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IT · GENOADatos locales

Vivir en Genoa.

A Ligurian port city of half a million with the cheapest housing of Italy's big three and a mild coastal climate, trading Milan's job market and Rome's institutions for lower costs, the sea at the end of the street, and a shrinking, ageing population.

Verificado

Población 566.247

ISTAT — Popolazione residente per età e sesso al 1° gennaio 2026 (POSAS), comune di Genova 010025

Fuente oficial

Datos a fecha de
1 ene 2026
Verificado
28 jul 2026
Notas
Comune di Genova only. ISTAT flags the 1 January 2026 figures as an estimate aligned with census results; Genoa's population has been declining for decades.
· Europe/Rome· Se aplican las normas de Italy

IT · GENOA

01

Vista rápida

Las cifras principales de Genoa, cada una con su fuente y su frescura. Una cifra oficial viva no es lo mismo que una estimación de encuesta ni que una normal climática de 30 años.

01

Coste de vida

7.2/10
$1093/mo
2024recopilado

ISTAT — Spese per consumi delle famiglie, Anno 2024 (Prospetto 4, tavole allegate)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2024
Verificado
28 jul 2026
Método
ISTAT household budget survey 2024: average monthly household spending €2,755.09, of which imputed rent (affitti figurativi) €617.39 → monetary spending €2,137.70. Actual rentals removed using Italy's 2025 HICP weight for COICOP 04.1 (29.51 per 1,000 = 2.951%, Eurostat prc_hicp_inw) = €63.08 → €2,074.62 excluding all rent. Divided by the average household size of 2.2 (Eurostat ilc_lvph01) = €943.01 per person per month; uplifted by HICP annual averages 2024→2025 (122.3 → 124.3, ×1.0164) = €958.43; converted at 1 EUR = 1.1399 USD (ECB, 2026-07-02) → $1,093.
Notas
Per-capita basis, to match how Spain, Czechia, Austria and France are computed in this dataset. ISTAT also publishes the real single-person household basket, which is what a solo mover actually faces: €1,931.70/month total, €1,347.48 after removing imputed and actual rent — about $1,561/month on the same uplift and FX. A person living alone has no household economies of scale, so read the $1,093 as the comparable cross-country figure and the $1,561 as the realistic personal one. No extrapolation into 2026 was applied beyond the 2025 annual average.

02

Alquiler, 1–3 dorm.

7.2/10
$476–$1531

/mes

2026recopilado

Immobiliare.it — Mercato immobiliare Genova, canoni di locazione richiesti per zona (giugno 2026)

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
28 jul 2026
Método
Two per-m² rates derived from the 18 zone quotations of June 2026: central = mean of the priciest quartile (5 zones) = €12.21/m²; outside the centre = mean of the cheapest quartile (5 zones, Apparizione to Sampierdarena) = €7.59/m². Applied to assumed floor areas — studio 35 m², 1BR 55 m², 2BR 80 m², 3BR 110 m² — and converted at 1 EUR = 1.1399 USD (ECB, 2026-07-02).
Notas
A three-bedroom flat in central Genoa costs less than a one-bedroom in central Milan. Note that Genoa's 'centre' quartile mixes the historic core with the seaside eastern districts (Albaro, Quarto), which are residential rather than central.

03

Impuestos del autónomo

6.0/10
24,9%
2026recopilado

SettleMetric tax engine over official 2026 rules (Agenzia delle Entrate regime forfetario; INPS circolare 8/2026)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
28 jul 2026
Método
Best eligible scheme at €60,000 revenue for an IT freelancer = it-forfettario-it-67. Taxable base 67% × 60,000 = 40,200 (ATECO group 9 coefficient; expenses never reduce the base). INPS Gestione Separata 26.07% = 10,480.14, deducted from the forfeitary income → 29,719.86. Imposta sostitutiva 15% = 4,457.98. Levies 14,938.12 → 24.9%. The first five years of a new activity run at 5% instead (19.9%); the ordinary IRPEF route on the same profile is near 41%.

Internet

2.2/10
27 Mbps
2023datos abiertos

M-Lab NDT country aggregates for Italy

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
28 jul 2026
Método
Median of the 344 daily country-median download values for IT in 2023 (17.42M download tests; daily medians ranged 8.6–29.9 Mbps). M-Lab NDT is single-stream and reads well below advertised or Ookla-style figures — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Low by Western European standards on this metric: Italy's copper legacy is long and FTTH rollout, while accelerating under the national broadband plan, still lags France and Spain. Fibre is available in the three modelled cities; rural and southern coverage is where the national median is lost.

Inglés

5.0/10
Moderate
2025encuesta

EF EPI 2025 — Italy (score 513, rank 59/123, Moderate band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
28 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Italy score 513, global rank 59, 'Moderate' band (EF cutoffs: Moderate 500–549), down 15 points on the previous edition. Reading scores highest (534) and speaking lowest (417), which matches the lived experience: written and technical English is workable in Milan's professional world, but Italian is required for administration, healthcare and most daily life, and proficiency falls sharply from north to south.

Sanidad privada

sin datos verificados
2026oficial

Ministero della Salute — Servizio Sanitario Nazionale (iscrizione e assistenza)

Fuente oficial

Datos a fecha de
28 jul 2026
Verificado
28 jul 2026
Notas
No verified premium. Italian insurers do not publish individual health-policy tariffs the way French mutuelle comparators do, and the figures circulating on broker blogs (roughly €300–500 a year for a basic individual policy at 35) are not traceable to a named tariff table, so they are not recorded here. What is certain is the structure: residents — including foreigners with a residence permit — enrol in the Servizio Sanitario Nazionale, which covers GP care, hospital treatment and subsidised specialist care against a co-payment (ticket). Private policies in Italy are supplementary, bought mainly to skip public waiting lists, not a replacement. Non-residents on a digital-nomad or elective-residence visa must instead hold private travel/health insurance for the visa itself.
Qué significan las etiquetasoficial — cifra viva de un gobierno o una autoridaddatos abiertos — conjunto de datos abierto (Eurostat, AEMA, M-Lab, UdSC…)encuesta — estimación de una encuesta o un índicerecopilado — estimación montada por SettleMetric: abre la fuente para ver el método

02

Lo que te cuesta al mes

Una estimación para planificar: alquiler de oferta real más una cesta de coste de vida ajustada a tu hogar. No es un presupuesto en firme.

Hogar
Estilo de vida
Zona
Total estimado
$1570/mes

≈ $18.840 / año

En qué se va
  • Alquiler (1 dorm.)$476
  • Food & non-alcoholic beverages$281
  • Housing (water, energy, maintenance — excl. rent)$160
  • Transport$157
  • Restaurants & accommodation$85
  • Other goods & services (personal care, social protection, misc.)$71
  • Furnishings & household equipment$61
  • Health (out-of-pocket)$61
  • Recreation, sport & culture$55
  • Clothing & footwear$54
  • Insurance & financial services$39
  • Information & communication$38
  • Alcoholic beverages & tobacco$23
  • Education$9
  • Gastos corrientes$1094

El alquiler sale de la matriz de alquileres de oferta de abajo. Los gastos corrientes escalan una cesta de una persona ($1094/mes) según el tamaño del hogar y el estilo de vida; los factores de equivalencia son un supuesto nuestro. No se incluyen colegios ni gastos únicos de instalación.

03

Coste de vida

Lo que gasta al mes una persona sola —comida, suministros, transporte, comer fuera y lo demás—, sin contar el alquiler.

Gasto mensual típico (media nacional)

ISTAT — Spese per consumi delle famiglie, Anno 2024 (Prospetto 4, divisioni di spesa)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2024
Verificado
28 jul 2026
Método
Each ISTAT 2024 spending division for all households, divided by the average household size 2.2, uplifted ×1.0164 (HICP 2024→2025) and converted at 1.1399 USD/EUR. The housing line is shown net of both imputed rent (€617.39/household) and actual rentals (€63.08, from the 2.951% HICP weight), leaving water, energy, maintenance and condominium charges. Items sum to $1,094 against the $1,093 headline; the €1 gap is rounding.
Notas
Food is the largest single line at a quarter of the basket — a high share for Western Europe, and one reason Italy's overall cost sits below France and Austria despite comparable incomes. Health is out-of-pocket only: the Servizio Sanitario Nazionale covers residents, with co-payments (ticket) and private consultations making up this line.
total1094 USD/mes
01Food & non-alcoholic beverages281 USD
02Housing (water, energy, maintenance — excl. rent)160 USD
03Transport157 USD
04Restaurants & accommodation85 USD
05Other goods & services (personal care, social protection, misc.)71 USD
06Furnishings & household equipment61 USD
07Health (out-of-pocket)61 USD
08Recreation, sport & culture55 USD
09Clothing & footwear54 USD
10Insurance & financial services39 USD
11Information & communication38 USD
12Alcoholic beverages & tobacco23 USD
13Education9 USD

Cesta de gasto de un hogar de una persona en Italy, sin contar el alquiler. Lo que no es alquiler varía poco entre ciudades; la parte propia de cada ciudad es el alquiler, que aparece más abajo en Vivienda.

01Cost of living (single, excl. rent)a nivel de país1093USD/month, single person, excluding rent7.2

Qué mide esto

Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.

Cuanto más bajo, mejorUSD/month, single person, excluding rentse vuelve a verificar cada 365 días

Recopilado por SettleMetric

ISTAT — Spese per consumi delle famiglie, Anno 2024 (Prospetto 4, tavole allegate)

Datos a fecha de
31 dic 2024
Verificado
28 jul 2026
Método
ISTAT household budget survey 2024: average monthly household spending €2,755.09, of which imputed rent (affitti figurativi) €617.39 → monetary spending €2,137.70. Actual rentals removed using Italy's 2025 HICP weight for COICOP 04.1 (29.51 per 1,000 = 2.951%, Eurostat prc_hicp_inw) = €63.08 → €2,074.62 excluding all rent. Divided by the average household size of 2.2 (Eurostat ilc_lvph01) = €943.01 per person per month; uplifted by HICP annual averages 2024→2025 (122.3 → 124.3, ×1.0164) = €958.43; converted at 1 EUR = 1.1399 USD (ECB, 2026-07-02) → $1,093.
Notas
Per-capita basis, to match how Spain, Czechia, Austria and France are computed in this dataset. ISTAT also publishes the real single-person household basket, which is what a solo mover actually faces: €1,931.70/month total, €1,347.48 after removing imputed and actual rent — about $1,561/month on the same uplift and FX. A person living alone has no household economies of scale, so read the $1,093 as the comparable cross-country figure and the $1,561 as the realistic personal one. No extrapolation into 2026 was applied beyond the 2025 annual average.

04

Vivienda

Lo que cuesta alquilar, por tipo de vivienda y zona.

Alquiler de oferta por tipo de vivienda y zona

Immobiliare.it — Mercato immobiliare Genova, canoni di locazione richiesti per zona (giugno 2026)

Recopilado por SettleMetric

Datos a fecha de
30 jun 2026
Verificado
28 jul 2026
Método
Two per-m² rates derived from the 18 zone quotations of June 2026: central = mean of the priciest quartile (5 zones) = €12.21/m²; outside the centre = mean of the cheapest quartile (5 zones, Apparizione to Sampierdarena) = €7.59/m². Applied to assumed floor areas — studio 35 m², 1BR 55 m², 2BR 80 m², 3BR 110 m² — and converted at 1 EUR = 1.1399 USD (ECB, 2026-07-02).
Notas
A three-bedroom flat in central Genoa costs less than a one-bedroom in central Milan. Note that Genoa's 'centre' quartile mixes the historic core with the seaside eastern districts (Albaro, Quarto), which are residential rather than central.
A three-bedroom flat in central Genoa costs less than a one-bedroom in central Milan. Note that Genoa's 'centre' quartile mixes the historic core with the seaside eastern districts (Albaro, Quarto), which are residential rather than central.
ViviendaCentroFuera del centro
Estudio487 USD/mes303 USD/mes
1 dormitorio766 USD/mes476 USD/mes
2 dormitorios1114 USD/mes692 USD/mes
3 dormitorios1531 USD/mes952 USD/mes

05

Clima

Temperatura y lluvia a lo largo del año, más la calidad del aire.

Normales mensuales — Genoa

Climates to Travel — Genoa climate (1991–2020 normals), cross-checked against NOAA/WMO Genova Sestri (WMO 16120)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
28 jul 2026
Método
The official WMO 1991–2020 normals for Genova Sestri (16120) are incomplete — March and May maxima, May minimum and May precipitation are not published — so a complete 1991–2020 series is used instead and checked against the WMO station for the months WMO does publish: January minimum 6.1 vs 6.08, January maximum 12.1 vs 12.18, July maximum 27.8 vs 27.87. Temperatures agree within 0.1°C; monthly precipitation differs by up to 15mm, the usual gap between a coastal airport gauge and a city series.
Notas
The mildest winter of Italy's three modelled cities — January nights average 6°C, against Milan's freezing — but also the wettest autumn: October alone brings 170mm, and Ligurian autumn storms are genuinely heavy.
Máxima diurna °CMínima nocturna °CLluvia mm
15°30°085170mmenefebmarabrmayjunjulagoseptoctnovdicenero: máxima 12.1 °C, mínima 6.1 °C, lluvia 100 mmfebrero: máxima 12.7 °C, mínima 6.5 °C, lluvia 75 mmmarzo: máxima 15.2 °C, mínima 8.9 °C, lluvia 80 mmabril: máxima 17.8 °C, mínima 11.4 °C, lluvia 90 mmmayo: máxima 21.5 °C, mínima 15.3 °C, lluvia 70 mmjunio: máxima 24.9 °C, mínima 19 °C, lluvia 60 mmjulio: máxima 27.8 °C, mínima 21.6 °C, lluvia 25 mmagosto: máxima 28.3 °C, mínima 21.8 °C, lluvia 70 mmseptiembre: máxima 25 °C, mínima 18.5 °C, lluvia 135 mmoctubre: máxima 20.5 °C, mínima 14.7 °C, lluvia 170 mmnoviembre: máxima 16.1 °C, mínima 10.4 °C, lluvia 110 mmdiciembre: máxima 13.1 °C, mínima 7.1 °C, lluvia 95 mm

Temperatura media de día y de noche (líneas, eje izquierdo) y lluvia total (barras, eje derecho) por mes, con normales de 1991–2020. Pasa el cursor por un mes para ver las cifras exactas.

Mes a mes
enefebmarabrmayjunjulagoseptoctnovdic
Máxima diurna °C12.1°12.7°15.2°17.8°21.5°24.9°27.8°28.3°25.0°20.5°16.1°13.1°
Mínima nocturna °C6.1°6.5°8.9°11.4°15.3°19.0°21.6°21.8°18.5°14.7°10.4°7.1°
Lluvia mm1007580907060257013517011095
01Climate comfort7pleasant months/year7.0

Qué mide esto

Number of months whose 1991–2020 climate normals satisfy: mean daily maximum between 15°C and 28°C and monthly precipitation under 150mm. Computed from the city's climate-normals indicator; the raw normals are stored alongside so users can judge by their own taste.

Cuanto más alto, mejorpleasant months/yearse vuelve a verificar cada 3650 días

Recopilado por SettleMetric

SettleMetric — computed from the Genoa 1991–2020 normals

Datos a fecha de
31 dic 2020
Verificado
28 jul 2026
Método
Months whose 1991–2020 normals have a mean daily maximum of 15–28°C and under 150mm of precipitation: March, April, May, June, July, September, November = 7. August is excluded at 28.3°C and October at 170mm of rain.
02Air quality (PM2.5)10,5µg/m³, annual mean PM2.57.8

Qué mide esto

Annual mean fine-particulate (PM2.5) concentration for the city, latest available year. Anchors follow the WHO 2021 guideline (5 µg/m³ → 10) through the EU limit value territory (25 µg/m³ → 2). Preferred source: European Environment Agency city-level air quality data; outside Europe: WHO Ambient Air Quality Database or the national monitoring network.

Cuanto más bajo, mejorµg/m³, annual mean PM2.5se vuelve a verificar cada 730 días

Datos abiertos

European Environment Agency verified air-quality data for Genoa, 2024 — via the EU Air Quality Tracker

Datos a fecha de
31 dic 2024
Verificado
28 jul 2026
Notas
Annual mean of 10.5 µg/m³ across six verified monitoring stations in 2024 — 2.1× the WHO guideline, but barely half Milan's reading. Coastal ventilation is the difference: sea breezes clear the air that the Po Valley traps.

06

Seguridad

Cómo de segura es la vida diaria, según estadísticas oficiales de criminalidad.

01Homicide ratea nivel de país0,6intentional homicides per 100,000/year9.9

Qué mide esto

Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).

Cuanto más bajo, mejorintentional homicides per 100,000/yearse vuelve a verificar cada 730 días

Datos abiertos

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB)

Datos a fecha de
31 dic 2024
Verificado
28 jul 2026
Notas
Police-recorded intentional homicide, 2024 (2023 was also 0.57). Dataset last updated by Eurostat 2026-04-29. Among the safest large countries in Europe — roughly half the French rate and a fifth of the global average — and down from 1.05 in 2008.
Delitos por tipoa nivel de paísregistrados por la policía por cada 100 000 · 2024

Eurostat — police-recorded offences by category (crim_off_cat, ICCS, unit P_HTHAB)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
28 jul 2026
Notas
ICCS categories: theft 0502, burglary of private residential premises 05012, drug offences 0601, robbery 0401, sexual violence 0301, serious assault 020111. Italy's profile is the mirror image of its low homicide rate: property crime is high (theft above 1,550 per 100k, concentrated in tourist cities) while violent offences are low — serious assault is recorded at 2.04 per 100k, but Italy defines that category far more narrowly than France or Poland do, so cross-country comparison of that line is meaningless. Fraud, not shown here, was recorded at 732.67 per 100k.
01Theft1552por 100 000
02Burglary264por 100 000
03Drug offences54por 100 000
04Robbery49,8por 100 000
05Sexual violence12,6por 100 000
06Serious assault2por 100 000

ICCS categories: theft 0502, burglary of private residential premises 05012, drug offences 0601, robbery 0401, sexual violence 0301, serious assault 020111. Italy's profile is the mirror image of its low homicide rate: property crime is high (theft above 1,550 per 100k, concentrated in tourist cities) while violent offences are low — serious assault is recorded at 2.04 per 100k, but Italy defines that category far more narrowly than France or Poland do, so cross-country comparison of that line is meaningless. Fraud, not shown here, was recorded at 732.67 per 100k.

Delitos de odio (registrados por la policía)a nivel de paísregistrados por la policía · 2024

OSCE ODIHR Hate Crime Reporting — Italy (official police-recorded)

Fuente oficial

Datos a fecha de
31 dic 2024
Verificado
28 jul 2026
Notas
OSCE ODIHR 2024: 893 alleged criminal offences recorded as hate crimes, drawn from the police database (SDI) and OSCAD, the interior ministry's observatory on discrimination. Italy does not break out a racist/xenophobic subtotal in the data it submits, so that field is left empty rather than guessed. Counts are not comparable across countries — a higher number often reflects better recording, and Italy's total is far below France's 6,096 largely because of how bias motivation is flagged and how willing victims are to report.
893
registrados por la policía

OSCE ODIHR 2024: 893 alleged criminal offences recorded as hate crimes, drawn from the police database (SDI) and OSCAD, the interior ministry's observatory on discrimination. Italy does not break out a racist/xenophobic subtotal in the data it submits, so that field is left empty rather than guessed. Counts are not comparable across countries — a higher number often reflects better recording, and Italy's total is far below France's 6,096 largely because of how bias motivation is flagged and how willing victims are to report.

07

Infraestructura

Velocidad de internet y cómo llegan los paquetes a tu puerta.

01Domestic delivery qualitya nivel de paísGood7.0

Qué mide esto

Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.

Valorado por categoríase vuelve a verificar cada 730 días

Recopilado por SettleMetric

Poste Italiane — Rete Punto Poste (punti di ritiro e Locker)

Datos a fecha de
28 jul 2026
Verificado
28 jul 2026
Método
Poste Italiane's Punto Poste network lists over 18,000 pickup points and lockers, and more than 30,000 proximity points counting post offices, alongside private networks — BRT, GLS, SDA, DHL, UPS and InPost Italia. Home delivery is nationwide with next-day options in the north and centre. Rated 'good' rather than 'excellent': locker density is far below Poland's or France's (Poste's own locker estate is in the low thousands, against ~26,000 InPost lockers in Poland), and delivery reliability is noticeably weaker in the south and on the islands.
Notas
Cash on delivery (contrassegno) is still a mainstream consumer option in Italy, unlike in France — a legacy of lower card penetration that remains useful for anyone without an Italian bank card yet.
02International delivery easea nivel de paísMinor friction7.0

Qué mide esto

Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.

Valorado por categoríase vuelve a verificar cada 365 días

Fuente oficial

European Commission — removal of the €150 customs duty exemption threshold for e-commerce imports (from 1 July 2026)

Datos a fecha de
1 jul 2026
Verificado
28 jul 2026
Notas
Intra-EU shipping is frictionless under the single market — a parcel from Germany or Spain arrives like a domestic one. For non-EU imports the EU removed the €150 duty-free threshold and from 1 July 2026 applies a temporary flat customs duty per item on consignments up to €150, with VAT already collected at checkout through IOSS. The same EU-wide regime as every member state; Italian customs handling of non-EU parcels is slower than northern Europe's, which is the 'minor friction' in practice.
03Internet speeda nivel de país27,4Mbps, median fixed download2.2

Qué mide esto

Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.

Cuanto más alto, mejorMbps, median fixed downloadse vuelve a verificar cada 365 días

Datos abiertos

M-Lab NDT country aggregates for Italy

Datos a fecha de
31 dic 2023
Verificado
28 jul 2026
Método
Median of the 344 daily country-median download values for IT in 2023 (17.42M download tests; daily medians ranged 8.6–29.9 Mbps). M-Lab NDT is single-stream and reads well below advertised or Ookla-style figures — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Low by Western European standards on this metric: Italy's copper legacy is long and FTTH rollout, while accelerating under the national broadband plan, still lags France and Spain. Fibre is available in the three modelled cities; rural and southern coverage is where the national median is lost.

08

Sanidad

Lo que cuesta un seguro médico privado completo.

01Private healthcare costa nivel de paíssin datos verificados

Qué mide esto

Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.

Cuanto más bajo, mejorUSD/year, comprehensive private insurance premium, healthy 35-year-oldse vuelve a verificar cada 365 días

No verified premium. Italian insurers do not publish individual health-policy tariffs the way French mutuelle comparators do, and the figures circulating on broker blogs (roughly €300–500 a year for a basic individual policy at 35) are not traceable to a named tariff table, so they are not recorded here. What is certain is the structure: residents — including foreigners with a residence permit — enrol in the Servizio Sanitario Nazionale, which covers GP care, hospital treatment and subsidised specialist care against a co-payment (ticket). Private policies in Italy are supplementary, bought mainly to skip public waiting lists, not a replacement. Non-residents on a digital-nomad or elective-residence visa must instead hold private travel/health insurance for the visa itself.

09

Dinero y cripto

Normas sobre cripto y con qué libertad se mueve el dinero personal.

01Crypto regulationa nivel de paísLegal regulated8.0

Qué mide esto

Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.

Valorado por categoríase vuelve a verificar cada 180 días

Fuente oficial

Agenzia delle Entrate — Quadro RT, sezioni V-A1/V-B1: imposta sostitutiva 33% sulle plusvalenze da cripto-attività realizzate dal 1° gennaio 2026

Datos a fecha de
1 ene 2026
Verificado
28 jul 2026
Notas
Legal and fully regulated, but taxed harder than most of Europe from 2026: the substitute tax on crypto capital gains (art. 67(1)(c-sexies) TUIR) rose from 26% to 33% on gains realised from 1 January 2026, and the previous €2,000 annual exemption threshold was abolished from 2025 — so the first euro of gain is taxable. Euro-denominated e-money tokens stay at 26%. Service providers operate under the EU MiCA regime, supervised by CONSOB and the Bank of Italy. Note that the regime forfettario's substitute tax does not cover capital gains: crypto is declared separately in quadro RT whatever your business regime.
02Financial control levela nivel de paísLow10.0

Qué mide esto

Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.

Valorado por categoríase vuelve a verificar cada 365 días

Fuente oficial

Agenzia delle Entrate — Limitazione all'uso del contante e deroga per cittadini stranieri non residenti

Datos a fecha de
1 ene 2023
Verificado
28 jul 2026
Método
Composite: Italy uses the euro, with EU free movement of capital and no exchange or capital controls. The binding constraints are ordinary anti-money-laundering rules — a ceiling on cash transfers between parties (art. 49 of D.Lgs. 231/2007), a reporting duty on large cash tourism sales, and the RW section of the tax return, in which residents must declare foreign accounts and assets including crypto. Non-resident banking is available with standard KYC. None of this restricts moving your own money, so the classification is 'low', the same as France and Spain.
Notas
Two official sources disagree on the general cash ceiling and we flag rather than hide it: the 2023 Budget Law (law 197/2022) raised it from €1,000 to €5,000 from 1 January 2023, and this Agenzia delle Entrate page tracks that by setting the tourism cash-sale reporting threshold at €5,000 ('previously €1,000 until 2025'), while the Treasury's own prevention-of-financial-crime FAQ still displays €1,000 as the limit in force since 2022. Either figure lands Italy in the same band. Worth knowing separately: Italy's declaration duty for foreign-held assets is broad, and penalties for undeclared foreign accounts are real.

10

Idioma

Hasta dónde llega el inglés en la vida diaria y en los trámites.

01English proficiencya nivel de paísModerate5.0

Qué mide esto

Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.

Valorado por categoríase vuelve a verificar cada 730 días

Estudio

EF EPI 2025 — Italy (score 513, rank 59/123, Moderate band)

Datos a fecha de
1 nov 2025
Verificado
28 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Italy score 513, global rank 59, 'Moderate' band (EF cutoffs: Moderate 500–549), down 15 points on the previous edition. Reading scores highest (534) and speaking lowest (417), which matches the lived experience: written and technical English is workable in Milan's professional world, but Italian is required for administration, healthcare and most daily life, and proficiency falls sharply from north to south.

11

Educación

Opciones de colegios internacionales para familias.

01International schools3accredited international schools, count4.7

Qué mide esto

Count of international schools in the metro area accredited by or member of IB, CIS, COBIS, or an equivalent national-curriculum-abroad body (verified against the accreditor's public registry, not aggregator sites).

Cuanto más alto, mejoraccredited international schools, countse vuelve a verificar cada 730 días

Recopilado por SettleMetric

International Schools Database — International schools in Genoa (3 schools listed)

Datos a fecha de
1 ago 2026
Verificado
1 ago 2026
Método
The directory page states three international schools for Genoa and nearby, and lists exactly three entries: Deutsche Schule Genua (German and Italian curriculum), Deledda International School (IB Middle Years and Diploma programmes) and The International School in Genoa (IB). All three carry a recognised system, so here the directory count and an accreditor-by-accreditor count agree.
Notas
Three schools for a city of 566,000 — a tenth of Rome's provision, and the clearest practical cost of choosing Genoa for anyone relocating with school-age children. Two of the three are IB, so continuity with an IB curriculum elsewhere is possible; a British or American curriculum is not available in the city.

12

Demografía

Quién más vive aquí: el porcentaje de residentes extranjeros y las mayores comunidades nacionales, según estadísticas oficiales.

Openness to foreignersa nivel de paísAbiertaGallup MAI 6,49/9 · 2016

Qué mide esto

How accepting the resident population is of migrants and foreigners — the inverse of xenophobia, a real concern for someone relocating. Our own five-band reading (very-open / open / moderate / reserved / low) informed primarily by the Gallup Migrant Acceptance Index (0–9 scale: three questions on migrants living in the country, becoming neighbours, and marrying into the family; 2019 wave), cross-checked where available with the World Values Survey wave 7 / European Values Study 2017 question on whether people would not want immigrants or foreign workers as neighbours (a higher share = more hostile). Banding guide against the Gallup 0–9 score: ≥7.0 very-open, 5.5–7.0 open, 4.0–5.5 moderate, 2.5–4.0 reserved, below 2.5 low (the 2019 global average of 5.21 sits in 'moderate'). Country level only: no credible city-level survey of attitudes to foreigners exists, so on city pages the country reading is shown as country context. Gallup is a research source cited with attribution, not republished in bulk; the raw index score/year and any cross-check figure are carried inside each value. Value shape: { band, gallupMai?, gallupYear?, unwantedNeighborPct?, unwantedNeighborSource? }. Display-only: attitudinal, survey-based and ~2019 vintage, so it is shown as honest context and never folded into the composite score.

Datos de referenciase vuelve a verificar cada 1825 días

Estudio

Gallup Migrant Acceptance Index, first wave (2016–2017 Gallup World Poll) — full 139-country table (research, attribution)

Datos a fecha de
23 ago 2017
Verificado
28 jul 2026
Notas
Gallup MAI 6.49/9 (2016/2017 wave), well above the global average of 5.29 and just ahead of France (6.46) — a result that sits oddly against Italy's loud political debate on immigration, and a reminder that the index measures personal acceptance (migrants as neighbours, family) rather than support for immigration policy. Vintage 2019 or earlier: honest context, never scored.
Quién vive allía nivel de paísresidentes extranjeros 9,1%

Eurostat — Population on 1 January by age, sex and citizenship (migr_pop1ctz), Italy

Datos abiertos

Datos a fecha de
1 ene 2025
Verificado
28 jul 2026
Notas
5,371,251 foreign nationals and stateless residents out of 58,943,464 people on 1 January 2025 = 9.1%. Of those, 1.37 million hold another EU citizenship and 4.0 million are non-EU. The share understates settled diversity: Italy naturalises tens of thousands of residents a year, and their children born in Italy are counted as Italian.
Mayores comunidades de los residentes extranjeros5.371.251 total

Eurostat — Population on 1 January by citizenship (migr_pop1ctz), Italy

Datos abiertos

Datos a fecha de
1 ene 2025
Verificado
28 jul 2026
Notas
Counts are Eurostat's as published; shares are those counts over the 5,371,251 foreign residents. These ten citizenships account for about 63% of all foreign nationals. Romanians alone are almost a fifth — a legacy of free movement after 2007 — and the Ukrainian figure includes those under temporary protection.
01Romania19,6%1.053.042
02Albania7,7%414.622
03Morocco7,7%412.457
04China5,8%311.250
05Ukraine5,3%287.187
06Bangladesh4%213.622
07Egypt3,2%174.141
08India3,2%171.429
09Pakistan3,2%171.179
10Philippines2,9%153.455

Counts are Eurostat's as published; shares are those counts over the 5,371,251 foreign residents. These ten citizenships account for about 63% of all foreign nationals. Romanians alone are almost a fifth — a legacy of free movement after 2007 — and the Ukrainian figure includes those under temporary protection.

13

Cómo puedes quedarte

Cómo puedes entrar y quedarte legalmente. Se aplican en todo Italy.

Todos los requisitos y filtro por nacionalidad

14

Lo que pagarías en impuestos

Los regímenes fiscales entre los que puede elegir un autónomo. Las normas son nacionales: las mismas en todo Italy.

Regímenes completos y calculadora

Mira cuánto te quedaría

Tus ingresos frente a los regímenes fiscales reales de Italy, con el mismo motor que la calculadora completa.

  1. 1 Regime forfettario — IT and other services (67% coefficient)
    45.062 EURneto/año
    24.9 % de carga
  2. 2 Regime forfettario — professional and technical activities (78% coefficient)
    42.609 EURneto/año
    29.0 % de carga
  3. 3 Impatriati regime — 50% income exemption for new residents
    41.056 EURneto/año
    31.6 % de carga
  4. 4 Ordinary self-employment (lavoro autonomo) — IRPEF 23/33/43% + INPS
    32.520 EURneto/año
    45.8 % de carga

15

¿Para quién es Genoa?

El mismo lugar se lee distinto según por qué te mudes. Cada perspectiva reúne los datos que más importan para ese plan, con sus fuentes y las contrapartidas dichas sin rodeos.

Contrato o trabajo por cuenta propia en tecnología, facturando a clientes de fuera.

Juega a tu favor

Cost of living (single, excl. rent)$1093/mo

ISTAT — Spese per consumi delle famiglie, Anno 2024 (Prospetto 4, tavole allegate)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2024
Verificado
28 jul 2026
Método
ISTAT household budget survey 2024: average monthly household spending €2,755.09, of which imputed rent (affitti figurativi) €617.39 → monetary spending €2,137.70. Actual rentals removed using Italy's 2025 HICP weight for COICOP 04.1 (29.51 per 1,000 = 2.951%, Eurostat prc_hicp_inw) = €63.08 → €2,074.62 excluding all rent. Divided by the average household size of 2.2 (Eurostat ilc_lvph01) = €943.01 per person per month; uplifted by HICP annual averages 2024→2025 (122.3 → 124.3, ×1.0164) = €958.43; converted at 1 EUR = 1.1399 USD (ECB, 2026-07-02) → $1,093.
Notas
Per-capita basis, to match how Spain, Czechia, Austria and France are computed in this dataset. ISTAT also publishes the real single-person household basket, which is what a solo mover actually faces: €1,931.70/month total, €1,347.48 after removing imputed and actual rent — about $1,561/month on the same uplift and FX. A person living alone has no household economies of scale, so read the $1,093 as the comparable cross-country figure and the $1,561 as the realistic personal one. No extrapolation into 2026 was applied beyond the 2025 annual average.
Domestic delivery qualityGood

Poste Italiane — Rete Punto Poste (punti di ritiro e Locker)

Recopilado por SettleMetric

Datos a fecha de
28 jul 2026
Verificado
28 jul 2026
Método
Poste Italiane's Punto Poste network lists over 18,000 pickup points and lockers, and more than 30,000 proximity points counting post offices, alongside private networks — BRT, GLS, SDA, DHL, UPS and InPost Italia. Home delivery is nationwide with next-day options in the north and centre. Rated 'good' rather than 'excellent': locker density is far below Poland's or France's (Poste's own locker estate is in the low thousands, against ~26,000 InPost lockers in Poland), and delivery reliability is noticeably weaker in the south and on the islands.
Notas
Cash on delivery (contrassegno) is still a mainstream consumer option in Italy, unlike in France — a legacy of lower card penetration that remains useful for anyone without an Italian bank card yet.

A lo que estar atento

Freelancer tax burden24,9%

SettleMetric tax engine over official 2026 rules (Agenzia delle Entrate regime forfetario; INPS circolare 8/2026)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
28 jul 2026
Método
Best eligible scheme at €60,000 revenue for an IT freelancer = it-forfettario-it-67. Taxable base 67% × 60,000 = 40,200 (ATECO group 9 coefficient; expenses never reduce the base). INPS Gestione Separata 26.07% = 10,480.14, deducted from the forfeitary income → 29,719.86. Imposta sostitutiva 15% = 4,457.98. Levies 14,938.12 → 24.9%. The first five years of a new activity run at 5% instead (19.9%); the ordinary IRPEF route on the same profile is near 41%.
Internet speed27 Mbps

M-Lab NDT country aggregates for Italy

Datos abiertos

Datos a fecha de
31 dic 2023
Verificado
28 jul 2026
Método
Median of the 344 daily country-median download values for IT in 2023 (17.42M download tests; daily medians ranged 8.6–29.9 Mbps). M-Lab NDT is single-stream and reads well below advertised or Ookla-style figures — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
Notas
Low by Western European standards on this metric: Italy's copper legacy is long and FTTH rollout, while accelerating under the national broadband plan, still lags France and Spain. Fibre is available in the three modelled cities; rural and southern coverage is where the national median is lost.
English proficiencyModerate

EF EPI 2025 — Italy (score 513, rank 59/123, Moderate band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
28 jul 2026
Notas
Own band informed by EF EPI 2025 (attribution: EF Education First): Italy score 513, global rank 59, 'Moderate' band (EF cutoffs: Moderate 500–549), down 15 points on the previous edition. Reading scores highest (534) and speaking lowest (417), which matches the lived experience: written and technical English is workable in Milan's professional world, but Italian is required for administration, healthcare and most daily life, and proficiency falls sharply from north to south.

Mudarse con pareja e hijos en edad escolar.

Juega a tu favor

Homicide rate0,57/100k

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
28 jul 2026
Notas
Police-recorded intentional homicide, 2024 (2023 was also 0.57). Dataset last updated by Eurostat 2026-04-29. Among the safest large countries in Europe — roughly half the French rate and a fifth of the global average — and down from 1.05 in 2008.
Air quality (PM2.5)10,5 µg/m³

European Environment Agency verified air-quality data for Genoa, 2024 — via the EU Air Quality Tracker

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
28 jul 2026
Notas
Annual mean of 10.5 µg/m³ across six verified monitoring stations in 2024 — 2.1× the WHO guideline, but barely half Milan's reading. Coastal ventilation is the difference: sea breezes clear the air that the Po Valley traps.

A lo que estar atento

International schools3

International Schools Database — International schools in Genoa (3 schools listed)

Recopilado por SettleMetric

Datos a fecha de
1 ago 2026
Verificado
1 ago 2026
Método
The directory page states three international schools for Genoa and nearby, and lists exactly three entries: Deutsche Schule Genua (German and Italian curriculum), Deledda International School (IB Middle Years and Diploma programmes) and The International School in Genoa (IB). All three carry a recognised system, so here the directory count and an accreditor-by-accreditor count agree.
Notas
Three schools for a city of 566,000 — a tenth of Rome's provision, and the clearest practical cost of choosing Genoa for anyone relocating with school-age children. Two of the three are IB, so continuity with an IB curriculum elsewhere is possible; a British or American curriculum is not available in the city.
Private healthcare costsin datos verificados

Ministero della Salute — Servizio Sanitario Nazionale (iscrizione e assistenza)

Fuente oficial

Datos a fecha de
28 jul 2026
Verificado
28 jul 2026
Notas
No verified premium. Italian insurers do not publish individual health-policy tariffs the way French mutuelle comparators do, and the figures circulating on broker blogs (roughly €300–500 a year for a basic individual policy at 35) are not traceable to a named tariff table, so they are not recorded here. What is certain is the structure: residents — including foreigners with a residence permit — enrol in the Servizio Sanitario Nazionale, which covers GP care, hospital treatment and subsidised specialist care against a co-payment (ticket). Private policies in Italy are supplementary, bought mainly to skip public waiting lists, not a replacement. Non-residents on a digital-nomad or elective-residence visa must instead hold private travel/health insurance for the visa itself.

Optimizar impuestos, banca y normas sobre cripto.

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Crypto regulationLegal regulated

Agenzia delle Entrate — Quadro RT, sezioni V-A1/V-B1: imposta sostitutiva 33% sulle plusvalenze da cripto-attività realizzate dal 1° gennaio 2026

Fuente oficial

Datos a fecha de
1 ene 2026
Verificado
28 jul 2026
Notas
Legal and fully regulated, but taxed harder than most of Europe from 2026: the substitute tax on crypto capital gains (art. 67(1)(c-sexies) TUIR) rose from 26% to 33% on gains realised from 1 January 2026, and the previous €2,000 annual exemption threshold was abolished from 2025 — so the first euro of gain is taxable. Euro-denominated e-money tokens stay at 26%. Service providers operate under the EU MiCA regime, supervised by CONSOB and the Bank of Italy. Note that the regime forfettario's substitute tax does not cover capital gains: crypto is declared separately in quadro RT whatever your business regime.
Financial control levelLow

Agenzia delle Entrate — Limitazione all'uso del contante e deroga per cittadini stranieri non residenti

Fuente oficial

Datos a fecha de
1 ene 2023
Verificado
28 jul 2026
Método
Composite: Italy uses the euro, with EU free movement of capital and no exchange or capital controls. The binding constraints are ordinary anti-money-laundering rules — a ceiling on cash transfers between parties (art. 49 of D.Lgs. 231/2007), a reporting duty on large cash tourism sales, and the RW section of the tax return, in which residents must declare foreign accounts and assets including crypto. Non-resident banking is available with standard KYC. None of this restricts moving your own money, so the classification is 'low', the same as France and Spain.
Notas
Two official sources disagree on the general cash ceiling and we flag rather than hide it: the 2023 Budget Law (law 197/2022) raised it from €1,000 to €5,000 from 1 January 2023, and this Agenzia delle Entrate page tracks that by setting the tourism cash-sale reporting threshold at €5,000 ('previously €1,000 until 2025'), while the Treasury's own prevention-of-financial-crime FAQ still displays €1,000 as the limit in force since 2022. Either figure lands Italy in the same band. Worth knowing separately: Italy's declaration duty for foreign-held assets is broad, and penalties for undeclared foreign accounts are real.

A lo que estar atento

Freelancer tax burden24,9%

SettleMetric tax engine over official 2026 rules (Agenzia delle Entrate regime forfetario; INPS circolare 8/2026)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
28 jul 2026
Método
Best eligible scheme at €60,000 revenue for an IT freelancer = it-forfettario-it-67. Taxable base 67% × 60,000 = 40,200 (ATECO group 9 coefficient; expenses never reduce the base). INPS Gestione Separata 26.07% = 10,480.14, deducted from the forfeitary income → 29,719.86. Imposta sostitutiva 15% = 4,457.98. Levies 14,938.12 → 24.9%. The first five years of a new activity run at 5% instead (19.9%); the ordinary IRPEF route on the same profile is near 41%.

Priorizar la seguridad, el aire y una vida diaria sencilla.

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Homicide rate0,57/100k

Eurostat — police-recorded intentional homicide (crim_off_cat, ICCS0101, unit P_HTHAB)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
28 jul 2026
Notas
Police-recorded intentional homicide, 2024 (2023 was also 0.57). Dataset last updated by Eurostat 2026-04-29. Among the safest large countries in Europe — roughly half the French rate and a fifth of the global average — and down from 1.05 in 2008.
Air quality (PM2.5)10,5 µg/m³

European Environment Agency verified air-quality data for Genoa, 2024 — via the EU Air Quality Tracker

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
28 jul 2026
Notas
Annual mean of 10.5 µg/m³ across six verified monitoring stations in 2024 — 2.1× the WHO guideline, but barely half Milan's reading. Coastal ventilation is the difference: sea breezes clear the air that the Po Valley traps.
Climate comfort7/12 mo

SettleMetric — computed from the Genoa 1991–2020 normals

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
28 jul 2026
Método
Months whose 1991–2020 normals have a mean daily maximum of 15–28°C and under 150mm of precipitation: March, April, May, June, July, September, November = 7. August is excluded at 28.3°C and October at 170mm of rain.
Cost of living (single, excl. rent)$1093/mo

ISTAT — Spese per consumi delle famiglie, Anno 2024 (Prospetto 4, tavole allegate)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2024
Verificado
28 jul 2026
Método
ISTAT household budget survey 2024: average monthly household spending €2,755.09, of which imputed rent (affitti figurativi) €617.39 → monetary spending €2,137.70. Actual rentals removed using Italy's 2025 HICP weight for COICOP 04.1 (29.51 per 1,000 = 2.951%, Eurostat prc_hicp_inw) = €63.08 → €2,074.62 excluding all rent. Divided by the average household size of 2.2 (Eurostat ilc_lvph01) = €943.01 per person per month; uplifted by HICP annual averages 2024→2025 (122.3 → 124.3, ×1.0164) = €958.43; converted at 1 EUR = 1.1399 USD (ECB, 2026-07-02) → $1,093.
Notas
Per-capita basis, to match how Spain, Czechia, Austria and France are computed in this dataset. ISTAT also publishes the real single-person household basket, which is what a solo mover actually faces: €1,931.70/month total, €1,347.48 after removing imputed and actual rent — about $1,561/month on the same uplift and FX. A person living alone has no household economies of scale, so read the $1,093 as the comparable cross-country figure and the $1,561 as the realistic personal one. No extrapolation into 2026 was applied beyond the 2025 annual average.

16

Comparar Genoa

Panorama completo del país:

resumen de Italy