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SettleMetric

CITY / CITYComparación de ciudades verificada

Krakówvs.Prague.

Kraków sale mejor en 5 de 8 datos principales; Prague, en 3. Cost of living (single, excl. rent): Kraków $753/mo, Prague $785/mo. Freelancer tax burden: Kraków 23,6%, Prague 13%. Climate comfort: Kraków 6/12 mo, Prague 5/12 mo.

Verificado

14 criterios comparados · 27 fuentes · los datos de país aparecen marcados como heredados

pl / cz · SettleMetric

01

Las diferencias clave

Las cifras clave cara a cara, con el lado más fuerte señalado. La puntuación global es decorativa; lo que importa es qué datos encajan contigo.

Resultado principal

Kraków va por delante en 5 de 8

Kraków

5

Prague

3

01Cost of living (single, excl. rent)
Krakówmejor
$753/mo

GUS — Household Budget Survey 2024 (one-person households), CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
31 may 2026
Verificado
3 jul 2026
Método
GUS one-person household consumer spending 2,888.89 PLN/mo (2024) minus actual-rentals line 235.10 → 2,653.79 PLN; uplifted by CPI (+3.6% 2025 avg, +3.1% y/y May 2026) → ≈2,835 PLN; converted at 3.7635 PLN/USD (ECB 2026-07-02). Cross-checked against Eurostat price-level indices (PL ≈ 72% of EU27).
Prague
$785/mo

ČSÚ — Household Consumption Expenditures 2024 (per-capita CZ-COICOP), CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
ČSÚ 2024 all-households per-capita consumption 212,569 CZK/yr minus actual rentals (04.1) 19,621 CZK → 192,948 CZK/yr = 16,079 CZK/mo excluding rent; uplifted by CPI to mid-2026 (2025 avg +2.5%, +~1.1% into 2026 → ×1.037) → ≈16,674 CZK/mo; converted at 21.244 CZK/USD (ECB 2026-07-02, EUR/CZK 24.216 ÷ EUR/USD 1.1399) → ≈$785. All-households per-capita basis (single-person basket not separately published in this release); city living runs somewhat higher.
02Freelancer tax burden
Kraków
23,6%

SettleMetric tax engine over official 2026 rules (biznes.gov.pl)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
3 jul 2026
Método
Best eligible scheme pl-ryczalt-it-12 at €60,000 revenue = 257,400 PLN (ECB 4.29): ZUS social 21,459.48 + health 9,966.96 + Labor Fund 1,661.64 + 12% lump-sum tax 27,714.84 = 60,802.92 PLN → 23.6%. Expenses don't reduce ryczałt.
Praguemejor
13%

SettleMetric tax engine over official 2026 rules (Finanční správa, ČSSZ, VZP)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme cz-osvc-pausal-60 at €60,000 revenue = 1,452,960 CZK (ECB EUR/CZK 24.216): 60% expense lump-sum → profit 581,184; social 29.2%×55% = 93,338.15; health 13.5%×50% = 39,663.27 (min floor); PIT (581,184 − 205,600 allowance) × 15% = 56,337.60; total levies 189,339.02 → 13.03%. The paušální-daň Band 2 (200,940 CZK fixed) gives 13.83%, so the 60% lump-sum wins at this income. Expenses are the statutory 60% flat rate, not actual costs.
03Homicide rate
Krakówmejor
0,69/100k

Eurostat — police-recorded intentional homicide (ICCS 0101)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
3 jul 2026
Notas
Completed homicides. UNODC latest (2023): 0.80 per 100k. Polish police's ~503 'zabójstwa' (2024) includes attempts.
Prague
0,77/100k

UNODC / World Bank — intentional homicides per 100,000 (Czechia, 2023)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Notas
UNODC series via World Bank: 0.768 per 100,000 in 2023 (down from 0.815 in 2022). Rounded to 0.77. 2024 not yet published at the national series level on checked sources.
04Climate comfort
Krakówmejor
6/12 mo

SettleMetric computation over climate-normals

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
3 jul 2026
Método
Months with mean daily max 15–28°C and precipitation < 150mm: Apr (15.1°C), May, Jun, Jul, Aug, Sep = 6.
Prague
5/12 mo

SettleMetric computation over climate-normals

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
4 jul 2026
Método
Months with mean daily max 15–28°C and precipitation < 150mm: May (18.9), Jun (22.2), Jul (24.5), Aug (24.4), Sep (19.1) = 5 (April misses at 14.5°C).
05Internet speed
Krakówmejor
42 Mbps

M-Lab NDT country aggregates for Poland

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
3 jul 2026
Método
Median of 343 daily country medians, 563,348 tests (2023 — latest full year in M-Lab's public stats API; 2025/2026 files not yet published).
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion.
Prague
30 Mbps

M-Lab NDT country aggregates for Czechia

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
Median of 343 daily country medians, 957,549 download tests (2023 — latest full year in M-Lab's public stats API; 2025/2026 files not yet published).
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Czech fixed broadband commonly markets 100–1000 Mbps) — comparable only within this criterion.
06English proficiency
Krakówmejor
Very high

EF EPI 2025 (rank 15/123, score 600 — Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
3 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First); English is broadly workable in cities and the service sector, less so in offices/government.
Prague
High

EF EPI 2025 (rank 23/123, score 582 — High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Czechia rank 23/123, score 582, EF 'High'/B2 band. English is broadly workable in Prague/Brno and the service and tech sectors, thinner in smaller towns and public offices. Czech is the sole official language.
07Private healthcare cost
Kraków
$1600/yr

LuxMed / Medicover / Signal Iduna comprehensive (with-inpatient) plans — market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
3 jul 2026
Verificado
3 jul 2026
Método
Comprehensive private plans that include inpatient/hospital cover — top-tier LuxMed/Medicover subscriptions (own or partner hospitals) and standalone health insurance (Signal Iduna, Allianz Zdrowie, PZU) — run ≈400–700 PLN/month. Healthy-35-year-old midpoint ≈ 500 PLN/mo ≈ 6,000 PLN/yr ≈ $1,595 at 3.7635 PLN/USD (range ≈ $1,275–$2,230). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Residents are covered by mandatory public insurance (NFZ); private cover is optional. Most people buy only a cheaper OUTPATIENT subscription (LuxMed/Medicover ≈150–250 PLN/mo ≈ $600/yr) and use the public system for hospital care. This figure is the with-inpatient comprehensive tier, chosen to be comparable with other countries' comprehensive plans (the earlier $603 was an outpatient-only subscription mislabelled as comprehensive).
Praguemejor
$1186/yr

PVZP Comprehensive medical insurance (EXCLUSIVE) + UNIQA/Slavia/Maxima comprehensive foreigner plans — market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive (outpatient + inpatient/hospital, benefit limit 1.8–10 million CZK/event, ~EUR 400,000) commercial medical insurance for foreigners — PVZP Comprehensive EXCLUSIVE and comparable UNIQA/Slavia/Maxima/Ergo products — runs ≈1,700–2,500 CZK/month for a healthy 35-year-old. Midpoint ≈2,100 CZK/mo ≈ 25,200 CZK/yr ≈ $1,186 at 21.244 CZK/USD (range ≈ $960–$1,412). Premiums are quoted on request, so this is a curated market midpoint.
Notas
Residents with a residence permit and local work/business are covered by mandatory public health insurance (VZP etc.) at 13.5% of the assessment base — comprehensive commercial cover is mainly for those not yet in the public system (long-stay visa holders must carry it). This figure is the comprehensive with-inpatient tier, chosen to be comparable with other countries' comprehensive plans; a cheaper 'basic' (urgent-care-only) foreigner plan starts around 900 CZK/mo.
08Air quality (PM2.5)
Kraków
19,5 µg/m³

EEA European city air quality viewer

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
3 jul 2026
Método
EEA urban-background city value, 2-year average (2022–2023). Corroborated by GIOŚ 2024 single-year annual mean at the Bujaka urban-background station (17 µg/m³).
Notas
Nearly 4× the WHO 2021 guideline (5 µg/m³); within the current EU limit (25) but above the 2030 EU limit (10). Kraków's winter smog is a well-known problem — heating-season readings run far higher than the annual mean.
Praguemejor
12 µg/m³

SZÚ / ČHMÚ — outdoor air quality assessment, Prague 2023

Fuente oficial

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
SZÚ/ČHMÚ report: 2023 annual PM2.5 means at Prague's seven monitoring stations ranged 9.5–14.5 µg/m³ (urban-background midpoint ≈ 12 µg/m³). 2023 was an unusually clean year; the limit (20 µg/m³) was not exceeded.
Notas
About 2.4× the WHO 2021 guideline (5 µg/m³) but well under the EU limit (20–25). A 2024 traffic station (Praha 2-Legerova) reached 15.5 µg/m³; winter heating and traffic are the main sources.

02

¿Qué ciudad encaja con tu plan?

Cada perspectiva pondera solo los datos que importan a ese plan y dice a qué lado favorece.

Informática remota / autónomo

Contrato o trabajo por cuenta propia en tecnología, facturando a clientes de fuera.

Kraków encaja mejor: 3 de 5

01Freelancer tax burden
Kraków
23,6%

SettleMetric tax engine over official 2026 rules (biznes.gov.pl)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
3 jul 2026
Método
Best eligible scheme pl-ryczalt-it-12 at €60,000 revenue = 257,400 PLN (ECB 4.29): ZUS social 21,459.48 + health 9,966.96 + Labor Fund 1,661.64 + 12% lump-sum tax 27,714.84 = 60,802.92 PLN → 23.6%. Expenses don't reduce ryczałt.
Praguemejor
13%

SettleMetric tax engine over official 2026 rules (Finanční správa, ČSSZ, VZP)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme cz-osvc-pausal-60 at €60,000 revenue = 1,452,960 CZK (ECB EUR/CZK 24.216): 60% expense lump-sum → profit 581,184; social 29.2%×55% = 93,338.15; health 13.5%×50% = 39,663.27 (min floor); PIT (581,184 − 205,600 allowance) × 15% = 56,337.60; total levies 189,339.02 → 13.03%. The paušální-daň Band 2 (200,940 CZK fixed) gives 13.83%, so the 60% lump-sum wins at this income. Expenses are the statutory 60% flat rate, not actual costs.
02Internet speed
Krakówmejor
42 Mbps

M-Lab NDT country aggregates for Poland

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
3 jul 2026
Método
Median of 343 daily country medians, 563,348 tests (2023 — latest full year in M-Lab's public stats API; 2025/2026 files not yet published).
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion.
Prague
30 Mbps

M-Lab NDT country aggregates for Czechia

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
Median of 343 daily country medians, 957,549 download tests (2023 — latest full year in M-Lab's public stats API; 2025/2026 files not yet published).
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Czech fixed broadband commonly markets 100–1000 Mbps) — comparable only within this criterion.
03English proficiency
Krakówmejor
Very high

EF EPI 2025 (rank 15/123, score 600 — Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
3 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First); English is broadly workable in cities and the service sector, less so in offices/government.
Prague
High

EF EPI 2025 (rank 23/123, score 582 — High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Czechia rank 23/123, score 582, EF 'High'/B2 band. English is broadly workable in Prague/Brno and the service and tech sectors, thinner in smaller towns and public offices. Czech is the sole official language.
04Cost of living (single, excl. rent)
Krakówmejor
$753/mo

GUS — Household Budget Survey 2024 (one-person households), CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
31 may 2026
Verificado
3 jul 2026
Método
GUS one-person household consumer spending 2,888.89 PLN/mo (2024) minus actual-rentals line 235.10 → 2,653.79 PLN; uplifted by CPI (+3.6% 2025 avg, +3.1% y/y May 2026) → ≈2,835 PLN; converted at 3.7635 PLN/USD (ECB 2026-07-02). Cross-checked against Eurostat price-level indices (PL ≈ 72% of EU27).
Prague
$785/mo

ČSÚ — Household Consumption Expenditures 2024 (per-capita CZ-COICOP), CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
ČSÚ 2024 all-households per-capita consumption 212,569 CZK/yr minus actual rentals (04.1) 19,621 CZK → 192,948 CZK/yr = 16,079 CZK/mo excluding rent; uplifted by CPI to mid-2026 (2025 avg +2.5%, +~1.1% into 2026 → ×1.037) → ≈16,674 CZK/mo; converted at 21.244 CZK/USD (ECB 2026-07-02, EUR/CZK 24.216 ÷ EUR/USD 1.1399) → ≈$785. All-households per-capita basis (single-person basket not separately published in this release); city living runs somewhat higher.
05Domestic delivery quality
Kraków
Excellent

InPost official news / carrier service pages (composite)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2025
Verificado
3 jul 2026
Método
InPost >28,000 parcel lockers (end-2025) with 98% next-day delivery and 763M parcels/yr; ORLEN Paczka ~14k pickup points; Poczta Polska 7.6k offices + 14.3k parcel points; DPD/DHL/GLS/UPS/FedEx nationwide. Next-day is the domestic norm.
Prague
Excellent

Packeta/Zásilkovna official news + Czech Post / carrier service pages (composite)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2025
Verificado
4 jul 2026
Método
Packeta/Zásilkovna: ~6,200 Z-BOX lockers + ~4,000 staffed pickup points (≈10,000 points in Czechia), 184 million parcels delivered in 2025; Czech Post (Česká pošta) nationwide with Balíkovna pickup; PPL, DPD, GLS, DHL nationwide with next-day standard. Dense locker + PUDO network; next-day delivery is the norm.

Familia

Mudarse con pareja e hijos en edad escolar.

Prague encaja mejor: 3 de 5

01International schools
Kraków
7

IB World Schools directory (find-an-ib-school)

Recopilado por SettleMetric

Datos a fecha de
3 jul 2026
Verificado
3 jul 2026
Método
IB finder results for country=PL, keyword 'Krakow': British International School of Cracow, International School of Krakow, Open Future, Kolegium Europejskie, VI LO, VIII PALO, Da Vinci's.
Notas
±1 uncertainty; CIS/COBIS-only schools not yet counted.
Praguemejor
9

Accreditor registries (IB World Schools, AEFE, German ZfA, CIS/COBIS/BSO, Cambridge International) — per-school verification

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Count of Prague-metro schools each individually confirmed against a qualifying accreditor: (1) International School of Prague — CIS + NEASC, IB continuum (ibo.org/en/school/000889); (2) The English College in Prague — IB DP (ibo.org/en/school/000821); (3) Prague British International School / Nord Anglia — IB DP (ibo.org/en/school/001042); (4) Park Lane International School — IB PYP/MYP/DP (ibo.org/en/school/052209); (5) Nový PORG — IB DP + Cambridge (ibo.org/en/school/004534); (6) Riverside School — CIS + IB + COBIS + BSO (school accreditation page); (7) Lycée français de Prague — AEFE-homologated, all levels (aefe.gouv.fr); (8) Deutsche Schule Prag — German ZfA-recognized Auslandsschule, 'Excellent German School Abroad' seal; (9) Meridian International School — British Schools Overseas (ISI BSO report), Cambridge International pathway. Aggregator sites were used only to find candidates, not as the recorded source.
Notas
Verified FLOOR of 9 (±2). The IB find-an-ib-school finder and some accreditor registries returned 403 to automated fetches, so each school was confirmed via its own IB school-detail page, accreditor report, or accreditor's official listing rather than a single directory pull. Additional Prague schools may hold qualifying accreditation but were not each individually verified this cycle (e.g. Christian International School of Prague is ACSI/MSA-accredited — a US regional/faith accreditor, not on the IB/Cambridge/AEFE/German/CIS/COBIS list — so it is excluded from this strict count).
02Homicide rate
Krakówmejor
0,69/100k

Eurostat — police-recorded intentional homicide (ICCS 0101)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
3 jul 2026
Notas
Completed homicides. UNODC latest (2023): 0.80 per 100k. Polish police's ~503 'zabójstwa' (2024) includes attempts.
Prague
0,77/100k

UNODC / World Bank — intentional homicides per 100,000 (Czechia, 2023)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Notas
UNODC series via World Bank: 0.768 per 100,000 in 2023 (down from 0.815 in 2022). Rounded to 0.77. 2024 not yet published at the national series level on checked sources.
03Private healthcare cost
Kraków
$1600/yr

LuxMed / Medicover / Signal Iduna comprehensive (with-inpatient) plans — market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
3 jul 2026
Verificado
3 jul 2026
Método
Comprehensive private plans that include inpatient/hospital cover — top-tier LuxMed/Medicover subscriptions (own or partner hospitals) and standalone health insurance (Signal Iduna, Allianz Zdrowie, PZU) — run ≈400–700 PLN/month. Healthy-35-year-old midpoint ≈ 500 PLN/mo ≈ 6,000 PLN/yr ≈ $1,595 at 3.7635 PLN/USD (range ≈ $1,275–$2,230). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Residents are covered by mandatory public insurance (NFZ); private cover is optional. Most people buy only a cheaper OUTPATIENT subscription (LuxMed/Medicover ≈150–250 PLN/mo ≈ $600/yr) and use the public system for hospital care. This figure is the with-inpatient comprehensive tier, chosen to be comparable with other countries' comprehensive plans (the earlier $603 was an outpatient-only subscription mislabelled as comprehensive).
Praguemejor
$1186/yr

PVZP Comprehensive medical insurance (EXCLUSIVE) + UNIQA/Slavia/Maxima comprehensive foreigner plans — market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive (outpatient + inpatient/hospital, benefit limit 1.8–10 million CZK/event, ~EUR 400,000) commercial medical insurance for foreigners — PVZP Comprehensive EXCLUSIVE and comparable UNIQA/Slavia/Maxima/Ergo products — runs ≈1,700–2,500 CZK/month for a healthy 35-year-old. Midpoint ≈2,100 CZK/mo ≈ 25,200 CZK/yr ≈ $1,186 at 21.244 CZK/USD (range ≈ $960–$1,412). Premiums are quoted on request, so this is a curated market midpoint.
Notas
Residents with a residence permit and local work/business are covered by mandatory public health insurance (VZP etc.) at 13.5% of the assessment base — comprehensive commercial cover is mainly for those not yet in the public system (long-stay visa holders must carry it). This figure is the comprehensive with-inpatient tier, chosen to be comparable with other countries' comprehensive plans; a cheaper 'basic' (urgent-care-only) foreigner plan starts around 900 CZK/mo.
04Air quality (PM2.5)
Kraków
19,5 µg/m³

EEA European city air quality viewer

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
3 jul 2026
Método
EEA urban-background city value, 2-year average (2022–2023). Corroborated by GIOŚ 2024 single-year annual mean at the Bujaka urban-background station (17 µg/m³).
Notas
Nearly 4× the WHO 2021 guideline (5 µg/m³); within the current EU limit (25) but above the 2030 EU limit (10). Kraków's winter smog is a well-known problem — heating-season readings run far higher than the annual mean.
Praguemejor
12 µg/m³

SZÚ / ČHMÚ — outdoor air quality assessment, Prague 2023

Fuente oficial

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
SZÚ/ČHMÚ report: 2023 annual PM2.5 means at Prague's seven monitoring stations ranged 9.5–14.5 µg/m³ (urban-background midpoint ≈ 12 µg/m³). 2023 was an unusually clean year; the limit (20 µg/m³) was not exceeded.
Notas
About 2.4× the WHO 2021 guideline (5 µg/m³) but well under the EU limit (20–25). A 2024 traffic station (Praha 2-Legerova) reached 15.5 µg/m³; winter heating and traffic are the main sources.
05English proficiency
Krakówmejor
Very high

EF EPI 2025 (rank 15/123, score 600 — Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
3 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First); English is broadly workable in cities and the service sector, less so in offices/government.
Prague
High

EF EPI 2025 (rank 23/123, score 582 — High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Czechia rank 23/123, score 582, EF 'High'/B2 band. English is broadly workable in Prague/Brno and the service and tech sectors, thinner in smaller towns and public offices. Czech is the sole official language.

Dinero y cripto

Optimizar impuestos, banca y normas sobre cripto.

Prague encaja mejor: 2 de 3

01Crypto regulation
Kraków
Legal regulated

Polish tax authority — disposal of virtual currencies (PIT-38, 19%)

Fuente oficial

Datos a fecha de
1 jul 2026
Verificado
3 jul 2026
Notas
Holding/trading legal for individuals; 19% flat tax on disposal gains (crypto-to-crypto swaps untaxed). EU MiCA applies; Poland's domestic implementing act was vetoed (latest 2026-06-11), so local CASP licensing is stalled — EU-passported providers serve the market.
Praguemejor
Legal friendly

Finanční správa — exemption of income from transfer of crypto-assets (§4 Income Tax Act, from 15 Feb 2025)

Fuente oficial

Datos a fecha de
15 feb 2025
Verificado
4 jul 2026
Notas
Holding and trading are legal. From 15 Feb 2025 individuals enjoy two explicit exemptions: a value test (crypto income up to 100,000 CZK/year is tax-free) and a time test (crypto held over 3 years before sale is exempt, up to 40 million CZK/year). Otherwise gains are taxed as other income (§10) at 15%/23%. EU MiCA applies. The explicit exemptions and the 3-year 0% rule make this 'legal-friendly' (clear favourable rules), a notch above standard 'legal-regulated'.
02Financial control level
Kraków
Low

biznes.gov.pl — cash payment limits (art. 19 Prawo przedsiębiorców)

Recopilado por SettleMetric

Datos a fecha de
3 may 2026
Verificado
3 jul 2026
Método
Composite: no currency/capital controls for EU/OECD flows (Prawo dewizowe, Dz.U. 2024 poz. 1131); PLN fully convertible; B2B cash cap 15,000 PLN per transaction, no consumer cash limit; no FBAR-style foreign-account disclosure (NBP statistical reporting only above 7M PLN of foreign assets); standard EU CRS via banks.
Prague
Low

Ministry of Finance — Act No. 254/2004 Coll. on restriction of cash payments (limit 270,000 CZK/day)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Composite: CZK is fully convertible with no capital/exchange controls (EU/OECD member; free movement of capital under EU law); cash-payment limit 270,000 CZK/day per payer-recipient pair (Act 254/2004), no limit on card/transfer payments; no FBAR-style foreign-account disclosure beyond EU CRS exchange via banks; free non-resident banking. Low state control over personal money flows.
03Freelancer tax burden
Kraków
23,6%

SettleMetric tax engine over official 2026 rules (biznes.gov.pl)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
3 jul 2026
Método
Best eligible scheme pl-ryczalt-it-12 at €60,000 revenue = 257,400 PLN (ECB 4.29): ZUS social 21,459.48 + health 9,966.96 + Labor Fund 1,661.64 + 12% lump-sum tax 27,714.84 = 60,802.92 PLN → 23.6%. Expenses don't reduce ryczałt.
Praguemejor
13%

SettleMetric tax engine over official 2026 rules (Finanční správa, ČSSZ, VZP)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme cz-osvc-pausal-60 at €60,000 revenue = 1,452,960 CZK (ECB EUR/CZK 24.216): 60% expense lump-sum → profit 581,184; social 29.2%×55% = 93,338.15; health 13.5%×50% = 39,663.27 (min floor); PIT (581,184 − 205,600 allowance) × 15% = 56,337.60; total levies 189,339.02 → 13.03%. The paušální-daň Band 2 (200,940 CZK fixed) gives 13.83%, so the 60% lump-sum wins at this income. Expenses are the statutory 60% flat rate, not actual costs.

Vida tranquila

Priorizar la seguridad, el aire y una vida diaria sencilla.

Kraków encaja mejor: 3 de 4

01Homicide rate
Krakówmejor
0,69/100k

Eurostat — police-recorded intentional homicide (ICCS 0101)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
3 jul 2026
Notas
Completed homicides. UNODC latest (2023): 0.80 per 100k. Polish police's ~503 'zabójstwa' (2024) includes attempts.
Prague
0,77/100k

UNODC / World Bank — intentional homicides per 100,000 (Czechia, 2023)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Notas
UNODC series via World Bank: 0.768 per 100,000 in 2023 (down from 0.815 in 2022). Rounded to 0.77. 2024 not yet published at the national series level on checked sources.
02Air quality (PM2.5)
Kraków
19,5 µg/m³

EEA European city air quality viewer

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
3 jul 2026
Método
EEA urban-background city value, 2-year average (2022–2023). Corroborated by GIOŚ 2024 single-year annual mean at the Bujaka urban-background station (17 µg/m³).
Notas
Nearly 4× the WHO 2021 guideline (5 µg/m³); within the current EU limit (25) but above the 2030 EU limit (10). Kraków's winter smog is a well-known problem — heating-season readings run far higher than the annual mean.
Praguemejor
12 µg/m³

SZÚ / ČHMÚ — outdoor air quality assessment, Prague 2023

Fuente oficial

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
SZÚ/ČHMÚ report: 2023 annual PM2.5 means at Prague's seven monitoring stations ranged 9.5–14.5 µg/m³ (urban-background midpoint ≈ 12 µg/m³). 2023 was an unusually clean year; the limit (20 µg/m³) was not exceeded.
Notas
About 2.4× the WHO 2021 guideline (5 µg/m³) but well under the EU limit (20–25). A 2024 traffic station (Praha 2-Legerova) reached 15.5 µg/m³; winter heating and traffic are the main sources.
03Cost of living (single, excl. rent)
Krakówmejor
$753/mo

GUS — Household Budget Survey 2024 (one-person households), CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
31 may 2026
Verificado
3 jul 2026
Método
GUS one-person household consumer spending 2,888.89 PLN/mo (2024) minus actual-rentals line 235.10 → 2,653.79 PLN; uplifted by CPI (+3.6% 2025 avg, +3.1% y/y May 2026) → ≈2,835 PLN; converted at 3.7635 PLN/USD (ECB 2026-07-02). Cross-checked against Eurostat price-level indices (PL ≈ 72% of EU27).
Prague
$785/mo

ČSÚ — Household Consumption Expenditures 2024 (per-capita CZ-COICOP), CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
ČSÚ 2024 all-households per-capita consumption 212,569 CZK/yr minus actual rentals (04.1) 19,621 CZK → 192,948 CZK/yr = 16,079 CZK/mo excluding rent; uplifted by CPI to mid-2026 (2025 avg +2.5%, +~1.1% into 2026 → ×1.037) → ≈16,674 CZK/mo; converted at 21.244 CZK/USD (ECB 2026-07-02, EUR/CZK 24.216 ÷ EUR/USD 1.1399) → ≈$785. All-households per-capita basis (single-person basket not separately published in this release); city living runs somewhat higher.
04Climate comfort
Krakówmejor
6/12 mo

SettleMetric computation over climate-normals

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
3 jul 2026
Método
Months with mean daily max 15–28°C and precipitation < 150mm: Apr (15.1°C), May, Jun, Jul, Aug, Sep = 6.
Prague
5/12 mo

SettleMetric computation over climate-normals

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
4 jul 2026
Método
Months with mean daily max 15–28°C and precipitation < 150mm: May (18.9), Jun (22.2), Jul (24.5), Aug (24.4), Sep (19.1) = 5 (April misses at 14.5°C).

03

La comparación completa

Abre cualquier dato para ver qué mide, cómo de reciente es y el rastro completo de fuentes de ambas ciudades.

01

Impuestos

1 dato verificado
01+Freelancer tax burden% effective burden at €60k/year self-employed profileKraków23,6Praguemejor13

Qué mide esto

Effective total burden (income tax + mandatory social and health contributions) for a solo IT freelancer with €60,000/year revenue and 10% deductible expenses, using the most favourable eligible scheme in the country's tax-schemes data. Computed by the SettleMetric tax engine; recorded as a curated value with the winning scheme id in method.

Cuanto más bajo, mejor· % effective burden at €60k/year self-employed profile· se vuelve a verificar cada 365 días

Kraków

SettleMetric tax engine over official 2026 rules (biznes.gov.pl)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
3 jul 2026
Método
Best eligible scheme pl-ryczalt-it-12 at €60,000 revenue = 257,400 PLN (ECB 4.29): ZUS social 21,459.48 + health 9,966.96 + Labor Fund 1,661.64 + 12% lump-sum tax 27,714.84 = 60,802.92 PLN → 23.6%. Expenses don't reduce ryczałt.

Prague

SettleMetric tax engine over official 2026 rules (Finanční správa, ČSSZ, VZP)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme cz-osvc-pausal-60 at €60,000 revenue = 1,452,960 CZK (ECB EUR/CZK 24.216): 60% expense lump-sum → profit 581,184; social 29.2%×55% = 93,338.15; health 13.5%×50% = 39,663.27 (min floor); PIT (581,184 − 205,600 allowance) × 15% = 56,337.60; total levies 189,339.02 → 13.03%. The paušální-daň Band 2 (200,940 CZK fixed) gives 13.83%, so the 60% lump-sum wins at this income. Expenses are the statutory 60% flat rate, not actual costs.

02

Legalización

1 dato verificado
01+Remote-work legalization easeKrakówLong stay pathPragueLong stay path

Qué mide esto

Best available legalization route for a location-independent earner with a median (non-EU, non-US) passport, classified from this country's legalization-paths data: dedicated digital-nomad visa; general freelance/self-employment permit; realistic long-stay path (e.g. renewable temporary residence); only short visa-free/tourist stays; effectively none.

Valorado por categoría· se vuelve a verificar cada 180 días

Kraków

Wielkopolska Voivodeship Office — business-activity residence permit

Fuente oficial

Datos a fecha de
3 jul 2026
Verificado
3 jul 2026
Notas
No digital nomad visa (verified absent on gov.pl); Poland Business Harbour suspended since Jan 2024. Realistic long-stay route: temporary residence via business activity (renewable, up to 3 years) — but sole-proprietorship registration is limited to specific statuses, so most non-EU/non-US freelancers route through a company.

Prague

Ministry of the Interior — long-term residence for the purpose of business (podnikání / živnostenské oprávnění)

Fuente oficial

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Notas
Czechia has no dedicated digital-nomad visa (the earlier special programme for selected nationalities was a labour scheme, not a nomad visa). The realistic long-stay route for a location-independent earner is the long-term residence/long-stay visa for the purpose of business, held on a Czech trade licence (živnostenské oprávnění); renewable and a path toward permanent residence. Classified 'long-stay-path' (renewable temporary residence), not a dedicated nomad visa.

03

Coste de vida

1 dato verificado
01+Cost of living (single, excl. rent)USD/month, single person, excluding rentKrakówmejor753Prague785

Qué mide esto

Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.

Cuanto más bajo, mejor· USD/month, single person, excluding rent· se vuelve a verificar cada 365 días

Kraków

GUS — Household Budget Survey 2024 (one-person households), CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
31 may 2026
Verificado
3 jul 2026
Método
GUS one-person household consumer spending 2,888.89 PLN/mo (2024) minus actual-rentals line 235.10 → 2,653.79 PLN; uplifted by CPI (+3.6% 2025 avg, +3.1% y/y May 2026) → ≈2,835 PLN; converted at 3.7635 PLN/USD (ECB 2026-07-02). Cross-checked against Eurostat price-level indices (PL ≈ 72% of EU27).

Prague

ČSÚ — Household Consumption Expenditures 2024 (per-capita CZ-COICOP), CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
ČSÚ 2024 all-households per-capita consumption 212,569 CZK/yr minus actual rentals (04.1) 19,621 CZK → 192,948 CZK/yr = 16,079 CZK/mo excluding rent; uplifted by CPI to mid-2026 (2025 avg +2.5%, +~1.1% into 2026 → ×1.037) → ≈16,674 CZK/mo; converted at 21.244 CZK/USD (ECB 2026-07-02, EUR/CZK 24.216 ÷ EUR/USD 1.1399) → ≈$785. All-households per-capita basis (single-person basket not separately published in this release); city living runs somewhat higher.

Gasto mensual por categoría (sin alquiler)

Kraków

GUS Household Budget Survey 2024 (one-person households), CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
31 may 2026
Verificado
3 jul 2026
Método
GUS 2024 one-person household spending by COICOP category, minus the actual-rentals line, CPI-uplifted to mid-2026 (×1.068) and converted at 3.7635 PLN/USD. Categories sum to the ~$753/mo cost-of-living aggregate. National average — city living runs somewhat higher.
Prague

ČSÚ Household Consumption Expenditures 2024 (per-capita CZ-COICOP), CPI-uplifted

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
4 jul 2026
Método
ČSÚ 2024 all-households per-capita annual spending by CZ-COICOP division (Kč/yr): food 37,888; housing excl. rent 35,314 (04 total 54,935 − 04.1 rent 19,621); transport 21,063; recreation 18,904; restaurants 15,574; furnishings 12,680; info & communication 11,887; clothing 8,373; alcohol & tobacco 6,652; insurance & finance 6,689; health 6,880; education 1,665. Each ÷12, ×1.037 CPI uplift, ÷21.244 CZK/USD. Categories approximate the ~$785/mo cost-of-living aggregate (small housing sub-lines within 04.4 rounded).
01Food & non-alcoholic drinks
Kraków
$205
Prague
02Food & non-alcoholic beverages
Kraków
Prague
$154
03Utilities (electricity, gas, water)
Kraków
$147
Prague
04Transport
Krakówmás barato
$59
Prague
$86
05Housing utilities (energy, water, maintenance) excl. rent
Kraków
Prague
$144
06Health (out-of-pocket)
Kraków
$55
Praguemás barato
$28
07Other (alcohol, tobacco, misc.)
Kraków
$77
Prague
08Recreation, sport & culture
Kraków
Prague
$77
09Restaurants & accommodation
Kraków
Prague
$63
10Clothing & footwear
Krakówmás barato
$26
Prague
$34
11Restaurants & eating out
Kraków
$59
Prague
12Recreation & culture
Kraków
$55
Prague
13Furnishings & household equipment
Kraków
Prague
$52
14Information & communication
Kraków
Prague
$48
15Household goods
Kraków
$38
Prague
16Communications
Kraków
$32
Prague
17Alcohol & tobacco
Kraków
Prague
$27
18Insurance & financial services
Kraków
Prague
$27
19Education services
Kraków
Prague
$7
Total (sin alquiler)
Kraków$753/mes
Prague$747/mes

04

Vivienda

0 datos verificados

Alquiler por tipo de vivienda

Alquiler de oferta: precio en el centro, con el de fuera del centro entre paréntesis ($/mes).

Kraków

ZnajdzNajem Kraków report (by room + district), Otodom Analytics cross-check

Recopilado por SettleMetric

Datos a fecha de
3 jul 2026
Verificado
3 jul 2026
Método
City-wide asking rent by room count (ZnajdzNajem, 2026-07-03: studio 2,206, 1-2rm 2,883, 3rm 3,778, 4rm 5,125 PLN) split into central vs outside using ZnajdzNajem district multipliers (central Stare Miasto/Kazimierz/Zwierzyniec ×1.216; outside Nowa Huta/Prądnik Biały ×0.860), converted at 3.7635 PLN/USD. Cross-checked against Otodom Analytics by-size brackets (May 2026).
Notas
Central/outside cells are DERIVED (city room-average × district multiplier). City-wide-by-room and district averages are directly observed. Central = Stare Miasto and adjacent districts; outside = Nowa Huta, Prądnik Biały, etc.
Prague

Deloitte Czech Rent Index Q1 2026 (Prague, per-m² offered rents by district)

Recopilado por SettleMetric

Datos a fecha de
31 mar 2026
Verificado
4 jul 2026
Método
Deloitte Q1 2026 offered-rent per-m² figures — Prague city-wide 466 CZK/m²/mo; central Prague 1 505 CZK/m² (×1.084 vs city); outer-district factor 429 CZK/m² (×0.92, below Prague 5's 459) — applied to standard sizes by room class (studio/1+kk 30 m², 1BR/2+kk 47 m², 2BR/3+kk 68 m², 3BR/4+kk 90 m²), converted at 21.244 CZK/USD (ECB EUR/CZK 24.216 ÷ EUR/USD 1.1399, 2026-07-02). The 1BR city-wide figure (466×47 ≈ $1,031) matches the scored rent-1br-center value.
Notas
DERIVED matrix: Deloitte publishes offered rent per m² by district, not a room-count × center/outside table. Cells = district per-m² rate × typical unit size for each room class. Center = Prague 1 (top published district); outside = outer residential districts (≈0.92 of city mean). Prague's district rent spread is narrower than in some capitals, so the center/outside gap here is modest. Room sizes are conventional Czech class midpoints.
01Estudio
Krakówmás barato
$712$505 fuera del centro
Prague
$713$606 fuera del centro
021 dormitorio
Krakówmás barato
$930$659 fuera del centro
Prague
$1117$949 fuera del centro
032 dormitorios
Krakówmás barato
$1220$864 fuera del centro
Prague
$1616$1373 fuera del centro
043 dormitorios
Krakówmás barato
$1655$1172 fuera del centro
Prague
$2139$1817 fuera del centro

05

Seguridad

1 dato verificado
01+Homicide rateintentional homicides per 100,000/yearKrakówmejor0,7Prague0,8

Qué mide esto

Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).

Cuanto más bajo, mejor· intentional homicides per 100,000/year· se vuelve a verificar cada 730 días

Kraków

Eurostat — police-recorded intentional homicide (ICCS 0101)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
3 jul 2026
Notas
Completed homicides. UNODC latest (2023): 0.80 per 100k. Polish police's ~503 'zabójstwa' (2024) includes attempts.

Prague

UNODC / World Bank — intentional homicides per 100,000 (Czechia, 2023)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Notas
UNODC series via World Bank: 0.768 per 100,000 in 2023 (down from 0.815 in 2022). Rounded to 0.77. 2024 not yet published at the national series level on checked sources.

06

Clima

2 datos verificados
01+Climate comfortpleasant months/yearKrakówmejor6Prague5

Qué mide esto

Number of months whose 1991–2020 climate normals satisfy: mean daily maximum between 15°C and 28°C and monthly precipitation under 150mm. Computed from the city's climate-normals indicator; the raw normals are stored alongside so users can judge by their own taste.

Cuanto más alto, mejor· pleasant months/year· se vuelve a verificar cada 3650 días

Kraków

SettleMetric computation over climate-normals

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
3 jul 2026
Método
Months with mean daily max 15–28°C and precipitation < 150mm: Apr (15.1°C), May, Jun, Jul, Aug, Sep = 6.

Prague

SettleMetric computation over climate-normals

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
4 jul 2026
Método
Months with mean daily max 15–28°C and precipitation < 150mm: May (18.9), Jun (22.2), Jul (24.5), Aug (24.4), Sep (19.1) = 5 (April misses at 14.5°C).
02+Air quality (PM2.5)µg/m³, annual mean PM2.5Kraków19,5Praguemejor12

Qué mide esto

Annual mean fine-particulate (PM2.5) concentration for the city, latest available year. Anchors follow the WHO 2021 guideline (5 µg/m³ → 10) through the EU limit value territory (25 µg/m³ → 2). Preferred source: European Environment Agency city-level air quality data; outside Europe: WHO Ambient Air Quality Database or the national monitoring network.

Cuanto más bajo, mejor· µg/m³, annual mean PM2.5· se vuelve a verificar cada 730 días

Kraków

EEA European city air quality viewer

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
3 jul 2026
Método
EEA urban-background city value, 2-year average (2022–2023). Corroborated by GIOŚ 2024 single-year annual mean at the Bujaka urban-background station (17 µg/m³).
Notas
Nearly 4× the WHO 2021 guideline (5 µg/m³); within the current EU limit (25) but above the 2030 EU limit (10). Kraków's winter smog is a well-known problem — heating-season readings run far higher than the annual mean.

Prague

SZÚ / ČHMÚ — outdoor air quality assessment, Prague 2023

Fuente oficial

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
SZÚ/ČHMÚ report: 2023 annual PM2.5 means at Prague's seven monitoring stations ranged 9.5–14.5 µg/m³ (urban-background midpoint ≈ 12 µg/m³). 2023 was an unusually clean year; the limit (20 µg/m³) was not exceeded.
Notas
About 2.4× the WHO 2021 guideline (5 µg/m³) but well under the EU limit (20–25). A 2024 traffic station (Praha 2-Legerova) reached 15.5 µg/m³; winter heating and traffic are the main sources.

07

Sanidad

1 dato verificado
01+Private healthcare costUSD/year, comprehensive private insurance premium, healthy 35-year-oldKraków1600Praguemejor1186

Qué mide esto

Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.

Cuanto más bajo, mejor· USD/year, comprehensive private insurance premium, healthy 35-year-old· se vuelve a verificar cada 365 días

Kraków

LuxMed / Medicover / Signal Iduna comprehensive (with-inpatient) plans — market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
3 jul 2026
Verificado
3 jul 2026
Método
Comprehensive private plans that include inpatient/hospital cover — top-tier LuxMed/Medicover subscriptions (own or partner hospitals) and standalone health insurance (Signal Iduna, Allianz Zdrowie, PZU) — run ≈400–700 PLN/month. Healthy-35-year-old midpoint ≈ 500 PLN/mo ≈ 6,000 PLN/yr ≈ $1,595 at 3.7635 PLN/USD (range ≈ $1,275–$2,230). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Residents are covered by mandatory public insurance (NFZ); private cover is optional. Most people buy only a cheaper OUTPATIENT subscription (LuxMed/Medicover ≈150–250 PLN/mo ≈ $600/yr) and use the public system for hospital care. This figure is the with-inpatient comprehensive tier, chosen to be comparable with other countries' comprehensive plans (the earlier $603 was an outpatient-only subscription mislabelled as comprehensive).

Prague

PVZP Comprehensive medical insurance (EXCLUSIVE) + UNIQA/Slavia/Maxima comprehensive foreigner plans — market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive (outpatient + inpatient/hospital, benefit limit 1.8–10 million CZK/event, ~EUR 400,000) commercial medical insurance for foreigners — PVZP Comprehensive EXCLUSIVE and comparable UNIQA/Slavia/Maxima/Ergo products — runs ≈1,700–2,500 CZK/month for a healthy 35-year-old. Midpoint ≈2,100 CZK/mo ≈ 25,200 CZK/yr ≈ $1,186 at 21.244 CZK/USD (range ≈ $960–$1,412). Premiums are quoted on request, so this is a curated market midpoint.
Notas
Residents with a residence permit and local work/business are covered by mandatory public health insurance (VZP etc.) at 13.5% of the assessment base — comprehensive commercial cover is mainly for those not yet in the public system (long-stay visa holders must carry it). This figure is the comprehensive with-inpatient tier, chosen to be comparable with other countries' comprehensive plans; a cheaper 'basic' (urgent-care-only) foreigner plan starts around 900 CZK/mo.

08

Dinero y cripto

2 datos verificados
01+Crypto regulationKrakówLegal regulatedPraguemejorLegal friendly

Qué mide esto

Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.

Valorado por categoría· se vuelve a verificar cada 180 días

Kraków

Polish tax authority — disposal of virtual currencies (PIT-38, 19%)

Fuente oficial

Datos a fecha de
1 jul 2026
Verificado
3 jul 2026
Notas
Holding/trading legal for individuals; 19% flat tax on disposal gains (crypto-to-crypto swaps untaxed). EU MiCA applies; Poland's domestic implementing act was vetoed (latest 2026-06-11), so local CASP licensing is stalled — EU-passported providers serve the market.

Prague

Finanční správa — exemption of income from transfer of crypto-assets (§4 Income Tax Act, from 15 Feb 2025)

Fuente oficial

Datos a fecha de
15 feb 2025
Verificado
4 jul 2026
Notas
Holding and trading are legal. From 15 Feb 2025 individuals enjoy two explicit exemptions: a value test (crypto income up to 100,000 CZK/year is tax-free) and a time test (crypto held over 3 years before sale is exempt, up to 40 million CZK/year). Otherwise gains are taxed as other income (§10) at 15%/23%. EU MiCA applies. The explicit exemptions and the 3-year 0% rule make this 'legal-friendly' (clear favourable rules), a notch above standard 'legal-regulated'.
02+Financial control levelKrakówLowPragueLow

Qué mide esto

Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.

Valorado por categoría· se vuelve a verificar cada 365 días

Kraków

biznes.gov.pl — cash payment limits (art. 19 Prawo przedsiębiorców)

Recopilado por SettleMetric

Datos a fecha de
3 may 2026
Verificado
3 jul 2026
Método
Composite: no currency/capital controls for EU/OECD flows (Prawo dewizowe, Dz.U. 2024 poz. 1131); PLN fully convertible; B2B cash cap 15,000 PLN per transaction, no consumer cash limit; no FBAR-style foreign-account disclosure (NBP statistical reporting only above 7M PLN of foreign assets); standard EU CRS via banks.

Prague

Ministry of Finance — Act No. 254/2004 Coll. on restriction of cash payments (limit 270,000 CZK/day)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Composite: CZK is fully convertible with no capital/exchange controls (EU/OECD member; free movement of capital under EU law); cash-payment limit 270,000 CZK/day per payer-recipient pair (Act 254/2004), no limit on card/transfer payments; no FBAR-style foreign-account disclosure beyond EU CRS exchange via banks; free non-resident banking. Low state control over personal money flows.

09

Infraestructura

3 datos verificados
01+Domestic delivery qualityKrakówExcellentPragueExcellent

Qué mide esto

Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.

Valorado por categoría· se vuelve a verificar cada 730 días

Kraków

InPost official news / carrier service pages (composite)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2025
Verificado
3 jul 2026
Método
InPost >28,000 parcel lockers (end-2025) with 98% next-day delivery and 763M parcels/yr; ORLEN Paczka ~14k pickup points; Poczta Polska 7.6k offices + 14.3k parcel points; DPD/DHL/GLS/UPS/FedEx nationwide. Next-day is the domestic norm.

Prague

Packeta/Zásilkovna official news + Czech Post / carrier service pages (composite)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2025
Verificado
4 jul 2026
Método
Packeta/Zásilkovna: ~6,200 Z-BOX lockers + ~4,000 staffed pickup points (≈10,000 points in Czechia), 184 million parcels delivered in 2025; Czech Post (Česká pošta) nationwide with Balíkovna pickup; PPL, DPD, GLS, DHL nationwide with next-day standard. Dense locker + PUDO network; next-day delivery is the norm.
02+International delivery easeKrakówMinor frictionPragueMinor friction

Qué mide esto

Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.

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Kraków

European Commission — removal of the €150 customs duty exemption (Reg. EU 2026/382)

Fuente oficial

Datos a fecha de
1 jul 2026
Verificado
3 jul 2026
Notas
Intra-EU shipping is frictionless (single market, all major carriers). Non-EU imports: the €150 duty-free threshold was removed on 2026-07-01 — a temporary flat €3/item duty applies to ≤€150 IOSS consignments (until the 2028 Customs Data Hub); VAT collected at checkout via IOSS. Predictable but no longer duty-free.

Prague

European Commission — temporary flat fee on low-value imports (applies from 1 July 2026, EU-wide incl. Czechia)

Fuente oficial

Datos a fecha de
1 jul 2026
Verificado
4 jul 2026
Notas
Intra-EU shipping is frictionless (single market, all major carriers). Non-EU imports: the EU removed the €150 duty-free threshold and from 1 July 2026 a temporary flat €3/item duty applies to ≤€150 consignments (until 2028); VAT is collected at checkout via IOSS. Predictable but no longer duty-free — same EU regime as other member states.
03+Internet speedMbps, median fixed downloadKrakówmejor41,7Prague30,1

Qué mide esto

Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.

Cuanto más alto, mejor· Mbps, median fixed download· se vuelve a verificar cada 365 días

Kraków

M-Lab NDT country aggregates for Poland

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
3 jul 2026
Método
Median of 343 daily country medians, 563,348 tests (2023 — latest full year in M-Lab's public stats API; 2025/2026 files not yet published).
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion.

Prague

M-Lab NDT country aggregates for Czechia

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
Median of 343 daily country medians, 957,549 download tests (2023 — latest full year in M-Lab's public stats API; 2025/2026 files not yet published).
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Czech fixed broadband commonly markets 100–1000 Mbps) — comparable only within this criterion.

10

Idioma

1 dato verificado
01+English proficiencyKrakówmejorVery highPragueHigh

Qué mide esto

Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.

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Kraków

EF EPI 2025 (rank 15/123, score 600 — Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
3 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First); English is broadly workable in cities and the service sector, less so in offices/government.

Prague

EF EPI 2025 (rank 23/123, score 582 — High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Czechia rank 23/123, score 582, EF 'High'/B2 band. English is broadly workable in Prague/Brno and the service and tech sectors, thinner in smaller towns and public offices. Czech is the sole official language.

11

Educación

1 dato verificado
01+International schoolsaccredited international schools, countKraków7Praguemejor9

Qué mide esto

Count of international schools in the metro area accredited by or member of IB, CIS, COBIS, or an equivalent national-curriculum-abroad body (verified against the accreditor's public registry, not aggregator sites).

Cuanto más alto, mejor· accredited international schools, count· se vuelve a verificar cada 730 días

Kraków

IB World Schools directory (find-an-ib-school)

Recopilado por SettleMetric

Datos a fecha de
3 jul 2026
Verificado
3 jul 2026
Método
IB finder results for country=PL, keyword 'Krakow': British International School of Cracow, International School of Krakow, Open Future, Kolegium Europejskie, VI LO, VIII PALO, Da Vinci's.
Notas
±1 uncertainty; CIS/COBIS-only schools not yet counted.

Prague

Accreditor registries (IB World Schools, AEFE, German ZfA, CIS/COBIS/BSO, Cambridge International) — per-school verification

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Count of Prague-metro schools each individually confirmed against a qualifying accreditor: (1) International School of Prague — CIS + NEASC, IB continuum (ibo.org/en/school/000889); (2) The English College in Prague — IB DP (ibo.org/en/school/000821); (3) Prague British International School / Nord Anglia — IB DP (ibo.org/en/school/001042); (4) Park Lane International School — IB PYP/MYP/DP (ibo.org/en/school/052209); (5) Nový PORG — IB DP + Cambridge (ibo.org/en/school/004534); (6) Riverside School — CIS + IB + COBIS + BSO (school accreditation page); (7) Lycée français de Prague — AEFE-homologated, all levels (aefe.gouv.fr); (8) Deutsche Schule Prag — German ZfA-recognized Auslandsschule, 'Excellent German School Abroad' seal; (9) Meridian International School — British Schools Overseas (ISI BSO report), Cambridge International pathway. Aggregator sites were used only to find candidates, not as the recorded source.
Notas
Verified FLOOR of 9 (±2). The IB find-an-ib-school finder and some accreditor registries returned 403 to automated fetches, so each school was confirmed via its own IB school-detail page, accreditor report, or accreditor's official listing rather than a single directory pull. Additional Prague schools may hold qualifying accreditation but were not each individually verified this cycle (e.g. Christian International School of Prague is ACSI/MSA-accredited — a US regional/faith accreditor, not on the IB/Cambridge/AEFE/German/CIS/COBIS list — so it is excluded from this strict count).