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Cost of living in Thailand

A single person living in Thailand spends around $560/month excluding rent. Per-city numbers below, every figure with its source; rent is shown separately in the Housing sections, by apartment type.

Verified

At a glance

What the tags meanofficial — live figure from a government or authorityopen data — open dataset (Eurostat, EEA, M-Lab, UdSC…)survey — survey or index estimatecurated — SettleMetric-assembled estimate — open the source for the method
Cost of living
i

Thai National Statistical Office (NSO) Household Socio-Economic Survey — average monthly household expenditure, via TPSO (Ministry of Commerce)

Curated by SettleMetric

Data as of
Mar 31, 2025
Verified
Jul 4, 2026
Method
NSO average monthly household expenditure ≈ 21,027 THB (March 2025). Removing about half of the 24.65% housing-&-utilities line as rent/imputed rent gives a household non-rent basket of ≈ 18,435 THB ≈ $553 at 33.32 THB/USD (37.976 THB/EUR ÷ 1.1399 USD/EUR, ECB 2026-07-02); used as a proxy for a single-person non-rent basket (a solo resident's non-rent spend roughly matches a small household's). Rounded to $560.
Notes
Whole-kingdom national average — Bangkok and expat-style living run higher (commonly ~$650–750/month excluding rent in market estimates). Non-rent basket: food, utilities, transport & communications, health, recreation, clothing (see cost-breakdown).
$560/mo
2025curated
Rent: 1-bedroom (city avg)
i

Global Property Guide — Thailand rental data (portal asking prices)

Curated by SettleMetric

Data as of
Jan 31, 2026
Verified
Jul 4, 2026
Method
Bangkok 1-bedroom condo average asking rent from portal reports ≈ 16,000–20,000 THB/month; broader Thailand (incl. Chiang Mai ≈ 12,000 THB) is lower. Country average taken as ≈ 16,000 THB ≈ $480 at 33.32 THB/USD.
Notes
Provisional country-level figure anchored on Bangkok (the largest covered city); to be replaced by a population-weighted average once city files (Bangkok, Chiang Mai, Phuket) are added. Central prime districts (Thonglor, Phrom Phong, Sathorn) run far higher (40,000–60,000 THB). Global Property Guide aggregates portal listings — a curated proxy, not an official statistic.
$480/mo
2026curated
Private health
i

Pacific Cross Thailand / Cigna / AXA comprehensive expat plans — market midpoint; insurers quote on request

Curated by SettleMetric

Data as of
Jul 4, 2026
Verified
Jul 4, 2026
Method
Comprehensive (inpatient + outpatient) private medical insurance for a healthy 35-year-old resident foreigner: international/expat plans with solid inpatient cover run ≈ 25,000–65,000 THB/year; a healthy-35 midpoint ≈ 40,000–45,000 THB ≈ $1,200–1,350 at 33.32 THB/USD. Recorded midpoint ≈ $1,300. Local Thai policies are cheaper (12,000–35,000 THB) but carry more exclusions/territorial limits. Premiums are quoted on request, so this is a curated market midpoint, not a single public engine quote.
Notes
Thailand has no universal coverage for foreigners; residents typically buy private cover or pay out of pocket at Thailand's (relatively low-cost, high-quality) private hospitals. Long-stay visas (e.g. some retirement/LTR conditions) require minimum inpatient/outpatient coverage. Medical inflation ~5–8%/yr. Range ≈ $750–1,950.
$1,300/yr
2026curated
What a single person spends each month (excl. rent)
i

Thai National Statistical Office (NSO) Household Socio-Economic Survey (category shares), via TPSO

Curated by SettleMetric

Data as of
Mar 31, 2025
Verified
Jul 4, 2026
Method
NSO household expenditure by category (March 2025, 21,027 THB/household): food & non-alcoholic 39.13%, transport & communications 22.50%, housing & utilities 24.65% (utilities-only shown, rent excluded ≈ half), health 6.35%, recreation & education 4.03%, clothing 2.10%, alcohol & tobacco 1.24%. Converted at 33.32 THB/USD. Line items sum to ≈ $553, matching the ~$560 cost-of-living aggregate. National average — city living runs higher.
total 553 USD/mo
Food & non-alcoholic beverages247 USD
Transport & communications142 USD
Utilities (electricity, water, gas)78 USD
Health & personal care40 USD
Recreation & education25 USD
Clothing & footwear13 USD
Alcohol & tobacco8 USD

National household-budget-survey basket. Rent is shown separately below.

Details

CriterionValueScore
Cost of living (single, excl. rent)560USD/month, single person, excluding rent
i

Thai National Statistical Office (NSO) Household Socio-Economic Survey — average monthly household expenditure, via TPSO (Ministry of Commerce)

Curated by SettleMetric

Data as of
Mar 31, 2025
Verified
Jul 4, 2026
Method
NSO average monthly household expenditure ≈ 21,027 THB (March 2025). Removing about half of the 24.65% housing-&-utilities line as rent/imputed rent gives a household non-rent basket of ≈ 18,435 THB ≈ $553 at 33.32 THB/USD (37.976 THB/EUR ÷ 1.1399 USD/EUR, ECB 2026-07-02); used as a proxy for a single-person non-rent basket (a solo resident's non-rent spend roughly matches a small household's). Rounded to $560.
Notes
Whole-kingdom national average — Bangkok and expat-style living run higher (commonly ~$650–750/month excluding rent in market estimates). Non-rent basket: food, utilities, transport & communications, health, recreation, clothing (see cost-breakdown).
9.7
Private healthcare cost1,300USD/year, comprehensive private insurance premium, healthy 35-year-old
i

Pacific Cross Thailand / Cigna / AXA comprehensive expat plans — market midpoint; insurers quote on request

Curated by SettleMetric

Data as of
Jul 4, 2026
Verified
Jul 4, 2026
Method
Comprehensive (inpatient + outpatient) private medical insurance for a healthy 35-year-old resident foreigner: international/expat plans with solid inpatient cover run ≈ 25,000–65,000 THB/year; a healthy-35 midpoint ≈ 40,000–45,000 THB ≈ $1,200–1,350 at 33.32 THB/USD. Recorded midpoint ≈ $1,300. Local Thai policies are cheaper (12,000–35,000 THB) but carry more exclusions/territorial limits. Premiums are quoted on request, so this is a curated market midpoint, not a single public engine quote.
Notes
Thailand has no universal coverage for foreigners; residents typically buy private cover or pay out of pocket at Thailand's (relatively low-cost, high-quality) private hospitals. Long-stay visas (e.g. some retirement/LTR conditions) require minimum inpatient/outpatient coverage. Medical inflation ~5–8%/yr. Range ≈ $750–1,950.
7.8

City detail pages: Bangkok · Chiang Mai · Phuket