Cost of living in Latvia
A single person living in Latvia spends around $873/month excluding rent. Per-city numbers below, every figure with its source; rent is shown separately in the Housing sections, by apartment type.
VerifiedUpdated
At a glance
Curated by SettleMetric
- Data as of
- Dec 31, 2025
- Verified
- Oct 19, 2026
- Method
- One-person households spent €798.57 a month in the Central Statistical Bureau's 2025 Household Budget Survey (CSP table MBI031, published 17 August 2026; consumption in cash and in kind, imputed rent not included). The survey is current-year, so no inflation uplift applies. Actual rentals are removed: Eurostat's HBS 2020 structure for Latvian one-adult households puts actual rentals at 23 per mille of consumption that includes 196 per mille of imputed rent, i.e. 23 / 804 = 2.86% of consumption without imputed rent, = €22.84 a month. €798.57 − €22.84 = €775.73, × 1.1253 USD/EUR (ECB, 2026-10-16) = $873. The 13 ECOICOP v2 divisions are summed in cost-breakdown.
- Notes
- The 2025 survey (2,063 responding households, 20% response rate) is Latvia's first to use ECOICOP version 2 and, by the CSP's own warning, is not fully comparable with 2019 and earlier. One-person households include many pensioners, so the basket is an average for people living alone, not a working remote worker's. The rent split is the weakest input, because the CSP does not publish rentals by household type; using the all-household 2025 share of rentals instead (€164.65 of €7,428.08 a year, 2.2%) would remove €17.70 rather than €22.84, a $6 difference. Cross-check: the CSP's 2019 one-person figure (€513.62 a month) lifted by Latvia's HICP from the 2019 to the 2025 annual average (108.53 → 150.85, ×1.390) gives €714, 11% below the 2025 survey figure.
Official source
- Data as of
- Oct 19, 2026
- Verified
- Oct 19, 2026
- Notes
- Not priced. No Latvian insurer publishes a premium for a comprehensive individual policy. BTA's private-persons page is written for employers and gives programme descriptions with benefit limits but no premiums; Balta lists health cover only for companies; ERGO describes its PRIORA and PRIORA PLUS programmes without prices and offers a quote-request form; Compensa (Compensa Seesam and Compensa Life) offers a quote form and a PDF application, again without prices. The one public price list found is If's, on its application page, by age band. For a 35-year-old (band 24-36) it shows EUR 420 a year for programme 1 (about USD 473 at 1.1253) or EUR 770 a year with paid operations for programme 2 (about USD 866), valid only for people who have not held an If private health policy before. It is not a comprehensive policy and is not recorded as the value: the total insured sum is EUR 3,000, it pays the statutory patient co-payments in the state system, 50% of paid outpatient services and diagnostics, and in programme 2 paid operations up to EUR 450; cover applies in the Baltic states, starts one month after purchase and runs 12 months. For reference, the remote-work long-stay visa (PMLP) requires a policy valid in Latvia and the Schengen states with a minimum liability limit of EUR 42,600 (Cabinet Regulation 591, point 7.2; the minimum cover is urgent care, treatment of life-threatening conditions in hospital, transport and repatriation). If's foreigners' policy built to that rule lists a first-year price of EUR 55 for ages up to 64 (about USD 62; EUR 50 deductible) and EUR 300 for ages 65 to 80, but it covers emergencies only.
Curated by SettleMetric
- Data as of
- Dec 31, 2025
- Verified
- Oct 19, 2026
- Method
- Monthly euro spending of one-person households by ECOICOP v2 division in the CSP's 2025 survey (food 210.19, housing 168.49, health 65.37, transport 57.82, recreation 55.42, information and communication 42.92, personal care and miscellaneous 40.03, restaurants and accommodation 39.22, furnishings 38.58, clothing 28.22, alcohol and tobacco 25.70, insurance and financial services 22.93, education 3.68; total 798.57), each × 1.1253 USD/EUR (ECB, 2026-10-16). Actual rentals (€22.84, see cost-of-living-single) are taken out of the housing division, leaving €145.64; the items sum to $873, the cost-of-living-single figure.
- Notes
- The CSP publishes household type only at the level of the 13 divisions, so the housing line cannot be split further for one-person households (energy, water, maintenance). For all households in 2025, electricity, gas, solid fuels and heat were 55% of the housing division and water, refuse, sewage and building charges 26%.
National household-budget-survey basket. Rent is shown separately below.
Details
Cost of living (single, excl. rent)873USD/month, single person, excluding rent8.1
What this measures
Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.
Curated by SettleMetric
- Data as of
- Dec 31, 2025
- Verified
- Oct 19, 2026
- Method
- One-person households spent €798.57 a month in the Central Statistical Bureau's 2025 Household Budget Survey (CSP table MBI031, published 17 August 2026; consumption in cash and in kind, imputed rent not included). The survey is current-year, so no inflation uplift applies. Actual rentals are removed: Eurostat's HBS 2020 structure for Latvian one-adult households puts actual rentals at 23 per mille of consumption that includes 196 per mille of imputed rent, i.e. 23 / 804 = 2.86% of consumption without imputed rent, = €22.84 a month. €798.57 − €22.84 = €775.73, × 1.1253 USD/EUR (ECB, 2026-10-16) = $873. The 13 ECOICOP v2 divisions are summed in cost-breakdown.
- Notes
- The 2025 survey (2,063 responding households, 20% response rate) is Latvia's first to use ECOICOP version 2 and, by the CSP's own warning, is not fully comparable with 2019 and earlier. One-person households include many pensioners, so the basket is an average for people living alone, not a working remote worker's. The rent split is the weakest input, because the CSP does not publish rentals by household type; using the all-household 2025 share of rentals instead (€164.65 of €7,428.08 a year, 2.2%) would remove €17.70 rather than €22.84, a $6 difference. Cross-check: the CSP's 2019 one-person figure (€513.62 a month) lifted by Latvia's HICP from the 2019 to the 2025 annual average (108.53 → 150.85, ×1.390) gives €714, 11% below the 2025 survey figure.
Private healthcare costno verified data—
What this measures
Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.
Not priced. No Latvian insurer publishes a premium for a comprehensive individual policy. BTA's private-persons page is written for employers and gives programme descriptions with benefit limits but no premiums; Balta lists health cover only for companies; ERGO describes its PRIORA and PRIORA PLUS programmes without prices and offers a quote-request form; Compensa (Compensa Seesam and Compensa Life) offers a quote form and a PDF application, again without prices. The one public price list found is If's, on its application page, by age band. For a 35-year-old (band 24-36) it shows EUR 420 a year for programme 1 (about USD 473 at 1.1253) or EUR 770 a year with paid operations for programme 2 (about USD 866), valid only for people who have not held an If private health policy before. It is not a comprehensive policy and is not recorded as the value: the total insured sum is EUR 3,000, it pays the statutory patient co-payments in the state system, 50% of paid outpatient services and diagnostics, and in programme 2 paid operations up to EUR 450; cover applies in the Baltic states, starts one month after purchase and runs 12 months. For reference, the remote-work long-stay visa (PMLP) requires a policy valid in Latvia and the Schengen states with a minimum liability limit of EUR 42,600 (Cabinet Regulation 591, point 7.2; the minimum cover is urgent care, treatment of life-threatening conditions in hospital, transport and repatriation). If's foreigners' policy built to that rule lists a first-year price of EUR 55 for ages up to 64 (about USD 62; EUR 50 deductible) and EUR 300 for ages 65 to 80, but it covers emergencies only.
City detail pages: Riga