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MY · PENANGDatos locales

Vivir en Penang.

Penang (George Town) is Malaysia's second metro and a long-established expat and remote-work base on Penang Island: strong English use, a dense international-school cluster, a UNESCO-listed old town, and rents well below Kuala Lumpur. Its equatorial climate is hot and humid year-round.

Verificado

Población 818.200

DOSM — Population by administrative district (Pulau Pinang: Timur Laut 569.9k + Barat Daya 248.3k)

Fuente oficial

Datos a fecha de
1 ene 2024
Verificado
4 jul 2026
Método
DOSM district population estimates 2024 (values in thousands): Timur Laut (Northeast, contains George Town) 569.9 + Barat Daya (Southwest) 248.3 = 818.2 → 818,200. These two districts make up Penang Island, the George Town metro that 'Penang' refers to here.
Notas
Figure is for Penang Island (the George Town urban core), the relevant city unit. The whole Pulau Pinang state (5 districts incl. mainland Seberang Perai) totals 1,800,500 (2024 DOSM; Penang Institute reports 1.80 million for 2025). George Town city-proper (the DBKL/MBPP local-authority area) is not separately published in this DOSM district series; 2020 census recorded George Town proper at 794,313.
· Asia/Kuala_Lumpur· Se aplican las normas de Malaysia

MY · PENANG

01

Vista rápida

Las cifras principales de Penang, cada una con su fuente y su frescura. Una cifra oficial viva no es lo mismo que una estimación de encuesta ni que una normal climática de 30 años.

01

Coste de vida

9.4/10
$620/mo
2022recopilado

DOSM Household Expenditure Survey 2022 (mean household expenditure RM5,150/mo), single-person basket derived

Recopilado por SettleMetric

Datos a fecha de
31 dic 2022
Verificado
4 jul 2026
Método
DOSM HES 2022 mean household monthly expenditure = RM5,150; housing+utilities group = 23.2%. Per-capita non-housing spend ≈ RM1,014 (over mean household size ≈3.9); scaled to a solo adult (loss of household economies of scale, ×~2.4) and utilities added back ≈ RM2,530/mo excluding rent. Converted at USD/MYR 4.08 (ECB EUR/MYR 4.6508 ÷ EUR/USD 1.1399, 2026-07-02) → ≈ $620/mo. This is a derivation from the all-household survey, not a published one-person-household line (which could not be retrieved from DOSM this cycle).
Notas
Excludes rent. National basis (KL runs higher, smaller towns lower). The housing-group sub-split into rent vs utilities is approximate; flagged for refinement against the DOSM one-person-household table on next verification.

02

Alquiler, 1–3 dorm.

8.9/10
$396–$930

/mes

2026recopilado

Major Malaysian listing portals (iProperty / PropertyGuru / Mudah) — Penang Island asking-rent listings, curated + derived

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
City-average asking-rent midpoints from portal listings for Penang Island (studio ≈ RM 1,650 [range 1,400–1,900]; 1BR ≈ RM 1,900 [1,700–2,500]; 2BR ≈ RM 2,600 [2,300–3,500]; 3BR ≈ RM 3,300 [3,000–4,000]), split into central vs outside with a transparent ±15% multiplier (center ×1.15, outside ×0.85), converted at USD/MYR 4.08.
Notas
BOTH the room-average base (from anecdotal listing ranges, not a fetched portal market-report table) AND the central/outside split (uniform ×1.15 / ×0.85 multiplier) are DERIVED and approximate — no source publishes Penang rent by room count and by centre/outside at once. Treat as indicative only (±25–30%). Central = George Town core / Gurney / Tanjung Tokong; outside = Bayan Baru / Gelugor / Balik Pulau and mainland. Flagged for refinement against an official NAPIC rental series or a fetchable portal market report on next verification.

03

Impuestos del autónomo

10.0/10
0%
2026recopilado

SettleMetric tax engine over Malaysia's territorial FSI exemption (MOF Budget 2026 Tax Measures, Appendix 8)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme my-fsi-exempt-resident. A location-independent freelancer with foreign clients who is a Malaysian tax resident receives foreign-sourced income, which is exempt from Malaysian income tax for individuals until 31 December 2036 under the territorial system (Income Tax Exemption Orders; extended in Budget 2026). Income tax on EUR 60,000 (= 279,048 MYR at ECB 4.6508) = 0. No mandatory social contributions for an independent self-employed person (EPF/i-Saraan voluntary; SOCSO mandatory only for platform gig workers). Effective burden = 0.0%.
Notas
The 0% assumes the income is genuinely foreign-sourced (as marketed for the DE Rantau Nomad Pass). Income treated as Malaysian-sourced instead is taxed on the resident progressive scale (my-resident-progressive: ~18.6% at this income before reliefs) or, if non-resident, flat 30% (my-nonresident-flat). The exemption is conditional on a return declaration and, per IRB guidance, the income having borne tax of a similar character abroad. The source-of-income question for services performed while physically in Malaysia is fact-specific — flagged for manual review.

Seguridad

9.5/10
0,73/100k

Calidad del aire

3.5/10
21,3 µg/m³
2019datos abiertos

WHO Ambient Air Quality Database (2022 update, v9) — Pulau Pinang; underlying data Malaysia Ministry of Health / Department of Environment

Datos abiertos

Datos a fecha de
31 dic 2019
Verificado
4 jul 2026
Método
WHO AAQ database row for Pulau Pinang, measurement year 2019, PM2.5 annual mean 21.25 µg/m³, from 2 sub-urban + 2 urban stations; underlying source cited by WHO as Ministry of Health Malaysia / Department of Environment.
Notas
Latest Penang-specific PM2.5 in the machine-accessible WHO database is the 2019 measurement year (WHO v8.0/2026 exists but is only served via a JS interactive app, not downloadable here). Basis is the state of Pulau Pinang, not George Town city-proper. About 4× the WHO 2021 guideline (5 µg/m³); above the EU 2030 limit (10) but comfortably within the older EU limit (25). Air is worst during the Southeast-Asian haze season (Aug–Oct), when Sumatran fires raise PM2.5; cleaner outside haze episodes. Refresh from WHO v8.0 or the DoE Environmental Quality Report on next verification.

Internet

2.8/10
32 Mbps
2023datos abiertos

M-Lab NDT country aggregates for Malaysia (Asia)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
Median of daily medians over 343 days of 2023 (231,846 download samples), computed by log-interpolation within the median histogram bucket of M-Lab's public country-daily-stats API (latest full year available; 2024 file covers only 86 days). Bucket-midpoint method gives ≈37 Mbps as an upper alternative.
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Ookla-based sources report Malaysian fixed download ~100+ Mbps) — comparable only within this criterion. Malaysia's fibre (Unifi, Maxis, TIME) is fast and widely available in cities; the M-Lab figure understates real fibre-plan speeds.

Inglés

7.0/10
High
2025encuesta

EF EPI 2025 — Malaysia rank 24/123, score 581 (High band); #1 in Asia

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First) and Malaysia's status as a former British colony where English is widely used in business, higher education, the service sector and much government interaction (Malay is the sole national/official language). English gets a resident a long way in daily life, especially in cities — banded 'high'.

Sanidad privada

6.1/10
$1960/yr
2026recopilado

Malaysian comprehensive medical insurance (inpatient + outpatient) market midpoint — AIA / Great Eastern / Allianz / AXA; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive plans that include inpatient/hospitalisation plus outpatient cover for a resident foreigner run ≈ RM400–1,200/month across major insurers (AIA, Great Eastern, Allianz, AXA/Prudential); a healthy 35-year-old midpoint ≈ RM650–700/month ≈ RM8,000/year ≈ $1,960 at USD/MYR 4.08 (range ≈ $1,180–$3,530). Premiums are individually underwritten and quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Comprehensive (outpatient + inpatient) basis, chosen for cross-country comparability. Malaysian citizens/PRs access heavily subsidised public healthcare; foreigners typically buy private cover or use the (higher) foreigner tariff at public hospitals. International (IPMI) plans with global coverage cost substantially more. Insurers quote on request.
Qué significan las etiquetasoficial — cifra viva de un gobierno o una autoridaddatos abiertos — conjunto de datos abierto (Eurostat, AEMA, M-Lab, UdSC…)encuesta — estimación de una encuesta o un índicerecopilado — estimación montada por SettleMetric: abre la fuente para ver el método

02

Lo que te cuesta al mes

Una estimación para planificar: alquiler de oferta real más una cesta de coste de vida ajustada a tu hogar. No es un presupuesto en firme.

Hogar
Estilo de vida
Zona
Total estimado
$1017/mes

≈ $12.204 / año

En qué se va
  • Alquiler (1 dorm.)$396
  • Food & non-alcoholic beverages$128
  • Restaurants & accommodation$127
  • Transport$89
  • Utilities (water, electricity, gas)$55
  • Personal care & misc goods/services$51
  • Recreation, sport & culture$39
  • Communications$38
  • Household furnishings & maintenance$33
  • Alcohol & tobacco$19
  • Clothing & footwear$18
  • Health (out-of-pocket)$15
  • Education$9
  • Gastos corrientes$621

El alquiler sale de la matriz de alquileres de oferta de abajo. Los gastos corrientes escalan una cesta de una persona ($621/mes) según el tamaño del hogar y el estilo de vida; los factores de equivalencia son un supuesto nuestro. No se incluyen colegios ni gastos únicos de instalación.

03

Coste de vida

Lo que gasta al mes una persona sola —comida, suministros, transporte, comer fuera y lo demás—, sin contar el alquiler.

Gasto mensual típico (media nacional)

DOSM Household Expenditure Survey 2022 (COICOP expenditure shares), single-person basket derived

Recopilado por SettleMetric

Datos a fecha de
31 dic 2022
Verificado
4 jul 2026
Método
DOSM HES 2022 main-group expenditure shares (Food & non-alcoholic 16.3%, Restaurants & accommodation 16.1%, Transport 11.3%, etc.), with the housing group reduced to its utilities portion (rent removed), renormalised over the ≈$620/mo single-person non-rent basket and converted at USD/MYR 4.08. Categories sum to the cost-of-living aggregate.
Notas
Derived from the all-household survey shares; the utilities-vs-rent split within the housing group is approximate. National average.
total621 USD/mes
01Food & non-alcoholic beverages128 USD
02Restaurants & accommodation127 USD
03Transport89 USD
04Utilities (water, electricity, gas)55 USD
05Personal care & misc goods/services51 USD
06Recreation, sport & culture39 USD
07Communications38 USD
08Household furnishings & maintenance33 USD
09Alcohol & tobacco19 USD
10Clothing & footwear18 USD
11Health (out-of-pocket)15 USD
12Education9 USD

Cesta de gasto de un hogar de una persona en Malaysia, sin contar el alquiler. Lo que no es alquiler varía poco entre ciudades; la parte propia de cada ciudad es el alquiler, que aparece más abajo en Vivienda.

01Cost of living (single, excl. rent)a nivel de país620USD/month, single person, excluding rent9.4

Qué mide esto

Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.

Cuanto más bajo, mejorUSD/month, single person, excluding rentse vuelve a verificar cada 365 días

Recopilado por SettleMetric

DOSM Household Expenditure Survey 2022 (mean household expenditure RM5,150/mo), single-person basket derived

Datos a fecha de
31 dic 2022
Verificado
4 jul 2026
Método
DOSM HES 2022 mean household monthly expenditure = RM5,150; housing+utilities group = 23.2%. Per-capita non-housing spend ≈ RM1,014 (over mean household size ≈3.9); scaled to a solo adult (loss of household economies of scale, ×~2.4) and utilities added back ≈ RM2,530/mo excluding rent. Converted at USD/MYR 4.08 (ECB EUR/MYR 4.6508 ÷ EUR/USD 1.1399, 2026-07-02) → ≈ $620/mo. This is a derivation from the all-household survey, not a published one-person-household line (which could not be retrieved from DOSM this cycle).
Notas
Excludes rent. National basis (KL runs higher, smaller towns lower). The housing-group sub-split into rent vs utilities is approximate; flagged for refinement against the DOSM one-person-household table on next verification.

04

Vivienda

Lo que cuesta alquilar, por tipo de vivienda y zona.

Alquiler de oferta por tipo de vivienda y zona

Major Malaysian listing portals (iProperty / PropertyGuru / Mudah) — Penang Island asking-rent listings, curated + derived

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
City-average asking-rent midpoints from portal listings for Penang Island (studio ≈ RM 1,650 [range 1,400–1,900]; 1BR ≈ RM 1,900 [1,700–2,500]; 2BR ≈ RM 2,600 [2,300–3,500]; 3BR ≈ RM 3,300 [3,000–4,000]), split into central vs outside with a transparent ±15% multiplier (center ×1.15, outside ×0.85), converted at USD/MYR 4.08.
Notas
BOTH the room-average base (from anecdotal listing ranges, not a fetched portal market-report table) AND the central/outside split (uniform ×1.15 / ×0.85 multiplier) are DERIVED and approximate — no source publishes Penang rent by room count and by centre/outside at once. Treat as indicative only (±25–30%). Central = George Town core / Gurney / Tanjung Tokong; outside = Bayan Baru / Gelugor / Balik Pulau and mainland. Flagged for refinement against an official NAPIC rental series or a fetchable portal market report on next verification.
BOTH the room-average base (from anecdotal listing ranges, not a fetched portal market-report table) AND the central/outside split (uniform ×1.15 / ×0.85 multiplier) are DERIVED and approximate — no source publishes Penang rent by room count and by centre/outside at once. Treat as indicative only (±25–30%). Central = George Town core / Gurney / Tanjung Tokong; outside = Bayan Baru / Gelugor / Balik Pulau and mainland. Flagged for refinement against an official NAPIC rental series or a fetchable portal market report on next verification.
ViviendaCentroFuera del centro
Estudio465 USD/mes344 USD/mes
1 dormitorio536 USD/mes396 USD/mes
2 dormitorios733 USD/mes542 USD/mes
3 dormitorios930 USD/mes688 USD/mes

05

Clima

Temperatura y lluvia a lo largo del año, más la calidad del aire.

Normales mensuales — Penang

NOAA/WMO Climatological Standard Normals 1991–2020 — Bayan Lepas, Penang (WMO 48601)

Datos abiertos

Datos a fecha de
31 dic 2020
Verificado
4 jul 2026
Método
WMO 1991–2020 station normals, NCEI accession 0253808 (public domain). tMin = daily minimum temperature mean, tMax = daily maximum temperature mean, precipMm = total precipitation. Station: Bayan Lepas (Penang International Airport, Penang Island; 5°17'49"N 100°16'20"E), the standard climate station for Penang.
Notas
Station is Bayan Lepas airport on the south of Penang Island (~15 km from George Town city centre); representative of the island. Equatorial: uniformly hot (daily max 31–33°C every month), high humidity, and a wet second half of the year (Sep–Nov peak) — no dry or cool season.
Máxima diurna °CMínima nocturna °CLluvia mm
0°16°33°0168337mmenefebmarabrmayjunjulagoseptoctnovdicenero: máxima 31.9 °C, mínima 24.6 °C, lluvia 80.3 mmfebrero: máxima 32.4 °C, mínima 24.7 °C, lluvia 85.8 mmmarzo: máxima 32.6 °C, mínima 25 °C, lluvia 145.5 mmabril: máxima 32.3 °C, mínima 25.2 °C, lluvia 188.4 mmmayo: máxima 32.1 °C, mínima 25.3 °C, lluvia 229.1 mmjunio: máxima 32 °C, mínima 25.2 °C, lluvia 163.5 mmjulio: máxima 31.6 °C, mínima 24.9 °C, lluvia 189.8 mmagosto: máxima 31.4 °C, mínima 24.7 °C, lluvia 246.3 mmseptiembre: máxima 31.1 °C, mínima 24.4 °C, lluvia 316.4 mmoctubre: máxima 31 °C, mínima 24.3 °C, lluvia 336.6 mmnoviembre: máxima 31.1 °C, mínima 24.4 °C, lluvia 232.8 mmdiciembre: máxima 31.3 °C, mínima 24.5 °C, lluvia 116.5 mm

Temperatura media de día y de noche (líneas, eje izquierdo) y lluvia total (barras, eje derecho) por mes, con normales de 1991–2020. Pasa el cursor por un mes para ver las cifras exactas.

Mes a mes
enefebmarabrmayjunjulagoseptoctnovdic
Máxima diurna °C31.9°32.4°32.6°32.3°32.1°32.0°31.6°31.4°31.1°31.0°31.1°31.3°
Mínima nocturna °C24.6°24.7°25.0°25.2°25.3°25.2°24.9°24.7°24.4°24.3°24.4°24.5°
Lluvia mm8086146188229164190246316337233117
01Climate comfort0pleasant months/year0.0

Qué mide esto

Number of months whose 1991–2020 climate normals satisfy: mean daily maximum between 15°C and 28°C and monthly precipitation under 150mm. Computed from the city's climate-normals indicator; the raw normals are stored alongside so users can judge by their own taste.

Cuanto más alto, mejorpleasant months/yearse vuelve a verificar cada 3650 días

Recopilado por SettleMetric

SettleMetric computation over climate-normals (Bayan Lepas WMO 48601)

Datos a fecha de
31 dic 2020
Verificado
4 jul 2026
Método
Count of months with mean daily maximum 15–28°C and precipitation < 150mm. Every month's mean daily max is 31.0–32.6°C — above the 28°C upper bound — so zero months qualify by this temperature-comfort rule.
Notas
Zero 'pleasant' months reflects the methodology's temperate-climate comfort band (15–28°C max); it does not mean Penang is unliveable. Many residents find the steady ~28°C mean, warm sea and no winter appealing — the criterion simply penalises heat above 28°C. The raw normals are stored alongside so users can judge by their own taste.
02Air quality (PM2.5)21,3µg/m³, annual mean PM2.53.5

Qué mide esto

Annual mean fine-particulate (PM2.5) concentration for the city, latest available year. Anchors follow the WHO 2021 guideline (5 µg/m³ → 10) through the EU limit value territory (25 µg/m³ → 2). Preferred source: European Environment Agency city-level air quality data; outside Europe: WHO Ambient Air Quality Database or the national monitoring network.

Cuanto más bajo, mejorµg/m³, annual mean PM2.5se vuelve a verificar cada 730 días

Datos abiertos

WHO Ambient Air Quality Database (2022 update, v9) — Pulau Pinang; underlying data Malaysia Ministry of Health / Department of Environment

Datos a fecha de
31 dic 2019
Verificado
4 jul 2026
Método
WHO AAQ database row for Pulau Pinang, measurement year 2019, PM2.5 annual mean 21.25 µg/m³, from 2 sub-urban + 2 urban stations; underlying source cited by WHO as Ministry of Health Malaysia / Department of Environment.
Notas
Latest Penang-specific PM2.5 in the machine-accessible WHO database is the 2019 measurement year (WHO v8.0/2026 exists but is only served via a JS interactive app, not downloadable here). Basis is the state of Pulau Pinang, not George Town city-proper. About 4× the WHO 2021 guideline (5 µg/m³); above the EU 2030 limit (10) but comfortably within the older EU limit (25). Air is worst during the Southeast-Asian haze season (Aug–Oct), when Sumatran fires raise PM2.5; cleaner outside haze episodes. Refresh from WHO v8.0 or the DoE Environmental Quality Report on next verification.

06

Seguridad

Cómo de segura es la vida diaria, según estadísticas oficiales de criminalidad.

01Homicide ratea nivel de país0,7intentional homicides per 100,000/year9.5

Qué mide esto

Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).

Cuanto más bajo, mejorintentional homicides per 100,000/yearse vuelve a verificar cada 730 días

Datos abiertos

World Bank (UNODC-sourced) — Intentional homicides per 100,000 people, Malaysia (VC.IHR.PSRC.P5)

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
Latest non-null World Bank value (2023) = 0.734, drawn from the UNODC intentional-homicide series (CC BY-4.0). Prior years: 2022 = 0.69, 2021 = 0.71, 2020 = 0.75.
Notas
UNODC-sourced open data. Malaysia's rate is low by Southeast Asian standards (below Thailand, above Singapore/Indonesia).
Delitos por tipoa nivel de paísregistrados por la policía por cada 100 000 · 2023

DOSM / Royal Malaysia Police — Crimes by District & Crime Type (index crime, ICCS v1.0), 2023

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
12 jul 2026
Notas
From DOSM / Royal Malaysia Police index-crime open data (compiled to ICCS v1.0), 2023. Theft = vehicle and other theft; burglary = housebreaking; robbery = all gang and solo, armed and unarmed robbery; serious assault = voluntarily causing hurt; sexual violence = rape (other sexual offences are not in the index-crime series). Drug offences are recorded separately by the police narcotics department, outside index crime, and are omitted. Rates are per DOSM mid-2023 population (33,401,800); the 2024 release exists but its per-type property split is not yet in the machine-readable open data. Intentional homicide (0.77/100k, 2023) is the scored safety headline shown separately.
01Theft91,1por 100 000
02Burglary34,6por 100 000
03Robbery13,7por 100 000
04Serious assault11,1por 100 000
05Sexual violence5,7por 100 000

From DOSM / Royal Malaysia Police index-crime open data (compiled to ICCS v1.0), 2023. Theft = vehicle and other theft; burglary = housebreaking; robbery = all gang and solo, armed and unarmed robbery; serious assault = voluntarily causing hurt; sexual violence = rape (other sexual offences are not in the index-crime series). Drug offences are recorded separately by the police narcotics department, outside index crime, and are omitted. Rates are per DOSM mid-2023 population (33,401,800); the 2024 release exists but its per-type property split is not yet in the machine-readable open data. Intentional homicide (0.77/100k, 2023) is the scored safety headline shown separately.

07

Infraestructura

Velocidad de internet y cómo llegan los paquetes a tu puerta.

01Domestic delivery qualitya nivel de paísGood7.0

Qué mide esto

Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.

Valorado por categoría—se vuelve a verificar cada 730 días

Recopilado por SettleMetric

Pos Malaysia (Pos Laju) and major courier coverage pages (J&T, Ninja Van, GDEX, DHL) — composite

Datos a fecha de
31 dic 2025
Verificado
4 jul 2026
Método
Pos Laju (Pos Malaysia) is the only courier with coverage in every district (900+ outlets, 80%+ of populated areas); J&T Express, Ninja Van, GDEX, City-Link and KEX provide dense e-commerce coverage with real-time tracking and cash-on-delivery; next-working-day delivery is available in Peninsular urban areas. Rated 'good' rather than 'excellent' because East Malaysia (Sabah/Sarawak) and rural areas are slower and parcel-locker density is far lower than locker-first markets.
Notas
Peninsular urban delivery is fast (1–2 days); East Malaysia and remote areas take longer. Tracking and COD are standard across the major carriers.
02International delivery easea nivel de paísMinor friction7.0

Qué mide esto

Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.

Valorado por categoría—se vuelve a verificar cada 365 días

Fuente oficial

Ministry of Finance Malaysia — Sales Tax on imported Low-Value Goods (RM500 de-minimis; 10% LVG sales tax from 1 Jan 2024)

Datos a fecha de
1 ene 2024
Verificado
4 jul 2026
Notas
De-minimis threshold RM500 (shipments ≤RM500 by air are exempt from import duty and sales tax on imports). From 1 January 2024 a 10% Sales Tax on Low-Value Goods applies to imported goods valued ≤RM500 sold online (collected at checkout by registered sellers). All major international carriers (DHL, FedEx, UPS) operate; clearance is generally predictable but the low RM500 threshold and the LVG tax add routine cost/paperwork — hence minor friction. Land/sea shipments do not get the de-minimis exemption.
03Internet speeda nivel de país32Mbps, median fixed download2.8

Qué mide esto

Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.

Cuanto más alto, mejorMbps, median fixed downloadse vuelve a verificar cada 365 días

Datos abiertos

M-Lab NDT country aggregates for Malaysia (Asia)

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
Median of daily medians over 343 days of 2023 (231,846 download samples), computed by log-interpolation within the median histogram bucket of M-Lab's public country-daily-stats API (latest full year available; 2024 file covers only 86 days). Bucket-midpoint method gives ≈37 Mbps as an upper alternative.
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Ookla-based sources report Malaysian fixed download ~100+ Mbps) — comparable only within this criterion. Malaysia's fibre (Unifi, Maxis, TIME) is fast and widely available in cities; the M-Lab figure understates real fibre-plan speeds.

08

Sanidad

Lo que cuesta un seguro médico privado completo.

01Private healthcare costa nivel de país1960USD/year, comprehensive private insurance premium, healthy 35-year-old6.1

Qué mide esto

Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.

Cuanto más bajo, mejorUSD/year, comprehensive private insurance premium, healthy 35-year-oldse vuelve a verificar cada 365 días

Recopilado por SettleMetric

Malaysian comprehensive medical insurance (inpatient + outpatient) market midpoint — AIA / Great Eastern / Allianz / AXA; insurers quote on request

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive plans that include inpatient/hospitalisation plus outpatient cover for a resident foreigner run ≈ RM400–1,200/month across major insurers (AIA, Great Eastern, Allianz, AXA/Prudential); a healthy 35-year-old midpoint ≈ RM650–700/month ≈ RM8,000/year ≈ $1,960 at USD/MYR 4.08 (range ≈ $1,180–$3,530). Premiums are individually underwritten and quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Comprehensive (outpatient + inpatient) basis, chosen for cross-country comparability. Malaysian citizens/PRs access heavily subsidised public healthcare; foreigners typically buy private cover or use the (higher) foreigner tariff at public hospitals. International (IPMI) plans with global coverage cost substantially more. Insurers quote on request.

09

Dinero y cripto

Normas sobre cripto y con qué libertad se mueve el dinero personal.

01Crypto regulationa nivel de paísLegal regulated8.0

Qué mide esto

Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.

Valorado por categoría—se vuelve a verificar cada 180 días

Fuente oficial

Securities Commission Malaysia — Digital Assets (regulated under the Capital Markets & Services (Prescription of Securities)(Digital Currency and Digital Token) Order 2019)

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Notas
Holding and trading digital assets is legal but regulated: the SC regulates digital-asset trading, issuance and custody, and licenses Recognized Market Operator exchanges (registered DAX) trading an approved list of tokens. Bank Negara Malaysia does not recognize crypto as legal tender. Tax: Malaysia has no capital gains tax, so a long-term individual holder's gains are generally untaxed; frequent/active trading can be recharacterized as business income under LHDN's 'badges of trade' (LHDN crypto guideline). Not 'legal-friendly' because it is standard licensing/regulation rather than an explicit favourable regime.
02Financial control levela nivel de paísModerate7.0

Qué mide esto

Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.

Valorado por categoría—se vuelve a verificar cada 365 días

Recopilado por SettleMetric

Bank Negara Malaysia — Foreign Exchange Policy (FEP): resident rules for investing in foreign currency assets

Datos a fecha de
15 nov 2024
Verificado
4 jul 2026
Método
Composite of BNM Foreign Exchange Policy (FEP, formerly FEA): (1) the ringgit is non-internationalised — MYR may not be traded or settled offshore; (2) a resident WITH domestic ringgit borrowing may invest only up to RM1,000,000 equivalent per calendar year in foreign-currency assets (residents without ringgit borrowing: unlimited); resident FCA borrowing capped (RM10m from onshore/non-resident); (3) an active exchange-control apparatus exists (FEP Notices, BNM approvals, penalties). Offsetting liberalisations: non-residents may freely open ringgit/foreign-currency accounts and repatriate funds; current-account flows are free; no cash-transaction reporting comparable to FBAR for individuals. BNM (Apr 2024) publicly ruled out crisis-style capital controls.
Notas
Between 'low' (fully free personal fund movement) and 'high': personal current-account and non-resident flows are liberal and banking access for foreigners is straightforward, but the non-internationalised ringgit and resident foreign-asset investment limits are real state controls on money flows, so classified 'moderate'. Cross-check via IMF AREAER not retrieved this cycle.

10

Idioma

Hasta dónde llega el inglés en la vida diaria y en los trámites.

01English proficiencya nivel de paísHigh7.0

Qué mide esto

Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.

Valorado por categoría—se vuelve a verificar cada 730 días

Estudio

EF EPI 2025 — Malaysia rank 24/123, score 581 (High band); #1 in Asia

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First) and Malaysia's status as a former British colony where English is widely used in business, higher education, the service sector and much government interaction (Malay is the sole national/official language). English gets a resident a long way in daily life, especially in cities — banded 'high'.

11

Educación

Opciones de colegios internacionales para familias.

01International schools6accredited international schools, count6.3

Qué mide esto

Count of international schools in the metro area accredited by or member of IB, CIS, COBIS, or an equivalent national-curriculum-abroad body (verified against the accreditor's public registry, not aggregator sites).

Cuanto más alto, mejoraccredited international schools, countse vuelve a verificar cada 730 días

Recopilado por SettleMetric

Per-accreditor verification: IB World Schools finder, Cambridge International school register, CIS/WASC accreditation records

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Count of Penang international schools each verified against a recognised accreditor (IB, Cambridge/CAIE, CIS, or US/WASC): (1) The International School of Penang (Uplands), Batu Ferringhi — IB World School ibo.org/en/school/001306 + CIS re-accredited 2025-04-07 + Cambridge; (2) Tenby Schools Penang, Tanjung Bungah — CIS-accredited (2019) + Cambridge; (3) Dalat International School, Tanjung Bungah — CIS + US WASC + ACSI (American curriculum); (4) Straits International School Penang, Bayan Lepas — Cambridge/CAIE; (5) Prince of Wales Island International School (POWIIS), Balik Pulau — Cambridge/CAIE IGCSE + A-Levels; (6) Sri KDU International School Penang, Simpang Ampat (near-mainland) — Cambridge/CAIE.
Notas
±1 uncertainty. Uplands, Tenby and Dalat confirmed via CIS accreditation records and (Uplands) the IB finder directly; the four Cambridge schools were verified via the Cambridge/CAIE school directory (cross-referenced with each school's own accreditation statements) because the official Cambridge finder is JavaScript-gated and could not be scraped. Covers Penang state (island + immediately adjacent mainland), the relevant catchment for the George Town metro.

12

Demografía

Quién más vive aquí: el porcentaje de residentes extranjeros y las mayores comunidades nacionales, según estadísticas oficiales.

Openness to foreignersa nivel de paísPoca aceptaciónGallup MAI 2,24/9 · 2019

Qué mide esto

How accepting the resident population is of migrants and foreigners — the inverse of xenophobia, a real concern for someone relocating. Our own five-band reading (very-open / open / moderate / reserved / low) informed primarily by the Gallup Migrant Acceptance Index (0–9 scale: three questions on migrants living in the country, becoming neighbours, and marrying into the family; 2019 wave), cross-checked where available with the World Values Survey wave 7 / European Values Study 2017 question on whether people would not want immigrants or foreign workers as neighbours (a higher share = more hostile). Banding guide against the Gallup 0–9 score: ≥7.0 very-open, 5.5–7.0 open, 4.0–5.5 moderate, 2.5–4.0 reserved, below 2.5 low (the 2019 global average of 5.21 sits in 'moderate'). Country level only: no credible city-level survey of attitudes to foreigners exists, so on city pages the country reading is shown as country context. Gallup is a research source cited with attribution, not republished in bulk; the raw index score/year and any cross-check figure are carried inside each value. Value shape: { band, gallupMai?, gallupYear?, unwantedNeighborPct?, unwantedNeighborSource? }. Display-only: attitudinal, survey-based and ~2019 vintage, so it is shown as honest context and never folded into the composite score.

Datos de referencia—se vuelve a verificar cada 1825 días

Estudio

Gallup Migrant Acceptance Index, 2019 update (research, attribution)

Datos a fecha de
23 sept 2020
Verificado
15 jul 2026
Notas
Gallup MAI 2.24/9 (2019 wave) — among the world’s least-accepting countries. Band: low.
Quién vive allía nivel de paísresidentes extranjeros 9,9%

DOSM — Population estimates, Malaysia (non-citizens vs citizens, 2025)

Datos abiertos

Datos a fecha de
1 ene 2025
Verificado
4 jul 2026
Método
DOSM open-data population series: 2025 total population 34,231,700; non-citizens (other_noncitizen) 3,380,700 → 9.88% ≈ 9.9%. (2024: 3,396,900 of 34,052,100 = 9.98%.)
Notas
Basis: non-citizens as counted in DOSM population estimates — this includes the large migrant-worker population (documented workers, plus estimated undocumented) and does not separate temporary from permanent residents. Not directly comparable with EU residence-permit-based foreign-share figures. Malaysia hosts a very large low-wage migrant workforce, which dominates this share.

Set to null: the DOSM by-citizenship breakdown of Malaysia's ~3.38M non-citizens exists in the International Migration Statistics 2025 release, but the DOSM PDF/portal was not machine-accessible from this environment (TLS/CDN block) and the DOSM open-data CSV splits population only by ethnicity, not by country of citizenship. Rather than fabricate counts, the value is left null for manual verification. Documented direction (from IOM/World Bank migrant-worker profiles, discovery only): the largest non-citizen groups are Indonesia, Bangladesh, Nepal and Myanmar. Fill from the DOSM release directly.

13

Cómo puedes quedarte

Cómo puedes entrar y quedarte legalmente. Se aplican en todo Malaysia.

Todos los requisitos y filtro por nacionalidad

14

Lo que pagarías en impuestos

Los regímenes fiscales entre los que puede elegir un autónomo. Las normas son nacionales: las mismas en todo Malaysia.

Regímenes completos y calculadora

Mira cuánto te quedaría

Tus ingresos frente a los regímenes fiscales reales de Malaysia, con el mismo motor que la calculadora completa.

  1. 1 Resident individual — foreign-sourced income exemption (FSI, to 2036)
    60.000 EURneto/año
    0.0 % de carga
  2. 2 Resident individual — progressive income tax (Malaysian-sourced income)
    48.838 EURneto/año
    18.6 % de carga
  3. 3 Non-resident individual — flat 30% (Malaysian-sourced income)
    42.000 EURneto/año
    30.0 % de carga

15

¿Para quién es Penang?

El mismo lugar se lee distinto según por qué te mudes. Cada perspectiva reúne los datos que más importan para ese plan, con sus fuentes y las contrapartidas dichas sin rodeos.

Contrato o trabajo por cuenta propia en tecnología, facturando a clientes de fuera.

Juega a tu favor

Freelancer tax burden0%

SettleMetric tax engine over Malaysia's territorial FSI exemption (MOF Budget 2026 Tax Measures, Appendix 8)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme my-fsi-exempt-resident. A location-independent freelancer with foreign clients who is a Malaysian tax resident receives foreign-sourced income, which is exempt from Malaysian income tax for individuals until 31 December 2036 under the territorial system (Income Tax Exemption Orders; extended in Budget 2026). Income tax on EUR 60,000 (= 279,048 MYR at ECB 4.6508) = 0. No mandatory social contributions for an independent self-employed person (EPF/i-Saraan voluntary; SOCSO mandatory only for platform gig workers). Effective burden = 0.0%.
Notas
The 0% assumes the income is genuinely foreign-sourced (as marketed for the DE Rantau Nomad Pass). Income treated as Malaysian-sourced instead is taxed on the resident progressive scale (my-resident-progressive: ~18.6% at this income before reliefs) or, if non-resident, flat 30% (my-nonresident-flat). The exemption is conditional on a return declaration and, per IRB guidance, the income having borne tax of a similar character abroad. The source-of-income question for services performed while physically in Malaysia is fact-specific — flagged for manual review.
English proficiencyHigh

EF EPI 2025 — Malaysia rank 24/123, score 581 (High band); #1 in Asia

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First) and Malaysia's status as a former British colony where English is widely used in business, higher education, the service sector and much government interaction (Malay is the sole national/official language). English gets a resident a long way in daily life, especially in cities — banded 'high'.
Cost of living (single, excl. rent)$620/mo

DOSM Household Expenditure Survey 2022 (mean household expenditure RM5,150/mo), single-person basket derived

Recopilado por SettleMetric

Datos a fecha de
31 dic 2022
Verificado
4 jul 2026
Método
DOSM HES 2022 mean household monthly expenditure = RM5,150; housing+utilities group = 23.2%. Per-capita non-housing spend ≈ RM1,014 (over mean household size ≈3.9); scaled to a solo adult (loss of household economies of scale, ×~2.4) and utilities added back ≈ RM2,530/mo excluding rent. Converted at USD/MYR 4.08 (ECB EUR/MYR 4.6508 ÷ EUR/USD 1.1399, 2026-07-02) → ≈ $620/mo. This is a derivation from the all-household survey, not a published one-person-household line (which could not be retrieved from DOSM this cycle).
Notas
Excludes rent. National basis (KL runs higher, smaller towns lower). The housing-group sub-split into rent vs utilities is approximate; flagged for refinement against the DOSM one-person-household table on next verification.
Domestic delivery qualityGood

Pos Malaysia (Pos Laju) and major courier coverage pages (J&T, Ninja Van, GDEX, DHL) — composite

Recopilado por SettleMetric

Datos a fecha de
31 dic 2025
Verificado
4 jul 2026
Método
Pos Laju (Pos Malaysia) is the only courier with coverage in every district (900+ outlets, 80%+ of populated areas); J&T Express, Ninja Van, GDEX, City-Link and KEX provide dense e-commerce coverage with real-time tracking and cash-on-delivery; next-working-day delivery is available in Peninsular urban areas. Rated 'good' rather than 'excellent' because East Malaysia (Sabah/Sarawak) and rural areas are slower and parcel-locker density is far lower than locker-first markets.
Notas
Peninsular urban delivery is fast (1–2 days); East Malaysia and remote areas take longer. Tracking and COD are standard across the major carriers.

A lo que estar atento

Internet speed32 Mbps

M-Lab NDT country aggregates for Malaysia (Asia)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
Median of daily medians over 343 days of 2023 (231,846 download samples), computed by log-interpolation within the median histogram bucket of M-Lab's public country-daily-stats API (latest full year available; 2024 file covers only 86 days). Bucket-midpoint method gives ≈37 Mbps as an upper alternative.
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Ookla-based sources report Malaysian fixed download ~100+ Mbps) — comparable only within this criterion. Malaysia's fibre (Unifi, Maxis, TIME) is fast and widely available in cities; the M-Lab figure understates real fibre-plan speeds.

Mudarse con pareja e hijos en edad escolar.

Juega a tu favor

Homicide rate0,73/100k

World Bank (UNODC-sourced) — Intentional homicides per 100,000 people, Malaysia (VC.IHR.PSRC.P5)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
Latest non-null World Bank value (2023) = 0.734, drawn from the UNODC intentional-homicide series (CC BY-4.0). Prior years: 2022 = 0.69, 2021 = 0.71, 2020 = 0.75.
Notas
UNODC-sourced open data. Malaysia's rate is low by Southeast Asian standards (below Thailand, above Singapore/Indonesia).

A lo que estar atento

International schools6

Per-accreditor verification: IB World Schools finder, Cambridge International school register, CIS/WASC accreditation records

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Count of Penang international schools each verified against a recognised accreditor (IB, Cambridge/CAIE, CIS, or US/WASC): (1) The International School of Penang (Uplands), Batu Ferringhi — IB World School ibo.org/en/school/001306 + CIS re-accredited 2025-04-07 + Cambridge; (2) Tenby Schools Penang, Tanjung Bungah — CIS-accredited (2019) + Cambridge; (3) Dalat International School, Tanjung Bungah — CIS + US WASC + ACSI (American curriculum); (4) Straits International School Penang, Bayan Lepas — Cambridge/CAIE; (5) Prince of Wales Island International School (POWIIS), Balik Pulau — Cambridge/CAIE IGCSE + A-Levels; (6) Sri KDU International School Penang, Simpang Ampat (near-mainland) — Cambridge/CAIE.
Notas
±1 uncertainty. Uplands, Tenby and Dalat confirmed via CIS accreditation records and (Uplands) the IB finder directly; the four Cambridge schools were verified via the Cambridge/CAIE school directory (cross-referenced with each school's own accreditation statements) because the official Cambridge finder is JavaScript-gated and could not be scraped. Covers Penang state (island + immediately adjacent mainland), the relevant catchment for the George Town metro.
Private healthcare cost$1960/yr

Malaysian comprehensive medical insurance (inpatient + outpatient) market midpoint — AIA / Great Eastern / Allianz / AXA; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive plans that include inpatient/hospitalisation plus outpatient cover for a resident foreigner run ≈ RM400–1,200/month across major insurers (AIA, Great Eastern, Allianz, AXA/Prudential); a healthy 35-year-old midpoint ≈ RM650–700/month ≈ RM8,000/year ≈ $1,960 at USD/MYR 4.08 (range ≈ $1,180–$3,530). Premiums are individually underwritten and quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Comprehensive (outpatient + inpatient) basis, chosen for cross-country comparability. Malaysian citizens/PRs access heavily subsidised public healthcare; foreigners typically buy private cover or use the (higher) foreigner tariff at public hospitals. International (IPMI) plans with global coverage cost substantially more. Insurers quote on request.
Air quality (PM2.5)21,3 µg/m³

WHO Ambient Air Quality Database (2022 update, v9) — Pulau Pinang; underlying data Malaysia Ministry of Health / Department of Environment

Datos abiertos

Datos a fecha de
31 dic 2019
Verificado
4 jul 2026
Método
WHO AAQ database row for Pulau Pinang, measurement year 2019, PM2.5 annual mean 21.25 µg/m³, from 2 sub-urban + 2 urban stations; underlying source cited by WHO as Ministry of Health Malaysia / Department of Environment.
Notas
Latest Penang-specific PM2.5 in the machine-accessible WHO database is the 2019 measurement year (WHO v8.0/2026 exists but is only served via a JS interactive app, not downloadable here). Basis is the state of Pulau Pinang, not George Town city-proper. About 4× the WHO 2021 guideline (5 µg/m³); above the EU 2030 limit (10) but comfortably within the older EU limit (25). Air is worst during the Southeast-Asian haze season (Aug–Oct), when Sumatran fires raise PM2.5; cleaner outside haze episodes. Refresh from WHO v8.0 or the DoE Environmental Quality Report on next verification.

Optimizar impuestos, banca y normas sobre cripto.

Juega a tu favor

Crypto regulationLegal regulated

Securities Commission Malaysia — Digital Assets (regulated under the Capital Markets & Services (Prescription of Securities)(Digital Currency and Digital Token) Order 2019)

Fuente oficial

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Notas
Holding and trading digital assets is legal but regulated: the SC regulates digital-asset trading, issuance and custody, and licenses Recognized Market Operator exchanges (registered DAX) trading an approved list of tokens. Bank Negara Malaysia does not recognize crypto as legal tender. Tax: Malaysia has no capital gains tax, so a long-term individual holder's gains are generally untaxed; frequent/active trading can be recharacterized as business income under LHDN's 'badges of trade' (LHDN crypto guideline). Not 'legal-friendly' because it is standard licensing/regulation rather than an explicit favourable regime.
Financial control levelModerate

Bank Negara Malaysia — Foreign Exchange Policy (FEP): resident rules for investing in foreign currency assets

Recopilado por SettleMetric

Datos a fecha de
15 nov 2024
Verificado
4 jul 2026
Método
Composite of BNM Foreign Exchange Policy (FEP, formerly FEA): (1) the ringgit is non-internationalised — MYR may not be traded or settled offshore; (2) a resident WITH domestic ringgit borrowing may invest only up to RM1,000,000 equivalent per calendar year in foreign-currency assets (residents without ringgit borrowing: unlimited); resident FCA borrowing capped (RM10m from onshore/non-resident); (3) an active exchange-control apparatus exists (FEP Notices, BNM approvals, penalties). Offsetting liberalisations: non-residents may freely open ringgit/foreign-currency accounts and repatriate funds; current-account flows are free; no cash-transaction reporting comparable to FBAR for individuals. BNM (Apr 2024) publicly ruled out crisis-style capital controls.
Notas
Between 'low' (fully free personal fund movement) and 'high': personal current-account and non-resident flows are liberal and banking access for foreigners is straightforward, but the non-internationalised ringgit and resident foreign-asset investment limits are real state controls on money flows, so classified 'moderate'. Cross-check via IMF AREAER not retrieved this cycle.
Freelancer tax burden0%

SettleMetric tax engine over Malaysia's territorial FSI exemption (MOF Budget 2026 Tax Measures, Appendix 8)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme my-fsi-exempt-resident. A location-independent freelancer with foreign clients who is a Malaysian tax resident receives foreign-sourced income, which is exempt from Malaysian income tax for individuals until 31 December 2036 under the territorial system (Income Tax Exemption Orders; extended in Budget 2026). Income tax on EUR 60,000 (= 279,048 MYR at ECB 4.6508) = 0. No mandatory social contributions for an independent self-employed person (EPF/i-Saraan voluntary; SOCSO mandatory only for platform gig workers). Effective burden = 0.0%.
Notas
The 0% assumes the income is genuinely foreign-sourced (as marketed for the DE Rantau Nomad Pass). Income treated as Malaysian-sourced instead is taxed on the resident progressive scale (my-resident-progressive: ~18.6% at this income before reliefs) or, if non-resident, flat 30% (my-nonresident-flat). The exemption is conditional on a return declaration and, per IRB guidance, the income having borne tax of a similar character abroad. The source-of-income question for services performed while physically in Malaysia is fact-specific — flagged for manual review.

Priorizar la seguridad, el aire y una vida diaria sencilla.

Juega a tu favor

Homicide rate0,73/100k

World Bank (UNODC-sourced) — Intentional homicides per 100,000 people, Malaysia (VC.IHR.PSRC.P5)

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
4 jul 2026
Método
Latest non-null World Bank value (2023) = 0.734, drawn from the UNODC intentional-homicide series (CC BY-4.0). Prior years: 2022 = 0.69, 2021 = 0.71, 2020 = 0.75.
Notas
UNODC-sourced open data. Malaysia's rate is low by Southeast Asian standards (below Thailand, above Singapore/Indonesia).
Cost of living (single, excl. rent)$620/mo

DOSM Household Expenditure Survey 2022 (mean household expenditure RM5,150/mo), single-person basket derived

Recopilado por SettleMetric

Datos a fecha de
31 dic 2022
Verificado
4 jul 2026
Método
DOSM HES 2022 mean household monthly expenditure = RM5,150; housing+utilities group = 23.2%. Per-capita non-housing spend ≈ RM1,014 (over mean household size ≈3.9); scaled to a solo adult (loss of household economies of scale, ×~2.4) and utilities added back ≈ RM2,530/mo excluding rent. Converted at USD/MYR 4.08 (ECB EUR/MYR 4.6508 ÷ EUR/USD 1.1399, 2026-07-02) → ≈ $620/mo. This is a derivation from the all-household survey, not a published one-person-household line (which could not be retrieved from DOSM this cycle).
Notas
Excludes rent. National basis (KL runs higher, smaller towns lower). The housing-group sub-split into rent vs utilities is approximate; flagged for refinement against the DOSM one-person-household table on next verification.

A lo que estar atento

Air quality (PM2.5)21,3 µg/m³

WHO Ambient Air Quality Database (2022 update, v9) — Pulau Pinang; underlying data Malaysia Ministry of Health / Department of Environment

Datos abiertos

Datos a fecha de
31 dic 2019
Verificado
4 jul 2026
Método
WHO AAQ database row for Pulau Pinang, measurement year 2019, PM2.5 annual mean 21.25 µg/m³, from 2 sub-urban + 2 urban stations; underlying source cited by WHO as Ministry of Health Malaysia / Department of Environment.
Notas
Latest Penang-specific PM2.5 in the machine-accessible WHO database is the 2019 measurement year (WHO v8.0/2026 exists but is only served via a JS interactive app, not downloadable here). Basis is the state of Pulau Pinang, not George Town city-proper. About 4× the WHO 2021 guideline (5 µg/m³); above the EU 2030 limit (10) but comfortably within the older EU limit (25). Air is worst during the Southeast-Asian haze season (Aug–Oct), when Sumatran fires raise PM2.5; cleaner outside haze episodes. Refresh from WHO v8.0 or the DoE Environmental Quality Report on next verification.
Climate comfort0/12 mo

SettleMetric computation over climate-normals (Bayan Lepas WMO 48601)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
4 jul 2026
Método
Count of months with mean daily maximum 15–28°C and precipitation < 150mm. Every month's mean daily max is 31.0–32.6°C — above the 28°C upper bound — so zero months qualify by this temperature-comfort rule.
Notas
Zero 'pleasant' months reflects the methodology's temperate-climate comfort band (15–28°C max); it does not mean Penang is unliveable. Many residents find the steady ~28°C mean, warm sea and no winter appealing — the criterion simply penalises heat above 28°C. The raw normals are stored alongside so users can judge by their own taste.

16

Comparar Penang

Panorama completo del país:

resumen de Malaysia