CITY / CITYVerified city comparison
BrnovsTartu.
Brno is stronger on 6 of 8 headline facts; Tartu on 1. Cost of living (single, excl. rent): Brno $785/mo, Tartu $900/mo. Freelancer tax burden: Brno 13%, Tartu 22%. Climate comfort: Brno 6/12 mo, Tartu 5/12 mo.
VerifiedUpdated
14 compared criteria · 28 sources · country-level facts are clearly inherited
cz / ee · SettleMetric
01
The key differences
The key numbers head-to-head — the stronger side is marked. The overall score stays decoration; what matters is which facts fit you.
Headline result
Brno leads on 6 of 8
Brno
6
Tartu
1
01Cost of living (single, excl. rent)
Brnostronger
$785/mo
ČSÚ — Household Consumption Expenditures 2024 (per-capita CZ-COICOP), CPI-uplifted
Curated by SettleMetric
- Data as of
- Jun 30, 2026
- Verified
- Jul 4, 2026
- Method
- ČSÚ 2024 all-households per-capita consumption 212,569 CZK/yr minus actual rentals (04.1) 19,621 CZK → 192,948 CZK/yr = 16,079 CZK/mo excluding rent; uplifted by CPI to mid-2026 (2025 avg +2.5%, +~1.1% into 2026 → ×1.037) → ≈16,674 CZK/mo; converted at 21.244 CZK/USD (ECB 2026-07-02, EUR/CZK 24.216 ÷ EUR/USD 1.1399) → ≈$785. All-households per-capita basis (single-person basket not separately published in this release); city living runs somewhat higher.
Tartu
$900/mo
Statistics Estonia Household Budget Survey (per-member consumption), CPI-uplifted
Curated by SettleMetric
- Data as of
- May 31, 2026
- Verified
- Jul 4, 2026
- Method
- Statistics Estonia HBS per-household-member consumption €5,723.4/yr (2020, latest detailed survey) minus the dwelling line €932.6/yr → €4,790.8/yr ≈ €399/mo non-housing. CPI-uplifted 2020→mid-2026 ×1.51 (annual HICP 2021 4.7%, 2022 19.4%, 2023 9.2%, 2024 3.7%, 2025 4.8%, 2026 partial) → ≈€602/mo per member; ×1.35 single-person (no household economies of scale) → ≈€813/mo; ×1.1399 EUR/USD (ECB 2026-07-02) → ≈$927, rounded to ~$900 for a defined single basket excluding rent.
- Notes
- Estonia's HBS is now only every ~5 years (last detailed 2020), so this is a CPI-uplifted survey figure, not a fresh basket. Estonia's price level is close to the EU average (higher than Poland). The single-person uplift and the CPI chain are the main uncertainties; re-verify against the 2026 HBS wave when published.
02Freelancer tax burden
Brnostronger
13%
SettleMetric tax engine over official 2026 rules (Finanční správa, ČSSZ, VZP)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Best eligible scheme cz-osvc-pausal-60 at €60,000 revenue = 1,452,960 CZK (ECB EUR/CZK 24.216): 60% expense lump-sum → profit 581,184; social 29.2%×55% = 93,338.15; health 13.5%×50% = 39,663.27 (min floor); PIT (581,184 − 205,600 allowance) × 15% = 56,337.60; total levies 189,339.02 → 13.03%. The paušální-daň Band 2 (200,940 CZK fixed) gives 13.83%, so the 60% lump-sum wins at this income. Expenses are the statutory 60% flat rate, not actual costs.
Tartu
22%
SettleMetric tax engine over official 2026 Estonian rules (emta.ee)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Best eligible scheme = ee-ou-distributed-profit (OÜ, distribute all profit). At €60,000 profit fully distributed, corporate income tax = 22/78 of the net dividend = 22% of gross profit = €13,200; net €46,800 → 22.0% burden. No personal dividend tax from 2025. The direct self-employment form (ee-fie-sole-proprietor) is far heavier (~44.7% at €60k, driven by 33% social tax); the OÜ route is the favourable one a solo IT earner would actually pick. Expenses assumed nil at this profile.
- Notes
- The 22% figure is the OÜ dividend route, which requires running a company (trivial in Estonia via e-Residency). It excludes any tax the owner's country of tax residence levies on the dividend, and excludes taking money as salary (which would raise the burden to ~40% via 33% social tax). The legislated 2026 rise to 24% was cancelled in June 2025, so 22/78 holds.
03Homicide rate
Brnostronger
0.77/100k
UNODC / World Bank — intentional homicides per 100,000 (Czechia, 2023)
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 4, 2026
- Notes
- UNODC series via World Bank: 0.768 per 100,000 in 2023 (down from 0.815 in 2022). Rounded to 0.77. 2024 not yet published at the national series level on checked sources.
Tartu
1.32/100k
Eurostat — police-recorded intentional homicide (ICCS 0101), per hundred thousand inhabitants
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Notes
- Eurostat police-recorded rate: 1.32 (2024), 1.35 (2023), 1.43 (2022) — a clear downward trend. Police-recorded figures can include attempts, so the completed-homicide rate is likely lower; UNODC completed-homicide series is the preferred cross-check but was not re-read this cycle.
04Climate comfort
Brnostronger
6/12 mo
SettleMetric computation over climate-normals
Curated by SettleMetric
- Data as of
- Dec 31, 2020
- Verified
- Jul 4, 2026
- Method
- Months with mean daily max 15–28°C and precipitation < 150mm: Apr (16.1°C), May (20.4), Jun (24.1), Jul (26.5), Aug (26.4), Sep (20.5) = 6. October misses at 14.1°C. One more pleasant month than Prague (whose April is 14.5°C), consistent with Brno's slightly warmer Moravian climate.
Tartu
5/12 mo
SettleMetric computation over Tartu-Tõravere climate-normals (WMO 26242)
Curated by SettleMetric
- Data as of
- Dec 31, 2020
- Verified
- Oct 2, 2026
- Method
- Months whose mean daily maximum is between 15 and 28 °C and whose precipitation is under 150 mm: May (17.1 °C, 54.0 mm), June (20.6 °C, 87.5 mm), July (23.1 °C, 66.7 mm), August (21.8 °C, 78.6 mm), September (16.3 °C, 55.2 mm) = 5. April (11.1 °C) and October (9.2 °C) are too cool, and so are November to March.
05Internet speed
Brnostronger
30 Mbps
M-Lab NDT country aggregates for Czechia
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 4, 2026
- Method
- Median of 343 daily country medians, 957,549 download tests (2023 — latest full year in M-Lab's public stats API; 2025/2026 files not yet published).
- Notes
- M-Lab NDT is single-stream and reads well below Ookla-style figures (Czech fixed broadband commonly markets 100–1000 Mbps) — comparable only within this criterion.
Tartu
27 Mbps
M-Lab NDT country aggregates for Estonia
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 4, 2026
- Notes
- M-Lab NDT single-stream median (2023, latest full year in M-Lab's public stats API; 2025/2026 files not yet published). NDT reads well below Ookla-style figures and is comparable only within this criterion; the sampled daily median was ~26.8 Mbps — Estonia's actual retail fibre speeds are far higher, but only the M-Lab figure is used for cross-country consistency. The full-year median should be recomputed from the M-Lab BigQuery export for precision.
06English proficiency
Brno
High
EF EPI 2025 (rank 23/123, score 582 — High band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Own band informed by EF EPI 2025 (attribution: EF Education First): Czechia rank 23/123, score 582, EF 'High'/B2 band. English is broadly workable in Prague/Brno and the service and tech sectors, thinner in smaller towns and public offices. Czech is the sole official language.
Tartu
High
EF English Proficiency Index 2025 (Estonia score 561, rank ~31 — High band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Own band informed by EF EPI (attribution: EF Education First). Estonia sits in EF's 'High' band (score 561, 2025). English is widely spoken among younger Estonians and in the tech/service sectors and e-government works in English; Russian remains common among the older Russian-speaking minority. Estonian is the sole official language.
07Private healthcare cost
Brnostronger
$1,186/yr
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Comprehensive (outpatient + inpatient/hospital, benefit limit 1.8–10 million CZK/event, ~EUR 400,000) commercial medical insurance for foreigners — PVZP Comprehensive EXCLUSIVE and comparable UNIQA/Slavia/Maxima/Ergo products — runs ≈1,700–2,500 CZK/month for a healthy 35-year-old. Midpoint ≈2,100 CZK/mo ≈ 25,200 CZK/yr ≈ $1,186 at 21.244 CZK/USD (range ≈ $960–$1,412). Premiums are quoted on request, so this is a curated market midpoint.
- Notes
- Residents with a residence permit and local work/business are covered by mandatory public health insurance (VZP etc.) at 13.5% of the assessment base — comprehensive commercial cover is mainly for those not yet in the public system (long-stay visa holders must carry it). This figure is the comprehensive with-inpatient tier, chosen to be comparable with other countries' comprehensive plans; a cheaper 'basic' (urgent-care-only) foreigner plan starts around 900 CZK/mo.
Tartu
$1,231/yr
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Comprehensive private medical insurance covering outpatient + inpatient (with a small deductible) for a healthy 35-year-old runs ≈€50–150/month across Estonian insurers (ERGO, If, Elama and international IPMI providers); midpoint ≈€90/mo ≈ €1,080/yr ≈ $1,231 at 1.1399 EUR/USD (range ≈ $684–$2,052). Cross-checked against the Estonian Health Insurance Fund (Tervisekassa) VOLUNTARY public-equivalent premium of €272/mo = €3,264/yr (≈$3,721) — broader cover but a useful upper anchor. Premiums quoted on request, so this is a curated market midpoint.
- Notes
- Most residents rely on mandatory public health insurance funded via the 33% social tax (13pp of it is health); private cover is supplementary/optional. Foreigners not yet in the public system can buy the Tervisekassa voluntary insurance (€272/mo from 1 Jan 2026) or private plans. The $1,231 figure is the private comprehensive market midpoint, chosen for cross-country comparability.
08Air quality (PM2.5)
Brno
13.3 µg/m³
EEA European city air quality viewer (City_AQ_Viewer_2026)
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Method
- EEA city viewer value for Brno = 13.3 µg/m³ (2024 annual mean, aggregated from Brno's monitoring stations). Read via the EEA-verified-data tracker eu-airquality.com/czechia/brno (which republishes the EEA city viewer figures) because the EEA viewer itself renders inside a Tableau canvas not machine-readable to automated fetches; the value is EEA's own.
- Notes
- About 2.7× the WHO 2021 guideline (5 µg/m³), within the current EU limit (25) but above the 2030 EU limit (10), so Brno is 'not on track' for 2030 compliance per EEA. Corroborated by the aqicn/ČHMÚ Brno historical annual series (18.8 in 2017 → 15.7 in 2019 → 13.5 in 2020), a clear downward trend consistent with 13.3 in 2024. Lower than Kraków (19.5) and close to Prague (~12); the ČHMÚ tabular yearbook HTML pages (per-station Brno-Tuřany/Brno-Výstaviště) were not machine-readable this cycle, so the EEA city aggregate is used as the primary figure.
Tartustronger
4.6 µg/m³
European Environment Agency — Air Quality Statistics (E1a validated), station EE0021A "Tartu"
Open data
- Data as of
- Dec 31, 2025
- Verified
- Oct 2, 2026
- Method
- Validated (E1a, verification flag 1) 2025 annual mean at station EE0021A "Tartu", an urban background site at 58.3706°N 26.7347°E, 1.3 km from Raekoja plats: 4.546 µg/m³ on 98.63% data coverage, from daily samples, queried from the EEA statistics service on 2026-10-02. It is the only Tartu station in the EEA's PM2.5 statistics. Earlier years at the same station: 4.834 µg/m³ in 2024 (98.63%) and 5.749 in 2023 (99.18%). The WHO Ambient Air Quality Database v8.0 (2026) carries the same 4.83 µg/m³ for Tartu/EST in 2024 at 99% coverage; its 2025 row, 5.27 at 88% coverage, predates validation, so the EEA's validated 2025 value is used.
- Notes
- ONE STATION: the figure describes the city's background level and says nothing about traffic corridors. Under the WHO 2021 guideline of 5 µg/m³ in 2024 and 2025, above it in 2023, and well under the EU limit of 10 µg/m³ that applies from 2030. The WHO series for the same station has fallen from 9.23 µg/m³ in 2014 to 5.75 in 2023. Tallinn's background station, Õismäe, read 3.42 µg/m³ in 2024 and 3.62 in 2025 in the same EEA statistics, so Tartu's background level runs about a quarter to two-fifths higher.
02
Which city fits your plan?
Each lens weighs only the facts that matter to that plan, and names the side it favours.
Remote IT / freelancer
Contract or freelance in tech, billing clients abroad.
Brno fits better — 3 of 5
01Freelancer tax burden
Brnostronger
13%
SettleMetric tax engine over official 2026 rules (Finanční správa, ČSSZ, VZP)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Best eligible scheme cz-osvc-pausal-60 at €60,000 revenue = 1,452,960 CZK (ECB EUR/CZK 24.216): 60% expense lump-sum → profit 581,184; social 29.2%×55% = 93,338.15; health 13.5%×50% = 39,663.27 (min floor); PIT (581,184 − 205,600 allowance) × 15% = 56,337.60; total levies 189,339.02 → 13.03%. The paušální-daň Band 2 (200,940 CZK fixed) gives 13.83%, so the 60% lump-sum wins at this income. Expenses are the statutory 60% flat rate, not actual costs.
Tartu
22%
SettleMetric tax engine over official 2026 Estonian rules (emta.ee)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Best eligible scheme = ee-ou-distributed-profit (OÜ, distribute all profit). At €60,000 profit fully distributed, corporate income tax = 22/78 of the net dividend = 22% of gross profit = €13,200; net €46,800 → 22.0% burden. No personal dividend tax from 2025. The direct self-employment form (ee-fie-sole-proprietor) is far heavier (~44.7% at €60k, driven by 33% social tax); the OÜ route is the favourable one a solo IT earner would actually pick. Expenses assumed nil at this profile.
- Notes
- The 22% figure is the OÜ dividend route, which requires running a company (trivial in Estonia via e-Residency). It excludes any tax the owner's country of tax residence levies on the dividend, and excludes taking money as salary (which would raise the burden to ~40% via 33% social tax). The legislated 2026 rise to 24% was cancelled in June 2025, so 22/78 holds.
02Internet speed
Brnostronger
30 Mbps
M-Lab NDT country aggregates for Czechia
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 4, 2026
- Method
- Median of 343 daily country medians, 957,549 download tests (2023 — latest full year in M-Lab's public stats API; 2025/2026 files not yet published).
- Notes
- M-Lab NDT is single-stream and reads well below Ookla-style figures (Czech fixed broadband commonly markets 100–1000 Mbps) — comparable only within this criterion.
Tartu
27 Mbps
M-Lab NDT country aggregates for Estonia
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 4, 2026
- Notes
- M-Lab NDT single-stream median (2023, latest full year in M-Lab's public stats API; 2025/2026 files not yet published). NDT reads well below Ookla-style figures and is comparable only within this criterion; the sampled daily median was ~26.8 Mbps — Estonia's actual retail fibre speeds are far higher, but only the M-Lab figure is used for cross-country consistency. The full-year median should be recomputed from the M-Lab BigQuery export for precision.
03English proficiency
Brno
High
EF EPI 2025 (rank 23/123, score 582 — High band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Own band informed by EF EPI 2025 (attribution: EF Education First): Czechia rank 23/123, score 582, EF 'High'/B2 band. English is broadly workable in Prague/Brno and the service and tech sectors, thinner in smaller towns and public offices. Czech is the sole official language.
Tartu
High
EF English Proficiency Index 2025 (Estonia score 561, rank ~31 — High band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Own band informed by EF EPI (attribution: EF Education First). Estonia sits in EF's 'High' band (score 561, 2025). English is widely spoken among younger Estonians and in the tech/service sectors and e-government works in English; Russian remains common among the older Russian-speaking minority. Estonian is the sole official language.
04Cost of living (single, excl. rent)
Brnostronger
$785/mo
ČSÚ — Household Consumption Expenditures 2024 (per-capita CZ-COICOP), CPI-uplifted
Curated by SettleMetric
- Data as of
- Jun 30, 2026
- Verified
- Jul 4, 2026
- Method
- ČSÚ 2024 all-households per-capita consumption 212,569 CZK/yr minus actual rentals (04.1) 19,621 CZK → 192,948 CZK/yr = 16,079 CZK/mo excluding rent; uplifted by CPI to mid-2026 (2025 avg +2.5%, +~1.1% into 2026 → ×1.037) → ≈16,674 CZK/mo; converted at 21.244 CZK/USD (ECB 2026-07-02, EUR/CZK 24.216 ÷ EUR/USD 1.1399) → ≈$785. All-households per-capita basis (single-person basket not separately published in this release); city living runs somewhat higher.
Tartu
$900/mo
Statistics Estonia Household Budget Survey (per-member consumption), CPI-uplifted
Curated by SettleMetric
- Data as of
- May 31, 2026
- Verified
- Jul 4, 2026
- Method
- Statistics Estonia HBS per-household-member consumption €5,723.4/yr (2020, latest detailed survey) minus the dwelling line €932.6/yr → €4,790.8/yr ≈ €399/mo non-housing. CPI-uplifted 2020→mid-2026 ×1.51 (annual HICP 2021 4.7%, 2022 19.4%, 2023 9.2%, 2024 3.7%, 2025 4.8%, 2026 partial) → ≈€602/mo per member; ×1.35 single-person (no household economies of scale) → ≈€813/mo; ×1.1399 EUR/USD (ECB 2026-07-02) → ≈$927, rounded to ~$900 for a defined single basket excluding rent.
- Notes
- Estonia's HBS is now only every ~5 years (last detailed 2020), so this is a CPI-uplifted survey figure, not a fresh basket. Estonia's price level is close to the EU average (higher than Poland). The single-person uplift and the CPI chain are the main uncertainties; re-verify against the 2026 HBS wave when published.
05Domestic delivery quality
Brno
Excellent
Packeta/Zásilkovna official news + Czech Post / carrier service pages (composite)
Curated by SettleMetric
- Data as of
- Dec 31, 2025
- Verified
- Jul 4, 2026
- Method
- Packeta/Zásilkovna: ~6,200 Z-BOX lockers + ~4,000 staffed pickup points (≈10,000 points in Czechia), 184 million parcels delivered in 2025; Czech Post (Česká pošta) nationwide with Balíkovna pickup; PPL, DPD, GLS, DHL nationwide with next-day standard. Dense locker + PUDO network; next-day delivery is the norm.
Tartu
Excellent
Omniva / SmartPosti / DPD Estonia official network pages (composite)
Curated by SettleMetric
- Data as of
- Dec 31, 2025
- Verified
- Jul 4, 2026
- Method
- Classified from national operator and carrier coverage data: Omniva (universal postal service provider) ~387 public parcel machines expanding toward ~600 plus community lockers; SmartPosti/Itella ~269 lockers + ~61 parcel points; DPD dense locker/pickup network; all three offer nationwide next-day delivery with standard real-time tracking. Meets the 'excellent' bar (nationwide next-day, dense locker network, tracking standard).
- Notes
- Omniva (universal postal provider) operates ~387 public parcel machines (expanding toward ~600 plus community lockers), SmartPosti (Itella) ~269 lockers + ~61 parcel points, and DPD a dense pickup/locker network; all three offer nationwide next-day delivery. Estonia has one of the densest parcel-locker networks per capita in Europe — locker delivery is the e-commerce default. Real-time tracking is standard.
Family
Relocating with a partner and school-age children.
A close call for this plan
01International schools
Brno
1
IB World Schools directory (find-an-ib-school, keyword Brno) + CIS re-accreditation notice
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- IB 'Find an IB World School' returned exactly one match for keyword 'Brno': International School of Brno / 'Brno International School s.r.o.' (IB code 004892, Čejkovická 10, Brno-Vinohrady) — IB PYP authorized 2017, IB DP 2020. The same institution is a CIS member (re-accredited by the Council of International Schools on 24 June 2024) and a Cambridge International centre (IGCSE/A Level). IB, CIS and Cambridge here all refer to one school, so it is counted once.
- Notes
- Count = 1. International School of Brno is described by its own and third-party sources as the only internationally accredited school in Brno and the only IB World School in South Moravia; no separate AEFE (French), German Auslandsschulwesen, or additional CIS/COBIS-accredited school was found in the Brno metro. The French Lycée and German school with those accreditations are in Prague, not Brno.
Tartustronger
2
Curated by SettleMetric
- Data as of
- Oct 2, 2026
- Verified
- Oct 2, 2026
- Method
- Miina Härma Gümnaasium, a municipal school: on the IB's own school page an IB World School since 11 May 2011, authorised for the Diploma Programme on 11 May 2011, the Primary Years Programme on 18 June 2014 and the Middle Years Programme on 15 February 2019, IB school code 006552, read via the Internet Archive snapshot of 2025-04-28 because ibo.org answers our requests with a Cloudflare challenge. Tartu International School, private: listed by the Ministry as an IB school offering the Primary Years Programme (preschool, ages 3–6, and ages 6–12), IB school code 060016. Its IB page could not be read — ibo.org is blocked and the Internet Archive holds no capture of it — so its authorisation rests on the Ministry's listing, which the school's own website still matched on 2026-10-02. Registries add nothing: the CIS membership directory (read 2026-10-02) lists two Estonian members, both in Tallinn; COBIS's school-search data (read 2026-09-27) lists no school in Estonia; and the only Accredited European School in Estonia is in Tallinn.
- Notes
- Miina Härma is funded by the city and free of charge, with enrolment criteria set by agreement; it is the only school in Tartu offering the IB Middle Years and Diploma Programmes. Tartu International School covers the primary years only. The Ministry also lists two English-language kindergartens in Tartu, the English group of the private nursery school TERAKE and Tartu International Kindergarten; they are not schools and are not counted.
02Homicide rate
Brnostronger
0.77/100k
UNODC / World Bank — intentional homicides per 100,000 (Czechia, 2023)
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 4, 2026
- Notes
- UNODC series via World Bank: 0.768 per 100,000 in 2023 (down from 0.815 in 2022). Rounded to 0.77. 2024 not yet published at the national series level on checked sources.
Tartu
1.32/100k
Eurostat — police-recorded intentional homicide (ICCS 0101), per hundred thousand inhabitants
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Notes
- Eurostat police-recorded rate: 1.32 (2024), 1.35 (2023), 1.43 (2022) — a clear downward trend. Police-recorded figures can include attempts, so the completed-homicide rate is likely lower; UNODC completed-homicide series is the preferred cross-check but was not re-read this cycle.
03Private healthcare cost
Brnostronger
$1,186/yr
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Comprehensive (outpatient + inpatient/hospital, benefit limit 1.8–10 million CZK/event, ~EUR 400,000) commercial medical insurance for foreigners — PVZP Comprehensive EXCLUSIVE and comparable UNIQA/Slavia/Maxima/Ergo products — runs ≈1,700–2,500 CZK/month for a healthy 35-year-old. Midpoint ≈2,100 CZK/mo ≈ 25,200 CZK/yr ≈ $1,186 at 21.244 CZK/USD (range ≈ $960–$1,412). Premiums are quoted on request, so this is a curated market midpoint.
- Notes
- Residents with a residence permit and local work/business are covered by mandatory public health insurance (VZP etc.) at 13.5% of the assessment base — comprehensive commercial cover is mainly for those not yet in the public system (long-stay visa holders must carry it). This figure is the comprehensive with-inpatient tier, chosen to be comparable with other countries' comprehensive plans; a cheaper 'basic' (urgent-care-only) foreigner plan starts around 900 CZK/mo.
Tartu
$1,231/yr
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Comprehensive private medical insurance covering outpatient + inpatient (with a small deductible) for a healthy 35-year-old runs ≈€50–150/month across Estonian insurers (ERGO, If, Elama and international IPMI providers); midpoint ≈€90/mo ≈ €1,080/yr ≈ $1,231 at 1.1399 EUR/USD (range ≈ $684–$2,052). Cross-checked against the Estonian Health Insurance Fund (Tervisekassa) VOLUNTARY public-equivalent premium of €272/mo = €3,264/yr (≈$3,721) — broader cover but a useful upper anchor. Premiums quoted on request, so this is a curated market midpoint.
- Notes
- Most residents rely on mandatory public health insurance funded via the 33% social tax (13pp of it is health); private cover is supplementary/optional. Foreigners not yet in the public system can buy the Tervisekassa voluntary insurance (€272/mo from 1 Jan 2026) or private plans. The $1,231 figure is the private comprehensive market midpoint, chosen for cross-country comparability.
04Air quality (PM2.5)
Brno
13.3 µg/m³
EEA European city air quality viewer (City_AQ_Viewer_2026)
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Method
- EEA city viewer value for Brno = 13.3 µg/m³ (2024 annual mean, aggregated from Brno's monitoring stations). Read via the EEA-verified-data tracker eu-airquality.com/czechia/brno (which republishes the EEA city viewer figures) because the EEA viewer itself renders inside a Tableau canvas not machine-readable to automated fetches; the value is EEA's own.
- Notes
- About 2.7× the WHO 2021 guideline (5 µg/m³), within the current EU limit (25) but above the 2030 EU limit (10), so Brno is 'not on track' for 2030 compliance per EEA. Corroborated by the aqicn/ČHMÚ Brno historical annual series (18.8 in 2017 → 15.7 in 2019 → 13.5 in 2020), a clear downward trend consistent with 13.3 in 2024. Lower than Kraków (19.5) and close to Prague (~12); the ČHMÚ tabular yearbook HTML pages (per-station Brno-Tuřany/Brno-Výstaviště) were not machine-readable this cycle, so the EEA city aggregate is used as the primary figure.
Tartustronger
4.6 µg/m³
European Environment Agency — Air Quality Statistics (E1a validated), station EE0021A "Tartu"
Open data
- Data as of
- Dec 31, 2025
- Verified
- Oct 2, 2026
- Method
- Validated (E1a, verification flag 1) 2025 annual mean at station EE0021A "Tartu", an urban background site at 58.3706°N 26.7347°E, 1.3 km from Raekoja plats: 4.546 µg/m³ on 98.63% data coverage, from daily samples, queried from the EEA statistics service on 2026-10-02. It is the only Tartu station in the EEA's PM2.5 statistics. Earlier years at the same station: 4.834 µg/m³ in 2024 (98.63%) and 5.749 in 2023 (99.18%). The WHO Ambient Air Quality Database v8.0 (2026) carries the same 4.83 µg/m³ for Tartu/EST in 2024 at 99% coverage; its 2025 row, 5.27 at 88% coverage, predates validation, so the EEA's validated 2025 value is used.
- Notes
- ONE STATION: the figure describes the city's background level and says nothing about traffic corridors. Under the WHO 2021 guideline of 5 µg/m³ in 2024 and 2025, above it in 2023, and well under the EU limit of 10 µg/m³ that applies from 2030. The WHO series for the same station has fallen from 9.23 µg/m³ in 2014 to 5.75 in 2023. Tallinn's background station, Õismäe, read 3.42 µg/m³ in 2024 and 3.62 in 2025 in the same EEA statistics, so Tartu's background level runs about a quarter to two-fifths higher.
05English proficiency
Brno
High
EF EPI 2025 (rank 23/123, score 582 — High band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Own band informed by EF EPI 2025 (attribution: EF Education First): Czechia rank 23/123, score 582, EF 'High'/B2 band. English is broadly workable in Prague/Brno and the service and tech sectors, thinner in smaller towns and public offices. Czech is the sole official language.
Tartu
High
EF English Proficiency Index 2025 (Estonia score 561, rank ~31 — High band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Own band informed by EF EPI (attribution: EF Education First). Estonia sits in EF's 'High' band (score 561, 2025). English is widely spoken among younger Estonians and in the tech/service sectors and e-government works in English; Russian remains common among the older Russian-speaking minority. Estonian is the sole official language.
Money & crypto
Optimising tax, banking and crypto rules.
Brno fits better — 2 of 3
01Crypto regulation
Brnostronger
Legal friendly
Official source
- Data as of
- Feb 15, 2025
- Verified
- Jul 4, 2026
- Notes
- Holding and trading are legal. From 15 Feb 2025 individuals enjoy two explicit exemptions: a value test (crypto income up to 100,000 CZK/year is tax-free) and a time test (crypto held over 3 years before sale is exempt, up to 40 million CZK/year). Otherwise gains are taxed as other income (§10) at 15%/23%. EU MiCA applies. The explicit exemptions and the 3-year 0% rule make this 'legal-friendly' (clear favourable rules), a notch above standard 'legal-regulated'.
Tartu
Legal regulated
Estonian Tax and Customs Board — Cryptocurrency (income tax on gains from transfer/exchange)
Official source
- Data as of
- Jul 1, 2026
- Verified
- Jul 4, 2026
- Notes
- Holding and trading are legal for individuals. Income tax (22% in 2026) is charged on gains from the transfer, including crypto-to-crypto exchange, of crypto-assets; losses on non-MiCA-authorised platforms are not deductible, MiCA-platform losses can offset gains and carry forward. From 1 July 2026 crypto-asset services may only be provided under a MiCA authorisation from Finantsinspektsioon (the FSA) or another EEA regulator (old FIU/VASP licences expire). Standard EU-regulated, taxed regime — not specially favourable.
02Financial control level
Brno
Low
Ministry of Finance — Act No. 254/2004 Coll. on restriction of cash payments (limit 270,000 CZK/day)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Composite: CZK is fully convertible with no capital/exchange controls (EU/OECD member; free movement of capital under EU law); cash-payment limit 270,000 CZK/day per payer-recipient pair (Act 254/2004), no limit on card/transfer payments; no FBAR-style foreign-account disclosure beyond EU CRS exchange via banks; free non-resident banking. Low state control over personal money flows.
Tartu
Low
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Composite: Estonia is in the eurozone and EU single market with full free movement of capital and no currency/capital controls; the euro is fully convertible; non-residents open EU/SEPA and Estonian bank accounts (KYC applies); no FBAR-style personal foreign-account disclosure beyond EU CRS automatic exchange via banks; e-Residency enables fully digital company banking. No general cash-payment ceiling for individuals. Residents self-declare worldwide income annually. Inputs: emta declaration rules; EU free-movement-of-capital (TFEU) framework.
- Notes
- Personal funds move freely; the main friction is bank onboarding for non-resident e-Residents (some banks/fintechs decline), not state capital controls. Not re-checked against the IMF AREAER line item this cycle — classification rests on eurozone/EU capital-freedom status.
03Freelancer tax burden
Brnostronger
13%
SettleMetric tax engine over official 2026 rules (Finanční správa, ČSSZ, VZP)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Best eligible scheme cz-osvc-pausal-60 at €60,000 revenue = 1,452,960 CZK (ECB EUR/CZK 24.216): 60% expense lump-sum → profit 581,184; social 29.2%×55% = 93,338.15; health 13.5%×50% = 39,663.27 (min floor); PIT (581,184 − 205,600 allowance) × 15% = 56,337.60; total levies 189,339.02 → 13.03%. The paušální-daň Band 2 (200,940 CZK fixed) gives 13.83%, so the 60% lump-sum wins at this income. Expenses are the statutory 60% flat rate, not actual costs.
Tartu
22%
SettleMetric tax engine over official 2026 Estonian rules (emta.ee)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Best eligible scheme = ee-ou-distributed-profit (OÜ, distribute all profit). At €60,000 profit fully distributed, corporate income tax = 22/78 of the net dividend = 22% of gross profit = €13,200; net €46,800 → 22.0% burden. No personal dividend tax from 2025. The direct self-employment form (ee-fie-sole-proprietor) is far heavier (~44.7% at €60k, driven by 33% social tax); the OÜ route is the favourable one a solo IT earner would actually pick. Expenses assumed nil at this profile.
- Notes
- The 22% figure is the OÜ dividend route, which requires running a company (trivial in Estonia via e-Residency). It excludes any tax the owner's country of tax residence levies on the dividend, and excludes taking money as salary (which would raise the burden to ~40% via 33% social tax). The legislated 2026 rise to 24% was cancelled in June 2025, so 22/78 holds.
Calm lifestyle
Prioritising safety, air, and an easy daily life.
Brno fits better — 3 of 4
01Homicide rate
Brnostronger
0.77/100k
UNODC / World Bank — intentional homicides per 100,000 (Czechia, 2023)
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 4, 2026
- Notes
- UNODC series via World Bank: 0.768 per 100,000 in 2023 (down from 0.815 in 2022). Rounded to 0.77. 2024 not yet published at the national series level on checked sources.
Tartu
1.32/100k
Eurostat — police-recorded intentional homicide (ICCS 0101), per hundred thousand inhabitants
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Notes
- Eurostat police-recorded rate: 1.32 (2024), 1.35 (2023), 1.43 (2022) — a clear downward trend. Police-recorded figures can include attempts, so the completed-homicide rate is likely lower; UNODC completed-homicide series is the preferred cross-check but was not re-read this cycle.
02Air quality (PM2.5)
Brno
13.3 µg/m³
EEA European city air quality viewer (City_AQ_Viewer_2026)
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Method
- EEA city viewer value for Brno = 13.3 µg/m³ (2024 annual mean, aggregated from Brno's monitoring stations). Read via the EEA-verified-data tracker eu-airquality.com/czechia/brno (which republishes the EEA city viewer figures) because the EEA viewer itself renders inside a Tableau canvas not machine-readable to automated fetches; the value is EEA's own.
- Notes
- About 2.7× the WHO 2021 guideline (5 µg/m³), within the current EU limit (25) but above the 2030 EU limit (10), so Brno is 'not on track' for 2030 compliance per EEA. Corroborated by the aqicn/ČHMÚ Brno historical annual series (18.8 in 2017 → 15.7 in 2019 → 13.5 in 2020), a clear downward trend consistent with 13.3 in 2024. Lower than Kraków (19.5) and close to Prague (~12); the ČHMÚ tabular yearbook HTML pages (per-station Brno-Tuřany/Brno-Výstaviště) were not machine-readable this cycle, so the EEA city aggregate is used as the primary figure.
Tartustronger
4.6 µg/m³
European Environment Agency — Air Quality Statistics (E1a validated), station EE0021A "Tartu"
Open data
- Data as of
- Dec 31, 2025
- Verified
- Oct 2, 2026
- Method
- Validated (E1a, verification flag 1) 2025 annual mean at station EE0021A "Tartu", an urban background site at 58.3706°N 26.7347°E, 1.3 km from Raekoja plats: 4.546 µg/m³ on 98.63% data coverage, from daily samples, queried from the EEA statistics service on 2026-10-02. It is the only Tartu station in the EEA's PM2.5 statistics. Earlier years at the same station: 4.834 µg/m³ in 2024 (98.63%) and 5.749 in 2023 (99.18%). The WHO Ambient Air Quality Database v8.0 (2026) carries the same 4.83 µg/m³ for Tartu/EST in 2024 at 99% coverage; its 2025 row, 5.27 at 88% coverage, predates validation, so the EEA's validated 2025 value is used.
- Notes
- ONE STATION: the figure describes the city's background level and says nothing about traffic corridors. Under the WHO 2021 guideline of 5 µg/m³ in 2024 and 2025, above it in 2023, and well under the EU limit of 10 µg/m³ that applies from 2030. The WHO series for the same station has fallen from 9.23 µg/m³ in 2014 to 5.75 in 2023. Tallinn's background station, Õismäe, read 3.42 µg/m³ in 2024 and 3.62 in 2025 in the same EEA statistics, so Tartu's background level runs about a quarter to two-fifths higher.
03Cost of living (single, excl. rent)
Brnostronger
$785/mo
ČSÚ — Household Consumption Expenditures 2024 (per-capita CZ-COICOP), CPI-uplifted
Curated by SettleMetric
- Data as of
- Jun 30, 2026
- Verified
- Jul 4, 2026
- Method
- ČSÚ 2024 all-households per-capita consumption 212,569 CZK/yr minus actual rentals (04.1) 19,621 CZK → 192,948 CZK/yr = 16,079 CZK/mo excluding rent; uplifted by CPI to mid-2026 (2025 avg +2.5%, +~1.1% into 2026 → ×1.037) → ≈16,674 CZK/mo; converted at 21.244 CZK/USD (ECB 2026-07-02, EUR/CZK 24.216 ÷ EUR/USD 1.1399) → ≈$785. All-households per-capita basis (single-person basket not separately published in this release); city living runs somewhat higher.
Tartu
$900/mo
Statistics Estonia Household Budget Survey (per-member consumption), CPI-uplifted
Curated by SettleMetric
- Data as of
- May 31, 2026
- Verified
- Jul 4, 2026
- Method
- Statistics Estonia HBS per-household-member consumption €5,723.4/yr (2020, latest detailed survey) minus the dwelling line €932.6/yr → €4,790.8/yr ≈ €399/mo non-housing. CPI-uplifted 2020→mid-2026 ×1.51 (annual HICP 2021 4.7%, 2022 19.4%, 2023 9.2%, 2024 3.7%, 2025 4.8%, 2026 partial) → ≈€602/mo per member; ×1.35 single-person (no household economies of scale) → ≈€813/mo; ×1.1399 EUR/USD (ECB 2026-07-02) → ≈$927, rounded to ~$900 for a defined single basket excluding rent.
- Notes
- Estonia's HBS is now only every ~5 years (last detailed 2020), so this is a CPI-uplifted survey figure, not a fresh basket. Estonia's price level is close to the EU average (higher than Poland). The single-person uplift and the CPI chain are the main uncertainties; re-verify against the 2026 HBS wave when published.
04Climate comfort
Brnostronger
6/12 mo
SettleMetric computation over climate-normals
Curated by SettleMetric
- Data as of
- Dec 31, 2020
- Verified
- Jul 4, 2026
- Method
- Months with mean daily max 15–28°C and precipitation < 150mm: Apr (16.1°C), May (20.4), Jun (24.1), Jul (26.5), Aug (26.4), Sep (20.5) = 6. October misses at 14.1°C. One more pleasant month than Prague (whose April is 14.5°C), consistent with Brno's slightly warmer Moravian climate.
Tartu
5/12 mo
SettleMetric computation over Tartu-Tõravere climate-normals (WMO 26242)
Curated by SettleMetric
- Data as of
- Dec 31, 2020
- Verified
- Oct 2, 2026
- Method
- Months whose mean daily maximum is between 15 and 28 °C and whose precipitation is under 150 mm: May (17.1 °C, 54.0 mm), June (20.6 °C, 87.5 mm), July (23.1 °C, 66.7 mm), August (21.8 °C, 78.6 mm), September (16.3 °C, 55.2 mm) = 5. April (11.1 °C) and October (9.2 °C) are too cool, and so are November to March.
03
The full comparison
Open any fact to see what it measures, how fresh it is and the complete source trail for both cities.
01
Taxes
CriterionBrnoTartu
01+−Freelancer tax burden% effective burden at €60k/year self-employed profileBrnostronger13Tartu22
What this measures
Effective total burden (income tax + mandatory social and health contributions) for a solo IT freelancer with €60,000/year revenue and 10% deductible expenses, using the most favourable eligible scheme in the country's tax-schemes data. Computed by the SettleMetric tax engine; recorded as a curated value with the winning scheme id in method.
Lower is better· % effective burden at €60k/year self-employed profile· re-verified every 365 days
Brno
SettleMetric tax engine over official 2026 rules (Finanční správa, ČSSZ, VZP)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Best eligible scheme cz-osvc-pausal-60 at €60,000 revenue = 1,452,960 CZK (ECB EUR/CZK 24.216): 60% expense lump-sum → profit 581,184; social 29.2%×55% = 93,338.15; health 13.5%×50% = 39,663.27 (min floor); PIT (581,184 − 205,600 allowance) × 15% = 56,337.60; total levies 189,339.02 → 13.03%. The paušální-daň Band 2 (200,940 CZK fixed) gives 13.83%, so the 60% lump-sum wins at this income. Expenses are the statutory 60% flat rate, not actual costs.
Tartu
SettleMetric tax engine over official 2026 Estonian rules (emta.ee)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Best eligible scheme = ee-ou-distributed-profit (OÜ, distribute all profit). At €60,000 profit fully distributed, corporate income tax = 22/78 of the net dividend = 22% of gross profit = €13,200; net €46,800 → 22.0% burden. No personal dividend tax from 2025. The direct self-employment form (ee-fie-sole-proprietor) is far heavier (~44.7% at €60k, driven by 33% social tax); the OÜ route is the favourable one a solo IT earner would actually pick. Expenses assumed nil at this profile.
- Notes
- The 22% figure is the OÜ dividend route, which requires running a company (trivial in Estonia via e-Residency). It excludes any tax the owner's country of tax residence levies on the dividend, and excludes taking money as salary (which would raise the burden to ~40% via 33% social tax). The legislated 2026 rise to 24% was cancelled in June 2025, so 22/78 holds.
02
Legalization
CriterionBrnoTartu
01+−Remote-work legalization easeBrnoLong stay pathTartustrongerDedicated nomad visa
What this measures
Best available legalization route for a location-independent earner with a median (non-EU, non-US) passport, classified from this country's legalization-paths data: dedicated digital-nomad visa; general freelance/self-employment permit; realistic long-stay path (e.g. renewable temporary residence); only short visa-free/tourist stays; effectively none.
Rated by category· re-verified every 180 days
Brno
Official source
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Notes
- Czechia has no dedicated digital-nomad visa (the earlier special programme for selected nationalities was a labour scheme, not a nomad visa). The realistic long-stay route for a location-independent earner is the long-term residence/long-stay visa for the purpose of business, held on a Czech trade licence (živnostenské oprávnění); renewable and a path toward permanent residence. Classified 'long-stay-path' (renewable temporary residence), not a dedicated nomad visa.
Tartu
e-Residency (Republic of Estonia) — Digital Nomad Visa
Official source
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Notes
- Estonia runs a dedicated Digital Nomad Visa (Type C/D) for remote workers with a foreign employer, own foreign company, or foreign freelance clients, income ~€4,500/month over the prior 6 months, up to 1 year. Non-EU passports use it; EU citizens use freedom of movement. See ee-digital-nomad-visa.
03
Cost of living
CriterionBrnoTartu
01+−Cost of living (single, excl. rent)USD/month, single person, excluding rentBrnostronger785Tartu900
What this measures
Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.
Lower is better· USD/month, single person, excluding rent· re-verified every 365 days
Brno
ČSÚ — Household Consumption Expenditures 2024 (per-capita CZ-COICOP), CPI-uplifted
Curated by SettleMetric
- Data as of
- Jun 30, 2026
- Verified
- Jul 4, 2026
- Method
- ČSÚ 2024 all-households per-capita consumption 212,569 CZK/yr minus actual rentals (04.1) 19,621 CZK → 192,948 CZK/yr = 16,079 CZK/mo excluding rent; uplifted by CPI to mid-2026 (2025 avg +2.5%, +~1.1% into 2026 → ×1.037) → ≈16,674 CZK/mo; converted at 21.244 CZK/USD (ECB 2026-07-02, EUR/CZK 24.216 ÷ EUR/USD 1.1399) → ≈$785. All-households per-capita basis (single-person basket not separately published in this release); city living runs somewhat higher.
Tartu
Statistics Estonia Household Budget Survey (per-member consumption), CPI-uplifted
Curated by SettleMetric
- Data as of
- May 31, 2026
- Verified
- Jul 4, 2026
- Method
- Statistics Estonia HBS per-household-member consumption €5,723.4/yr (2020, latest detailed survey) minus the dwelling line €932.6/yr → €4,790.8/yr ≈ €399/mo non-housing. CPI-uplifted 2020→mid-2026 ×1.51 (annual HICP 2021 4.7%, 2022 19.4%, 2023 9.2%, 2024 3.7%, 2025 4.8%, 2026 partial) → ≈€602/mo per member; ×1.35 single-person (no household economies of scale) → ≈€813/mo; ×1.1399 EUR/USD (ECB 2026-07-02) → ≈$927, rounded to ~$900 for a defined single basket excluding rent.
- Notes
- Estonia's HBS is now only every ~5 years (last detailed 2020), so this is a CPI-uplifted survey figure, not a fresh basket. Estonia's price level is close to the EU average (higher than Poland). The single-person uplift and the CPI chain are the main uncertainties; re-verify against the 2026 HBS wave when published.
Monthly spending by category (excl. rent)
Brno
Tartu
ČSÚ Household Consumption Expenditures 2024 (per-capita CZ-COICOP), CPI-uplifted
Curated by SettleMetric
- Data as of
- Jun 30, 2026
- Verified
- Jul 4, 2026
- Method
- ČSÚ 2024 all-households per-capita annual spending by CZ-COICOP division (Kč/yr): food 37,888; housing excl. rent 35,314 (04 total 54,935 − 04.1 rent 19,621); transport 21,063; recreation 18,904; restaurants 15,574; furnishings 12,680; info & communication 11,887; clothing 8,373; alcohol & tobacco 6,652; insurance & finance 6,689; health 6,880; education 1,665. Each ÷12, ×1.037 CPI uplift, ÷21.244 CZK/USD. Categories approximate the ~$785/mo cost-of-living aggregate (small housing sub-lines within 04.4 rounded).
Statistics Estonia Household Budget Survey 2020 (per-member consumption by COICOP), CPI-uplifted
Curated by SettleMetric
- Data as of
- May 31, 2026
- Verified
- Jul 4, 2026
- Method
- HBS 2020 per-member spending by COICOP category, excluding the dwelling line, CPI-uplifted ×1.51 to mid-2026, single-person-uplifted ×1.35, converted at 1.1399 EUR/USD. Categories are the housing-excluded consumption groups; they sum to ≈$865, within the ~$900 single-person aggregate (the remainder is alcohol/tobacco and rounding). National-average basis.
01Food & non-alcoholic drinks
Brno
—
Tartu
$252
02Transport
Brnocheaper
$86
Tartu
$152
03Food & non-alcoholic beverages
Brno
$154
Tartu
—
04Housing utilities (energy, water, maintenance) excl. rent
Brno
$144
Tartu
—
05Recreation & culture
Brno
—
Tartu
$109
06Clothing & footwear
Brnocheaper
$34
Tartu
$54
07Household goods & operation
Brno
—
Tartu
$87
08Recreation, sport & culture
Brno
$77
Tartu
—
09Health (out-of-pocket)
Brnocheaper
$28
Tartu
$49
10Restaurants & accommodation
Brno
$63
Tartu
—
11Miscellaneous goods & services
Brno
—
Tartu
$60
12Communications
Brno
—
Tartu
$54
13Furnishings & household equipment
Brno
$52
Tartu
—
14Information & communication
Brno
$48
Tartu
—
15Restaurants & hotels
Brno
—
Tartu
$48
16Alcohol & tobacco
Brno
$27
Tartu
—
17Insurance & financial services
Brno
$27
Tartu
—
18Education services
Brno
$7
Tartu
—
Total (excl. rent)
Brno$747/mo
Tartu$865/mo
04
Housing
Rent by apartment type
Asking rent, central price with outside-centre in parentheses ($/mo).
Brno
Tartu
Curated by SettleMetric
- Data as of
- Sep 30, 2025
- Verified
- Jul 4, 2026
- Method
- City-wide asking rent per m² from Deloitte Brno (399 CZK/m²/mo, Q3 2025) applied to typical unit sizes (studio 30 m², 1BR 47 m², 2BR 65 m², 3BR 85 m²), then split into central vs outside using a district multiplier (central Brno-střed ×1.15, outer panel districts ×0.90) reflecting the ~350 CZK/m² near-centre vs ~240–260 CZK/m² outer-panel spread reported by garantovanynajem.cz. Converted at 21.244 CZK/USD. Cross-checked against garantovanynajem.cz market asking figures by disposition (1+kk ≈17,000 → $800; 2+kk ≈24,000 → $1,130; 3+kk ≈32,000 → $1,506 CZK/mo), which the central/outside brackets straddle.
- Notes
- All cells are DERIVED (Deloitte city per-m² × typical size × district multiplier). Only the city-wide per-m² asking rent (Deloitte) and the central/outer per-m² spread are directly observed; the type×location matrix is computed transparently. Central = Brno-střed and adjacent; outside = Bohunice, Líšeň, Starý Lískovec and similar outer districts.
City24.ee asking-rent statistics for Tartu, July 2026, as reported by Postimees (5 August 2026)
Curated by SettleMetric
- Data as of
- Jul 31, 2026
- Verified
- Oct 2, 2026
- Method
- Not built: every route to a central/outside split was closed on 2026-10-02. Listing snapshots, the construction used for the Austrian cities, are off-limits: Kinnisvara24.ee's terms of use prohibit automated collection of its data, including scraping and web robots; soov.ee's user agreement prohibits systematic data collection, automated access and scraping; KV.ee and City24.ee answer automated requests with a bot check, which was not bypassed; and Rendin.ee's listings page showed three Tartu homes among its 25. The published figures read stop at the city level: KV.ee's rent report for June 2026 (via adaur.ee) covers Tallinn only; the archived copies of KV.ee's price-statistics page hold only its interactive form; the Tartu market reviews of Domus (June 2026) and the Land and Spatial Board (Maa- ja Ruumiamet, first quarter of 2026) cover sales only; and Arco Vara's note on Tartu's rental market (February 2024) counts listings without prices. City24's figure, as reported by Postimees, is a single city-wide average.
- Notes
- Directly observed, city-wide: City24.ee's average asking rent for flats in Tartu was €13.10/m² in July 2026, a ten-year high, against €12.50 at last year's peak and €8.17 in summer 2016; Tallinn's was €14.90. On the floor areas used for the cities priced per square metre (studio 30, 1br 40, 2br 60, 3br 85 m²) that gives studio €393 ($453), 1br €524 ($604), 2br €786 ($907), 3br €1,114 ($1,284). The report notes a wide spread inside the city: the average covers both new-build flats in the centre and unrenovated flats on the outskirts. Those figures are not reshaped into central and outside cells that nobody measured.
01Studio
Brno
$648$507 outside
Tartu
—
021-bedroom
Brno
$1,015$794 outside
Tartu
—
032-bedroom
Brno
$1,404$1,099 outside
Tartu
—
043-bedroom
Brno
$1,836$1,437 outside
Tartu
—
05
Safety
CriterionBrnoTartu
01+−Homicide rateintentional homicides per 100,000/yearBrnostronger0.8Tartu1.3
What this measures
Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).
Lower is better· intentional homicides per 100,000/year· re-verified every 730 days
Brno
UNODC / World Bank — intentional homicides per 100,000 (Czechia, 2023)
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 4, 2026
- Notes
- UNODC series via World Bank: 0.768 per 100,000 in 2023 (down from 0.815 in 2022). Rounded to 0.77. 2024 not yet published at the national series level on checked sources.
Tartu
Eurostat — police-recorded intentional homicide (ICCS 0101), per hundred thousand inhabitants
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Notes
- Eurostat police-recorded rate: 1.32 (2024), 1.35 (2023), 1.43 (2022) — a clear downward trend. Police-recorded figures can include attempts, so the completed-homicide rate is likely lower; UNODC completed-homicide series is the preferred cross-check but was not re-read this cycle.
06
Climate
CriterionBrnoTartu
01+−Climate comfortpleasant months/yearBrnostronger6Tartu5
What this measures
Number of months whose 1991–2020 climate normals satisfy: mean daily maximum between 15°C and 28°C and monthly precipitation under 150mm. Computed from the city's climate-normals indicator; the raw normals are stored alongside so users can judge by their own taste.
Higher is better· pleasant months/year· re-verified every 3650 days
Brno
SettleMetric computation over climate-normals
Curated by SettleMetric
- Data as of
- Dec 31, 2020
- Verified
- Jul 4, 2026
- Method
- Months with mean daily max 15–28°C and precipitation < 150mm: Apr (16.1°C), May (20.4), Jun (24.1), Jul (26.5), Aug (26.4), Sep (20.5) = 6. October misses at 14.1°C. One more pleasant month than Prague (whose April is 14.5°C), consistent with Brno's slightly warmer Moravian climate.
Tartu
SettleMetric computation over Tartu-Tõravere climate-normals (WMO 26242)
Curated by SettleMetric
- Data as of
- Dec 31, 2020
- Verified
- Oct 2, 2026
- Method
- Months whose mean daily maximum is between 15 and 28 °C and whose precipitation is under 150 mm: May (17.1 °C, 54.0 mm), June (20.6 °C, 87.5 mm), July (23.1 °C, 66.7 mm), August (21.8 °C, 78.6 mm), September (16.3 °C, 55.2 mm) = 5. April (11.1 °C) and October (9.2 °C) are too cool, and so are November to March.
02+−Air quality (PM2.5)µg/m³, annual mean PM2.5Brno13.3Tartustronger4.6
What this measures
Annual mean fine-particulate (PM2.5) concentration for the city, latest available year. Anchors follow the WHO 2021 guideline (5 µg/m³ → 10) through the EU limit value territory (25 µg/m³ → 2). Preferred source: European Environment Agency city-level air quality data; outside Europe: WHO Ambient Air Quality Database or the national monitoring network.
Lower is better· µg/m³, annual mean PM2.5· re-verified every 730 days
Brno
EEA European city air quality viewer (City_AQ_Viewer_2026)
Open data
- Data as of
- Dec 31, 2024
- Verified
- Jul 4, 2026
- Method
- EEA city viewer value for Brno = 13.3 µg/m³ (2024 annual mean, aggregated from Brno's monitoring stations). Read via the EEA-verified-data tracker eu-airquality.com/czechia/brno (which republishes the EEA city viewer figures) because the EEA viewer itself renders inside a Tableau canvas not machine-readable to automated fetches; the value is EEA's own.
- Notes
- About 2.7× the WHO 2021 guideline (5 µg/m³), within the current EU limit (25) but above the 2030 EU limit (10), so Brno is 'not on track' for 2030 compliance per EEA. Corroborated by the aqicn/ČHMÚ Brno historical annual series (18.8 in 2017 → 15.7 in 2019 → 13.5 in 2020), a clear downward trend consistent with 13.3 in 2024. Lower than Kraków (19.5) and close to Prague (~12); the ČHMÚ tabular yearbook HTML pages (per-station Brno-Tuřany/Brno-Výstaviště) were not machine-readable this cycle, so the EEA city aggregate is used as the primary figure.
Tartu
European Environment Agency — Air Quality Statistics (E1a validated), station EE0021A "Tartu"
Open data
- Data as of
- Dec 31, 2025
- Verified
- Oct 2, 2026
- Method
- Validated (E1a, verification flag 1) 2025 annual mean at station EE0021A "Tartu", an urban background site at 58.3706°N 26.7347°E, 1.3 km from Raekoja plats: 4.546 µg/m³ on 98.63% data coverage, from daily samples, queried from the EEA statistics service on 2026-10-02. It is the only Tartu station in the EEA's PM2.5 statistics. Earlier years at the same station: 4.834 µg/m³ in 2024 (98.63%) and 5.749 in 2023 (99.18%). The WHO Ambient Air Quality Database v8.0 (2026) carries the same 4.83 µg/m³ for Tartu/EST in 2024 at 99% coverage; its 2025 row, 5.27 at 88% coverage, predates validation, so the EEA's validated 2025 value is used.
- Notes
- ONE STATION: the figure describes the city's background level and says nothing about traffic corridors. Under the WHO 2021 guideline of 5 µg/m³ in 2024 and 2025, above it in 2023, and well under the EU limit of 10 µg/m³ that applies from 2030. The WHO series for the same station has fallen from 9.23 µg/m³ in 2014 to 5.75 in 2023. Tallinn's background station, Õismäe, read 3.42 µg/m³ in 2024 and 3.62 in 2025 in the same EEA statistics, so Tartu's background level runs about a quarter to two-fifths higher.
07
Healthcare
CriterionBrnoTartu
01+−Private healthcare costUSD/year, comprehensive private insurance premium, healthy 35-year-oldBrnostronger1,186Tartu1,231
What this measures
Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.
Lower is better· USD/year, comprehensive private insurance premium, healthy 35-year-old· re-verified every 365 days
Brno
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Comprehensive (outpatient + inpatient/hospital, benefit limit 1.8–10 million CZK/event, ~EUR 400,000) commercial medical insurance for foreigners — PVZP Comprehensive EXCLUSIVE and comparable UNIQA/Slavia/Maxima/Ergo products — runs ≈1,700–2,500 CZK/month for a healthy 35-year-old. Midpoint ≈2,100 CZK/mo ≈ 25,200 CZK/yr ≈ $1,186 at 21.244 CZK/USD (range ≈ $960–$1,412). Premiums are quoted on request, so this is a curated market midpoint.
- Notes
- Residents with a residence permit and local work/business are covered by mandatory public health insurance (VZP etc.) at 13.5% of the assessment base — comprehensive commercial cover is mainly for those not yet in the public system (long-stay visa holders must carry it). This figure is the comprehensive with-inpatient tier, chosen to be comparable with other countries' comprehensive plans; a cheaper 'basic' (urgent-care-only) foreigner plan starts around 900 CZK/mo.
Tartu
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Comprehensive private medical insurance covering outpatient + inpatient (with a small deductible) for a healthy 35-year-old runs ≈€50–150/month across Estonian insurers (ERGO, If, Elama and international IPMI providers); midpoint ≈€90/mo ≈ €1,080/yr ≈ $1,231 at 1.1399 EUR/USD (range ≈ $684–$2,052). Cross-checked against the Estonian Health Insurance Fund (Tervisekassa) VOLUNTARY public-equivalent premium of €272/mo = €3,264/yr (≈$3,721) — broader cover but a useful upper anchor. Premiums quoted on request, so this is a curated market midpoint.
- Notes
- Most residents rely on mandatory public health insurance funded via the 33% social tax (13pp of it is health); private cover is supplementary/optional. Foreigners not yet in the public system can buy the Tervisekassa voluntary insurance (€272/mo from 1 Jan 2026) or private plans. The $1,231 figure is the private comprehensive market midpoint, chosen for cross-country comparability.
08
Money & crypto
CriterionBrnoTartu
01+−Crypto regulationBrnostrongerLegal friendlyTartuLegal regulated
What this measures
Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.
Rated by category· re-verified every 180 days
Brno
Official source
- Data as of
- Feb 15, 2025
- Verified
- Jul 4, 2026
- Notes
- Holding and trading are legal. From 15 Feb 2025 individuals enjoy two explicit exemptions: a value test (crypto income up to 100,000 CZK/year is tax-free) and a time test (crypto held over 3 years before sale is exempt, up to 40 million CZK/year). Otherwise gains are taxed as other income (§10) at 15%/23%. EU MiCA applies. The explicit exemptions and the 3-year 0% rule make this 'legal-friendly' (clear favourable rules), a notch above standard 'legal-regulated'.
Tartu
Estonian Tax and Customs Board — Cryptocurrency (income tax on gains from transfer/exchange)
Official source
- Data as of
- Jul 1, 2026
- Verified
- Jul 4, 2026
- Notes
- Holding and trading are legal for individuals. Income tax (22% in 2026) is charged on gains from the transfer, including crypto-to-crypto exchange, of crypto-assets; losses on non-MiCA-authorised platforms are not deductible, MiCA-platform losses can offset gains and carry forward. From 1 July 2026 crypto-asset services may only be provided under a MiCA authorisation from Finantsinspektsioon (the FSA) or another EEA regulator (old FIU/VASP licences expire). Standard EU-regulated, taxed regime — not specially favourable.
02+−Financial control levelBrnoLowTartuLow
What this measures
Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.
Rated by category· re-verified every 365 days
Brno
Ministry of Finance — Act No. 254/2004 Coll. on restriction of cash payments (limit 270,000 CZK/day)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 4, 2026
- Method
- Composite: CZK is fully convertible with no capital/exchange controls (EU/OECD member; free movement of capital under EU law); cash-payment limit 270,000 CZK/day per payer-recipient pair (Act 254/2004), no limit on card/transfer payments; no FBAR-style foreign-account disclosure beyond EU CRS exchange via banks; free non-resident banking. Low state control over personal money flows.
Tartu
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- Composite: Estonia is in the eurozone and EU single market with full free movement of capital and no currency/capital controls; the euro is fully convertible; non-residents open EU/SEPA and Estonian bank accounts (KYC applies); no FBAR-style personal foreign-account disclosure beyond EU CRS automatic exchange via banks; e-Residency enables fully digital company banking. No general cash-payment ceiling for individuals. Residents self-declare worldwide income annually. Inputs: emta declaration rules; EU free-movement-of-capital (TFEU) framework.
- Notes
- Personal funds move freely; the main friction is bank onboarding for non-resident e-Residents (some banks/fintechs decline), not state capital controls. Not re-checked against the IMF AREAER line item this cycle — classification rests on eurozone/EU capital-freedom status.
09
Infrastructure
CriterionBrnoTartu
01+−Domestic delivery qualityBrnoExcellentTartuExcellent
What this measures
Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.
Rated by category· re-verified every 730 days
Brno
Packeta/Zásilkovna official news + Czech Post / carrier service pages (composite)
Curated by SettleMetric
- Data as of
- Dec 31, 2025
- Verified
- Jul 4, 2026
- Method
- Packeta/Zásilkovna: ~6,200 Z-BOX lockers + ~4,000 staffed pickup points (≈10,000 points in Czechia), 184 million parcels delivered in 2025; Czech Post (Česká pošta) nationwide with Balíkovna pickup; PPL, DPD, GLS, DHL nationwide with next-day standard. Dense locker + PUDO network; next-day delivery is the norm.
Tartu
Omniva / SmartPosti / DPD Estonia official network pages (composite)
Curated by SettleMetric
- Data as of
- Dec 31, 2025
- Verified
- Jul 4, 2026
- Method
- Classified from national operator and carrier coverage data: Omniva (universal postal service provider) ~387 public parcel machines expanding toward ~600 plus community lockers; SmartPosti/Itella ~269 lockers + ~61 parcel points; DPD dense locker/pickup network; all three offer nationwide next-day delivery with standard real-time tracking. Meets the 'excellent' bar (nationwide next-day, dense locker network, tracking standard).
- Notes
- Omniva (universal postal provider) operates ~387 public parcel machines (expanding toward ~600 plus community lockers), SmartPosti (Itella) ~269 lockers + ~61 parcel points, and DPD a dense pickup/locker network; all three offer nationwide next-day delivery. Estonia has one of the densest parcel-locker networks per capita in Europe — locker delivery is the e-commerce default. Real-time tracking is standard.
02+−International delivery easeBrnoMinor frictionTartuMinor friction
What this measures
Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.
Rated by category· re-verified every 365 days
Brno
Official source
- Data as of
- Jul 1, 2026
- Verified
- Jul 4, 2026
- Notes
- Intra-EU shipping is frictionless (single market, all major carriers). Non-EU imports: the EU removed the €150 duty-free threshold and from 1 July 2026 a temporary flat €3/item duty applies to ≤€150 consignments (until 2028); VAT is collected at checkout via IOSS. Predictable but no longer duty-free — same EU regime as other member states.
Tartu
European Commission — removal of the €150 customs duty exemption (low-value imports)
Official source
- Data as of
- Jul 1, 2026
- Verified
- Jul 4, 2026
- Notes
- Intra-EU shipping is frictionless (single market; DPD/DHL/Omniva/GLS/UPS/FedEx all present). Non-EU imports: the €150 duty-free threshold was removed EU-wide on 2026-07-01 — a temporary flat duty applies to low-value IOSS consignments and VAT is collected at checkout. Predictable but no longer duty-free; Estonia's location on the EU's eastern edge adds modest transit time from western hubs.
03+−Internet speedMbps, median fixed downloadBrnostronger30.1Tartu26.8
What this measures
Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.
Higher is better· Mbps, median fixed download· re-verified every 365 days
Brno
M-Lab NDT country aggregates for Czechia
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 4, 2026
- Method
- Median of 343 daily country medians, 957,549 download tests (2023 — latest full year in M-Lab's public stats API; 2025/2026 files not yet published).
- Notes
- M-Lab NDT is single-stream and reads well below Ookla-style figures (Czech fixed broadband commonly markets 100–1000 Mbps) — comparable only within this criterion.
Tartu
M-Lab NDT country aggregates for Estonia
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 4, 2026
- Notes
- M-Lab NDT single-stream median (2023, latest full year in M-Lab's public stats API; 2025/2026 files not yet published). NDT reads well below Ookla-style figures and is comparable only within this criterion; the sampled daily median was ~26.8 Mbps — Estonia's actual retail fibre speeds are far higher, but only the M-Lab figure is used for cross-country consistency. The full-year median should be recomputed from the M-Lab BigQuery export for precision.
10
Language
CriterionBrnoTartu
01+−English proficiencyBrnoHighTartuHigh
What this measures
Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.
Rated by category· re-verified every 730 days
Brno
EF EPI 2025 (rank 23/123, score 582 — High band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Own band informed by EF EPI 2025 (attribution: EF Education First): Czechia rank 23/123, score 582, EF 'High'/B2 band. English is broadly workable in Prague/Brno and the service and tech sectors, thinner in smaller towns and public offices. Czech is the sole official language.
Tartu
EF English Proficiency Index 2025 (Estonia score 561, rank ~31 — High band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 4, 2026
- Notes
- Own band informed by EF EPI (attribution: EF Education First). Estonia sits in EF's 'High' band (score 561, 2025). English is widely spoken among younger Estonians and in the tech/service sectors and e-government works in English; Russian remains common among the older Russian-speaking minority. Estonian is the sole official language.
11
Education
CriterionBrnoTartu
01+−International schoolsaccredited international schools, countBrno1Tartustronger2
What this measures
Count of international schools in the metro area accredited by or member of IB, CIS, COBIS, or an equivalent national-curriculum-abroad body (verified against the accreditor's public registry, not aggregator sites).
Higher is better· accredited international schools, count· re-verified every 730 days
Brno
IB World Schools directory (find-an-ib-school, keyword Brno) + CIS re-accreditation notice
Curated by SettleMetric
- Data as of
- Jul 4, 2026
- Verified
- Jul 4, 2026
- Method
- IB 'Find an IB World School' returned exactly one match for keyword 'Brno': International School of Brno / 'Brno International School s.r.o.' (IB code 004892, Čejkovická 10, Brno-Vinohrady) — IB PYP authorized 2017, IB DP 2020. The same institution is a CIS member (re-accredited by the Council of International Schools on 24 June 2024) and a Cambridge International centre (IGCSE/A Level). IB, CIS and Cambridge here all refer to one school, so it is counted once.
- Notes
- Count = 1. International School of Brno is described by its own and third-party sources as the only internationally accredited school in Brno and the only IB World School in South Moravia; no separate AEFE (French), German Auslandsschulwesen, or additional CIS/COBIS-accredited school was found in the Brno metro. The French Lycée and German school with those accreditations are in Prague, not Brno.
Tartu
Curated by SettleMetric
- Data as of
- Oct 2, 2026
- Verified
- Oct 2, 2026
- Method
- Miina Härma Gümnaasium, a municipal school: on the IB's own school page an IB World School since 11 May 2011, authorised for the Diploma Programme on 11 May 2011, the Primary Years Programme on 18 June 2014 and the Middle Years Programme on 15 February 2019, IB school code 006552, read via the Internet Archive snapshot of 2025-04-28 because ibo.org answers our requests with a Cloudflare challenge. Tartu International School, private: listed by the Ministry as an IB school offering the Primary Years Programme (preschool, ages 3–6, and ages 6–12), IB school code 060016. Its IB page could not be read — ibo.org is blocked and the Internet Archive holds no capture of it — so its authorisation rests on the Ministry's listing, which the school's own website still matched on 2026-10-02. Registries add nothing: the CIS membership directory (read 2026-10-02) lists two Estonian members, both in Tallinn; COBIS's school-search data (read 2026-09-27) lists no school in Estonia; and the only Accredited European School in Estonia is in Tallinn.
- Notes
- Miina Härma is funded by the city and free of charge, with enrolment criteria set by agreement; it is the only school in Tartu offering the IB Middle Years and Diploma Programmes. Tartu International School covers the primary years only. The Ministry also lists two English-language kindergartens in Tartu, the English group of the private nursery school TERAKE and Tartu International Kindergarten; they are not schools and are not counted.