECB 1.1399 USD/EUR, 2026-07-02) with 10% expenses. Net profit $61,554.60; self-employment tax 15.3% on 92.35% of it = $8,697.38; half deducted, giving AGI $57,205.91; less the $16,100 standard deduction and a §199A deduction of $8,221.18 leaves taxable income $32,884.73, taxed $3,698.17. Total levies $12,395.55 / $68,394 = 18.1%. This is federal tax only, which is the whole story just in the nine states that levy no income tax on earned income.
- Notas
- The single number hides the widest internal spread of any country in this dataset. The same freelancer pays 18.1% in Texas or Florida, 20.5% in California (us-sole-proprietor-california) and 24.4% in New York City (us-sole-proprietor-new-york-city), where state and city income taxes stack on the federal one. Read this figure as the floor available to someone free to choose their state, not as a national average. It also excludes the self-employed health-insurance deduction and retirement contributions, both of which US freelancers use heavily and both of which would lower it.
03Homicide rate
Lisbonmejor
0,68/100k
Eurostat — police-recorded intentional homicide (ICCS 0101)
Datos abiertos
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
New York City
5,1/100k
Bureau of Justice Statistics and FBI — Crime Known to Law Enforcement, 2024 (NCJ 310856), Table 1
Fuente oficial
- Datos a fecha de
- 31 dic 2024
- Verificado
- 1 ago 2026
- Notas
- 17,420 homicides in 2024, a rate of 5.1 per 100,000 — down sharply from 6.1 in 2023, continuing the retreat from the 2020–21 spike. Still several times the Western European level: Italy records 0.6, and no European country in this dataset is above 1.2. The national figure also hides an enormous internal range: New York State records 2.7 and California 4.2, while several southern states run above 8. Estimated by the BJS/FBI National Incident-Based Reporting System Estimation Program from agencies covering about 96% of the population.
04Climate comfort
Lisbonmejor
10/12 mo
SettleMetric computation over climate-normals (IPMA Lisboa/Instituto Geofísico 1991-2020)
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Método
- Months with mean daily max 15–28°C and precipitation < 150mm: Jan (15.1°C, 103.8mm), Feb, Mar, Apr, May, Jun, Sep, Oct, Nov (18.1°C, 133.9mm), Dec = 10. Only Jul (TX 28.2°C) and Aug (TX 28.8°C) miss, exceeding the 28°C max cap; no month exceeds the 150mm precipitation cap.
New York City
5/12 mo
SettleMetric — computed from the New York Central Park 1991–2020 NOAA normals
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 1 ago 2026
- Método
- Months whose 1991–2020 normals have a mean daily maximum of 15–28°C and under 150mm of precipitation: April, May, June, September, October = 5. July (29.4°C) and August (28.5°C) are excluded for heat, November to March for cold. No month is excluded for rain.
05Internet speed
Lisbon
40 Mbps
M-Lab NDT country aggregates for Portugal
Datos abiertos
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Método
- M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
- Notas
- M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.
New York Citymejor
85 Mbps
M-Lab NDT country aggregates for the United States
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 1 ago 2026
- Método
- Median of the 344 daily country-median download values for US in 2023, which ranged 43.9–89.1 Mbps. M-Lab NDT is a single-stream test and reads well below advertised or Ookla-style figures — comparable only within this criterion. 2023 is the latest full year in M-Lab's public statistics API; the 2024 file stops on 26 March.
- Notas
- The highest reading of any country in this dataset on this metric — roughly three times Italy's — and it reflects a cable and fibre market that competes on headline speed. What the median hides is the price and the choice: monthly costs for gigabit service run well above European levels, and a large share of addresses have exactly one wired provider. Rural coverage remains the weak spot, though federal broadband funding is being deployed against it.
06English proficiency
Lisbon
Very high
EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.
New York Citymejor
Native
Fuente oficial
- Datos a fecha de
- 1 mar 2025
- Verificado
- 1 ago 2026
- Notas
- English is the language of government, healthcare, housing and services throughout the country, and since March 2025 it is also the designated official language at federal level — the first such designation in US history. Spanish is a genuine second language of daily life in parts of the south-west, Florida and large cities, and federal agencies still provide multilingual services, but nothing about daily life requires another language.
07Private healthcare cost
Lisbonmejor
$650/yr
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
- Notas
- Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.
New York City
$8892/yr
Recopilado por SettleMetric
- Datos a fecha de
- 15 ene 2026
- Verificado
- 1 ago 2026
- Método
- CMS reports an average monthly premium of $741 before advance premium tax credits across the 23,130,860 people who selected a plan for 2026 through HealthCare.gov and the state exchanges; ×12 = $8,892 a year. Average premium after tax credits is $178 a month.
- Notas
- Basis differs from the other countries here and the difference matters. This is an enrollee-weighted average across all ages and all metal levels, not a quote for a healthy 35-year-old: the marketplace risk pool skews old (41% of enrollees are 45 or over), and the Affordable Care Act lets insurers charge the oldest adults up to three times the youngest, so a 35-year-old pays meaningfully less than $741 a month. No age adjustment was applied because CMS's default uniform age-rating curve was not retrievable at the verification date. Two further caveats: most enrollees do not pay the sticker price — premium tax credits cut the average to $178 a month — and this is individual-market insurance with deductibles and coinsurance on top, not the comprehensive low-deductible cover the other entries quote. Even discounted for all of that, US health cover is the most expensive in this dataset by a wide margin, and it is the single largest fixed cost a freelancer moving to the United States takes on.
08Air quality (PM2.5)
Lisbon
sin datos verificados
New York City
6,8 µg/m³
Fuente oficial
- Datos a fecha de
- 31 dic 2024
- Verificado
- 1 ago 2026
- Método
- Mean of the 2024 annual arithmetic means from the eight regulatory PM2.5 monitors in the five boroughs with at least 75% observation completeness: IS 52 and Pfizer Lab (Bronx), JHS 126 (Brooklyn), IS 45 and PS 19 (Manhattan), Queens College 2 and Queens College Near Road, Richmond Post Office (Staten Island). Values ranged 6.13–7.65 µg/m³ and none had exceptional events flagged.
- Notas
- 1.4× the WHO guideline of 5 µg/m³ and comfortably inside the US national standard of 9 — cleaner than Milan, Rome or Los Angeles, and a long way from the city's reputation. 2024 was also a quiet wildfire year on the east coast; the Canadian smoke episodes of June 2023 pushed daily readings an order of magnitude higher for several days, and that risk has not gone away.
02
¿Qué ciudad encaja con tu plan?
Cada perspectiva pondera solo los datos que importan a ese plan y dice a qué lado favorece.
Informática remota / autónomo
Contrato o trabajo por cuenta propia en tecnología, facturando a clientes de fuera.
New York City encaja mejor: 4 de 5
01Freelancer tax burden
Lisbon
30%
SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
New York Citymejor
18,1%
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 1 ago 2026
- Método
- Best eligible scheme us-sole-proprietor-federal at €60,000 = $68,394 (ECB 1.1399 USD/EUR, 2026-07-02) with 10% expenses. Net profit $61,554.60; self-employment tax 15.3% on 92.35% of it = $8,697.38; half deducted, giving AGI $57,205.91; less the $16,100 standard deduction and a §199A deduction of $8,221.18 leaves taxable income $32,884.73, taxed $3,698.17. Total levies $12,395.55 / $68,394 = 18.1%. This is federal tax only, which is the whole story just in the nine states that levy no income tax on earned income.
- Notas
- The single number hides the widest internal spread of any country in this dataset. The same freelancer pays 18.1% in Texas or Florida, 20.5% in California (us-sole-proprietor-california) and 24.4% in New York City (us-sole-proprietor-new-york-city), where state and city income taxes stack on the federal one. Read this figure as the floor available to someone free to choose their state, not as a national average. It also excludes the self-employed health-insurance deduction and retirement contributions, both of which US freelancers use heavily and both of which would lower it.
02Internet speed
Lisbon
40 Mbps
M-Lab NDT country aggregates for Portugal
Datos abiertos
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Método
- M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
- Notas
- M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.
New York Citymejor
85 Mbps
M-Lab NDT country aggregates for the United States
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 1 ago 2026
- Método
- Median of the 344 daily country-median download values for US in 2023, which ranged 43.9–89.1 Mbps. M-Lab NDT is a single-stream test and reads well below advertised or Ookla-style figures — comparable only within this criterion. 2023 is the latest full year in M-Lab's public statistics API; the 2024 file stops on 26 March.
- Notas
- The highest reading of any country in this dataset on this metric — roughly three times Italy's — and it reflects a cable and fibre market that competes on headline speed. What the median hides is the price and the choice: monthly costs for gigabit service run well above European levels, and a large share of addresses have exactly one wired provider. Rural coverage remains the weak spot, though federal broadband funding is being deployed against it.
03English proficiency
Lisbon
Very high
EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.
New York Citymejor
Native
Fuente oficial
- Datos a fecha de
- 1 mar 2025
- Verificado
- 1 ago 2026
- Notas
- English is the language of government, healthcare, housing and services throughout the country, and since March 2025 it is also the designated official language at federal level — the first such designation in US history. Spanish is a genuine second language of daily life in parts of the south-west, Florida and large cities, and federal agencies still provide multilingual services, but nothing about daily life requires another language.
04Cost of living (single, excl. rent)
Lisbonmejor
$1166/mo
Recopilado por SettleMetric
- Datos a fecha de
- 30 jun 2026
- Verificado
- 4 jul 2026
- Método
- INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
- Notas
- National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
New York City
$1741/mo
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2024
- Verificado
- 1 ago 2026
- Método
- Consumer Expenditure Survey 2024, all consumer units: average annual expenditures $78,535 across an average 2.4 persons. Removing shelter ($16,317, the rent-equivalent line), personal insurance and pensions ($9,797, which is saving rather than consumption) and cash contributions ($2,292, which are transfers) leaves $50,129 of consumption. Divided by 2.4 people and by 12 months = $1,740.59 per person per month.
- Notas
- Per-capita basis, to match how Italy, Spain, Czechia, Austria and France are computed in this dataset. The BLS also publishes the real one-person consumer unit, which is what a solo mover actually faces: $48,794 a year, or $29,359 after removing the same three lines — about $2,447 a month excluding rent, 41% above the per-capita figure because a person living alone has no household economies of scale. Read $1,741 as the comparable cross-country number and $2,447 as the realistic personal one. Both include US health spending, which is why every line involving healthcare runs far above the European entries.
05Domestic delivery quality
Lisbon
Good
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 4 jul 2026
- Método
- National operator CTT offers next-day ('Expresso Para Amanhã') and 2-day express nationwide, with the Collectt pickup network (CTT shops + Payshop agents + Locky 24/7 parcel lockers) and real-time tracking. Private carriers DPD, GLS, DHL, UPS, Chronopost and Seur operate nationwide. Rated 'good' — 1–3 day delivery is the norm and lockers exist in cities, but locker density and universal next-day are below the best-in-class (e.g. Poland's InPost).
New York Citymejor
Excellent
Recopilado por SettleMetric
- Datos a fecha de
- 1 ago 2026
- Verificado
- 1 ago 2026
- Método
- Classified from carrier service standards: USPS delivers to every address in the country including PO boxes and rural routes, with Priority Mail at 1–3 days and Ground Advantage at 2–5; UPS and FedEx both offer guaranteed next-day air nationwide with real-time tracking as standard; Amazon Logistics reaches a large majority of the population with same-day or next-day delivery. Rated 'excellent' on the strength of nationwide next-day availability and universal address coverage, despite a parcel-locker network that is thinner than Poland's or France's — Amazon Lockers and Hub apartment lockers exist in metros but there is no dense third-party locker estate.
- Notas
- Cash on delivery is effectively extinct in US consumer e-commerce, unlike Italy or Mexico; card or account payment is assumed. Delivery to the door is the default even in apartment buildings, and package theft from doorsteps is a real and widely reported problem in cities.
Familia
Mudarse con pareja e hijos en edad escolar.
Muy reñido para este plan
01International schools
Lisbon
11
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Curated count of internationally-accredited schools in the Lisbon metro (Lisboa, Cascais, Sintra, Oeiras). Directly verified against their accreditor networks: Lycée Français Charles Lepierre (AEFE directly-managed establishment, aefe.gouv.fr) and Deutsche Schule Lissabon (German Auslandsschule under ZfA/Auswärtiges Amt, auslandsschulwesen.de). IB World Schools identified in the metro by name from IB 'by country' data and corroborating sources: St. Julian's (Carcavelos), St. Dominic's International (São Domingos de Rana), Carlucci/CAISL (Sintra), United Lisbon International, TASIS Portugal (Sintra), International Sharing School–Taguspark (Oeiras), Oeiras International School, PaRK International, plus The Lisboan (Cambridge + IB). Count = 11 named, accreditor-attributable schools.
- Notas
- ±3 uncertainty. The live IB World Schools finder and the Cambridge 'Find a Cambridge school' registry both returned HTTP 403 to automated fetch this cycle, so individual IB/Cambridge authorizations were confirmed from official-adjacent sources rather than each read directly against the accreditor's live registry; AEFE and the German school were verified directly. Portugal has ~16 IB World Schools in total, most clustered in the Lisbon metro, so the true metro count of all-accreditor international schools is likely somewhat higher than 11 (aggregator guides list 30+ 'international' schools, but many lack a recognised accreditor). Re-verify each authorization against the IB and Cambridge registries from a browser next cycle.
New York Citymejor
21
International Schools Database — International schools in New York City (21 schools listed)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ago 2026
- Verificado
- 1 ago 2026
- Método
- The directory states 21 international schools for New York City. The same directory was used for Athens, Rome, Milan and Genoa elsewhere in this dataset. Its curriculum filter counts, which overlap because a school can offer more than one, are: IB 13, American 10, French 5, German 3, International 3, British 2, Spanish 2, Chinese 1, Japanese 1, Italian 1, Montessori 1, Quaker 1.
- Notas
- Fewer than Rome's 29 despite three times the population, which reflects what the number measures rather than what is available: New York's private-school market is enormous but overwhelmingly domestic, so foreign-curriculum schools are a small specialist segment. Fees are the outlier — the directory's listings run from roughly $37,000 to $58,000 a year, well above any European city here.
02Homicide rate
Lisbonmejor
0,68/100k
Eurostat — police-recorded intentional homicide (ICCS 0101)
Datos abiertos
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
New York City
5,1/100k
Bureau of Justice Statistics and FBI — Crime Known to Law Enforcement, 2024 (NCJ 310856), Table 1
Fuente oficial
- Datos a fecha de
- 31 dic 2024
- Verificado
- 1 ago 2026
- Notas
- 17,420 homicides in 2024, a rate of 5.1 per 100,000 — down sharply from 6.1 in 2023, continuing the retreat from the 2020–21 spike. Still several times the Western European level: Italy records 0.6, and no European country in this dataset is above 1.2. The national figure also hides an enormous internal range: New York State records 2.7 and California 4.2, while several southern states run above 8. Estimated by the BJS/FBI National Incident-Based Reporting System Estimation Program from agencies covering about 96% of the population.
03Private healthcare cost
Lisbonmejor
$650/yr
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
- Notas
- Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.
New York City
$8892/yr
Recopilado por SettleMetric
- Datos a fecha de
- 15 ene 2026
- Verificado
- 1 ago 2026
- Método
- CMS reports an average monthly premium of $741 before advance premium tax credits across the 23,130,860 people who selected a plan for 2026 through HealthCare.gov and the state exchanges; ×12 = $8,892 a year. Average premium after tax credits is $178 a month.
- Notas
- Basis differs from the other countries here and the difference matters. This is an enrollee-weighted average across all ages and all metal levels, not a quote for a healthy 35-year-old: the marketplace risk pool skews old (41% of enrollees are 45 or over), and the Affordable Care Act lets insurers charge the oldest adults up to three times the youngest, so a 35-year-old pays meaningfully less than $741 a month. No age adjustment was applied because CMS's default uniform age-rating curve was not retrievable at the verification date. Two further caveats: most enrollees do not pay the sticker price — premium tax credits cut the average to $178 a month — and this is individual-market insurance with deductibles and coinsurance on top, not the comprehensive low-deductible cover the other entries quote. Even discounted for all of that, US health cover is the most expensive in this dataset by a wide margin, and it is the single largest fixed cost a freelancer moving to the United States takes on.
04Air quality (PM2.5)
Lisbon
sin datos verificados
New York City
6,8 µg/m³
Fuente oficial
- Datos a fecha de
- 31 dic 2024
- Verificado
- 1 ago 2026
- Método
- Mean of the 2024 annual arithmetic means from the eight regulatory PM2.5 monitors in the five boroughs with at least 75% observation completeness: IS 52 and Pfizer Lab (Bronx), JHS 126 (Brooklyn), IS 45 and PS 19 (Manhattan), Queens College 2 and Queens College Near Road, Richmond Post Office (Staten Island). Values ranged 6.13–7.65 µg/m³ and none had exceptional events flagged.
- Notas
- 1.4× the WHO guideline of 5 µg/m³ and comfortably inside the US national standard of 9 — cleaner than Milan, Rome or Los Angeles, and a long way from the city's reputation. 2024 was also a quiet wildfire year on the east coast; the Canadian smoke episodes of June 2023 pushed daily readings an order of magnitude higher for several days, and that risk has not gone away.
05English proficiency
Lisbon
Very high
EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.
New York Citymejor
Native
Fuente oficial
- Datos a fecha de
- 1 mar 2025
- Verificado
- 1 ago 2026
- Notas
- English is the language of government, healthcare, housing and services throughout the country, and since March 2025 it is also the designated official language at federal level — the first such designation in US history. Spanish is a genuine second language of daily life in parts of the south-west, Florida and large cities, and federal agencies still provide multilingual services, but nothing about daily life requires another language.
Dinero y cripto
Optimizar impuestos, banca y normas sobre cripto.
Lisbon encaja mejor: 2 de 3
01Crypto regulation
Lisbonmejor
Legal friendly
Autoridade Tributária — Criptoativos: conceito fiscal e tributação (folheto informativo)
Fuente oficial
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Notas
- Legal for individuals; regulated under EU MiCA/CARF. Since Law 24-D/2022: capital gains on crypto held ≥365 days are tax-EXEMPT (declared in Anexo G1); gains on assets held <365 days are taxed at a 28% autonomous rate (Category G, option to aggregate); crypto-to-crypto swaps are deferred (not taxed at the swap). Frequent/professional trading may be reclassified as Category B (general rates). Classified legal-friendly for the explicit long-term-holding exemption; short-term gains are still fully taxed.
New York City
Legal regulated
Fuente oficial
- Datos a fecha de
- 1 ago 2026
- Verificado
- 1 ago 2026
- Notas
- Holding, trading and spending crypto is legal throughout the United States and banking access is normal. Tax treatment is the friction rather than the legality: digital assets are property, so every disposal — including paying for something in crypto or swapping one token for another — is a taxable event producing capital gain or loss, and every federal return asks a digital-asset question on its first page. Exchanges are regulated at both federal level (FinCEN money-services-business registration and anti-money-laundering rules) and state level (New York's BitLicense is the strictest), and brokers now report customer transactions to the IRS. Classified 'legal-regulated' rather than 'legal-friendly' because nothing about the tax treatment is favourable: there is no de minimis exemption for small payments and no long-term holding relief beyond the ordinary capital-gains rates.
02Financial control level
Lisbonmejor
Low
ASAE — cash-payment limits (Art. 63.º-E Lei Geral Tributária); euro-area free movement of capital
Fuente oficial
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Composite: euro-area member, no currency or capital controls, EUR fully convertible; free movement of capital guaranteed by the EU Treaty (Art. 63 TFEU). Non-resident bank accounts routinely available. Standard EU CRS/DAC reporting via banks; no FBAR-style personal foreign-account self-declaration for individuals. Cash-payment limit €2,999.99 for residents (natural persons) and €9,999.99 for non-residents not acting as merchants (Art. 63.º-E LGT) — a limit on cash, not on bank money movement. Rated 'low' state control over personal money flows.
New York City
Moderate
Recopilado por SettleMetric
- Datos a fecha de
- 1 ago 2026
- Verificado
- 1 ago 2026
- Método
- Composite. No capital or currency controls: the dollar is fully convertible and personal funds move in and out freely, which is the 'low' end of this scale. Against that: reporting is unusually broad. US persons must file an FBAR whenever foreign financial accounts exceed $10,000 in aggregate at any point in the year, FATCA obliges foreign banks worldwide to identify US account holders, currency of $10,000 or more must be declared when crossing the border, and citizens and permanent residents are taxed on worldwide income wherever they live — a rule almost no other country applies. Banking access for a newly arrived foreigner is workable but slow, generally requiring an SSN or ITIN. Rated 'moderate': money moves freely, but it is watched more closely than in most of the countries here, and the tax net follows you out of the country.
- Notas
- The worldwide-taxation rule is the one to understand before taking a green card. Permanent residents remain US taxpayers on global income for as long as they hold the status, whether or not they live in the United States, and formally abandoning it can trigger an expatriation tax.
03Freelancer tax burden
Lisbon
30%
SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
New York Citymejor
18,1%
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 1 ago 2026
- Método
- Best eligible scheme us-sole-proprietor-federal at €60,000 = $68,394 (ECB 1.1399 USD/EUR, 2026-07-02) with 10% expenses. Net profit $61,554.60; self-employment tax 15.3% on 92.35% of it = $8,697.38; half deducted, giving AGI $57,205.91; less the $16,100 standard deduction and a §199A deduction of $8,221.18 leaves taxable income $32,884.73, taxed $3,698.17. Total levies $12,395.55 / $68,394 = 18.1%. This is federal tax only, which is the whole story just in the nine states that levy no income tax on earned income.
- Notas
- The single number hides the widest internal spread of any country in this dataset. The same freelancer pays 18.1% in Texas or Florida, 20.5% in California (us-sole-proprietor-california) and 24.4% in New York City (us-sole-proprietor-new-york-city), where state and city income taxes stack on the federal one. Read this figure as the floor available to someone free to choose their state, not as a national average. It also excludes the self-employed health-insurance deduction and retirement contributions, both of which US freelancers use heavily and both of which would lower it.
Vida tranquila
Priorizar la seguridad, el aire y una vida diaria sencilla.
Lisbon encaja mejor: 3 de 4
01Homicide rate
Lisbonmejor
0,68/100k
Eurostat — police-recorded intentional homicide (ICCS 0101)
Datos abiertos
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
New York City
5,1/100k
Bureau of Justice Statistics and FBI — Crime Known to Law Enforcement, 2024 (NCJ 310856), Table 1
Fuente oficial
- Datos a fecha de
- 31 dic 2024
- Verificado
- 1 ago 2026
- Notas
- 17,420 homicides in 2024, a rate of 5.1 per 100,000 — down sharply from 6.1 in 2023, continuing the retreat from the 2020–21 spike. Still several times the Western European level: Italy records 0.6, and no European country in this dataset is above 1.2. The national figure also hides an enormous internal range: New York State records 2.7 and California 4.2, while several southern states run above 8. Estimated by the BJS/FBI National Incident-Based Reporting System Estimation Program from agencies covering about 96% of the population.
02Air quality (PM2.5)
Lisbon
sin datos verificados
New York City
6,8 µg/m³
Fuente oficial
- Datos a fecha de
- 31 dic 2024
- Verificado
- 1 ago 2026
- Método
- Mean of the 2024 annual arithmetic means from the eight regulatory PM2.5 monitors in the five boroughs with at least 75% observation completeness: IS 52 and Pfizer Lab (Bronx), JHS 126 (Brooklyn), IS 45 and PS 19 (Manhattan), Queens College 2 and Queens College Near Road, Richmond Post Office (Staten Island). Values ranged 6.13–7.65 µg/m³ and none had exceptional events flagged.
- Notas
- 1.4× the WHO guideline of 5 µg/m³ and comfortably inside the US national standard of 9 — cleaner than Milan, Rome or Los Angeles, and a long way from the city's reputation. 2024 was also a quiet wildfire year on the east coast; the Canadian smoke episodes of June 2023 pushed daily readings an order of magnitude higher for several days, and that risk has not gone away.
03Cost of living (single, excl. rent)
Lisbonmejor
$1166/mo
Recopilado por SettleMetric
- Datos a fecha de
- 30 jun 2026
- Verificado
- 4 jul 2026
- Método
- INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
- Notas
- National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
New York City
$1741/mo
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2024
- Verificado
- 1 ago 2026
- Método
- Consumer Expenditure Survey 2024, all consumer units: average annual expenditures $78,535 across an average 2.4 persons. Removing shelter ($16,317, the rent-equivalent line), personal insurance and pensions ($9,797, which is saving rather than consumption) and cash contributions ($2,292, which are transfers) leaves $50,129 of consumption. Divided by 2.4 people and by 12 months = $1,740.59 per person per month.
- Notas
- Per-capita basis, to match how Italy, Spain, Czechia, Austria and France are computed in this dataset. The BLS also publishes the real one-person consumer unit, which is what a solo mover actually faces: $48,794 a year, or $29,359 after removing the same three lines — about $2,447 a month excluding rent, 41% above the per-capita figure because a person living alone has no household economies of scale. Read $1,741 as the comparable cross-country number and $2,447 as the realistic personal one. Both include US health spending, which is why every line involving healthcare runs far above the European entries.
04Climate comfort
Lisbonmejor
10/12 mo
SettleMetric computation over climate-normals (IPMA Lisboa/Instituto Geofísico 1991-2020)
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Método
- Months with mean daily max 15–28°C and precipitation < 150mm: Jan (15.1°C, 103.8mm), Feb, Mar, Apr, May, Jun, Sep, Oct, Nov (18.1°C, 133.9mm), Dec = 10. Only Jul (TX 28.2°C) and Aug (TX 28.8°C) miss, exceeding the 28°C max cap; no month exceeds the 150mm precipitation cap.
New York City
5/12 mo
SettleMetric — computed from the New York Central Park 1991–2020 NOAA normals
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 1 ago 2026
- Método
- Months whose 1991–2020 normals have a mean daily maximum of 15–28°C and under 150mm of precipitation: April, May, June, September, October = 5. July (29.4°C) and August (28.5°C) are excluded for heat, November to March for cold. No month is excluded for rain.
03
La comparación completa
Abre cualquier dato para ver qué mide, cómo de reciente es y el rastro completo de fuentes de ambas ciudades.
01
Impuestos
CriterioLisbonNew York City
01+−Freelancer tax burden% effective burden at €60k/year self-employed profileLisbon30New York Citymejor18,1
Qué mide esto
Effective total burden (income tax + mandatory social and health contributions) for a solo IT freelancer with €60,000/year revenue and 10% deductible expenses, using the most favourable eligible scheme in the country's tax-schemes data. Computed by the SettleMetric tax engine; recorded as a curated value with the winning scheme id in method.
Cuanto más bajo, mejor· % effective burden at €60k/year self-employed profile· se vuelve a verificar cada 365 días
Lisbon
SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
New York City
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 1 ago 2026
- Método
- Best eligible scheme us-sole-proprietor-federal at €60,000 = $68,394 (ECB 1.1399 USD/EUR, 2026-07-02) with 10% expenses. Net profit $61,554.60; self-employment tax 15.3% on 92.35% of it = $8,697.38; half deducted, giving AGI $57,205.91; less the $16,100 standard deduction and a §199A deduction of $8,221.18 leaves taxable income $32,884.73, taxed $3,698.17. Total levies $12,395.55 / $68,394 = 18.1%. This is federal tax only, which is the whole story just in the nine states that levy no income tax on earned income.
- Notas
- The single number hides the widest internal spread of any country in this dataset. The same freelancer pays 18.1% in Texas or Florida, 20.5% in California (us-sole-proprietor-california) and 24.4% in New York City (us-sole-proprietor-new-york-city), where state and city income taxes stack on the federal one. Read this figure as the floor available to someone free to choose their state, not as a national average. It also excludes the self-employed health-insurance deduction and retirement contributions, both of which US freelancers use heavily and both of which would lower it.
02
Legalización
CriterioLisbonNew York City
01+−Remote-work legalization easeLisbonmejorDedicated nomad visaNew York CityShort stay only
Qué mide esto
Best available legalization route for a location-independent earner with a median (non-EU, non-US) passport, classified from this country's legalization-paths data: dedicated digital-nomad visa; general freelance/self-employment permit; realistic long-stay path (e.g. renewable temporary residence); only short visa-free/tourist stays; effectively none.
Valorado por categoría· se vuelve a verificar cada 180 días
Lisbon
Fuente oficial
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Notas
- Portugal has a dedicated digital-nomad route (D8): a residence visa for remote professional activity carried out for entities outside Portugal (in force since 2022, Law 18/2022), leading to a 2-year residence permit renewable for 3 years and to permanent residence/citizenship after 5 years. A temporary-stay variant (under 1 year) also exists. Income requirement 4× the national minimum wage (4 × €920 = €3,680/month in 2026).
New York City
U.S. Customs and Border Protection — Visa Waiver Program; 8 CFR 214.2(b) visitor admissions
Fuente oficial
- Datos a fecha de
- 1 ago 2026
- Verificado
- 1 ago 2026
- Notas
- The United States has no digital-nomad visa and no freelance or self-employment permit — the concept does not exist in US immigration law, which authorises work through a sponsoring employer, a treaty investment, or an immigrant petition. For a location-independent earner with an ordinary passport, the realistic ceiling is a visitor stay: 90 days under the Visa Waiver Program, or up to six months on a B-1/B-2 visa, neither of which authorises work in the United States. The genuine long-stay routes all have a demanding filter — E-2 requires a treaty nationality plus substantial invested capital, O-1A and EB-1A require documented national or international acclaim, and the diversity lottery is a lottery. See data/countries/us/legalization.json for all six.
03
Coste de vida
CriterioLisbonNew York City
01+−Cost of living (single, excl. rent)USD/month, single person, excluding rentLisbonmejor1166New York City1741
Qué mide esto
Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.
Cuanto más bajo, mejor· USD/month, single person, excluding rent· se vuelve a verificar cada 365 días
Lisbon
Recopilado por SettleMetric
- Datos a fecha de
- 30 jun 2026
- Verificado
- 4 jul 2026
- Método
- INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
- Notas
- National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
New York City
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2024
- Verificado
- 1 ago 2026
- Método
- Consumer Expenditure Survey 2024, all consumer units: average annual expenditures $78,535 across an average 2.4 persons. Removing shelter ($16,317, the rent-equivalent line), personal insurance and pensions ($9,797, which is saving rather than consumption) and cash contributions ($2,292, which are transfers) leaves $50,129 of consumption. Divided by 2.4 people and by 12 months = $1,740.59 per person per month.
- Notas
- Per-capita basis, to match how Italy, Spain, Czechia, Austria and France are computed in this dataset. The BLS also publishes the real one-person consumer unit, which is what a solo mover actually faces: $48,794 a year, or $29,359 after removing the same three lines — about $2,447 a month excluding rent, 41% above the per-capita figure because a person living alone has no household economies of scale. Read $1,741 as the comparable cross-country number and $2,447 as the realistic personal one. Both include US health spending, which is why every line involving healthcare runs far above the European entries.
Gasto mensual por categoría (sin alquiler)
Lisbon
New York City
INE — Household Budget Survey 2022/2023 (COICOP-2018 structure), CPI-uplifted
Recopilado por SettleMetric
- Datos a fecha de
- 30 jun 2026
- Verificado
- 4 jul 2026
- Método
- INE 2022/2023 COICOP-2018 expenditure shares (food 13.0%, transport 11.3%, restaurants & accommodation 8.3%, furnishings 4.4%, health 4.2%, information & communication 3.8%, personal care/misc 3.4%, recreation 2.9%, alcohol/tobacco 1.7%, clothing 1.2%; housing 41.7% split into ~9% utilities/upkeep kept and rent excluded) applied to the CPI-uplifted single-person monthly total (€1,618) and converted at 1.1399 USD/EUR. Categories sum to the ~$1,166/mo excl-rent aggregate. National average.
- Notas
- Structure is the all-household COICOP-2018 split (INE does not publish a full single-person COICOP table); applied to the single-person total as a transparent approximation. Housing utilities are kept; rent/imputed rent is excluded per the cost-of-living definition.
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2024
- Verificado
- 1 ago 2026
- Método
- Each 2024 all-consumer-unit annual category mean divided by 2.4 persons and 12 months, on the same basis as the headline figure. Transport $13,318; food at home $6,224; healthcare $6,197; entertainment $3,609 + education $1,569 + reading $125; housing less shelter and utilities $5,213; utilities $4,736; food away from home $3,945; personal care $978 + apparel $2,001; miscellaneous $1,218; alcohol $643 + tobacco $352. Shelter, pensions and cash contributions are excluded. Items sum to $1,739, two dollars below the headline through rounding.
- Notas
- Transport is the largest line and the one that most surprises people arriving from Europe: it is dominated by vehicle purchase, insurance and fuel, because outside a handful of cities a car is not optional. Health at $215 a month per person is roughly three times the European entries in this dataset, and that is out-of-pocket spending on top of insurance premiums, not instead of them.
01Transport
Lisbonmás barato
$208
New York City
$462
02Restaurants & eating out
Lisbon
$153
New York Citymás barato
$137
03Food & non-alcoholic beverages
Lisbon
$240
New York City
—
04Food & non-alcoholic drinks
Lisbon
—
New York City
$216
05Health (out-of-pocket + insurance)
Lisbon
—
New York City
$215
06Recreation, culture & education
Lisbon
—
New York City
$184
07Household goods, services & furnishings
Lisbon
—
New York City
$181
08Utilities (electricity, gas, water) & upkeep
Lisbon
$166
New York City
—
09Utilities (electricity, gas, water, fuels)
Lisbon
—
New York City
$164
10Personal care & clothing
Lisbon
—
New York City
$103
11Household goods & equipment
Lisbon
$81
New York City
—
12Health (out-of-pocket)
Lisbon
$77
New York City
—
13Information & communication
Lisbon
$70
New York City
—
14Alcohol & tobacco
Lisbonmás barato
$31
New York City
$35
15Personal care & misc goods
Lisbon
$63
New York City
—
16Recreation, sport & culture
Lisbon
$53
New York City
—
17Miscellaneous
Lisbon
—
New York City
$42
18Clothing & footwear
Lisbon
$22
New York City
—
Total (sin alquiler)
Lisbon$1164/mes
New York City$1739/mes
04
Vivienda
Alquiler por tipo de vivienda
Alquiler de oferta: precio en el centro, con el de fuera del centro entre paréntesis ($/mes).
Lisbon
New York City
Recopilado por SettleMetric
- Datos a fecha de
- 31 may 2026
- Verificado
- 4 jul 2026
- Método
- Base: idealista Lisboa city-wide asking rent €21.8/m² (May 2026). Applied typical dwelling sizes (studio 35 m², 1BR 55 m², 2BR 80 m², 3BR 110 m²) and a central/outside multiplier (central historic/central parishes ×1.15, outer parishes ×0.85), converted at 1.1399 USD/EUR (ECB 2026-07-02). E.g. 1BR center = 55×21.8×1.15×1.1399 ≈ $1,572.
- Notas
- ALL cells are DERIVED — idealista's public report gives only a single city-wide €/m² for Lisboa, not a room-count × district matrix (idealista's granular per-district report pages returned HTTP 403 on fetch). Both the dwelling sizes and the ±15% central/outside spread are transparent assumptions, not observed values; treat the matrix as indicative and re-derive from a directly fetched idealista Lisboa district report next cycle. Only the city-wide €21.8/m² base is directly observed.
Fuente oficial
- Datos a fecha de
- 21 may 2026
- Verificado
- 1 ago 2026
- Método
- For each apartment size, the 283 five-borough ZIP codes were sorted by that size's FY2026 Small Area FMR; 'center' is the mean of the priciest quartile (71 ZIPs) and 'outside' the mean of the cheapest quartile. Unlike the Italian cities, no floor-area assumption is needed — HUD publishes a separate rent for each bedroom count.
- Notas
- The centre-to-outside spread is only about 1.5×, and the gap between a studio and a two-bedroom is smaller still — HUD's percentile method compresses both. What it does capture correctly is the level: a cheap-quartile one-bedroom in New York costs more than a central three-bedroom in Genoa.
01Estudio
Lisbonmás barato
$1000$739 fuera del centro
New York City
$3403$2282 fuera del centro
021 dormitorio
Lisbonmás barato
$1572$1162 fuera del centro
New York City
$3570$2390 fuera del centro
032 dormitorios
Lisbonmás barato
$2286$1690 fuera del centro
New York City
$3916$2631 fuera del centro
043 dormitorios
Lisbonmás barato
$3144$2323 fuera del centro
New York City
$4904$3288 fuera del centro
05
Seguridad
CriterioLisbonNew York City
01+−Homicide rateintentional homicides per 100,000/yearLisbonmejor0,7New York City5,1
Qué mide esto
Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).
Cuanto más bajo, mejor· intentional homicides per 100,000/year· se vuelve a verificar cada 730 días
Lisbon
Eurostat — police-recorded intentional homicide (ICCS 0101)
Datos abiertos
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
New York City
Bureau of Justice Statistics and FBI — Crime Known to Law Enforcement, 2024 (NCJ 310856), Table 1
Fuente oficial
- Datos a fecha de
- 31 dic 2024
- Verificado
- 1 ago 2026
- Notas
- 17,420 homicides in 2024, a rate of 5.1 per 100,000 — down sharply from 6.1 in 2023, continuing the retreat from the 2020–21 spike. Still several times the Western European level: Italy records 0.6, and no European country in this dataset is above 1.2. The national figure also hides an enormous internal range: New York State records 2.7 and California 4.2, while several southern states run above 8. Estimated by the BJS/FBI National Incident-Based Reporting System Estimation Program from agencies covering about 96% of the population.
06
Clima
CriterioLisbonNew York City
01+−Climate comfortpleasant months/yearLisbonmejor10New York City5
Qué mide esto
Number of months whose 1991–2020 climate normals satisfy: mean daily maximum between 15°C and 28°C and monthly precipitation under 150mm. Computed from the city's climate-normals indicator; the raw normals are stored alongside so users can judge by their own taste.
Cuanto más alto, mejor· pleasant months/year· se vuelve a verificar cada 3650 días
Lisbon
SettleMetric computation over climate-normals (IPMA Lisboa/Instituto Geofísico 1991-2020)
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Método
- Months with mean daily max 15–28°C and precipitation < 150mm: Jan (15.1°C, 103.8mm), Feb, Mar, Apr, May, Jun, Sep, Oct, Nov (18.1°C, 133.9mm), Dec = 10. Only Jul (TX 28.2°C) and Aug (TX 28.8°C) miss, exceeding the 28°C max cap; no month exceeds the 150mm precipitation cap.
New York City
SettleMetric — computed from the New York Central Park 1991–2020 NOAA normals
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 1 ago 2026
- Método
- Months whose 1991–2020 normals have a mean daily maximum of 15–28°C and under 150mm of precipitation: April, May, June, September, October = 5. July (29.4°C) and August (28.5°C) are excluded for heat, November to March for cold. No month is excluded for rain.
02+−Air quality (PM2.5)µg/m³, annual mean PM2.5Lisbonsin datos verificadosNew York City6,8
Qué mide esto
Annual mean fine-particulate (PM2.5) concentration for the city, latest available year. Anchors follow the WHO 2021 guideline (5 µg/m³ → 10) through the EU limit value territory (25 µg/m³ → 2). Preferred source: European Environment Agency city-level air quality data; outside Europe: WHO Ambient Air Quality Database or the national monitoring network.
Cuanto más bajo, mejor· µg/m³, annual mean PM2.5· se vuelve a verificar cada 730 días
Lisbon
No exact annual-mean value could be verified from an official source this cycle: the EEA city air quality viewer and EEA PM2.5 dashboard are JavaScript apps that returned no extractable number via fetch, and the CCDR-LVT (regional environment authority) 2024 report presents the Olivais urban-background PM2.5 annual mean only as a chart image (Figure 17/18), not as extractable text. Verified context: the EEA viewer ranks Lisbon 38th of European capitals and places it in the 'fair' band (5–10 µg/m³), cleaner than Madrid (8.9), Paris (10.5) and Berlin (11); CCDR-LVT confirms 2024 PM2.5 at the Lisbon urban-background station (Olivais, part of the national IEM background network with Mem Martins and Laranjeiro) was 'muito inferior' to the 25 µg/m³ EU limit/target and has declined since 2017. Set to null pending a browser-read of the exact EEA viewer value (~8 µg/m³ expected) or the CCDR-LVT Figure 17 number next cycle — do not record a scored figure from memory.
New York City
Fuente oficial
- Datos a fecha de
- 31 dic 2024
- Verificado
- 1 ago 2026
- Método
- Mean of the 2024 annual arithmetic means from the eight regulatory PM2.5 monitors in the five boroughs with at least 75% observation completeness: IS 52 and Pfizer Lab (Bronx), JHS 126 (Brooklyn), IS 45 and PS 19 (Manhattan), Queens College 2 and Queens College Near Road, Richmond Post Office (Staten Island). Values ranged 6.13–7.65 µg/m³ and none had exceptional events flagged.
- Notas
- 1.4× the WHO guideline of 5 µg/m³ and comfortably inside the US national standard of 9 — cleaner than Milan, Rome or Los Angeles, and a long way from the city's reputation. 2024 was also a quiet wildfire year on the east coast; the Canadian smoke episodes of June 2023 pushed daily readings an order of magnitude higher for several days, and that risk has not gone away.
07
Sanidad
CriterioLisbonNew York City
01+−Private healthcare costUSD/year, comprehensive private insurance premium, healthy 35-year-oldLisbonmejor650New York City8892
Qué mide esto
Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.
Cuanto más bajo, mejor· USD/year, comprehensive private insurance premium, healthy 35-year-old· se vuelve a verificar cada 365 días
Lisbon
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
- Notas
- Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.
New York City
Recopilado por SettleMetric
- Datos a fecha de
- 15 ene 2026
- Verificado
- 1 ago 2026
- Método
- CMS reports an average monthly premium of $741 before advance premium tax credits across the 23,130,860 people who selected a plan for 2026 through HealthCare.gov and the state exchanges; ×12 = $8,892 a year. Average premium after tax credits is $178 a month.
- Notas
- Basis differs from the other countries here and the difference matters. This is an enrollee-weighted average across all ages and all metal levels, not a quote for a healthy 35-year-old: the marketplace risk pool skews old (41% of enrollees are 45 or over), and the Affordable Care Act lets insurers charge the oldest adults up to three times the youngest, so a 35-year-old pays meaningfully less than $741 a month. No age adjustment was applied because CMS's default uniform age-rating curve was not retrievable at the verification date. Two further caveats: most enrollees do not pay the sticker price — premium tax credits cut the average to $178 a month — and this is individual-market insurance with deductibles and coinsurance on top, not the comprehensive low-deductible cover the other entries quote. Even discounted for all of that, US health cover is the most expensive in this dataset by a wide margin, and it is the single largest fixed cost a freelancer moving to the United States takes on.
08
Dinero y cripto
CriterioLisbonNew York City
01+−Crypto regulationLisbonmejorLegal friendlyNew York CityLegal regulated
Qué mide esto
Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.
Valorado por categoría· se vuelve a verificar cada 180 días
Lisbon
Autoridade Tributária — Criptoativos: conceito fiscal e tributação (folheto informativo)
Fuente oficial
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Notas
- Legal for individuals; regulated under EU MiCA/CARF. Since Law 24-D/2022: capital gains on crypto held ≥365 days are tax-EXEMPT (declared in Anexo G1); gains on assets held <365 days are taxed at a 28% autonomous rate (Category G, option to aggregate); crypto-to-crypto swaps are deferred (not taxed at the swap). Frequent/professional trading may be reclassified as Category B (general rates). Classified legal-friendly for the explicit long-term-holding exemption; short-term gains are still fully taxed.
New York City
Fuente oficial
- Datos a fecha de
- 1 ago 2026
- Verificado
- 1 ago 2026
- Notas
- Holding, trading and spending crypto is legal throughout the United States and banking access is normal. Tax treatment is the friction rather than the legality: digital assets are property, so every disposal — including paying for something in crypto or swapping one token for another — is a taxable event producing capital gain or loss, and every federal return asks a digital-asset question on its first page. Exchanges are regulated at both federal level (FinCEN money-services-business registration and anti-money-laundering rules) and state level (New York's BitLicense is the strictest), and brokers now report customer transactions to the IRS. Classified 'legal-regulated' rather than 'legal-friendly' because nothing about the tax treatment is favourable: there is no de minimis exemption for small payments and no long-term holding relief beyond the ordinary capital-gains rates.
02+−Financial control levelLisbonmejorLowNew York CityModerate
Qué mide esto
Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.
Valorado por categoría· se vuelve a verificar cada 365 días
Lisbon
ASAE — cash-payment limits (Art. 63.º-E Lei Geral Tributária); euro-area free movement of capital
Fuente oficial
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Composite: euro-area member, no currency or capital controls, EUR fully convertible; free movement of capital guaranteed by the EU Treaty (Art. 63 TFEU). Non-resident bank accounts routinely available. Standard EU CRS/DAC reporting via banks; no FBAR-style personal foreign-account self-declaration for individuals. Cash-payment limit €2,999.99 for residents (natural persons) and €9,999.99 for non-residents not acting as merchants (Art. 63.º-E LGT) — a limit on cash, not on bank money movement. Rated 'low' state control over personal money flows.
New York City
Recopilado por SettleMetric
- Datos a fecha de
- 1 ago 2026
- Verificado
- 1 ago 2026
- Método
- Composite. No capital or currency controls: the dollar is fully convertible and personal funds move in and out freely, which is the 'low' end of this scale. Against that: reporting is unusually broad. US persons must file an FBAR whenever foreign financial accounts exceed $10,000 in aggregate at any point in the year, FATCA obliges foreign banks worldwide to identify US account holders, currency of $10,000 or more must be declared when crossing the border, and citizens and permanent residents are taxed on worldwide income wherever they live — a rule almost no other country applies. Banking access for a newly arrived foreigner is workable but slow, generally requiring an SSN or ITIN. Rated 'moderate': money moves freely, but it is watched more closely than in most of the countries here, and the tax net follows you out of the country.
- Notas
- The worldwide-taxation rule is the one to understand before taking a green card. Permanent residents remain US taxpayers on global income for as long as they hold the status, whether or not they live in the United States, and formally abandoning it can trigger an expatriation tax.
09
Infraestructura
CriterioLisbonNew York City
01+−Domestic delivery qualityLisbonGoodNew York CitymejorExcellent
Qué mide esto
Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.
Valorado por categoría· se vuelve a verificar cada 730 días
Lisbon
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 4 jul 2026
- Método
- National operator CTT offers next-day ('Expresso Para Amanhã') and 2-day express nationwide, with the Collectt pickup network (CTT shops + Payshop agents + Locky 24/7 parcel lockers) and real-time tracking. Private carriers DPD, GLS, DHL, UPS, Chronopost and Seur operate nationwide. Rated 'good' — 1–3 day delivery is the norm and lockers exist in cities, but locker density and universal next-day are below the best-in-class (e.g. Poland's InPost).
New York City
Recopilado por SettleMetric
- Datos a fecha de
- 1 ago 2026
- Verificado
- 1 ago 2026
- Método
- Classified from carrier service standards: USPS delivers to every address in the country including PO boxes and rural routes, with Priority Mail at 1–3 days and Ground Advantage at 2–5; UPS and FedEx both offer guaranteed next-day air nationwide with real-time tracking as standard; Amazon Logistics reaches a large majority of the population with same-day or next-day delivery. Rated 'excellent' on the strength of nationwide next-day availability and universal address coverage, despite a parcel-locker network that is thinner than Poland's or France's — Amazon Lockers and Hub apartment lockers exist in metros but there is no dense third-party locker estate.
- Notas
- Cash on delivery is effectively extinct in US consumer e-commerce, unlike Italy or Mexico; card or account payment is assumed. Delivery to the door is the default even in apartment buildings, and package theft from doorsteps is a real and widely reported problem in cities.
02+−International delivery easeLisbonmejorMinor frictionNew York CitySignificant friction
Qué mide esto
Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.
Valorado por categoría· se vuelve a verificar cada 365 días
Lisbon
Fuente oficial
- Datos a fecha de
- 1 jul 2026
- Verificado
- 4 jul 2026
- Notas
- Intra-EU shipping is frictionless (single market, all major carriers). Non-EU imports: the €150 duty-free threshold was removed on 2026-07-01 — a temporary flat €3/item duty applies to ≤€150 consignments (until the 2028 EU Customs reform); import VAT has applied from €0 since 2021 (IOSS collects it at checkout). Predictable but no longer duty-free — hence minor-friction.
New York City
Fuente oficial
- Datos a fecha de
- 20 feb 2026
- Verificado
- 1 ago 2026
- Notas
- This changed fundamentally in 2025 and is the fact most likely to be out of date in anyone's head. The United States used to have the most generous de minimis threshold in the world — $800 duty- and tax-free per person per day — which made ordering from abroad trivially easy. Executive Order 14324 suspended duty-free de minimis treatment for all countries from 29 August 2025, and Executive Order 14388 continued the suspension in February 2026. Every inbound shipment is now dutiable regardless of value, postal shipments carry duties set by the order, and carriers charge brokerage on top. The carriers themselves are excellent and clearance is quick, so this is friction of cost and paperwork rather than unreliability — but a €40 parcel from Europe now arrives with a bill attached.
03+−Internet speedMbps, median fixed downloadLisbon40New York Citymejor84,9
Qué mide esto
Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.
Cuanto más alto, mejor· Mbps, median fixed download· se vuelve a verificar cada 365 días
Lisbon
M-Lab NDT country aggregates for Portugal
Datos abiertos
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Método
- M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
- Notas
- M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.
New York City
M-Lab NDT country aggregates for the United States
Datos abiertos
- Datos a fecha de
- 31 dic 2023
- Verificado
- 1 ago 2026
- Método
- Median of the 344 daily country-median download values for US in 2023, which ranged 43.9–89.1 Mbps. M-Lab NDT is a single-stream test and reads well below advertised or Ookla-style figures — comparable only within this criterion. 2023 is the latest full year in M-Lab's public statistics API; the 2024 file stops on 26 March.
- Notas
- The highest reading of any country in this dataset on this metric — roughly three times Italy's — and it reflects a cable and fibre market that competes on headline speed. What the median hides is the price and the choice: monthly costs for gigabit service run well above European levels, and a large share of addresses have exactly one wired provider. Rural coverage remains the weak spot, though federal broadband funding is being deployed against it.
10
Idioma
CriterioLisbonNew York City
01+−English proficiencyLisbonVery highNew York CitymejorNative
Qué mide esto
Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.
Valorado por categoría· se vuelve a verificar cada 730 días
Lisbon
EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.
New York City
Fuente oficial
- Datos a fecha de
- 1 mar 2025
- Verificado
- 1 ago 2026
- Notas
- English is the language of government, healthcare, housing and services throughout the country, and since March 2025 it is also the designated official language at federal level — the first such designation in US history. Spanish is a genuine second language of daily life in parts of the south-west, Florida and large cities, and federal agencies still provide multilingual services, but nothing about daily life requires another language.
11
Educación
CriterioLisbonNew York City
01+−International schoolsaccredited international schools, countLisbon11New York Citymejor21
Qué mide esto
Count of international schools in the metro area accredited by or member of IB, CIS, COBIS, or an equivalent national-curriculum-abroad body (verified against the accreditor's public registry, not aggregator sites).
Cuanto más alto, mejor· accredited international schools, count· se vuelve a verificar cada 730 días
Lisbon
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Curated count of internationally-accredited schools in the Lisbon metro (Lisboa, Cascais, Sintra, Oeiras). Directly verified against their accreditor networks: Lycée Français Charles Lepierre (AEFE directly-managed establishment, aefe.gouv.fr) and Deutsche Schule Lissabon (German Auslandsschule under ZfA/Auswärtiges Amt, auslandsschulwesen.de). IB World Schools identified in the metro by name from IB 'by country' data and corroborating sources: St. Julian's (Carcavelos), St. Dominic's International (São Domingos de Rana), Carlucci/CAISL (Sintra), United Lisbon International, TASIS Portugal (Sintra), International Sharing School–Taguspark (Oeiras), Oeiras International School, PaRK International, plus The Lisboan (Cambridge + IB). Count = 11 named, accreditor-attributable schools.
- Notas
- ±3 uncertainty. The live IB World Schools finder and the Cambridge 'Find a Cambridge school' registry both returned HTTP 403 to automated fetch this cycle, so individual IB/Cambridge authorizations were confirmed from official-adjacent sources rather than each read directly against the accreditor's live registry; AEFE and the German school were verified directly. Portugal has ~16 IB World Schools in total, most clustered in the Lisbon metro, so the true metro count of all-accreditor international schools is likely somewhat higher than 11 (aggregator guides list 30+ 'international' schools, but many lack a recognised accreditor). Re-verify each authorization against the IB and Cambridge registries from a browser next cycle.
New York City
International Schools Database — International schools in New York City (21 schools listed)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ago 2026
- Verificado
- 1 ago 2026
- Método
- The directory states 21 international schools for New York City. The same directory was used for Athens, Rome, Milan and Genoa elsewhere in this dataset. Its curriculum filter counts, which overlap because a school can offer more than one, are: IB 13, American 10, French 5, German 3, International 3, British 2, Spanish 2, Chinese 1, Japanese 1, Italian 1, Montessori 1, Quaker 1.
- Notas
- Fewer than Rome's 29 despite three times the population, which reflects what the number measures rather than what is available: New York's private-school market is enormous but overwhelmingly domestic, so foreign-curriculum schools are a small specialist segment. Fees are the outlier — the directory's listings run from roughly $37,000 to $58,000 a year, well above any European city here.