01
Coste de vida
$1166/mo
PT · FUNCHALDatos locales
Vivir en Funchal.
Capital of Madeira and Portugal's Atlantic-island hub: an exceptionally mild subtropical climate with pleasant temperatures year-round, among Europe's cleanest air, and a growing digital-nomad scene. Rents are the second-highest in Portugal after Lisbon and rising fast, but the city stays well below Western-EU capitals.
Verificado
Población 105.782
· Atlantic/Madeira· Se aplican las normas de Portugal
INE/DREM — Censos 2021, Resultados Definitivos (população residente por município, RAM)
Fuente oficial
- Datos a fecha de
- 19 abr 2021
- Verificado
- 4 jul 2026
- Notas
- Definitive 2021 Census count for the municipality (concelho) of Funchal, reference date 19 April 2021 (INE census, coordinated regionally by DREM). Funchal is the largest municipality of the Autonomous Region of Madeira (~42% of the region's 250,744 residents). A more recent per-municipality resident-population estimate was not published in the DREM 2023 release (which gives only Funchal's 2023 density, 1,411.2 hab/km²); the definitive Census 2021 figure is used as the authoritative value.
PT · FUNCHAL
01
Vista rápida
Las cifras principales de Funchal, cada una con su fuente y su frescura. Una cifra oficial viva no es lo mismo que una estimación de encuesta ni que una normal climática de 30 años.
6.9/10
02
Alquiler, 1–3 dorm.
$948–$2317
/mes
03
Impuestos del autónomo
30%
Seguridad
9.6/100,68/100k
Calidad del aire
sin datos verificados
Internet
3.8/1040 Mbps
Inglés
9.0/10Very high
Sanidad privada
9.6/10$650/yr
Qué significan las etiquetasoficial — cifra viva de un gobierno o una autoridaddatos abiertos — conjunto de datos abierto (Eurostat, AEMA, M-Lab, UdSC…)encuesta — estimación de una encuesta o un índicerecopilado — estimación montada por SettleMetric: abre la fuente para ver el método
02
Lo que te cuesta al mes
Una estimación para planificar: alquiler de oferta real más una cesta de coste de vida ajustada a tu hogar. No es un presupuesto en firme.
Hogar
Estilo de vida
Zona
Total estimado
$2112/mes
≈ $25.344 / año
En qué se va
- Alquiler (1 dorm.)$948
- Food & non-alcoholic beverages$240
- Transport$208
- Utilities (electricity, gas, water) & upkeep$166
- Restaurants & eating out$153
- Household goods & equipment$81
- Health (out-of-pocket)$77
- Information & communication$70
- Personal care & misc goods$63
- Recreation, sport & culture$53
- Alcohol & tobacco$31
- Clothing & footwear$22
- Gastos corrientes$1164
El alquiler sale de la matriz de alquileres de oferta de abajo. Los gastos corrientes escalan una cesta de una persona ($1164/mes) según el tamaño del hogar y el estilo de vida; los factores de equivalencia son un supuesto nuestro. No se incluyen colegios ni gastos únicos de instalación.
03
Coste de vida
Lo que gasta al mes una persona sola —comida, suministros, transporte, comer fuera y lo demás—, sin contar el alquiler.
INE — Household Budget Survey 2022/2023 (COICOP-2018 structure), CPI-uplifted
Recopilado por SettleMetric
- Datos a fecha de
- 30 jun 2026
- Verificado
- 4 jul 2026
- Método
- INE 2022/2023 COICOP-2018 expenditure shares (food 13.0%, transport 11.3%, restaurants & accommodation 8.3%, furnishings 4.4%, health 4.2%, information & communication 3.8%, personal care/misc 3.4%, recreation 2.9%, alcohol/tobacco 1.7%, clothing 1.2%; housing 41.7% split into ~9% utilities/upkeep kept and rent excluded) applied to the CPI-uplifted single-person monthly total (€1,618) and converted at 1.1399 USD/EUR. Categories sum to the ~$1,166/mo excl-rent aggregate. National average.
- Notas
- Structure is the all-household COICOP-2018 split (INE does not publish a full single-person COICOP table); applied to the single-person total as a transparent approximation. Housing utilities are kept; rent/imputed rent is excluded per the cost-of-living definition.
01Food & non-alcoholic beverages240 USD
02Transport208 USD
03Utilities (electricity, gas, water) & upkeep166 USD
04Restaurants & eating out153 USD
05Household goods & equipment81 USD
06Health (out-of-pocket)77 USD
07Information & communication70 USD
08Personal care & misc goods63 USD
09Recreation, sport & culture53 USD
10Alcohol & tobacco31 USD
11Clothing & footwear22 USD
Cesta de gasto de un hogar de una persona en Portugal, sin contar el alquiler. Lo que no es alquiler varía poco entre ciudades; la parte propia de cada ciudad es el alquiler, que aparece más abajo en Vivienda.
01Cost of living (single, excl. rent)a nivel de país1166USD/month, single person, excluding rent6.9
Qué mide esto
Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.
Cuanto más bajo, mejorUSD/month, single person, excluding rentse vuelve a verificar cada 365 días
Recopilado por SettleMetric
- Datos a fecha de
- 30 jun 2026
- Verificado
- 4 jul 2026
- Método
- INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
- Notas
- National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
04
Vivienda
Lo que cuesta alquilar, por tipo de vivienda y zona.
idealista/news — Portugal rental market report, June 2026 (Funchal city median €/m²)
Recopilado por SettleMetric
- Datos a fecha de
- 30 jun 2026
- Verificado
- 4 jul 2026
- Método
- Only ONE Funchal figure is directly observed: the idealista city-wide median asking rent €16.8/m² (June 2026). Every cell is DERIVED from it. Representative floor areas assumed: studio 35 m², 1br 55 m², 2br 80 m², 3br 110 m². Central vs outside applied as ×1.10 / ×0.90 around the city median (Funchal is geographically compact, so the centre premium is modest). Converted at 1.1399 USD/EUR (ECB 2026-07-02). Example: 1br center = 55 m² × €16.8 × 1.10 = €1,016 ≈ $1,159.
- Notas
- All cells are DERIVED (city median €/m² × assumed size × ±10% location factor). No source publishes Funchal rent by room count or by district, so both the size assumptions and the central/outside split are transparent approximations, not observed sub-market figures. Use for rough orientation only; re-derive if idealista starts publishing Funchal typology/district breakdowns.
| Vivienda | Centro | Fuera del centro |
|---|---|---|
| Estudio | 737 USD/mes | 603 USD/mes |
| 1 dormitorio | 1159 USD/mes | 948 USD/mes |
| 2 dormitorios | 1685 USD/mes | 1379 USD/mes |
| 3 dormitorios | 2317 USD/mes | 1896 USD/mes |
05
Clima
Temperatura y lluvia a lo largo del año, más la calidad del aire.
IPMA — Normal Climatológica Funchal 1991–2020 (station 522)
Fuente oficial
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Método
- IPMA (Portuguese national meteorological service) 1991–2020 station normals, station 522 (lat 32.6475N, lon 16.8925W, alt 58 m). tMin = TN (mean daily minimum), tMax = TX (mean daily maximum), precipMm = Prec (mean total monthly precipitation). Annual: TT 20.0°C, TX 22.9°C, TN 17.0°C, precipitation 574.3 mm. Series uses homogenized observations plus WRF-modelled infill per WMO-No. 1203.
Temperatura media de día y de noche (líneas, eje izquierdo) y lluvia total (barras, eje derecho) por mes, con normales de 1991–2020. Pasa el cursor por un mes para ver las cifras exactas.
| ene | feb | mar | abr | may | jun | jul | ago | sept | oct | nov | dic | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Máxima diurna °C | 20.0° | 19.9° | 20.6° | 21.0° | 22.0° | 23.7° | 25.4° | 26.8° | 26.6° | 25.2° | 22.8° | 21.0° |
| Mínima nocturna °C | 14.3° | 13.9° | 14.3° | 14.9° | 16.2° | 18.2° | 19.7° | 20.7° | 20.4° | 19.2° | 17.0° | 15.5° |
| Lluvia mm | 67 | 72 | 62 | 45 | 27 | 8 | 2 | 1 | 23 | 91 | 80 | 95 |
01Climate comfort12pleasant months/year10.0
Qué mide esto
Number of months whose 1991–2020 climate normals satisfy: mean daily maximum between 15°C and 28°C and monthly precipitation under 150mm. Computed from the city's climate-normals indicator; the raw normals are stored alongside so users can judge by their own taste.
Cuanto más alto, mejorpleasant months/yearse vuelve a verificar cada 3650 días
Recopilado por SettleMetric
SettleMetric computation over climate-normals (IPMA station 522)
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Método
- Months with mean daily maximum 15–28°C and precipitation < 150 mm. Every month qualifies: TX ranges 19.9°C (Feb) to 26.8°C (Aug) — all within 15–28°C — and the wettest month (Dec, 94.8 mm) stays below 150 mm. Result: 12 pleasant months. Funchal's subtropical oceanic climate has no cold season and no monthly rainfall extreme, so all 12 months pass the comfort test.
02Air quality (PM2.5)sin datos verificados—
Qué mide esto
Annual mean fine-particulate (PM2.5) concentration for the city, latest available year. Anchors follow the WHO 2021 guideline (5 µg/m³ → 10) through the EU limit value territory (25 µg/m³ → 2). Preferred source: European Environment Agency city-level air quality data; outside Europe: WHO Ambient Air Quality Database or the national monitoring network.
Cuanto más bajo, mejorµg/m³, annual mean PM2.5se vuelve a verificar cada 730 días
No verified exact number recorded. The EEA European city air quality viewer names Funchal as one of only three European cities (with Umeå, Sweden and Faro, Portugal) rated cleanest for 2020–2021, meaning its PM2.5 annual mean was below the WHO 2021 guideline of 5 µg/m³ — so the true value is very low (≈ <5 µg/m³, likely 2–4). The precise per-city figure is served only by the EEA's JavaScript interactive viewer and its download tool, neither of which is retrievable via automated fetch; recording a specific number would be a guess. Left null with this documented context; retrieve the exact population-weighted PM2.5 value from the EEA viewer via a browser next cycle. If scored, Funchal would sit at the top of the scale (10).
06
Seguridad
Cómo de segura es la vida diaria, según estadísticas oficiales de criminalidad.
01Homicide ratea nivel de país0,7intentional homicides per 100,000/year9.6
Qué mide esto
Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).
Cuanto más bajo, mejorintentional homicides per 100,000/yearse vuelve a verificar cada 730 días
Datos abiertos
Eurostat — police-recorded intentional homicide (ICCS 0101)
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
Eurostat — police-recorded offences by category (crim_off_cat, ICCS, unit P_HTHAB)
Datos abiertos
- Datos a fecha de
- 31 dic 2024
- Verificado
- 12 jul 2026
- Notas
- Police-recorded offences per 100,000 inhabitants, 2024 (ICCS categories: theft 0502, burglary 0501, robbery 0401, drug offences 0601, sexual violence 0301, serious assault 020111). Intentional homicide (0.68, same Eurostat 2024 series) is the scored safety headline shown separately. Recording practices and legal definitions differ between countries, so read the levels as context, not a league table.
01Theft722por 100 000
02Burglary147por 100 000
03Robbery88,4por 100 000
04Drug offences53,7por 100 000
05Sexual violence30,4por 100 000
06Serious assault6,7por 100 000
Police-recorded offences per 100,000 inhabitants, 2024 (ICCS categories: theft 0502, burglary 0501, robbery 0401, drug offences 0601, sexual violence 0301, serious assault 020111). Intentional homicide (0.68, same Eurostat 2024 series) is the scored safety headline shown separately. Recording practices and legal definitions differ between countries, so read the levels as context, not a league table.
OSCE ODIHR Hate Crime Reporting — Portugal (official police-recorded)
Fuente oficial
- Datos a fecha de
- 31 dic 2024
- Verificado
- 15 jul 2026
- Notas
- OSCE ODIHR 2024: 421 offences reported by police, but Portuguese law enforcement does not record the bias motivation, and ODIHR notes these figures mainly consist of discrimination and incitement incidents that fall OUTSIDE the OSCE hate-crime definition — so no racist/xenophobic sub-figure is available and the 421 is not comparable to other countries’ hate-crime counts.
421
registrados por la policía
OSCE ODIHR 2024: 421 offences reported by police, but Portuguese law enforcement does not record the bias motivation, and ODIHR notes these figures mainly consist of discrimination and incitement incidents that fall OUTSIDE the OSCE hate-crime definition — so no racist/xenophobic sub-figure is available and the 421 is not comparable to other countries’ hate-crime counts.
07
Infraestructura
Velocidad de internet y cómo llegan los paquetes a tu puerta.
01Domestic delivery qualitya nivel de paísGood7.0
Qué mide esto
Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.
Valorado por categoría—se vuelve a verificar cada 730 días
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 4 jul 2026
- Método
- National operator CTT offers next-day ('Expresso Para Amanhã') and 2-day express nationwide, with the Collectt pickup network (CTT shops + Payshop agents + Locky 24/7 parcel lockers) and real-time tracking. Private carriers DPD, GLS, DHL, UPS, Chronopost and Seur operate nationwide. Rated 'good' — 1–3 day delivery is the norm and lockers exist in cities, but locker density and universal next-day are below the best-in-class (e.g. Poland's InPost).
02International delivery easea nivel de paísMinor friction7.0
Qué mide esto
Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.
Valorado por categoría—se vuelve a verificar cada 365 días
Fuente oficial
- Datos a fecha de
- 1 jul 2026
- Verificado
- 4 jul 2026
- Notas
- Intra-EU shipping is frictionless (single market, all major carriers). Non-EU imports: the €150 duty-free threshold was removed on 2026-07-01 — a temporary flat €3/item duty applies to ≤€150 consignments (until the 2028 EU Customs reform); import VAT has applied from €0 since 2021 (IOSS collects it at checkout). Predictable but no longer duty-free — hence minor-friction.
03Internet speeda nivel de país40Mbps, median fixed download3.8
Qué mide esto
Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.
Cuanto más alto, mejorMbps, median fixed downloadse vuelve a verificar cada 365 días
Datos abiertos
M-Lab NDT country aggregates for Portugal
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Método
- M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
- Notas
- M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.
08
Sanidad
Lo que cuesta un seguro médico privado completo.
01Private healthcare costa nivel de país650USD/year, comprehensive private insurance premium, healthy 35-year-old9.6
Qué mide esto
Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.
Cuanto más bajo, mejorUSD/year, comprehensive private insurance premium, healthy 35-year-oldse vuelve a verificar cada 365 días
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
- Notas
- Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.
09
Dinero y cripto
Normas sobre cripto y con qué libertad se mueve el dinero personal.
01Crypto regulationa nivel de paísLegal friendly10.0
Qué mide esto
Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.
Valorado por categoría—se vuelve a verificar cada 180 días
Fuente oficial
Autoridade Tributária — Criptoativos: conceito fiscal e tributação (folheto informativo)
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Notas
- Legal for individuals; regulated under EU MiCA/CARF. Since Law 24-D/2022: capital gains on crypto held ≥365 days are tax-EXEMPT (declared in Anexo G1); gains on assets held <365 days are taxed at a 28% autonomous rate (Category G, option to aggregate); crypto-to-crypto swaps are deferred (not taxed at the swap). Frequent/professional trading may be reclassified as Category B (general rates). Classified legal-friendly for the explicit long-term-holding exemption; short-term gains are still fully taxed.
02Financial control levela nivel de paísLow10.0
Qué mide esto
Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.
Valorado por categoría—se vuelve a verificar cada 365 días
Fuente oficial
ASAE — cash-payment limits (Art. 63.º-E Lei Geral Tributária); euro-area free movement of capital
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Composite: euro-area member, no currency or capital controls, EUR fully convertible; free movement of capital guaranteed by the EU Treaty (Art. 63 TFEU). Non-resident bank accounts routinely available. Standard EU CRS/DAC reporting via banks; no FBAR-style personal foreign-account self-declaration for individuals. Cash-payment limit €2,999.99 for residents (natural persons) and €9,999.99 for non-residents not acting as merchants (Art. 63.º-E LGT) — a limit on cash, not on bank money movement. Rated 'low' state control over personal money flows.
10
Idioma
Hasta dónde llega el inglés en la vida diaria y en los trámites.
01English proficiencya nivel de paísVery high9.0
Qué mide esto
Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.
Valorado por categoría—se vuelve a verificar cada 730 días
Estudio
EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.
11
Educación
Opciones de colegios internacionales para familias.
01International schools2accredited international schools, count4.0
Qué mide esto
Count of international schools in the metro area accredited by or member of IB, CIS, COBIS, or an equivalent national-curriculum-abroad body (verified against the accreditor's public registry, not aggregator sites).
Cuanto más alto, mejoraccredited international schools, countse vuelve a verificar cada 730 días
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Count of Funchal schools accredited by an eligible international body, each checked against the accreditor: (1) International Sharing School – Madeira — authorized IB World School (PYP+MYP+DP continuum, authorized 2017), verified via its official IB directory profile ibo.org/en/school/050577 (also listed in the IB Yearbook); (2) International School of Madeira (ismadeira.com) — registered Cambridge International School (Cambridge Early Years + Cambridge Primary, ages 3–10), confirmed via the school's own official Cambridge Assessment International Education registration/branding.
- Notas
- ±1 uncertainty. ISSM's IB status is fully verified against the IB registry. ISM's Cambridge status is confirmed via the school's official Cambridge Assessment International Education accreditation shown on its own site; the Cambridge 'Find a Cambridge school' registry is a JavaScript-only tool that could not be queried directly, so ISM is verified one step below the registry ideal. No AEFE (French), German Auslandsschulwesen, US/College Board, or CIS/COBIS member school was found in Funchal. Both schools are in the Santa Luzia area of Funchal.
12
Demografía
Quién más vive aquí: el porcentaje de residentes extranjeros y las mayores comunidades nacionales, según estadísticas oficiales.
Openness to foreignersa nivel de paísAbiertaGallup MAI 6,65/9 · 2016
Qué mide esto
How accepting the resident population is of migrants and foreigners — the inverse of xenophobia, a real concern for someone relocating. Our own five-band reading (very-open / open / moderate / reserved / low) informed primarily by the Gallup Migrant Acceptance Index (0–9 scale: three questions on migrants living in the country, becoming neighbours, and marrying into the family; 2019 wave), cross-checked where available with the World Values Survey wave 7 / European Values Study 2017 question on whether people would not want immigrants or foreign workers as neighbours (a higher share = more hostile). Banding guide against the Gallup 0–9 score: ≥7.0 very-open, 5.5–7.0 open, 4.0–5.5 moderate, 2.5–4.0 reserved, below 2.5 low (the 2019 global average of 5.21 sits in 'moderate'). Country level only: no credible city-level survey of attitudes to foreigners exists, so on city pages the country reading is shown as country context. Gallup is a research source cited with attribution, not republished in bulk; the raw index score/year and any cross-check figure are carried inside each value. Value shape: { band, gallupMai?, gallupYear?, unwantedNeighborPct?, unwantedNeighborSource? }. Display-only: attitudinal, survey-based and ~2019 vintage, so it is shown as honest context and never folded into the composite score.
Datos de referencia—se vuelve a verificar cada 1825 días
Estudio
- Datos a fecha de
- 23 ago 2017
- Verificado
- 15 jul 2026
- Notas
- Gallup MAI 6.65/9 (2016/2017 wave; Gallup published no exact 2019 per-country figure) — well above the global average and among the more accepting EU states; Portugal also topped the EU on Gallup’s separate “good place for migrants to live” measure (87%). Band: open.
Datos abiertos
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Método
- AIMA reported 1,544,168 foreign residents with a valid residence title at end-2024; INE's 2024 resident-population release put foreigners at 14% of the ~11.4M total. Basis: valid residence titles (administrative register) — this is broader than Eurostat's usual-residence population count (Eurostat migr_pop1ctz put foreign citizens at ~1.16M / ~10.7% on 2025-01-01), reflecting recent large-scale regularizations.
- Notas
- Portugal's foreign share roughly quadrupled since 2017. AIMA's residence-title basis (14%) is used as the headline because it best reflects people actually living in Portugal; the Eurostat usual-residence basis (~10.7%) is the conservative alternative. Direct fetch of the AIMA PDF was blocked by a TLS certificate error on the AIMA host, so the figures were read via official AIMA reporting relayed by a Portuguese outlet and cross-checked against INE's statement — re-verify from the AIMA PDF from a browser next cycle.
Mayores comunidades de los residentes extranjeros1.544.168 total
AIMA — Migration and Asylum Report 2024 (foreign residents by nationality)
Datos abiertos
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Método
- AIMA end-2024 foreign-resident register by nationality; totalForeign = 1,544,168; shares = count ÷ total. Top 10 shown (they cover ~64.6% of foreign residents).
- Notas
- Brazil dominates (31.4%). Ukraine includes temporary-protection holders who also hold residence documents. Figures read via official AIMA reporting relayed by a Portuguese outlet because the AIMA PDF host returned a TLS certificate error on direct fetch — re-verify from the AIMA PDF next cycle.
01Brazil31,4%484.596
02India6,4%98.616
03Angola6%92.348
04Ukraine5,1%79.232
05Cape Verde4,2%65.507
06Bangladesh3,6%55.199
07Italy2,6%40.021
08China2%30.734
09France1,9%29.009
10Spain1,4%22.130
Brazil dominates (31.4%). Ukraine includes temporary-protection holders who also hold residence documents. Figures read via official AIMA reporting relayed by a Portuguese outlet because the AIMA PDF host returned a TLS certificate error on direct fetch — re-verify from the AIMA PDF next cycle.
13
Cómo puedes quedarte
Cómo puedes entrar y quedarte legalmente. Se aplican en todo Portugal.
Todos los requisitos y filtro por nacionalidad- 01D8 — Digital Nomad residence visa (remote work)Visado de nómada digitalTodas salvo EU citizensingresos ≥ 3680 EUR/monthRemote professional activity (employed or self-employed) performed for entities/clients located OUTSIDE Portugal4 meses +→ vía a la residencia permanente
- 02D8 — Temporary-stay visa for remote work (under 1 year)Visado de nómada digitalTodas salvo EU citizensingresos ≥ 3680 EUR/monthRemote professional activity for entities outside Portugal, for a stay of under one year1 año +
- 03D2 — Independent worker / entrepreneur (incl. Startup Visa)Visado de negociosTodas salvo EU citizensingresos ≥ 920 EUR/monthNon-EU/EEA/Swiss citizen setting up or investing in a business, or providing independent services, in Portugal4 meses +→ vía a la residencia permanente
- 04D7 — Passive income / retirement residence visaResidencia temporalTodas salvo EU citizensingresos ≥ 920 EUR/monthNon-EU/EEA/Swiss citizen with stable, regular passive income ≥ the minimum wage4 meses +→ vía a la residencia permanente
- 05EU Blue Card (highly-qualified employment)Residencia temporalTodas salvo EU citizensEmployment contract with a Portuguese employer in a highly-qualified role2 años +→ vía a la residencia permanente
- 06EU/EEA/Swiss citizens — registration of residencePrograma especialEU citizensNo visa or permit needed; full labour-market access and business on the same terms as Portuguese citizens5 años +→ vía a la residencia permanente
- 07Visa-free stay (Schengen 90/180)Estancia sin visadoUS citizens, UK citizens, Ukrainian citizensPassport of an Annex II visa-exempt country (EU Reg. 2018/1806); for Ukraine and other Eastern Partnership states, biometric passports only3 meses
14
Lo que pagarías en impuestos
Los regímenes fiscales entre los que puede elegir un autónomo. Las normas son nacionales: las mismas en todo Portugal.
Regímenes completos y calculadora- 01Regime simplificado — other services (0.35 coefficient)15% of revenue (min 0, max 16,552/year) + 65% of revenue21.0%de carga con 60 000 €
- 02IFICI — 20% flat tax for research & innovation (NHR successor)15% of revenue (min 0, max 16,552/year) + 25% of revenue30.0%de carga con 60 000 €
- 03Regime simplificado — IT & professional services (0.75 coefficient)15% of revenue (min 0, max 16,552/year) + 25% of revenue34.4%de carga con 60 000 €
- 04Contabilidade organizada — organized accounting (actual expenses)15% of revenue (min 0, max 16,552/year) + progressive on profit: 13% up to 8,342, 16% up to 12,587, 21% up to 17,838, 24% up to 23,089, 31% up to 29,397, 35% up to 43,090, 43% up to 46,566, 45% up to 86,634, 48% above38.8%de carga con 60 000 €
Mira cuánto te quedaría
Tus ingresos frente a los regímenes fiscales reales de Portugal, con el mismo motor que la calculadora completa.
- 1 Regime simplificado — other services (0.35 coefficient)47.428 EURneto/año21.0 % de carga
- 2 IFICI — 20% flat tax for research & innovation (NHR successor)42.012 EURneto/año30.0 % de carga
- 3 Regime simplificado — IT & professional services (0.75 coefficient)39.360 EURneto/año34.4 % de carga
- 4 Contabilidade organizada — organized accounting (actual expenses)36.702 EURneto/año38.8 % de carga
15
¿Para quién es Funchal?
El mismo lugar se lee distinto según por qué te mudes. Cada perspectiva reúne los datos que más importan para ese plan, con sus fuentes y las contrapartidas dichas sin rodeos.
Contrato o trabajo por cuenta propia en tecnología, facturando a clientes de fuera.
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English proficiencyVery high
EF EPI 2025 — Portugal rank 6/123, score 612 (Very High band)
Estudio
- Datos a fecha de
- 1 nov 2025
- Verificado
- 4 jul 2026
- Notas
- Own band informed by EF EPI (attribution: EF Education First). Portugal ranks 6th of 123 countries (score 612, 'Very High'). English is broadly workable in cities, tourism, tech and services; less consistent in local government/administration.
Cost of living (single, excl. rent)$1166/mo
Recopilado por SettleMetric
- Datos a fecha de
- 30 jun 2026
- Verificado
- 4 jul 2026
- Método
- INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
- Notas
- National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
Domestic delivery qualityGood
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2025
- Verificado
- 4 jul 2026
- Método
- National operator CTT offers next-day ('Expresso Para Amanhã') and 2-day express nationwide, with the Collectt pickup network (CTT shops + Payshop agents + Locky 24/7 parcel lockers) and real-time tracking. Private carriers DPD, GLS, DHL, UPS, Chronopost and Seur operate nationwide. Rated 'good' — 1–3 day delivery is the norm and lockers exist in cities, but locker density and universal next-day are below the best-in-class (e.g. Poland's InPost).
A lo que estar atento
Freelancer tax burden30%
SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
Internet speed40 Mbps
M-Lab NDT country aggregates for Portugal
Datos abiertos
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Método
- M-Lab NDT daily country medians for Portugal cluster at ≈ 39–42 Mbps (2024). Recorded as 40 Mbps. WebFetch truncates the JSON to ~mid-January, so the full-year median should be re-aggregated from the M-Lab BigQuery dataset next cycle.
- Notas
- M-Lab NDT is single-stream and reads well below Ookla-style figures (Portuguese fibre retail speeds are far higher) — comparable only within this criterion. Value should be re-verified against the full 2024/2025 M-Lab aggregate.
Mudarse con pareja e hijos en edad escolar.
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Homicide rate0,68/100k
Eurostat — police-recorded intentional homicide (ICCS 0101)
Datos abiertos
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
Private healthcare cost$650/yr
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Comprehensive private plans that include inpatient/hospital cover (outpatient + hospitalization) for a healthy 35-year-old run ≈ €35–60/month across the main Portuguese insurers (Médis, Multicare, AdvanceCare/AdvanceCare-network, Allianz, Generali Tranquilidade). Midpoint ≈ €47.5/month ≈ €570/year ≈ $650 at 1.1399 USD/EUR (range ≈ $547–$752). Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
- Notas
- Residents are covered by the public SNS; private insurance is optional/supplementary. Cheaper outpatient-only plans start ≈ €10–20/month but exclude hospitalization — this figure is the with-inpatient comprehensive tier, chosen for cross-country comparability. Insurers repriced ~+10% for 2026.
A lo que estar atento
International schools2
Recopilado por SettleMetric
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Count of Funchal schools accredited by an eligible international body, each checked against the accreditor: (1) International Sharing School – Madeira — authorized IB World School (PYP+MYP+DP continuum, authorized 2017), verified via its official IB directory profile ibo.org/en/school/050577 (also listed in the IB Yearbook); (2) International School of Madeira (ismadeira.com) — registered Cambridge International School (Cambridge Early Years + Cambridge Primary, ages 3–10), confirmed via the school's own official Cambridge Assessment International Education registration/branding.
- Notas
- ±1 uncertainty. ISSM's IB status is fully verified against the IB registry. ISM's Cambridge status is confirmed via the school's official Cambridge Assessment International Education accreditation shown on its own site; the Cambridge 'Find a Cambridge school' registry is a JavaScript-only tool that could not be queried directly, so ISM is verified one step below the registry ideal. No AEFE (French), German Auslandsschulwesen, US/College Board, or CIS/COBIS member school was found in Funchal. Both schools are in the Santa Luzia area of Funchal.
Air quality (PM2.5)sin datos verificados
Datos abiertos
- Datos a fecha de
- 31 dic 2021
- Verificado
- 4 jul 2026
- Notas
- No verified exact number recorded. The EEA European city air quality viewer names Funchal as one of only three European cities (with Umeå, Sweden and Faro, Portugal) rated cleanest for 2020–2021, meaning its PM2.5 annual mean was below the WHO 2021 guideline of 5 µg/m³ — so the true value is very low (≈ <5 µg/m³, likely 2–4). The precise per-city figure is served only by the EEA's JavaScript interactive viewer and its download tool, neither of which is retrievable via automated fetch; recording a specific number would be a guess. Left null with this documented context; retrieve the exact population-weighted PM2.5 value from the EEA viewer via a browser next cycle. If scored, Funchal would sit at the top of the scale (10).
Optimizar impuestos, banca y normas sobre cripto.
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Crypto regulationLegal friendly
Autoridade Tributária — Criptoativos: conceito fiscal e tributação (folheto informativo)
Fuente oficial
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Notas
- Legal for individuals; regulated under EU MiCA/CARF. Since Law 24-D/2022: capital gains on crypto held ≥365 days are tax-EXEMPT (declared in Anexo G1); gains on assets held <365 days are taxed at a 28% autonomous rate (Category G, option to aggregate); crypto-to-crypto swaps are deferred (not taxed at the swap). Frequent/professional trading may be reclassified as Category B (general rates). Classified legal-friendly for the explicit long-term-holding exemption; short-term gains are still fully taxed.
Financial control levelLow
ASAE — cash-payment limits (Art. 63.º-E Lei Geral Tributária); euro-area free movement of capital
Fuente oficial
- Datos a fecha de
- 4 jul 2026
- Verificado
- 4 jul 2026
- Método
- Composite: euro-area member, no currency or capital controls, EUR fully convertible; free movement of capital guaranteed by the EU Treaty (Art. 63 TFEU). Non-resident bank accounts routinely available. Standard EU CRS/DAC reporting via banks; no FBAR-style personal foreign-account self-declaration for individuals. Cash-payment limit €2,999.99 for residents (natural persons) and €9,999.99 for non-residents not acting as merchants (Art. 63.º-E LGT) — a limit on cash, not on bank money movement. Rated 'low' state control over personal money flows.
A lo que estar atento
Freelancer tax burden30%
SettleMetric tax engine over official 2026 rules (Autoridade Tributária + Segurança Social)
Recopilado por SettleMetric
- Datos a fecha de
- 1 ene 2026
- Verificado
- 4 jul 2026
- Método
- Best eligible scheme pt-ifici-20 (IFICI 20% flat, NHR successor) at €60,000 revenue: social security 21.4%×70%×60,000 = €8,988; category-B simplified taxable income 0.75×60,000 = €45,000; IFICI IRS 20%×45,000 = €9,000; total €17,988 → 29.98% ≈ 30.0%. IFICI requires being a new resident (not resident in Portugal in the prior 5 years) in an eligible activity (IT/ICT qualifies) — realistic for an incoming remote worker. Without IFICI the same profile under the simplified 0.75 regime (progressive IRS) is ~34.4%.
Priorizar la seguridad, el aire y una vida diaria sencilla.
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Homicide rate0,68/100k
Eurostat — police-recorded intentional homicide (ICCS 0101)
Datos abiertos
- Datos a fecha de
- 31 dic 2024
- Verificado
- 4 jul 2026
- Notas
- Police-recorded intentional homicides per 100,000 inhabitants, 2024 (Eurostat crim_off_cat). Portugal has trended down since 2013 (1.37) to 0.68 in 2024 — among the lowest in the EU.
Climate comfort12/12 mo
SettleMetric computation over climate-normals (IPMA station 522)
Recopilado por SettleMetric
- Datos a fecha de
- 31 dic 2020
- Verificado
- 4 jul 2026
- Método
- Months with mean daily maximum 15–28°C and precipitation < 150 mm. Every month qualifies: TX ranges 19.9°C (Feb) to 26.8°C (Aug) — all within 15–28°C — and the wettest month (Dec, 94.8 mm) stays below 150 mm. Result: 12 pleasant months. Funchal's subtropical oceanic climate has no cold season and no monthly rainfall extreme, so all 12 months pass the comfort test.
Cost of living (single, excl. rent)$1166/mo
Recopilado por SettleMetric
- Datos a fecha de
- 30 jun 2026
- Verificado
- 4 jul 2026
- Método
- INE 2022/2023 single-person (<65) household average spending €18,121/year = €1,510/month (incl. housing); CPI-uplifted to mid-2026 (×≈1.072 over 2024–2026 HICP) → €1,618/month; the rent/imputed-rent portion of the COICOP-2018 housing division (41.7% of the basket) removed while keeping utilities, then summed by category and converted at 1.1399 USD/EUR (ECB 2026-07-02) → ≈ $1,166/month excluding rent. Cross-checked against Eurostat comparative price level for household consumption (Portugal 2024 = 85.0, EU27=100 — ~15% below the EU average).
- Notas
- National average; Lisbon runs higher. Derived by summing the itemized cost-breakdown categories; see cost-breakdown for the split.
Air quality (PM2.5)sin datos verificados
Datos abiertos
- Datos a fecha de
- 31 dic 2021
- Verificado
- 4 jul 2026
- Notas
- No verified exact number recorded. The EEA European city air quality viewer names Funchal as one of only three European cities (with Umeå, Sweden and Faro, Portugal) rated cleanest for 2020–2021, meaning its PM2.5 annual mean was below the WHO 2021 guideline of 5 µg/m³ — so the true value is very low (≈ <5 µg/m³, likely 2–4). The precise per-city figure is served only by the EEA's JavaScript interactive viewer and its download tool, neither of which is retrievable via automated fetch; recording a specific number would be a guess. Left null with this documented context; retrieve the exact population-weighted PM2.5 value from the EEA viewer via a browser next cycle. If scored, Funchal would sit at the top of the scale (10).
Panorama completo del país:
resumen de Portugal