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HR · ZAGREBDatos locales

Vivir en Zagreb.

Croatia's capital and largest city: the deepest job, services and international-school market in the country, four distinct seasons, and rents well below Western-EU capitals though the highest in inland Croatia. Central districts (Donji grad, Gornji grad) run notably above the outer neighbourhoods.

Verificado

Población 774.225

DZS — Population Estimate of the Republic of Croatia, 2024 (STAN-2025-3-1)

Fuente oficial

Datos a fecha de
30 jun 2024
Verificado
4 jul 2026
Notas
Mid-2024 official DZS estimate for the City of Zagreb (Grad Zagreb administrative unit), 20.0% of Croatia's population. The 2021 census count was 767,131; the estimate is the most recent official figure.
· Europe/Zagreb· Se aplican las normas de Croatia

HR · ZAGREB

01

Vista rápida

Las cifras principales de Zagreb, cada una con su fuente y su frescura. Una cifra oficial viva no es lo mismo que una estimación de encuesta ni que una normal climática de 30 años.

01

Coste de vida

8.3/10
$850/mo
2026recopilado

DZS Household Budget Survey 2022 (all-household COICOP structure), CPI-uplifted and single-person-scaled; cross-checked vs Eurostat price levels

Recopilado por SettleMetric

Datos a fecha de
31 may 2026
Verificado
4 jul 2026
Método
DZS HBS 2022 average consumption = 110,446 HRK/household/yr = €1,221.6/mo (fixed rate 7.53450 HRK/EUR). CPI-uplifted 2022→mid-2026 (Croatia HICP ~×1.20) → ≈€1,466/mo per household; scaled to a single-person household (~0.63 of the all-household average, EU HBS pattern) → ≈€924; net of the small actual-rentals sliver of the housing line (Croatia is ~93% owner-occupied, so the 14.5% housing line is mostly utilities/maintenance, retained) → ≈€745–€760 rent-excluded ≈ $850–$865 at 1.1399 USD/EUR. Cross-check: Eurostat 2024 price level for household final consumption is 76% of EU-27 (vs Poland 72%), so Croatia should sit modestly above Poland's ~$753 — consistent. Rounded to $850.
Notas
Curated estimate with wide uncertainty: DZS publishes only an all-household average (no clean one-person basket) and the latest survey predates the euro (2022; next survey 2026). The single-person scaling and CPI uplift are transparent assumptions, not a measured figure — treat as ±20%. To be replaced when DZS HBS 2026 lands.

02

Alquiler, 1–3 dorm.

7.5/10
$685–$1597

/mes

2026recopilado

Nekretnine.hr — Zagreb asking rent €/m²/month by district (May 2026)

Recopilado por SettleMetric

Datos a fecha de
31 may 2026
Verificado
4 jul 2026
Método
Nekretnine.hr May 2026 asking rents in €/m²/month by district. Central average ≈€16.49/m²/mo (Donji grad 17.23, Gornji grad-Medveščak 16.03, Trnje 16.20); outside average ≈€14.31/m²/mo (Novi Zagreb istok 15.19 / zapad 14.09, Trešnjevka jug 15.15 / sjever 15.16, Maksimir 15.20, Sesvete 11.04). Multiplied by typical sizes — studio 28 m², 1BR 42 m², 2BR 62 m², 3BR 85 m² — and converted at 1.1399 USD/EUR.
Notas
DERIVED: the €/m²/month district rents are directly observed (Nekretnine.hr), but the per-room-size cells are computed (district €/m² × assumed apartment size), because no source publishes Zagreb rent by room count AND by center/outside simultaneously. Center = inner districts (Donji/Gornji grad, Trnje); outside = outer districts (Novi Zagreb, Trešnjevka, Maksimir, Sesvete). Sesvete (€11.04/m²) pulls the outside average down; the cheapest real outer studios can be well below these figures.

03

Impuestos del autónomo

9.5/10
7,6%
2026recopilado

SettleMetric tax engine over official 2026 rules (Porezna uprava — Obrtnici paušalisti)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme hr-pausalni-obrt at €60,000 revenue (top lump-sum bracket €50,000.01–60,000): lump-sum income tax = 12% of the fixed €9,000 bracket base = €1,080; fixed social contributions on the €797.20 base = €290.98/mo × 12 = €3,491.76 (independent of income). Total burden €4,571.76 / €60,000 = 7.62%. The paušal ignores expenses, so the 10%-expenses assumption does not change the burden; €60,000 is exactly the regime's revenue cap.

Calidad del aire

6.4/10
13,9 µg/m³
2024datos abiertos

EEA European city air quality viewer (Zagreb, 2024 annual mean; data reported to EEA under the EU Ambient Air Quality Directives)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
2024 annual mean PM2.5 for Zagreb, derived from urban/suburban background monitoring stations reported to the EEA. About 2.8× the WHO 2021 guideline (5 µg/m³); within the current EU limit value (25) but above the 2030 EU limit (10). Winter domestic heating and temperature inversions in the Sava basin are the main drivers; summers are cleaner. Not fetched from the interactive viewer directly (JS tool); value corroborated via the EEA-sourced EU air-quality tracker.

Internet

3.8/10
40 Mbps
2024datos abiertos

M-Lab NDT country aggregates for Croatia (HR), 2024

Datos abiertos

Datos a fecha de
16 ene 2024
Verificado
4 jul 2026
Método
Median of the daily country medians available in M-Lab's public stats API for Croatia 2024. NOTE: the public 2024 file currently exposes only the first ~16 days of January (~3,700 tests), so this is a partial-year figure (2023 partial file ≈ 33.6 Mbps).
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Croatian carriers advertise ~100 Mbps averages) — comparable ONLY within this criterion. Partial-window median because M-Lab's public API has not published Croatia's full 2024/2025 daily series; to be refreshed when a full-year file is available.

Inglés

9.0/10
Very high
2025encuesta

EF EPI 2025 (rank 2/123, score 617 — Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First). Croatia ranks 2nd of 123 in EF EPI 2025 (score 617), among the highest non-native results in the world; English is widely usable in cities, tourism and the service sector, and broadly in daily life.

Sanidad privada

7.5/10
$1400/yr
2026recopilado

Croatian private health-insurance market (dodatno / international comprehensive plans) — market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive basis (outpatient + inpatient), healthy 35-year-old resident foreigner. Genuinely comprehensive international private medical insurance runs ≈€50–150/mo; midpoint ≈€100/mo ≈ €1,200/yr ≈ $1,370–$1,400 at 1.1399 USD/EUR. Rounded to $1,400. Deliberately NOT the €180/yr public 'dopunsko' co-payment cover (which sits on top of mandatory HZZO), which would understate a comprehensive standalone premium and break cross-country comparability. Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Croatia's system differs from most: residents are covered by mandatory public HZZO (~€90–100/mo income-based contribution) and most people buy only cheap 'dopunsko' cover (€180/yr, 2026) that removes co-payments including hospital co-pays; comprehensive standalone private plans are less commonly needed. Standalone 'dodatno' plans span €160–930/yr but are supplemental, not full outpatient+inpatient replacements — hence the comprehensive figure is anchored on international private medical insurance instead.
Qué significan las etiquetasoficial — cifra viva de un gobierno o una autoridaddatos abiertos — conjunto de datos abierto (Eurostat, AEMA, M-Lab, UdSC…)encuesta — estimación de una encuesta o un índicerecopilado — estimación montada por SettleMetric: abre la fuente para ver el método

02

Lo que te cuesta al mes

Una estimación para planificar: alquiler de oferta real más una cesta de coste de vida ajustada a tu hogar. No es un presupuesto en firme.

Hogar
Estilo de vida
Zona
Total estimado
$1505/mes

≈ $18.060 / año

En qué se va
  • Alquiler (1 dorm.)$685
  • Food & non-alcoholic drinks$230
  • Transport$132
  • Housing utilities (water, electricity, gas, maintenance)$123
  • Recreation, personal care & other services$90
  • Clothing & footwear$61
  • Information & communication$54
  • Furnishings & household maintenance$53
  • Restaurants & accommodation$42
  • Health (out-of-pocket)$35
  • Gastos corrientes$820

El alquiler sale de la matriz de alquileres de oferta de abajo. Los gastos corrientes escalan una cesta de una persona ($820/mes) según el tamaño del hogar y el estilo de vida; los factores de equivalencia son un supuesto nuestro. No se incluyen colegios ni gastos únicos de instalación.

03

Coste de vida

Lo que gasta al mes una persona sola —comida, suministros, transporte, comer fuera y lo demás—, sin contar el alquiler.

Gasto mensual típico (media nacional)

DZS Household Budget Survey 2022 COICOP shares, CPI-uplifted, single-person-scaled

Recopilado por SettleMetric

Datos a fecha de
31 may 2026
Verificado
4 jul 2026
Método
DZS HBS 2022 COICOP shares (food 27.0%, transport 15.5%, housing/utilities 14.5%, clothing 7.2%, information/communication 6.3%, furnishings 6.2%, personal care & misc services 4.9%, restaurants/accommodation 4.9%, remainder recreation/health/education/alcohol-tobacco) applied to the ~$850/mo single-person rent-excluded aggregate above, converted at 1.1399 USD/EUR. Categories sum to roughly the cost-of-living aggregate. Same uncertainty caveats as cost-of-living-single; national average, cities (esp. Zagreb, Split, Dubrovnik) run higher.
Notas
Structure is the official DZS all-household COICOP split; the euro amounts are scaled estimates, not a measured single-person survey. Housing line excludes rent (mostly utilities/maintenance in owner-heavy Croatia).
total820 USD/mes
01Food & non-alcoholic drinks230 USD
02Transport132 USD
03Housing utilities (water, electricity, gas, maintenance)123 USD
04Recreation, personal care & other services90 USD
05Clothing & footwear61 USD
06Information & communication54 USD
07Furnishings & household maintenance53 USD
08Restaurants & accommodation42 USD
09Health (out-of-pocket)35 USD

Cesta de gasto de un hogar de una persona en Croatia, sin contar el alquiler. Lo que no es alquiler varía poco entre ciudades; la parte propia de cada ciudad es el alquiler, que aparece más abajo en Vivienda.

01Cost of living (single, excl. rent)a nivel de país850USD/month, single person, excluding rent8.3

Qué mide esto

Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.

Cuanto más bajo, mejorUSD/month, single person, excluding rentse vuelve a verificar cada 365 días

Recopilado por SettleMetric

DZS Household Budget Survey 2022 (all-household COICOP structure), CPI-uplifted and single-person-scaled; cross-checked vs Eurostat price levels

Datos a fecha de
31 may 2026
Verificado
4 jul 2026
Método
DZS HBS 2022 average consumption = 110,446 HRK/household/yr = €1,221.6/mo (fixed rate 7.53450 HRK/EUR). CPI-uplifted 2022→mid-2026 (Croatia HICP ~×1.20) → ≈€1,466/mo per household; scaled to a single-person household (~0.63 of the all-household average, EU HBS pattern) → ≈€924; net of the small actual-rentals sliver of the housing line (Croatia is ~93% owner-occupied, so the 14.5% housing line is mostly utilities/maintenance, retained) → ≈€745–€760 rent-excluded ≈ $850–$865 at 1.1399 USD/EUR. Cross-check: Eurostat 2024 price level for household final consumption is 76% of EU-27 (vs Poland 72%), so Croatia should sit modestly above Poland's ~$753 — consistent. Rounded to $850.
Notas
Curated estimate with wide uncertainty: DZS publishes only an all-household average (no clean one-person basket) and the latest survey predates the euro (2022; next survey 2026). The single-person scaling and CPI uplift are transparent assumptions, not a measured figure — treat as ±20%. To be replaced when DZS HBS 2026 lands.

04

Vivienda

Lo que cuesta alquilar, por tipo de vivienda y zona.

Alquiler de oferta por tipo de vivienda y zona

Nekretnine.hr — Zagreb asking rent €/m²/month by district (May 2026)

Recopilado por SettleMetric

Datos a fecha de
31 may 2026
Verificado
4 jul 2026
Método
Nekretnine.hr May 2026 asking rents in €/m²/month by district. Central average ≈€16.49/m²/mo (Donji grad 17.23, Gornji grad-Medveščak 16.03, Trnje 16.20); outside average ≈€14.31/m²/mo (Novi Zagreb istok 15.19 / zapad 14.09, Trešnjevka jug 15.15 / sjever 15.16, Maksimir 15.20, Sesvete 11.04). Multiplied by typical sizes — studio 28 m², 1BR 42 m², 2BR 62 m², 3BR 85 m² — and converted at 1.1399 USD/EUR.
Notas
DERIVED: the €/m²/month district rents are directly observed (Nekretnine.hr), but the per-room-size cells are computed (district €/m² × assumed apartment size), because no source publishes Zagreb rent by room count AND by center/outside simultaneously. Center = inner districts (Donji/Gornji grad, Trnje); outside = outer districts (Novi Zagreb, Trešnjevka, Maksimir, Sesvete). Sesvete (€11.04/m²) pulls the outside average down; the cheapest real outer studios can be well below these figures.
DERIVED: the €/m²/month district rents are directly observed (Nekretnine.hr), but the per-room-size cells are computed (district €/m² × assumed apartment size), because no source publishes Zagreb rent by room count AND by center/outside simultaneously. Center = inner districts (Donji/Gornji grad, Trnje); outside = outer districts (Novi Zagreb, Trešnjevka, Maksimir, Sesvete). Sesvete (€11.04/m²) pulls the outside average down; the cheapest real outer studios can be well below these figures.
ViviendaCentroFuera del centro
Estudio526 USD/mes457 USD/mes
1 dormitorio789 USD/mes685 USD/mes
2 dormitorios1165 USD/mes1011 USD/mes
3 dormitorios1597 USD/mes1386 USD/mes

05

Clima

Temperatura y lluvia a lo largo del año, más la calidad del aire.

Normales mensuales — Zagreb

NOAA/WMO Climatological Standard Normals 1991–2020 — Zagreb-Maksimir (WMO 14240)

Datos abiertos

Datos a fecha de
31 dic 2020
Verificado
4 jul 2026
Método
WMO 1991–2020 station normals, NCEI accession 0253808 (public domain). tMin = Daily_Minimum_Temperature Mean, tMax = Daily_Maximum_Temperature Mean, precipMm = Precipitation_Total Sum. Annual means: tMin 7.1°C, tMax 17.0°C, precipitation 874 mm.
Máxima diurna °CMínima nocturna °CLluvia mm
-2°14°30°052104mmenefebmarabrmayjunjulagoseptoctnovdicenero: máxima 5 °C, mínima -2 °C, lluvia 45.7 mmfebrero: máxima 7.8 °C, mínima -1.2 °C, lluvia 45 mmmarzo: máxima 13 °C, mínima 2.5 °C, lluvia 48 mmabril: máxima 18 °C, mínima 6.6 °C, lluvia 60.6 mmmayo: máxima 22.4 °C, mínima 11 °C, lluvia 76.5 mmjunio: máxima 26.2 °C, mínima 14.7 °C, lluvia 90.8 mmjulio: máxima 28.1 °C, mínima 16.2 °C, lluvia 80.4 mmagosto: máxima 28.1 °C, mínima 16 °C, lluvia 85.6 mmseptiembre: máxima 22.6 °C, mínima 11.8 °C, lluvia 103.8 mmoctubre: máxima 17 °C, mínima 7.5 °C, lluvia 88.5 mmnoviembre: máxima 10.7 °C, mínima 3.4 °C, lluvia 87.4 mmdiciembre: máxima 5.3 °C, mínima -1.1 °C, lluvia 61.8 mm

Temperatura media de día y de noche (líneas, eje izquierdo) y lluvia total (barras, eje derecho) por mes, con normales de 1991–2020. Pasa el cursor por un mes para ver las cifras exactas.

Mes a mes
enefebmarabrmayjunjulagoseptoctnovdic
Máxima diurna °C5.0°7.8°13.0°18.0°22.4°26.2°28.1°28.1°22.6°17.0°10.7°5.3°
Mínima nocturna °C-2.0°-1.2°2.5°6.6°11.0°14.7°16.2°16.0°11.8°7.5°3.4°-1.1°
Lluvia mm4645486177918086104898762
01Climate comfort5pleasant months/year5.0

Qué mide esto

Number of months whose 1991–2020 climate normals satisfy: mean daily maximum between 15°C and 28°C and monthly precipitation under 150mm. Computed from the city's climate-normals indicator; the raw normals are stored alongside so users can judge by their own taste.

Cuanto más alto, mejorpleasant months/yearse vuelve a verificar cada 3650 días

Recopilado por SettleMetric

SettleMetric computation over climate-normals (Zagreb-Maksimir WMO 14240)

Datos a fecha de
31 dic 2020
Verificado
4 jul 2026
Método
Months with mean daily max 15–28°C and precipitation < 150mm: Apr (18.0°C), May (22.4°C), Jun (26.2°C), Sep (22.6°C), Oct (17.0°C) = 5. Jul and Aug are excluded because mean daily max is 28.1°C, just above the 28°C ceiling; Mar (13.0°C) is below the 15°C floor.
02Air quality (PM2.5)13,9µg/m³, annual mean PM2.56.4

Qué mide esto

Annual mean fine-particulate (PM2.5) concentration for the city, latest available year. Anchors follow the WHO 2021 guideline (5 µg/m³ → 10) through the EU limit value territory (25 µg/m³ → 2). Preferred source: European Environment Agency city-level air quality data; outside Europe: WHO Ambient Air Quality Database or the national monitoring network.

Cuanto más bajo, mejorµg/m³, annual mean PM2.5se vuelve a verificar cada 730 días

Datos abiertos

EEA European city air quality viewer (Zagreb, 2024 annual mean; data reported to EEA under the EU Ambient Air Quality Directives)

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
2024 annual mean PM2.5 for Zagreb, derived from urban/suburban background monitoring stations reported to the EEA. About 2.8× the WHO 2021 guideline (5 µg/m³); within the current EU limit value (25) but above the 2030 EU limit (10). Winter domestic heating and temperature inversions in the Sava basin are the main drivers; summers are cleaner. Not fetched from the interactive viewer directly (JS tool); value corroborated via the EEA-sourced EU air-quality tracker.

06

Seguridad

Cómo de segura es la vida diaria, según estadísticas oficiales de criminalidad.

01Homicide ratea nivel de país1intentional homicides per 100,000/year9.0

Qué mide esto

Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).

Cuanto más bajo, mejorintentional homicides per 100,000/yearse vuelve a verificar cada 730 días

Datos abiertos

Eurostat — police-recorded intentional homicide (ICCS 0101), rate per 100k, geo HR

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
2024 value (Eurostat, updated 2026-04-29). The rate is volatile year to year on Croatia's small base: 0.80 (2022), 0.68 (2023), 1.01 (2024). Still very low by global standards. World Bank/UNODC 2023 figure was ~0.67.
Delitos por tipoa nivel de paísregistrados por la policía por cada 100 000 · 2024

Eurostat — police-recorded offences by category (crim_off_cat, ICCS, unit P_HTHAB)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
12 jul 2026
Notas
Police-recorded offences per 100,000 inhabitants, 2024 (ICCS categories: theft 0502, drug offences 0601, burglary 0501, serious assault 020111, sexual violence 0301, robbery 0401). Intentional homicide (1.01, same Eurostat 2024 series) is the scored safety headline shown separately. Recording practices and legal definitions differ between countries, so read the levels as context, not a league table.
01Theft301por 100 000
02Drug offences291por 100 000
03Burglary187por 100 000
04Serious assault26,2por 100 000
05Sexual violence24,4por 100 000
06Robbery19,6por 100 000

Police-recorded offences per 100,000 inhabitants, 2024 (ICCS categories: theft 0502, drug offences 0601, burglary 0501, serious assault 020111, sexual violence 0301, robbery 0401). Intentional homicide (1.01, same Eurostat 2024 series) is the scored safety headline shown separately. Recording practices and legal definitions differ between countries, so read the levels as context, not a league table.

Delitos de odio (registrados por la policía)a nivel de paísregistrados por la policía · 2024

OSCE ODIHR Hate Crime Reporting — Croatia (official police-recorded)

Fuente oficial

Datos a fecha de
31 dic 2024
Verificado
15 jul 2026
Notas
OSCE ODIHR 2024: 73 hate crimes recorded by police (38 prosecuted, 19 sentenced); 53 itemized as racist/xenophobic. Data cover only cases under the Article 87(21) aggravating-circumstance provision; ODIHR notes Croatia’s statistics do not sufficiently distinguish hate crimes from other crimes. Not comparable across countries.
73
registrados por la policía
53
racistas o xenófobos

OSCE ODIHR 2024: 73 hate crimes recorded by police (38 prosecuted, 19 sentenced); 53 itemized as racist/xenophobic. Data cover only cases under the Article 87(21) aggravating-circumstance provision; ODIHR notes Croatia’s statistics do not sufficiently distinguish hate crimes from other crimes. Not comparable across countries.

07

Infraestructura

Velocidad de internet y cómo llegan los paquetes a tu puerta.

01Domestic delivery qualitya nivel de paísGood7.0

Qué mide esto

Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.

Valorado por categoría—se vuelve a verificar cada 730 días

Recopilado por SettleMetric

Hrvatska pošta, DPD Hrvatska, GLS Hrvatska official service pages (composite)

Datos a fecha de
1 jul 2026
Verificado
4 jul 2026
Método
Composite of national-operator and major-carrier official service data: Hrvatska pošta (national post, 24/7 paketomati), DPD Hrvatska (>1,300 pickup points incl. paketomat lockers), GLS (Flexdelivery — home/parcelshop/paketomat), Overseas Express, Box Now. 1–2 day delivery is normal in cities; locker density is lower than Poland's InPost-led market. Mapped to 'good' (reliable 1–3 day delivery, lockers in major cities) rather than 'excellent' (which requires nationwide next-day + a dense locker network as the default).
Notas
Reliable nationwide parcel delivery with growing locker networks; coastal/island coverage adds a day in low season.
02International delivery easea nivel de paísMinor friction7.0

Qué mide esto

Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.

Valorado por categoría—se vuelve a verificar cada 365 días

Fuente oficial

European Commission — removal of the €150 customs duty exemption (Reg. EU 2026/382), applies EU-wide incl. Croatia

Datos a fecha de
1 jul 2026
Verificado
4 jul 2026
Notas
Intra-EU shipping is frictionless (single market; all major carriers — DPD, GLS, DHL, Hrvatska pošta — plus UPS/FedEx). Non-EU imports: the EU-wide €150 duty-free threshold was removed on 2026-07-01, with a temporary flat €3/item duty on ≤€150 IOSS consignments until 2028; VAT collected at checkout via IOSS. Predictable but no longer duty-free — same regime as all EU members.
03Internet speeda nivel de país40,2Mbps, median fixed download3.8

Qué mide esto

Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.

Cuanto más alto, mejorMbps, median fixed downloadse vuelve a verificar cada 365 días

Datos abiertos

M-Lab NDT country aggregates for Croatia (HR), 2024

Datos a fecha de
16 ene 2024
Verificado
4 jul 2026
Método
Median of the daily country medians available in M-Lab's public stats API for Croatia 2024. NOTE: the public 2024 file currently exposes only the first ~16 days of January (~3,700 tests), so this is a partial-year figure (2023 partial file ≈ 33.6 Mbps).
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Croatian carriers advertise ~100 Mbps averages) — comparable ONLY within this criterion. Partial-window median because M-Lab's public API has not published Croatia's full 2024/2025 daily series; to be refreshed when a full-year file is available.

08

Sanidad

Lo que cuesta un seguro médico privado completo.

01Private healthcare costa nivel de país1400USD/year, comprehensive private insurance premium, healthy 35-year-old7.5

Qué mide esto

Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.

Cuanto más bajo, mejorUSD/year, comprehensive private insurance premium, healthy 35-year-oldse vuelve a verificar cada 365 días

Recopilado por SettleMetric

Croatian private health-insurance market (dodatno / international comprehensive plans) — market midpoint; insurers quote on request

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive basis (outpatient + inpatient), healthy 35-year-old resident foreigner. Genuinely comprehensive international private medical insurance runs ≈€50–150/mo; midpoint ≈€100/mo ≈ €1,200/yr ≈ $1,370–$1,400 at 1.1399 USD/EUR. Rounded to $1,400. Deliberately NOT the €180/yr public 'dopunsko' co-payment cover (which sits on top of mandatory HZZO), which would understate a comprehensive standalone premium and break cross-country comparability. Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Croatia's system differs from most: residents are covered by mandatory public HZZO (~€90–100/mo income-based contribution) and most people buy only cheap 'dopunsko' cover (€180/yr, 2026) that removes co-payments including hospital co-pays; comprehensive standalone private plans are less commonly needed. Standalone 'dodatno' plans span €160–930/yr but are supplemental, not full outpatient+inpatient replacements — hence the comprehensive figure is anchored on international private medical insurance instead.

09

Dinero y cripto

Normas sobre cripto y con qué libertad se mueve el dinero personal.

01Crypto regulationa nivel de paísLegal regulated8.0

Qué mide esto

Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.

Valorado por categoría—se vuelve a verificar cada 180 días

Fuente oficial

Porezna uprava — capital-income taxation of crypto disposals (12%); HANFA/HNB MiCA supervision

Datos a fecha de
1 jul 2026
Verificado
4 jul 2026
Notas
Holding/trading legal for individuals. Gains on crypto-to-fiat disposals taxed at 12% capital-income tax; crypto-to-crypto swaps untaxed; assets held over two years are exempt. EU MiCA applies — HANFA (with HNB) supervises CASPs; legacy VASPs registered before 2024-12-30 had until 2026-07-01 to obtain full CASP authorisation (HANFA granted the first MiCA CASP licence, Electrocoin, in April 2026). Classified legal-regulated: standard EU licensing + taxation, with a notably favourable long-term-holding exemption.
02Financial control levela nivel de paísLow10.0

Qué mide esto

Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.

Valorado por categoría—se vuelve a verificar cada 365 días

Recopilado por SettleMetric

Composite — EU free movement of capital (euro-area member) + Porezna uprava cash-payment and reporting rules

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Composite of: euro-area member since 2023 (no domestic currency, full free movement of capital under EU law, no capital controls); euro is fully convertible; no FBAR-style personal foreign-account disclosure beyond EU CRS automatic exchange via banks; foreigners open bank accounts on standard EU AML terms. Business cash-payment limits apply (fiscalisation of cash receipts, statutory cap on large cash B2B transactions) but no consumer cash cap on personal funds. Low state control over personal money flows, consistent with other euro-area members.
Notas
Not scored on a per-euro-figure basis; classification. IMF AREAER not re-fetched this cycle — euro-area status makes capital controls legally impossible, so the low band is robust.

10

Idioma

Hasta dónde llega el inglés en la vida diaria y en los trámites.

01English proficiencya nivel de paísVery high9.0

Qué mide esto

Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.

Valorado por categoría—se vuelve a verificar cada 730 días

Estudio

EF EPI 2025 (rank 2/123, score 617 — Very High band)

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First). Croatia ranks 2nd of 123 in EF EPI 2025 (score 617), among the highest non-native results in the world; English is widely usable in cities, tourism and the service sector, and broadly in daily life.

11

Educación

Opciones de colegios internacionales para familias.

01International schools6accredited international schools, count6.3

Qué mide esto

Count of international schools in the metro area accredited by or member of IB, CIS, COBIS, or an equivalent national-curriculum-abroad body (verified against the accreditor's public registry, not aggregator sites).

Cuanto más alto, mejoraccredited international schools, countse vuelve a verificar cada 730 días

Recopilado por SettleMetric

Accreditor registries: IB (ibo.org individual school pages), Cambridge International, AEFE (aefe.gouv.fr), German ZfA/Auslandsschulwesen

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Count of Zagreb schools verified against a qualifying accreditor's own registry: (1) American International School of Zagreb — IB, ibo.org school 001466; (2) Matija Gubec International School — IB, ibo.org school 002363; (3) XV. Gimnazija — IB, ibo.org school 000618; (4) British International School of Zagreb — Cambridge International Education registered; (5) École française internationale de Zagreb — AEFE conventionné (aefe.gouv.fr/fr/etablissements/ecole-francaise-internationale-de-zagreb); (6) Deutsche Internationale Schule Zagreb — ZfA Deutsche Auslandsschule, KMK-recognised.
Notas
Only accreditor-verified schools are counted (not IB-only). Three further schools appear on aggregator lists — American Academy in Zagreb, Bright Horizons/International British School of Zagreb, PKG European School Zagreb — but could not be confirmed against a qualifying accreditor's own registry (IB/Cambridge/College Board/AEFE/ZfA/CIS/COBIS) at verification time, so they are excluded. Count is therefore a conservative floor (±2).

12

Demografía

Quién más vive aquí: el porcentaje de residentes extranjeros y las mayores comunidades nacionales, según estadísticas oficiales.

Openness to foreignersa nivel de paísPoca aceptaciónGallup MAI 1,81/9 · 2019

Qué mide esto

How accepting the resident population is of migrants and foreigners — the inverse of xenophobia, a real concern for someone relocating. Our own five-band reading (very-open / open / moderate / reserved / low) informed primarily by the Gallup Migrant Acceptance Index (0–9 scale: three questions on migrants living in the country, becoming neighbours, and marrying into the family; 2019 wave), cross-checked where available with the World Values Survey wave 7 / European Values Study 2017 question on whether people would not want immigrants or foreign workers as neighbours (a higher share = more hostile). Banding guide against the Gallup 0–9 score: ≥7.0 very-open, 5.5–7.0 open, 4.0–5.5 moderate, 2.5–4.0 reserved, below 2.5 low (the 2019 global average of 5.21 sits in 'moderate'). Country level only: no credible city-level survey of attitudes to foreigners exists, so on city pages the country reading is shown as country context. Gallup is a research source cited with attribution, not republished in bulk; the raw index score/year and any cross-check figure are carried inside each value. Value shape: { band, gallupMai?, gallupYear?, unwantedNeighborPct?, unwantedNeighborSource? }. Display-only: attitudinal, survey-based and ~2019 vintage, so it is shown as honest context and never folded into the composite score.

Datos de referencia—se vuelve a verificar cada 1825 días

Estudio

Gallup Migrant Acceptance Index, 2019 update (research, attribution)

Datos a fecha de
23 sept 2020
Verificado
15 jul 2026
Notas
Gallup MAI 1.81/9 (2019 wave, down from 2.39 in 2016) — among the world’s least-accepting countries, in the low-scoring Balkan/Central-European cluster exposed to the 2015–16 refugee route. Band: low.
Quién vive allía nivel de paísresidentes extranjeros 3,7%

Eurostat migr_pop1ctz (foreign+stateless citizens, 2024) + migr_asytpsm (Ukrainian temporary protection, May 2026), over Eurostat resident population

Recopilado por SettleMetric

Datos a fecha de
31 may 2026
Verificado
4 jul 2026
Método
Foreign+stateless citizens on the Eurostat usual-residence register (2024): 115,174 of 3,861,967 residents = 2.98%. Add Ukrainians under temporary protection (Eurostat migr_asytpsm, May 2026): 29,465, not captured in the citizenship register → (115,174 + 29,465) / 3,861,967 ≈ 3.75%. Temporary protection counted because those people live in Croatia while the status is active.
Notas
Register-based citizenship figure understates the current stock: Croatia has a large, fast-growing labour-migration wave (BiH, Nepal, Serbia, Philippines, India) — 170,723 residence-and-work permits were issued in 2025 alone — and the usual-residence register lags permit issuance. The true current foreign-national share is likely higher (mid-single digits) but is not yet reflected in a clean official stock. Recorded on the register+temporary-protection basis; to be revised when DZS/Eurostat publish an updated stock.
Mayores comunidades de los residentes extranjeros144.639 total

Eurostat migr_asytpsm (Ukraine, May 2026) + MUP/DZS work-and-residence permit rankings (2025) for the ordering of other groups

Recopilado por SettleMetric

Datos a fecha de
31 may 2026
Verificado
4 jul 2026
Método
Only the Ukrainian temporary-protection count is an exact official stock (29,465, Eurostat migr_asytpsm May 2026). The other groups are LISTED IN ORDER of Croatia's 2025 residence-and-work-permit issuance ranking (Bosnia and Herzegovina 32,225, Nepal 31,708, Serbia 24,278, Philippines 17,629, India 15,400, North Macedonia 11,856, Kosovo 6,355 — MUP data via national media), which reflects the dominant migrant-worker communities; their share is null because those are permit FLOWS, not a clean resident-stock count. totalForeign 144,639 = register 115,174 + temporary protection 29,465.
Notas
Croatia does not publish a clean, current foreign-resident stock broken down by citizenship (the Eurostat citizenship register returns only broad aggregates for HR, and 2025 permit figures are issuance flows, not stock). Shares left null except Ukraine to avoid presenting flow data as stock shares. The ordering of the labour-migration groups (BiH, Nepal, Serbia, Philippines, India) is well-supported by official 2025 permit data. Display-only, never scored.
01Ukraine (temporary protection, May 2026)20,4%29.465
02Bosnia and Herzegovina
03Serbia
04Nepal
05Philippines
06India
07North Macedonia
08Kosovo

Croatia does not publish a clean, current foreign-resident stock broken down by citizenship (the Eurostat citizenship register returns only broad aggregates for HR, and 2025 permit figures are issuance flows, not stock). Shares left null except Ukraine to avoid presenting flow data as stock shares. The ordering of the labour-migration groups (BiH, Nepal, Serbia, Philippines, India) is well-supported by official 2025 permit data. Display-only, never scored.

13

Cómo puedes quedarte

Cómo puedes entrar y quedarte legalmente. Se aplican en todo Croatia.

Todos los requisitos y filtro por nacionalidad

14

Lo que pagarías en impuestos

Los regímenes fiscales entre los que puede elegir un autónomo. Las normas son nacionales: las mismas en todo Croatia.

Regímenes completos y calculadora

Mira cuánto te quedaría

Tus ingresos frente a los regímenes fiscales reales de Croatia, con el mismo motor que la calculadora completa.

  1. 1 Paušalni obrt — lump-sum trade (flat-rate craft)
    55.428 EURneto/año
    7.6 % de carga
  2. 2 d.o.o. — company profit tax + dividend distribution
    47.520 EURneto/año
    20.8 % de carga
  3. 3 Obrt na dohodak — self-employment income (books of receipts/expenditures)
    44.901 EURneto/año
    25.2 % de carga

15

¿Para quién es Zagreb?

El mismo lugar se lee distinto según por qué te mudes. Cada perspectiva reúne los datos que más importan para ese plan, con sus fuentes y las contrapartidas dichas sin rodeos.

Contrato o trabajo por cuenta propia en tecnología, facturando a clientes de fuera.

Juega a tu favor

Freelancer tax burden7,6%

SettleMetric tax engine over official 2026 rules (Porezna uprava — Obrtnici paušalisti)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme hr-pausalni-obrt at €60,000 revenue (top lump-sum bracket €50,000.01–60,000): lump-sum income tax = 12% of the fixed €9,000 bracket base = €1,080; fixed social contributions on the €797.20 base = €290.98/mo × 12 = €3,491.76 (independent of income). Total burden €4,571.76 / €60,000 = 7.62%. The paušal ignores expenses, so the 10%-expenses assumption does not change the burden; €60,000 is exactly the regime's revenue cap.
English proficiencyVery high

EF EPI 2025 (rank 2/123, score 617 — Very High band)

Estudio

Datos a fecha de
1 nov 2025
Verificado
4 jul 2026
Notas
Own band informed by EF EPI (attribution: EF Education First). Croatia ranks 2nd of 123 in EF EPI 2025 (score 617), among the highest non-native results in the world; English is widely usable in cities, tourism and the service sector, and broadly in daily life.
Cost of living (single, excl. rent)$850/mo

DZS Household Budget Survey 2022 (all-household COICOP structure), CPI-uplifted and single-person-scaled; cross-checked vs Eurostat price levels

Recopilado por SettleMetric

Datos a fecha de
31 may 2026
Verificado
4 jul 2026
Método
DZS HBS 2022 average consumption = 110,446 HRK/household/yr = €1,221.6/mo (fixed rate 7.53450 HRK/EUR). CPI-uplifted 2022→mid-2026 (Croatia HICP ~×1.20) → ≈€1,466/mo per household; scaled to a single-person household (~0.63 of the all-household average, EU HBS pattern) → ≈€924; net of the small actual-rentals sliver of the housing line (Croatia is ~93% owner-occupied, so the 14.5% housing line is mostly utilities/maintenance, retained) → ≈€745–€760 rent-excluded ≈ $850–$865 at 1.1399 USD/EUR. Cross-check: Eurostat 2024 price level for household final consumption is 76% of EU-27 (vs Poland 72%), so Croatia should sit modestly above Poland's ~$753 — consistent. Rounded to $850.
Notas
Curated estimate with wide uncertainty: DZS publishes only an all-household average (no clean one-person basket) and the latest survey predates the euro (2022; next survey 2026). The single-person scaling and CPI uplift are transparent assumptions, not a measured figure — treat as ±20%. To be replaced when DZS HBS 2026 lands.
Domestic delivery qualityGood

Hrvatska pošta, DPD Hrvatska, GLS Hrvatska official service pages (composite)

Recopilado por SettleMetric

Datos a fecha de
1 jul 2026
Verificado
4 jul 2026
Método
Composite of national-operator and major-carrier official service data: Hrvatska pošta (national post, 24/7 paketomati), DPD Hrvatska (>1,300 pickup points incl. paketomat lockers), GLS (Flexdelivery — home/parcelshop/paketomat), Overseas Express, Box Now. 1–2 day delivery is normal in cities; locker density is lower than Poland's InPost-led market. Mapped to 'good' (reliable 1–3 day delivery, lockers in major cities) rather than 'excellent' (which requires nationwide next-day + a dense locker network as the default).
Notas
Reliable nationwide parcel delivery with growing locker networks; coastal/island coverage adds a day in low season.

A lo que estar atento

Internet speed40 Mbps

M-Lab NDT country aggregates for Croatia (HR), 2024

Datos abiertos

Datos a fecha de
16 ene 2024
Verificado
4 jul 2026
Método
Median of the daily country medians available in M-Lab's public stats API for Croatia 2024. NOTE: the public 2024 file currently exposes only the first ~16 days of January (~3,700 tests), so this is a partial-year figure (2023 partial file ≈ 33.6 Mbps).
Notas
M-Lab NDT is single-stream and reads well below Ookla-style figures (Croatian carriers advertise ~100 Mbps averages) — comparable ONLY within this criterion. Partial-window median because M-Lab's public API has not published Croatia's full 2024/2025 daily series; to be refreshed when a full-year file is available.

Mudarse con pareja e hijos en edad escolar.

Juega a tu favor

Homicide rate1,01/100k

Eurostat — police-recorded intentional homicide (ICCS 0101), rate per 100k, geo HR

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
2024 value (Eurostat, updated 2026-04-29). The rate is volatile year to year on Croatia's small base: 0.80 (2022), 0.68 (2023), 1.01 (2024). Still very low by global standards. World Bank/UNODC 2023 figure was ~0.67.
Private healthcare cost$1400/yr

Croatian private health-insurance market (dodatno / international comprehensive plans) — market midpoint; insurers quote on request

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Comprehensive basis (outpatient + inpatient), healthy 35-year-old resident foreigner. Genuinely comprehensive international private medical insurance runs ≈€50–150/mo; midpoint ≈€100/mo ≈ €1,200/yr ≈ $1,370–$1,400 at 1.1399 USD/EUR. Rounded to $1,400. Deliberately NOT the €180/yr public 'dopunsko' co-payment cover (which sits on top of mandatory HZZO), which would understate a comprehensive standalone premium and break cross-country comparability. Premiums are quoted on request, so this is a curated market midpoint, not a public engine quote.
Notas
Croatia's system differs from most: residents are covered by mandatory public HZZO (~€90–100/mo income-based contribution) and most people buy only cheap 'dopunsko' cover (€180/yr, 2026) that removes co-payments including hospital co-pays; comprehensive standalone private plans are less commonly needed. Standalone 'dodatno' plans span €160–930/yr but are supplemental, not full outpatient+inpatient replacements — hence the comprehensive figure is anchored on international private medical insurance instead.

A lo que estar atento

International schools6

Accreditor registries: IB (ibo.org individual school pages), Cambridge International, AEFE (aefe.gouv.fr), German ZfA/Auslandsschulwesen

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Count of Zagreb schools verified against a qualifying accreditor's own registry: (1) American International School of Zagreb — IB, ibo.org school 001466; (2) Matija Gubec International School — IB, ibo.org school 002363; (3) XV. Gimnazija — IB, ibo.org school 000618; (4) British International School of Zagreb — Cambridge International Education registered; (5) École française internationale de Zagreb — AEFE conventionné (aefe.gouv.fr/fr/etablissements/ecole-francaise-internationale-de-zagreb); (6) Deutsche Internationale Schule Zagreb — ZfA Deutsche Auslandsschule, KMK-recognised.
Notas
Only accreditor-verified schools are counted (not IB-only). Three further schools appear on aggregator lists — American Academy in Zagreb, Bright Horizons/International British School of Zagreb, PKG European School Zagreb — but could not be confirmed against a qualifying accreditor's own registry (IB/Cambridge/College Board/AEFE/ZfA/CIS/COBIS) at verification time, so they are excluded. Count is therefore a conservative floor (±2).
Air quality (PM2.5)13,9 µg/m³

EEA European city air quality viewer (Zagreb, 2024 annual mean; data reported to EEA under the EU Ambient Air Quality Directives)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
2024 annual mean PM2.5 for Zagreb, derived from urban/suburban background monitoring stations reported to the EEA. About 2.8× the WHO 2021 guideline (5 µg/m³); within the current EU limit value (25) but above the 2030 EU limit (10). Winter domestic heating and temperature inversions in the Sava basin are the main drivers; summers are cleaner. Not fetched from the interactive viewer directly (JS tool); value corroborated via the EEA-sourced EU air-quality tracker.

Optimizar impuestos, banca y normas sobre cripto.

Juega a tu favor

Crypto regulationLegal regulated

Porezna uprava — capital-income taxation of crypto disposals (12%); HANFA/HNB MiCA supervision

Fuente oficial

Datos a fecha de
1 jul 2026
Verificado
4 jul 2026
Notas
Holding/trading legal for individuals. Gains on crypto-to-fiat disposals taxed at 12% capital-income tax; crypto-to-crypto swaps untaxed; assets held over two years are exempt. EU MiCA applies — HANFA (with HNB) supervises CASPs; legacy VASPs registered before 2024-12-30 had until 2026-07-01 to obtain full CASP authorisation (HANFA granted the first MiCA CASP licence, Electrocoin, in April 2026). Classified legal-regulated: standard EU licensing + taxation, with a notably favourable long-term-holding exemption.
Financial control levelLow

Composite — EU free movement of capital (euro-area member) + Porezna uprava cash-payment and reporting rules

Recopilado por SettleMetric

Datos a fecha de
4 jul 2026
Verificado
4 jul 2026
Método
Composite of: euro-area member since 2023 (no domestic currency, full free movement of capital under EU law, no capital controls); euro is fully convertible; no FBAR-style personal foreign-account disclosure beyond EU CRS automatic exchange via banks; foreigners open bank accounts on standard EU AML terms. Business cash-payment limits apply (fiscalisation of cash receipts, statutory cap on large cash B2B transactions) but no consumer cash cap on personal funds. Low state control over personal money flows, consistent with other euro-area members.
Notas
Not scored on a per-euro-figure basis; classification. IMF AREAER not re-fetched this cycle — euro-area status makes capital controls legally impossible, so the low band is robust.
Freelancer tax burden7,6%

SettleMetric tax engine over official 2026 rules (Porezna uprava — Obrtnici paušalisti)

Recopilado por SettleMetric

Datos a fecha de
1 ene 2026
Verificado
4 jul 2026
Método
Best eligible scheme hr-pausalni-obrt at €60,000 revenue (top lump-sum bracket €50,000.01–60,000): lump-sum income tax = 12% of the fixed €9,000 bracket base = €1,080; fixed social contributions on the €797.20 base = €290.98/mo × 12 = €3,491.76 (independent of income). Total burden €4,571.76 / €60,000 = 7.62%. The paušal ignores expenses, so the 10%-expenses assumption does not change the burden; €60,000 is exactly the regime's revenue cap.

Priorizar la seguridad, el aire y una vida diaria sencilla.

Juega a tu favor

Homicide rate1,01/100k

Eurostat — police-recorded intentional homicide (ICCS 0101), rate per 100k, geo HR

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
2024 value (Eurostat, updated 2026-04-29). The rate is volatile year to year on Croatia's small base: 0.80 (2022), 0.68 (2023), 1.01 (2024). Still very low by global standards. World Bank/UNODC 2023 figure was ~0.67.
Cost of living (single, excl. rent)$850/mo

DZS Household Budget Survey 2022 (all-household COICOP structure), CPI-uplifted and single-person-scaled; cross-checked vs Eurostat price levels

Recopilado por SettleMetric

Datos a fecha de
31 may 2026
Verificado
4 jul 2026
Método
DZS HBS 2022 average consumption = 110,446 HRK/household/yr = €1,221.6/mo (fixed rate 7.53450 HRK/EUR). CPI-uplifted 2022→mid-2026 (Croatia HICP ~×1.20) → ≈€1,466/mo per household; scaled to a single-person household (~0.63 of the all-household average, EU HBS pattern) → ≈€924; net of the small actual-rentals sliver of the housing line (Croatia is ~93% owner-occupied, so the 14.5% housing line is mostly utilities/maintenance, retained) → ≈€745–€760 rent-excluded ≈ $850–$865 at 1.1399 USD/EUR. Cross-check: Eurostat 2024 price level for household final consumption is 76% of EU-27 (vs Poland 72%), so Croatia should sit modestly above Poland's ~$753 — consistent. Rounded to $850.
Notas
Curated estimate with wide uncertainty: DZS publishes only an all-household average (no clean one-person basket) and the latest survey predates the euro (2022; next survey 2026). The single-person scaling and CPI uplift are transparent assumptions, not a measured figure — treat as ±20%. To be replaced when DZS HBS 2026 lands.

A lo que estar atento

Air quality (PM2.5)13,9 µg/m³

EEA European city air quality viewer (Zagreb, 2024 annual mean; data reported to EEA under the EU Ambient Air Quality Directives)

Datos abiertos

Datos a fecha de
31 dic 2024
Verificado
4 jul 2026
Notas
2024 annual mean PM2.5 for Zagreb, derived from urban/suburban background monitoring stations reported to the EEA. About 2.8× the WHO 2021 guideline (5 µg/m³); within the current EU limit value (25) but above the 2030 EU limit (10). Winter domestic heating and temperature inversions in the Sava basin are the main drivers; summers are cleaner. Not fetched from the interactive viewer directly (JS tool); value corroborated via the EEA-sourced EU air-quality tracker.
Climate comfort5/12 mo

SettleMetric computation over climate-normals (Zagreb-Maksimir WMO 14240)

Recopilado por SettleMetric

Datos a fecha de
31 dic 2020
Verificado
4 jul 2026
Método
Months with mean daily max 15–28°C and precipitation < 150mm: Apr (18.0°C), May (22.4°C), Jun (26.2°C), Sep (22.6°C), Oct (17.0°C) = 5. Jul and Aug are excluded because mean daily max is 28.1°C, just above the 28°C ceiling; Mar (13.0°C) is below the 15°C floor.

16

Comparar Zagreb

Panorama completo del país:

resumen de Croatia